Earn Your Leisure

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch.

Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some bran...

In this enlightening clip, join Rashad Bilal, Troy Millings, and Ian Dunlap as they break down Warren Buffett’s investment preferences and debate the classic question: stocks or real estate? The trio dives into public records showing Buffett famously owns just one home and prefers the stock market for its simplicity and liquidity. But is there more to the story? Ian highlights the distinction between public statements and private wealth strategies, suggesting even more diversified holdings through trusts and partnerships.

The conversation then pivots to how elite investors and institutions like BlackRock diversify beyond a...

We sat down with Lex and Drea from Pour Minds to talk about their brand new travel show Travel Queens on BET. In this powerful and entertaining conversation, they break down how they negotiated their TV deal, built a thriving community, and continue to inspire Black women to explore the world fearlessly.

They also share their top travel destinations, favorite food cities, and the importance of highlighting Black experiences through global storytelling. From Brazil to the best soul food cities in America, this episode is a must-watch for anyone passionate about travel, culture, and...

In this insightful clip, Troy Millings, Ian Dunlap, and Rashad Bilal unpack the latest developments on U.S. tariffs against China, including the newly announced 90-day pause and drastic rate changes. The hosts break down how tariffs were originally raised up to 145%, only to be quickly slashed to 10% for most products—with further specifics on items related to fentanyl. They dive deep into what this rapid shift signals for global markets, American businesses, and the broader economy.

Listen in as they discuss:

In this insightful clip from Money Moves, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down why living below your means is the ultimate wealth strategy—and why modesty might be your greatest financial asset. They discuss money traps that can derail your financial progress, the true cost of home ownership, and why that flashy car or expensive watch may not be worth the investment.

Rashad revisits the importance of financial organization and planning for your family’s future, urging us all to consider what would happen if the unexpected occurred. The trio does...

In this exclusive Earn Your Leisure interview, G Perico breaks down the real cost of being in the streets, how he went broke spending more than he made, and why independence in music is the key to real wealth. He explains how he keeps 80% of his profits, the importance of building a team, and the strategy behind flooding the market with content.

We also dive into the business of touring, avoiding shady promoters, and what he learned from Nipsey Hussle. If you’re an artist, entrepreneur, or just want to own your future—this one’...

In this must-watch clip, Rashad Bilal and Ian Dunlap break down the five mandatory steps everyone should follow to take control of their personal finances and build lasting wealth. Whether you're just starting your financial journey or looking to tighten up your money game, these actionable strategies cover all the essentials: eliminating debt, smart investing, saving for retirement, setting your family up for success, and protecting your legacy.

*What You'll Learn:*

✔️ How to crush your debt using the "debt snowball" method

✔️ Picking winning stocks (and sticking with them long-term)

✔️ The...

In this insightful clip from EYL, host Troy Millings sits down with Paul Alex, entrepreneur and fintech innovator, to discuss how Paul is disrupting the merchant automation and ATM space. Paul shares his inspiring journey, from his humble beginnings in law enforcement to creating a multi-million dollar business helping others achieve financial freedom.

Paul breaks down the foundation of his fintech approach—focusing on ATM businesses and merchant services, and empowering entrepreneurs to leverage cash discount programs. Discover how Paul’s strategies provide both passive and proactive income opportunities, allowing anyone willing to learn to b...

In this insightful clip from Market Mondays, Ian Dunlap and Rashad Bilal break down the top four lessons investors can learn from Warren Buffett’s continued dominance in the market. Whether you’re a seasoned trader or just starting your investment journey, these key takeaways from the Oracle of Omaha's playbook—including sticking to your plan, building a resilient portfolio, making data-driven decisions, and trimming profits at the right time—are essential for long-term success.

Rashad shares why it’s critical to stay the course and block out market noise, especially during tumultuous conditions. The pair a...

In this insightful clip, Troy Millings and Ian Dunlap dive deep into building a strong portfolio centered on the healthcare sector! Whether you’re an experienced investor or just starting out, they break down the tried-and-true strategies to help you navigate an ever-changing market.

The conversation kicks off with Ian sharing his take on focusing your investments, urging listeners to stick with what works rather than chasing the latest trend. He discusses his go-to picks for a healthcare-focused “two tech, two index” strategy: VO, VTI, Eli Lilly, and Stryker—plus why consistency often outperforms novelty...

In this insightful clip from MM, Rashad Bilal and Troy Millings sit down with Steve Eisman, the legendary investor who famously predicted the 2008 financial crisis and was portrayed in "The Big Short." Eisman shares his expert perspective on the current state of the economy, evaluating whether today’s risks parallel those of 2008 and how concerned investors should be about a potential recession or greater financial calamity.

