Earn Your Leisure

40 Episodes
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By: iHeartPodcasts

Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast

Is the Podcast Game Falling Apart? Ownership, Equity & Surviving Predatory Deals
Yesterday at 12:55 PM

In this thought-provoking clip from "Black Out with Ian & Rashad," hosts Ian Dunlap and Troy Millings dive deep into the evolving landscape of the podcast industry and raise an urgent question: Is the podcast game falling apart? The conversation kicks off with the headline news that Underdog Fantasy now owns 50% of Gilbert Arenas’ podcast, potentially leading to downsizing and fewer episodes if the show doesn’t meet expectations. Ian and Troy reflect on recent drama in the podcast scene, including disputes between prominent figures and the real struggles behind the scenes that many content creators are facing. Troy emphasizes that...


The Dark Side of Trading: How to Protect Yourself From Big Losses & Emotional Damage 💔📉
Last Sunday at 2:36 PM

Welcome to another insightful Market Mondays clip! In this powerful discussion, hosts Rashad Bilal and Ian Dunlap dive deep into one of the most dramatic moments in recent financial history: the largest single-day liquidation in crypto. Prompted by a headline-making social post from Donald Trump, the markets saw a massive fall—both in stocks and crypto—triggering a whirlwind of reactions, trades, and consequences. *What’s Inside This Clip?*

*$20M to $80M Trade:* Get the inside scoop on the suspicious hedge trade that reportedly netted $80 million within hours. Was it luck, timing, or something more? *The Human Cost of Tra...


Unlocking the Business of Basketball NBA Africa’s Expansion, Media Rights & Global Reach
Last Saturday at 1:28 PM

Dive into the dynamic world of the Basketball Africa League (BAL) in this insightful EYL clip! Our host, Rashad Bilal, sits down with special guest Clare Akamanzi to break down the innovative business model fueling the rapid growth of NBA Africa. From late-night games and the global passion for basketball to the strategic moves driving revenue, this conversation is a must-watch for sports fans, entrepreneurs, and anyone curious about the sports industry on the continent. Clare Akamanzi shares eye-opening details about how BAL is structured and how it plans to scale across Africa and beyond. Learn how sponsorships, merchandising...


He Built Africa’s Tallest Statue — Now He’s Revealing the Future of the Continent 🌍
Last Friday at 1:35 AM

We sat down with Pierre Goudiaby Atepa, the legendary architect behind the African Renaissance Monument — Africa’s tallest statue — to talk about his vision for the continent’s future, the state of African politics, and what true economic independence means for the next generation. 🌍

 

From the symbolism of the monument towering over Dakar to his candid thoughts on Africa’s unity and leadership, this is one of the most powerful conversations we’ve had on the continent.

 

🎥 Watch now and join the conversation about Africa’s past, present, and future.

 

#Africa #Se...


End of an Era? Is Tim Cook Leaving Apple?
Last Wednesday at 4:22 PM

In this thought-provoking Market Mondays clip, Ian Dunlap and Rashad Bilal break down the latest buzz surrounding Apple’s leadership and the tech giant’s place in the innovation race. Is Tim Cook really on the way out? Why are there rumors about his resignation, and what does it mean for Apple’s future? Ian shares his insights on the internal battles Cook might be fighting, particularly when it comes to Apple’s struggles in the AI arms race and geopolitical blockades affecting its strategy. The duo also gets candid about the wider market, touching on Apple’s competition, including...


Jack Dorsey Talks AI, Bitcoin & The Future of Decentralization
10/14/2025

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings sit down with tech visionary Jack Dorsey to discuss the technologies set to redefine our future—and why so many people hesitate to embrace them. Diving straight in, Rashad asks Jack a powerful question: Which technologies are flying under the radar today but could transform our lives in 5 to 10 years? Jack Dorsey shares candid thoughts on AI, acknowledging the widespread fear that it might replace jobs or stifle innovation. He argues that this “closed mindset” is what truly holds us back. Instead, Jack advocates seeing AI as a foun...


