Ensombl Advice Australia

In this episode, Ben speaks with Christine Cupitt, CEO at the Council of Australian Life Insurers (CALI). They discuss CALI's role and the Life Insurance Code review, focusing on mental-health cover and claims, customer support, product sustainability, and improving access to life-insurance advice.

Christine Cupitt LinkedIn: https://www.linkedin.com/in/christine-cupitt-5b687322/
CALI Website: https://cali.org.au/

Visit The Adviser Portal and partner with Zurich and OnePath today: https://advisers.zurich.com.au/resources/adviser-portal

General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Rocksy is joined by Phillip Alexander, Founder at Gill & Co. He discusses his journey from financial adviser to founding Gill & Co Advisory, and how the licensee supports practice profitability, flexible technology choices, advisor development, and succession planning.

Phillip Alexander LinkedIn: https://www.linkedin.com/in/phillip-n-alexander-1b85714/

Explore the road less travelled at https://www.pmcapital.com.au/

General Disclaimer – https://www.ensombl.com/disclaimer/

In this episode, Rocksy speaks with Josh Cratchley, CEO & Founding Partner at Walker Lane. Josh explains how they support and grows advice practices through shared services, a flexible licensee model, and a focus on efficiency and specialization.

Josh Cratchley LinkedIn: https://www.linkedin.com/in/josh-cratchley-cfp-16189246/
Walker Lane Website: https://www.walkerlane.com.au/

Explore the road less travelled at https://www.pmcapital.com.au/

General Disclaimer – https://www.ensombl.com/disclaimer/

Managed accounts are often sold on efficiency, but their impact can run much deeper than streamlining portfolio administration. In this episode, host Ben Nash is joined by Lance Rowlands from Wealth Directions and David Hutchinson from AMP to explore how managed accounts are reshaping the advice model itself.

Drawing on Lance’s experience implementing managed portfolios across his practice, the discussion looks at how greater efficiency, stronger governance and more consistent portfolio implementation can free advisers to spend more time on strategy, client goals and the parts of advice that matter most. From client engagement and fee mo...

In this episode, Ben is joined by Yvonne Chu, Head of Technical and Paraplanning at Entireti. They discuss how advisers can deliver stronger and more defensible life insurance advice by developing a clear insurance philosophy, applying consistent needs analysis, documenting client conversations, managing replacement advice and pre-assessments, and clearly explaining premiums, policy terms and trade-offs to clients.

Yvonne Chu LinkedIn: https://www.linkedin.com/in/yvonne-chu-8b2b9a51/
Entireti Website: https://entireti.com.au/

Visit The Adviser Portal and partner with Zurich and OnePath today: https://advisers.zurich.com.au/resources/adviser-portal
<...

Global markets may be dominated by the US, but that doesn’t mean the best opportunities are. In this episode, host Andrew Rocks is joined by Kevin Bertoli from PM Capital to explore how long-term, flexible investing can uncover genuine market anomalies around the world.

From European banks and global decoupling to inflation, AI and commodity cycles, Kevin explains why they're looking beyond index weights and short-term market narratives to back a small number of high-conviction themes. With valuations stretched in parts of the US and Australian markets, the discussion highlights why flexibility, patience and a truly gl...

When markets become captivated by the next big theme, some of the best opportunities can emerge in the places investors have stopped looking. In this episode, host Ben Nash is joined by Allan Gray senior investment specialist Chris Hestelow to explore how a contrarian, bottom-up approach is finding value beneath the market headlines.

From AI and semiconductor beneficiaries to healthcare, property, energy and overlooked industrial businesses, Chris explains why a great story doesn’t always make a great investment—and why price still matters. The pair also unpack recent reporting-season volatility, rising index concentration and the case for...

In this episode, Ben talks with Nicole Bendeich from Calibre Life. They discuss her journey from admin and paraplanning into running a boutique risk advice practice, and how thoughtful processes, clear client communication, and confidence in human connection can make small, specialist life insurance businesses both viable and deeply rewarding.

Nicole Bendeich LinkedIn: https://www.linkedin.com/in/nicole-bendeich/
Calibre Life Website: https://www.calibrelife.com.au/

Visit The Adviser Portal and partner with Zurich and OnePath today: https://advisers.zurich.com.au/resources/adviser-portal

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26071702-34390001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this first episode, Sarah Leslie is joined by Matthew Lloyd and Alex Berlee from AGS Financial Group. They discuss how recent Australian aged care reforms have increased complexity and costs, reshaped home and residential care funding (including packages, co-contributions, RADs, and respite), and why advisers must proactively plan, skill up or partner with specialists, and start aged care conversations early to better support clients and their families.

