Planning your Financial Future

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In this week's episode of Planning Your Financial Future, Mitch Fox discusses inflation, interest rates, market uncertainty, and the importance of long-term financial planning. The conversation explores how media headlines can create fear, why investors should focus on fundamentals, and how informed decisions can help build confidence in any market environment.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For...

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In this week's episode of Planning Your Financial Future, Mitch discusses the importance of financial literacy, involving family in money conversations, and developing healthy financial habits. He explain why understanding basic financial concepts and focusing on long-term goals can help create greater confidence and success throughout life.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more information on this...

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In this week's episode of Planning Your Financial Future, Mitch Fox discusses current market conditions, interest rate expectations, inflation, and retirement planning. He explores why many retirees struggle to transition from saving to spending and shares practical strategies to help retirees confidently enjoy the lifestyle they worked hard to achieve.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more...

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In this week's episode of Planning Your Financial Future, Mitch Fox discusses why investors should avoid making long-term financial decisions based on short-term headlines and market noise. He explores asset protection, tax planning strategies, government incentives, and the key financial questions individuals and business owners should ask to build, preserve, and transfer wealth effectively.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for...

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On this week of Planning Your Financial Future, Mitch breaks down Canada’s shifting global trade ties, short‑term market volatility, and why long‑term optimism still matters. He then dives into the rising cost of post‑secondary education and explains how early RESP planning, grants, and compound growth can turn an overwhelming future expense into an achievable family goal.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securiti...

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On this week of Planning Your Financial Future, Mitch reacts to the Bank of Canada’s decision to hold rates steady, rising grocery and gas inflation, and the uncertainty surrounding global trade tensions. He explains why stability matters, how volatility hits households, and asks the key question: are you rich, or just good at making money?

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox ar...

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In this episode of Planning Your Financial Future, Mitch reacts to the latest uncertainty coming out of “Trump land,” including the on‑again, off‑again trade deal and its ripple effects on market confidence. He explains why reassessing your fall finances before Labour Day matters, especially when volatility and political noise make planning harder.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its cont...

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In this episode of Planning Your Financial Future, Mitch highlights how summer scams are rising alongside market volatility and political noise. He explains why having a personal financial planner matters more than ever — someone you can call, verify information with, and rely on when digital fraud and uncertainty make financial decisions harder to navigate.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for it...

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In this episode of "Planning Your Financial Future", Mitch breaks down why insurance... especially for young Canadians, is a crucial part of a complete financial plan. He explains mortgage protection, permanent insurance as a tax‑free estate tool, and how shifting assets from taxable accounts into insurance can dramatically reduce future tax burdens.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its co...

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This week on Planning Your Financial Future, Mitch explains why a financial plan can’t be “set and forgotten.” Life changes, goals shift, and timelines evolve — meaning your strategy must adapt too. From account choices to major purchases and tax refunds, Mitch highlights how communication and consistency keep your plan truly “living.”

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more inf...

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This week on Planning Your Financial Future, Mitch and Scott talk summer slowdown, shifting financial goalposts, and the emotional side of preparing for retirement. With humour about the Gordie Howe Bridge and rising costs, Mitch explains why readiness isn’t just about numbers, it’s about mindset, expectations, and adapting as life changes.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its cont...

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This week on Planning Your Financial Future, Mitch breaks down summertime TFSA reminders, market calm during rate holds, and how seasonal distractions from forest fire haze to political noise, can pull focus from long‑term planning. A light summer episode with practical tips to keep your financial strategy on track.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more in...

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This week on Planning Your Financial Future, Mitch breaks down how a simple 2% annual increase to your investment contributions can add hundreds of thousands to your long‑term wealth. He explains why small, consistent adjustments matter more than chasing returns and how paying yourself a little more each year builds real financial strength.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its co...

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On this week of "Planning Your Financial Future," Mitch discusses the importance of updating your beneficiary designations, why people forget to do it, and how a simple review can prevent major financial headaches down the road.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more information on this topic or any other financial matter, please contact an IG Wealth...

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On this week of Planning Your Financial Future, Don and Mitch break down the three stages of retirement—Go‑Go, Slow‑Go, and No‑Go, and examines how emotional investing, especially around Bitcoin, can derail long‑term security. They explore volatility, risk capacity, and why disciplined planning matters more than hype when building a sustainable retirement path.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are so...