AMD & OpenAI Partnership BREAKDOWN Stock Frenzy & Tech Moats
10/13/2025

Welcome to Market Mondays! In this week’s clip, Rashad Bilal, Troy Millings, Ian Dunlap, dive into the huge financial news shaking the tech and investing world: AMD’s explosive stock surge sparked by their newly announced OpenAI partnership. We break down exactly why AMD jumped up to 27% in the morning and shot well past 35%, what OpenAI’s 10% stake means, and why this move has created a frenzy for anyone holding AMD options. The team explores how AMD now becomes a key player in AI hardware, working alongside Nvidia—the known leader in GPUs. Find out why being the “number two...


Consolidation Tips & Low Credit Score Hacks 🔑
10/12/2025

In this episode, credit specialist Shonda Martin shares invaluable insights into the world of credit and its impact on relationships, loans, and employment. The discussion delves into the pitfalls of co-signing for loans, the nuances of credit consolidation, and the steps individuals with bad credit can take to improve their credit scores. Shonda dispels myths and offers practical advice on building credit, leveraging credit cards, and strategically managing credit utilization to boost credit scores. Discover how to navigate the intricacies of credit and forge pathways toward financial empowerment and healthier relationships. #CreditScore #FinancialEmpowerment #Relationships #CreditConsolidation #BuildingCredit #EYLMedium #EYL #ShondaMartin<...


Will Gold Keep Climbing? Deep Dive into Safe Havens & Market Hedging
10/11/2025

Welcome back to Market Mondays! In this insightful clip, Rashad Bilal, Troy Millings, and financial analyst Ian Dunlap sit down to break down gold’s explosive performance—nearly at an all-time high and even outpacing the NASDAQ year to date! If you’ve been following the markets or are worried about economic uncertainty, this discussion is for you. Ian gives his perspective on gold as the ultimate hedge in your portfolio, especially in times of government volatility or looming shutdowns. The guys dissect the reasons why gold and other “safe haven” assets like Bitcoin continue to shine under these market con...


Luol Deng & Clare Akamanzi: Building the NBA’s Future in Africa
10/10/2025

In this powerful episode, former NBA All-Star Luol Deng and Clare Akamanzi, CEO of the Basketball Africa League (BAL), share the untold story of basketball’s rise across the continent 🌍🏀. From South Sudan’s historic journey to the BAL’s mission to empower Africa’s youth, they discuss the challenges, opportunities, and vision for the future of African basketball and business.

 

They break down what it takes to build infrastructure across 54 nations, why only five arenas in Africa are NBA-ready, and how the BAL is giving over 1 billion people access to professional basketball. Luol Deng calls for stron...


Africa is America 100 Years Ago & China is Cashing In BIG - The Time to Invest is NOW!
10/08/2025

We’re in Guinea 🇬🇳 doing some investigative journalism — sitting down with entrepreneurs, innovators, and community leaders to uncover the real opportunities and challenges shaping Africa’s economic future. From business growth to infrastructure and innovation, these conversations reveal what’s really happening on the ground — and why the world is paying attention. 🌍💡 #EarnYourLeisure #Africa #Guinea #InvestInAfrica #EYL #AfricanBusiness #EconomicGrowth #Entrepreneurship #WealthBuilding #GlobalOpportunities #AfricaRising

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Healthcare Stocks Outlook 2025: Should You Invest?
10/06/2025

In this Market Mondays Medium #6 clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the volatile world of healthcare stocks and whether the sector is positioned for a rebound in 2025. The team breaks down why healthcare has struggled, from overseas pharmaceutical tariffs and lawsuits to the misconception that healthcare can match tech stock returns. With new tariffs on international pharmaceuticals and litigation like the Ozempic lawsuit shaking the industry, there’s plenty to consider before adding healthcare stocks to your portfolio. Ian Dunlap shares his take on the sector’s future, noting that expecting “tech-like returns” from healthca...


