Ask Good Questions

Ty Gipson has faced challenges most people can barely imagine—Type 1 diabetes, three organ transplants, and the pressure of building a life and business through adversity. In this episode, he unpacks the mindset that helped him endure, adapt, and keep leading with purpose. You’ll hear practical lessons on perseverance, wellness, and finding strength when it feels like there are no easy answers.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask...

Lisa Sakai believes you shouldn't wait to live your dreams — & she has the framework to prove it. In this episode she & Bonita dig into bucket list planning, the power of a clear "why," & whether your 401(k) alone can carry you to the future you want. Listeners will walk away with practical, logical next steps — including Lisa's free "Baby Step Your Way to Financial Independence" download at onevisionretire.com/resources — to take control of their finances & start living more fully today.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part o...

Thinking about adding real estate to your retirement strategy? Before you do anything, listen to this first. Guest Hadley Nightingale reveals the hidden mistakes that cost investors thousands — and the simple steps that protect your money and your peace of mind. Avoid the traps that derail retirement wealth because this conversation will change how you think about real estate as an investment.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask Go...

In Part I, we unpacked the tax traps & hidden financial surprises that catch retirees off guard when life crosses borders. In Part II, fiduciary advisor & lifelong traveler Jimmy Miller goes deeper into the real-world decisions that shape a successful global retirement—from residency & visa choices to healthcare access, couple dynamics, &the planning steps that protect flexibility. If you are considering retirement abroad, this episode will help you think beyond the dream & build a smarter plan.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.ta...

Michael Dorfman is well past 80 years old and living proof that the later chapters of life can still be full of growth, vitality, and purpose. In this episode, we explore how food, mindset, breathwork, intermittent fasting, stress management, and the lessons of the Blue Zones can help us rethink what healthy aging really looks like. Whether you’re approaching retirement or already in it, this conversation will help you ask a better question: what if your best years are still ahead?

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.co...

Chronic stress doesn’t just affect your mood—it can quietly mess w/ your long-term health thru inflammation, hormonal disruption, & metabolic slowdown that makes things like weight loss feel impossible. Neuro-nutrition specialist Jana Jamail explains the gut–brain connection, why nervous system regulation matters, & the early warning signs your body is running on empty. You’ll walk away with practical “health investments” you can start now to protect your energy, your wallet, & your future.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) o...

A global retirement can be incredible—until an unexpected tax bill, account restriction, or reporting rule shows up. In this episode, fiduciary advisor and lifelong traveler Jimmy Miller shares how internationally mobile retirees can spot risks early and make smart planning moves that preserve flexibility and income. If your life spans multiple countries, this is your playbook for fewer surprises and more peace of mind.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4me...

What happens when a successful professional realizes that money means very little without the health to enjoy life? In this episode, Stanley Bronstein shares the wake-up call that led him to lose more than 220 pounds naturally—and keep it off for nearly 17 years. We also explore how his philosophy of personal excellence can help anyone build better habits, stronger discipline, and a life that works from the inside out.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Me...

Too many people assume homeownership is out of reach, so they keep paying rent month after month while someone else builds equity. Homebuyer educator John Collins pulls back the curtain on little-known programs, grant-stacking strategies, and practical steps that can help renters buy a home with far less cash than they expect. If you’ve ever thought, “Maybe someday,” this conversation might show you why someday could be sooner than you think.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the...

Cecil Williams came to the U.S. with nothing and began building his financial life one small move at a time—starting with just $20 a month and a commitment to consistency. In this episode, he breaks down why structure matters more than income, and how simple systems for cash flow, investing, and decision-making can replace stress with clarity. You’ll leave with a few “start today” steps—and a free set of tools from Cecil to help you build your own from-scratch strategy.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com...

If you’ve ever felt stuck between knowing what to do and actually doing it, this conversation is for you. Agi Keramidas joins us to unpack the major themes of Personal Development Mastery, with practical wisdom on purpose, emotional mastery, gratitude, mindset, and living well. At the heart of the episode is a deeper discussion of chapter 8, where we explore how sustained self-awareness and intentional action can help you grow into the person you’re meant to become.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk...

If taxes make you tense, it’s usually not the math—it’s the mess. Linda Grizely (personal finance educator and creator of the MeMoney™ Method) breaks down exactly what to collect, how to sort it, and how to stop second-guessing what “might matter” before you file your 2025 return. Expect practical steps, a sanity-saving document checklist, and a mindset reset that makes tax season feel manageable.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.c...

The most expensive mistake in long-term care planning is waiting until you need care to talk about it. Drawing on their own caregiving experience, Bonita & Raymond Lavine break down the choices families actually face—home care, assisted living, or nursing care—and the strategies that help you keep dignity and control. This episode will help you replace uncertainty with a practical plan that safeguards your freedom and your money.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Medi...

The future of financial advice is shaped by a rising cohort of women advisors who blend technical skill with coaching, clarity, & accountability. In this conversation, Claudia Glover, CFP, breaks down how planning is evolving, why trust & communication matter as much as returns, & what today’s clients should demand from a fiduciary relationship. If you’re nearing retirement (or helping family navigate it), this episode will give you a sharper lens—& better questions—to guide your next move.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (w...

