The Legacy Investor with Cameron Philgreen

40 Episodes
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By: Cameron Philgreen

Welcome to The Legacy Investor Podcast, where we talk money, investing, business, and what it means to leave a legacy for generations to come. Hosted by Cameron Philgreen, this show dives deep into the intersection of entrepreneurship, investing, and legacy-building, all while keeping God at the center. Whether you're a seasoned investor or just starting out, you'll discover how to align your financial journey with your faith, grow wealth with integrity, and create a lasting impact for generations to come. Join in, as we explore practical strategies, real-world stories, and timeless biblical principles to help you honor God in every...

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80: From Iranian Immigrant to $200M in Deals: August Biniaz on Raising Capital and Building a Real Estate Fund
#80
Today at 4:00 PM

August Biniaz is one of those guests who makes the big leagues feel a little more reachable. If you're in the single-family world like me — rentals, fix-and-flips, maybe some ground-up — and you've ever wondered how people make the jump to raising money and running a real estate fund, this episode is for you. It's tactical, it's honest, and August's story is remarkable.

August grew up in Iran, moved to Canada with his family in 1995, and went from upper-middle-class to starting over from scratch after his parents divorced. He got into real estate in his early 20s, did fix...


79: The Financial Pyramid: Rich Boyd on Bookkeeping, Cash Flow, and Stewarding Your Business Well
#79
06/15/2026

I love having people on this podcast who are so like-minded and like-hearted, and Rich Boyd is exactly that. Rich is an accountant, financial expert, and fractional CFO who simply loves God and wants to be a good steward of what he's been given. This conversation went both practical and deep — we climbed what Rich calls "the pyramid," and we talked about what we're really made for and how we're called to use our gifts.

Rich runs Atlantic Business Advisors out of Williamsburg, Virginia, where he does bookkeeping, financial forecasting, and fractional CFO work for businesses — everything from...


78: Mortgage Before Marriage: Alex E. Edwards on Why He Made His Wife Buy a Home First
#78
06/08/2026

Alex E. Edwards is exactly the kind of guest we love on the Legacy Investor — an amazing man of God on a mission to take people from renting to owning. He's a TEDx speaker, the author of Mortgage Before Marriage, and a broker at Thumbprint Realty, one of the largest brokerages in New England. Last year alone his team closed nearly 300 transactions and secured over $1.1 million in down payment assistance for their clients.

Heads up: I know this podcast skews mostly male, but if you know a woman or a friend who could get something out of th...


77: The All-In-One Loan: How Mike Newman Helps High Achievers Take Control of Their Mortgage
#77
06/01/2026

Some of my favorite episodes are when we get into the mechanics of building wealth — and today's conversation with Mike Newman is one of those. If you're financially minded, a high achiever with discretionary income, and especially if you own multiple properties or dream of paying off your home faster while keeping flexibility in your life, this one's for you.

Mike spent about 20 years in the mortgage industry with one company before going out on his own, and he brings an athletics and coaching background into the way he serves people. On this episode we dig into a...


76: From "Not Enough" to More Than Enough: Dr. B on Identity, Purpose, and Living On Purpose
#76
05/25/2026

Some of my favorite episodes of this podcast are when we talk about business, real estate, and building wealth — but none of it really matters if you don't have purpose. For me, purpose comes from Jesus, and I believe my mission is to bring the Kingdom of Heaven to earth through everything I do — business, real estate, parenting, marriage, and relationships. Today's conversation with Dr. B was a powerful reminder of that.

Dr. Brian E. Arnold — Dr. B — is the host of two podcasts, Living On Purpose and Journey to Freedom, and the author of three books. He's a l...


75: How to Transfer Wealth Without Ruining the Next Generation | Steven Bowles
#75
05/18/2026

In this episode, I sit down with Steven Bowles to talk about wealth transfer, estate planning, stewardship, and how to prepare the next generation to handle what we leave behind.

Whether your net worth is negative, modest, or in the millions, this conversation matters because every family needs to think intentionally about the future. Steven has spent years working with family offices and high-net-worth families, and he shares what he has learned from seeing wealth transfer done both well and poorly. 