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On this week’s episode of Planning Your Financial Future, Don and Mitch discuss the unavoidable trio of cottages, death, and taxes — and how smart insurance planning can soften the blow. They break down capital‑gain traps, inheritance fairness, and why permanent insurance can keep families from losing wealth at the worst possible time. 

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its con...

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On this week’s “Planning Your Financial Future,” Don and Mitch break down why blanket financial statements can mislead Canadians and why withdrawal strategies must be personalized. They explore how choosing the right accounts to draw from affects taxes, flexibility, and long‑term outcomes, emphasizing thoughtful planning over one‑size‑fits‑all advice.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For m...

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On this episode of Planning Your Financial Future, Don and Mitch break down what net worth really represents, why pensions can outweigh assets, and how summer money moves shape long‑term financial health, from vacation budgets to rising utility costs. A practical, timely guide to spending smarter and building lasting security.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For mo...

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On this week of "Planning Your Financial Future", Don and Mitch discuss rising financial anxiety, real estate volatility, and the massive wealth transfer now underway. They explain why communication, tax planning, and proper estate preparation are essential, especially as many Canadians face their largest-ever tax bills at death.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more information on...

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This episode dives into the classic “Sell in May” market debate and why the strategy isn’t as simple as it sounds. Don and Mitch also break down the growing complexity of cross‑border tax rules, highlighting the pitfalls Canadians face when earning, investing, or retiring in the U.S. From seasonal market myths to cross‑border tax bombs, they unpack what investors need to know to stay ahead. 

The podcast will be taking a two‑week break, and back May 23rd, but we encourage listeners to use this time to revisit past...

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On this week’s episode of Planning Your Financial Future, Don and Mitch discuss concerns surrounding credit card debt, how high interest rates can quickly compound financial stress, and why rising gratuity expectations are increasing everyday spending pressures. They also explore practical strategies for managing credit use, controlling expenses, and improving overall financial stability.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for it...

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On this week’s episode of Planning Your Financial Future, Don and Mitch discuss why “If I Had $1,000,000” doesn’t mean the same thing in 2026, how today’s millionaires often feel more mass affluent than rich, and why longevity, liquidity, and love (yes, divorce law) can make or break your financial future.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more i...

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Join Mitch Fox on Planning your Financial Future as he discusses how rising education costs can feel overwhelming, but the RESP remains one of the most powerful tools available to Canadian families. Starting early, maximizing grants, and understanding withdrawal strategies can significantly increase long‑term value. This episode highlights how timing, consistency, and smart planning help parents reduce financial stress and support their children’s future.

The Canada Education Savings Grant and Canada Learning Bond (CLB) are provided by the Government of Canada. CLB eligibility depends on family income levels. Some prov...

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Don and Mitch share financial lessons inspired by the Easter Bunny, including planning ahead, diversification, staying financially agile, and building wealth through consistency. They also explain the three stages of financial planning and how saving a percentage of income over time can lead to long-term financial independence and retirement income. 

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more i...

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Planning a wedding is exciting, but couples should also think about their financial future. Don and Mitch discuss rising wedding costs, budgeting strategies, and why creating or updating a will is important. They explain how estate planning, beneficiaries, and smart money decisions can protect your finances as you start life together or take a much needed look at your old will.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities...

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Learn how to clean up your finances with a practical financial spring cleaning checklist. In this episode, we cover portfolio rebalancing, consolidating investment accounts, reviewing debt and mortgages, automating savings, updating beneficiaries, and optimizing your financial plan. Simple personal finance steps to organize money, reduce taxes, and build long-term wealth.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more...

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On this week’s Planning Your Financial Future, Don and Mitch explain why reacting to headlines can hurt long-term investing. They discuss the difference between tax avoidance and evasion, why lifestyle planning shapes retirement needs, and share practical travel tips, from rental car traps to insurance, helping listeners protect both their portfolios and wallets.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for it...

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On this week’s episode of Planning Your Financial Future, Don and Mitch break down why discipline matters most during volatile markets. They discuss smart TFSA strategy, the risks of chasing “lottery” stocks, and key tax concepts like deductions, credits, and the Disability Tax Credit — all focused on long-term planning.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more informat...

