Property, Australia's Favourite Obsession

This week Rory Sercombe is back again! Our resident lending specialist from Own Home Loans discusses with Jeremy the different ways we can maximise our borrowing capacity. You can get in touch with Rory by using any of the below links: Phone: https://www.google.com/search?gs_ssp=eJzj4tVP1zc0zEjOTjM1LKs0YLRSNagwS0wxM01OMzc2TDM0BQIrgwrD1BSLxGSTZHMjEzMLQzNTL7788jyFjPzcVIWc_MS8YgC6nxRl&q=own+home+loans&rlz=1C1CHBF_en-GBAU880AU880&oq=own+home&aqs=chrome.1.69i57j46i175i199j0l3j46i175i199j0j69i64.2063j0j7&sourceid=chrome&...

This week we are Joined by Dr. Lee Gray, Senior Associate Dean at the College of Arts & Architecture at UNC Charlotte to discuss the impact the elevator/lift has had on society and it's massive increase in productivity. And as we know, increases in productivity will "elevate" the prices of property! And dont forget to check out Lee's book: From Ascending Rooms to Express Elevators: A History of the Passenger Elevator in the 19th Century. You can get in touch with Lee using his email address below: legray@uncc.edu As always, check us out on our website and...

Is this weeks Quick Hits episode we are joined again by our resident property expert, Omar Moujalli from Examine Property. Omar and Jeremy discuss the commonly asked questions surrounding buying a house on a block of land vs buying an apartment. You can get in touch with Omar using any of the links below: https://www.instagram.com/examineproperty/ (https://www.instagram.com/examineproperty/)  https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal (https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal)  or on LinkedIn at: https://tinyurl.com/yyqjeeuw (https://tinyurl.com/yyqjeeuw) You can...

It's one thing that every property investor has fantasized about at some in time - being an International Property tycoon. And Jules Willcocks the Property Surgeon is exactly that. Although Jules has some highly speculative assets, the bulk of his moneys are invested in property. He has built a fantastic property portfolio that spans the globe producing income and a steady stream of capital growth. It diversifies his property, currency and legislative risk. Don’t be fooled by Jules laid back approach as his decision making process is made with meticulous, surgical precision.  It doesn’t matter where you look...

This week Rory Sercombe, our resident lending specialist from Own Home Loans stops by to discuss the importance or protecting your credit score and a few hidden traps to look out for. You can get in touch with Rory by using any of the below links: Phone: https://www.google.com/search?gs_ssp=eJzj4tVP1zc0zEjOTjM1LKs0YLRSNagwS0wxM01OMzc2TDM0BQIrgwrD1BSLxGSTZHMjEzMLQzNTL7788jyFjPzcVIWc_MS8YgC6nxRl&q=own+home+loans&rlz=1C1CHBF_en-GBAU880AU880&oq=own+home&aqs=chrome.1.69i57j46i175i199j0l3j46i175i199j0j69i64.2063j0...

In this weeks episode of PAFO we are joined by John Bush, Director of CDL Australia who are undertaking the Brickworks Park development in Brisbane. The Brickworks Park development is a great opportunity for us to see some of our 5 Drivers in action: When John purchased the Brickworks it wasn't zoned residential, so the permitting process by local government shows the importance of government granted licences. The Brickworks site is surrounded by amenities and infrastructure that have capitalised back into its land value. While the vision of the project is to create a community where residents can live in...

In this episode Jeremy Calnan is joined by Omar Moujalli from Examine Property to discuss how important it is to have the right investment team around you when embarking on your investment journey. Why should investing be approached as a team sport? Investing is fun Share with people , enjoy the journey Get help from professionals You don’t have to know it all Learn from others Seek help and gain support from other because investing can be tough at times One stop independent advice professionals  Who should be on your team? Finance Taxation Property Specialist Adviser Legal Property Manager No...