We talk about why wealth rarely disappears simply because of bad investments—it often bre...


74: Building a Family That Outlives You | John Knowlton on Shared Governance, Wealth, and Legacy
#74
05/11/2026

John Knowlton might be one of my favorite guests to date. If you're someone who wants to do business at a high level and have a thriving marriage, family, and financial life, this episode is for you.

John co-founded several wealth management firms, growing the last one to $1.25 billion in client assets before selling his interest in 2020 to invest more deeply in his family. He's been a dual-career guy his whole adult life — part-time pastor, full-time business leader — and today he serves as chief of staff at his church after years of leading peer advisory groups for Chri...


73: How to Buy Your First House with Less Money Than You Think
#73
05/04/2026

In this episode, I sit down with Zach Griffin NMLS ID #1820477 to talk through one of the most important first steps in building wealth: buying your first home.

This conversation is especially for first-time homebuyers, people who want to house hack, or anyone who feels like homeownership is out of reach. Zach breaks down the mortgage process in a simple, practical way and explains why you may not need nearly as much money as you think to get started. 

We talk about how much money you actually need to buy a house, the difference between F...


72: From 80-Hour Weeks to Freedom: The Buyback Time Formula Explained
#72
04/27/2026

In this episode of The Legacy Investor Podcast, I sit down with George Rivera to talk about what it really means to buy back your time. George shares the powerful story of watching his father work hard, provide well, but miss many of the moments that mattered most — and how that same pattern started showing up in George’s own life.

After building a highly successful business, George realized that money alone was not the goal if it came at the cost of his family, faith, and freedom. He walks us through his “buyback time” formula, including how to r...


71: The 4-3-2-10 Strategy: Build Passive Income Through Real Estate Without Doing the Work
#71
04/20/2026

In this episode, I sit down with Axel Maierhofer to talk about a powerful path to building wealth through turnkey real estate investing.

Axel has a fascinating background—from growing up in Germany, flying for the military, leading organizations, and eventually building businesses in the United States. That journey led him to discover real estate as a way to create long-term freedom and financial independence. 

We break down Axel’s 4-3-2-10 strategy and how busy professionals, business owners, and high-income earners can invest in out-of-state turnkey rental properties without becoming full-time landlords or activ...


70: The Wholesaling Blueprint | How Jaben Makings Built a Real Estate Business with Almost No Capital
#70
04/13/2026

In this episode, I sit down with Jaben Makings, a full-time real estate wholesaler, to break down one of the most accessible ways to get started in real estate—without needing a ton of money.

If you’ve ever wondered how wholesaling actually works, this is a great place to start.

Javeon shares his journey from a small town in Nebraska to building a real estate business in Arizona, and how he discovered that traditional paths weren’t the only way to create financial freedom. We walk through exactly what wholesaling is, how deals are struct...


69: Debt, Faith, and Financial Freedom: Rethinking the 30-Year Mortgage
#69
04/06/2026

In this episode, I sit down with Andy Bennetts to have an honest conversation about debt, financial stewardship, and what it really looks like to build a lasting financial future.

Before you listen, I challenge you to come in with an open mind. This isn’t about choosing sides between “no debt ever” and “use debt to build wealth.” Instead, it’s about thinking for yourself and figuring out what actually works for your life and your goals.

Andy shares his journey from education into financial coaching and breaks down how most people have been conditioned...


68: How to Build Wealth Tax-Free: 1031 Exchanges, Section 121, and the Investor Playbook
#68
03/30/2026

In this episode of the podcast, I sit down with Dave Foster, a qualified intermediary with decades of experience, to break down two of the most powerful tax strategies in real estate: the 1031 exchange and Section 121.

We go beyond the surface-level explanations and get into the practical, tactical side of how these strategies actually work—and how investors can use them to build serious wealth without handing it all over to the IRS.

Dave shares how he got started in real estate, the mistake that cost him early on, and how discovering the 1031 exchange completely ch...