Eisman breaks down the key differences between the dangerous leverage and complex derivatives networks that drove the 2008 crisis and the more robust, regulated landscape today. He explains why he...

In this clip, Ingrid Best shares her journey into the world of art investing, offering valuable insights and practical tips for those interested in exploring this unique and rewarding investment avenue.

Ingrid's venture into art investing began with a realization sparked by a significant bonus from her career in the wine and spirits business. Instead of indulging in fleeting luxuries, she decided to invest a substantial portion of her bonus in a piece of art from South Africa, purchased directly from the artist, Nelson Macomo. This initial investment, despite raising eyebrows from those around...

We sat down with Paul Alex, the founder of MerchantAutomation.com and a former award-winning detective, to talk about his incredible journey from law enforcement to building multimillion-dollar businesses. In this interview, Paul shares how he made the bold decision to leave a stable career in law enforcement and pursue entrepreneurship full-time. He breaks down how he built his companies from the ground up, helped over 4,000 entrepreneurs generate passive income, and scaled MerchantAutomation.com to $1 million in just 60 days.

Paul dives into the power of digital payment systems, automation, and how anyone can create...

In this clip, Rashad Bilal, Troy Millings, and Ian Dunlap sit down to break down the current state of AMD and what investors should be considering right now. Are we entering bearish territory for AMD? Is it time to cut your losses—or is there a buying opportunity on the horizon?

Ian shares his longtime perspective on AMD as one of his favorite companies, while also explaining why he now sees it slipping off the Mount Rushmore of chip makers. The trio weighs in on where AMD stands in comparison to titans like Nvidia, TS...

In this powerful clip, Morgan DeBaun, CEO and founder of Blavity Inc., joins Troy Millings and Rashad Bilal to break down her journey from early stock market investing at age 13 to building a $40 million media powerhouse. Get the inside scoop on how Morgan navigates the corporate landscape amid rollbacks in DEI (Diversity, Equity, Inclusion) initiatives and shifting political climates. She opens up about how these changes—plus new tariffs—are impacting Black businesses and media revenue, and why multicultural audiences are the real key to growth for big brands.

Morgan discusses the value of cash...

In this clip, join Rashad Bilal, Troy Millings, and Morgan Debaun as they dive into how artificial intelligence and robotics are rapidly changing the tech industry—especially for Black professionals. Morgan, founder of AfroTech, shares eye-opening perspectives on the growing skills gap, the critical role of innovation, and why embracing new technology is now more vital than ever.

The conversation covers:

In this insightful clip, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the recent changes in Trump's tariff policies and their impact on the market. We dive into the erratic behavior surrounding the exemptions for smartphones and computer chips, which were welcomed by the tech sector, only to be followed by a special tariff on semiconductors. This inconsistency creates a choppy market, leaving investors on edge.

The hosts explore why these sudden shifts are taking place, with Rashad noting the chaotic environment in which decisions seem to be made on the fly, drawing a...

In this insightful clip, finance experts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the ever-evolving landscape of major tech stocks and investment strategies. The conversation starts with a focus on Amazon, as Troy contemplates the implications of tariffs on e-commerce and how it might impact Amazon’s position as an attractive investment.

Rashad shares his perspective, revealing that Amazon isn’t currently in his top five picks for investments. Instead, he places his faith in Nvidia, Microsoft, and TSM, while also considering ETFs like QQQ for strong rebounds. Ian and Troy challenge Rashad’s view b...

In this powerful episode of Earn Your Leisure, we sit down with the legendary Pinky Cole, founder of Slutty Vegan, as she opens up about her entrepreneurial journey, the highs and the lows, and how she fought to reclaim her business and legacy.

Pinky reveals how Slutty Vegan fell into financial crisis even after reaching a $100M valuation, and why she lost ownership of the company for 43 days. She breaks down the official debt restructuring process, what led to the crisis, and how scaling too fast contributed to the company’s financial challenges.

...

In this insightful clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive into a heated discussion about Apple's current status in the tech world. With recent challenges such as potential tariffs and rising iPhone prices, the team debates whether it's time to remove Apple from the popular "two tech to index" philosophy. Ian Dunlap shares his perspective on Apple's drawdown strategy, gross profit margins, and the need for innovation. The discussion also touches on the influence of geopolitical risks and the potential for Apple's future production in India. Could we see a change in leadership at Apple? Will the...

Tonight on a special episode of Earn Your Leisure, we’re joined by CNBC’s Frank Holland and Investopedia’s Editor-in-Chief Caleb Silver to break down one of the biggest economic moves of the year: Trump’s tariffs. With new tariffs set to take effect and talk of a “State of Emergency” on trade, we’ll explore what this means for the U.S. economy, small businesses, manufacturers, the stock market, global supply chains, and you—the everyday consumer.

