Financially Speaking

Distractions can take many forms and are even welcomed at times. However, when necessary, we must set boundaries to become our most productive selves. In today's episode, "The World Doesn't Stop Just Because You're Feeling Distracted," Jacquette explains why, although the world may love a somewhat efficient "multitasker", there's value in being able to focus on the task at hand.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons...

Eyes are still on the stock market, but the bond market is larger and experiencing some unusual moves. President Trump has been clear he wants interest rates to come down, however interest rates are set by an independent agency-the Federal Reserve. Dr. Tisa explains what "the Fed" is, what it does, and how its decisions affect our everyday lives.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the rep...

Can your Bitcoin help you buy a house? Yes. But there’s a twist. Dr. Tonya M. Evans breaks down a big change in the mortgage world: for the first time, some crypto can count when applying for a home loan. She explains what this means, who benefits, and why where you store your crypto matters. Plus: the latest news on Bitcoin, stablecoins, and the rise of DeFi.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://prof...

A mother's love is shown in many different ways, and what better way than through lessons? Some lessons are more obvious, while others are so quiet that you may not understand them until later in life. Tune in to today's episode, "The Quiet Money Lessons of Mothers — and How We Carry Them Forward," as host Jacquette pays tribute to her mother while sharing how we can embody the explicit and implicit money lessons taught by our mothers.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make be...

Check out today’s throwback episode from February with Dr Tisa! She is joined Founder/Chief Visionary Officer of Wealth Esteem and licensed clinical social worker, Seante Hatcher. Together they discuss facing financial trauma, and building a better relationship with money!

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. 

In this episode of Confidently Crypto, Dr. Tonya M. Evans discusses the alarming rise of patent trolls in the Web3 space, particularly targeting crypto projects like Bitcoin mining and stablecoins. She emphasizes the importance of understanding the legal landscape and protecting intellectual property to foster innovation and avoid costly litigation. The conversation also touches on recent developments in the crypto market, including stablecoin regulations and cybersecurity threats, urging listeners to stay informed and proactive in the digital economy.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To l...

Whether you call them myths or "alternative facts," the truth is that when it comes to women and money, the stories we so often hear do not reflect reality. Listen to today's episode, "Women & Money: Myths, Truths, and Observations (Without the Deficit Thinking)" by host Jacquette to understand how to define your relationship with wealth through a more holistic lens.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons...

Dr. Tisa explains why it's important to identify your likes, dislikes, and deal breakers, when it comes to banking and using your preferences to choose the best financial institution for you!

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. 

In this special throwback episode from Tech Intersect, Dr. Tonya M. Evans sits down with Carmelle Cadet, founder and CEO of EmTech, to explore a powerful but often overlooked area of digital currency innovation: Central Bank Digital Currencies, or CBDCs. Together, they unpack the role CBDCs can play in promoting financial inclusion and modernizing outdated financial infrastructure. The conversation covers everything from blockchain-based payment systems and cross-border transaction efficiencies to the privacy and security concerns that come with sovereign digital currencies.

If you’re interested in how governments and innovators are shaping the future of mon...

What would you do if you discovered something was being taken from you almost daily? In today's episode, " When Your Focus Shifts, Your Energy Follows," host Jacquette explains why that "something" is probably your attention. Find out how your attention may be getting hijacked and what you can do to block out the noise and focus on what nourishes you!

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons...

Last week, the Department of Education announced that it would not seize social security benefits from borrowers who have student loans that are in default. This is a reversal of the April 2025 announcement that collections activity on defaulted student loans would begin on May 5. This is a huge relief for social security recipients, but other collections activities are still in play. The best way to avoid the uncertainty is to be clear on where your loans stand and in this episode--along with a bit of history--Dr. Tisa explains how in this #ICYMI episode. 

Tisa Silver Ca...

In this episode of Confidently Crypto, Dr. Tonya M. Evans explores why everyday people are sitting out the 2025 bull run—despite record-breaking prices and Wall Street enthusiasm. Drawing from past cycles and personal experience, she unpacks the fear, frustration, and avoidable mistakes that have kept many on the sidelines. You'll learn what it takes to rebuild trust in crypto, regain control of your assets, and reenter the space on your own terms—before this bull run passes you by.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To li...

Like a slow leak in a tire, financial burnout can go unnoticed until finally there's a blowout, and you suddenly lose control...but was the loss of control actually sudden? Explore that answer in today's episode, "Yes, Financial Burnout is Actually a Real Thing; Are You Feeling It?" when Jacquette explains why financial burnout is so dangerous and steps you can take to detect and mitigate it.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the...

In Part 2 of the "Big, Beautiful" Bill discussion, Dr. Tisa talks about how the BBB wants to change the student loan repayment experience for people with federal student loans borrowers. There will be fewer options to choose from, longer paths to forgiveness with some smaller opportunities for relief along the way. She also breaks down a huge benefit for some borrowers that came out of the Biden-Harris Administration's student loan relief playbook: waiving excess interest.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wel...

