Safe Money and Retirement
Heischman Financial offers a full spectrum of investment planning and guidance. We can help you if you are seeking a better lifestyle throughout your life, from your working years and into retirement.We have helped thousands of individuals and couples at all economic levels in central OH so they can enjoy a stress-free retirement. Our team has assisted them using a balanced approach to asset management, which includes both risk and safety.Whether you have a nest egg of $5 million or $50,000, we can help make sure that your money goes to work. We do this so retirement can bring you...
Tax Diversification
#SafeMoney #JonHeischmanSr #TaxDiversification
Join host Jon Heischman, Senior as he discusses tax diversififaction as it relates to retirement plannig.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Sequence Risk | February 2026 Update
#SafeMoney #JonHeischmanSr #SequenceRisk
Not sure what "sequence risk" means to your retirement plan? Join host Jon Heischman, Senior in this episode as he gives an updated explanation.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Long-Term Care Coverage | Choosing Your Team
#SafeMoney #JonHeischmanSr #LongTermCare
Most retirees do not have a long-term care plan in place and in this episode, host Jon Heischman, Senior discusses how to make long-term care part of your retirement planning and how to assemble the right team to execute those plans.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Financial Security | Peace Of Mind
#SafeMoney #JonHeischmanSr #FinancialSecurity #PeaceOfMind
Going into the new year, host Jon Heischman, Senior talks about financial security and how that brings about peace-of-mind all year all and into the future.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Managing Multiple Accounts | January 2026 Update
#SafeMoney #JonHeischmanSr #ManagingMultipleAccounts
In this updated episode, Jon Heischman, Senior discusses how to manage multiple retirement and investment accounts.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Beneficiary Designations | December 2025 Update
#SafeMoney #JonHeischmanSr #BeneficiaryDesignations
In this updated episode, Jon Heischman, Senior discusses various designations for beneficiaries and the importance as relating to your retirement and estate planning.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Portfolio Management During Volatility
#SafeMoney #JonHeischmanSr #Volatility #PortfolioManagement
Market volatility in normal but the key to mitigating that volatility is properly managing your portfolio and in this episode, host Jon Heischman, Senior discusses portfolio management in a volatile market environment.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Longevity Risk | December 2025 Update
#SafeMoney #JonHeischmanSr #LongevityRiskUpdate
While there are many risks facing retirees; Market, Inflation, Tax, Excessive Withdrawl, Healthcare, the current number one is Longevity. Longevity risk means outliving your money.
Jon has covered this subject before and discusses strategies to ensure you will not outlive your retirement income in this updated episode.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
An Educated Retirement | Replay
#SafeMoney #JonHeischmanSr #AnEducatedrRetirement
In this week's episode host Jon Heischman, Senior talks about being educated heading into and during retirement.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Â
This is from an episode that orginally aired in January of 2021.
Being Ready For Retirement
#SafeMoney #JonHeischmanSr #ReadyForRetirement
In this week's episode host Jon Heischman, Senior talks about the preparation steps as the time of retirement approaches.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Roth IRA Basics
#SafeMoney #JonHeischmanSr #RothIRABasics
In this week's episode host Jon Heischman, Senior covers the basics of a Roth IRA.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Social Security Retirement Strategies
#SafeMoney #JonHeischmanSr #SocialSecurity #RetirementStrategies
In this week's episode host Jon Heischman, Senior talks about several strategies including Social Security benefits as part of your overall retirement income and withdrawal plans.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Tax Efficient Distributions and Too Many Accounts
#SafeMoney #JonHeischmanSr #TaxEfficientDistributions #TooManyAccount
In this week's episode host Jon Heischman, Senior takes on two interrelated topics of tax efficient distributions from your retirement accounts and having too many accounts.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Financial Home Makeover
#SafeMoney #JonHeischmanSr #FinancialHomeMakeover
Just like your physical home, your financial home may be in need of makeover. Host Jon Heischman, Senior talks about this in this week's episode.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Social Security Basics
#SafeMoney #JonHeischmanSr #SocialSecurityBasics
Getting back to retirement planning basics, host Jon Heischman, Senior covers Social Security benefits in this week's episode.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Alleviate The Anxiety
#SafeMoney #JonHeischmanSr #AlleviateTheAnxiety
Thinking about and planning for retirement can be stressful, but in this week's episode host Jon Heischman, Senior talks about how to alleviate that anxiety.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Investing Styles
#SafeMoney #JonHeischmanSr #InvestingStyles
What is your investing style? In this week's episode host Jon Heischman, Senior talks about the different investing styles to help you identify which one is yours and then how to properly plan based on that style.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
IRA Distributions
#SafeMoney #JonHeischmanSr #IRADistributions
In this week's episode host Jon Heischman, Senior discusses IRA distributions.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Allocation Time Horizon
#SafeMoney #JonHeischmanSr #AllocationTimeHorizon
In this week's episode host Jon Heischman, Senior talks about the time horizons around a retiree's goals and how to set those allocations.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Indexed Annuities | Replay
#SafeMoneyAndRetirementShow #IndexedAnnuities
In each episode host Jon Heischman being a independent financial advisor discusses how to build a more secured retirement plan. In this episode, builds on that foundation and talks about indexed annunities and funding methods on or above Social Security benefits to provide ongoing income through your retirement years. This is an updated version originally aired on November 16, 2020 and August 25, 2023.
