The Honest Money Show

What does it really mean to take control of your wealth?

In this episode of The Honest Money Show, Anja Dragovic sits down with Matthew Fraser to explore Bitcoin as a tool for financial sovereignty. From self custody and security to navigating Australia’s complex tax system, this conversation blends philosophy with practical strategies for protecting and growing wealth.

Anja Dragovic and Matthew Fraser share their personal journeys into Bitcoin, the lessons learned through market cycles, and why more investors are looking to dematerialise their assets into Bitcoin.

🎙️ EPISODE SUMMARY

Anja Dragovi...

What happens when money changes how we experience time?

Scott Dedels joins the show to explore Bitcoin not just as a financial innovation, but as a force that reshapes our understanding of time, value, and civilisation. Drawing from his personal journey and philosophical insights, Scott explains how Bitcoin’s unique properties challenge modern assumptions about money and the way we live.

In this episode of The Honest Money Show, Anja sits down with Scott to unpack the deeper implications of Bitcoin, from its durability as an asset to its role in shaping long term thinking an...

What can data tell us about the future of Bitcoin adoption?

Fernando Nikolic, founder of Perception, joins the show to discuss how data intelligence and sentiment analysis are helping decode the rapidly evolving Bitcoin ecosystem. From community narratives to institutional infrastructure, Fernando explains how analysing industry trends and behaviour can reveal where Bitcoin adoption may be heading.

In this episode of The Honest Money Show, Anja sits down with Fernando to explore the fragmented nature of Bitcoin adoption, how marketing and culture shape perception, and why niche communities may be key to the next phase...

What happens when a seasoned equities investor takes a serious look at Bitcoin?

Scott Phillips, CIO at Motley Fool, shares his journey from skepticism to cautious investment, what influences his thinking, and what still gives him pause. He approaches Bitcoin through probability, market psychology, and adoption trends rather than blind conviction.

In this episode of The Honest Money Show, Anja sits down with Scott to explore Bitcoin as an emerging asset class, the role of adoption, and the technology behind it. They discuss the passionate Bitcoin community, how it compares to traditional investments, and why...

Running a Bitcoin node lets you verify transactions independently, protect your data, and stay free from Big Tech and banks.

K3tan explains how nodes empower you to take control of your financial and digital life. Self-custody is the essential first step, and practical privacy tools like VPNs and password managers are crucial in today’s centralised world.

In this episode of The Honest Money Show, Anja sits down with K3tan of the Ministry of Nodes to explore decentralisation, privacy, and Bitcoin education. They also discuss the cypherpunk movement, Big Tech’s influence on priv...

What is monetary debasement and why do so few people recognise it?

In this episode of The Honest Money Show, Anja sits down with Ben Gazal to explore his journey into Bitcoin during the 2022 bear market and why education is central to financial empowerment.

Ben shares how discovering Bitcoin reshaped his understanding of money and the modern financial system. The conversation examines how monetary debasement affects everyday Australians, why simple and relatable education matters, and how community engagement strengthens long term conviction.

Together, they discuss market sentiment, common misconceptions about Bitcoin, and why...

How much Bitcoin is actually enough to achieve financial freedom? That question sits at the centre of this episode as Rajat Soni joins The Honest Money Show to explore what it really takes for individuals and couples to build lasting wealth.

Rajat shares his journey from traditional finance into Bitcoin education, explaining how discovering Bitcoin reshaped his understanding of money, savings, and long-term planning. The conversation breaks down practical strategies for accumulating Bitcoin, balancing debt and investing, and focusing on consistent habits that compound over time.

Together, Anja and Rajat discuss the mindset required to...

Gold and silver are surging as investors respond to the growing debasement of global currencies, rising sovereign debt, and persistent inflation.

James Lavish joins The Honest Money Show to break down what he calls the “debasement trade”, not a short-term bet, but a long-term position against the weakening purchasing power of the dollar. The conversation explores why governments are trapped in debt cycles, how inflation spreads through the economy, and why wealth disparity continues to widen into a K-shaped recovery.

James also shares his outlook on Bitcoin as a long-term hedge in an unstable financial syst...

Most people don’t fail Bitcoin because they sell too early. They fail because they never had conviction in the first place.

British Hodl explains why last year was the real stress test separating tourists from true holders, why sentiment is always darkest before adoption accelerates, and why becoming a whole coiner is more psychological than financial.

This is a conversation about volatility, belief, holding through noise, and why Bitcoin forces you to think in decades not months.

🎙️ EPISODE SUMMARY

British Hodl joins Anja to break down what drives Bitcoin sentiment, why soc...