Unpacking the TikTok Takeover & The Dangers of a Few Owning All Media
10/04/2025

In this insightful Market Mondays clip, Ian Dunlap and Rashad Bilal dive deep into the high-stakes world of media conglomerates, data acquisition, and the brewing TikTok takeover. The conversation unfolds around the chess moves of industry giants like Oracle, Silver Lake, and enigmatic figures such as Larry Ellison, revealing how power, influence, and data are being consolidated in fewer hands than ever before. You’ll hear Ian break down the wider implications of Silver Lake’s expanding empire—from data centers and major entertainment acquisitions (like Endeavor, WWE, UFC, and EA Sports) to the undeniable impact of the TikTok deal...


How Chef Lorna Built a Global Culinary Brand from South Africa to America
10/03/2025

In this episode of Earn Your Leisure, we sit down with Chef Lorna Maseko, one of South Africa’s most celebrated culinary stars, to dive into her incredible journey from ballerina to celebrity chef, entrepreneur, and global tastemaker. Chef Lorna shares how she built her brand on the international stage, the business model behind exclusive supper clubs, and what it takes to turn food into a lifestyle experience. She also opens up about making the leap to New York City and Atlanta, and how she’s using food to build bridges across cultures while creating opportunities in the culinary worl...


Earn Your Leisure X Chase Freedom Rise Presents Foundation Forward - Episode 2 | Jaiden
09/30/2025

A full-time college student balancing multiple jobs just to keep up — but he’s not just focused on surviving. He’s thinking about thriving. With goals of growing his income and building a secure future, Jaiden wants to apply for a credit card — but like so many others, he’s unsure how to use it the right way.

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How Tech & AI Are Changing Small Business
09/27/2025

In this insightful clip from EYL, we dive into the real-life challenges and breakthroughs of entrepreneurs adapting to rapid technological change. Rashad Bilal leads the discussion, asking entrepreneurs Angel, Mariyah, and Kika Wise how technology, AI, and innovation have reshaped their businesses, team dynamics, and day-to-day operations.


Angel and Mariyah open up about their journey embracing new tech—even when it feels out of their comfort zone. From using AI chatbots to recommend personalized tea blends for online customers, to leveraging automation for handling emails and streamlining their point-of-sale systems, they discuss practical ways te...


The Truth About NIL: What Every Athlete & Parent Needs to Know
09/25/2025

For this episode of Earn Your Leisure, we share an exclusive segment from our NIL (Name, Image & Likeness) panel. The conversation features legendary coach Dwayne “Tiny” Morton, NFL agent Greg Barnett, and entertainment lawyer Matt Middleton.


They break down the business of NIL, how athletes can protect themselves, the role of representation, and what parents, coaches, and young athletes need to know to navigate this new era of college sports. This is a must-watch for anyone serious about sports, business, and building long-term wealth.


This panel also dives into real...


Is Intel Making a Comeback? Nvidia’s $5 Billion Bet Explained
09/24/2025

In this Market Mondays clip, Rashad Bilal, Ian Dunlap, and Troy Millings dive deep into Intel’s stunning 22% stock surge following Nvidia’s surprising $5 billion investment. Is this windfall truly a game-changer for Intel, or just another temporary boost for a struggling chip giant? Our experts dissect Nvidia’s move: Is it a strategic hedge to maintain market dominance, or simply a lifeline to prop up a fading competitor?


Ian breaks down why, despite the investment, Intel still lags behind industry leaders like Nvidia, AMD, and TSMC. He points out how this move is less a...


Earn Your Leisure X Chase Freedom Rise Presents Foundation Forward: Episode 1 | Margaret
09/22/2025

How often do you think about credit? Margaret is a dancer, a dreamer, and totally new to credit. She’s been denied twice for credit cards in the past, and we’re here to help. Stay tuned for our first episode of Foundation Forward, premiering on Hulu.



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The 10 Easiest Ways to Get Rich (Hint: A Job’s Not on the List)
09/20/2025

In this thought-provoking clip of "Black Out with Ian & Rashad," Rashad Bilal and Ian Dunlap sit down to break down a viral video listing the "10 Easiest Ways to Get Rich"—and why, shockingly, having a traditional job didn't make the cut.


