RE: Real Estate Podcast

33 Episodes
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By: Ben Harang & Clint Galliano

Ben Harang and Clint Galliano discuss buying & selling Louisiana real estate in black & white.

Ep. 32 – Flood Insurance: What It Is & What It Isn’t
#32
Last Friday at 11:00 AM

Ep. 32 – Flood Insurance: What It Is & What It Isn’t

 

Keywords

flood zones, flood insurance, real estate, home buying, Louisiana, flood risk, insurance requirements, property value, home safety, real estate podcast

 

Summary

In this episode, Ben Harang and Clint C. Galliano discuss the complexities of flood zones and flood insurance, particularly in Louisiana. They clarify common misconceptions about flood zones, explain the different classifications, and highlight the importance of understanding insurance requirements when buying a home. The conversation emphasizes the need for homeowners to be informed about their...


Ep. 31 - Thinking of Buying a Home? - Let’s Talk Money Strategy, Pt. II
#31
06/27/2025

Ep. 31 - Thinking of Buying a Home? - Let’s Talk Money Strategy, Pt. II

 

Keywords

home buying, financial strategy, real estate, credit score, mortgage, buyer habits, real estate agent, home purchase timing, closing costs, home buying process

Summary

In this episode of the R.E. Real Estate Podcast, Clint C. Galliano discusses essential financial strategies for prospective home buyers. He covers common pitfalls to avoid, the importance of timing in the home buying process, and the role of real estate agents. The conversation emphasizes smart buyer habits, the ste...


Thinking of Selling Your Home Without an Agent (FSBO)? Here's What You Need to Know!
#30
06/20/2025

Ep. 30 – Thinking of Selling Your home Without an Agent? Here’s What You Need to Know!

 

Summary

In this episode, Ben Harang and Clint C. Galliano discuss the ins and outs of selling a home without an agent, commonly known as For Sale By Owner (FSBO). They explore the potential risks and rewards of this approach, emphasizing the importance of understanding the real estate market, pricing strategies, and the legal paperwork involved. The hosts also highlight the significance of effective marketing and negotiation tactics, as well as the value of professional guidance throughout the s...


Ep. 29 - Thinking of Buying a Home - Lets Talk Money Strategy
#29
06/13/2025

Ep. 29 - Thinking of Buying a Home? - Let’s Talk Money Strategy

 

Summary

In this episode of the RE Real Estate Podcast, host Clint C. Galliano discusses essential strategies for prospective home buyers. He emphasizes the importance of financial preparedness, understanding what lenders look for, and the value of consulting a real estate agent early in the home buying process. The conversation also covers budgeting, saving for down payments and closing costs, and the significance of maintaining a good credit score. Overall, the episode serves as a comprehensive guide for anyone looking to...


Ep. 28 - Real Client Stories: (Wins & Challenges)
#28
06/06/2025

Ep. 28 - Real Client Stories: Wins & Challenges

 

Summary

In this episode of the Real Estate Podcast, hosts Ben Harang and Clint Galliano share unique stories and experiences from their real estate careers. They discuss the unpredictable nature of real estate transactions, the importance of communication, and the challenges posed by title issues. Through storytelling, they highlight the lessons learned from various deals, emphasizing the need for patience and collaboration with legal professionals. The conversation also touches on future directions for the podcast, including bringing in experts from different areas of real estate.


Ep. 27 - April Market Update: Thibodaux
#27
06/01/2025

Ep. 27 - April 2025 Market Update-Thibodaux

Summary

In this episode of the RE Real Estate Podcast, Clint Galliano and Ben Harang provide a comprehensive update on the Thibodaux real estate market for April. They discuss current market trends, including the seller's market dynamics, the impact of new construction, and the analysis of active and pending listings. The hosts also delve into sold listings and market dynamics, comparing Thibodaux's market to broader trends. The episode concludes with insights on future market outlooks and the importance of staying informed in real estate.

 

Takeaways


Ep. 26 - Sellers: Closing
#26
05/30/2025

Ep. 26 –Sellers: Closings

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the intricacies of the closing process for sellers in real estate transactions. They cover essential topics such as understanding closing disclosures, the role of property taxes, navigating counter offers, and the responsibilities of sellers on closing day. The discussion emphasizes the importance of preparation and communication to ensure a smooth closing experience for all parties involved.

 

Takeaways

·         The closing process should be a pleasant experience for both buyers and sellers.

·         Sellers receive a closing disclos...