This is an incredible story about the very ingredient that makes possible our modern cities, science. It has revolutionised civilization and is the basis on which our future will be built. From Egypt’s pyramids to the Hubble telescope, from the world’s tallest skyscraper to the footpath below it, from the Stained glass windows of Chartres Cathedral to your iPhone. It is the third most consumed substance on earth, only behind air and water. It shelters us, empowers us, engages and inspires us. It’s the ingredient that makes possible our lives. We are here to talk about SAND! And he...

In this episode Jeremy Calnan explains how Moore's Law relates to technology, one of the drivers of property prices. Moore (pardon the pun) importantly how property and land are completely different and in a league of their own when it comes to the relationship between time, productivity and price. This is a concept we will continue to explore on the podcast as in it essential to understand as an investor. You can find more from us and get in touch with us here: https://www.instagram.com/pafopod/ (https://www.instagram.com/pafopod/) https://www.facebook.com/pafopod (https://www...

Today we are traveling back to Ancient Rome to see ALL of our drivers in action! And who better to help guide us around the Ancient Empire of Rome than Associate Professor Dr Rhiannon Evans from LaTrobe University. Rhiannon co-hosts a podcast called the Emperors of Rome and when I first heard it I thought "WOW there are our 5 Drivers again!" As listeners If you can recognise the drivers in an ancient society then hopefully I can help you recognise them in todays. Those of you who have followed my work for some time will have heard me say over...

In this weeks QuickHits episode Jeremy chats with Letting Agent and returned guest Braedan Kidd to discuss ways to maximise your rental income as a landlord. There are some great tips and pointers in there that we can all take away! You can get in touch with Braedan using any of the following methods: Email: inspect@ashbypartners.com.au Phone: 0408 240 044 https://www.linkedin.com/in/braedankidd/ (https://www.linkedin.com/in/braedankidd/) You can find more from us and get in touch with us here: https://www.instagram.com/pafopod/ (https://www.instagram.com/pafopod/) https://www.facebook...

Is this weeks episode Jeremy is joined by Dr Jules Willcocks - Emergency Physician and Director of Pre-Vocational Education at the Gosford Hospital. They discuss the fact that having a higher income does not necessarily result in higher wealth and that money and happiness are not related. You can follow Jules on Linkedin via the below link: https://au.linkedin.com/in/jules-willcocks-95019413

In this Quick Hits Episode Jeremy is joined by Omar Moujalli from Examine Property to discuss the "5 Critical Consideration BEFORE you buy an apartment". These considerations include: Demographics - This is where your research should start! It is imperative that the type of property that you are considering matches the demographics of the area. The expectation and demands will be very different between white-collar "DINK" professionals without kids and that of the demands from a blue-collar family that include kids! Are 1, 2 or 3 beds in demand? Is a study required? Matching your property the demographic demands can mean the difference...

This episode is part 3 of a series in which Jeremy identifies the lessons to be learned and the takeaways gleaned for property investors from the conversations he's had with the guests throughout 2020. The reoccurring theme throughout PAFO is that of the 5 Essential Drivers of Property Prices. Infrastructure Technology Population Credit Government Granted licenses In this series, Jeremy connects the conversations he's had with the lessons related to these 5 Property Drivers. Understanding how these drivers must impact property prices will give you an unfair advantage as a property investor. Learning how to spot these drivers BEFORE they manifest into property prices...

This episode is part 2 of a series in which Jeremy identifies the lessons to be learned and the takeaways gleaned for property investors from the conversations he's had with the guests throughout 2020. The reoccurring theme throughout PAFO is that of the 5 Essential Drivers of Property Prices. Infrastructure Technology Population Credit Government Granted licenses In this series, Jeremy connects the conversations he's had with the lessons related to these 5 Property Drivers. Understanding how these drivers must impact property prices will give you an unfair advantage as a property investor. Learning how to spot these drivers BEFORE they manifest into property prices...

This episode is part 1 of a series in which Jeremy identifies the lessons to be learned and the takeaways gleaned for property investors from the conversations he's had with the guests throughout 2020. The reoccurring theme throughout PAFO is that of the 5 Essential Drivers of Property Prices. Infrastructure Technology Population Credit Government Granted licenses In this series, Jeremy connects the conversations he's had with the lessons related to these 5 Property Drivers. Understanding how these drivers must impact property prices will give you an unfair advantage as a property investor. Learning how to spot these drivers BEFORE they manifest into property prices...