Matthew Lloyd LinkedIn: https://www...

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071702-40430001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Professionalism and Ethics

In this episode, Sarah speaks with Ben Hillier, Director Retirement at AMP. They explore how advisers can integrate aged care into holistic retirement planning by recognizing changing spending patterns, modeling government and out-of-pocket care costs, using structured frameworks like the 5Ls, and implementing income and equity strategies that give clients financial confidence and flexibility throughout retirement.

Ben Hillier LinkedIn: https://www.linkedin.com/in/ben-hillier-au/

For more...

Earn 1.25 CPD here: https://quiz.ensombl.com/CPDC-26071702-47270001
0.25 Client Care & Practice
0.50 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Professionalism and Ethics

In this final installment, Sarah talks to Shaun Ganguly, Founder & Principal Adviser at Prime Years Financial Planning. They discuss how advisers can effectively integrate aged care into long‑term retirement planning by reshaping advice processes, managing Centrelink and facility interactions, using specialised income and asset strategies, pricing and scoping aged care work appropriately, and collaborating with specialists to better support families emotionally, practically, and financially.

Shaun Ganguly LinkedIn: https://ww...

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26071401-57440001
0.25 Technical Competence
0.25 Client Care and Practice
0.25 Regulatory Compliance & Consumer Protection
0.25 Professionalism and Ethics

This week, Rocksy speaks with Matt Fogarty, Executive General Manager - Partnerships at Infocus. They explore Matt’s journey in financial advice and his leadership of Infocus, and its four-pillar model and partnerships that help advice practices grow.

Matt Fogarty LinkedIn: https://www.linkedin.com/in/matt-fogarty-2900825/
Infocus Website: https://www.infocus.com.au/

Explore the road less travelled at https://ensombl.com/go/20260715-2/

Earn 0.50 CPD here: https://quiz.ensombl.com/CPDC-26070700-42530001
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this episode, Ben speaks with Phil Anderson, General Manager - Policy, Advocacy and Standards at the FAAA. They discuss how the FAAA advocates for advisers within Australia’s complex regulatory and political environment, covering life insurance commissions (LIF), government and regulator roles (Treasury, ASIC, APRA), mental health impacts on TPD and income protection, adviser distribution and new adviser pathways, and the future of risk advice amid scandals, regulatory reform, and artificial intelligence.

Phil Anderson LinkedIn: https://ww...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061903-06260001
0.25 Client Care & Practice
0.50 Technical Competence

Artificial Intelligence has created enormous wealth for investors—but history suggests that periods of technological disruption can also be fertile ground for misplaced expectations and overlooked opportunities.
In this episode, host James Whelan is joined by Povilas Dapkevicius from Orbis Investments to explore where value can still be found amid the AI boom. From semiconductor infrastructure and cloud computing to a biotech sector emerging from a prolonged downturn, the discussion highlights opportunities where market sentiment and long-term fundamentals have diverged. Wi...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26061505-51110001
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care & Practice
0.25 Technical Competence

As global investors reassess where future growth will come from, host Amie Baker is joined by Stanley Lu (Orbis Investments) to challenge conventional thinking on emerging markets. They explore how many investors remain anchored to outdated perceptions, despite significant advances in governance, innovation, technology, and economic development across emerging economies. From Korea’s corporate reforms and China’s digital leadership to the valuation opportunities often overlooked in global portfolios, the discussion highlights why emerging markets may...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26060501-47040001
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care & Practice
0.25 Technical Competence

As geopolitical tensions, higher oil prices, and persistent inflation reshape the economic outlook, host Amie Baker is joined by Diana Mousina (North) and Estelle Liu (North) to explore what it means for investors and retirees. They unpack the market impact of the renewed Gulf conflict, the challenges facing central banks, and why inflation remains stubbornly high in Australia. The conversation then turns to retirement, examining the fear of running out of money, the tendency for...

Earn 1.00 CPD here: https://quiz.ensombl.com/CPDC-26060107-14110001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Tax (Financial) Advice

In this episode, Rocksy sits down with Karam Singh from EK Private Advisory. They discuss his journey from migrant paraplanner to global ultra‑high‑net‑worth adviser, cross‑border family office advice, adviser-led licensing, and how personal health crises, hard work, and trusted partnerships have shaped his vision for human‑centred, globally connected advice.

