Finance for Christian Moms | Save Money, Debt Free, Investing for Beginners, Cash Flow, Build Wealth

If someone handed you the keys to a multi-million dollar company and said “manage this for me,” would you wing it?

Of course not. And that’s exactly what God has already done with you.

In this episode, I’m breaking down what stewardship actually means. It’s so much more than tithing. It’s a posture, an identity, and a way of living with open hands.

I’m sharing how I used to think stewardship was just giving, and what changed when I realized I’m the manager, not the owner. Then I walk you throu...

Eight years ago this week we made our final payment on $87,469 of debt -- 10/31/18 was the day we made our last payment on our car.

In this episode I am taking you behind the scenes of exactly how we did it -- from the brand new Toyota Camry we had no business buying two weeks after our honeymoon, to living in a tiny one bedroom apartment overlooking a parking lot, to each having $25 of fun money a month. It was not glamorous, but it changed everything.

And because most of you listening are moms, I...

Your money mindset was formed by the age of seven. Before you ever had a paycheck. Before you ever had a choice.

But here is the good news — you still have the power to change it today. And more importantly, you get to decide where your kids start.

In this episode I am getting really personal. I am sharing what it felt like to become a mom for the first time, why I was always labeled the spender growing up, and the hilarious but convicting moment my son said something in the back of my ca...

If one more toy shows up in my house I might lose my mind. And I know I am not alone.

In this episode I am talking about what I actually think is one of the best Christmas gifts you can give your child this year - and it is not on any wish list. We are talking about what happens when we simplify the gifts, invest the difference, and give our kids something that will still matter when they are twenty five and buying their first home or starting their first business.

I am...

October is here. And if you can already feel the financial pressure of the next three months creeping in, this episode is for you.

We are talking about why swiping and figuring it out later is actually causing a bigger mess and what to do instead, how to do a full brain dump of your holiday expenses before they sneak up on you, and why no is a complete sentence -- not just for purchases but for everything that is quietly draining your time energy and margin this season.

Because the women who feel the...

Not listening to the Lord cost us over $5,000 last year.

In this episode I am getting really vulnerable and sharing two situations from the past year where the Lord was speaking clearly - and I chose my comfort over His direction. And looking back I can see every nudge I explained away and every sign I ignored.

But here is the thing. Stewardship is not just about managing your money well. It is about stewarding what God is telling you to do. And partial obedience - the kind where you hear...

The real reason my husband and I paid off $87,000 of debt had nothing to do with stewardship. It had nothing to do with compound interest or financial freedom. It was a lot more personal than that.

In this episode I am pulling back the curtain on the story I have never really said directly on this podcast before - growing up with a front row seat to what money fights can do to a marriage, the vow I made to myself long before I ever knew what a debt snowball was, and how one conversation...

Last year I added a line item to our budget called "I Said No." And it has saved me hundreds of dollars.

In this episode I am walking you through exactly how it works because as someone who is not a natural saver and genuinely loves a nice lunch and a good coffee, white knuckling my way through spending cuts was never going to work for me. So I made saying no feel exciting instead.

This is not a deprivation episode. I literally went to Starbucks the day I recorded this...

What if the most powerful thing you could do for your child's future had nothing to do with the school they go to or the sports they play and everything to do with a decision you make today for as little as $10?

In this episode I am introducing my Peach Tree Framework -- a simple three step approach to investing for your kids that makes the whole thing feel a lot less overwhelming and a lot more doable. We are talking about why the environment you plant in matters, why ten dollars a week is...

How do you actually do it all — invest for retirement, invest for your kids, save for a vacation, and still have money to enjoy your life right now?

In this episode I am pulling back the curtain on exactly how we cash flow multiple goals at the same time (and spoiler!) it has nothing to do with making a certain amount and everything to do with having a system.

I am walking you through my actual thought process behind budgeting for retirement and kids' accounts and vacation and sinking funds all at...

In this episode I am getting really honest about why I have sometimes shrunk back from this conversation and why I am done letting the enemy use that as a reason to stay quiet. Because Jesus talked about money in eleven of thirty nine parables. He was not afraid of the conversation. And that means we cannot be either.

This one goes deeper than budgets and investing. We are talking about what money actually is and what happens when it lands in the hands of a faithful steward versus someone who was never taught how...

Buckle up - because this one is a story I have been waiting to tell you.

Two years ago I was literally shaking, holding the phone, calling my firm to say I was leaving. With no plan to do anything but be a full time stay at home mom. It was a Holy Spirit nudge I could not ignore.

What has happened in the past 2 years is all God writing this story.

In this episode I am sharing the full journey and trying to be obedient in...

Debt does not go away by working harder. It goes away when you pay attention to it and have a plan.