Tune in as the hosts react to each method, ranging from marrying rich and investing in index funds to becoming a content creator, real estate investing, launching online businesses, and leveraging other people's money. Rashad and Ian reflect on how they've personally explored almost every method on the list, sharing anecdotes from working in...


The Black Family That Built America: A 5-Generation Construction Dynasty
09/14/2025

In this insightful clip from Market Mondays, we are joined by Cheryl McKissick, the trailblazing CEO and President of McKissick & McKissick—the oldest Black-owned and woman-owned construction firm in the United States, with a legacy spanning over 230 years and five inspiring generations.


Hosts Rashad Bilal and Troy Millings sit down with Cheryl to discuss her new book, *The Black Family Who Built America*, and the extraordinary history of her family's achievements. From their origins during slavery when Moses McKissick I perfected the art of brickmaking in North Carolina, to becoming master carpenters, architects, and bu...


Magic Johnson On Becoming A Billionaire, Jordan vs LeBron, & Owning The Dodgers & Commanders
09/12/2025

Magic Johnson sits down with Earn Your Leisure for one of the most legendary conversations ever. In this powerful interview, Magic opens up about the highs and lows of his career as an athlete, entrepreneur, and billionaire investor.


From losing $1.5 billion by passing on Nike equity to building billion-dollar businesses with Starbucks, Magic breaks down the blueprint for scaling, identifying good investments, and why it’s not only about money—it’s about having a seat at the table. He shares the secrets behind his success, the failures that shaped him, and his philosophy on com...


Why Investing in Stocks Beats Buying a Home
09/09/2025

In this Market Mondays clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings tackle one of the most controversial financial topics: Is investing in stocks better than buying real estate? Using real-life examples and hard-hitting facts, the Market Mondays crew breaks down the opportunity cost of owning a home versus putting your money into the market.


Rashad sets the scene by challenging the conventional wisdom around home ownership, arguing that most people overlook all the extra costs that come with buying a house—down payments, maintenance, taxes—and how that money could be fueling inve...


Ozempic Maker Novo Nordisk Faces Massive Lawsuits Over Causing Blindness – Investors Beware
09/06/2025

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the multi-billion dollar lawsuits facing pharmaceutical giants Novo Nordisk and Eli Lilly over their blockbuster drug Ozempic and similar weight loss treatments. With over 2,000 federal lawsuits piling up—worth more than $2 billion—the team explores the risks and side effects, including rare vision problems, stomach paralysis, and severe kidney damage, now at the center of these legal battles.


Rashad shares his early warnings about the rapid rise of Ozempic and reflects on the cyclical history of “miracle” weight loss drugs th...


The Secret to Winning Millions in Business Grants (What Entrepreneurs Don’t Know) with Stormi Banks
09/04/2025

On this week’s episode of Earn Your Leisure, we break down everything you need to know about business grants—the funding opportunities that too many entrepreneurs overlook. From the best time of year to apply for grants, to the states giving out the highest amounts, to why grants are still underutilized compared to other forms of financing—we cover it all.


Stormi Banks, founder of The Pink Print Firm, joins us to share her biggest success stories and insider knowledge on how to win grants. We discuss the mindset you need, the formula to win...


September Stock Market Moves: Buy the Dip, Hold Reserves & Key Strategies for the Fall
09/02/2025

In this Market Mondays **clip**, Rashad Bilal, Ian Dunlap, and Troy Millings break down the best market advice for September based on historical data and their proven experience. Whether you're new to stock trading or a seasoned investor, you’ll get straightforward tips on navigating the usually volatile months of August and September, including how to take advantage of market dips and why consistent investing each month — “buy every month!” — wins in the long run.


*What’s Covered in This Clip:*

Why buying shares consistently is more effective than overanalyzing informationThe importance of focusing on...


Why Intel Isn’t a Buy, the AI Funding Bubble, and Market Timing Tips...
08/31/2025

In this Market Mondays clip, Troy Millings, Rashad Bilal, and Ian Dunlap break down some of the hottest topics in investing and finance! The trio starts by analyzing whether now is the right time to buy Intel stock, especially given recent government investments. Ian and Troy both agree that even with this financial boost, Intel is too far behind in innovation—especially in GPUs and CPUs—to consider as a long-term investment. Troy points out that despite the government throwing billions at Intel, the uphill race to catch up is just too steep at this point.