Karam Singh LinkedIn: https://www.linkedin.com/in/karamdeepsingh/
EK Private Advisory Website: https://www.ekpriv...

Earn 1.25 CPD here: https://quiz.ensombl.com/CPDC-26052600-21380001
0.50 Client Care & Practice
0.50 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this episode, Peita Diamantidis is joined by Gavin Lamb, Director and Head of Financial Planning at Navigate Advisors. They unpack the realities of intergenerational advice - from family dynamics, estate planning and succession for businesses and farms, to pricing, processes, and practical frameworks firms can use to help families become long-term custodians of their wealth and values.

Gavin Lamb LinkedIn: https://www.linkedin.com/in/gavin-lamb-9a6bb38b/
Navigate Advisors...

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26052600-27350001
0.50 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In episode two, Peita speaks with Inbam Devadason, Actuary, Founder and Director of Precision Financial. He shares practical strategies for building intergenerational wealth - covering family dynamics, home visits, free investment education for kids, aged care and estate planning support, and transitioning advice relationships across multiple generations within a family.

Inbam Devadason LinkedIn: https://www.linkedin.com/in/inbam-devadason-8825875/
Precision Financial Website: https://www.precisionfinancial.com.au/
Peita Diamantidis LinkedIn: https...

Earn 1.25 CPD here: https://quiz.ensombl.com/CPDC-26052600-33590001
0.50 Client Care & Practice
0.50 Technical Competence
0.25 Professionalism and Ethics

In this final episode, Peita and Joe Stephan from Stephan Independent Advisory dive into how to design and deliver truly intergenerational advice - blending family dynamics, emotional coaching, and smart use of AI to better serve business-owning families across generations.

Joe Stephan LinkedIn: https://www.linkedin.com/in/josephstephancfp/
Stephan Independent Advisory Website: https://siadvisory.com.au/
Peita Diamantidis LinkedIn: https://www.linkedin.com/in/peitamd/

To find out how Generation...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26052501-15330001
0.25 Client Care & Practice
0.25 Professionalism and Ethics
0.25 Regulatory Compliance and Consumer Protection

As investors face longer retirements and more complex market conditions, Ben Nash (Pivot Wealth) and Dan Miles (Innova Asset Management) join the conversation to explore compartmentalised investing and modern risk management. They discuss why portfolios should be aligned to client behaviour, lifestyle goals, and long-term objectives - not just static asset allocations. With a focus on managing to defined risk thresholds, balancing longevity concerns, and improving client understanding through clearer portfolio structure, this episode...

Earn 1.25 CPD here: https://quiz.ensombl.com/CPDC-26052405-30060001
0.50 Client Care & Practice
0.50 Technical Competence
0.25 Professionalism and Ethics

This week, Rocksy speaks with Kane Leersen from Regional Prosperity. They explore his journey from shearer’s son to regional financial advice leader, unpacking how he builds a values‑driven, community‑focused firm that invests heavily in people, technology, and long‑term legacy.

Kane Leersen LinkedIn: https://www.linkedin.com/in/kane-leersen-7a9011b7/
Regional Prosperity Website: https://regionalprosperity.au/
Unreasonable Hospitality: https://www.unreasonablehospitality.com/books

General Disclaimer – https://www.ensombl.co...

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26052000-02030001
0.25 Professionalism and Ethics
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this episode, Ben is joined by Niall McConville, Managing Director at Bombora Advice. They unpack how regulation, product design, mental health claims, and pricing pressures are reshaping the Australian and New Zealand life insurance markets, and how advisers, licensees, group cover, and AI can work together to protect more clients sustainably.

Niall McConville LinkedIn: https://www.linkedin.com/in/niall-mcconville/
Bombora Website: https://bomboraadvice.com.au/
...

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26051801-36300001
0.25 Technical Competence
0.25 Client Care and Practice
0.25 Regulatory Compliance & Consumer Protection
0.25 Professionalism and Ethics

In this episode, Rocksy speaks with Craig Kouimanis, Head of Paragem. They unpack how Count helps advice firms grow through licensing support, M&A and equity partnerships, technology and client engagement frameworks, succession planning, and practice management disciplines - all while balancing governance, profitability, and high‑quality client service.

Craig Kouimanis LinkedIn: https://www.linkedin.com/in/craig-kouimanis-a6815531/
Count Website: https://www.count.au/
Paragem Website: https://pa...