In this episode I am sharing the story of a client who was maxed out, burnt out, saying yes to every client inquiry, and still drowning - not because she was not working hard enough but because she had no strategy. And the moment we built one together everything shifted.

I am walking you through the exact four step framework I use with my clients to start lifting the weight...

I may have missed Christmas in July, but Christmas in August is still effective.

Because here is what I know, Christmas comes on the same day every single year and somehow it still catches us completely off guard financially. The gifts, the teachers, the work parties, the random neighbor who brings something over, the extra giving because your heart is just so full - it all adds up fast. And most people either go into debt for it or white knuckle their way through the most joyful season of the year completely stressed out.

If you have been feeling behind on investing, like everyone else has it figured out and you are just hoping to get to it eventually, this episode is for you.

Because here is what I know after years of working in financial advising and now coaching women one on one. The thing keeping most women from investing is not a lack of money or a lack of intelligence. It is a belief. A quiet story they have been telling themselves for so long it just feels like the truth.

In this...

You are probably making really good money. So why does it still feel so tight at the end of every single month?

In this episode I am sharing three specific ways to create real breathing room in your cash flow and I am using two real client stories to show you exactly what this looks like in practice. We are talking about why the problem is almost never the income, it is the system. And more specifically, the lack of one.

Because both of these women were not bad with money...

We are back for part two and this is where it gets really good.

Last week I shared the first two things that have completely changed the way I think about how I am stewarding my money as a busy mom. Today we are finishing the conversation with numbers three through five and honestly these are the ones that hit the hardest for me personally.

I also share a story my pastor told me about two men and the way they held money that stopped me in my tracks. I think...

This episode started as a message on my heart and turned into something I was not expecting because the Lord just lit a fire under me as I was recording it.

We have made money so taboo, so off limits, so uncomfortable to talk about and I think it has created the exact opposite of what God intended. Because when we refuse to talk about money, we end up holding it tighter. And when we hold it tighter, we accidentally keep the Lord out of our finances altogether.

In part one...

Part two of my conversation with my husband is here and this one gets really good.

We are talking about how getting our finances in order completely changed our marriage, our faith, and even his perspective on his career as a police officer. He shares what it actually feels like to not have to chase overtime shifts just to cover the bills and what it means to finally have options instead of obligations.

We also get into some of our favorite spontaneous giving moments, what we are teaching our boys about...

You have heard me talk about my husband a lot on this podcast and today you finally get to meet him.

In part one of this two part episode, we are having a conversation on our couch and he is sharing his side of our money story. We are talking about what money looked like growing up, how we each handled it before we got our crap together, and what it actually felt like to sit down for the first time and write out every single debt we owed 4 months into our marriage.

<...

I sat across from families who were burnt out, exhausted, and technically qualified for retirement but couldn't actually retire.

And almost every single one of them said the same thing: I wish I had started paying attention sooner.

That conversation lit a fire in me that has never gone out. And it is exactly why I am rattling you a little bit today (with so much love).

In this episode I am sharing a personal story about black mold growing in our crawl space for an entire month while...

If saving has never really clicked for you, this episode is for you.

And it's not because you lack discipline, but because nobody ever actually showed you how. In this episode I'm sharing five practical habits to help you start saving (maybe for the very first time) starting with the one question most financial content completely skips: your why.

I'm opening up about my own story of spending every dollar I made in college, graduating with a finance degree and zero savings, and how everything changed when my husband and I...

What if the goals you have been too afraid to say out loud - paying off all your debt, going on a really nice vacation, retiring early - were not too big? What if they were actually placed there on purpose?

In this episode I'm talking about how to set goals that are holy and ambitious at the same time and how to hold them with open hands without losing your peace in the process.

We're covering why short term and long term goals require completely different postures, how to give...

You looked at your tax return and your jaw dropped, not because the number was bad, but because it was really good. And then you looked at your bank account and something sank.

You made good money. So where did it go?

In this episode I'm having a real conversation with you - not a shaming one, but a big sister one. Because I want you to get angry. Not at yourself, but at your debt. There is a big difference.

I'm sharing something personal that happened...

The thing standing between you and financial peace isn't a math problem. It's a lie, actually multiple lies from the enemy sitting on your should, whispering into your ear.

In this episode I'm exposing 3 of the biggest lies Christian women believe about money and replacing every single one with what God's Word actually says.

We're talking about the discipline lie, the "that's my husband's job" lie, and the "I don't have enough to start" lie. Because the enemy is sneaky and he knows that a woman who is financially grounded, generous...

What if building wealth looked less like having it all figured out and more like planting a single seed?

Warren Buffett once said that someone is sitting in the shade today because someone else planted a tree a long time ago. And in this episode, I'm breaking down exactly how to plant yours (even if you feel completely overwhelmed by where to start).

FREE weekly newsletter

FREE Financial Freedom Calculator

Apply here for 1:1 Coaching

...