RE: Real Estate Podcast

Ep.45 - Mortgage Update with Mike Domangue

Keywords

mortgage rates, real estate, home buying, interest rates, loan products, market trends, FHA, VA loans, home financing, housing market, buyer strategies

Summary

In this episode of the R.E. Real Estate Podcast, hosts Clint C. Galliano and Ben Harang welcome mortgage loan officer Mike Domangue from Hancock Whitney. They discuss the current state of mortgage rates, the impact of historical rates on buyer behavior, and innovative loan products available for buyers. The conversation emphasizes the importance of finding balance in the h...

Ep. 44 - AI in Real Estate: Terminator or Tactical Tool?

Keywords

AI, real estate, technology, home valuation, chatbot, automation, agent, market trends, data analysis, emotional decision-making

Summary

In this episode, Ben Harang and Clint Galliano discuss the role of artificial intelligence (AI) in the real estate industry. They explore common misconceptions about AI, its capabilities, and limitations, emphasizing that while AI can enhance productivity and efficiency, it cannot replace the human touch essential in real estate transactions. The conversation covers various applications of AI, including home valuation tools and c...

Ep.43 - Renting vs Buying: Pros & Cons

Keywords

renting, buying, real estate, home ownership, financial advice, mortgage, investment, housing market, pros and cons, loan types

Summary

In this episode, Ben Harang and Clint Galliano discuss the pros and cons of renting versus buying a home. They explore various financial implications, the importance of long-term planning, and the different loan types available for potential homeowners. The conversation emphasizes the benefits of home ownership, including building equity and having control over one's living situation, while also acknowledging the flexibility th...

Ep. 42 – Disclosure Requirements

Keywords

real estate, disclosure, psychologically impaired property, negotiation, personal situations, home buying, home selling, real estate podcast, Louisiana real estate, property disclosure

Summary

In this episode of the RE: Real Estate Podcast, hosts Ben Harang and Clint C. Galliano discuss the critical importance of disclosure in real estate transactions. They delve into the nuances of what needs to be disclosed, particularly focusing on psychologically impaired properties, and the implications of personal situations on negotiations. Through real-life stories and experiences, they highlight the complexities of disclosure laws and...

Ep. 41 – Market Update: July-2025

Keywords

real estate, market trends, Thibodaux, Houma, inventory, sales, pricing, listings, REALTOR, market update

Summary

In this episode, Ben Harang and Clint C. Galliano provide a comprehensive market update, discussing the latest trends in real estate for Thibodaux and Houma. They analyze the increase in new listings, pending sales, and closed sales, while also addressing the changes in median sales prices and inventory levels. The conversation highlights the differences between the two regions and offers insights into the current state of the market, emphasizing the imp...

Ep. 40 – Common Mythconceptions in Real Estate

Keywords

real estate, listing agreements, home value, buyer expectations, pre-approval, closing costs, notary, legal representation, real estate podcast, home selling tips

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint Galliano discuss common misconceptions in real estate, focusing on the importance of understanding listing agreements, the true value of home improvements, and the realities of buying and selling homes in today's market. They emphasize the need for financial literacy, the significance of pre-approval, and the role of professional representation in...

Ep. 39 - Buying a Home? Meet the People Behind the Process

Keywords

real estate, home buying, loan officers, underwriters, appraisers, home inspections, termite inspections, title companies, real estate agents, closing process

Summary

In this episode of the RE: Real Estate Podcast, hosts Clint Galliano and Ben Harang discuss the various players involved in a real estate transaction. They cover the roles of loan officers, underwriters, appraisers, home inspectors, termite inspectors, title companies, and real estate agents, providing insights into what buyers should expect during the home buying process. The c...

