Financially Speaking

Today on The Cashflow Coach, Tremell McKenzie and Karen Hunter unpack the layered and often overlooked story of Annie Malone. She’s celebrated as the first Black millionaire — but the truth behind her success isn’t as straightforward as it seems. Tremell asks the question: "What was she selling?" Was it beauty? Was it assimilation? Or was it a reflection of the times she lived in? This conversation opens the door to a larger dialogue about conformity, social acceptance, and the financial consequences of striving to meet external standards. You don’t want to miss it!

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It’s normal to look forward to payday, most of us do, but should a paycheck be something you rely on so heavily that its timing dictates your life? On today’s episode of The Cashflow Coach, Tremell McKenzie and Karen Hunter break down why the paycheck cycle can feel so comforting… and why that comfort can become your downfall. When your income depends on someone else’s timing, you’re not actually in control. Listen in to learn how investing and intentional money management can shift you from waiting on payday to creating your own.

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Waiting for the “perfect moment” is the fastest way to lose momentum. Things rarely settle, align, or behave the way we want. So, why keep telling yourself they will? In today’s episode, “Here’s What Makes the Myth of ‘Once Things Settle Down’ So Powerful,” Jacquette breaks down how this mindset tricks you into believing that more time, more energy, and more clarity are coming… eventually. Life, however, doesn’t happen in isolation; it happens in motion. Learning to move with that motion is where your real power lives. Your moment isn’t later. It’s right here.

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The CLARITY Act passed the Senate Banking Committee 15 to 9 on May 14, 2026, sending the bill to the Senate floor where it needs 60 votes. Senators Elizabeth Warren and Angela Alsobrooks, both Democrats, took opposite approaches: block versus engage. Dr. Tonya M. Evans, digital asset regulatory strategist and Forbes contributor, breaks down the markup, the failed Van Hollen ethics amendment, and what four days at the Bermuda Digital Finance Forum reveal about the future of U.S. crypto regulation.

Visit Dr. Evans' website at: www.ProfTonyaEvans.com

Follow her socials: @IPProfEvans

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Who controls your money? On today’s episode of The Cashflow Coach, Tremell reminds us why the person who cares most about your money, aka You, should also be the one managing it. She shares a friend’s eye‑opening experience with a long‑time advisor who saw her as just another number, and why that moment changed everything. Tune in to learn how getting guidance while still taking ownership of your wealth can be the most powerful strategy of all.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be di...

On today’s episode of The Cashflow Coach, Tremell McKenzie is joined by Karen Hunter for a conversation about building empowerment through your portfolio, and they highlight the inspiring story of an elementary school teacher who did exactly that! Her story shows that with the right strategy; retirement becomes a future you can look forward to. So, tune in as Tremell offers a book pick and more insight as to why she sees the stock market as one of the fairest paths to steady, long‑term income.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that...

Today on The Cashflow Coach, the money talk is all about annuities. They’re meant to provide steady income in retirement, but are they really a smart investment? Host, Tremell, shares an email she received asking that exact question and explains why; after digging into the details, she’s not a fan. From inflation to limited access to what happens if you don’t use it all, she breaks down the pitfalls. Tune in to explore smarter alternatives.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune i...

It’s what you asked for, right? Change. You felt stuck, knew there had to be a better way, or you simply weren't satisfied. So, you pursued change, but that doesn’t make the growing pains any easier. In today’s episode, “Here’s Why What’s Familiar Feels Better Than the Actual Process of Change,” Jacquette teases a conversation from a future episode while unpacking why familiar doesn’t always mean better, especially with money. Tune in to learn why the discomfort between where you are and where you want to be may be the most transformative part of your journey...

On Thursday, May 14, the Senate Banking Committee marks up the CLARITY Act in Washington. On the same day, hundreds of Bermudian residents will spend digital dollars at local merchants in Hamilton. One country is still arguing about whether stablecoins are allowed to compete with bank deposits. The other has been quietly running the answer for eight years.

