Investing For Doctors Podcast
Welcome to the Investing For Doctors podcast. Here we talk about personal finances, investing, wealth creation, accounting, and personal development that will aid you in your life journey as a doctor.Please note that the information provided in this podcast is for educational and entertainment purposes only. The content should not be considered as financial advice and your personal situations have not been taken into account. Before making any financial decisions, we strongly recommend consulting with the relevant professional(s).
What Doctors Should Actually Do About The New Trust And CGT Rules | EP 82
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Roger Wheelahan, principal at IFD Financial Planning, our in-house financial planning team, joins us to go through the May 2026 budget changes one by one. We recorded this in late September, while a lot of it is still in draft legislation, so think of it as a snapshot of where things stand right now and what we're telling clients to do about it.
We start with the...
MORTGAGE BROKER: Your Bank Manager Doesn't Understand Your Doctor Income | EP 81
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Alissa Childs is back, and this time we're talking about what we've been building together at IFD Lending, our in-house mortgage broking business made for doctors. After 12 months of working with doctors from the group week in and week out, Alissa explains why medical lending is in its own category, and why so many branch lenders get it wrong.
Doctors rarely have one simple payslip. A...
Doctors Have An Unfair Advantage Most Investors Don't Pt. 2 with Grace Mathews | EP 80
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This is part two of our conversation with Grace Mathew, Managing Director of WeThink Group. If you haven't watched part one yet, start there, we cover what a family office actually is and why succession planning fails even at the billion dollar level.
In this episode, we get practical. Grace breaks down how family offices are actually reacting to the recent tax changes, why concentrating your...
This Doctor Lost $350,000 in Borrowing Power Overnight (2026 Tax Changes Explained) | EP 78
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In this episode of Investing for Doctors, Dr. Bi sits down with Alissa Childs, principal at Two Birds One Loan and IFD Lending, to unpack what has actually changed in the lending and property landscape since the 2026 Federal Budget. After 20+ years in finance, Alissa says this is the most significant shift she's seen in the industry, and the numbers back her up: one doctor's approved purchase price dropped...
Family Offices Aren't Just For Billionaires, Here's What They Actually Do Pt. 1 with Grace Mathews | EP 79
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In this episode of Investing for Doctors, Dr Bi sits down with Grace Mathew, Managing Director of WeThink Group, to unpack what family offices actually do differently and why succession planning fails even at the billion dollar level. Grace spent years running investment strategy inside a single family office linked to the family behind Coca Cola, before going independent to advise family offices, funds and ultra high net worth families...
A Once-in-a-Generation Tax Reset Is Coming for Australian Investors | EP 77
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Investing for Doctors is back for season two, and we're starting off by jumping straight into the 12 May 2026 Federal Budget, which rewrote the rules on capital gains tax, negative gearing and trust structures. In this solo episode, Dr. Bi breaks down exactly what's now law as of 1 September 2026, and what's still just proposed.
The headline changes: the 50% CGT discount i...
How Two Doctors Built a 32 Company Health Tech Portfolio | EP 76
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What does it take to build a health tech investment portfolio with zero failures across 32 companies? In this episode, we sit down with Dr Amandeep Hansra and Dr Bi Mian, the two clinicians behind Medical Angels, Australia's largest clinician syndicate, now transitioning into a formal $40 million fund.
We hear how it all started from a Facebook group, why traditional V...
Federal Budget 2026 Just Killed The Trust Strategies You've Been Using For Years | EP 75
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In this episode of Investing for Doctors, Dr Bi breaks down the most significant overhaul of trust taxation in Australian history. The 2026 Federal Budget has fundamentally changed the rules for anyone running a discretionary trust, and if you have a family trust, a bucket company, or a testamentary trust in your estate plan, this episode is essential listening.
We unpack the new 30% m...
2026 Budget: What Every Investor Must Know NOW | EP 74
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In this episode of Investing for Doctors, Dr. Bi cuts through the political noise to explain exactly what changed in the 2026 Federal Budget and what it means for your financial future as a property investor. We unpack the end of the 50% capital gains tax discount, the move to cost-based indexation, the new 30% minimum tax on gains, and what the restriction of negative gearing on established properties r...
Not as Safe as You Think: The #1 Financial Risk for Doctors | EP 73
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We're re-releasing this episode with Roger Wheelahan, Managing Director and Financial Adviser at Smart Financial Services, because the content is simply too valuable to be missed. Whether you're hearing it for the first time or coming back for a refresher, it's just as relevant today as when we first aired it.
Roger reveals why your income is your most valuable asset and w...
Think You’re Bad With Money? Here’s Why That’s a Myth for Doctors | Ep. 72
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Financial advice shouldn't be a luxury, but for 80% of Australians, it is. We're resharing this one because the insights are just as relevant today as when it first aired.