We’ll unpack the real impact of these tariffs, how they could drive inflation, shift jobs, and affect t...

In this insightful clip from Earn Your Leisure, Rashad Bilal sits down with Derrick Faulcon to delve into the art of creating multiple streams of income. Derrick shares his unique strategy, grounded in focus and consistency, to master the "seven streams of income" concept that often seems elusive to many.

Listen as Derrick explains his journey, starting with a single donut shop, and how he evolved it into a flourishing business model. He reveals the importance of mastering one craft and developing complementary services and products from it. This focused approach allowed him to...

In this fascinating clip, hosts Rashad Bilal and Ian Dunlap delve into the world of AI and robotics, highlighting how reinforcement learning is paving the way for revolutionary advancements in home robotics. Discover how these technologies are shaping our future!

The clip takes you through the enlightening experience of attending a high-tech exhibit, where Rashad and Ian engaged with cutting-edge AI and robotics technologies. Get an insider's look at industry giants like Micron and Nvidia and how they're contributing to the tech infrastructure.

With AI market trends shifting rapidly...

In today's inspiring episode of Earn Your Leisure, we sit down with Derrick Faulcon to discuss his incredible journey from owning a restaurant in Baltimore to successfully launching a popular donut shop in SoHo, NYC. Derrick shares crucial insights into transitioning businesses to new cities, emphasizing the key factors needed to thrive in unfamiliar territories.

We dive deep into why Derrick strategically chose SoHo for his donut business and his powerful belief that bringing the best talent together in one room is essential for Black entrepreneurship. He opens up about his core marketing strategies...

In this thought-provoking clip from Market Mondays, hosts Ian Dunlap, Rashad Bilal, and Troy Millings delve into the rapidly evolving landscape of AI and its profound impacts on society, education, and diversity. The discussion kicks off with new policies being announced during a school break, a strategic move that avoids immediate backlash but raises eyebrows regarding educational transparency.

Controversy arises as the hosts discuss the perception and value of historically Black universities like Howard. They highlight negative comparisons to institutions like Harvard, fueled by political figures, which could potentially deter prospective students. This perception...

In this clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings delve into the dynamic landscape of global investments and technological revolutions. Troy recommends Taiwan Semiconductor Manufacturing Company (TSMC) as a top investment over the next two years, predicting its central role in AI and quantum computing advancements. Learn why TSMC beats out competitors like Intel and why buying at $158-$162 could be a strategic move.

As the world focuses on AI's evolving role, Ian highlights its significance in domains like data centers and personal agents. However, geopolitical tensions, especially regarding China and Taiwan...

In this eye-opening clip, Rashad Bilal and Troy Millings explore a game-changing approach to gift-giving that can significantly impact future generations. Why settle for traditional gifts like toys or gadgets when you can offer something that grows in value over time? Instead of the usual presents at baby showers, birthdays, or holidays, consider gifting stocks or ETFs. This innovative method can teach children the invaluable lesson of financial literacy and the power of investing from a young age.

The clip delves into the benefits of using stock gifting as a way to support children's...

Welcome to EYL's latest clip, where hosts Rashad Bilal and Troy Millings dive into smart financial strategies to ensure a financially secured future for you and your children. In this insightful discussion, they explore the power of Roth IRAs and how starting early can make your child a millionaire by the time they retire.

The clip kicks off with Rashad explaining the basics of individual retirement accounts (IRAs), focusing on the traditional IRA and the Roth IRA. A traditional IRA offers a tax deduction when you contribute, but it becomes taxable upon withdrawal during...

The Earn Your Leisure Podcast. Financial Advisor Rashad Bilal and Educator Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs.

Want to set your child up for financial success? In this episode of Earn Your Leisure, hosts Rashad Bilal and Troy Millings break down five key strategies to build generational wealth and help your child become a millionaire.

They discuss how life insurance can be used as a financial asset, allowing cash value to grow tax-free. A Roth IRA is another powerful tool, leveraging tax-free growth to turn early contributions into long-term wealth. Setting up a UTMA trust ensures assets like stocks, real estate, or cash are protected and managed responsibly. Real estate investing...

In this Market Mondays clip, our insightful team dives into the looming clouds of economic uncertainty and their potential impact on various market sectors. Your host Rashad Bilal, joined by financial commentator Troy Millings and investor Ian Dunlap, break down the key factors influencing the global financial landscape. As concerns about a recession continue to swirl, our experts analyze important indicators, including the bond market, S&P earnings, and geopolitical tensions.

This engaging conversation kicks off with Rashad Bilal highlighting the economy’s shaky footing despite favorable sector production figures. Ian Dunlap and Troy Mi...

