TechSolutions4CUs OTG

The interview takes place at the Movemint Symposium, with John-Ashley Paul and A.K. Patel from Tyfone discussing the company’s lending strategy and partnership with Movemint. They say they are at the conference to explain the value Tyfone brings to Movemint’s client base and to learn from the market.

They explain that Tyfone has created a digital lending group focused on solving the problem of too many separate vendors across the lending lifecycle. Their goal is to offer a single platform that covers origination, servicing, payments, collections, re-origination, and new account opening, including checking and depo...

Mitch Rutledge from Vertice AI discusses his visit to the Movemint Symposium, where he is participating alongside the Movemint team. He says the company partnered with Movemint to present a joint client case study and to explain how the two organizations work together. He identifies the shared client as GHS Credit Union in Binghamton, New York, and says the presentation will focus on using Vertice to identify indirect conversion opportunities.

He explains that the work involves identifying target audiences, then using Movemint to match those audiences with offers, while another partner, AviaryAI, handles execution through AI-driven outbound...

Aditya describes Precision CUSO as a CUSO focused on helping credit unions make “precise” decisions across the lending lifecycle. He says the goal is to support best-in-class decisioning so credit unions can compete with fintechs and banks. He explains that the platform sits beside the loan origination system, rather than replacing it.

Precision CUSO is presented as an analytical decisioning environment where credit unions test and refine decision logic using data from the LOS and core banking systems. He uses underwriting as an example, mentioning risk scores, LTV, FICO bands, DTI, policy cutoffs, and different credit policies for...

Santo Cannone says he has been with Demopolis Equity Partners for the last couple of years, where the firm focuses almost entirely on fintech. He also serves as board chair for Movemint, a company acquired by Demopolis and made independent after previously being known as TruStage Digital Storefront.

He says Movemint’s strategy is to help credit unions find the right relationships and deepen them by presenting the right offer at the right moment through the right channel. He adds that the company also plans to make it easier for credit unions to monitor and develop marketing pr...

Nizal from Payfinia discusses recent company activity, including Sync1 Systems' Lendtopia in Indianapolis, where Payfinia debuted its instant disbursements platform. He says the platform is designed to help credit unions make instant disbursements for funding and support growth through indirect and direct lending channels.

He explains that Payfinia is at the Movemint Symposium because of its relationship with the Movemint team and its connection to the broader Demopolis family, which includes Tyfone, Movemint, Nuuvia, and Payfinia.

Asked what differentiates Payfinia, he points to its open API platform, which can integrate with different core banking and...

The interview takes place at the Movement Symposium in Lakeway, Texas, where Gabby Champine describes her role in helping run the event. She says organizing the symposium requires planning for multiple possibilities, but the event has gone smoothly, with good weather and active participation from clients.

She explains that much of the discussion at the symposium focuses on activation and new membership priorities for financial institutions. The sessions highlight different customer segments that can be activated and show how these strategies are being used in practice. She also notes that clients are sharing their own experiences, which...

Members Mobile says it has fully launched its mobile services after starting the year with installations underway. The company is now live with two credit unions, MSUFCU in Michigan and SafeOne in California, and expects two more launches within the next two weeks.

The company describes itself as a nationwide premium 4G and 5G mobile network for the credit union community. It says its service is designed to be offered through credit unions to their members, with an average savings of about $500 a year.

A major part of the discussion focused on Members Mobile’s in...

Melissa Pomeroy describes the Cooperative Credit Union Association as a four-state credit union league serving New Hampshire, Massachusetts, Rhode Island, and Delaware. She says the association supports credit unions by advocating for favorable legislation at the state and federal levels on their behalf.

She explains that her own role focuses on operations, communications, education, and especially partnerships. Her work involves connecting credit unions with fintechs and other organizations that offer products or services that can help address their needs and operational challenges.

Pomeroy says she spends time meeting with individual member credit unions through events...

Mary Wisniewski says she is glad to return to the Reseda Summit and enjoys being there partly because she grew up in Michigan. She says it is meaningful to see a fintech scene in the area where she grew up.

Asked what credit unions can gain from attending, she says they can come away with new ideas, possible technology options, and valuable networking. She says meeting people can challenge them to try new approaches and help them find tools that fit their needs.

She discusses topics from her podcast and a questionnaire project called “Yours in...