In this episode, join me, Dr Bi Mian, together with Jessica Brady, a maverick financial advisor who sold her award-winning practice to create accessible money programs for the people the t...
3 Financial Goals Every Young Doctor Needs to Set Now (Don't Start Your Career Without Them) | Ep. 71 [Encore]
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With the second clinical term now underway, interns and junior doctors can finally come up for air. And there's no better time to start getting your finances sorted. We're revisiting this episode because the timing feels just right!
In this episode, join me, Dr Bi Mian, and returning guest Jessica Brady, Money Educator and Financially Fierce Podcast Host, who built accessible online m...
Are Doctors Getting Ripped Off By Financial Advisors? Here's the TRUTH | Ep.70
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We're bringing this one back. You've been asking these questions and this episode has the answers!
In this episode, join me, Dr Bi Mian, and Roger Wheelahan, a financial advisor with over 25 years of experience helping individuals and businesses with succession planning, risk management, and retirement strategies.
Roger shares how doctors can protect their medical practices with strategic buy-sell agreements, why risk insurance is the forgotten foundation of financial planning, and th...
How Doctors Can Help Fix Healthcare by Investing in the People Solving It l EP 69
In this episode of Investing for Doctors, Dr. Bi Mian sits down with Dr. Amandeep Hansra, RACGP digital health leader and co-founder of Medical Angels, to discuss one of the most exciting opportunities for clinicians today, investing in the healthcare startups changing medicine from the ground up.
We unpack how Medical Angels grew from a coffee shop conversation into Australia's largest clinician-led investment syndicate, what seven years of backing healthcare startups has taught them about picking the right founders, and why the rise of AI makes this the most critical moment for doctors to...
What Doctors Don't Know About Investing in Health Startups l EP 68
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In this episode of Investing for Doctors, Dr Bi breaks down one of the most emotionally charged and economically important topics in Australia today, the cost of housing. We unpack whether Australian property is expensive purely because of supply and demand, or whether our tax settings have played a major role in shaping the market we see today.
W...
The Startup Investment Strategy Most Doctors Have Never Heard Of | Ep. 67
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What do venture capitalists actually look for when someone pitches them? And more importantly, should doctors even be paying attention to startup investing?
In this episode recorded live at the FICO Conference, we sit down with two VCs and a founder who just went through an acquisition to get the unfiltered truth. Samar Mcheileh from Scale Investors, Ben Armstrong from Archangel Ventures, a...
Inflation: The Silent Tax Stealing Your Wealth (Australia 2026) | Ep. 66
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In this episode of Investing for Doctors, Dr Bi breaks down one of the most quietly destructive forces eating away at every Australian's wealth right now — inflation. If you've ever looked at your bank account and wondered why the same amount of money just doesn't go as far as it used to, this episode is going to explain exactly why that is, how it's measured, and why the number you see in the news probably feels nothing like wha...
You Insure Your House… But Not Your Income? | Ep. 65
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In this episode of Investing for Doctors, Dr Bi hosts a panel discussion from the FICO Conference on one of the most important but often overlooked foundations of financial planning: managing risk. While many professionals focus on building wealth through investing, this conversation highlights why protecting your ability to earn an income should come first.
Dr Bi is joined by Roger Wheelahan, Managing Director of Smart Start Financial Services, Chris Jurukovski, NSW Adviser at Experien Life Insurance, a...
Inflation: The Silent Tax Stealing Your Wealth (Australia 2026) | Ep. 65
Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctorsÂ
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In this episode of Investing for Doctors, Dr Bi breaks down one of the most quietly destructive forces eating away at every Australian's wealth right now — inflation. If you've ever looked at your bank account and wondered why the same amount of money just doesn't go as far as it used to, this episode is going to explain exactly why that is, how it's measured, and why the number you see in the news probably feels nothing like wha...
Property OR Shares? Which One Builds More Wealth? | Ep. 64
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In this episode of Investing for Doctors, recorded live at the FICO Conference, we host a dynamic debate on one of the biggest questions facing high-income professionals: Property or Shares — which one actually builds more wealth? Joining the discussion are Jessica Brady (Money Educator and host of the Financially Fierce Podcast), Roger Wheelahan (Managing Director of Smart Start Financial Services), Munzurul Khan (Chartered Accountant and Chairman of KHI Partners), and Rich Harvey (CEO & Founder of Pro...
Why Housing Is So Expensive in Australia (And What Tax Has to Do With It) | Ep. 63
Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctorsÂ
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In this episode of Investing for Doctors, Dr Bi breaks down one of the most emotionally charged and economically important topics in Australia today, the cost of housing. We unpack whether Australian property is expensive purely because of supply and demand, or whether our tax settings have played a major role in shaping the market we see today.