67: From Food Stamps to 6-Figures in Real Estate (How She Turned It Around)
#67
03/23/2026

In this episode, I sit down with Charisse Walker, and honestly… this is one of those conversations I needed.

She shares how she went from food stamps to 6-figures in real estate, but the journey wasn’t pretty.

We talk about betrayal from family and friends, losing everything, and falling into $400,000 in debt… before she figured out how to rebuild through real estate investing.

What makes this episode different is that it’s not just inspiring, it’s practical. Charisse breaks down the exact strategies, mindset shifts, and decisions that helped her turn it all aro...


66: How to Bring the Holy Spirit Into Your Business With Christine Valdes
#66
03/16/2026

Are you a Christian trying to live out your faith in your 9-to-5 job or business? In this powerful episode of the Legacy Investor Podcast, Christine Valdes shares practical, real-world strategies for integrating the Holy Spirit into your workplace, leading with faith, and making God-honoring decisions at work. Whether you’re a leader, entrepreneur, or team member, this episode will transform how you approach your career and relationships at work.

Key Takeaways:
👉How 97% of Christians are called to serve in the marketplace, not just ministry.
👉Practical tips for listening to the Holy Spirit in your daily wo...


65: How to Build Passive Income With Real Estate (Low-Risk Strategy) With Ian Noble
#65
03/09/2026

Want to build passive income with real estate using low-risk strategies? In this episode, real estate investor Ian Noble explains how entrepreneurs can create consistent cash flow through passive real estate investing.

Ian shares how he went from running a dry-cleaning business and paying off seven-figure debt to building a portfolio of cash-flowing real estate investments that now give him more time freedom and financial flexibility.

We dive into passive real estate investing, private lending, mobile home parks, and how investors can generate consistent income without chasing risky deals.

If you're an entrepreneur...


64: AI & Real Estate Investing Rules You MUST Know
#64
03/02/2026

In this episode, I break down exactly how I scaled from 0 to 25 rental properties using the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat)  starting in 2020, and what I would do differently in today’s 2026 market.

This conversation originally aired on The Ideal Investor Show with Axel Meierhoefer, where we went deep on:
âś…How to scale rental properties past 20+ units
âś…Why most investors fail with BRRRR
âś…The real math behind price-to-rent ratios
✅Why “hot” cities like Austin & NYC kill cash flow
âś…When flipping beats holding rentals
âś…And how AI, robotics, and automation are about to disrup...


63: How to Protect Rental Properties from Lawsuits (LLC Strategy Explained)
#63
02/23/2026

If you own rental properties or plan to invest in real estate, you must understand LLCs, asset protection, and legal structures.

In this episode, I sit down with Garret Sutton (Rich Dad Advisor and author of Loopholes of Real Estate) and Ted Sutton to break down how real estate investors can legally protect rental properties from lawsuits.

We cover:
👉How to set up an LLC for rental properties
👉Asset protection strategies for real estate investors
👉Why Wyoming LLCs are popular
👉Charging order protection explained
👉Series LLC vs traditional LLC
👉1031 exchange tax benef...


62: Scaling to 500+ Units in Affordable Housing Real Estate: Leo Young’s Strategy
#62
02/16/2026

🚀 In this episode of The Legacy Investor Podcast, I sit down with Leo Young, managing partner of Cornell Communities, to break down mobile home park investing, manufactured housing, and the real opportunity inside affordable housing real estate.

If you've been curious about:
đź’ˇHow to invest in mobile home parks
đź’ˇHow manufactured housing communities generate passive income
đź’ˇThe private equity real estate fund model
đź’ˇHow to scale to 500+ units
đź’ˇWhy affordable housing demand keeps rising

This episode is for you.

Leo shares how he transitioned from Tesla into real estate investing...


61: SHOCKING: How Joey Ruffalo Paid Off $370K Debt in Record Time!
#61
02/09/2026

In this episode of The Legacy Investor, I sit down with Joey Ruffalo, certified financial planner, financial coach, and someone who’s actually lived the journey from financial chaos to clarity.

