Where's My Money?

We are taking our money power back in under five minutes with Shelley Palman from enable.me.

Fixed, offset, or revolving credit, do you actually know the difference between your mortgage options? Shelley breaks down how each one works, the risks and benefits, and how the right structure can help you pay off your home loan faster.

This episode was brought to you by our friends at http://enable.me - helping Kiwis build better financial futures.

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Christmas spending getting out of hand? Karen from enable.me joins Reagan to share practical strategies for navigating the festive season without blowing your budget.

From managing kids’ expectations to ditching credit cards, we break down how to keep your finances intact while enjoying the holidays.

This episode was brought to you by our friends athttp://enable.me - helping Kiwis build better financial futures.

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Host: Reagan White
Producer: Maia Williamson

We are tackling the big question around emergency funds with Becs from enable.me. From broken dishwashers to job losses, how much buffer do you actually need?

We break down why it is not about your income, how to calculate your essential living costs, and the best places to keep your cash so it is ready when you need it.

This episode was brought to you by our friends at http://enable.me - helping Kiwis build better financial futures.

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Planning a wedding can feel like burning money, but it doesn't have to ruin your financial future.

This week, Reagan sits down with wedding planner Kimberly Sanders from ‘Lucky in Love Weddings' and enable.me financial coach Shelley Palman to unpack how to set a real budget, cut out tradition tax, and handle the surprise costs that catch most Kiwi couples off guard.

This episode was brought to you by our friends at enable.me - helping Kiwis build better financial futures.

Find Kimberly at: luckyinloveweddings.nz

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Earning a great income but wondering why you still feel like you're living pay to pay? enable.me's Shelley unpacks lifestyle creep, the psychology of hedonic adaptation, and how tiny micro-transactions sneakily drain your bank balance. Plus, learn why automation is your best defence against impulse spending.

This episode was brought to you by our friends at http://enable.me - helping Kiwis build better financial futures.

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Host: Reagan White
Producer: Maia Williamson

We are back with Shelley Palman from enable.me to dissect the reality of living with a million-dollar mortgage.

With interest rates creeping back up, we talk through the power of splitting loans into tranches, scraping debt off the top using revolving credit, and why floating your whole loan is usually a trap.

Plus, a check-in on whether automation and discipline are actually delivering real progress.

Host: Reagan White

Producer: Maia Williamson

We all set massive financial goals, but why is it so hard to stick to them?

In the very first edition of 'The Money Brief’, Reagan sits down with Rebecca Starkey from Enable Me to look into the psychology of goal setting.

We discuss why relying on pure willpower will always backfire, how to save yourself from yourself through automation, and why celebrating small wins is key to long-term success.

We all want to boost our earning power, but asking the boss for a pay rise can feel bloody terrifying.

In this episode, host Reagan sits down with psychologist Sara Chatwin to break down why money chats trigger our anxiety and how we can flip the script. From picking the right day to framing your value, we run through practical, stress-free hacks to help you step up and ask for what you’re worth.

This episode was brought to you by our friends at enable.me - helping Kiwis build better financial futures.

Ho...

Wait, so doomscrolling may actually be helping our country? 

This week, we caught up with Economist Brad Olsen to talk about the newest report on TikTok's contributions to New Zealand - particularly the economy.

Brad speaks on the specific findings of the report, including the $1.2 billion contribution to the economy, and what this means for consumers and businesses in Aotearoa. 

We also have Kiwi Business 'PiknMix' owner Merritt Watson on the pod, who shares how much impact the app has had on him and his business.

Whether you are a content creator...

Welcome back to Where's My Money? While we're between seasons, we're replaying some of the episodes that really stuck with people.

If you've ever wondered why concert tickets cost so much, or what it actually takes to keep a band like SIX60 on the road, this one's for you.

This isn't just a chat about music. It's about risk, margins, logistics, and running one of New Zealand's biggest entertainment businesses.Here's my yarn with Chris Mac from SIX60 and promoter Dave Munro.

While we're taking a short break, we're revisiting some of our biggest episodes from the year.

This one's about love... and the thing couples might argue about more than almost anything else: surprise - it's money.

From who pays on the first date, to financial red flags, to the conversations that can make or break a relationship, this episode might save you a few expensive mistakes.

Last time Ashley Jones joined us, she shared one of the toughest stories we've ever heard. She opened up about surviving domestic and financial abuse, fighting a legal system that kept her trapped, and turning that experience into the campaign that became Ashley's Law. Now she's back, and this conversation couldn't feel more different.

Ashley joins Reagan to share an incredible full-circle moment after buying her very first home on her own. We talk about the emotions that came with homeownership, the grief of doing it alone, the financial lessons that...

We've spent plenty of time talking about earning, saving and investing money. This week, we're talking about something just as important. Giving it away.

Sarah Page from Kindness Collective joins us for an honest conversation about generosity, poverty and what life really looks like for thousands of Kiwi families doing it tough.

From starting the charity with a few cans from her pantry during her own battle with postnatal depression, to now supporting more than 130,000 people every year, Sarah shares the stories that...

