Property People

What does it take to build a property portfolio when you don't have much money to start with? 

At the Property & Entrepreneur Summit, Saam Lowni sits down with Simon Zutshi, a property investor, entrepreneur, best selling author of Property Magic, and founder of the Property Investors Network (PIN). 

The conversation between Saam and Simon explores what it really takes to build a property business. Not just finding deals but learning from mistakes, meeting the right people and making decisions with a clear understanding of the risks involved.

Simon explains why he founded PIN in...

Jazz Doklu is a property investor, developer and host of Kent Property Meet. With experience across HMOs, mixed use schemes, commercial to residential conversions and small to medium sized developments, Jazz has built his portfolio by getting involved in the detail from sourcing deals and planning through to finance, refurbishments and managing construction.

In this episode, Jazz joins Saam Lowni to talk through the decisions, mistakes and lessons that have shaped his property journey.

A property deal can look excellent on paper and still leave you with very little profit. Jazz shares what he's learned...

Peter Baker is Business Development Manager at Your Property Furnished, a national furniture supply, delivery and installation company serving the service accommodation, HMO, social housing and buy to let markets.

With 23 years of experience across the property industry, Peter has built a deep understanding of what investors actually need when taking a property from acquisition through to being ready for tenants or guests. He also has a huge network across the industry, having spoken at 86 events in a single year.

In this episode, Peter explains why furniture is often treated as an afterthought when it...

Richard Nordgreen ACA is the Managing Director of Lendhub, a specialist real estate lender. His career combines accountancy, residential asset management, development management and specialist lending, including more than 100 loan transactions and over £500m of development value delivered. 

In this episode, Richard shares what really happens inside the property finance stack when deals don't go according to plan and the danger of high leverage development finance. Richard also explains how his experience of difficult deals changed the way he thinks about developers, lenders and the people behind a project.  

If you're a property investor, developer, lan...

Jay Howard has spent more than 20 years buying and selling property, including 7 years running a family office with a £2.7bn real estate portfolio. He later became one of the best known voices around UK property auctions, working with investors through HAMMERED and the Auction Buyers Club.

In this episode, Jay talks about auction arbitrage as their core strategy, how much capital you really need to start trading property, and why the right network can make such a difference when you're looking for and acting on deals. 

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Sam Cooke is the owner of Blue Bricks Magazine, one of the UK's established property publications for investors and developers. He took over the business in 2022 after previously working as its marketing manager, bringing together a background in marketing, property, private equity and entrepreneurship.

Blue Bricks now reaches around 10,000 readers across the UK, but Sam's approach has never been about pretending property is easy. He's particularly interested in the stories behind the polished success stories: what went wrong, where deals lost money, and what investors could have done differently.

In this episode, Sam talks openly...

Most property investors don't have a shortage of information. They have a problem turning that information into a proper business.

At the Property & Entrepreneur Summit, Saam Lowni sat down with Paul Stapleton. Paul is the co-founder of The Property & Entrepreneur Summit and a property educator and mentor with experience across creative property strategies, deal sourcing, training and events. 

In this video, Paul explains the reason behind the Property & Entrepreneur Summit, the importance of genuine networking and value, building a business rather than treating property as a side hustle, and the changing landscape for UK landlords a...

Steven Morris is a developer and founder of Linfield Construction. He has spent decades on the delivery side of UK property starting as a bricklayer, moving into quantity surveying and commercial management, and eventually becoming Head of Commercial before setting up his own construction business. He's been involved in building 60+ units and has experienced both the opportunities and risks that come with delivering property projects.

In this episode, Steven shares the reality of construction costs, contractor margins, subcontractor pricing, abnormal costs, land values and the risks that can sit underneath an apparently profitable development appraisal.

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Dave Angel also known as the Sales Angel, works with business owners, sales teams, consultants, agencies and high ticket businesses, helping them improve their sales process and generate more revenue consistently.

At the Property & Entrepreneur Summit, Dave joins Saam Lowni to talk about why more leads don't automatically mean more sales. He shares a practical approach to increasing revenue without simply adding more leads, more hours or more pressure including having better conversations and small 1–2% improvements.

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John Howard has been involved in property since childhood, completing his first deal at 18 and going on to build a career spanning property investment, development, trading, estate agency and auctions.

With thousands of residential units behind him and experience from traditional residential property to hotels and major development schemes, John brings a perspective shaped by decades of actually operating in the market.

At the Property & Entrepreneur Summit, ‪Saam Lowni sat down with John to discuss why he believes the current market could be creating opportunities for investors who are prepared to look beyond the headlines.

