Making Money: Financial Education for Entrepreneurs

Carlos is a CPA in the Denver metro who has had to build his business twice. Listen to hear his story, and how he bootstrapped from 10 to over 2000 clients in just a few years.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Reach Benjamin Foss on Instagram: @benjamindfoss or on his website: http://fosscreative.net

Reach Paul Ng at www.fusionsconsultant.com

Not financial advice

Copyright 2026, Foss Creative...

Benjamin and Paul apply real business concepts to a real business. They discuss improving an existing offer, identifying points of friction that may keep people from buying, and selecting the right distribution channel for a business.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Reach Benjamin Foss on Instagram: @benjamindfoss or on his website: http://fosscreative.net

Reach Paul Ng at www.fusionsconsultant.com

Not financial advice

Copyright 2026...

We're back! After an unexpected year long hiatus, Making Money is back on our regular schedule.

This week Benjamin talks about his recent experience with AI, building software as a non-technical founder, and using the latest AI tools to help him build marketing plans, a website, write ads, and learn along the way. Hear how he is using AI to level of his skills, not just outsource busywork.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change...

Sheilah Troiano is an entrepreneur who found her way into the wine business almost accidentally. Listen as she shares her story and the lessons she has learned working in a unique industry, balancing regulations, local and international relationships.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach Benjamin Foss on Instagram & Twitter/X: @benjamindfoss or on his website: www.rapidappraisalscolorado.com

The long slog of entrepreneurship can suck the life out of you at times, and what was once exciting and fulfilling in your work can seem to vanish. How do you recover the joy in your work that you once had, or find joy that you never had? This week Paul and Ben talk about ways to keep your business from sucking the life out of you, and how to keep your employees happy too.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a...

Seth, Paul, and Ben share some of the most important mindset shifts and ideas that have helped transform their lives and shape their success. Many times our thinking has to change before our actions and lives can change.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach Seth on Instagram @editing_haus

Reach Benjamin Foss on Instagram & Twitter/X: @benjamindfoss...

Every growing business faces the struggles of hiring (and keeping) good employees. This week, Angela Reinbacher and her new GM Sam discuss their own experiences and lessons learned as her company continues to grow at a breakneck pace.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach Angela and Wild Paws on Instagram @wild_paws_colorado

Reach Benjamin Foss on...

Seth is an entrepreneur and business owner building a business that he can run from anywhere. Seth talks about overcoming limiting beliefs, the goals he has set for himself, building a business where he only has to work four hours a week, and his ambitious plans for AI.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach Seth on Instagram @editing_haus<...

Allison Lowndes is the CEO and Founder of Allison Assists, a boutique virtual assistant agency designed to provide customized virtual assistant services for each client's specific needs. This week Allison shares some of her journey of working herself to burnout for someone else, overcoming depression, and starting her own company that is allowing her to thrive like never before. We discuss the impact of AI on her industry, working remote, and building a business you actually want to own.

If you found this episode helpful, who do you know what would benefit from what we shared today...

AI is making headlines everywhere, but we are still in the early stages of businesses incorporating AI into their workflows. DJ from It Starts With Us brings practical AI tools to businesses of all types and sizes, and teaches them how to use these tools effectively and reliably as their businesses grow.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach DJ...

Cuddle Therapy is a growing market for the touch starved and those with touch trauma. Jen's business grew by 350% last year, and now she's looking for strategies to go to the next level. This week, Sarah Ackerman joins the show to help Jen scale her business and explore new avenues for growth. This was a fascinating conversation working with a very niche business.

Reach CuddleJen through her website, www.cuddlejen.com

Reach Sarah Ackerman at efinery.co or 201-572-8300

If you found this episode helpful, who do you know what would benefit...

We all make mistakes and learn lessons along the way. This week Paul and Ben share some of their biggest mistakes an entrepreneurs so you don't have to learn the hard way like we did.

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach Paul Ng at www.fusionsconsultant.com

Reach Benjamin Foss on Instagram & Twitter/X: @benjamindfoss or on...

Ben and Paul share more essential lessons from their experiences as entrepreneurs over the years. These distilled insights will help you avoid crucial mistakes that cost time, money, and opportunity in your journey.

What lessons have you learned in your entrepreneurial journey? Leave a comment or send us a message. We would love to hear from you!

If you found this episode helpful, who do you know what would benefit from what we shared today? Share this with a friend. It might just change their life.

Watch the podcast on YouTube: https://www...

Ben and Paul have been involved in business and entrepreneurship for years, and they've learned some very important things along the way in life and business. This week, Ben and Paul each bring three of the most impactful lessons they've learned an entrepreneurs and share some of the experiences that shaped them in their journeys.