Money isn't just about dollars. It's about mindset, opportunity and the stories we tell ourselves.

This week, I sit down with Te Kahukura Boynton, founder of Māori Millionaire, to unpack her remarkable journey from struggling with addiction and poor mental health to becoming one of New Zealand's most influential voices in financial education.

Together we explore why financial literacy alone isn't enough, how trauma shapes our relationship with money, and why taking personal responsibility can exist alongside recognising the systemic barriers many p...

What happens when your passion starts making more money than your profession?

This week we're joined by private chef and food creator Hercules Noble. From working brutal 14-hour kitchen shifts in London to becoming one of New Zealand's biggest food personalities, Hercules opens up about building a business that genuinely reflects who he is.

We talk about saying yes to every opportunity, the pressure that comes with brand deals, buying his first home, why structure has become the biggest lesson in his career...

Wills Week is approaching! And after recently coming into some inheritance myself, I thought what better an opportunity than to discuss it right here on the podcast!

Joining me for this week's discussion is Catherine Simpson from Public Trust, and later on, Shelley Palman from enable.me!

Unpack everything you need to know about wills, estates, inheritance, executors, and why having a plan in place can save your family months, or even years, of stress.

We talk through the biggest misconceptions, what happens if no will exists...

KiwiSaver, NZ Super and retirement confidence are all on the table in this special Where's My Money roundtable discussion.

I'm joined by Karla Byrnes (AMP), Tom Hartmann (Sorted) and David Martin (Summerset) to discuss why only 45% of Kiwis feel confident about retirement and what can be done to improve that.

We cover KiwiSaver contributions, NZ Super, retirement savings, financial advice, housing wealth, retirement villages, inheritance planning, cost of living pressures, and the lifestyle choices that shape retirement outcomes.

<...

What does it really take to build a successful business without investors, shortcuts, or overnight success stories?

This week, I sit down with Aaron Styles, founder of Just Another Fisherman NZ, to talk about turning a lifelong passion for fishing into a growing family business.

From starting as a hobby more than a decade ago to opening retail stores and building a loyal community, Aaron shares the realities of self-funding a brand and staying patient through the tough years.

Most of us have thrown money at a problem that wasn't actually ours to pay for. A broken TV, faulty car brakes, an appliance that's suddenly stopped working. But what if you already had legal protection and didn't know it?

This week we sit down with Jon Duffy, Chief Executive of Consumer NZ, to unpack the Consumer Guarantees Act, one of the most powerful protections Kiwi consumers have.

We talk about why banks and power companies are struggling to keep customers happy, how...

Reagan sits down with New Zealand comedy juggernaut Guy Williams this week to talk about financial illiteracy, bad spending habits, and growing up with privilege. 

Guy opens up about avoiding his accountant, breaking term deposits just to cover his bills, and the realities of working in Kiwi television.

enable.me Financial Coach Shelley Palman also stops by the Where's My Money couch to answer another one of your money questions.

Got a question for the Ho...

The cost of living crisis is keeping families awake at night all across New Zealand.

Green Party co-leader Chlöe Swarbrick steps into the studio with me to look at the massive gap between the rich and the poor, the reality of loan sharks targeting vulnerable Kiwis, and why she thinks our current economic model needs a total shakeup.

Chlöe shares her personal journey with financial stress and explains why she believes the system is rigged against regular workers.

We’re back for a brand-new season of Where’s My Money? and honestly, it felt like the right time for a proper financial check-in. Because while we’ve made progress, the reality is money stress doesn’t magically disappear just because you start a finance podcast. 

This week, Reagan sits down with Shelley from enable.me to unpack where things really landed after months of drifting off track. From ditching the credit card to rebuilding the budget from scratch, we talk about the systems, habits and psychology behind trying to stay on t...

We’re going behind the curtain of the music industry with Six60 bass player Chris Mac and Dave Munro from Eccles Entertainment. Chris shares how a three month fill-in gig turned into a 17 year career and why even the biggest bands have lean months. We dig into why ticket prices are climbing, the massive risk of stadium shows, and the real reason the world's biggest stars often skip New Zealand.

Huge thanks to our friends at enable.me for making this episode possible.

Do you ever feel like your bank account is at the mercy of your latest hyper-focus? Reagan sits down with ADHD coach Nathan Muller to talk about why a neurodivergent brain treats money differently. From the "negative urgency" that leads to missed power bills to the dopamine hit of a late-night impulse buy, we explore how to design a life that actually works for your wiring.

For support with ADHD, check out adhd.org.nz

To learn more about Nathan Muller's coaching, head to nathanmullercoaching.com

Huge thanks to our...

You've seen the headlines and you've shuddered at the pump - this week we're talking about what you can actually control when so much is out of our hands in the current fuel crisis.

Reagan chats with economist Brad Olsen about the outlook for the rest of the year, when we're likely to see some reprieve, and why there's no need for panic.

Plus, Shelley from enable.me joins us with a reality check on the cost of living crisis. She shares practical tips and the ideal buffer you...

KiwiSaver is changing and it’s going to take a bigger bite out of your spending money starting April 1. We’re joined by Lisa Butler from enable.me to break down the jump from 3% to 3.5%, and eventually 4%.