To contact Jon after the show with your questions or comments, call (888) 426-0177. Visit www.heischmanfs.com/
Organizing Your Assets | Replay
#SafeMoney #JonHeischmanSr #OrganizingYourAssets
You may have multiple accounts, income streams and other assets and in this week's replay episode host Jon Heischman, Senior talks about organizing those assets as you approach retirement.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Roth IRA Rules
#SafeMoney #JonHeischmanSr #RothIRARules
In this week's episode host Jon Heischman, Senior talks about the rules surrounding Roth Individual Retirement Accounts.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
Distributions And Income Streams
#SafeMoney #JonHeischmanSr #Distributions #IncomeStream
You have your retirement accounts in place, but in this week's episode host Jon Heischman, Senior talks about how and when to take distributions and your income stream.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information
When To Take Social Security
#SafeMoney #JonHeischmanSr #TakingSocialSecurity
In this week's episode host Jon Heischman, Senior talks about when to begin taking Social Security benefits and reasons why that start time may differ for individuals.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Transitioning Into Retirement
#SafeMoney #JonHeischmanSr #IntoRetirement
You may be financially ready for retirement, but are you emotionally? Jon Heischman, Senior tackles this issue in this episode about transitioning into your retirement years.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Procrastination and Common-Sense Planning | Replay
#SafeMoney #JonHeischmanSr #Procrastination
Procrastination is one of the leading issues for those approaching retirement age and host Jon Heischman, Senior talks about strategies and methods to take action.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Destination Retirement
#SafeMoney #JonHeischmanSr #DestinationRetirement
Host Jon Heischman, Senior talks about having success with clients when their destination is retirement!Â
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
The Lost Secret Of Retirement Planning
#SafeMoney #JonHeischmanSr #LostSecretOfRetirementPlanning
Retirement planning may seem technical but in this episode, host Jon Heischman, Senior discusses the art and lost secret of planning!
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Your Money Working For You
#SafeMoney #JonHeischmanSr #YourMoneyWorkingForYou
Host Jon Heischman, Senior discusses how to keep your money working for you during your disbursement phase (retirement).Â
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Retirement Insecurity
#SafeMoney #JonHeischmanSr #RetirementInsecurity
Host Jon Heischman, Senior discusses a recent study by the National Institute on Retirement Security and strategies that he uses that can help most clients obtain a sense of security in their retirement planning.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Plan For Health Care Costs
#SafeMoney #JonHeischmanSr #HealthCareCosts
One of the biggest challenges facing retirees is the cost of health care. Host Jon Heischman, Senior addresses this issue and provides some advice and solutions.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Risk Capacity And Tolerance
#SafeMoney #JonHeischmanSr #RiskTolerance
Many may have heard the term "risk tolerance" but what about "risk capacity"? Both concepts relate to financial planning and in this episode host Jon Heischman, Senior delves into both and explains the differences.Â
Understanding both concepts is crucial for effective investment strategies and ensuring that your financial decisions align with your personal comfort and financial situation.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
The Long-Term Care Dilemma
#SafeMoney #JonHeischmanSr #LongTermCare
In this new episode, host Jon Heischman, Senior discusses how long-term care effects your retirement planning.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Roth IRA Conversions
#SafeMoney #JonHeischmanSr #RothIRAConversions
In this new episode, host Jon Heischman, Senior talks about Roth IRA conversions when moving into retirement.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Stages Of Retirement
#SafeMoney #JonHeischmanSr #StagesOfRetirement
In this new episode, host Jon Heischman, Senior discusses the various stages a person goes through during the retirement years.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Plan For Long-Term Care | Replay
#SafeMoney #JonHeischmanSr #LongTermCare
In this replay episode, host Jon Heischman, Senior discusses how to make long term care part of your retirement planning.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
This show originally aired October 16, 2022.
Financial Literacy And Wellness
#SafeMoney #JonHeischmanSr #FinancialLiteracy #FinancialWellness
In this episode, host Jon Heischman, Senior discusses the need for financial literacy and wellness.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Psyched To Retire And Inherited IRAs
#SafeMoney #JonHeischmanSr #Psyched2Retire #InheritedIRA
Beyond having the income in place for retirement, it is also important to plan for the psychological transition into retirement. 35% of retirees are concerned about having too much time on their hands. In this episode, host Jon Heischman, Senior discusses this and also touches on inherited IRAs.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Balanced Portfolio Risk
#SafeMoney #JonHeischmanSr #BalancedPortfolioRisk
In this episode, host Jon Heischman, Senior discusses how to balance your retirement portfolio to reduce risk.
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
Rollovers And Rollups
#SafeMoney #JonHeischmanSr #RolloversAndRollupsÂ
In this episode, host Jon Heischman, Senior discusses rolling over your 401k into an IRA and what type of account options are available.Â
Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.