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On this week’s “Planning Your Financial Future” podcast, Don and Mitch discuss the power of financial literacy; from understanding RDSP opportunities to developing a strong money mindset. They explain why procrastination holds people back, how compound interest builds lasting wealth, and why a clear, diversified financial plan is essential for long-term security.

The Canada Disability Savings Grant and the Canada Disability Savings Bond are provided by the Government of Canada. Eligibility depends on family income levels.

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On this week’s “Planning Your Financial Future” podcast, Don and Mitch discuss RRSP season and why an RRSP should be viewed as a personal pension plan, not a tax trap. They cover smart withdrawal strategies, minimizing tax in retirement, and the importance of teaching financial literacy to the next generation.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more i...

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On this week’s “Planning Your Financial Future” podcast, Don and Mitch bust common life insurance myths and explain why getting coverage young can save you money long term. They compare term versus permanent insurance and explore how disciplined investing, inflation awareness, and proper diversification build lasting financial independence.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more information on thi...

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In this episode, Don and Mitch use Super Bowl stories to explain smart investing. They explore why gambling and investing aren’t the same, how diversification and rebalancing reduce risk, and why emotional decisions often hurt long-term results. The conversation highlights disciplined planning, coaching, and staying focused when markets feel unpredictable.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For mo...

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On this weeks “Planning Your Financial Future” podcast, Don and Mitch discuss RRSP season, contribution deadlines, and tax-efficient planning. They explain why RRSPs aren’t one-size-fits-all, explore different types of investment risk, and highlight the importance of matching long-term goals with the right strategies to avoid running out of money.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For mo...

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In this episode, Don and Mitch review the surprises of the 2025 markets, from tariff fears to standout global returns. They discuss gold’s exceptional performance, the risks of chasing winners, and why diversification and disciplined investing remain the most reliable way to achieve strong returns with manageable risk.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more information on th...

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In this episode of Planning Your Financial Future, we explore the top financial resolutions for 2026, from paying down high‑interest debt to improving cash flow. We discuss accountability, realistic goal‑setting, and how planners help Canadians stay disciplined while leveraging tools like TFSAs, FHSAs, and long‑term investment strategies.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content. For more information on thi...

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In this episode, on Planning Your Financial Future we break down where interest rates stand heading into year-end, why diversification still drives long-term success, and the practical tax strategies Canadians should act on before December 31. We explore RRSP/RRIF planning, TFSA usage, RESP contributions, capital gains decisions, and how to manage income efficiently.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its...

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In this episode, Planning Your Financial Future unpacks an unpredictable year in the markets, highlighting dramatic swings, shifting interest rates, and the nonstop noise that pushes investors to react. They explain why headlines can mislead, how volatility tests discipline, and why staying grounded is often the most effective strategy in uncertain times.

This is a general source of information only. It is not intended to provide personalized tax, legal or investment advice, and is not intended as a solicitation to purchase securities. Don & Mitch Fox are solely responsible for its content...

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On this new episode of Planning Your Financial Future, we honour Don's remarkable 40 years with IG Private Wealth Management. Don takes us through the evolution of financial planning—from the days of typewriters to today's sophisticated software. He shares why, despite all the changes, the profound joy of fostering deep trust and long-term relationships, and guiding clients toward financial independence, has been the unchanging heart of his work.

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Get ready to unlock the secrets to a longer, healthier, and more financially secure life with the Planning Your Financial Future podcast! In this special episode, we're not only diving deep into the fascinating connection between your wealth and longevity, but we're also celebrating Father's Day weekend with essential financial wisdom for new dads.

Join us as we explore how your financial decisions today can significantly impact your health span and life expectancy, drawing eye-opening insights from Canadian and US data. Discover practical strategies to extend your healthy years...

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Don dove headfirst into the wild world of Trump's tariff tactics, where announcements send markets spiralling, only to see them bounce back as quickly. They debated the legality and ethics of this "Taco" strategy (you'll have to listen to understand!), the surprising surge in tariff collection, and the blunt truth about who pays those tariffs (hint: it's probably you!). Then, the podcast shifted gears to the Canadian housing market, examining historical price drops, the curious case of luxury home growth, and why sellers are at odds with current valuations...