Many Australians are rethinking entrepreneurship, housing, and long-term opportunity in today’s economic and political environment.

Adam Hudson, Australian entrepreneur and Bitcoiner, joins The Honest Money Show to discuss his 30+ years of experience in business, his journey into Bitcoin, and why he believes Bitcoin represents both an economic breakthrough and a moral choice.

The conversation explores housing affordability, government policy, democracy, and the responsibility individuals have to educate themselves and engage in political discourse. Rather than focusing on price or speculation, the episode approaches Bitcoin as a framework for long-term thinking, personal agency, and navigating un...

Many millennials are rethinking money, housing, and long-term security in today’s economic environment.

Bram Kanstein, host of Bitcoin for Millennials, joins The Honest Money Show to discuss how money has evolved, why traditional paths to wealth feel increasingly uncertain, and how Bitcoin is reshaping conversations around value, scarcity, and personal agency.

The conversation explores generational shifts in financial thinking, the psychology of money, and the role of housing in long-term planning. Rather than focusing on price or speculation, the episode approaches Bitcoin as a framework for understanding incentives, responsibility, and long-term decision-making.

🎙️ EPISODE...

Money doesn’t just affect prices — it quietly reshapes relationships, family decisions, work, and culture.

Seb Bunney explains how today’s money distorts incentives across everyday life, why those distortions show up in dating, community, and identity, and how Bitcoin offers a clearer framework for understanding value, responsibility, and long-term thinking.

🎙️ EPISODE SUMMARY

Anja and Seb explore how money shapes behaviour from childhood through adulthood, influencing family dynamics, relationships, work, and culture. They discuss how distorted monetary systems lead to misaligned incentives, how abstraction enables scams and disconnection, and why teaching money honestly — especially to...

🎙️ Honest Money’s Weekly Bitcoin Brief

Bitcoin in 2025 looked very different to previous market cycles. In this episode, Anja breaks down how Bitcoin continued to mature as global financial infrastructure, often quietly and away from market headlines, and why Australia played a more meaningful role in the Bitcoin conversation this year than many realised.

This Bitcoin Brief covers Australia’s evolving Bitcoin regulation, the launch of Bitcoin-collateralised loan products, growing institutional investment, and why long-term holder behaviour remains one of the most important signals in the market. Despite relatively flat price action, significant progress continued across fi...

🎙️ Welcome to Episode 20 of The Honest Money Show

In this episode, Anja is joined by Paul Musson, a finance veteran with over 30 years of experience, to explore the flaws in traditional finance, wealth disparity, and the role of monetary policy in shaping the modern economy. The conversation delves into the housing market, the difference between capital and money, and how current economic policies have contributed to wealth inequality.

Paul emphasises the importance of awakening to economic realities and making informed decisions while advocating for a fairer financial system. He also highlights the need for empathy and u...

🎙️ Welcome to Episode 20 of The Honest Money Show

In this episode, Anja is joined by Paul Musson, a finance veteran with over 30 years of experience, to explore the flaws in traditional finance, wealth disparity, and the role of monetary policy in shaping the modern economy. The conversation delves into the housing market, the difference between capital and money, and how current economic policies have contributed to wealth inequality.

Paul emphasises the importance of awakening to economic realities and making informed decisions while advocating for a fairer financial system. He also highlights the need for empathy and u...

🎙️ Welcome to Episode 19 of The Honest Money Show

In this episode, Anja is joined by Philipp, Co-Founder and CEO of Lendasat, to explore the growing world of Bitcoin backed loans and what it really means to borrow against your Bitcoin without selling it. The conversation centres on Lendasat, a Bitcoin lending marketplace that connects borrowers and lenders without traditional intermediaries or KYC requirements.

Philipp breaks down the fundamentals of Bitcoin backed lending, including how collateral works, why loan-to-value (LTV) ratios are critical, and how interest rates are determined in today’s market. Together, Anja and Philipp...

🎙️ Welcome to Episode 18 of The Honest Money Show

In this episode, Anja is joined by Dale Warburton, host of the Why Bitcoin Show and author of No Tenants, No Troubles. Dale makes a compelling case for why Bitcoin may be a superior long-term investment compared to real estate, particularly in the context of Australia’s increasingly unaffordable and policy-driven property market.

Dale unpacks the core thesis of his book, which challenges conventional wisdom around property investment and highlights the hidden risks of tenants, leverage, maintenance, regulation, and government intervention. He explains why property is a protect...