Ep. 38 - Common Real Estate Myths

Keywords

real estate, myths, South Louisiana, home buying, flood zones, insurance, home inspections, property value, appreciation, real estate agents

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint Galliano discuss prevalent real estate myths in South Louisiana, including misconceptions about down payments, flood zones, online home valuations, and the importance of home inspections. They emphasize the need for accurate information and the value of having a knowledgeable real estate agent to guide buyers through the process. The c...

Ep. 37 – Choosing the Right Agent

Keywords

real estate, choosing agent, experience, communication, compatibility, market knowledge, local expertise, buyer representation, real estate podcast

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint C. Galliano discuss the essential factors to consider when choosing the right real estate agent. They emphasize the importance of finding an agent that matches your personality and communication style, as well as the significance of experience and local market knowledge. The conversation also covers the need for compatibility and effective communication bet...

Ep. 36 - Market Update: Jun-2025

Keywords

real estate, market update, Bayou Board, Houma, Thibodaux, buyer's market, seller's market, median sale price, inventory, real estate trends

Summary

In this episode, Clint C. Galliano and Ben Harang provide a comprehensive market update for the Bayou Board of Realtors, focusing on residential properties. They discuss current trends, statistics, and insights into specific micro markets like Houma and Thibodaux. The conversation highlights the shift towards a buyer's market, the implications of inventory levels, and strategies for buyers and sellers in the current real e...

Ep. 35 – So You Bought a House…Now What?!?

Keywords

home ownership, real estate, maintenance costs, budgeting, appliances, tax benefits, homeowner responsibilities, financial planning, hidden costs, property value

Summary

In this episode of the R.E. Real Estate Podcast, hosts Clint Galliano and Ben Harang discuss the often-overlooked costs associated with home ownership. They delve into maintenance responsibilities, hidden costs, and the importance of budgeting for repairs. The conversation also touches on appliance longevity, financial planning for homeowners, and potential tax benefits. The hosts emphasize the need for preparation and resea...

Ep. 34 - Market Update: May-2025

Keywords

real estate, Lafourche Parish, Terrebonne Parish, market trends, property values, listings, buyer's market, seller's market, inventory, real estate podcast

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint Galliano discuss the current market trends in Lafourche and Terrebonne parishes. They analyze key metrics such as inventory levels, median sold prices, and the dynamics of active and pending listings. The conversation highlights the differences between the two parishes, with Lafourche showing signs of a balanced market while Terrebonne i...

Ep. 33 - So You Bought a House…Now What?

Keywords

homeownership, real estate, homestead exemption, maintenance, insurance, financial planning, utilities, property taxes, homeowner tips, buying a house

Summary

In this episode of the RE Real Estate Podcast, hosts Clint C. Galliano and Ben Harang discuss the essential steps and considerations for new homeowners after purchasing a house. They cover topics such as the transition from being a tenant to an owner, the importance of the homestead exemption, making changes to the home, managing insurance and utilities, preventative maintenance, and fin...

Ep. 32 – Flood Insurance: What It Is & What It Isn’t

Keywords

flood zones, flood insurance, real estate, home buying, Louisiana, flood risk, insurance requirements, property value, home safety, real estate podcast

Summary

In this episode, Ben Harang and Clint C. Galliano discuss the complexities of flood zones and flood insurance, particularly in Louisiana. They clarify common misconceptions about flood zones, explain the different classifications, and highlight the importance of understanding insurance requirements when buying a home. The conversation emphasizes the need for homeowners to be informed about their...

Ep. 31 - Thinking of Buying a Home? - Let’s Talk Money Strategy, Pt. II

Keywords

home buying, financial strategy, real estate, credit score, mortgage, buyer habits, real estate agent, home purchase timing, closing costs, home buying process

Summary

In this episode of the R.E. Real Estate Podcast, Clint C. Galliano discusses essential financial strategies for prospective home buyers. He covers common pitfalls to avoid, the importance of timing in the home buying process, and the role of real estate agents. The conversation emphasizes smart buyer habits, the ste...

Ep. 30 – Thinking of Selling Your home Without an Agent? Here’s What You Need to Know!

