UNCLOCKED - Decoding Financial Independence

17 Episodes
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By: Max

In this pod we decode Financial Independence and talk to people on their journey and to those that have already made it. Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.

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EP17_Interview: Travelling without money!
EP17_Interview: Travelling without money! episode artwork
#17
Yesterday at 5:00 AM

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is you...


EP16_Active Investing and Stock Selection Criteria
EP16_Active Investing and Stock Selection Criteria episode artwork
#16
10/10/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is you...


EP15_Right timing along the FIRE journey
EP15_Right timing along the FIRE journey episode artwork
#15
09/26/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is you...


EP14_Early Retired!!! First impressions...
EP14_Early Retired!!! First impressions... episode artwork
#14
09/12/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is you...


EP13_AI Impact on Investing
EP13_AI Impact on Investing episode artwork
#13
08/29/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is you...


EP12_When and How is FIRE feasible for me?
EP12_When and How is FIRE feasible for me? episode artwork
#12
08/15/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is you...


EP11_First Live Community Q&A on Financial Independence
EP11_First Live Community Q&A on Financial Independence episode artwork
#11
08/01/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is you...


EP10_Tax Considerations on the FIRE journey
EP10_Tax Considerations on the FIRE journey episode artwork
#10
07/18/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your...


EP9_Good and Bad Debt
EP9_Good and Bad Debt episode artwork
#9
07/04/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your...


EP8_Governance: Tracking FIRE Progress & Risk KPIs
EP8_Governance: Tracking FIRE Progress & Risk KPIs episode artwork
#8
06/20/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is your respons...


EP7_How to manage your expenses
EP7_How to manage your expenses episode artwork
#7
06/13/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is your responsibility, so make sure yo...


EP6_Perspectives on "Money"
EP6_Perspectives on "Money" episode artwork
#6
06/06/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your...


EP5_Passive Income Streams
EP5_Passive Income Streams episode artwork
#5
05/30/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your...


EP4_How to get started?
EP4_How to get started? episode artwork
#4
05/23/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your...


EP3_How much is enough?
EP3_How much is enough? episode artwork
#3
05/16/2026

In this episode we discuss one of the most essential questions on Financial Independence: How much is enough?

- With which monthly amount would you consider yourself financially independent?

- What does it depend on and how can you calculate your own amount?

- We explore a top-down (income derived) and bottom-up (expense derived) approach


EP2_ Types of FIRE
EP2_ Types of FIRE episode artwork
#2
05/10/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

 

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your...


EP1_Introduction
EP1_Introduction episode artwork
#1
05/03/2026

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.


Join your hosts, Phillip & Max when they explore all topics around financial independence and share their experiences from two different angles.


In this Episode we cover:

- Pod introduction

- Host intr...