Ep.25 - Sellers: Appraisals
#25
05/23/2025

Ep. 25 –Sellers: Appraisals

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the intricacies of appraisals from a seller's perspective in real estate transactions. They cover the importance of appraisals, the implications of low appraisals, and the necessity of timely inspections. The discussion emphasizes the role of appraisals in financing and how they affect both buyers and sellers during the home selling process.

 

Takeaways

·         The buyer's financing is contingent on an appraisal in most cases.

·         Cash deals should not be subject to appraisals.

·         FHA appraisals stay w...


Ep. 24 – April Market Update - Houma
#24
05/23/2025

Ep. 24 – April Market Update - Houma

Summary

In this episode, Ben Harang and Clint Galliano discuss the April real estate market update for Houma, Louisiana. They analyze current market conditions, including the buyer's market status, median property values, and the impact of interest rates on home buying. The conversation also covers active and pending listings, sales performance, and the overall trends in the Houma real estate market. The hosts emphasize the importance of understanding these dynamics for potential buyers and sellers.

 

Takeaways

·         The Houma market is currently a buyer's market wi...


Ep. 23 - Sellers: Home Inspection
#23
05/16/2025

Ep. 23 – Sellers: Home Inspection

Summary

In this conversation, Clint C. Galliano and Ben Harang delve into the intricacies of home inspections from the seller's perspective. They discuss the importance of understanding inspection requests, the negotiation process surrounding repairs, and the overall dynamics of closing a real estate deal. The conversation emphasizes the need for realistic expectations from both sellers and buyers, and the importance of treating the transaction as a business deal rather than an emotional one.

 

Takeaways

·         Inspections are primarily for buyers to understand the home's condition.

·     ...


Ep. 22 – April 2025 Market Update: Terrebonne Parish
#22
05/15/2025

Ep. 22 – April 2025 Market Update: Terrebonne Parish

Summary

In this episode, Clint C. Galliano and Ben Harang provide a comprehensive update on the real estate market in Terrebonne Parish. They discuss current market trends, inventory levels, property values, and the dynamics of new and pending listings. The conversation highlights the differences between median and average property values, the health of the market, and the implications for buyers and sellers. Overall, the hosts emphasize that despite challenges, it remains a favorable time for real estate transactions in the area.

 

Takeaways

·         Terrebonne Parish is...


Ep. 21 - April 2025 Market Update: Lafourche Parish
#21
05/12/2025

Ep. 21 – April 2025 Market Update: Lafourche Parish

Summary

In this episode of the RE Real Estate Podcast, Clint C. Galliano and Ben Harang provide a comprehensive market update for Lafourche Parish, focusing on the real estate trends observed in April. They discuss the current market conditions, including inventory levels, pricing strategies, and the impact of environmental events on property values. The hosts emphasize the importance of pricing properties correctly to ensure sales and highlight the overall health of the real estate market in the region. They also touch on the challenges faced by homeowners in South La...


Ep. 20 - Sellers: Receiving Offers, Pt. Deaux
#20
05/09/2025

Ep. 20 – Sellers: Receiving Offers

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the intricacies of receiving and evaluating property offers. They cover essential aspects such as understanding the offer, evaluating the seller's net proceeds, navigating title issues, and the importance of inclusions and exclusions in sales. The discussion also delves into contingencies, financing conditions, and the timing of appraisals, providing valuable insights for both buyers and sellers in the real estate market.

 

Takeaways

·         Review the offer and note contingencies and timelines...


Ep. 19 - Sellers: Receiving Offers
#19
05/02/2025

Ep. 19 – Sellers: Receiving Offers

Summary

In this episode of the RE Real Estate Podcast, Clint C. Galliano and Ben Harang discuss the intricacies of handling offers on listed properties. They emphasize the importance of understanding not just the price of an offer, but also the terms and conditions that can significantly impact the seller's net gain. The conversation covers how to evaluate offers, the role of financing, and the importance of local lenders in ensuring a smooth closing process. They also highlight the need to consider the seller's motivations and timelines wh...


Ep. 18 - Sellers: Post-Listing Pricing Strategies
#18
04/25/2025

Ep. 18 – Sellers: Post-Listing Pricing Strategies

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the critical aspects of pricing strategies for real estate, particularly focusing on the importance of setting the right price when listing a property. They explore the dynamics of the current market, the tools available for pricing, and the impact of appraisals on property value. The discussion emphasizes the need for sellers to understand market conditions and avoid common pitfalls in pricing their homes.

 

Takeaways

·         The closer the listing p...