Beyond the percentages, we discuss why "set and forget" is a dangerous strategy. We cover how to choose the right fund, the benefits of ethical investing, and how to avoid putting 'all your eggs in one basket' when it comes to your retirement.

Thanks to the team at enable.me for sponsoring this episode.

What do you do when you're staring down a $700,000 mortgage and suddenly lose your job?

For beloved broadcaster Brodie Kane, redundancy at the start of the pandemic was the push she needed to build her own media empire.

We talk about the reality of being your own boss, redefining home ownership by buying with her mum, and why she still identifies as a girl from Waikuku Beach. This episode was made possible thanks to our friends at enable.me. Financial coaching and strategic advice. Pay down debt. Grow wealth. Re...

Welcome back to the final part of our 'Ultimate Home Buyer's Guide' mini-series.

Buying the house is just the start of the journey.

It's incredibly easy to get "renovation fever" and start spending money at Bunnings, but Jason Bonham joins us to explain why kitchens and bathrooms remain the biggest high-ticket value adds for your property.

We dive into the $50,000 renovation that returned $250,000 and why "elbow grease" is your best friend when it comes to staying on budget.

Shelley Palman from enable.me also breaks...

Welcome back to Part Two of our three-part Ultimate Home-Buyer's Guide series. In episode one, we looked at everything you need to know before heading to the open homes. Missed it? Check out the episode with Paul Glover here.

In Part Two, we're diving into the nitty gritty of the home-buying process. enable.me financial coach Kristin Sutherland is in the hot seat to run me through pre-approvals and getting your finances in order.

Then, legendary auctioneer Aaron Davis breaks down the psychology of the auction room and the...

Buying a house is rarely straightforward and it’s easy to feel overwhelmed by the lingo... and the debt!

In Part One of our three-part 'Ultimate Home Buyer's Guide' mini-series, we’re joined by real estate pro Paul Glover to break down exactly what you need to know before you hit your first open home.

From understanding your "happy money" to why you should probably stop scrolling the portals once the hammer falls, we’ve got you covered. This episode was made possible thanks to our friends at enable.me. Fin...

This week, Reagan sits down with ANZ Chief Economist Sharon Zollner and enable.me financial coach Katie Wesney to cut through the jargon and find out what the latest OCR announcement actually means for your wallet.

From the "policy errors" of the COVID years to why the housing market is currently sitting on the sidelines, we’re getting a straight-up look at where the New Zealand economy is heading. 

This episode was made possible thanks to our friends at enable.me. Financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

Money and dating can be a messy mix, but it doesn't have to be!

This week, Reagan sits down with three experts to talk about why one in five Kiwi couples fight over cash. We dive into first-date red flags, the reality of dating in 2026, and why more people are quite literally investing into their love lives.

This episode was made possible thanks to our friends at e...

Welcome to the new season of Where's My Money!

If you spent your summer break wondering what on earth is happening with your money, you aren't alone.

Economist Brad Olsen and financial coach Katie Wesney join me in the studio to provide a comprehensive 2026 outlook. We tackle the big questions: Is inflation finally cooling off, or are energy and grocery prices here to stay?

We also hit the streets to hear from real Kiwis about their 2026 goals, from first-home buyers hoping for a price...

We’ve all seen the recipes taking over Instagram, but how do you actually turn a million followers into a stable career without selling your soul? Reagan sits down with Alice Taylor from Alice Taylor Eats to talk about the business behind budget cooking.

Check out the full interview here.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.

Reagan looks back at a powerful chat with economist Brad Olsen. We dive into whether the classic Kiwi Dream still exists and Brad's take on why we shouldn't feel pressure to fit into an old-school mould. Instead of chasing outside validation, we ask the essential question: What do you want your money to do for you?

Check out the full interview here.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.

We all want to bring the grocery bill down, but how do we actually do it without sacrificing quality?

Ganesh Raj joins Reagan to share three instant hacks to provide relief for your back pocket. Listen to the full episode here.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.

Summer's been fun, but if your credit card took a hammering, you're not alone.

Reagan chats with Katie from enable.me about tackling overspend. They discuss options for paying down the debt, why topping up your mortgage is risky, and the huge motivation you get from finally clearing that debt and setting up better habits.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.

Reagan and Katie from enable.me dive into the insights from the intergenerational money attitudes roundtable. It turns out Gen Z, Millennials, and Gen X have more in common than they think. Katie breaks down how your life stage affects your financial decisions, from Gen Z optimism to Gen X risk-awareness.
This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.

We're kicking off the year with Katie Wesley from enable.me to help make your financial New Year’s resolutions stick. We talk about catching that motivation and turning it into concrete action, how to make saving feel like coasting, and the key strategy of creating friction to stop impulse buying.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.

In this episode, Reagan looks back at the Suzy Cato interview and chats with Lisa from enable.me about raising financially fit kids.

We talk about why starting young matters and how to handle money conversations from age five and up.

Plus, Lisa shares the simple pocket money system that teaches kids about spending, saving, and giving.