Your Wealthy Retirement: Reduce Risk & Grow Your Wealth With A Pension Styled Approach When New To Retirement

Have you ever wondered why investors abandon a carefully planned investment strategy when markets fall—even when they understand the risks?

Your biggest retirement risk may not be the market itself, but how you react to it. Behavioral finance helps explain why emotions, cognitive biases, and decision-making patterns can lead investors to make costly choices at precisely the wrong time.

In this episode of Your Wealthy Retirement, host John speaks with Kris Podolski, CFP, CIM, founder and CEO of Sigmalign Behavioral Intelligence, about how understanding investor behavior can help improve financial advice and retirement outcomes.

Has the world changed so much that the retirement investment strategies you've relied on for decades may no longer work?

In this episode of Your Wealthy Retirement, host John speaks with economist and bestselling author Jeff Rubin about the new world order and what it means for your financial future. From tariffs and trade wars to persistent inflation, rising bond yields, and growing government debt, the forces reshaping the global economy could have significant implications for your retirement savings.

Jeff explains why traditional assumptions about stocks and bonds may need to be reconsidered, how economic...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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What if the investment strategy that worked for the past decade is no longer suited to the world we're entering?

AI, persistent inflation, geopolitical fragmentation, climate change, and uncertainty surrounding the US dollar are reshaping the investment landscape. For investors planning for the next decade, these changes raise important questions about traditional portfolios, the role of...

What happens to your wealth when the world changes faster than your portfolio can adapt?

Climate change is no longer just an environmental concern—it can create financial risk through inflation, extreme weather, changing asset values, insurance costs, and physical exposure that traditional financial models may fail to capture.

In this episode, we speak with Ron Dembo, CEO and founder of Risk Thinking AI, about why investors need to rethink how they measure risk in a rapidly changing climate. Ron explains why climate change should be viewed as a volatility problem, why many assets may be...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Is your investment portfolio prepared for a world where economic relationships are changing and geopolitical risks are reshaping global markets?

The global economy is undergoing a fundamental shift, and Canada is positioning itself to become a more resilient, diversified, and attractive destination for investment. In this episode, we explore how Prime Minister Mark Carney's economic strategy...

Make Better Wealth Decisions is now Your Wealthy Retirement!

What if the way you withdraw your retirement savings could be just as important as how much you saved?

For many Canadians, retirement planning focuses heavily on accumulating wealth—but the real challenge begins when you need to turn that wealth into income. The order and timing of your withdrawals from RRSPs, RRIFs, TFSAs, and non-registered accounts can affect your taxes, government benefits, estate, and how long your savings last.

In this episode, we explore retirement drawdown strategies and the trade-offs you need to co...

Are bonds and GICs really the best way to generate reliable interest income anymore?

If you’ve been relying on traditional fixed income, you may be missing a lesser-known corner of alternative investments that institutions have used for decades. Private real estate debt offers a different approach to earning interest income—one backed by physical assets, shorter lending terms, and structural protections that many investors never consider.

In this episode, John sits down with Spencer Hurley of Trez Capital to unpack how private real estate debt actually works, why it’s often misunderstood, and where it fit...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Are you building a portfolio based on stories, headlines, and hot picks—or on what actually works?

Most investors believe smart investing means finding the right stock, the right fund, or the right manager. But decades of real-world evidence suggest something very different. In this episode, John sits down with veteran financial professional Patrick Frigon to un...

Are your financial decisions built on assumptions that no longer hold true?

Most investors still rely on growth models tied to population expansion — but what happens when 25% of Americans are child-free and birth rates keep falling?

In this episode, we dive into the controversial but urgent conversation around Child-Free Wealth, Demographics, and Investing with Jay Zigmont, PhD, CFP®, founder of Childfree Wealth. He explains why the “standard life script” no longer applies, how demographic decline threatens our economy, and what that means for your money.

You’ll discover:

Are women really facing the same retirement reality as men—or are planners missing something critical?

Women live longer, earn less on average, and experience more career interruptions—yet retirement advice often assumes a one-size-fits-all approach. In this episode, we explore why financial planning for women requires a fundamentally different lens and how structural, behavioral, and educational factors shape women retirement planning outcomes in ways many advisors underestimate.

In this conversation, you’ll discover:

What happens when you stop trying to say everything in a few minutes and instead go deeper on what matters most?

This episode marks a major change in the podcast. Instead of continuing with short Tuesday commentary, John is ending the Tuesday episodes and putting more time and attention into longer, more actionable conversations and standalone episodes.