Gary Vee Explains How To Get Rich Online, NFTs Return, AI Secrets & Africa’s Biggest Opportunities
08/28/2025

In this classic Earn Your Leisure sit-down, we chop it up with the legend himself, Gary Vee. From NFTs to AI, sports, and the future of social media, Gary doesn’t hold back. He breaks down why he’s still bullish on NFTs, the real challenges with branding in the space, and how trading cards and nerd culture are redefining mainstream culture. He even shares how his VeeFriends project became a blueprint for creators everywhere.


We also dive deep into the impact of artificial intelligence—the opportunities, the risks, and why Gary believes spending at lea...


How to Protect and Build Wealth After Divorce
08/27/2025

In this powerful Market Mondays clip, Rashad Bilal sits down with serial entrepreneur and investor Cedric Nash to dive deep into a topic that’s rarely discussed honestly: the journey of building—and keeping—wealth after a divorce.


Cedric gets real about the financial and emotional challenges that come with divorce. He opens up about his own experiences—navigating two divorces while managing a business, overcoming half a million dollars in debt, and making hard choices that ultimately safeguarded his financial future. Cedric shares the crucial steps he took, including adopting a frugal mindset, focusing...


Stock Market Noise vs. Real Catalysts: What Actually Moves the Market?
08/19/2025

In this Market Mondays clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal break down what really drives the stock market and what’s just background noise. With stock futures drifting higher ahead of a high-profile meeting, the team explores whether political events and global tensions have any lasting impact on your portfolio.


Ian Dunlap dives into why the much-talked-about meeting is likely more “noise” than a true catalyst for the market, emphasizing the importance of distinguishing between real market movers and distractions. The discussion turns to the futures market, commodity shifts (especially in wheat...


Nasdaq’s Record Highs: Is the AI Boom Here to Stay?
08/17/2025

In this Market Mondays clip, Rashad Bilal and Ian Dunlap break down the latest surge in the Nasdaq, which has just hit another record high. Is this the start of a long-lasting, AI-fueled bull run, or should investors brace for a pullback?


Rashad cautions against wishing for a correction just because you missed last year’s rally, emphasizing that groundbreaking tech firms like Nvidia, AMD, Apple, and Microsoft are fundamentally different from the dot-com era giants — boasting stronger business models and massive profit margins. Ian highlights the unprecedented strength of today’s tech leaders, partic...


Institutional Money in Crypto: What Coins Are Big Banks Really Buying?
08/15/2025

In this thought-provoking clip of EYL, Austin Haynes joins host Rashad Bilal to reveal the secrets behind institutional investments in crypto. If you’ve ever wondered which cryptocurrencies the world’s top banks and asset managers are really putting their money into, this is the insight you’ve been waiting for!


Austin shares exclusive findings from over 12,000 documents—narrowed down to the 13 must-see reports that map out where institutional money is flowing in the crypto world. Screen share moments highlight real documents from names like Swift, World Economic Forum, Citi, State Street, and more. Learn wh...


Why 2025 Will Be a Game Changer for Crypto: Bull Runs, Tokenization, and Market Shifts
08/11/2025

Welcome back to EYL! In this insightful clip, special guest Austin Haynes sits down with Rashad and Troy to break down the seismic shifts happening in the crypto and financial markets leading up to 2025—and beyond. Are we seeing the end of the traditional four-year crypto cycle? How will institutional adoption and massive tokenization impact the market? Get ready for a data-packed discussion you won't want to miss!


Austin kicks things off by highlighting the unique convergence of a current crypto bull run with evolving global regulations and major institutional moves. Did you know th...


Branding Secrets & Vendor Success at Invest Fest
08/09/2025

In this special clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap sit down with the dynamic Ms. Business to dig into the power of branding, vendor success, and maximizing your experience at Invest Fest. If you’re an entrepreneur, small business owner, or looking to make a memorable impression at any marketplace or expo, this is the motivation and guidance you need!