What lessons have you learned in your entrepreneurial journey? Leave a comment or send us a message. We would love to hear from you!

If you found this episode helpful, who do you know what would benefit from what we...

In this bonus episode of Making Money, Ben talks about building an appraisal business through cold outreach, transitioning to paid ads, which paid ad platform he chose and why, the ad performance so far, and what he is doing to boost performance going forward. The purpose of this episode is to capture a moment in time and share the journey with you all. Our hope is that you find this valuable and are encouraged to take the next steps in building your own business.

Let us know if you like this format and would like to get...

Every business makes mistakes, and sometimes, you will have to deal with angry customers. This week we talk about how not to handle angry customers, what to do instead, and why turning angry customers into brand ambassadors can be valuable for your businesses.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach Paul Ng...

Wrapping up this four part series, we ask our final series of questions to help you un-stuck your business. We introduce three final questions to help you work through the problems your business is facing, and how to fix them.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Watch the podcast on YouTube: https://www.youtube.com/@makingmoneypod

Reach Paul Ng at www.fusionsconsultant...

In our first ever video edition of Making Money, Paul and Ben continue discussing important questions you should be asking to Un-Stuck your business. We talk about customer and supplier diversity, sticking with what works, and more.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Watch the video version on YouTube: https://www.youtube.com/@makingmoneypod

Reach Paul Ng at www.fusionsconsultant.com

This week we continue our series of questions to ask to help your business get out of a rut and back into a growth trajectory. We talk about employment issues, unscalable practices, and using technology.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach Paul Ng at www.fusionsconsultant.com

Reach Benjamin Foss on Instagram & Twitter/X: @benjamindfoss or on his website:

...

Every entrepreneur and business owner hits a plateau, or even a decline in their business, and many don't know what to o to "un-stuck" their business. This week, we begin a new series all about the right questions you should be asking to un-stuck your business and get it growing again. This is just the first in a multi-part series.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..<...

Olga Semenov is a mortgage broker and mortgage expert who offers a wide variety of loan types for many situations. Many self-employed folks and business owners struggle to qualify for a conventional loan because of the requirement to qualify with tax returns. Olga talks about why self-employed buyers do not need to forego write-offs and pay unnecessary taxes to get a loan. We talk about loan programs designed to help people qualify using other methods, and why these alternative loan types might save you money on taxes. We also discuss why mortgage rates have risen despite the Fed cutting...

Sarah Ackerman is a business consultant specializing in marketing, messaging, and helping business owners create a compelling brand in competitive markets. In this episode we discuss the abundance mindset and how it affect everything from your personal life to your business relationships. Sarah shares her unique 'diamond' approach with four Cs for making the most out of your marketing and messaging, and she gives a real world example of how her strategies were applied to a real business.

You can reach Sarah on LinkedIn: https://www.linkedin.com/in/sarah-ackerman-953b26a4

As always, like...

Paul graciously allows Ben to fire off a myriad of tax-related questions, primarily focusing on write offs, and gives detailed answers to each! For those with business or for the self-employed looking to minimize their tax burden, this episode is for you! We also discuss if it is worth taking every write off at your disposal, and the potential value of showing plenty of income.

If you have a tax related question that we did not answer in this episode, send Paul an email at the address below! We would love to answer your questions in a...

Second generation business owner Sasha Zanabria shares her story, her parent's journey to Denver, how she is adapting to a rapidly changing environment without alienating your long time, faithful customers, and more.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach Sasha at her restaurant in Denver, El Taco The Mexico or via email at eltacothemexico@gmail.com

Reach Paul Ng at www.fusionsconsultant...

Many people stress over the decision to rent or buy, especially with higher home prices, higher interest rates, and inflation concerns. In this episode, Paul and Ben discuss the pros and cons of renting vs owning for different age brackets, tax strategies, how much to put down, and more.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach Paul Ng at www.fusionsconsultant.com

...

Our cohost Ben gets interviewed on this one, sharing his unusual journey from pastor's kid to appraiser, narrowly avoiding bankruptcy, and how he built a thriving business during the worst season to be an appraiser in 30 years. Every entrepreneurial journey is different and unique, and Ben's story is no exception. Listen and let yourself be inspired by this unique story.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..<...

Everyone knows about the 401k. It is commonly pushed as the primary, go to plan for retirement. But is it the best plan? In this episode we discuss the pros and cons of the 401k, and give you some alternative plans for reaching your retirement goals.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach Paul Ng at www.fusionsconsultant.com

Reach Benjamin Foss...