Earn 0.25 CPD here: https://quiz.ensombl.com/CPDC-26051802-20490001
0.25 Technical Competence

In this episode, Neil Rogan speaks with Alex Cousley from Russell Investments. Alex explains resilient global growth and strong US earnings, rising Australian recession risks, tepid but stable China, and political and energy headwinds in the UK and Europe.

Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/
Alexander Cousley LinkedIn: https://www.linkedin.com/in/alexander-cousley-cfa-a10b81109/
Russell Investments Website: https://russellinvestments.com/

General Disclaimer – https://www.ensombl.com/disclaimer/

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26051100-30200001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Professionalism and Ethics

In this episode, Rocksy is joined by Stuart Jones, Managing Director, Senior Financial Planner and Mortgage Broker at Michael Roach Financial Solutions. They discuss his journey from accounting to advice, how the firm evolved from low-cost super and insurance consolidation into a growing, tech-enabled financial planning and mortgage broking business, and the practical realities of pricing, team structure (including offshore support), client relationships, and preparing the practice for sustainable future growth.<...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26050503-19180001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Tax (Financial) Advice

In this episode, Vince Scully and Tony Kofkin (Kofkin Bond & Co) explore how advisers can earn deeper client trust by combining clear education, thoughtful structuring and genuinely human relationships across business, wealth and intergenerational planning.

Tony Kofkin LinkedIn: https://www.linkedin.com/in/anthony-kofkin/
Kofkin Bond & Co Website: https://kofkinbond.com.au/
Vince Scully LinkedIn: https://www.linkedin.com/in/vincescully/

To download your copy of Generation Life’s new research re...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26050503-24490001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Tax (Financial) Advice

Vince Scully is joined by Generation Life CEO Felipe Araujo and Michael Bova from Family Wealth Advisory. They discuss how regulatory change, tax-effective structures like investment bonds, and thoughtful intergenerational planning can help advisers build client confidence and trust in an uncertain advice environment.

Michael Bova LinkedIn: https://www.linkedin.com/in/michael-colin-bova/
Family Wealth Advisory Website: https://www.familywealthadvisory.com.au/
Felipe Araujo LinkedIn: https://www.linkedin.com/in/felipe-araujo-3952903a/
...

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26050401-06290001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Professionalism and Ethics

In this episode, Rocksy is joined by Kara Treeby and Sarah Leslie from Story Wealth. They share how they built and evolved Story Wealth and Aging with Grace into a specialist, intergenerational and aged‑care focused advice business, while navigating the GFC, raising families, structuring their partnership, and using process, tech, and deep empathy to support clients and their advisers through complex later‑life decisions.

Kara Treeby LinkedIn: https://www...

Earn 1.0 CPD here: https://quiz.ensombl.com/CPDC-26042703-18450001
0.50 Client Care & Practice
0.50 Technical Competence

This week, Rocksy is joined by Billy Amiridis, Managing Director, Co-Founder and Financial Adviser at 360 Financial Strategists. They discuss the origins, structure, and growth strategy of his firm, including its combined advice–mortgage model, associate adviser career pathway, use of offshore support, investment approach, and long-term client growth targets.

Billy Amiridis LinkedIn: https://www.linkedin.com/in/billy-amiridis-financial-adviser-australia-investment-advice-melbourne/
360 Financial Strategists Website: https://360fs.com.au
360 Money Matters Podcast: https://podcasts.apple.com/au/podcast/360-money-matters/id1579818812
Sc...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26042323-55000001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this episode, Ben is joined by Jack Standing, Group Head of Advice at WT Financial Group. They discuss WT’s growth from a single practice to a large advice network, and how it leverages scale, education, technology, and evolving adviser training and remuneration models to improve the quality, efficiency, and commercial viability of life insurance advice and claims support.

Jack Standing LinkedIn: https://www.linkedin.com/in/jack-standing-35b52373/
WT Financial Gr...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26041923-49580001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Professionalism and Ethics

In this episode, Rocksy sits down with Mathew Cassidy, Managing Director at Partners Wealth Group. They discuss Mathew’s journey from chartered accounting to building a $6B accountant‑aligned wealth management firm, the evolution of their joint venture model and multi-service offering, how they’ve used acquisitions, AI, and offshore support to scale, their innovative staff equity program, and what the future holds for sophisticated financial advice in an AI-enabled world.