Why do some people take action while others remain stuck even when they have access to the same information?

Ryan Pinnick is the CEO and founder of SuperGenius, a UK personal development business he launched in 2014. He went from being an engineer, to a property investor, to a Rich Dad organisation trainer and now runs a personal development company that’s generated more than £15M in revenue.

In this episode, Ryan talks about his journey from engineering into property, his experience as a speaker and trainer within the Rich Dad organisation, and what he learned fro...

Rupert Kay is a property developer and co founder of Northern Oak Property Training, with hands on experience delivering multi million pound developments across the UK. He has delivered 94 units with a £10+ million GDV, moving from construction and site management into development and investment.

In this episode, Rupert talks openly about the journey from working as a labourer to taking on his first 31 unit development scheme at just 25 years old. He explains how a £90k first flip gave him the confidence and security to leave employment and why his current strategy focuses on specialist supported housing.

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One bad lender can turn a perfectly good property deal into a problem. Here's why.

At the Property and Entrepreneur Summit, Saam Lowni sat down with Joel Bailey-Wilson, founder of Meta Mortgages with 7 years of industry experience. They get into why buy to let is no longer as straightforward as it once was, the decisions investors need to think about around limited company structures and refinancing, and why the lender behind your mortgage can matter just as much as the rate. Joel also shares what he's learned from building his own brokerage including the three things you...

Is this one of the toughest property markets in years or one of the best times to buy?

Hav Singh is the co founder of Sitefindr and a multi award winning deal sourcer who has facilitated £50+ million in property transactions.

At the Property & Entrepreneur Summit, Saam Lowni sits down with Hav to discuss why today's market is creating opportunities for investors willing to think differently. They explore the impact of Renter's Reform Act, why 250,000 landlords are selling right now, where genuine below market value deals are coming from and why some investors are choosing to d...

What does it take to break into London's super prime property market with no experience?

In this episode of Property People, Saam Lowni sits down with Aisha Bhatia, one of the leading agents at DDRE Global, specialising in luxury sales and lettings across Prime Central London. Originally from Hong Kong, Aisha joined DDRE as one of its very first team members and has helped shape both the business and its training academy before becoming one of the company's top performing agents. From walking into the industry with no experience to representing international clients searching for some of...

Stuart Wyeth is a property wealth expert with 20+ years of experience across residential, commercial and HMO development. He's Director of SW Homes & Development Ltd, which delivers sustainable residential schemes, and Skylofts Ltd, a loft conversion specialist that's grown from a standing start into a business turning over around £5 million a year. Alongside his construction and quantity surveying background, Stuart has built and refinanced around 100+ units over the past five years. He also co founded the Ground Up podcast for developers and speaks widely on property strategy, market cycles and, increasingly, digital assets.

In this episode, Stuart shares h...

Matthew Sherriff is the co-Founder of Sourcing Partners, a UK property company specialising in supported living rooms, sourcing, refurbishment projects and long term leased accommodation across the North West of England. Since entering the industry in 2018, Matthew has helped investors acquire millions of pounds worth of property while building his own portfolio.

In this episode of Property People, Matthew joins Saam Lowni to discuss what it really takes to build a sustainable property business. From sourcing his very first deal before buying his own investment property, to managing 260+ supported living rooms, Matthew shares the lessons that have...

Angie and Ben Nicholls are the mother and son duo behind KPA Property, an award winning property investment business and multi branch lettings agency operating across the South West. With a portfolio built over more than 20 years, they've achieved almost zero voids, £0 bad debt and become known for solving complex property deals that others walk away from.

In this episode, they share how they bought a 17 property portfolio with just £103 upfront, why understanding people matters more than negotiating price, and how strong systems have helped them scale while staying hands on. They also discuss raising private finance re...

Max has built portfolios spanning single lets, HMOs, commercial property, supported living, title splits and large scale developments. He also founded and scaled multiple property related businesses before moving into a more strategic investor role.

In this conversation, we explore how Max built his property career, the lessons learned from managing large scale portfolios, why supported living remains one of his favourite strategies, and how AI is transforming the way property investors operate.

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Paul Stapleton returns to Property People for the second time. Paul is a sales trainer turned property entrepreneur with nearly a decade of active experience in UK deal sourcing. He’s the co-founder of the Property & Entrepreneur Summit, now in its fourth year and one of the most talked about property events in the country.