Jeremy encourages us all to take a step back and evaluate over the Christmas break, and not just evaluating our investments. To reflect, plan and appreciate what we have, enjoy giving over the holiday season and ensure we are on the right path.

This week Rory Sercombe, our resident lending specialist from Own Home Loans stops by to discuss the current interest rates being offered by some of the banks, what an exciting time to be investing in property! You can get in touch with Rory by using any of the below links: Phone: https://www.google.com/search?gs_ssp=eJzj4tVP1zc0zEjOTjM1LKs0YLRSNagwS0wxM01OMzc2TDM0BQIrgwrD1BSLxGSTZHMjEzMLQzNTL7788jyFjPzcVIWc_MS8YgC6nxRl&q=own+home+loans&rlz=1C1CHBF_en-GBAU880AU880&oq=own+home&aqs=chrome.1.69i57j46i175i199j0l3j46i175i199...

Jeremy sits down with Andrew Bukala from Granville Homes to discuss the Aplhington Paper Mill project which is now a landmark project for Melbourne. It’s an historic sight, with historic significance and is the largest infill residential land sale in Melbourne’s history. Andrew is a Contract Administrator for Granville Homes and discusses how his interest in property was first peaked and how he ended up where he is now, along with some fantastic insights into this historic Melbourne development. PAFO.com.au Instagram: @pafopod

winston churchill

This week Jeremy talks with Luke Howes, entrepreneur, innovator, start-up expert and former Board member and Treasurer of FinTech Australia about the newest industry impacting the property market - the FinTech’s. With each new property cycle we see the emergence of new technologies and human advancements that continue to expand our productivity and the FinTech industry has been spawned out of the prodigious technological advancement the world is undertaking. This cycle is being driven by a technology revolution and sitting in the box seat to drive this productivity wave is the FinTechs. They will revolutionise the economy as well as...

Is investing in the Australian Property Market the GOAT? We reckon so! In this episode, Jeremy Calnan talks about why he thinks the Australian Property market has reached GOAT status for investors and homeowners alike. From record low interest rates and coronavirus infections; to massive government stimulus programs to reinvigorate the Aussie economy. Massive infrastructure spends have been announced by our governments as well as the fast tracking of major projects, all of which MUST lead to higher land and real-estate prices. Now with the recent removal of the Responsible Lending Requirements its all systems go for HUGE amounts of...

In this episode Jeremy is joined by Letting Agent - Braedan Kidd from Ashby Partners. As property investors what can a letting agent do for you? Where can they add value to your real estate portfolio? And how can they save you a packet! Letting agents put themselves right in the thick of it, battling and managing renters and landlords alike, find out exactly what it is a letting agent can do for you as either a landlord or a tenant in this episode of PAFO. You can get in touch with Braedan using any of the following methods: ...

In this episode, Jeremy explains one of his favourite Investment Hacks – The Rule of 72. It’s a quick and easy way for property investors to calculate how long it will take for their real-estate investments to double in value. Now it is not exactly precise but is a great rule of thumb for a back of the envelope calculation using only the most basic of maths and one that Jeremy has been relying on for years. To get in touch to discuss your property, investment, and lending needs please see https://calnanflack.com/lets-get-started/ (https://calnanflack.com/lets-get-started/)

Jeremy chats with Omar Moujalli from Examine Property to discuss Omar's journey in the property investment space, where he found his passion for property, his love for helping clients find the most suitable investment and how he uses his knowledge of investment cycles and applies it to property investment. You can get in touch with Omar using any of the links below: https://www.instagram.com/examineproperty/ (https://www.instagram.com/examineproperty/)  https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal (https://www.facebook.com/pg/ExamineProperty/posts/?ref=page_internal)  or on Linkedin at: https://tinyurl...