Many people who work as W2 employees have dreams of breaking into the entrepreneurial game, but don't know where to start. We do not recommend most people quit their jobs cold turkey, but rather begin building a side business and scaling it over time to make the transition smoother. In this episode we discuss strategies, ideas, and give examples, for how you could break into the game in 2025 and make your dreams of being your own boss a reality.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful...

Vida (22) and Noah (24) are rising stars in the Denver business community, with three thriving businesses and a story full of unexpected twists you won't want to miss. They share insights into how they built their businesses, dealing with poor employees, and identifying weaknesses in the market that an entrepreneur can exploit to their advantage. This episode is fun, inspirational, and highly informative.

You can connect with Vida and Noah through their latest company, Meon Neon, on Instagram: meonsigns or their website, www.meonneon.com

As always, like, subscribe, review, and share the show with anyone...

Angela Reinbacher moved to Denver with no connections and started multiple businesses from scratch, trying to make ends meet during a global pandemic. Listen as she sharer her story, lessons she learned, and the strategies she has employed to build an unlikely service business into the dominant pet care offering in her county.

Connect with Angela's company, Wild Paws on IG: wild_paws_colorado

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better...

James Foss is an entrepreneur and business owner based in Washington. He discusses his early challenges in starting a construction business from the ground up, adapting to new challenges, and lessons learned in his first two years as a business owner. We talk early stage networking, what to outsource as a new business owner, and much more!

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach...

After a brief hiatus from our series, we return with final steps and thoughts on how to start a new business, wrapping up with our test case of a new donut shop in Denver, CO. We discuss budgeting, startup costs, advertising, and some creative tips for getting your first customers.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach Paul Ng at www.fusionsconsultant...

Two inspiring women share their stories of raising kids on a single income, and some of the strategies and lessons they've learned along the way that you can use to help in tough financial situations. They also share how they've used these tough situations to teach their children important lessons about money and delayed gratification.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach...

Jeff Wheeler joins the pod to share some of his story and entrepreneurial journey, how he identified trends and built businesses to profit from those trends, developing compelling products, running Colorado's largest health and fitness event, and more.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Find Jeff Wheeler at www.clinicalcare365.com

Reach Paul Ng at www.fusionsconsultant.com

Reach Benjamin...

Paul Ng and Benjamin Foss discuss reasons why a recession may be just around the corner, and why there is reason for optimism. At the end, they discuss how you can position yourself to not only survive, but thrive whenever the next recession does hit.

What do you think? Is the US on the brink of its next great recession, or have we dodged the bullet for now? Reach out to us and share your questions and thoughts!

Here's the JP Morgan Article referenced in the episode: https://privatebank.jpmorgan.com/nam/en/insights/markets-and-investing...

Continuing our series, we discuss different business structures, their advantages and disadvantages, and provide some helpful tips for getting business financing for your business needs. This is part of the "homework" of starting and running a successful business; it isn't sexy but it has the potential to save you tens of thousands of dollars.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life through financial education and entrepreneurship..

Reach Paul...

Continuing our series, we discuss the importance of a unique selling point and how to position your business in a crowded market to stand out and find success. We are continuing to use our hypothetical donut shop example to illustrate how we would apply these principles.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life.

Reach Paul Ng at www.fusionsconsultant.com

Reach Benjamin Foss on Instagram or Twitter/X...

Alexandra Erlich is the "Credit Queen" and she is here to give you the inside scoop on how to win the personal credit score game with tons of insider tips and tricks. You can find her by name on Facebook and Instagram to get a personalized consultation and gameplan to help you achieve your financial goals.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life.

Reach Paul Ng at www.fusionsconsultant.com<...

Paul and Ben continue the series discussing the importance of a business plan and introduce some of the most essential elements of a business plan, with real life examples.

As always, like, subscribe, review, and share the show with anyone you think will find this information helpful. We are here to help you make more money and live a better life.

Reach Paul Ng at www.fusionsconsultant.com

Reach Benjamin Foss on Instagram or Twitter/X: @benjamindfoss

Not financial advice.

Copyright 2024, Foss Creative Ltd

In this episode, Paul and Benjamin discuss the early stages of starting a new business from scratch, from idea generation, to self-scouting your own skills, looking for needs in your community that your business can address, demographics, differentiating yourself from the competition, and more. This episode is intended to be an introduction to some of the things you need to think about to get started on your journey as an entrepreneur.. If you have further questions, please feel free to reach out to us using the contact info below and we will try to be as helpful as we...