The Plain Bagel

Spreadsheet: https://docs.google.com/spreadsheets/d/1NgOmPul65qG_S7I774bc7YfFtL7cWsz6GtSabXhGKwQ/edit?usp=sharing

I went through 123 YouTube videos promoting stocks to dig into the companies behind the sponsorships...and found some shocking stuff.

DISCLAIMER:
This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which...

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Intro/Outro Music: https://www.bensound.com/royalty-free-music

Oil doesn't get a love of love, and rightfully so, but for the markets they are an incredibly important resource. In today's video, we explain why investors care about the price of oil and how low prices could actually be a bad thing.

This video was sponsored by Skillshare
<...

There's been a lot of discussion around whether Keith Gill is manipulating GameStop shares - let's dive into whether or not this could be legally considered a pump and dump.

Thank you @LegalEagle for lending your expertise!

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking...

The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

Value and Growth Investing are two of the most popular investing strategies around, but what do they entail, and how do they compare? We answer these questions and more in today's video.

Intro Music: https://www.bensound.com/royalty-free-music

This video is sponsored by Blinkist<...

Check out Brandon Beavis' channel, Brandon Beavis Investing! Great guy with an impressive number of investment certifications for his age!

https://www.youtube.com/channel/UCoYDuEolAYsjQzzqe2dh1sg

Episode Music:
Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)
Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671

DISCLAIMER:
Richard does not have a personal holding in any of the referenced companies. The videos on this channel are for education purposes only and do not constitute financial advice...

CFA Report: https://rpc.cfainstitute.org/-/media/documents/article/industry-research/finfluencer-report.pdf

Chapters:
00:00 - Introduction
02:26 - It's Not All Bad
04:55 - The Problem With Finfluencers
05:53 - Risk 1
09:43 - Risk 2 & 3
13:12 - Risk 4
14:46 - Risk 5
16:07 - Why This Matters
18:49 - What To Do?
23:56 - Conclusion

Mentioned Channels:
- @TwoCentsPBS
- @AswathDamodaranonValuation
- @MoneyGuyShow

Canada Database for Advisors:
- Registration Status: https://info.securities-administrators.ca/nrsmobile/nrssearch.aspx
- Disclosures: https://www.ciro.ca/advisor-report-search

US Database for...

This Saturday, the current U.S. bull market turns 10 years old, the first to ever do so in America. But many are concerned that a bear market is waiting around the corner. Why? Let's find out on today's Plain Bagel!

Intro/Outro Music: https://www.bensound.com/royalty-free-music

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a...

Binance and its founder Chanpeng Zhao (CZ) have pleaded guilty to anti-money laundering charges. Let's dive into the case, and what it means for crypto.

This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer).

Learn more about your ad choices. Visit...

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

Short selling lets investors bet against a stock, profiting when it falls in price, but how exactly does a short work? We'll discuss the process and the risks it entails in today's video!

Intro/Outro Music: https://www.bensound.com/royalty-free-music

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel...

00:00 - Introduction
03:44 - SpaceX Overview
04:53 - IPO Details
05:47 - Insane Valuation
06:53 - The Wild Prospectus
11:02 - The Retail Push
11:38 - Other IPOs (Anthropic and OpenAI)
13:23 - The Concerns
16:56 - Crowding Out Risk
17:58 - The AI Bubble
20:24 - Concluding Thoughts

SpaceX IPOs today, and Anthropic/OpenAI are looking to go public in the near term. Today we discuss the trend, what it means for markets, and how it balances against fears of an AI bubble.

DISCLAIMER:
This channel is for education purposes only and does...

Visit https://www.squarespace.com/theplainbagel to save 10% off your first purchase of a website or
domain using code THEPLAINBAGEL.

Correlation calculation tool: https://www.portfoliovisualizer.com/asset-correlations

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

Intro/Outro Music: https://www.bensound.com/royalty-free-music

Diversification is one of those things you've probably heard about as something you need to do, but how does it actually work, and why is it considered so important? We explain this and more!

This video was...

Up-to-date COVID-19 figures: https://gisanddata.maps.arcgis.com/apps/opsdashboard/index.html?utm_source=Global+Health+NOW+Main+List&utm_campaign=2741a95be8-EMAIL_CAMPAIGN_2020_02_24_01_37&utm_medium=email&utm_term=0_8d0d062dbd-2741a95be8-884823#/bda7594740fd40299423467b48e9ecf6

Doctor Mike's Channel: https://www.youtube.com/channel/UC0QHWhjbe5fGJEPz3sVb6nw

The coronavirus has been making headlines, but while many are concerned about the health implications, others are worried that the impending pandemic will cause a recession. Let's talk about the situation and what to consider before making an investment decision.
<...

00:00 - Introduction
02:12 - Why Economists Disagree
04:06 - Where’s the inflation?
08:12 - Are Tariffs Deflationary?
10:00 - What About Manufacturing?
11:32 - New Investments in the US
15:06 - Why is GDP Growing?

Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs are actually improving the US economy.

If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)

DISCLAIMER:
Th...

Go to https://nordvpn.com/theplainbagel and use code theplainbagel to get 70% off a 3 year plan plus one extra month for free.

Some research papers from regulatory bodies on HFT:
https://www.sec.gov/marketstructure/research/hft_lit_review_march_2014.pdf
https://www.fca.org.uk/publication/occasional-papers/occasional-paper-50.pdf?mod=article_inline&utm

Some interesting Ted Talks on the subject:
https://youtu.be/ENWVRcMGDoU
https://youtu.be/V43a-KxLFcg

High frequency trading probably doesn't sound very nefarious, but the SEC has highlighted it as one of the most...

00:00 - Introduction
02:45 - Primer
05:11 - Why are yields rising
05:58 - Credit Rating Downgrade
07:57 - One Big Beautiful Bill
09:33 - The Weak 20-year Auction
10:55 - Japan’s Role?
11:26 - Why High Yields Matter
13:30 - Why it’s not a financial crisis

Link to video comparing US banks to Silicon Valley Bank: https://youtu.be/ZPlrkr1qaE0?si=mwyYceZiSl-B0qsn

If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)

DISCLAIMER:
This channel is for education purposes only and...

00:00 - Intro
02:29 - Yield Basics
04:30 - The Yield Curve
05:15 - Why Are Yields Rising Now?
09:19 - Why Higher Yields Might Hurt the Economy
12:45 - Concerns Around Banks
14:30 - Other Considerations
17:08 - Closing Thoughts

There was a lot of talk last week about the rising US Treasury yields - let's take some time to explain what exactly is going on.

This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered...

The first 1000 people who click the link will get 2 free months of Skillshare Premium: https://skl.sh/theplainbagel6

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

Intro/Outro Music: https://www.bensound.com/royalty-free-music

It's been a scary first quarter for stock market investors, and many may have considered selling their positions to enter certain safe haven positions. But as you'll see, these investments may not provide you the insurance you expect against stock market crashes.

This video was sponsored by Skillshare

...

2:36 - Prediction Market Background
9:38 - Prediction Market problems
17:02 - The Promotions
21:50 - The Gamblification of Everything
24:23 - Closing thoughts

Let's talk about prediction markets...

DISCLAIMER:
This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties...

Chinese stocks have rallied recently, leading many to wonder if now's the time to invest. Today I go through the updates we're seeing.

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

Buy a Plain Bagel Mug: https://www.theplainbagel.com/merch

DISCLAIMER:
This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS...

To learn for free on Brilliant, go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant!

00:00 - Introduction
02:09 - The Origin of 2% Inflation
04:03 - Argument for 2%
06:57 - Why Not Deflation?
09:21 - Costs and Considerations
12:30 - Why the Target Won't Change
13:48 - Sponsor

Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs ar...

Before you buy bitcoin, or tell someone else to do so, make sure you understand these fundamental risks...

Richard is NOT a financial adviser, and the points expressed in this video are Richard's opinion. Richard does not have any position in Bitcoin.

Sources:
https://www.bloomberg.com/news/articles/2017-12-04/israeli-firm-strikes-digital-gold-with-canadian-miner-purchase
https://www.thestar.com/business/2018/01/08/struggling-iced-tea-company-that-added-blockchain-to-name-seeks-funding-for-venture-into-bitcoin-mining.html
http://www.globeinvestor.com/servlet/ArticleNews/story/GAM/20180113/RBMBITCOINBOP
https://socialmediaweek.org/blog/2017/09/58-insane-facts-bitcoin-infographic/
https://cointelegraph.com/explained/bitcoin-scaling-problem-explained
https://www.bloomberg.com/news/videos/2017-12-12/bitcoin-is-like-gold-2-0-says-tyler-winklevoss-video<...

00:00 - Introduction
02:23 - Canada's Supply Management
04:20 - Canada's Tariff Rates
06:22 - Tariff Rate Quotas
06:51 - US Preferential Rates
08:24 - Quota Underutilization
10:22 - US' Own Restrictions
12:06 - Closing Remarks

USMCA Trade Deal: https://ustr.gov/trade-agreements/free-trade-agreements/united-states-mexico-canada-agreement/agreement-between
CBSA Tariff Rates: https://cbsa-asfc.gc.ca/trade-commerce/tariff-tarif/2024/01-99/01-99-2024-1-eng.pdf
WTO Portal: https://tao.wto.org/welcome.aspx?ReturnUrl=%2f%3fui%3d1&ui=1


There's been a lot of discussion of Canada's tariffs against US imports, most of which has been misleading or...

The covered call strategy is popular online given its ability to generate "bonus income," but it comes with its drawbacks. We'll dive into both the pros and cons with today's video.

00:00 – Intro
02:05 – Covered Call Overview
04:44 – The Pros
05:41 – The Cons
09:16 – Risk-Adjusted Returns
10:48 – Why You Need to Be Cautious
11:33 - Conclusion

DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio ma...