🎙️ Welcome to Episode 17 of The Honest Money Show

In this episode, Anja sits down with Mike Beatty, former PE teacher, Bitcoin educator, and creator of the YouTube channel Bitcoin Straight Up. Mike shares his unique journey from Bitcoin sceptic to passionate advocate, breaking down how curiosity, research, and a desire to help friends and family understand Bitcoin eventually led him into full-time education.

Together, Anja and Mike explore why decentralisation sits at the heart of Bitcoin’s security, the risks and misconceptions that still surround the protocol, and why understanding how Bitcoin works is essential for wid...

🎙️ Welcome to Episode 16 of The Honest Money Show

In this episode, Anja sits down with El the Freedom Fairy, a Gen Z Bitcoiner and a passionate advocate for personal liberty and decentralised empowerment. Together, they explore the dangers of political radicalisation on both the right and the left, and how both extremes ultimately lead to increased state control and a loss of personal freedoms.

El breaks down why radicalisation is so harmful, how it divides society, and why neither political extreme provides a genuine path to autonomy. She argues for the need to forge a new m...

🎙️ Welcome to Episode 15 of The Honest Money Show

In this episode, Anja sits down with economist, author, and educator Robert P. Murphy, one of the leading contemporary voices in Austrian economics. Together, they explore the foundations of Austrian economic thought, how it contrasts with Keynesian economics, and what these differing worldviews mean for the financial system we live in today.

Robert breaks down the Austrian perspective on business cycles, market pricing, and the dangers of central planning, explaining why many Austrian economists argue that government intervention often amplifies economic instability rather than fixing it. The conve...

🎙️ Welcome to Episode 14 of The Honest Money Show

In this episode, Anja sits down with Katie Ananina, founder of Plan B and now CMO of CitizenX, widely known as Katie the Russian. Katie shares her remarkable journey from growing up in Russia to becoming a leading voice in the second-citizenship, Bitcoin, and investment-migration space.

They explore why second citizenship has become a powerful tool for those seeking optionality in an increasingly unpredictable world. Katie dives into the realities of geopolitical unrest, how immigration policies are shifting, and why more people, especially Bitcoiners, are turning to alter...

🎙️ Welcome to Episode 13 of The Honest Money Show

In this episode, Anja sits down with James Check, a Bitcoin Analyst specialising in on-chain analytics and market insights. They explore how Bitcoin dipping below $100K has become a psychological marker for investors, and the ongoing shift from old money to new money in the market.

James dives into the dynamics of institutional adoption, high net worth participation, and the changing role of retail investors. The conversation highlights the human decisions, emotional extremes, and strategic thinking that shape Bitcoin’s journey, from long-term holders to the current market...

🎙️ Welcome to Episode 12 of The Honest Money Show

In this episode, Anja sits down with Jonas Benner, a quant at AMP, who played a pivotal role in helping the financial giant allocate Bitcoin futures to its portfolio. They dive deep into Bitcoin’s growing legitimacy as an institutional asset and what it takes to introduce such a bold idea within traditional finance.

Jonas shares how his fascination with the history of money laid the foundation for understanding Bitcoin’s value as a bearer asset and its potential as a medium of exchange. From gold to fiat to d...

🎙️ Welcome to Episode 11 of The Honest Money Show

In this episode, Anja sits down with Steve Orenstein, CEO of Locate Technologies, the first ASX-listed company to integrate Bitcoin into its treasury. They explore the bold decision to hold Bitcoin on the company’s balance sheet, the strategic reasoning behind it, and what it means for corporate adoption going forward.

Steve shares the real-world implications of navigating the regulatory landscape in both Australia and New Zealand, how the pandemic accelerated demand for logistics services, and why understanding the fundamentals of money is critical in a rapidly changin...

🎙️ Welcome to Episode 10 of The Honest Money Show

In this episode, Anja is joined by Brad Rettler, philosopher, educator, and co-author of Resistance Money. Together, they dive into Bitcoin’s role as more than just a currency: a tool for resistance, a safeguard for human rights, and a foundation for a fairer, more stable economic future.

This wide-ranging conversation explores how Bitcoin challenges entrenched financial systems and empowers individuals, especially those living under oppressive regimes, to reclaim financial sovereignty. Brad brings an academic lens to the discussion, unpacking how education, critical thinking, and open dialogue can hel...

🎙️ Welcome to Episode 9 of The Honest Money Show

In this episode, Anja is joined by Carri C, co-founder of Bitcoin Treasury Solutions, a company dedicated to helping businesses understand and integrate Bitcoin through hands-on, interactive workshops. Together, they explore the risks tied to traditional investments like cash, property, and gold, while highlighting Bitcoin’s role as a hedge against inflation and a tool for long-term financial sovereignty.