Ep. 17 - Sellers: Pricing Strategy
#17
04/18/2025

Ep. 17 – Sellers: Pricing Strategies

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint Galliano delve into the intricacies of pricing strategy in real estate. They discuss how to determine the right list price for a property, the importance of understanding market dynamics, and the common methodologies used in pricing. The conversation also touches on the role of automated valuations and the significance of negotiating the right price with sellers. The episode concludes with a call to action for listeners to engage with the hosts and ex...


Ep. 16 - Bonus Buyer Content: Purchase Agreement
#16
04/11/2025

Ep. 16 - Bonus Buyer Content: Purchase Agreement 

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the intricacies of crafting a purchase agreement in real estate. They emphasize the importance of understanding buyer and seller motivations, the necessity of accurate documentation, and the significance of the inspection period. The discussion also touches on the often-overlooked topic of mineral rights and concludes with a call to action for listeners to engage further with the hosts.

 

Takeaways

·         Crafting the offer depends on the buyer's...


Sellers: Marketing Your Home
#15
04/04/2025

Ep. 15 - Sellers: Marketing Your Home 

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the essential aspects of marketing a home for sale. They emphasize the importance of effective marketing strategies, preparing the home for the market, and the collaboration between sellers and real estate agents to ensure a successful sale. The discussion covers various tips for home preparation, the significance of first impressions, and the benefits of hiring a realtor to maximize the sale price.

 

Takeaways

·         Most of what we do as...


Sellers: Proper Pricing
#14
03/28/2025

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint C. Galliano discuss the critical importance of proper pricing from a seller's perspective. They explore various factors that influence pricing strategies, including market analysis, seller motivations, and current market conditions. The conversation emphasizes the need for realistic pricing discussions and the impact of interest rates and insurance costs on the selling process. The hosts provide insights into how to effectively analyze market data and the importance of competitive pricing to attract buyers in a fluctuating market.

 

T...


Sellers: Listing Appointment
#13
03/21/2025

Summary

In this episode, Clint C. Galliano and Ben Harang discuss the essential steps and considerations for sellers in the real estate market. They emphasize the importance of choosing the right agent, preparing the home for sale, understanding appraisals, and the significance of property disclosures. The conversation provides valuable insights for sellers to navigate the selling process effectively and maximize their returns.

 

Takeaways

·         Choosing a comfortable and trustworthy agent is crucial.

·         Agents can help sellers achieve a higher sale price.

·         Proper home preparation can significantly i...


Buyers: Closing Day
#12
03/14/2025

Summary
In this conversation, Ben Harang and Clint C. Galliano discuss the closing process in real estate transactions, focusing on the buyer's perspective. They cover the importance of a smooth closing experience, the role of closing disclosures, and the final steps buyers should take after closing, including applying for a homestead exemption and changing locks for security.

Takeaways
• The goal is to have an uneventful closing experience.
• Review the closing disclosure for accuracy with your agent.
• Proof of ownership in real estate is the cash sale.
• Buyers should apply for the homestead exemptio...


Buyers: Final Walkthrough
#11
03/07/2025

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the critical aspects of the final walkthrough in the home buying process. They emphasize the importance of ensuring that the property is in the agreed-upon condition, the necessity of thorough documentation, and the potential pitfalls of last-minute inspections. The discussion also covers the risks associated with pre and post-closing occupancy, highlighting the need for clear agreements and insurance considerations. The hosts encourage audience engagement for future topics.

 

Takeaways

·         The final walkthrough is crucial to confirm property conditi...


Buyers: Response to Inspection
#10
03/01/2025

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the intricacies of home inspections as part of the residential property purchase process. They delve into the importance of understanding inspection reports, navigating appraisal flags, and the mechanics of responding to inspection findings. The discussion emphasizes the need for clear communication between buyers and sellers, particularly regarding repairs and expectations during the closing process. The episode concludes with thoughts on future discussions and the potential for including third-party insights.

 

Takeaways

·       We review the inspection and we have a...


Buyers: Find Your Home & Craft an Offer
#9
02/21/2025

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the essential steps in the home buying process, focusing on selecting a home, crafting a competitive offer, understanding market dynamics, maintaining financial stability during the purchase, and the importance of inspections and due diligence. They emphasize the need for buyers to stay focused on their initial requirements, the significance of a well-structured offer, and the various factors that can influence the closing process.

 

Takeaways

·       It's crucial to keep clients focused on their must-haves when selecting a home.<...