In this episode, Dr. Tonya M. Evans deepens the conversation on digital asset fluency as a non-negotiable leadership skill in today’s Web3 economy. She answers two pressing questions from business leaders—one from a creative agency founder, and another from a strategy exec at a logistics firm—and offers practical frameworks for aligning Web3 tools with real business outcomes.

Dr. Tonya also shares her Nine-Step Web3 Career Pivot Roadmap, crafted especially for millennial professionals navigating career transitions. Whether you’re a solo creator, team leader, or rising executive, this episode will help you clarify your next...

Not all drops are created equal. In this episode, "What a More Than 2,000 Point Drop Really Means—And Why Panic Isn't a Strategy," Jacquette details the reasons why panic during a time such as these will keep you from seeing the fruits of your labor. So, listen to today's episode and lean more into your strategy instead.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

Bu...

In Part 1 of Dr. Tisa's break down of Trump's "Big, Beautiful Bill," Dr. Tisa talks about the bill's proposed changes to the availability of federal financial aid programs-including the Pell Grant and student loans. She also discusses how the proposed changes would affect the cost of higher education and access to it for students and parents.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more tha...

In this episode, Prof. Tonya M. Evans explores the evolving landscape of the digital asset economy and why today’s leaders can’t afford to sit on the sidelines. Through timely insights—like Bitcoin hitting a new all-time high on Pizza Day, JPMorgan’s quiet embrace of crypto, and the rise of tokenized stocks—she lays out the business, political, and strategic shifts defining this moment.

You’ll also learn why small and midsize businesses have an edge, and how to begin building your team’s digital fluency now, before it's too late.

If you’re a...

King Midas and a recession-proof job have one thing in common...they're both myths. In today's episode, "In Uncertain Times, It's Easy to Cling to Money Myths," Jacquette explains that while it's easy to latch on to myths during financial hardships, one should avoid doing so because it will do you more harm than good. Take a quick listen for more insight!

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money...

In today's episode, Dr. Tisa answers listener submitted questions around experiencing unemployment and wanting to get on track, dealing with customer service lapses due to federal government layoffs and more! She also gives advice to parents who have their own student loans   that want to invest in their children's education without taking on more debt.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 mill...

Dr. Tonya M. Evans explores how cryptocurrency continues a legacy of encrypted resistance and financial empowerment in Black communities. Learn why crypto privacy matters, how it builds on trusted community finance traditions, and what Bitcoin’s recent resilience means amid economic uncertainty. Plus, stay updated on key news including US credit rating changes, institutional crypto moves, and global security concerns.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcasts/

You're putting away savings, but your money is steadily dwindling. In this episode, "Seeing is Believing: Noticing Financial Blindness for a Better Future," by host Jacquette, find out why blind spots are not only dangerous while driving, but can also be costly when making financial decisions.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

BuyMeACoffee.com/Jacquette

www.jacquettetimmons.com

www...

In this throwback episode from 2/4/2025, Dr. Tisa Silver Canady is joined by special guest, Certified Financial Planner and Founder of Asset Achievers, Romy Pickron, to discuss debt elimination strategies for college students. It's graduation season and this episode can help those who want to get a head start on loan repayment jump right in!

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in...

In this episode of Confidently Crypto, Dr. Tonya M. Evans breaks down what it really means to own your digital assets—beyond just buying crypto. From self-custody and risk management to building real, long-term value, this episode is your guide to moving from curiosity to confidence. Each week now begins with 'The State of Crypto,' a quick-hit segment where Dr. Evans cuts through the headlines, distills the news, and separates fact from fiction—so you understand what’s really happening in the world of digital assets and why it matters to you.

If you're ready to protec...

In today's episode, "Seeing What Others Cannot See So Clearly," Jacquette explains that while we cannot always see the expected results along our financial journey, a few adjustments can make what's hidden much clearer!

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

BuyMeACoffee.com/Jacquette

www.jacquettetimmons.com

www.instagram.com/jacquettemtimmons

Dr. Tisa shares tips to help borrowers sort through the headlines and make sure their loans are in good standing. She explains why student loans are different from other kinds of debt plus key terms every borrower should know about their loans and where to find them.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. 

In this episode of "Confidently Crypto," Dr. Tonya M. Evans breaks down why Bitcoin was created as the first cryptocurrency—to enable secure, peer-to-peer digital payments without relying on banks or middlemen. Learn how Bitcoin solved the double-spend problem, why it’s more like digital cash than you think, and how it doubles as a capital asset with long-term investment potential. If you’re already using digital money, you’re closer than ever to the future of finance!

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to...

In this episode, " The Most Valuable Financial Tool You'll Ever Need is This..." Jacquette discusses how the culture surrounding personal finances and the financial services industry has evolved over the years and why you should trust yourself during these times. 

