RE: Real Estate Podcast - Video

9 Episodes
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By: Ben Harang & Clint Galliano

Ben Harang and Clint Galliano discuss buying & selling Louisiana real estate in black & white.

Buyers: Home Search-Touring Homes
#8
02/07/2025

Summary
In this conversation, Clint C. Galliano and Ben Harang discuss the essential steps in the home buying process, focusing on how to effectively search for and tour homes. They emphasize the importance of buyer consultation to understand the needs and motivations of buyers, as well as best practices for scheduling home tours and being respectful to sellers. The conversation highlights the significance of being prepared and considerate throughout the home buying journey to ensure a smooth transaction.

Takeaways
• Helping the buyers find their dream home is crucial.
• Creating a list of desired homes is e...


Buyers: Loan Types
#7
01/31/2025

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss various loan products available for home buyers, including conventional, FHA, VA, and rural development loans. They emphasize the importance of understanding the requirements and best uses for each loan type, as well as the financial implications of home ownership. The discussion also touches on the significance of not overextending oneself financially when purchasing a home and the benefits of consulting with a knowledgeable lender.

 

Takeaways

·         It's important to understand different loan products available for home buyers.

· ...


Ep6-Buyers: Insurance Requirements
#6
01/24/2025

Summary
In this conversation, Ben Harang and Clint C. Galliano discuss the importance of homeowners insurance, the nuances of flood insurance, and the different types of insurance available for investment properties. They emphasize the necessity of having insurance for both personal and investment properties, the implications of living in flood zones, and the potential pitfalls of forced-placed insurance. The discussion aims to provide clarity on insurance requirements and options for homeowners and investors alike.

Takeaways
• You need homeowners insurance to secure a loan.
• Insurance rates are moderating after significant increases.
• Homeowners insurance can cover...


Buyers: Appraisals
#5
01/17/2025

Summary

In this conversation, Ben and Clint delve into the intricacies of appraisals in real estate, discussing their significance in the lending process, the challenges that arise, and the emotional dynamics involved in negotiations. They explore how appraisals affect buyers and sellers, particularly in foreclosure situations, and the specific processes in place for challenging appraisals, especially for VA loans. The discussion emphasizes the importance of understanding appraisals as professional opinions of value and the role of agents in navigating the emotional landscape of real estate transactions.

 

Takeaways

·         The appraisal is a functio...


Episode 4: Buyers-GFD, Escrow, & Title Companies
#4
01/10/2025

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Summary

In this conversation, Ben and Clint discuss the nuances of real estate transactions, focusing on the differences between good faith deposits and escrows, the roles of title companies and real estate attorneys, and the specific practices in Louisiana. They emphasize the importance of understanding these concepts for anyone involved in real estate transactions, whether buying or selling a property.

 

Takeaways

·         A good faith deposit indicates serious intent to purchase a property.

·         In Louisiana, go...


Buyers: Pre-Approval Letter
#2
01/03/2025

Summary

In this conversation, Ben and Clint discuss the importance of pre-approval letters in the home buying process. They emphasize the need for buyers to find a lender they are comfortable with and to understand the difference between pre-approval and pre-qualification. The discussion covers various aspects of financing, including the importance of considering ancillary costs, the role of local versus out-of-town lenders, and the significance of shopping around for the best loan products.

 

Takeaways

·         Pre-approval letters help buyers understand their budget.

·         Buyers should consider their comfort level...


Buyers: Home Inspection
#3
01/03/2025

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Summary

In this conversation, Ben and Clint discuss the critical aspects of home inspections in the real estate process. They emphasize the importance of understanding the condition of a property, setting realistic expectations based on the age of the home, and the significance of timelines and the 'as is' clause in transactions. The discussion aims to equip buyers and sellers with the knowledge needed to navigate home inspections effectively.

 

Takeaways

·         Home inspections are primarily for buyers to asse...


Buyers: Buyer Consultations
#1
01/03/2025

keywords

real estate, buyer consultation, financing, pre-approval, buyer's agent, home buying process, real estate challenges, property transactions, Louisiana real estate

summary

In this inaugural podcast episode, Ben Harang and Clint C. Galliano discuss the essential steps in the home buying process, emphasizing the importance of buyer consultations and the role of a buyer's agent. They explore the significance of pre-approval in financing, the complexities of real estate transactions, and the emotional aspects of buying and selling property. The conversation highlights the challenges faced by buyers and sellers and the...


RE: Real Estate Podcast Trailer
#1
12/19/2024

Here's what we have planned for 2025 with the RE: Real Estate Podcast! Two Louisiana real estate agents discussing buying & selling real estate in black & white.