The podcast will also be rebranded with a stronger focus on retirement planning, wealth, pensions, and the decisions that can help you prepare for retirement. Going forward, Thursday episodes will feature a mix of John's standalone discussions and...

How confident are you when it comes to making decisions about your money?

For many Canadians, the problem isn't a lack of information—it's having too much information, not knowing which sources to trust, and feeling embarrassed to ask basic financial questions. Financial literacy is about more than knowing the difference between a TFSA and an RRSP; it's about developing the confidence and habits to make sound financial decisions, even when the future feels uncertain.

In this episode of Make Better Wealth Decisions, John speaks with Shannon Lee Simmons, financial planner and founder of New Sc...

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

From Canada’s looming tariff pressures to the way financial advisors frame market risk, there’s a common theme: optimism bias can influence how you think, act, and prepare. When governments and financial...

How much does your chronological age really tell you about how long you’re likely to live—and whether your retirement plan is built to last?

Traditional retirement planning relies heavily on population averages and mortality tables. But as longevity science advances, biological age and the aging patterns captured by everyday devices such as phones, watches, and rings may provide a more personalized view of longevity risk.

In this episode, Evgeny Yakushev, founder and CEO of Life & Health Metrics, explains how biological age can differ significantly from chronological age and why that difference could matter when...

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

What should you do with your money when the Canada-US trade war is pushing prices higher and creating even more uncertainty?

The Canada-US trade war is adding to an already inflationary environment, and its effects won’t be felt equally. Some people may face job losses or reduced incomes, while others may si...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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What if there’s a way to pursue higher expected returns without relying on concentrated stock picking or simply accepting market returns?

Factor investing offers a systematic approach that sits between traditional active management and conventional indexing. In this episode, Daniel Ong of Avantis Investors explains how investors can use profitability, valuation, broad diversification, and disciplined po...

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Will the August 19 deadline for Trump Tariffs and Canada-U.S. Trade actually matter to your investments?

With negotiations continuing and the two sides still far apart, investors may be tempted to react to every headline surrounding Trump Tariffs and Canada-U.S. Trade. But short-term political and trade developments don't necessarily translate into...

How do you know whether the financial information you're consuming is actually helping you make better wealth decisions—or influencing you in ways you don't recognize?

With more financial content coming from banks, journalists, influencers, social media, and increasingly AI, knowing what to believe has become just as important as knowing how to invest. Bryan Borzykowski, founder and CEO of ALLCAPS Content and an experienced business journalist, shares why media literacy and decision hygiene are essential to making sound financial choices.

In this episode, you'll learn:

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Are you truly prepared for the next market drawdown—or are you simply assuming you’ll stay the course when things get difficult?

With AI driving excitement, valuations remaining elevated, and investors becoming increasingly optimistic about what the future holds, today’s market environment has some striking similarities to previous periods of invest...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Are you making wealth decisions based on headlines—or are you weighing competing forecasts before acting?

Markets, technology, demographics, and geopolitics are all evolving at the same time, making it harder than ever to separate signal from noise. In this solo episode, John explores how competing forecasts can help you think more clearly about current events wi...

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

What do record-breaking wildfires, historic rainfall, and extreme weather really mean for your portfolio?

Climate change is no longer a distant concern—it's becoming an economic reality that can influence industries, insurance costs, business performance, and long-term investment outcomes. In this episode, you'll explore why today's environmental changes deserve a place in yo...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Are today's biggest risks to your portfolio coming from the markets—or from climate change and geopolitics?

Most investors focus on interest rates, inflation, and stock performance. But the forces shaping long-term wealth may be far bigger. In this episode, international policy expert Akaash Maharaj explains how climate change, global conflict, energy security, and public policy ar...

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

https://yourwealthyretirement.s.gy/pod

Could the closure of the Strait of Hormuz trigger an oil shortage severe...

Worried about the current investment climate and your money?

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Could the biggest risks to your portfolio be hiding in today's headlines instead of the stock market?

From conflict in the Middle East to rising government debt, stubborn inflation, and growing questions surrounding AI-driven market valuations, today's macroeconomic environment is creating challenges that many investors aren't fully considering. In this episode, John Rapley, contributing columnist for...

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Are you making wealth decisions that will strengthen your portfolio—or weaken it th...

Worried about the current investment climate and your money?

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Can individual investors benefit from the same investment strategies used by Canada's largest pension funds?