W...
Finding Purpose Beyond Financial Independence | Ep. 62
Join 29,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctorsÂ
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In this episode of Investing for Doctors, we are joined by Suzi Petrozzi, Clinical and Coaching Psychologist at Body Mind Central, for a different kind of conversation, recorded live at the FICO conference. Instead of focusing on strategies, returns or investment structures, this session slows things right down to ask a more fundamental question. Why are doctors pursuing financial independence in the first place, and what are they really hoping it will give them?
Banks LOVE Doctors… So Why Are Their Home Loans Getting Rejected? | Ep. 61
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In this episode of Investing for Doctors, we are joined by Alissa Childs, co-founder of Two Birds One Loan, to break down why getting a home loan as a doctor is often more complex than it should be. We unpack how banks really assess doctors’ income, including PAYG roles with overtime, short-term ABN contracts, multiple employers, and parental leave gaps, and why many doctors are incorrectly told “no” by banks or non-specialist brokers.
We also...
If You Already Own Property, This Is the Next Level Most Doctors Miss | Ep. 60
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In this episode of Investing for Doctors, we welcome back Rich Harvey, CEO and Founder of PROPERTYBUYER to take the conversation beyond buy and hold and into the value-add strategies most doctors never hear about. Building on our previous discussion around leverage and portfolio structure, we unpack why many high-income professionals stop too early with property, not because of risk tolerance or lack of opportunity, but because they are unclear on what is realistically possible w...
Why High-Income Doctors Still Feel Stuck With Property | Ep. 59
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In this episode of Investing for Doctors, we are joined by Rich Harvey, CEO and Founder of PROPERTYBUYER, to challenge the idea that property is simply about owning a home. We unpack why property remains a powerful long-term wealth creation tool for doctors, particularly as a hedge against inflation, and why many high-income professionals stall after one or two purchases due to fear, mindset, and analysis paralysis rather than lack of opportunity.
Rich e...
If I Were a Young Doctor Starting Today, This Is How I Would Buy My First Home | Ep. 58
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In this episode, mortgage expert Alissa Childs joins us to unpack the real pathways young doctors can use to get onto the property ladder sooner. Many early career doctors feel priced out or overwhelmed by lending rules, not realising they may be eligible for tens of thousands of dollars in incentives, LMI waivers and tax saving strategies that can fast track their first purchase. Alissa shares p...
Male Fertility EXPLAINED: The TRUTH No One Talks About | Ep. 57
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In this follow up episode, fertility specialist Dr Becky Taylor returns to shift the spotlight onto male fertility, an often overlooked part of the conception conversation. While fertility planning is frequently framed as a women’s issue, Dr Taylor explains why male age, genetics and lifestyle play a critical role in embryo health, miscarriage risk and long term child outcomes, particularly for doctors who delay family planning due to training and career demands.
We...
Behind Every Doctor’s Career Is a Fertility Clock Nobody Talks About | Ep. 56
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In this episode, fertility specialist Dr Becky Taylor from Genea, one of Australia’s largest IVF and fertility services providers, joins us to unpack the truth about egg freezing in 2026, and why more doctors are facing fertility decisions later than expected. Behind long hours, extended training pathways and delayed life milestones, many medical professionals are unknowingly trading time for certainty when it comes to family planning.
Dr Taylor shares what she is seeing on...
Separation Explained: The Legal Steps Couples Never Think About Until It Is Too Late | Ep. 55
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In this follow up episode, Nadine Udorovic, Partner at Nicholes Family Lawyers, returns to unpack what actually happens when a relationship ends. Most couples only learn the legal steps of separation when they are already overwhelmed, and Nadine brings almost two decades of experience to help shed light on the parts most people never think about until it is too late.
We explore how binding financial agreements work when they are tested in r...
The Legal Mistakes Couples Make Before Separation (And How to Avoid Them) | Ep. 54
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In this episode, we sit down with Nadine Udorovic, Partner at Nicholes Family Lawyers, for a conversation most couples only have when it is too late. Nadine brings almost 20 years of experience helping families through separation, and she explains the legal side of relationships that many people misunderstand or never learn about.
We cover when a relationship officially becomes de facto, why prenups and binding financial agreements are becoming more common, and how t...
How Doctors Can Invest in Australia’s Best Medical Innovation (Before It Hits the Market) | Ep. 53
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We are back with Dina Titkova, Senior Manager at UNSW Founders and the original programme manager of the Health 10x Accelerator, to unpack how Australia’s most promising medical innovation actually becomes a startup. Dina explains why the classic three-month accelerator model does not work in healthcare, and why real progress relies on deep expertise, patient capital, and the right commercial and regulatory guidance at the right time.