Buyers: Home Search-Touring Homes
#8
02/07/2025

Summary
In this conversation, Clint C. Galliano and Ben Harang discuss the essential steps in the home buying process, focusing on how to effectively search for and tour homes. They emphasize the importance of buyer consultation to understand the needs and motivations of buyers, as well as best practices for scheduling home tours and being respectful to sellers. The conversation highlights the significance of being prepared and considerate throughout the home buying journey to ensure a smooth transaction.

Takeaways
• Helping the buyers find their dream home is crucial.
• Creating a list of desired homes is e...


Buyers: Loan Types
#7
01/31/2025

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss various loan products available for home buyers, including conventional, FHA, VA, and rural development loans. They emphasize the importance of understanding the requirements and best uses for each loan type, as well as the financial implications of home ownership. The discussion also touches on the significance of not overextending oneself financially when purchasing a home and the benefits of consulting with a knowledgeable lender.

 

Takeaways

·         It's important to understand different loan products available for home buyers.

· ...


Ep6-Buyers: Insurance Requirements
#6
01/24/2025

Summary
In this conversation, Ben Harang and Clint C. Galliano discuss the importance of homeowners insurance, the nuances of flood insurance, and the different types of insurance available for investment properties. They emphasize the necessity of having insurance for both personal and investment properties, the implications of living in flood zones, and the potential pitfalls of forced-placed insurance. The discussion aims to provide clarity on insurance requirements and options for homeowners and investors alike.

Takeaways
• You need homeowners insurance to secure a loan.
• Insurance rates are moderating after significant increases.
• Homeowners insurance can cover...


Buyers: Appraisals
#5
01/17/2025

Summary

In this conversation, Ben and Clint delve into the intricacies of appraisals in real estate, discussing their significance in the lending process, the challenges that arise, and the emotional dynamics involved in negotiations. They explore how appraisals affect buyers and sellers, particularly in foreclosure situations, and the specific processes in place for challenging appraisals, especially for VA loans. The discussion emphasizes the importance of understanding appraisals as professional opinions of value and the role of agents in navigating the emotional landscape of real estate transactions.

 

Takeaways

·         The appraisal is a functio...


Episode 4: Buyers-GFD, Escrow, & Title Companies
#4
01/10/2025

Click here to watch a video of this episode.

Summary

In this conversation, Ben and Clint discuss the nuances of real estate transactions, focusing on the differences between good faith deposits and escrows, the roles of title companies and real estate attorneys, and the specific practices in Louisiana. They emphasize the importance of understanding these concepts for anyone involved in real estate transactions, whether buying or selling a property.

 

Takeaways

·         A good faith deposit indicates serious intent to purchase a property.

·         In Louisiana, go...


Buyers: Buyer Consultations
#1
01/03/2025

keywords

real estate, buyer consultation, financing, pre-approval, buyer's agent, home buying process, real estate challenges, property transactions, Louisiana real estate

summary

In this inaugural podcast episode, Ben Harang and Clint C. Galliano discuss the essential steps in the home buying process, emphasizing the importance of buyer consultations and the role of a buyer's agent. They explore the significance of pre-approval in financing, the complexities of real estate transactions, and the emotional aspects of buying and selling property. The conversation highlights the challenges faced by buyers and sellers and the...


Buyers: Pre-Approval Letter
#2
01/03/2025

Summary

In this conversation, Ben and Clint discuss the importance of pre-approval letters in the home buying process. They emphasize the need for buyers to find a lender they are comfortable with and to understand the difference between pre-approval and pre-qualification. The discussion covers various aspects of financing, including the importance of considering ancillary costs, the role of local versus out-of-town lenders, and the significance of shopping around for the best loan products.

 

Takeaways

·         Pre-approval letters help buyers understand their budget.

·         Buyers should consider their comfort level...


Buyers: Home Inspection
#3
01/03/2025

Click here to watch a video of this episode.

Summary

In this conversation, Ben and Clint discuss the critical aspects of home inspections in the real estate process. They emphasize the importance of understanding the condition of a property, setting realistic expectations based on the age of the home, and the significance of timelines and the 'as is' clause in transactions. The discussion aims to equip buyers and sellers with the knowledge needed to navigate home inspections effectively.

 

Takeaways

·         Home inspections are primarily for buyers to asse...


RE: Real Estate Podcast Trailer
#1
12/19/2024

Here's what we have planned for 2025 with the RE: Real Estate Podcast! Two Louisiana real estate agents discussing buying & selling real estate in black & white.