Mike Persichini of KreditIQ explains his background in commercial banking and fintech, saying he has worked on both sides of the small business lending problem. He says that experience shaped KreditIQ, which he describes as an agentic AI solution focused on improving speed to fund for small and medium-sized businesses.

He says KreditIQ was built with deep domain experience in commercial, small business, and member-based lending. According to him, the team includes people who have worked in banks, credit unions, lending origination, risk, and compliance. He says this matters because many AI vendors entering the space do...

Scott Daukes of One Washington Financial and Dave Lewis of Ranqx discuss their work at the Reseda Summit and their shared focus on helping credit unions serve small businesses. Scott says One Washington Financial has built a portfolio of 28 companies and is working with partners to move the credit union industry forward.

Dave describes Ranqx as a New Zealand company that works with credit unions to improve access to capital for small businesses. Ranqx says its goal is to accelerate the flow of capital to small businesses in America through microloans and working capital solutions.

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The discussion focuses on Buy Now, Pay Later and how it has become a mainstream product. Jazzy Zhu explains that equipifi aims to offer it in a safer, more trusted way for credit unions, rather than through third-party fintechs.

Kyle Zagunis says One Detroit Credit Union first looked at its card transaction data after learning about the product. The review showed that members were already using Buy Now, Pay Later services, with a notable share of transactions going to major providers. He says this shifted the question from whether to introduce it to whether the credit union...

Randy Stolp of LoanNFT explains that the company is a startup CUSO focused on loan participations on the blockchain. He says the goal is to automate the full process and make loan participations easier for credit unions to use as part of their balance sheet management strategy.

He describes loan participations as a way for credit unions to pool loans, sell portions of them, and retain servicing while managing liquidity and spreading risk. He says the company is not trying to replace existing brokers or marketplaces, but to offer another option using newer technology.

Stolp...

The conversation focused on Curql’s work with credit unions and fintechs, with Blake Woods introducing himself as the new VP of Engagement and Growth and describing his role as building stronger connections between LPs, credit unions, and the technology funded through Curql.

He and Martin Walker both explained their backgrounds in credit unions and related financial services work. They described Curql’s relationship with Reseda as a close partnership rather than a competitive one.

Both organizations invest in some of the same companies, and Reseda often works with companies earlier and helps them gain trac...

Cary Fortin and Cara Oppenheimer of Goodbuy explain that the company is a community commerce platform connecting credit union members with local small businesses. They describe it as a white-labeled solution that gives credit unions a way to promote local businesses while giving those businesses access to local customers.

They say the member experience includes discounts and information about nearby businesses such as women-owned, veteran-owned, and other small businesses. The platform is designed to help credit unions act as a new marketing channel for businesses and, in turn, support relationship-building, account growth, and deposit growth.

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Paul Kellam explains that Keyno provides fraud prevention tools for issuers of credit and debit cards, with a focus on reducing card-not-present fraud. He says most card fraud now happens online using stolen card data, and Keyno's system replaces the static security code on the card with a dynamic code that changes every hour and is viewed in a phone app.

He describes how online transactions typically require the card number, expiration date, and the three- or four-digit code on the card, which can be reused if stolen. Keyno’s approach keeps the code from the back of...

Rick Phillips explains that Stickley on Security has expanded beyond member and employee education into security services, including becoming a CUSO and partnering with Reseda as part of a recent investment round. He says the company has been growing for years and is now focused on fraud prevention.

The main product discussed is True Member, which is designed to stop account takeover fraud in digital banking. Phillips says the system was developed over about three years and is already live at five credit unions. He says those institutions have seen zero account takeover fraud while using it.<...

CU LIFT Network describes itself as a platform that connects credit union auto lending with the rest of the car-buying process. The speakers say it helps close the gap between loan approval and keeping the credit union engaged through the full member journey.

They explain that the platform provides visibility and communication tools for both the credit union and the member. Members can use CarsGPT to search for vehicles, use FastPass to communicate with the credit union about loan questions, and shop anonymously through the dealer network and inventory connected to the system.

The speakers...

Shivam Goyal of Merble explains that the company is an AI growth platform for home lending designed to help credit unions identify and engage members who may need mortgage or home equity financing. He says the goal is to help credit unions support members with what he describes as their biggest purchase and biggest asset: a home.

He says the problem is that many members who buy homes do not finance through their credit union. He gives an example from Michigan, where many homebuyers used other lenders instead of their credit union. He says credit unions often...