In this episode, Saam and Paul discuss the evolution of deal sourcing, the importance of sales in property, how networking events are changing, and why many investors misunderstand what actually creates long term value in the industry.

Through the Property & En...

James Sinclair is the founder and CEO of the Partyman Group, a £40M/year business spanning leisure parks, day nurseries, outdoor farm attractions, commercial property, arts and crafts manufacturing, a 500 year old hotel, Party Pieces, and Rossi, one of the UK's oldest ice cream companies. He started his career as an entertainer, began employing people at 16, and has spent over two decades building one of the most diverse and resilient business portfolios in the UK. He also hosts the Business Broadcast podcast.

📍 This video was recorded at the last Property & Entrepreneur Summit. 

In this episode, James...

Ronnie Bhathal is the co-founder of Kalen Property Group Ltd., an investment and development business he runs alongside his wife Emma. With a background in electrical contracting, where he rose from apprentice to director, Ronnie brings a builder's understanding of costs and precision to every deal. In 2025, they won the HMO Property Deal of the Year at the Property Investor Awards.

Behind the award winning deal is a 26 bed HMO purchased at auction for £650,000 with no prior HMO experience. Ronnie shares how they structured the deal, managed the refurbishment, doubled the rental income, and ultimately refinanced at £1.55 mi...

Known in the UK as the Short Lease King, Jason Patterson has spent over 25 years in the UK property market. He built a reputation for mastering short lease properties. His journey started with his first flat in Enfield in 2001 while still stacking shelves at Sainsbury's. He now runs his own property training company and has helped hundreds of investors identify overlooked opportunities and turn them into profitable deals through lease extensions.

In this episode, you will learn how to build wealth through strategic lease extensions and property reconfigurations, the specific mechanics of his "Triple Threat" strategy, and...

In this episode, Saam Lowni sat down with Mark Stephenson, Senior Business Development Manager at Octane Capital. With over 15 years in the finance industry and a track record of funding over 1,000 refurbishment projects, Mark is one of the most technical and enthusiastic experts in the UK specialist lending market.

If you are a property developer, investor, or broker, this episode is a masterclass in property finance. Mark pulls back the curtain on how lenders like Octane Capital underwrite complex deals, why they value appetite over rigid criteria, and the common mistakes developers make when seeking refurbishment funding.<...

In this episode, Saam Lowni sat down with former professional footballer Christian Ribeiro.

After retiring from football at just 27 due to an injury, Christian turned his focus to property investing. What began as a small portfolio built during his playing career eventually evolved into a multi million pound property business, working with athletes and investors to build long term wealth through real estate.

In this conversation, Christian shares the realities of transitioning careers, how property helped create financial stability after sport, and why the modern property market requires a much more professional approach than it...

Most developers talk about scale. Adam Dainow built his reputation starting with London’s smallest, most awkward plots. With a background in architecture, Adam evolved into a planning led developer, transforming tight infill sites and overlooked back gardens into high value homes.

This episode unpacks hard lessons in risk, navigating shifting planning policies, and how confidence in property development is built deliberately through careful scaling, staying in your lane and growing when the foundations are truly strong.

With over 15 years of experience in architecture, Adam Dainow is now the co-founder and director of Caswell & Dainow, on...

The UK property industry employs over a million people yet it still relies on generalist platforms and disjointed communication.

Chris Tremlett joins the Property People podcast to explain why he thinks property should have its own dedicated social networking space. He witnessed firsthand how poorly the industry markets itself from his early days in real estate agency to his time as a marketer and leading proptech companies.

Chris Tremlett is the co-founder of UK Homes Network, the UK’s first dedicated social networking platform built specifically for property professionals. His work sits at the in...

Most people think profit is made when you sell. Experienced developers know it starts much earlier.

In this episode, Jerome Roith breaks down how experienced developers approach planning decisions, manage risk, and assess margin before committing to a site.

This conversation is essential viewing for investors and developers who want to understand where profit is made, when risk should be taken, and why planning knowledge matters more than most people realise.

Jerome is a UK property developer, strategist, and mentor with over 25 years of experience. He has delivered more than 150 residential units across...

In this episode, Kim McGinley shares how years spent inside specialist banks shaped her understanding of lender challenges and how she leads a growing team without losing trust, standards or balance.

The conversation explores resilience through market change and why sticking to what you’re genuinely good at matters more than chasing growth for its own sake.

Kim McGinley is the Director and Specialist Broker at Vibe Finance, a multi award winning brokerage specialising in commercial and residential property finance. With over a decade spent working inside specialist banks, Kim brings a strong process led ap...