The Plain Bagel Episode II

Companies use debt to help fund their projects, borrowing money from investors to grow their business. This video covers bonds, the instrument these firms use to raise their debt.

Intro/Outro Music: https://www.bensound.com/royalty-free-music
Episode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/

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Bit of a one off, more personal video on why I don't commit to doing YouTube full time.

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The Plain Bagel Episode X

In investments, you can't have return without taking on some risk. Today, let's look into better understanding the types of risks we'll face with our holdings, and how we can manage them.

Sources:
https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.pdf

Intro/Outro Music: https://www.bensound.com/royalty-free-music
Episode Music: http://freemusicarchive.org/music/Podington_Bear/

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Trump has signed an executive order to establish a sovereign wealth fund - let's dive into what SWFs are, and what they would mean for the US.

If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional...

Found a video of me trying to scam my viewers.

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This week we hit 100K subscribers... thank you!

I will be posting a video once shirts are available, stay tuned. :)

If you haven't seen the Ted Ed video yet, here's a link: https://youtu.be/SwaCg7Gwtzw

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The Plain Bagel Q&A 3

Question topics: Arbitrage, EA loot boxes, Greek debt, my background education, and the Robinhood trading app

*Richard has no affiliation or business relationship with the Robinhood.

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The Plain Bagel Episode XII

Now that you have a grasp on some basic investment concepts, it's time to start applying what we've learned. So here are my five steps for getting started!

Budgeting Template: https://docs.google.com/spreadsheets/d/1T40vhaIQb7D71MVkGW0954Ky6salnwYZN8OkX8_AkB8/edit?usp=sharing
* You won't be able to edit the original spreadsheet, so make sure to save it to your own Google Sheets account or download it as an excel. *

Intro/Outro Music: https://www.bensound.com/royalty-free-music
Episode Music: http://freemusicarchive...

There's been a lot of talk about grocery stories price gouging during the pandemic - in today's video, I go through the financial statements of some of Canada's and the US' largest grocers to see if big chains really are ripping off consumers.

DISCLAIMER:
This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The...

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

The Big Short is a great movie on the 2008 financial crisis with some awesome celebrity cameos. These cameos explain complicated financial products with funny analogies, but today I thought I'd explain the topics a bit further.

DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should...

Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagel

CLARIFICATION: while R&D can be capitalized under IFRS (international accounting system), most R&D expenses cannot be capitalized under U.S. GAAP (the accounting system used by American companies).

Capitalization and depreciation can be confusing topics, but they are worth understanding, as they can materially impact the numbers you see on the income statement. Today we’ll go over the topics and what you can do to circumvent the impact of lax assumptions on profit numbers.

Some have become concerned with the concentration of the S&P 500 amid the dominance of stocks like the "Magnificent 7." We'll dive into how concentrated the index really is in today's video.

DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer).

...

Some online are claiming that Blackrock, Vanguard, and other massive asset managers secretly run the world. Let's look at the evidence.

If you'd like to support the channel, you can do so at https://www.patreon.com/ThePlainBagel :)

DISCLAIMER:
Richard does not have a position in Blackrock or Vanguard.
This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment...

Sign up for Morning Brew (today's sponsor) using the following link to start reading up on the daily happenings in business, finance and technology: https://morningbrewdaily.com/theplainbagel

*NOTE* - The video indicates the government's forecasted budget deficit for 2024-2024 is $38.4B. In fact this figure was updated in the budget to $39.8B. Apologies for the error.

Loonie Doctor's Tax Harvesting Tool: https://www.looniedoctor.ca/personal-taxable-account-capital-gains-harvest-simulator/

Canada's Budget: https://budget.canada.ca/2024/home-accueil-en.html

Canada's federal government recently announced some controversial changes to how capital gains are taxed. Let's go...

00:00 - Introduction
02:51 - What is Private Equity?
05:33 - The Problem
08:46 - Why So Reckless?
15:00 - Other Considerations

Private equity has a pretty bad reputation, and some of it is well-deserved. In today's video, I dive into why private equity keeps getting into trouble.

DISCLAIMER:
This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he...

The first 100 people to go to https://www.blinkist.com/theplainbagel will get unlimited access for 1 week to try out Blinkist. You'll also get 25% off if you want the full membership.

If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

CEO of Berkshire Hathaway, the Oracle of Omaha, World's Greatest Investor...there are a lot of titles that belong to Warren Buffett, but how did one man accomplish so much? We explore Buffett's upbringing in today's video.

Intro Music: https://www.bensound.com/royalty-free-music

This...

It's a big deal when a stock IPOs, and you may be interested in participating, but it's important to understand the IPO process before jumping on the bandwagon, because as you'll see, you face some unique risks and disadvantages when buying a company's first shares.

Intro/Outro Music: https://www.bensound.com/royalty-free-music

DISCLAIMER:
Richard does not have a personal holding in any of the referenced companies. This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such...