This conversation focuses on education over hype. Carri shares lessons from the frontlines of Bitcoin workshops, where participants often experience a powerful shift in perspective, realising how inflation erodes...

🎙️ Welcome to Episode 8 of The Honest Money Show

In this episode, Anja is joined by Andrew, a long-time Bitcoiner whose journey began with scepticism and evolved into deep conviction. With a background shaped by traditional investment thinking, Andrew brings a thoughtful and grounded perspective on what it means to build long-term conviction in Bitcoin, especially in a world of fiat uncertainty and shifting economic narratives.

They discuss the emotional and strategic side of investing in Bitcoin, including Andrew's use of the power law and quantile model to model future price potential, the importance of understanding your...

🎙️ Welcome to Episode 7 of The Honest Money Show

In this episode, Anja is joined by Peter Dunworth, a private wealth advisor and co-founder of The Bitcoin Adviser. Known for his forward-thinking approach to estate planning and investment strategy, Peter breaks down Bitcoin as a triple point asset, functioning simultaneously as a store of value, medium of exchange, and unit of account.

This conversation is rich in both technical insights and practical applications. Peter shares how he manages client expectations around Bitcoin's volatility, outlines the growing interest from baby boomers, and examines why institutions are increasingly eyein...

🎙️ Welcome to Episode 6 of The Honest Money Show

In this episode, Anja is joined by Neal Flesher, author of Modern Chains: The Invisible Shackles of Economic Slavery, for a wide-ranging and thought-provoking conversation on the moral and philosophical foundations of money, the destructive nature of fiat currency, and the liberating potential of Bitcoin.

Neal’s philosophical background shaped his understanding of economic systems, while his military experience instilled a deep sense of duty and discipline , both of which fuel his mission to expose the invisible chains of fiat and advocate for a more ethical, decentralised alterna...

🎙️ Welcome to Episode 5 of The Honest Money Show

In this episode, Anja is joined by Andy for a deep dive into the world of superannuation and Bitcoin, exploring how retirement savings can be reimagined through the lens of performance, legislation, and financial empowerment. They compare Bitcoin’s track record against traditional super funds, unpack the mechanics of using self-managed super funds (SMSFs) to gain direct exposure, and discuss the implications of recent legislative changes.

The conversation also shines a light on the transition into retirement, particularly the challenges faced by women who often retire with smaller...

🎙️ Welcome to Episode 4 of The Honest Money Show

In this episode, Anja is joined by Andrew Page from Strawman for an in-depth exploration of Bitcoin through the lens of traditional finance, media narratives, and economic history, with a focus on how Bitcoin is perceived in Australia. They discuss the value of open-mindedness in financial education, and why understanding history is key to grasping Bitcoin’s long-term potential.

The conversation highlights the disconnect between Bitcoin and traditional finance, the role of media in shaping sentiment, and the higher risks posed by altcoins. Andrew and Anja examine how Bit...

🎙️ Welcome to Episode 3 of The Honest Money Show

In this episode, Anja and JP dive into the multifaceted world of Bitcoin, discussing its evolution and distinct value proposition. They tackle common misunderstandings in the crypto community, where many overlook Bitcoin’s core features in favour of faster transaction claims made by other cryptocurrencies. Through the lens of game theory, they explore Bitcoin's design, its role in challenging central banking, and how it represents a long-term investment opportunity.

The conversation takes a deep dive into digital scarcity and the importance of understanding Bitcoin’s unique problem-solving ability f...

🎙️ Welcome to Episode 2 of The Honest Money Show!

Our guest, Michael Dunworth, dives deep into the evolution of Bitcoin, the cultural roadblocks to adoption in Australia, and why community is the secret weapon in Bitcoin’s long-term success.

We unpack the historic block size wars, the underappreciated role of Bitcoin nodes, and how mental health, relationships, and identity are shaped through the Bitcoin lens. Michael also shares his experiences at the Bush Bash — a grassroots Bitcoin gathering that captures the spirit of the movement like nothing else.

From the differences between Bitcoin and "crypto" t...

🎙️ Welcome to Episode 1 of The Honest Money Show

In our inaugural episode, Joe Bryan explores the fundamental flaws of the current financial system, focusing on the existence of a “big red button” that enables monetary corruption. He explains how inflation is a direct result of unchecked money printing and how deflation represents the natural state of a healthy economy.

Joe shares his journey from traditional finance to becoming a Bitcoin advocate, highlighting the impact of economic pressures on family dynamics, the housing market, and pensions. He discusses how poor monetary policy and inflation erode quality of life...