Faith & Finance Minute

40 Episodes
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By: FaithFi: Faith & Finance LLC

The Faith & Finance Minute is a great way to be reminded of God's financial principles with actionable items you can easily apply to your daily life.

Common Sense Rules of Investing
#488
Yesterday at 7:15 AM

When it comes to investing, don’t neglect common sense. Rob West shares some common sense rules of investing from blogger Ben Carlson.


Not Living Paycheck to Paycheck
#487
Last Monday at 7:15 AM

If you are living paycheck to paycheck, Rob West points out that it isn't just about inflation. Both people that make $250,000 and those who make $50,000 have been found to spend all they bring in. The answer? Get on a budget and break the paycheck to paycheck cycle.


Beware of Cosigning
#486
Last Friday at 7:15 AM

Is there ever a time when co-signing is a good thing to do? Rob West reminds us that the Bible tells us to care for our family and neighbors to help those who can’t help themselves. But when it comes to cosigning the Bible draws a clear line.


Are You Saving Too Much for Retirement?
#485
Last Thursday at 7:15 AM

Is is possible to save too much? Rob West shares that although it is not a problem for most, there are some who are so concerned about the future that they over-save.


Debts Remaining After the Death of a Loved One
#484
07/02/2025

When a loved one dies, are you responsible for his or her debts? Rob West says the answer is, it depends.


Time and Money
#483
07/01/2025

In investing, there are two critical factors: money and time. Rob West points out the longer your investing time frame, the better you’re likely to do.


The Problem With Possessions
#482
06/30/2025

There’s a saying, “Careful what you wish for you just might get it.” Rob West shares too often, the joy of material possessions has a short life. Once obtained the excitement goes away. Instead of earthly possessions lay up for yourself treasures in heaven.


Avoiding a Financial Crisis
#481
06/27/2025

No one wants to face a financial crisis. Rob West shares the best way to avoid such a crisis... savings! Make savings a priority, the day will come when you’ll be glad you did.


“Give Me Neither Poverty Nor Riches”
#480
06/26/2025

Having money may turn us away from God, and a lack of it may cause our trust in Him to fail. Rob West shares a prayer from Proverbs 30 to help our focus be right where it needs to be no matter how much we have -- on God and trusting in Him to provide.


You Can’t Change the Past, but …
#479
06/25/2025

You can’t go back and change the past, but according to Rob West the good news is you can change the future. And the key to making changes in your future -- make them!


The DNA of Saving?
#478
06/24/2025

Is there such a thing as a saving gene? Rob West says no, in fact most savers had to learn. Maybe it took a few tries but they didn't quit. Don't give up, getting into the saving habit might be hard at first, but soon it’ll be like it’s part of your DNA.


Fostering Better Spending Habits
#477
06/23/2025

To make the most of your money, replace a bad habit with a good one. Rob West shares two examples of good habits that, over time, can make a big difference in your finances.


Savings Accounts
#476
06/20/2025

To make progress in saving, use more than one bank account. Rob West shares how to keep money allocated for saving from getting mixed in with your other funds. Then you can actually make progress toward your financial goals.


The Problem With Gift Cards
#475
06/19/2025

Giving gift cards can seem to be a good idea. However, Rob West warns gift cards do have some downsides and shares those downsides so you can give in a way that benefits and protects the recipient.


The One-Minute Budget
#474
06/18/2025

Is it possible to create a budget in 60 seconds? Rob West attempts to but concludes It takes time, intentionality, and practice. Ask God for wisdom and provision, He’s faithful to guide you, even when the numbers don’t add up.


Tax Traps When Donating From an IRA
#473
06/17/2025

If you’re over 70½, you can make a charitable donation directly from an IRA. But Rob West warns be careful not to get caught in a tax trap. There are a few traps to look out for, but being generous is a great thing to be and do.


Investing Returns
#472
06/16/2025

On average, you can expect an annual return of about 10 percent in the stock market. Rob West warns the problem is, there’s rarely such a thing as an “average” year so persevere and be patient.


Rich Toward God
#471
06/13/2025

Have you ever been jealous of those richer than you? Rob West warns in the end, riches aren’t important. What is important is being “rich toward God,” counting Him as greater riches than anything on the earth.


Talking Trusts
#470
06/12/2025

Wills and trusts, what’s really the difference? Rob West gives a quick primer so you can decide which you need to ensure your assets go where you want when you go home to the Lord.