Jeremy Calnan is joined by Rory Sercombe of own home loans, they discuss the recent uptick in the lending market, low interest rates, how different banks are going after different clients at different times to diversify their books and different things to look for in the lending landscape. For any lending advice feel free to be in touch with a Calnan Flack advisor via the link below: https://calnanflack.com/lets-get-started/ Alternately, you can give Rory a call or email at: rory@ownhomeloans.com.au (mailto:rory@ownhomeloans.com.au) 0407 869 361

Jeremy is joined by Brendan Condon, Director of Australian Ecosystems and The Cape Sustainable Housing Project. Brendan gives us an idea of where his motivation to create The Cape Sustainable Housing Project came from, and some of the hurdles he has faced along the way. Check out The Cape Sustainable Housing Project at: https://www.liveatthecape.com.au/ (https://www.liveatthecape.com.au/) Instagram: @liveatthecape Facebook: https://www.facebook.com/LiveAtTheCape (https://www.facebook.com/LiveAtTheCape) Also, give Brendan a follow on LinkedIn on: https://tinyurl.com/yyx294xw

This is the moment many Property Investors have been waiting for; as now, we can get really excited about investing in property and the opportunities in front of us! Because last week Josh Frydenberg announced the rescinding of the Banks “Responsible Lending Obligations” opening the flood gates for credit to flood our economy for the second half of the cycle, driving asset prices ever higher. Understanding the Credit Cycle is super important as its credit that provides the atomic energy for a nuclear-like Boom that ends in the inevitable Bust. Jeremy outlines the events leading up to this announcement and how...

This is Jordy Hill's story, the story of OneHeart, a charitable organisation in Kenya and Uganda that uses LAND as the foundation piece to provide help and support to underprivileged children while engaging with the local community to re-educate and provide opportunities through their commercial enterprises. OneHeart is all about the creation of continuous sustainable social and community improvement by improving and educating the community. And it’s all underpinned by their ownership of LAND. Land underpins their ability to run their orphanages and schools. It enables them to not only run their Skills Training Centre but further, it’s the...

This Quick Hits episode sees Jeremy tackles the question "Why Property" and there are some very compelling reasons as to Why Property!  We all l have an innate emotional connection to property. We touch and feel it every day as we live our lives surrounded and immersed in property.  We feel confident about property and at the end of the day, we lay our heads to rest, as a tenant, homeowner, or landlord.  But there is more than the emotional connection to property that answers the question Why Property?  Property is a uniquely attractive...

Warwick Leeson OAM - The Mayor Zoning, planning, infrastructure and community spirit will all have a significant impact on property prices. In this episode I have the pleasure of chatting with Warwick Leeson OAM, who was several times the elected mayor of his local council Nillumbik that covers part of Melbourne's northern growth corridor and the green wedge suburbs. Councils are in the unique position to bestow property owners with all sorts of benefits that can make the location more desirable and hence of course more valuable. I ask Warwick things like do councils really appreciate or understand...

Productivity drives land prices. Understanding this concept is a key to property investment and underpins much of what we will talk about on PAFO. As humans we always want to create more from fewer inputs. Less time, less raw materials, less labour, less cost, and history proves that throughout the ages humans have accomplished this. Travelling further, faster, and cheaper. Consuming more with ever-increasing living standards. Yet as TVs, cars and other technology become better and cheaper, land continues to increase in value because as all these advancements and gains make us more productive. The more productive, the more...

James Pledge, the Valuer. Jeremy and James discuss the integral role that a valuer provides and how and why different valuation methods can place varied prices on the same asset. Further, they discuss the symbiotic relationship the valuation industry has with the banking sector and how during different stages of the Boom Bust cycle the banking sector will exhibit difference in lending appetite. James has been involved in the valuation industry for over 30 years and is a Partner, Head of Valuations and Advisory of Knight Frank Valuation. Recently he was awarded Life Fellowship of the Australia Property Institute for his...

Jeremy introduces us to PAFO and gives a brief summary of what to expect. www.pafo.com.au