In this engaging clip from Market Mondays, hosts Ian Dunlap, Troy Millings, and Rashad Bilal delve into the latest developments surrounding Nvidia and the broader chip sector. With Nvidia's stock showing significant volatility in recent times, the hosts provide a critical analysis of the factors influencing the semiconductor market and what investors can expect moving forward.

The discussion kicks off with Rashad highlighting Nvidia's recent performance, marking a dramatic roller coaster ride in its stock valuation. Despite an initial decline, the stock witnessed a miraculous rally, stirring an insightful conversation about the broader chip...

In this episode of Earn Your Leisure, we sit down with Carolyn Aronson, the CEO and founder of It’s A 10 Haircare, to uncover how she built one of the most successful independent beauty brands in the world.

Carolyn shares the strategies behind It’s A 10’s explosive growth, including how giving away millions of free samples turned her brand into a multi-million-dollar powerhouse. She also breaks down how she grew her company by 1,000% through branding and social media marketing, expanded into 125 countries, and kept It’s A 10 relevant in the beauty industry for nearly 2...

In this insightful clip of Market Mondays, hosts Rashad Bilal and Troy Millings delve into the complexities of market fluctuations under unpredictable political decisions. Join them as they discuss the uncertainty faced by Fortune 500 companies and global markets during unpredictable leadership.

Rashad shares his personal experience after expressing doubt about Trump's impact on the economy just before the election. He recounts a conversation with a top executive from a Fortune 500 company, who described the new era of unpredictability as it pertained to tariffs, regulations, and market behavior. This executive emphasized how challenging it is...

In this enlightening Market Mondays clip, Rashad Bilal and Troy Millings converse with special guest Alvin Bekoe about the burgeoning connections between African Americans and Ghana, and the misconceptions that often accompany these efforts. The discussion begins with the hosts highlighting the negative feedback some Americans receive when choosing to engage with Ghana. Alvin proposes that such criticism stems from a lack of information and understanding among people, elaborating on how individuals from various countries, including China and Europe, are also making strides in Ghana, integrating without imposing their cultures.

The conversation transitions to...

In this clip from *Black Out with Ian & Rashad*, Kendra G joins hosts Ian Dunlap and Rashad Bilal for a raw and thought-provoking discussion on "unrealistic expectations" within modern relationships. Kendra breaks down her observations from interviewing over 15,000 single individuals, highlighting how social media has altered dating standards, with many people seeking a "perfect" partner who embodies traits that may only exist in a fantasy or, as Kendra jokes, an AI creation.

The conversation takes a deeper dive into societal expectations, financial dynamics in relationships, and the pressures faced by high-value individuals. Ian and...

In this exciting Market Mondays clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap discuss Apple’s latest product announcement and the company's overall strategy moving forward. The clip kicks off with a bold statement from Rashad Bilal, noting the "flop" of Apple's 16e announcement, as Troy Millings congratulates him on predicting it would be another phone release despite the disappointment.

Ian Dunlap presents a balanced critique using the sandwich method, starting by applauding Apple's investment in job creation in Houston, Texas, and their efforts to boost GDP growth while countering China's advancements in AI...

In this impactful clip from Market Mondays, we dive deep into the economic, geopolitical, and humanitarian complexities surrounding the Democratic Republic of Congo—a country rich in valuable minerals but plagued by exploitation and violence. Guest Chaka Zulu shares his firsthand insights on how Congo's vast mineral wealth, including resources critical for modern technology like smartphones and electric vehicle batteries, has made it the target of resource-driven conflicts.

Chaka sheds light on the historical and ongoing consequences of global powers’ pursuit of Congo’s resources—spanning back to its invasion in 1998, which led to the deat...

In this clip of EYL featuring special guest Christian Charvet, we dive deep into the impactful decision-making process of purchasing a car. Whether it's a new vehicle or a pre-owned one, Christian breaks down the pros and cons of each choice and shares crucial tips to help you make the best financial decision for your needs.

🚗 *Used Cars vs New Cars:* Christian meticulously explains why mileage, interest rates, and warranties play a critical role when deciding between a used or new vehicle. This clip captures valuable insights for anyone looking to buy a car, esp...

Welcome back to another engaging clip of Market Mondays! In this edition, Rashad, Troy, and Ian dive deep into the insightful question: If you had to restart from scratch today, knowing everything you know now, what would your top three money moves be?

Hear Rashad Bilal share his personal journey, breaking down why starting with a service-based business with low overhead can make all the difference for someone starting from zero. Troy Millings offers actionable advice on leveraging multiple streams of income from a single job, sharing inspirational personal anecdotes. Ian Dunlap emphasizes the...