Debt Consolidation: The Easy Way Out
#469
06/11/2025

The “easy way out” often leads to trouble down the road. Rob West shares how one of those "easy ways" (debt consolidation) which cures the symptom, but doesn’t address the underlying problem. Try debt management instead.


Financial Stress
#468
06/10/2025

An increasing number of Americans are getting stressed out about money. So, how can you reduce money-related stress? Rob West suggests three things from financial author Art Rainer that can ease a lot of the stress you may be facing.


Do You Need a Raise?
#467
06/09/2025

Do you need a raise? Rob West shares it may not be an issue of having enough money or not. Live within your means and become prayerful, faithful, wise stewards of all God provides for us.


What the Wealthy Know
#466
06/06/2025

What do the wealthy know that others might not? Rob West shares five concepts the wealthy understand and that we would benefit from as well. As Proverbs 1:5 teaches, “Let the wise hear and increase in learning, and the one who understands obtain guidance.”


Financial Errors
#465
06/05/2025

Have you ever made a financial error? Rob West shares a story of a simple error that cost millions! So always double check your figures, dates, and account numbers when making a transaction and keep errors to a minimum.


Good and Bad Decisions
#464
06/04/2025

Some decisions in life are harder than others. Rob West says we ought to determine to make wise choices when it comes to earning, spending, giving, saving and investing. Because just deciding not to make bad decisions is already a good one.


Your Attitude Toward Possessions
#463
06/03/2025

In light of the Ten Commandments admonition, “You shall not steal” Rob West suggests we not only respect what belongs to others, but be open-handed with what you have and give to others.


Weathering Financial Storms
#462
06/02/2025

Everybody complains about the weather but nobody does anything about it. Rob West suggests the same can be said for the financial climate. Think of it as preparing for a storm—not out of fear, but out of wisdom.


Are REITs Right For You?
#461
05/30/2025

Real estate can be a smart investment. Rob West suggests It can give you an income stream through renting and almost always appreciates in value. But if you don’t feel like being a landlord, you can buy shares in a REIT.


Do the Math
#460
05/29/2025

When making a decision about a major purchase, Rob West says do the math. When you run the numbers, it may become clear that you need to wait, or perhaps seek other options.


Questions to Ask Before Incurring Debt
#459
05/28/2025

Before going into debt to buy something, Rob West has a few questions to ask yourself. Rob quotes from Randy Alcorn who's point is that you should think and pray before taking on debt. Never make more debt your first choice.


Legacy
#458
05/27/2025

A hundred years from now, no one is going to remember how many possessions you had. Rob West suggests God wants us to enjoy life,.but someday this life will be over. Let's invest our time and resources in things that have eternal value.


Learning to Be Content
#457
05/26/2025

Contentment, in the biblical sense, is about trusting God for everything you need. Rob West shares that contentment is something we all need to learn, as the Apostle Paul did.


Becoming a Faithful Steward
#456
05/23/2025

Do you own a lot or only a little? Rob West explains this trick question and encourages us to be faithful stewards over what belongs to God.


How To Cancel a Credit Card
#455
05/22/2025

Often Rob West is asked, “How do I cancel my credit card?" Well it is not difficult if you follow the three steps Rob shares.


The Big Three Money Mistakes
#454
05/21/2025

You’re setting yourself up for financial danger and suffering if you make any of the three big money mistakes. Rob West shares what they are so you can be like the prudent: "(he) sees danger and hides himself, but the simple go on and suffer for it.” Proverbs 22:3


God’s Will for Your Financial Life
#453
05/20/2025

People who are serious followers of Jesus Christ want to do God’s will. Rob West tells us what God’s will is for our financial life... don’t put your hope in wealth but in God, and use what He’s given you to do good and be generous


Do Unto Others
#452
05/19/2025

Jesus tells us to treat other people the way we’d like to be treated. Rob West suggests we think about that in relation to your job. You may be surprised at the difference it makes in your workplace and the lives of the people around you.


Rise Again
#451
05/16/2025

Do you feel knocked down financially? Rob West encourages us even though we are knocked down and have hardships and trouble, and bad things happen, we ought to get up like Solomon. Those that seek the Lord first will find the encouragement to get back up and keep going!


Giving: A Form of Worship
#450
05/15/2025

1 Chronicles 16 says, “Ascribe to the Lord the glory due his name, bring an offering and come before him! Worship the Lord in the splendor of holiness.” Rob West points out from this verse that giving is indeed a form of worship!


Lessons From The Widow’s Oil
#449
05/14/2025

The story of The Widow’s Oil shows how God can provide in miraculous ways. Rob West shares some lessons from this story that we can apply to our financial lives.