In this episode, Dr. Tonya M. Evans walks through what's actually in the Section 404 compromise that Senators Tillis and Alsobrooks finalized May 1, what Western Union's official launch of its USDPT stablecoin on May 4 means for the next decade o...

On today’s episode of The Cashflow Coach, Tremell McKenzie shares a golden lesson from Napoleon Hill’s "Think and Grow Rich." The gold rush story reminded her that success isn’t always found where you first look, but it’s often found through strategy, adaptability, and resourcefulness. She connects this mindset to investing, especially in fast‑moving spaces like AI. Tune in to learn why, bubble or not, your strategy can keep you winning!

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock...

Happy "Book" Friday! Today on The Cashflow Coach, Tremell dives deeper into one of her favorite self‑help books, The Compound Effect. She shares how revisiting it opened her eyes to new lessons, especially the power of protecting your momentum. Tune in to learn why small, consistent choices create progress, but the protection of that momentum is what makes that progress last.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of yo...

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter pick up right where last episode’s lively conversation left off. They dive deeper into the TikTok trend known as “The Age of Disclosure,” this time unpacking a real‑life story about accountability, and how our participation in the “illusion of wealth” shapes the financial health of the collective. Listen in as they break down why trading real financial strategy for the pressure to "keep up with the Joneses" might be costing you more than you think.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast...

“I’ve always done it that way” might feel safe, but it can quietly hold you back. In today’s episode, “When Are Your Default Tendencies Helping You…Or Blocking You?” host Jacquette shares how stepping outside her usual routine not only solved the problem in front of her but also sparked joy! This conversation encourages you to pause, look closely at your thinking patterns and what shaped them, and ask whether they’re truly supporting your growth or quietly keeping you stuck.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you...

Late Friday night, May 1, 2026, Senators Thom Tillis (R-NC) and Angela Alsobrooks (D-MD) released the CLARITY Act compromise text on stablecoin yield — the single issue that has blocked the digital asset market structure bill from moving for almost five months. By Saturday, Coinbase, Circle, and other major crypto industry voices had publicly backed the compromise. The Senate Banking Committee markup is expected the week of May 11. The next 30 days will decide whether the United States passes its first comprehensive crypto market structure law in 2026.

In this episode, Dr. Tonya M. Evans walks through what's actually in the Tillis-Alsobrooks co...

Can a $200K salary actually buy comfort in New York City? Today on The Cashflow Coach, things get lively as Tremell McKenzie and Karen Hunter tackle the rising “age of disclosure” TikTok trend and the tough conversations it’s sparking about money, lifestyle, and what’s really affordable. Their back‑and‑forth might challenge your assumptions. So, listen in and find out where you land!

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of...

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter step away from their usual stock talk and dive into the power of books, specifically one of Tremell’s favorites, The Compound Effect by Darren Hardy. Together, they break down how real success isn’t built on your biggest moves but the small yet consistent choices you make every single day. Tune in to find out why the discipline, research, knowledge, and time that you invest now can impact your future in ways that either propel you forward or hold you back.

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Today's stock talk is piping hot! Yes, we're talking Starbucks! On this episode of The Cashflow Coach host Tremell McKenzie and guest Karen Hunter dive into Starbucks’ impressive numbers under new leadership. They discuss how making a "wrong" move and losing a stock should not discourage you to stay out of the game forever, but how mindset growth can ultimately lead to growth in your portfolio.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and ma...

Your money problems may feel random, but they’re anything but. In today’s episode, “Do You Believe Your Money Problems Are Random? Think Again,” Jacquette uncovers the truth: financial challenges follow patterns, and those patterns can guide you. She walks through five subtle signals: money tightness, underpricing, revenue swings, spending drift, and burnout, that often point to deeper issues ahead. Tune in to learn how to spot these patterns and shift your focus before small problems become big ones.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can...