Alternative investments are no longer reserved for institutions and ultra-high-net-worth investors. As access continues to expand, understanding how these assets fit into a well-designed portfolio has become increasingly important. In this episode, James Burron, Founder of the Canadian Association of Alternative...

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Are you making financial and investment decisions based on facts—or simply trusting the loudest voice in the room?

In this episode, we explore why critical thinking matters more than predictions when markets and world events are constantly changing. Rather than focusing on whether any single forecast proves correct, you'll discover why evaluating the credibility of in...

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Can living longer become one of the biggest financial risks you'll ever face?

Most people spend decades learning how to build wealth, but very few prepare for the far more complex challenge of managing it throughout a longer life. In this episode, Chris Heye, founder and CEO of Whealthcare Solutions, Inc. and Whealthcare Planning LLC, explains...

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Are your financial decisions really rational, or are hidden psychological biases quietly shaping every choice you make?

Most of us believe we're logical when it comes to money, investing, and everyday decisions. But behavioral finance research tells a different story. In this episode, we explore two of the most influential books in the field—Predictably Irrational by...

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Will higher interest rates keep holding back Canadian real estate, or are investors looking at the market the wrong way?

If you're trying to navigate today's uncertain economy, understanding the bigger picture has never been more important. In this episode, Chief Economist Carl Gomez shares his outlook on Canadian real estate, interest rates, demographics, the Canadian...

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Could the outcome of CUSMA negotiations have a bigger impact on your investing decisions than most investors realize?

As Canada, the United States, and Mexico begin high-stakes trade negotiations, markets are watching closely. While the immediate effects on your portfolio may not be obvious, the decisions made at the negotiating table could influence trade, inflation, manufacturing...

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Could rising interest rates, AI-driven speculation, and record market valuations be setting investors up for a difficult decade ahead?

Many investors are wondering whether today's market can continue climbing despite elevated valuations, growing debt levels, and uncertainty around inflation. In this episode, Professor George Athanassakos, Ben Graham Chair in Value Investing at the Ivey School of...

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What if the biggest threat to your retirement isn’t a market crash—but living much longer than you expected?

Many Canadians build retirement plans assuming they'll live into their mid-80s, but today's reality is very different. Advances in healthcare, lifestyle, and longevity mean many retirees could spend decades longer in retirement than they originally plan...

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What happens to your financial plan when retirement doesn't unfold the way you expected?

Most people build their retirement plans assuming life will go according to plan. But unexpected health events, caregiving responsibilities, housing challenges, and family transitions can dramatically change your future. In this episode, internationally recognized retirement and aging expert Dr. Amy D’Aprix sh...

Weekly Wealth Update: A Make Better Wealth Decisions podcast dedicated to explaining how current events impact your portfolio and the wealth decisions you make. Tune in every Monday for commentary on how the news of the week affects your portfolio and your thinking.

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

https://yourwealthyretirement.s.gy/pod

Is your investment portfolio prepared for a world where geopolitical shocks, inflation pressures...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Are your wealth decisions prepared for a world being reshaped by ai investing and entrepreneurship?

Everywhere you look, artificial intelligence is changing how businesses operate, how investors evaluate opportunities, and how entrepreneurs build and scale companies. But while most conversations focus on the technology itself, the bigger question is how these changes will affect your career...

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Are strong markets making you more confident than you should be?

Canadians may be feeling more optimistic about the country's direction, but that optimism can become a liability when it spills into investing decisions. In this episode, we explore the difference between healthy optimism and optimism bias, and why investors need to remain objective as economic...

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What if the biggest risk to your portfolio isn’t market volatility—but ignoring the broader context in which wealth decisions are made?

Most investors focus on returns, interest rates, and market performance. But what happens when environmental pressures, social instability, resource constraints, and shifting economic real...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Are you spending too much time managing your finances when wealth management and financial planning could be handled more effectively through delegation?

Many people assume they need to be involved in every investment and planning decision to achieve good financial outcomes. But for those who value their time and prefer focusing on other priorities, a delegation-based...

Worried about the current investment climate and your money?

Click the link below and book a call for personalized advice to help you feel secure and protected about your retirement:

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Are your investment decisions helping you build long-term wealth — or quietly increasing your risk?

In this episode, we sit down with Jonathan Needham, President of Russell Investments Canada, to explore how institutional investing principles can help everyday investors make smarter wealth decisions. From factor investing and ETF investing to portfolio construction and behavioral discipline, this conversation br...