What exactly is property deal sourcing, and why are so many investors using it to grow faster in today’s market?

In this episode of Property People, Saam sits down with Reshma Thakore and Hav Singh to discuss how they transitioned from running a successful estate agency to building a nationwide deal sourcing platform. They explain what deal sourcing really is, how it compares to traditional investing, and why sourcing can often generate income faster than buying property yourself. They shared the system behind how deals are found, qualified, and matched to the right investors.

This conversation opens up the side of property most investors prefer not to think about. Rudi walks through the real patterns he sees from investors and developers, from misunderstood leases to forgotten deadlines, and why the most successful operators move fast but with absolute clarity. He also explains how litigation actually works, what it really costs, and why a smart strategy can unlock profitable sites that most people walk away from. If you want to grow a portfolio with fewer surprises or confidently take on more complex opportunities, this episode gives you the thinking that sits behind the best...

In this episode, Saam Lowni sits down with Andy Reid, the former Sales Director at TAB and one of the UK’s most trusted lenders in property finance. With over 35 years in financial services and experience across GB Bank, Interbay, TFG Capital and more Andy shares what makes a great lender, how to survive downturns and why most new lenders fail.

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We sit down with Hardeep Toor to talk about his hybrid approach to mixed use property development.

Hardeep has dedicated 10+ years as a Chartered Quantity Surveyor at Balada Group and overseen £20M+ successful projects. Alongside his development work, Hardeep founded AssetsWise, where he mentors investors who want to navigate commercial conversions and HMOs with confidence. Specialising in commercial to residential (C2R) and HMO conversions, his work has earned multiple accolades, including Mixed Use Development of the Year 2024 at the International Property Awards and Property Developer of the Year 2024 at the Property Investors Awards.

Jamie Pritchard is the Sales Director at MS Lending Group, a specialist lender in Manchester founded in 2021 by Michael Stratton, which has grown into a key player in short term bridging finance for residential and commercial properties.

Bringing over 20 years of experience, Jamie joins us to discuss the real limits of artificial intelligence in short term lending. He explains why his team relies on AVMs and desktop valuations to deliver 70+ deals monthly, yet draws a firm line at full AI underwriting.

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In this episode, we sit down with Ruban Selvanayagam, the co-founder of the UK's leading 'Sell House Fast' company, Property Solvers. A seasoned professional cash homebuyer and auctioneer. Ruban has been helping homeowners and investors achieve fast sales and ethical solutions in complex situations.

Ruban dives deep into his non linear career path and the ruthless but fascinating world of fast property buying. He shares how he navigated the 2008 crash, used creati...

🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8
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In this episode, ⁨Saam Lowni sits down with Sean Land, a UK property investor with a £10 million portfolio through single lets, HMOs and care homes.

With a background in banking and over 20 years of experience, Sean shares how he transitioned from a corporate career to becoming a full time investor. He breaks down the mindset behind building real wealth in property from adding value and thinking long term, to really understanding the numbe...

🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8
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In this episode, Saam Lowni speaks to Ravinder Badyal, the Director of Structured Property Finance at MT Finance. Rav breaks down how deals are really structured, the red flags lenders spot early and what separates a fundable deal from a bad one. He has decades of experience working with developers, brokers, and private investors and shares real insight into how lending decisions are made. This is a must watch for anyone who wants to lea...

🚨 Need a £250k+ property loan? Merryoaks helps developers and investors get their deals funded quickly and efficiently. Start here → https://zurl.co/DXAi8
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In this episode, Saam Lowni speaks with Adam Lawrence, a well known figure in the UK property space with a portfolio of over 600 properties. Adam shares how he went from beating fruit machines to becoming a successful investor, and gives his honest take on strategy, what investors should be wary of and the problems with property education schemes. He even calls out Samuel Leeds! 
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Welcome to Property People! Today, we're hosting Immanuel Ezekiel – an award-winning property developer, angel investor, author, and public speaker. In this interview, Immanuel sheds light on his humble beginnings, defying the odds and buying his first property at 19, creative finance strategies and how he scaled his successful career.

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This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund your next project...

Welcome to another episode of Property People. Today we’re joined by Toby Spanier an award-winning property investor. His story is quite powerful, from his childhood beginnings where he was labelled as "backwards" to climbing the corporate ladder and eventually building a legacy through property. Stay tuned to hear all about his story. 


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This episode is sponsored by Merryoaks.

Merryoaks provides growth-based property finance advisory for investors and developers with the aim of helping you fund...