In this episode, Dina walks us...
Insurance Expert EXPLAINS: Why Your Medical Indemnity Won’t Actually Protect You | Ep. 52
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In this episode, we’re joined once again by Lisa Hiscock, founder of Hakea Insurance Brokers and former reinsurance specialist, for a conversation every doctor needs to hear, what your medical indemnity actually covers, and more importantly, what it doesn’t.
Drawing on her decades of experience across insurance, reinsurance, and medical risk, Lisa breaks down the misunderstood world of protection for clinicians. From malpractice and practice indemnity to property, management liability, and the r...
The ROI of Trust: How Modern Doctors Grow Their Practice Online | Ep. 51
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Most doctors don’t want to market themselves. It feels awkward, unprofessional, maybe even unethical. But what if growing your practice wasn’t about self-promotion, it was about trust?
In this episode, marketing strategist Kan Huang joins Dr Bi Mian to unpack what modern patient trust really looks like, and why it’s shifting online faster than most clinicians realise. They explore how doctors can build authority without chasing trends or dancing on TikTok...
If I Wanted to Invest in Game-Changing Health Tech, This Is What I’d Do | Ep. 50
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In this episode, we’re joined by Dina Tikova, Senior Manager of Startups at UNSW Founders and the driving force behind the Health 10x Accelerator, to unpack how doctors can turn breakthrough medical innovation into real-world wealth and impact, without leaving medicine.
With over a decade of experience helping medical founders commercialise health tech, Dina reveals what’s actually working in 2025 to bridge the gap between hospitals, universities, and high-growth startups. She explains how t...
The TRUTH About How Insurance Really Works (and Why Most Investors Get It Wrong) | Ep. 49
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In this episode of Investing for Doctors, Dr Bi Mian is joined by general insurance broker Lisa Hiscock, whose global career spans reinsurance and complex risk underwriting with companies like Lloyd’s of London and AXA. Together, they unpack one of the most overlooked parts of wealth building, how to protect what you’ve already built.
Lisa explains what insurance really is, not just a policy, but a promise to restore you when thing...
The Untapped $10 Trillion Market No One’s Funding (And Why Doctors Should Care) | Ep. 48
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In this episode of Investing for Doctors, Dr Bi Mian sits down with venture capitalist Samar Mcheileh, Managing Partner at Scale Investors, to explore one of the biggest blind spots in the investing world, why venture capital is missing half the market.
Samar reveals how female-led startups receive less than 4% of global funding despite consistently outperforming, and why this gap represents a $10 trillion opportunity hiding in plain sight. She explains how Scale’s new...
Why Doctors Who Ignore Personal Branding Lose Trust & Referrals | Ep. 47
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In this episode of Investing for Doctors, marketing strategist Kan Huang joins Dr Bi Mian to explore why personal branding isn’t just for influencers. It’s about reputation, trust, and the opportunities you might not even realise you’re missing.
Kan explains why your online presence now matters as much as your clinical one, and how simple steps like using LinkedIn as your virtual CV or making sure your Google profile is accurat...
How Doctors Are Investing in Healthcare’s Next Breakthroughs | Ep. 46
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In this episode, we’re joined by Dr Amandeep Hansra, GP, digital health leader, and co-founder of Medical Angels, Australia’s largest clinician-led angel syndicate. Together with Dr Bi, she unpacks how doctors are moving from simply working in the health system to actually shaping its future, by investing in the innovations they wish already existed in their own clinics.
Drawing on her journey from general practice to startup investing, Amandeep reveals why clini...
Non-Clinical Career Options for Doctors Who Want a Change | Ep. 45
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In this episode, we’re joined by Dr Amandeep Hansra, GP, startup founder, digital health leader, and co-creator of Creative Careers in Medicine, to explore what happens when doctors stop asking, “How do I stay in medicine?” and start asking, “Where else can I make a difference?”
Drawing on her journey from clinical practice to leading roles in telehealth, startups, and policy, Amandeep unpacks why leaving the hospital system isn’t failure, it can be the st...
NSW Doctors Are Leaving: The Pay Crisis Breaking Our Health System | Ep. 44
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In this episode, we’re joined by Dr Nicholas Spooner, Emergency Physician and President of ASMOF NSW, to unpack the growing crisis in New South Wales healthcare. Having spent his entire career in the public system, Nick brings a unique perspective on how outdated awards, stalled enterprise bargaining, and pay disparities are driving doctors out of NSW hospitals.
Nick explains why junior doctors here earn up to 30% less than their interstate colleagues, how sta...