Chris Otey discusses CU 2.0’s AI coaching work for credit unions, saying the program has expanded quickly and now includes multiple credit unions and a CUSO. He says the approach is practical rather than theoretical, with coaching focused on helping institutions learn to use tools like Claude and other agentic AI systems or build their own applications.

he gives an example from Mission Fed, where CU 2.0 is helping build a subpoena-handling agent that gathers check images, transaction history, and statements. He says the goal is to place such tools on CU 2.0’s enterprise platform so other credit unio...

In this episode we talk about liquidity and lending solutions for credit unions, focusing on how they can create room to make more loans even when deposits are limited. We discuss loan participations, securitization, and ways to move loans off balance sheets so credit unions can keep lending to members.

We also explain the relationship between TAPP Engine and 9Squid. TAPP Engine is the parent company, with 9Squid as a separate brand for its capital markets and securitization work, while Mission Federal Services participates through its CUSO structure and invests in financial technology companies.

A...

The guests discuss their companies, their working relationship, and how their collaboration began through the MSUFCU Conquer Fintech Accelerator. Arjun explains that Ascent is a data and AI platform designed to help credit unions understand their data and combine it with institutional knowledge such as policies, prior decisions, and member context. He says the goal is to create a single intelligence base that can be used across different systems and by both employees and automated agents.

Filip describes his role in the accelerator and says Ascent was one of the first companies in the program. He explains...

The interview focuses on member engagement at credit unions, with Gregg Hammerman of Larky and Ami Iceman of MSUFCU discussing how they use push notifications to reach members more effectively. Gregg explains that credit unions offer many products and services, but members do not always know about them unless they are contacted proactively. They describe push notifications as messages sent through a mobile banking app, using the credit union’s logo and a permissioned channel rather than SMS.

Ami says MSUFCU adopted the system because it offered a more secure way to communicate with members amid smishing co...

Aaron Colcord says Voyager AI is an early-stage company focused on precision AI for commercial lending. He describes the company’s goal as helping lenders make more approvals by using AI to handle work that should not require human effort, so staff can spend more time on relationships and deal evaluation.

He explains that Voyager AI is designed to integrate and orchestrate existing credit union systems rather than replace them. The platform connects to lending origination systems and can also work with core systems, document sources such as SharePoint, and later covenant monitoring and other integrations.

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Christian Klacko describes Kintera AI as an AI operational layer for institutions, especially credit unions. He says the company turns existing policies into workflows that AI can execute, with the goal of making back-office processes more efficient.

He explains that the company started in 2025 and launched its first product later that year, with its first credit union going into production in early 2026. The first live customer is Rockland Credit Union, now called Arise Financial.

Klacko says he is a serial entrepreneur and this is his fourth company and second fintech company. He says his earlier...

We talk with Arjun Kinective's about whether AI is truly as dangerous as some headlines suggest, and we keep returning to the idea that the current fear is being overstated. We also discuss using Gemini in everyday work, especially for troubleshooting, where we describe it as a back-and-forth tool that can help solve problems like a collaborative partner.

We shift to television and compare shows for travel viewing, including Lioness and Reacher. We describe Lioness as a CIA and geopolitics series with a strong cast and note that Reacher is more violent, with the action often overtaking...

The interview focuses on Kinective's recent direction. The guests say the company has slowed acquisitions and is now concentrating on integrating what it has already bought and expanding the company's capabilities. A major theme is Kinective's work with fintechs that need access to core data. The guests say many credit unions want outside solutions, but those solutions still need to connect quickly and reliably to core systems. They describe Kinective's role as helping fintechs connect without having to build those links on their own.

They also discuss the current market for point solutions and AI tools. They...

Marcell King explains that Nuuvia is a youth-focused digital banking experience embedded into a credit union’s existing technology stack. He says the product is designed to help credit unions compete with fintech companies for Gen Z and Gen Alpha by offering tools that combine financial education, real money use, and gamification.

He says the need for youth financial education has existed for a long time, but technology now makes it easier to deliver. King describes his own experience entering college without much financial knowledge and says many families do not teach money management in depth. He al...

Baron Conway of Finalytics AI discussed the company’s recent presentation at FinovateFall, where the company showed new features in a live demo. He said the event was useful for comparing the company’s work with others in the financial technology space and for sharing what Finalytics is building.

A major topic was Finalytics’ personalization platform for credit unions and banks. Conway said the system starts on the public website by recognizing visitors and adjusting the experience in real time based on their likely needs.

The newest feature is a first-time visitor learner model that predic...