Joey opens up about how he and his wife found themselves buried under $370,000 in debt, what rock bottom really looked like, and the mindset shifts that helped them climb out in just a few years. We talk budgeting (without shame), emotional spending, ego, marriage, faith, and what financial freedom actually means, because it’s not the same for everyone.

This episode isn’t for people...


60: This $3,000 Weekend Business Turned Into Six Figures | Paul Whitten
#60
02/02/2026

In this episode of The Legacy Investor Podcast, I sit down with Paul Whitten, founder of Nashville Adventures, a veteran-owned tour company he started with just $3,600 on weekends and grew into a multiple six-figure business.

Paul shares how his experiences in the U.S. Army, Peace Corps, and Amazon shaped his leadership style, business mindset, and approach to building culture. We talk about the lessons you learn from both great leaders and bad leaders, why passion matters more than profit early on, and how service-based businesses are quietly becoming the next wave of millionaires.

We...


59: This Real Estate Strategy Survived 2008 & COVID (Mobile Home Parks) | Jack Martin
#59
01/26/2026

Mobile home park investing is one of the most stable and recession-resistant real estate strategies, yet most investors completely overlook it. In this episode of The Legacy Investor Podcast, I sit down with Jack Martin, founder of 52TEN, to break down why mobile home parks consistently outperform apartments and single-family rentals when it comes to cash flow, tenant stability, and downside protection.

Jack shares how he transitioned from flipping 2,000+ single-family homes into building a mobile home park portfolio of nearly 2,000 lots across five states, backed by $60M+ in private capital. We discuss how mobile home parks work...


58: Mobile Home Investing Explained: Passive Income Without Debt | Mike Turner
#58
01/19/2026

In this episode of The Legacy Investor Podcast, I sit down with Mike Turner, a 20-year real estate investor who reveals how he built long-term passive income through mobile home investing, without relying on banks, heavy debt, or risky leverage.

Mike breaks down what I now call “The Mike Turner Method,” a powerful real estate strategy focused on buying and selling mobile homes on terms, partnering with people instead of banks, and creating recurring monthly income while helping families achieve affordable homeownership.

We dive deep into why mobile homes are one of the most misunderstood asse...


57: How Consistency Beats Big Wins in Real Estate | Justin Ferguson
#57
01/12/2026

In this episode of The Legacy Investor Podcast, I sit down with Justin Ferguson, a top multifamily real estate broker, to break down what actually drives long-term success in real estate investing: discipline, consistency, and doing the fundamentals well.

Justin shares how years of cold calling, conservative underwriting, and patience through market cycles helped him close multimillion-dollar multifamily transactions. We dive into how cold calling really works when you add value instead of pitching, why most investors underestimate underwriting risk, and the costly mistakes new investors and syndicators make.

We also unpack major real estate...


56: How to Avoid Remodeling Nightmares | Erica Kalkofen on Renovation Mistakes
#56
01/05/2026

In this episode of The Legacy Investor Podcast, I sit down with Erica Kalkofen, an expert interior designer, remodeling consultant, and real estate professional who has completed 600+ remodeling projects. We break down exactly how homeowners and real estate investors can avoid costly renovation mistakes, reduce remodeling stress, and manage construction projects the right way.

We cover how to plan a home remodel step-by-step, what most investors get wrong when flipping houses, how to budget renovations properly, and why construction sequencing matters more than finishes. Erica shares real-world insights on kitchen remodels, lighting mistakes, material delays, and how...


55: Building a Legacy Beyond Money | Faith, Influence & Leadership with Ray Sanders
#55
12/29/2025

#LeadershipWithPurpose #LegacyInvestorPodcast #BuildingLegacy

In this episode of The Legacy Investor Podcast, I sit down with Ray Sanders for a powerful conversation on faith, leadership, personal influence, and building a legacy that goes far beyond money.

We often talk about business, investing, and success, but this episode dives deeper into what truly matters: who we are becoming, how we love people, and the impact we leave behind. Ray shares his personal journey from hardship and brokenness to faith, mentorship, and purpose, and how everyday leaders can change lives simply by slowing down and choosing to invest...