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

The Trump administration recently announced that the Department of Education will start collection activity--including seizure of wages and federal benefits--against borrowers who have defaulted on federal student loans. Alarms are raised but in terms of practice, there's nothing new happening here. The announcement marks the resumption of procedures that have been in place for decades and were paused due to the COVID-19 pandemic.

In this episode, Dr. Tisa gives the facts on default (what it is and how it is treated) and steps for people in default to get out.

Tisa Si...

In this episode of Confidently Crypto, Dr. Tonya M. Evans spotlights a powerful conversation from her Tech Intersect™ Podcast, originally recorded on October 18, 2024, with Ambur C. Smith, Esq. They explore the Opportunity Agenda’s potential to drive innovation and access in crypto and cannabis. As these issues grow even more urgent in 2025, Ambur shares critical legal insights for startups, creatives, and nonprofits building in emerging industries.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

To listen to more of Dr. Tonya Evans' Podcasts, Visit: https://proftonyaevans.com/podcas...

In this episode, "Want to Join the Alpha Launch?" Jacquette talks about goal-setting frameworks and how to choose one for yourself.

Want to become an Alpha Tester: More than Money Workbook - Jacquette M. Timmons

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

Eyes are still on the stock market, but the bond market is larger and experiencing some unusual moves. President Trump has been clear he wants interest rates to come down, however interest rates are set by an independent agency-the Federal Reserve. Dr. Tisa explains what "the Fed" is, what it does, and how its decisions affect our everyday lives.

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the rep...

In this episode of Confidently Crypto, Dr. Tonya M. Evans discusses the critical importance of estate planning for digital assets, particularly cryptocurrencies. She highlights the unique challenges posed by crypto assets, including the lack of customer service and the need for secure access credentials. Dr. Evans outlines three core pitfalls in crypto estate planning: poor access planning, the assumption that traditional trusts cover crypto, and the misunderstanding of tax implications. She provides practical steps for individuals and professionals to ensure their estate plans are crypto-ready, emphasizing the need for education and professional guidance in this evolving landscape.

In this episode, "Astrology in Money? I Was Skeptical Too—Until This Happened," Jacquette explains why she went from being a skeptic to exploring the relationship between astrology and money.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

BuyMeACoffee.com/Jacquette

www.jacquettetimmons.com

www.instagram.com/jacquettemtimmons

Dr. Tisa reflects on portfolio losses from the stock market in response to the beginning of the tariff war. She challenges people to embrace diversity as a strategy for profits and protection of assets. She also reviews broad types of financial assets, examines some particular securities, and gives tips for how to evaluate performance and start actively investing. 

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of m...

In this powerful episode of Confidently Crypto, Dr. Tonya M. Evans opens up about one of the boldest moves of her professional life—stepping away from her tenured law professorship to lead full-time in the Web3 economy. With honesty and heart, she shares what finally pushed her to stop playing it safe, how her journey through crypto, law, and economic empowerment led to this moment, and why now is the time for courageous pivots. She also unpacks the fast-moving headlines reshaping digital asset law and introduces her brand-new Financial Literacy Month webinar series, Web3 Ready LIVE. If you’ve ever...

Describe the current stock market in one word...OPPORTUNITY! Yes, there are plenty of other words to use, but listen to today's podcast "Strike While the Iron is Hot!" by host Tremell and find out why this word could be the most life-changing one. This quick trip down history's memory lane is the glimmer of hope that you've been searching for.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your...

In this episode, "Super Bowl Ads: Here Are Some Clues About Money," Jacquette explains what we can learn from the long-term financial strategy used in Super Bowl commercials and how it is paralleled in our lives.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter choices regardless of where you fall on the income or wealth spectrum. #money #financialbehaviorist #jacquettetimmons #financialgrowth

A lot of people are looking at the markets and getting panicky. In this episode, Dr. Tisa talks about what a crash is, what's happening now and how to evaluate brokers. 

Tisa Silver Canady, EdD, MBA, is a financial wellness advocate for today’s scholar. As an author and collegiate financial wellness expert specializing in student loan debt, she has personally advised students and families on the repayment of more than $100 million in student loans. 

Today's episode of Confidently Crypto is a throwback conversation with Dr. Tonya, Max Rodriguez (founder of Harlem Book Fair), "The Money Coach" Lynnette Khalfani-Cox (bestselling author and financial educator) and Arlan Hamilton (bestselling author and founder of Backstage Capital). This episode explores the intersection of financial tools, community, and personal empowerment in achieving financial freedom. The speakers discuss the importance of understanding cryptocurrency, tokenization, and the evolving landscape of digital assets. They emphasize the need for education, community support, and actionable steps to navigate the complexities of personal finance and investing.

Visit Dr. Evans' website a...