Ms. Business shares her real-life branding journey—from starting with a small 10x10 booth at Invest Fest to creating an eye-catching 20x20 experience that had everyone talking. She expl...


Untold Story of Curl Fest: Black Women Plan to Bounce Back After Shutdown | DEI, Hurdles & Funding
07/31/2025

In this episode of Earn Your Leisure, we sit down with the founders of Curl Girl Collective to unpack the journey behind one of the most iconic cultural celebrations in beauty—Curl Fest. From humble beginnings to national recognition, they share the origin story of their collective and how they built a movement that resonates deeply with the natural hair community.


We discuss the business behind hosting large-scale live events, the hidden costs they faced, and the reality of still working full-time jobs while building Curl Fest. The founders open up about how DEI cu...


Mastering Relationship Capital: John Hope Bryant on How to Build Powerful Institutional Connections
07/29/2025

In this clip of Market Mondays, host Ian Dunlap sits down with financial literacy powerhouse John Hope Bryant to break down the crucial steps needed to build strong institutional relationships—especially if you’re starting from scratch.


John Hope Bryant wastes no time laying out the real foundation: get your credit score up to at least 700! He explains why having good credit isn’t just a personal milestone, but a fundamental requirement for anyone looking to play in the big leagues of business and finance. Drawing from the Hope Financial Wellness Index, Bryant shares how th...


Netflix’s Wild Run: Will the Hot Streak Continue or Is a Stock Split Coming?
07/26/2025

In this Market Mondays clip, the hosts dive deep into Netflix’s blockbuster performance this year and debate whether its explosive growth can keep going—or if a stock pullback is on the horizon. Rashad Bilal, Ian Dunlap, and Troy Millings breakdown recent Netflix news: the company’s ad-supported tier is expected to double revenue in 2025, fresh moves into live sports, premium content strategy, and why they remain the clear leader in the streaming space.


Ian praises Netflix as the “HBO of our era,” highlighting their dominance and innovative approach, including recent sports deals and conten...


How 85 South Built a Comedy Empire with No Script & No Filter ft. Karlous Miller & Chico Bean
07/24/2025

Get ready for a wild ride as Earn Your Leisure links up with the comedy legends behind the 85 South Show — DC Young Fly, Karlous Miller, and Chico Bean. In this episode, we dive into how they built a cultural movement rooted in authenticity, improvisation, and ownership. From creating Channel 85 to selling out arenas with no scripts, they broke down the business of comedy and how they turned laughs into legacy.


We also talked about the deeper stuff — brotherhood, purpose, and pressure. Chico Bean opened up about modern relationships, marriage, and being misunderstood. Karlous shared what...


Why Uber Is a Top Stock Pick for the Future
07/21/2025

In this clip from Market Mondays, Troy Millings dives deep into why Uber is such a standout opportunity from both a fundamental and strategic perspective. If you’ve been eyeing Uber or wondering what makes it different from the competition, this breakdown is for you!


*Key Topics Covered:*

*Profitability Milestone:* Uber’s journey from initial struggles as a ride-sharing service to achieving sustainable profitability.*Business Transformation:* Beyond ride-sharing, Uber has significantly expanded through Uber Eats, aggressive cost-cutting, and innovative advertising strategies.*Autonomous Vehicles:* The real game changer. Troy unpacks how Uber’s early moves...


Why This Is the Greatest Time to Invest: Bitcoin, MicroStrategy & Crypto Growth
07/19/2025

In this insightful Market Mondays clip, hosts Troy Millings and Ian Dunlap break down why now might be the greatest era for investing—and it’s far from just talk. They revisit their own journeys, from buying Bitcoin at $5,000 (when people doubted it would ever be worth more) to witnessing its meteoric rise to $122,000. If you’ve ever wondered whether you’ve missed the boat on crypto or if owning assets still holds promise, this discussion gives you real-life examples and clear perspectives.


Troy shares what it felt like investing early in Bitcoin, facing skeptici...