54: From House Hacking to ATMs: Marcus Norman on Building Passive Income That Actually Works
#54
12/22/2025

In this episode of The Legacy Investor Podcast, I sit down with Marcus Norman, investor, Navy veteran, and host of the Gentleman’s Style Podcast, to break down what real, practical passive income actually looks like.

Marcus shares his journey from growing up in the U.S. Virgin Islands to serving eight years in the Navy, getting out during a tough job market, and discovering investing through books like Rich Dad Poor Dad. We talk about how house hacking his own five-bedroom home became his first real cash-flow win, how he used a VA loan to acquire a...


53: Trusting God When Business Gets Hard | Faith-Driven Entrepreneurship with Bryan Wetzel
#53
12/16/2025

In this episode, I sit down with Bryan Wetzel for one of the most honest conversations we’ve had on The Legacy Investor. Bryan is a longtime entrepreneur who has owned restaurants, gyms, and multiple businesses, and he doesn’t sugarcoat what it really takes to survive when things go wrong.

We talk about opening a restaurant just months before the COVID lockdowns, navigating supply chain chaos, losing key team members, and eventually making the difficult decision to exit the business. Bryan shares real numbers, hard lessons, and the emotional toll that small business ownership can take on y...


52: From Wedding Photographer to Real Estate Investor: My Unexpected Journey
#52
12/10/2025

In this episode, I sit down in the Waco, Texas studio with Danielle Roseboom—my assistant, friend, and someone who has been alongside me for the past year and a half. She asked to hear my full story from beginning to now, and honestly… I’ve never shared it end-to-end before.

We dive into my childhood, the early seeds of entrepreneurship from my dad, the moment real estate clicked for me, and the surprising twists that led me from wedding photography to building a portfolio—and eventually buying the commercial property where our shop sits today.

I talk...


51: From Pizza Shop Owner to Multifamily Millionaire: Gino Barbaro’s Blueprint for Wealth & Legacy
#51
12/01/2025

Most people never escape the grind. But Gino Barbaro did—and it started the night he realized his tenants were getting paid while he was shoveling snow for free. Today, he’s teaching the exact path that took him from pizza shop owner to multifamily millionaire.

In this episode, I sit down with Gino Barbaro to break down how he went from running a New York pizza shop to becoming a multifamily millionaire. We talk mindset, money, legacy, and the exact shifts that allowed him to build a business that pays him in his sleep.

Gino...


50: From $80M Exit to High-Performance Living: The Justin Freistadt Playbook
#50
11/24/2025

In this episode, I sit down with Justin Freistadt — one of the highest-level thinkers we’ve ever had on the show. Justin built an $80M food company, sold it, moved to Vegas, and now operates across multiple industries including private equity, hedge funds, and a publicly-traded AI safety company.

What stood out most wasn’t just his success — it’s the way he thinks: extreme focus, asymmetric bets, knowing when to switch vehicles, and living life in full intensity.

If you’re in your 20s, 30s, or even 40s and you’re trying to build a business, fi...


How To Pay Less in Taxes As an Entrepreneur (Beginner-Friendly!) EP49
#49
11/19/2025

In this episode of The Legacy Investor, I sit down with tax strategist and wealth architect Peter Culver, a guy who knows the tax code front-to-back and has helped entrepreneurs save thousands during exits, major capital gains events, and high-income years.

We dig into the biggest mistakes business owners make when preparing to exit, the tax strategies CPAs never bring up, and simple ways entrepreneurs can reduce their tax bill this year. What I love most about Peter is that he’s not just about money — he’s obsessed with helping people become rich beyond money: in their...


48: Stop Doing Everything Yourself - Rewire Your Mindset with Peter Kolat
#48
11/10/2025

In this episode, I sit down with Peter Kolat, author of Authentic Self Rebirth, to talk about mindset, delegation, and breaking free from the lies that hold us back. Peter shares his journey from communist Poland to becoming a top mindset coach, and how he learned to stop doing everything himself. We dive into scarcity vs. abundance, people-pleasing, being present, and how faith ties it all together. This one hit me deep. It’s packed with practical wisdom and truth for both business and life.