Last week on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter, talked about a "risky" stock named MLPi and whether the possible reward was worth the risk. Today they are back with a little bit of an update on moves made around that stock. Tune in because you may (or may not) be surprised by some of the speedbumps that were encountered along the way.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor...

In case you missed it!! Check out this #ICYMI episode of #ConfidentlyCrypto with Dr. Tonya Evans from 3/30/2026.  

What do law students, and the clients who rely on lawyers, need to understand about crypto law right now? In this episode of Confidently Crypto, Dr. Tonya M. Evans breaks down the biggest misconceptions about blockchain and digital assets, the landmark SEC-CFTC joint token taxonomy issued on March 17, the ongoing CLARITY Act negotiations, and why any lawyer not fluent in digital assets is already behind — and putting their clients at risk. Dr. Evans shares her own origin story, from...

Happy Monday and welcome to today's money talk! On this episode of The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter talk bonds, I-Bonds to be more specific. They’re not stocks, so what exactly are they? Tune in to discover what I‑Bonds are and why they might be the steady, smart addition your money journey has been missing.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your fina...

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter stock talk bring different views to the table about one stock, yet their foundation remains the same. Join the conversation as they break down why having a plan, staying consistent, and keeping your long‑term goals in focus is what truly drives smart portfolio decisions.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

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Change is inevitable. Avoiding it doesn’t make it disappear. In this episode, “Do You Wish More of Life’s Transitions Announced Themselves?,” Jacquette breaks down why we tend to notice transitions only in hindsight and how to start catching the signals earlier. When you stop minimizing the shifts happening around you, you can use them as powerful cues to prepare, adjust, and rise. This episode helps you step into change with clarity instead of surprise.

Financial Behaviorist Jacquette M. Timmons explores the psychology, emotions, and math of money each week so that you can make better, smarter...

Everyone loves a good origin story and today, you'll get not one but two of them! The Cashflow Coach, Tremell McKenzie and guest Karen Hunter both share inspiring stories about their first venture into the world of investing. Tune in to find out why sometimes all you need is the smallest flicker of understanding to start investing confidently.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

The crypto bros want the mic. The real story is someone else holding it. Dr. Tonya M. Evans takes you inside the unlikely Democratic coalition reshaping U.S. crypto policy, led by Senator Angela Alsobrooks of Maryland. A Banking Committee member, original GENIUS Act co-sponsor, and the lead Democrat who brokered the stablecoin yield compromise with Republican Senator Thom Tillis that just unlocked the market structure bill, Alsobrooks has built a record that centers consumer protection, community banks, and communities traditional finance has historically left behind.

Dr. Evans breaks down the specific provisions Alsobrooks secured in the...

The market has swung yet again, but should you? In today's episode of The Cashflow Coach, host Tremell McKenzie breaks down how research, facts, and a solid plan will keep you winning. Has anything fundamentally changed with Netflix? Not at all. So why should you?

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

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Today on The Cashflow Coach, host Tremell McKenzie shares her excitement with guest Karen Hunter about a new stock discovery that could seriously elevate her portfolio. The dividend potential alone makes it worth your attention. Tune in and see why this opportunity has her so fired up! 

Resource Mentioned: neosfunds.com

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

#MoneyCoach #WealthEnthusiast #CashflowCoach

They say, “cash is king,” but is the dollar’s reign starting to fade? Today on The Cashflow Coach, host Tremell McKenzie answers a question sparked by guest Karen Hunter. Listen in to understand why strong market knowledge and smart diversification can outshine the strength of any single currency.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

#MoneyCoach #WealthEnthusiast #CashflowCoach

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Play can be mindless, or it can unlock growth you never imagined.

Welcome back to Part 2 of "Can Play Improve Your Strategic Decisions in Business & Life," with host Jacquette and guest Sherita Harkness, Founder of Trading Fourz Consulting, for the continuation of the powerful conversation about the role of strategic play in the workplace.

In this episode, it gets a little more personal as Sherita shares how the movie "Hook" helped her navigate one of the toughest times of her life. It ultimately unlocked a new understanding for her regarding purpose, belonging, and the idea t...

