Always on Point

40 Episodes
Subscribe

By: Kristen Ambos

Join Kristen Ambos, a top mortgage loan originator with over 20 years of experience, as she launches *Always On Point*. This podcast dives into real estate, mortgages, credit, and more, offering financial education in a fun and approachable way. Kristen shares insights from her remarkable career and connects with industry experts to deliver valuable knowledge for consumers. Subscribe, share, and tune in weekly to empower yourself with the tools to navigate the financial world! 

✂️ Turn this podcast into clips
Buy the House Before the Car! How Car Loans Affect Mortgage Approval
Buy the House Before the Car! How Car Loans Affect Mortgage Approval episode artwork
#34
Today at 2:24 AM


Mortgage Rates Over 7%? Why Smart Buyers See Opportunity
Mortgage Rates Over 7%? Why Smart Buyers See Opportunity episode artwork
#35
Today at 2:24 AM


AI vs. Human Mortgage Underwriting: Why Your Lender Still Matters
AI vs. Human Mortgage Underwriting: Why Your Lender Still Matters episode artwork
#33
10/07/2026


Stay in Your Lane: Why Your Lender and Real Estate Agent Need to Work Together
Stay in Your Lane: Why Your Lender and Real Estate Agent Need to Work Together episode artwork
#32
10/01/2026


K-Shaped Economy Explained: Mortgage Rates, Homebuying & Planning for 2027
K-Shaped Economy Explained: Mortgage Rates, Homebuying & Planning for 2027 episode artwork
09/23/2026


0% Down Does Not Mean $0 at Closing | What Homebuyers Still Need to Pay
0% Down Does Not Mean $0 at Closing | What Homebuyers Still Need to Pay episode artwork
#30
09/23/2026


Buying a Home in Your 20s: What Young Buyers Really Want to Know
Buying a Home in Your 20s: What Young Buyers Really Want to Know episode artwork
#29
09/16/2026


Mortgage Rates Explained: The Truth About "Bait & Switch" Rates
Mortgage Rates Explained: The Truth About "Bait & Switch" Rates episode artwork
#28
08/26/2026


The Truth About Manufactured Homes: Basements, Insurance, and Titling
The Truth About Manufactured Homes: Basements, Insurance, and Titling episode artwork
#27
08/26/2026


The $100K Mortgage Hack: Save Big on Your Interest Rate
The $100K Mortgage Hack: Save Big on Your Interest Rate episode artwork
#26
08/19/2026


Stop Waiting for 3% Rates
Stop Waiting for 3% Rates episode artwork
#25
08/19/2026


The Pre-Approval Trap
The Pre-Approval Trap episode artwork
#24
08/05/2026


The Truth About Credit Scores & Homeownership
The Truth About Credit Scores & Homeownership episode artwork
#23
07/22/2026


Managing the Real Estate Mix
Managing the Real Estate Mix episode artwork
#22
07/15/2026


The Self-Employed Borrower’s Guide to Mortgages
The Self-Employed Borrower’s Guide to Mortgages episode artwork
#21
07/08/2026


Winning the Offer with VA and FHA Loans
Winning the Offer with VA and FHA Loans episode artwork
#20
07/01/2026


Bankruptcy as a Financial Tool
Bankruptcy as a Financial Tool episode artwork
#19
06/24/2026


The $27 a Day Roadmap to Homeownership
The $27 a Day Roadmap to Homeownership episode artwork
#18
06/17/2026


Savvy Buying Featuring Dawn Quait, Jessica Kalwitz and Payton Krueger
Savvy Buying Featuring  Dawn Quait, Jessica Kalwitz and Payton Krueger episode artwork
#17
06/10/2026


Savvy Selling Featuring Dawn Quait, Jessica Kalwitz and Payton Krueger
Savvy Selling Featuring  Dawn Quait, Jessica Kalwitz and Payton Krueger episode artwork
#16
06/03/2026


Saving the deal
Saving the deal episode artwork
#15
05/27/2026


Real Money, Real Lives: The Strategy Behind Successful Closings
Real Money, Real Lives: The Strategy Behind Successful Closings episode artwork
#14
05/20/2026


You asked, I answer
You asked, I answer episode artwork
#13
05/07/2026


Point to Close
Point to Close episode artwork
#12
05/07/2026


The Reality of Rates
The Reality of Rates episode artwork
#11
04/22/2026


Behind the Appraisal
Behind the Appraisal episode artwork
#10
04/20/2026


Rate Rollercoaster in 2026
Rate Rollercoaster in 2026 episode artwork
#9
04/08/2026


Relocating
Relocating episode artwork
#8
04/01/2026


Can I buy a home for my family member?
Can I buy a home for my family member? episode artwork
#7
03/23/2026


Crafting Your Perfect Mortgage
Crafting Your Perfect Mortgage episode artwork
#6
03/18/2026


Are you overthinking social media?
Are you overthinking social media? episode artwork
#5
03/11/2026


Most asked Mortgage Questions, anwsered.
Most asked Mortgage Questions, anwsered. episode artwork
#4
03/04/2026


Where are rates headed and why you NEED a Real Estate Professional
Where are rates headed and why you NEED a Real Estate Professional episode artwork
#3
02/25/2026


Why a Mortgage Team WINS
Why a Mortgage Team WINS episode artwork
#2
02/20/2026


Season 2 Welcome & Market Update
Season 2 Welcome & Market Update episode artwork
#1
02/16/2026


Payton Krueger, Realtor with Coldwell Banker
Payton Krueger, Realtor with Coldwell Banker episode artwork
#23
04/28/2025

Payton Krueger, Realtor with Coldwell Banker, discusses hacking for the second chapter of House and how she’s made it work for her with both investing and living herself. She’s upfront and honest with us about what to prepare for, costs, and potential gains. Please join us for this very special part two.


Credit Deep Dive
Credit Deep Dive episode artwork
#22
04/21/2025

Today, I discuss what you need to know about credit, a few tips to raise your score, and how to build credit if you have none.

Let's take a deep dive!


DSCR Loan Deep Dive
DSCR Loan Deep Dive episode artwork
#21
04/07/2025

In addition to our short mortgage info podcasts, today I bring you DSCR loans and how they can change "the game" on buying investment properties. This is truly the best of both worlds! Residential and commercial loans combined. 

Let's learn something new today!


Rogelio Ramirez - Realtor/Investor, Coldwell Banker
Rogelio Ramirez - Realtor/Investor, Coldwell Banker episode artwork
#20
03/31/2025

With the growing Hispanic community in NE Wisconsin, it was so wonderful to have Rogelio come into our studio to discuss his story, his why for becoming a Realtor, and how we both share a passion to help more of the community achieve home ownership. This is an episode you are sure to not want to miss out on.


Greg Dallaire - Owner/Broker of Dallaire Realty
Greg Dallaire - Owner/Broker of Dallaire Realty episode artwork
#19
03/24/2025

Today, I am joined by none other than "GBG" or Green Bay Greg! 

I've had the pleasure of working and masterminding with Greg numerous times over the years. Greg has such a plethora of knowledge in the real estate, tech, and public speaking world. Today's episode is a great combination of all three coming together.