Mathew Cassidy LinkedIn: https://www.li...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26041623-54090001
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care & Practice
0.25 Technical Competence

As longevity increases and retirement decisions grow more complex, host Amie Baker is joined by Ben Hillier (AMP North) and Liz Haile (Haile Financial) to explore new approaches to structuring income in retirement. They unpack the IRIS framework as a flexible alternative to traditional pensions and annuities - designed to improve spending confidence, optimise Centrelink outcomes, and support lifetime income without sacrificing investment flexibility. With practical strategies spanning accumulation through to retirement, this episode highlights...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26041601-47180001
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care and Practice

This week, Pat speaks with Colin Jowell, Founder at BillWill. They discuss how BillWill, founded from Colin’s personal experience with his father’s estate, helps advisers bridge the gap between wills and clients’ real lives by providing a white‑label, tech-enabled estate planning and legacy service that leverages open banking, strong security, and emerging AI tools to better support families before and after death.

Colin Jowell LinkedIn: https://www.linkedin.com/in/colin...

Earn 0.25 CPD here: https://quiz.ensombl.com/CPDC-26041506-25190001
0.25 Technical Competence

Neil is joined by Alex Zaika, Chief Executive Officer at Global X Australia, as they discuss how Australian ETF investors responded to recent Middle East–driven volatility, highlighting strong net inflows, sector and regional rotations (including oil, defense, Australian and ex‑US equities), muted gold demand despite turmoil, growing interest in crypto, and the emerging “halo” trade focused on AI-related, low‑obsolescence infrastructure assets.

Neil Rogan LinkedIn: https://www.linkedin.com/in/roganneil/
Russell Investments Website: https://russellinvestments.com/
Alex Zaika LinkedIn...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26041001-14430001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this episode, Sacha is joined by Sacha Burchgart, Founder and Managing Director at Burcheart, and Vincent Holland, Co-Founder at Plutosoft. They discuss how advice firms should move beyond the “all-in-one vs tech stack” debate by using a single core advice/CRM platform as the engine of the business, supported by targeted integrations, strong data integrity, and thoughtful change management driven by the team.

Sacha Burchgart LinkedIn: https://www.linkedin.com/in/sacha-burchgart-42587939/
B...

Earn 0.50 CPD here: https://quiz.ensombl.com/CPDC-26041001-15270001
0.25 Client Care & Practice
0.25 Technical Competence

In this second instalment, Sacha speaks with Chloe Leow, Practice Manager at Byfields Wealth Management, and Leanne Bogoev, Head of Customer Success at Plutosoft. They share practical, psychologically-aware lessons and tips on deciding to switch, migrating to, and successfully embedding a new financial advice CRM system in an advice practice.

Leanne Bogoev LinkedIn: https://www.linkedin.com/in/leanne-bogoev-129780291/
Byfields Wealth Management Website: https://byfieldswealth.com.au/

To see how Plutosoft can transform your practice, book...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26040923-30460001
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care & Practice
0.25 Technical Competence

As portfolios become increasingly concentrated beneath the surface, host James Whelan is joined by Eric Marais (Orbis Investments) to challenge what genuine diversification really means. They unpack how passive indices and many active funds are heavily exposed to US mega-cap, tech-driven growth themes, creating hidden risks if leadership shifts. Drawing on history and current valuation extremes, the discussion highlights opportunities beyond the obvious—including mid-caps, healthcare, and international markets—while stressing diversification across style, geography, and...

Earn 0.75 CPD here: https://quiz.ensombl.com/CPDC-26040901-32320001
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection
0.25 Client Care and Practice

In this episode, Patrick speaks with Daniel Donovan, Founder at Alpine Advisory. They discuss how practices can more effectively scale and improve client experience by first fixing and mapping their processes, then applying automation and emerging AI tools (like Claude, Copilot, and Cowork) in targeted, deterministic ways rather than simply hiring more staff or chasing new software.

Daniel Donovan LinkedIn: https://www.linkedin.com/in/danieldonovan09/
Alpine Advisory Website: https://www...

Earn 0.75 CPD here: https://quiz.ensombl.com/ENSO-26032704-24130001
0.25 Client Care & Practice
0.25 Technical Competence
0.25 Regulatory Compliance and Consumer Protection

In this first episode, Tanya is joined by Terry Dillon, Chief Executive Officer for Shadforth, and Ashton Jones, Director of Customer Innovation at MLC. They discuss how Innovative Retirement Income Solutions (IRIS) and related strategies - such as income layering, managing longevity and sequencing risk, and leveraging age pension concessions - can help advisers design more confident, sustainable retirement income plans for Australian clients.

Terry Dillon LinkedIn: https://www.linkedin.com/in/terry-dillon-697116165/<...