Summary

In this episode, Ben Harang and Clint C. Galliano discuss the ins and outs of selling a home without an agent, commonly known as For Sale By Owner (FSBO). They explore the potential risks and rewards of this approach, emphasizing the importance of understanding the real estate market, pricing strategies, and the legal paperwork involved. The hosts also highlight the significance of effective marketing and negotiation tactics, as well as the value of professional guidance throughout the s...

Ep. 29 - Thinking of Buying a Home? - Let’s Talk Money Strategy

Summary

In this episode of the RE Real Estate Podcast, host Clint C. Galliano discusses essential strategies for prospective home buyers. He emphasizes the importance of financial preparedness, understanding what lenders look for, and the value of consulting a real estate agent early in the home buying process. The conversation also covers budgeting, saving for down payments and closing costs, and the significance of maintaining a good credit score. Overall, the episode serves as a comprehensive guide for anyone looking to...

Ep. 28 - Real Client Stories: Wins & Challenges

Summary

In this episode of the Real Estate Podcast, hosts Ben Harang and Clint Galliano share unique stories and experiences from their real estate careers. They discuss the unpredictable nature of real estate transactions, the importance of communication, and the challenges posed by title issues. Through storytelling, they highlight the lessons learned from various deals, emphasizing the need for patience and collaboration with legal professionals. The conversation also touches on future directions for the podcast, including bringing in experts from different areas of real estate.

Ep. 27 - April 2025 Market Update-Thibodaux

Summary

In this episode of the RE Real Estate Podcast, Clint Galliano and Ben Harang provide a comprehensive update on the Thibodaux real estate market for April. They discuss current market trends, including the seller's market dynamics, the impact of new construction, and the analysis of active and pending listings. The hosts also delve into sold listings and market dynamics, comparing Thibodaux's market to broader trends. The episode concludes with insights on future market outlooks and the importance of staying informed in real estate.

Takeaways

Ep. 26 –Sellers: Closings

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the intricacies of the closing process for sellers in real estate transactions. They cover essential topics such as understanding closing disclosures, the role of property taxes, navigating counter offers, and the responsibilities of sellers on closing day. The discussion emphasizes the importance of preparation and communication to ensure a smooth closing experience for all parties involved.

Takeaways

·         The closing process should be a pleasant experience for both buyers and sellers.

·         Sellers receive a closing disclos...

Ep. 25 –Sellers: Appraisals

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the intricacies of appraisals from a seller's perspective in real estate transactions. They cover the importance of appraisals, the implications of low appraisals, and the necessity of timely inspections. The discussion emphasizes the role of appraisals in financing and how they affect both buyers and sellers during the home selling process.

Takeaways

·         The buyer's financing is contingent on an appraisal in most cases.

·         Cash deals should not be subject to appraisals.

·         FHA appraisals stay w...

Ep. 24 – April Market Update - Houma

Summary

In this episode, Ben Harang and Clint Galliano discuss the April real estate market update for Houma, Louisiana. They analyze current market conditions, including the buyer's market status, median property values, and the impact of interest rates on home buying. The conversation also covers active and pending listings, sales performance, and the overall trends in the Houma real estate market. The hosts emphasize the importance of understanding these dynamics for potential buyers and sellers.

Takeaways

·         The Houma market is currently a buyer's market wi...

Ep. 23 – Sellers: Home Inspection

Summary

In this conversation, Clint C. Galliano and Ben Harang delve into the intricacies of home inspections from the seller's perspective. They discuss the importance of understanding inspection requests, the negotiation process surrounding repairs, and the overall dynamics of closing a real estate deal. The conversation emphasizes the need for realistic expectations from both sellers and buyers, and the importance of treating the transaction as a business deal rather than an emotional one.

Takeaways

·         Inspections are primarily for buyers to understand the home's condition.

·     ...