47: Dustin Hendrickson on $15M Deals, Faith, and Real Estate
#47
11/03/2025

In this episode, I sit down with Dustin Hendrickson, a developer who’s gone from building a duplex with his mom to leading multi-million-dollar apartment projects across the Midwest. We talk about syndication, raising capital, and how to scale without losing your peace. Dustin shares what 20 years in real estate have taught him about patience, leadership, and trusting God with the 99%. This one’s full of gold for anyone looking to go from small deals to true mailbox money.


46: From One House Hack to 35 Doors: My 6-ish Year Real Real Estate Investing Journey
#46
10/20/2025

In this episode, I sit down with Eugene Gershman from the Land to Legacy podcast to share my story—from house hacking my first home to owning over 30 rental units and revitalizing parts of Waco. We talk about learning construction the hard way, getting red-tagged by inspectors, creative financing, and how faith shapes my approach to real estate and business. If you want to build wealth, live for free, and do it with purpose, this one’s for you.


45: Design Your Life, Don’t Default: Nick Michels on Vision, Wealth, and Legacy
#45
10/13/2025

In this episode, I sit down with Dr. Nick Michels to explore the deeper questions behind wealth, purpose, and legacy. Nick shares how a childhood marked by sudden financial hardship shaped his drive to protect and provide for others, but also how he learned that money alone doesn’t bring lasting joy. We talk about how to design a life with intentionality, ask the right questions to uncover your “why,” and align your financial strategy with what matters most. Nick also breaks down practical tools like vision statements, budgeting with purpose, and compounding small wins, while weaving in faith and wi...


44: From Debt to Freedom: Joe Rinderknecht on Breaking Cycles and Building Legacy
#44
10/06/2025

In this episode, I sit down with Joe Rinderknecht to talk about his powerful journey of breaking free from debt, transforming his mindset around money, and leading his family with intentionality. Joe opens up about the practical steps he and his wife took to pay off debt, how stewardship changed the way they approach finances, and the role faith played throughout the process. We dive into what it looks like to lead your family spiritually and financially, create rhythms that keep you focused, and trust God in seasons of uncertainty. This conversation is a mix of practical wisdom and...


43: Don’t Sell Your Land, Develop It: Eugene Gershman on Turning Dirt Into Wealth
#43
09/29/2025

In this episode, I sit down with Eugene Gershman, a veteran developer and founder of GIS Companies who has been helping landowners transform their property for over 20 years. Eugene shares how he went from reluctantly joining his father’s construction company to creating a nationwide development model that lets everyday landowners keep equity and participate in the upside of their projects. We talk about why selling your land can be a costly mistake, how to structure joint ventures with developers, and the common pitfalls that can derail a project. Eugene also opens up about lessons learned from setbacks, why de...


42: From Distressed Debt to Self-Storage Success: Joe Downs on Reinventing Your Career
#42
09/22/2025

In this episode I sit down with Joe Downs, an investor who went from buying distressed second mortgages to building a thriving self-storage empire. Joe shares how he stumbled into self-storage after his previous business was squeezed by new regulations, why 80% of storage facilities are still owned by mom-and-pop operators, and how that creates opportunities for everyday investors. We talk about financing strategies like SBA loans, how to add hidden value to facilities, and why self-storage can deliver more control, diversification, and upside than single-family rentals. Joe also opens up about his “why” — teaching his kids the knowledge behind wealth...


41: From Minor Leagues to Major Impact: Matt Morizio’s Journey of Family and Wealth
#41
09/15/2025

In this episode, I sit down with Matt Morizio — former Kansas City Royals minor league player, husband, and father of seven — to talk about faith, fatherhood, and finances. We dive into how Matt went from chasing baseball dreams to launching his own wealth-management firm at 40, why he believes obedience to God is more important than playing it safe, and how he involves his kids in conversations about money and mindset. Matt shares practical advice for high-performing dads and entrepreneurs on building rhythms at home, cultivating a healthy relationship with money, and finding satisfaction in the toil of everyday life.