It might be time to take your investments past the U.S. boarders. Today on The Cashflow Coach, Tremell McKenzie and Karen Hunter take their stock talk international, beginning with the world of electric vehicles. Discover why staying domestic could be slowing your portfolio's growth.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

#MoneyCoach #WealthEnthusiast #CashflowCoach

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SEC Commissioner Hester Peirce sits down with Dr. Tonya M. Evans for a candid conversation about the most consequential regulatory shift in U.S. crypto history. From the five-part token taxonomy that classified sixteen assets as digital commodities to the token safe harbor framework built on her original 2020 proposal, Commissioner Peirce explains what it took to move the SEC from suing first to writing rules first under Chairman Paul Atkins. She walks through the 2% haircut guidance, the joint advisory committee with the CFTC, the case for regulatory sandboxes, and responds to critics who say the pendulum has swung too...

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter break down the latest stock talk with a deep dive into streaming giant Netflix. Tune in for a quick look into the history of the company and while this isn’t financial advice, the conversation will leave you sharper, more informed, and ready to answer question of the day: “Is Netflix a good buy?”

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make t...

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter talk about opportunity. And not just any opportunity, but the opportunity that your emergency fund can present you. Find out why your "burn rate" matters and why knowing this can ultimately help you scale up in life.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

#MoneyCoach #WealthEnthusiast #CashflowCoach

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Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter dive deeper into the world of stocks. Yesterday the market dipped, today it’s climbing, and tomorrow… it might move sideways. And that’s exactly the point, you can’t time the market, but you can learn to navigate it in a way that serves you. Tune in!

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey...

Play can be mindless, or it can unlock growth you never imagined.

Welcome back to More Than Money with host Jacquette. In this episode, she’s joined by Sherita Harkness, Founder of Trading Fourz Consulting, for a powerful conversation about the role of strategic play in the workplace. Think…Play-Doh—simple, hands-on, and surprisingly transformative.

In part one, they break down what strategic play really means, how to get to the root of workplace and life challenges, and why psychological safety is essential for meaningful change. Tune in and discover how to make play a cataly...

Today on The Cashflow Coach, host Tremell McKenzie and guest Karen Hunter break down how to stay calm in a wild stock market. Tune in to learn how to keep your cool and keep making steady moves even when the market’s acting up.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

#MoneyCoach #WealthEnthusiast #CashflowCoach

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Square just made Bitcoin acceptance the default for millions of U.S. merchants and most don't fully understand what that means for their business, their taxes, or their legal exposure.

In this episode of Confidently Crypto™, Dr. Tonya M. Evans breaks down the mechanics behind Square's March 30th update, including how the Lightning Network enables near-instant Bitcoin-to-dollar settlement at the point of sale. She unpacks the tax complications that follow, since the IRS treats Bitcoin as property rather than currency, creating reporting obligations many small business owners aren't prepared for. She also addresses the operational risks merchants no...

Today on The Cashflow Coach, host Tremell McKenzie breaks down the crisis unfolding in the private credit world. Should you be worried? Tune in to get the facts.

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

#MoneyCoach #WealthEnthusiast #CashflowCoach

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Settle in as Tremell McKenzie, host of The Cashflow Coach, sits down with guest Karen Hunter for a deep dive into all things stocks. Today's topic: Target Date Funds. Tune in to find out what it is and if should you get into it!

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

#MoneyCoach #WealthEnthusiast #CashflowCoach

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Let’s talk stocks—quick, dirty, and straight to the point! Today’s spotlight: Nike.

It’s sitting lower than we’ve seen in a minute… so is this the moment to jump in, or should you let this opportunity see its way out the door?

Tune in and find out!

Welcome to "The Cashflow Coach" with Tremell McKenzie! The podcast that proves why investing doesn't have to be difficult. Tune in weekly to unlock your full potential as an investor and make the most of your financial journey.

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