Ep. 22 – April 2025 Market Update: Terrebonne Parish

Summary

In this episode, Clint C. Galliano and Ben Harang provide a comprehensive update on the real estate market in Terrebonne Parish. They discuss current market trends, inventory levels, property values, and the dynamics of new and pending listings. The conversation highlights the differences between median and average property values, the health of the market, and the implications for buyers and sellers. Overall, the hosts emphasize that despite challenges, it remains a favorable time for real estate transactions in the area.

Takeaways

·         Terrebonne Parish is...

Ep. 21 – April 2025 Market Update: Lafourche Parish

Summary

In this episode of the RE Real Estate Podcast, Clint C. Galliano and Ben Harang provide a comprehensive market update for Lafourche Parish, focusing on the real estate trends observed in April. They discuss the current market conditions, including inventory levels, pricing strategies, and the impact of environmental events on property values. The hosts emphasize the importance of pricing properties correctly to ensure sales and highlight the overall health of the real estate market in the region. They also touch on the challenges faced by homeowners in South La...

Ep. 20 – Sellers: Receiving Offers

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the intricacies of receiving and evaluating property offers. They cover essential aspects such as understanding the offer, evaluating the seller's net proceeds, navigating title issues, and the importance of inclusions and exclusions in sales. The discussion also delves into contingencies, financing conditions, and the timing of appraisals, providing valuable insights for both buyers and sellers in the real estate market.

Takeaways

·         Review the offer and note contingencies and timelines...

Ep. 19 – Sellers: Receiving Offers

Summary

In this episode of the RE Real Estate Podcast, Clint C. Galliano and Ben Harang discuss the intricacies of handling offers on listed properties. They emphasize the importance of understanding not just the price of an offer, but also the terms and conditions that can significantly impact the seller's net gain. The conversation covers how to evaluate offers, the role of financing, and the importance of local lenders in ensuring a smooth closing process. They also highlight the need to consider the seller's motivations and timelines wh...

Ep. 18 – Sellers: Post-Listing Pricing Strategies

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the critical aspects of pricing strategies for real estate, particularly focusing on the importance of setting the right price when listing a property. They explore the dynamics of the current market, the tools available for pricing, and the impact of appraisals on property value. The discussion emphasizes the need for sellers to understand market conditions and avoid common pitfalls in pricing their homes.

Takeaways

·         The closer the listing p...

Ep. 17 – Sellers: Pricing Strategies

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint Galliano delve into the intricacies of pricing strategy in real estate. They discuss how to determine the right list price for a property, the importance of understanding market dynamics, and the common methodologies used in pricing. The conversation also touches on the role of automated valuations and the significance of negotiating the right price with sellers. The episode concludes with a call to action for listeners to engage with the hosts and ex...

Ep. 16 - Bonus Buyer Content: Purchase Agreement 

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the intricacies of crafting a purchase agreement in real estate. They emphasize the importance of understanding buyer and seller motivations, the necessity of accurate documentation, and the significance of the inspection period. The discussion also touches on the often-overlooked topic of mineral rights and concludes with a call to action for listeners to engage further with the hosts.

Takeaways

·         Crafting the offer depends on the buyer's...

Ep. 15 - Sellers: Marketing Your Home 

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the essential aspects of marketing a home for sale. They emphasize the importance of effective marketing strategies, preparing the home for the market, and the collaboration between sellers and real estate agents to ensure a successful sale. The discussion covers various tips for home preparation, the significance of first impressions, and the benefits of hiring a realtor to maximize the sale price.

Takeaways

·         Most of what we do as...

Summary

In this episode of the RE Real Estate Podcast, hosts Ben Harang and Clint C. Galliano discuss the critical importance of proper pricing from a seller's perspective. They explore various factors that influence pricing strategies, including market analysis, seller motivations, and current market conditions. The conversation emphasizes the need for realistic pricing discussions and the impact of interest rates and insurance costs on the selling process. The hosts provide insights into how to effectively analyze market data and the importance of competitive pricing to attract buyers in a fluctuating market.

T...

Summary

In this episode, Clint C. Galliano and Ben Harang discuss the essential steps and considerations for sellers in the real estate market. They emphasize the importance of choosing the right agent, preparing the home for sale, understanding appraisals, and the significance of property disclosures. The conversation provides valuable insights for sellers to navigate the selling process effectively and maximize their returns.

Takeaways

·         Choosing a comfortable and trustworthy agent is crucial.

·         Agents can help sellers achieve a higher sale price.

·         Proper home preparation can significantly i...

Summary
In this conversation, Ben Harang and Clint C. Galliano discuss the closing process in real estate transactions, focusing on the buyer's perspective. They cover the importance of a smooth closing experience, the role of closing disclosures, and the final steps buyers should take after closing, including applying for a homestead exemption and changing locks for security.

Takeaways
• The goal is to have an uneventful closing experience.
• Review the closing disclosure for accuracy with your agent.
• Proof of ownership in real estate is the cash sale.
• Buyers should apply for the homestead exemptio...

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the critical aspects of the final walkthrough in the home buying process. They emphasize the importance of ensuring that the property is in the agreed-upon condition, the necessity of thorough documentation, and the potential pitfalls of last-minute inspections. The discussion also covers the risks associated with pre and post-closing occupancy, highlighting the need for clear agreements and insurance considerations. The hosts encourage audience engagement for future topics.

Takeaways

·         The final walkthrough is crucial to confirm property conditi...

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss the intricacies of home inspections as part of the residential property purchase process. They delve into the importance of understanding inspection reports, navigating appraisal flags, and the mechanics of responding to inspection findings. The discussion emphasizes the need for clear communication between buyers and sellers, particularly regarding repairs and expectations during the closing process. The episode concludes with thoughts on future discussions and the potential for including third-party insights.

Takeaways

·       We review the inspection and we have a...

Summary

In this conversation, Ben Harang and Clint C. Galliano discuss the essential steps in the home buying process, focusing on selecting a home, crafting a competitive offer, understanding market dynamics, maintaining financial stability during the purchase, and the importance of inspections and due diligence. They emphasize the need for buyers to stay focused on their initial requirements, the significance of a well-structured offer, and the various factors that can influence the closing process.

Takeaways

·       It's crucial to keep clients focused on their must-haves when selecting a home.<...

Summary
In this conversation, Clint C. Galliano and Ben Harang discuss the essential steps in the home buying process, focusing on how to effectively search for and tour homes. They emphasize the importance of buyer consultation to understand the needs and motivations of buyers, as well as best practices for scheduling home tours and being respectful to sellers. The conversation highlights the significance of being prepared and considerate throughout the home buying journey to ensure a smooth transaction.

Takeaways
• Helping the buyers find their dream home is crucial.
• Creating a list of desired homes is e...

Summary

In this conversation, Clint C. Galliano and Ben Harang discuss various loan products available for home buyers, including conventional, FHA, VA, and rural development loans. They emphasize the importance of understanding the requirements and best uses for each loan type, as well as the financial implications of home ownership. The discussion also touches on the significance of not overextending oneself financially when purchasing a home and the benefits of consulting with a knowledgeable lender.

Takeaways

·         It's important to understand different loan products available for home buyers.

· ...

Summary
In this conversation, Ben Harang and Clint C. Galliano discuss the importance of homeowners insurance, the nuances of flood insurance, and the different types of insurance available for investment properties. They emphasize the necessity of having insurance for both personal and investment properties, the implications of living in flood zones, and the potential pitfalls of forced-placed insurance. The discussion aims to provide clarity on insurance requirements and options for homeowners and investors alike.

Takeaways
• You need homeowners insurance to secure a loan.
• Insurance rates are moderating after significant increases.
• Homeowners insurance can cover...