Getting downsized late in your career can rattle your identity, your confidence, and your plan—David Nassief lived it. He shares how he stripped away the jargon, changed his behavior, and used a one-page direction map to build a seven-figure portfolio without high-risk gambles. You’ll walk away with a calmer mindset, clearer next steps, and proof it’s not too late to rewrite your money story.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.ta...

What if your next trip could sharpen your money habits and clarify what matters most? Morocco travel expert Azdean Elmoustaquim of Destinations Morocco shares how intentional travel cuts planning stress and increases the real “return” on your experience. We’ll cover scam-smart medina navigation, avoiding cookie-cutter tours, and building a custom itinerary that fits your pace, your family, and your values.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask Good Questi...

What if the real reason you overspend, avoid your bank account, or stay stuck isn’t about discipline—but about old wounds? Doug Lynam (Marine → Benedictine monk → money manager) unpacks how “Sacred Wounds” quietly drive our money choices and why willpower-based budgeting so often fails. You’ll learn how the Enneagram reveals your predictable financial blind spots—and what to do instead. Expect practical takeaways, surprising self-awareness, and a path to real change.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk...

What if your greatest financial legacy is the wisdom you share? Young financial planner & podcast host Skyler Fleming joins Bonita to help grandparents & parents teach the next generation how to thrive with money. Using simple object lessons, see what it means to pay yourself first, turn a 401(k) match into “free money,” & why you put the “big rocks” in your life first. You’ll walk away with practical conversations, stories, & hands-on ideas you can use with your kids & grandkids this week.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part...

Scammers are getting smarter! Robert Siciliano, CEO of Protect Now & a go-to experts on cybercrime & identity theft, breaks down how criminals actually operate & what you can do to shut them down. You’ll learn to recognize red flags in emails, texts, & phone calls, build safer passwords, & avoid social media traps. Whether you’re retired, or helping parents navigate the digital world, you’ll walk away with practical tools to protect both your finances & your future. Email me at bonita@tencap.com

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) p...

When a marriage ends—through divorce or death—you are suddenly forced to make financial decisions you never expected. In this episode, our financial advisors walk through the core money principles that help widows & divorcees rebuild with confidence: paying yourself first, spending within your means, limiting debt, & wills & estates. You’ll learn what to prioritize in the first year, how to think about taxes and investments, & why purposeful generosity can be part of a healthy new beginning.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio...

If you’ve wondered whether you should claim early “just in case,” or you’ve felt overwhelmed by shifting taxes, rules and headlines, you’re not alone. Bonita & guest Marcia Mantell—known for turning technical retirement concepts into tangible guidance—break down how recent Social Security changes can impact YOU. This conversation will help you ask better questions, verify your assumptions, and build a more confident plan around your benefits.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media N...

What do you do when you’ve tried everything, your body is failing, and you’re preparing to say goodbye? Antoinette Lee shares how she rebuilt her health and identity through natural medicine, outdoor recreation, and the decision to create a “new normal” rather than accept defeat. If you’re navigating chronic symptoms, burnout, or discouragement, this conversation will help you identify your next best step—and remind you that a vibrant life may still be possible.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.t...

Scams, hacks, & identity theft hit seniors harder than ever—but you are not powerless. In this episode, break down common tactics targeting older adults & translate “tech talk” into simple language. Go through a Senior Cyber Safety Checklist designed specifically for retirees, widows, & those who didn’t grow up online. From phone & email red flags to safer banking habits & a “don’t click alone” plan, leave with practical steps. Share this one with someone who could use a little peace of mind.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of T...

When people talk about purpose-driven travel, few realize Christopher Hill helped pioneer the concept twenty years ago. From his early experiences in South Africa to founding Hands Up Holidays & later Impact Destinations, he’s reimagined luxury & social impact. His approach—combining breathtaking destinations with meaningful service—has transformed how families and travelers connect with the world. Christopher shares the story about how to redefine what it means to travel with purpose & heart.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the...

What if the next trip to a vending machine fed a family, or provided clean water? Come see the Church of Jesus Christ of Latter-Day Saints’ Light the World Giving Machines & the 500+ local & global nonprofits. From feminine hygiene kits to livestock that create lasting livelihoods, these gifts change lives. Find the spiritual heart of this—pointing to Jesus Christ as the Light of the World & inviting all to love our neighbors in very practical ways. For more info, contact me-bonita@tencap.com

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.c...

Productivity expert Helene Gidley shares how Agile Project Management principles—borrowed from high-performing tech teams—can transform the way you organize your life. She reveals how her signature method, The Art of Agile Living, helps you ditch overwhelm, reclaim your time, & finally gain control of your never-ending to-do list. Whether you're juggling work, family, or retirement transitions, Helene’s simple, powerful system brings focus back to what matters most.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media...

In this inspiring episode, Bob Wheeler—CPA, comedian, and creator of The Money Nerve—shares how cultivating gratitude can transform your relationship with money. With his signature blend of humor, honesty, and heart, Bob unpacks how emotions shape financial choices and how gratitude can ground us through life’s financial ups and downs. Discover how being thankful isn’t just good for the soul—it’s a powerful tool for building financial peace and purpose.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.c...

What if your best career chapter is still ahead of you? In this episode, Mike Dwyer, founder of Emplana, shares how professionals in the “Senior Encore” stage can turn experience into renewed purpose. From navigating a rapidly changing job market to making intentional financial and life choices, Mike offers tools, insights, and real-world strategies to help you stay relevant and fulfilled. Discover how to “harvest your dreams” and redefine success beyond traditional retirement.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on...

What happens when the steady paycheck stops—but life keeps going? Explore the emerging field of financial therapy w/guest John Hankins, who combines decades of experience in business, finance, & social work to navigate the emotional & practical realities of retirement. John shares how financial therapy bridges the gap between money & mental health, to find peace, clarity, & renewed purpose in this next chapter. At age 71, he offers inspiration for anyone wondering what comes after “work.”

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio...

Social Security is one of the few income sources that keeps up with inflation and lasts for life. Most women fail to maximize their benefits because they don't understand the rules to help them get more out of the system. Bonita shares her wisdom on the subject because of working for decades with female clients. Make the most of this government benefit!

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask...

Too many people spend their lives working without ever discovering their true calling. Certified coach and DISC expert Scott Maderer joins us to explore how to get out of your own way, reclaim your time, and align your work with what truly matters. Through powerful mindset shifts and real-world tools, Scott helps you see how to use your talents and treasures to live your dream—on purpose.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (ww...

Tired of trying every diet and program only to end up right back where you started? In the From Struggle to Strength episode, guest Richard Trillion Mantey breaks down the four-step breakthrough that took him from 224 pounds, depression, and exhaustion to a healthier, stronger, and more confident version of himself. If you’ve been searching for a simple, proven way to take back your health, this podcast could just be your roadmap.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on...

When you’re always the one giving—your time, your energy, your money—it’s easy to think you’re just being selfless. Putting yourself last comes with a price tag you can’t. We will unpack the hidden financial & emotional costs of neglecting your own needs, from burnout & depleted savings to missed opportunities & strained relationships. Recognize the warning signs, set healthy boundaries, & start investing in yourself without the guilt—because taking care of you is the smartest move you can make.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part o...

Most investors don't fail because they lack intelligence or good intentions-they fail because they let emotions drive their decisions. Bonita shares the sobering mistakes she made before really learning how the investing world works. My concept called The Ineffective Investor Loop explores how fear, greed and overconfidence keep people stuck in patterns that sabotage wealth building. We'll break down why following the rules of the game-not your gut-is the key to winning in the markets.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www...

In this week’s episode, Dr. Taylor reveals how a simple test can uncover your true biological age—beyond the number of candles on your birthday cake. We dive into the science of epigenetics and explore how hormones, lifestyle, environment, and even your mindset influence the way your genes express themselves. Explore the keys to slowing the aging process. This is a must-listen for anyone curious about living not just longer, but healthier!

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com...

What happens when a life-changing inheritance turns into a financial nightmare? We'll uncover the emotional and financial realities of sudden wealth-how taxes, poor investments and bad advice can quickly turn fortune into frustration or worse! Listeners will learn the hidden traps of inheritance & strategies to protect their legacy. Turn an unexpected windfall into long-term stability instead of short-term regret.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask Good Questions is...

Wondering how to make your travel dollars go further? Do you think free flights & five-star hotels are too good to be true? This episode explores the magic of Travel Hacking, from how it works to the secrets behind booking luxury travel on a budget. My guest Tim Walker shares his journey into Travel Hacking, favorite beginner-friendly credit cards to gain significant travel rewards, & jaw-dropping stories of free trips—both his own & others he has helped.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.ta...

Join Bonita as we review 1) the 5 factors to consider when deciding when to apply for benefits; 2) Why you should always check your earnings record for accuracy; 3) How to coordinate benefits with your spouse; 4) How to minimize taxes on Social Security benefits; and 5) How to coordinate Social Security with your other sources of retirement income

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Ask Good Questions is viewed on Talk 4 TV (www...

Join Bonita & Financial Coach Paris Cluff as we explore the powerful connection between financial health & overall well-being. From reducing money-related stress to making intentional choices that support both your budget and your body, we uncover how aligning your finances with your values can lead to a more balanced life. Our guest shares practical tips for managing money without sacrificing mental or physical health. Tune in to learn how financial fitness is a key pillar of true wellness.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4...

When life shifts unexpectedly—through divorce or the loss of a spouse—real estate decisions can become overwhelming. We will explore what happens when the person who once handled the home, vendors, & real estate logistics is suddenly gone. Our guest shares how his firm has become a lifeline for individuals facing this transition, and trusted guidance on everything from construction oversight to buying and selling homes.

Ask Good Questions is broadcast live Wednesdays at 6PM ET on W4CY Radio (www.w4cy.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk...