Where's My Money?

40 Episodes
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Making it all add up. Join host Reagan White in his pursuit of financial security and freedom. Powered by enable.me Instagram / Facebook / Tik Tok: @wheresmymoneynz Reagan White on Instagram enable.me on Facebook Show links Where's My Money? Linktree

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Private Chef Hercules Noble on Building Wealth Without Losing Yourself
Private Chef Hercules Noble on Building Wealth Without Losing Yourself episode artwork
Yesterday at 12:01 PM

What happens when your passion starts making more money than your profession?



This week we're joined by private chef and food creator Hercules Noble. From working brutal 14-hour kitchen shifts in London to becoming one of New Zealand's biggest food personalities, Hercules opens up about building a business that genuinely reflects who he is.



We talk about saying yes to every opportunity, the pressure that comes with brand deals, buying his first home, why structure has become the biggest lesson in his career...


Inheritance, Wills, and The Cost of Not Planning Ahead
Inheritance, Wills, and The Cost of Not Planning Ahead episode artwork
06/28/2026

Wills Week is approaching! And after recently coming into some inheritance myself, I thought what better an opportunity than to discuss it right here on the podcast!

Joining me for this week's discussion is Catherine Simpson from Public Trust, and later on, Shelley Palman from enable.me!


Unpack everything you need to know about wills, estates, inheritance, executors, and why having a plan in place can save your family months, or even years, of stress.


We talk through the biggest misconceptions, what happens if no will exists...


The Retirement Planning Mistakes Kiwis Keep Making
The Retirement Planning Mistakes Kiwis Keep Making episode artwork
06/21/2026

KiwiSaver, NZ Super and retirement confidence are all on the table in this special Where's My Money roundtable discussion.



I'm joined by Karla Byrnes (AMP), Tom Hartmann (Sorted) and David Martin (Summerset) to discuss why only 45% of Kiwis feel confident about retirement and what can be done to improve that.



We cover KiwiSaver contributions, NZ Super, retirement savings, financial advice, housing wealth, retirement villages, inheritance planning, cost of living pressures, and the lifestyle choices that shape retirement outcomes.


<...


The Reality of Growing a Brand in NZ
The Reality of Growing a Brand in NZ episode artwork
06/15/2026

What does it really take to build a successful business without investors, shortcuts, or overnight success stories?



This week, I sit down with Aaron Styles, founder of Just Another Fisherman NZ, to talk about turning a lifelong passion for fishing into a growing family business.



From starting as a hobby more than a decade ago to opening retail stores and building a loyal community, Aaron shares the realities of self-funding a brand and staying patient through the tough years.


<...


Stop Replacing Stuff: How The Consumer Guarantees Act Could Save You Thousands
Stop Replacing Stuff: How The Consumer Guarantees Act Could Save You Thousands episode artwork
06/07/2026

Most of us have thrown money at a problem that wasn't actually ours to pay for. A broken TV, faulty car brakes, an appliance that's suddenly stopped working. But what if you already had legal protection and didn't know it?



This week we sit down with Jon Duffy, Chief Executive of Consumer NZ, to unpack the Consumer Guarantees Act, one of the most powerful protections Kiwi consumers have.



We talk about why banks and power companies are struggling to keep customers happy, how...


Guy Williams on the Business of Being Funny
Guy Williams on the Business of Being Funny episode artwork
05/31/2026

Reagan sits down with New Zealand comedy juggernaut Guy Williams this week to talk about financial illiteracy, bad spending habits, and growing up with privilege. 



Guy opens up about avoiding his accountant, breaking term deposits just to cover his bills, and the realities of working in Kiwi television.



enable.me Financial Coach Shelley Palman also stops by the Where's My Money couch to answer another one of your money questions.



Got a question for the Ho...


Chlöe Swarbrick on Why It's So Expensive to Be Poor in New Zealand
Chlöe Swarbrick on Why It's So Expensive to Be Poor in New Zealand episode artwork
05/24/2026

The cost of living crisis is keeping families awake at night all across New Zealand.



Green Party co-leader Chlöe Swarbrick steps into the studio with me to look at the massive gap between the rich and the poor, the reality of loan sharks targeting vulnerable Kiwis, and why she thinks our current economic model needs a total shakeup.



Chlöe shares her personal journey with financial stress and explains why she believes the system is rigged against regular workers.


...


My Financial Reset: Credit Cards and Budget Blowouts
My Financial Reset: Credit Cards and Budget Blowouts episode artwork
05/16/2026

We’re back for a brand-new season of Where’s My Money? and honestly, it felt like the right time for a proper financial check-in. Because while we’ve made progress, the reality is money stress doesn’t magically disappear just because you start a finance podcast. 



This week, Reagan sits down with Shelley from enable.me to unpack where things really landed after months of drifting off track. From ditching the credit card to rebuilding the budget from scratch, we talk about the systems, habits and psychology behind trying to stay on t...


Six60's Chris Mac: The Business Behind NZ’s Biggest Band
Six60's Chris Mac: The Business Behind NZ’s Biggest Band episode artwork
#11
04/19/2026

We’re going behind the curtain of the music industry with Six60 bass player Chris Mac and Dave Munro from Eccles Entertainment. Chris shares how a three month fill-in gig turned into a 17 year career and why even the biggest bands have lean months. We dig into why ticket prices are climbing, the massive risk of stadium shows, and the real reason the world's biggest stars often skip New Zealand.

Huge thanks to our friends at enable.me for making this episode possible.


Impulse Buys and Missed Bills: Navigating Finances with ADHD
#10
04/12/2026

Do you ever feel like your bank account is at the mercy of your latest hyper-focus? Reagan sits down with ADHD coach Nathan Muller to talk about why a neurodivergent brain treats money differently. From the "negative urgency" that leads to missed power bills to the dopamine hit of a late-night impulse buy, we explore how to design a life that actually works for your wiring.

For support with ADHD, check out adhd.org.nz


To learn more about Nathan Muller's coaching, head to nathanmullercoaching.com

Huge thanks to our...


Expert Tips To Prepare For Unpredictable Global Events
Expert Tips To Prepare For Unpredictable Global Events episode artwork
#9
04/05/2026

You've seen the headlines and you've shuddered at the pump - this week we're talking about what you can actually control when so much is out of our hands in the current fuel crisis.


Reagan chats with economist Brad Olsen about the outlook for the rest of the year, when we're likely to see some reprieve, and why there's no need for panic.


Plus, Shelley from enable.me joins us with a reality check on the cost of living crisis. She shares practical tips and the ideal buffer you...


KiwiSaver Changes 2026: What the New Contribution Rates Mean for You
KiwiSaver Changes 2026: What the New Contribution Rates Mean for You episode artwork
#8
03/29/2026

KiwiSaver is changing and it’s going to take a bigger bite out of your spending money starting April 1. We’re joined by Lisa Butler from enable.me to break down the jump from 3% to 3.5%, and eventually 4%.


Beyond the percentages, we discuss why "set and forget" is a dangerous strategy. We cover how to choose the right fund, the benefits of ethical investing, and how to avoid putting 'all your eggs in one basket' when it comes to your retirement.

Thanks to the team at enable.me for sponsoring this episode.


Brodie Kane on Building A Media Empire After Redundancy
Brodie Kane on Building A Media Empire After Redundancy episode artwork
#7
03/22/2026

What do you do when you're staring down a $700,000 mortgage and suddenly lose your job?


For beloved broadcaster Brodie Kane, redundancy at the start of the pandemic was the push she needed to build her own media empire.


We talk about the reality of being your own boss, redefining home ownership by buying with her mum, and why she still identifies as a girl from Waikuku Beach. This episode was made possible thanks to our friends at enable.me. Financial coaching and strategic advice. Pay down debt. Grow wealth. Re...


What Renovations Actually Add Value To Your Home?
What Renovations Actually Add Value To Your Home? episode artwork
03/15/2026

Welcome back to the final part of our 'Ultimate Home Buyer's Guide' mini-series.

Buying the house is just the start of the journey.

It's incredibly easy to get "renovation fever" and start spending money at Bunnings, but Jason Bonham joins us to explain why kitchens and bathrooms remain the biggest high-ticket value adds for your property.


We dive into the $50,000 renovation that returned $250,000 and why "elbow grease" is your best friend when it comes to staying on budget.


Shelley Palman from enable.me also breaks...


Home-Buying 101: Pre-Approvals and Auction Strategy Explained
Home-Buying 101: Pre-Approvals and Auction Strategy Explained episode artwork
03/08/2026

Welcome back to Part Two of our three-part Ultimate Home-Buyer's Guide series. In episode one, we looked at everything you need to know before heading to the open homes. Missed it? Check out the episode with Paul Glover here.


In Part Two, we're diving into the nitty gritty of the home-buying process. enable.me financial coach Kristin Sutherland is in the hot seat to run me through pre-approvals and getting your finances in order.


Then, legendary auctioneer Aaron Davis breaks down the psychology of the auction room and the...


Buying A House: The Ultimate Home Buyer's Guide
Buying A House: The Ultimate Home Buyer's Guide episode artwork
03/01/2026

Buying a house is rarely straightforward and it’s easy to feel overwhelmed by the lingo... and the debt!


In Part One of our three-part 'Ultimate Home Buyer's Guide' mini-series, we’re joined by real estate pro Paul Glover to break down exactly what you need to know before you hit your first open home.


From understanding your "happy money" to why you should probably stop scrolling the portals once the hammer falls, we’ve got you covered. This episode was made possible thanks to our friends at enable.me. Fin...


What the OCR Actually Means for You and Your Mortgage
What the OCR Actually Means for You and Your Mortgage episode artwork
02/22/2026

This week, Reagan sits down with ANZ Chief Economist Sharon Zollner and enable.me financial coach Katie Wesney to cut through the jargon and find out what the latest OCR announcement actually means for your wallet.

From the "policy errors" of the COVID years to why the housing market is currently sitting on the sidelines, we’re getting a straight-up look at where the New Zealand economy is heading. 

This episode was made possible thanks to our friends at enable.me. Financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.


Money & Relationships: Red Flags To Watch For While Dating
Money & Relationships: Red Flags To Watch For While Dating episode artwork
#2
02/15/2026

Money and dating can be a messy mix, but it doesn't have to be!

This week, Reagan sits down with three experts to talk about why one in five Kiwi couples fight over cash. We dive into first-date red flags, the reality of dating in 2026, and why more people are quite literally investing into their love lives.

Find out more about psychologist Sara Chatwin at mindworks.co.nz Check out Compatico at compatico.co.nz Learn more about Shelley Palman's strategic coaching at enable.me

This episode was made possible thanks to our friends at e...


How To Get Ahead In 2026 With Brad Olsen and Katie Wesney
How To Get Ahead In 2026 With Brad Olsen and Katie Wesney episode artwork
02/08/2026

Welcome to the new season of Where's My Money!


If you spent your summer break wondering what on earth is happening with your money, you aren't alone.


Economist Brad Olsen and financial coach Katie Wesney join me in the studio to provide a comprehensive 2026 outlook. We tackle the big questions: Is inflation finally cooling off, or are energy and grocery prices here to stay?


We also hit the streets to hear from real Kiwis about their 2026 goals, from first-home buyers hoping for a price...


Alice Taylor on The Business of Budget Cooking
02/01/2026

We’ve all seen the recipes taking over Instagram, but how do you actually turn a million followers into a stable career without selling your soul? Reagan sits down with Alice Taylor from Alice Taylor Eats to talk about the business behind budget cooking.


Check out the full interview here.


This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.


Brad Olsen on Why You Need To Define Your Own Kiwi Dream
01/25/2026

Reagan looks back at a powerful chat with economist Brad Olsen. We dive into whether the classic Kiwi Dream still exists and Brad's take on why we shouldn't feel pressure to fit into an old-school mould. Instead of chasing outside validation, we ask the essential question: What do you want your money to do for you?


Check out the full interview here.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.


Ganesh Raj: Three Instant Ways To Lower Your Grocery Bill
01/18/2026

We all want to bring the grocery bill down, but how do we actually do it without sacrificing quality?

Ganesh Raj joins Reagan to share three instant hacks to provide relief for your back pocket. Listen to the full episode here.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.


How To Get Control Of Your Credit Card Debt Now
01/11/2026

Summer's been fun, but if your credit card took a hammering, you're not alone.

Reagan chats with Katie from enable.me about tackling overspend. They discuss options for paying down the debt, why topping up your mortgage is risky, and the huge motivation you get from finally clearing that debt and setting up better habits.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.


How Your Age And Stage Shapes Your Financial Plan
#6
01/08/2026

Reagan and Katie from enable.me dive into the insights from the intergenerational money attitudes roundtable. It turns out Gen Z, Millennials, and Gen X have more in common than they think. Katie breaks down how your life stage affects your financial decisions, from Gen Z optimism to Gen X risk-awareness.
This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.


How To Set Your Financial Goals For 2026
01/04/2026

We're kicking off the year with Katie Wesley from enable.me to help make your financial New Year’s resolutions stick. We talk about catching that motivation and turning it into concrete action, how to make saving feel like coasting, and the key strategy of creating friction to stop impulse buying.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.


Practical Tips for Raising Financially Fit Kids
#1
01/01/2026

In this episode, Reagan looks back at the Suzy Cato interview and chats with Lisa from enable.me about raising financially fit kids.


We talk about why starting young matters and how to handle money conversations from age five and up.


Plus, Lisa shares the simple pocket money system that teaches kids about spending, saving, and giving.


New Year Money Habits: Setting Concrete Goals You Can Actually Meet
12/28/2025

In this Coach Corner episode, Reagan chats with Katie about setting yourself up for success in 2026. They talk about using this down time to set financial goals, allowing yourself to daydream about your future , and the essential reason why you need to stop comparing your life to everyone else's highlight reel on social media.

This podcast is powered by enable.me. Crush your mortgage. Grow your wealth. Retire better.


Al Brown: The Real Cost Of Running Your Own Business
#7
12/25/2025

A lot of Kiwi business owners pour everything into their work, but still end up feeling broke, burnt out, or underpaid. This week on Where’s My Money, Reagan sits down with Shelley from enable.me to unpack a question that hits close to home for many self employed people. Is your business actually working for you, or have you just bought yourself a very expensive job?


Spending Without Regret This Boxing Day
12/21/2025

Boxing Day always feels like chaos wrapped in a discount sticker, so today we’re breaking it all down with Katie from enable.me. We’re looking at what’s actually a deal, what’s just good marketing, and how to avoid that horrible post-shopping regret.


Katie takes us through the big mistakes people make on Boxing Day, from getting swept up in the adrenaline to falling for ticking clocks and “limited stock” banners. We talk about sticking to the money you actually have, buying based on need not want, and why researching a purchase can...


Mike McRoberts Reflects On Redundancy And Identity
12/14/2025

This summer we’re revisiting some of our biggest conversations, and Mike McRoberts’ story still hits hard. After more than 40 years in journalism and two decades fronting the 6pm bulletin, Mike found himself reporting on something he never expected: his own redundancy.

In this chat, Mike takes us inside the shock of Newshub ending, the surreal moment of announcing his own fate on air, and the emotional whiplash of becoming the story after decades of telling them. He talks openly about identity, pride, leadership in tough moments, and why he was determined the team would finish with mana...


How Kiwis Can Prep for Christmas Without Debt
#10
12/07/2025

It’s our final official episode of the year, so we’ve brought Katie and Shelley from enable.me back in to help us take stock of where we’re at and where we’re heading.


Twelve months ago everything felt harder.


Interest rates were climbing, supermarket trips were painful, and job security felt shaky for a lot of Kiwis. Now there’s cautious optimism in the air, with OCR cuts starting to bring a bit of relief to the back pocket.


This episode digs into...


I Went On The Chase! Can You Really Win Your Way Out Of Debt?
#9
11/30/2025

We’ve always joked about winning our way to retirement, but this week we put that idea to the test. A few seasons back, 23 per cent of Kiwis admitted they were banking on a lotto win to fund their future. So we wanted to know… can it actually be done?


We kick this episode off with Reagan’s own adventure on The Chase, filmed in Sydney, where the adrenaline hit harder than the payout. You can watch the full episode here on TVNZ Plus.


Then we meet Liv from North...


Winston Peters: Why Kiwis Are Struggling Financially Right Now
#8
11/23/2025

Winston Peters sits down with Reagan for an honest, surprisingly personal conversation about money, poverty, hard work, saving, housing, KiwiSaver, business, wages, and why so many families feel squeezed.


From growing up in post-Depression Northland with 10 siblings, to working in blast furnaces and freezing works, the longtime politician explains how his upbringing shaped his views on financial discipline, responsibility, and what New Zealand needs to do to get ahead again.


He also gives rare insight into the country’s economic challenges, the failures of past governments, why wages need to...


Unpacking Reagan’s Money Habits and Behaviours Behind Them
11/16/2025

This week we’re going a bit deeper than dollars and debt. Reagan White sits down with self-leadership coach Sue Kohn-Taylor, to unpack something we don’t usually talk about out loud… why we are the way we are with money in the first place.


Sue challenges Reagan to look past budgets and spreadsheets and dig into the values, habits and human-need drivers that shape every choice we make. From the chase for significance, to the pull of variety, to the blurry end goals so many of us carry around, it’s all on the tabl...


Reagan's Money Madness Revisited - From Panic to Progress
#8
11/09/2025

In this episode of Where's My Money?, host Reagan White updates his own mortgage journey, moving from survival mode to a structured “fresh start” plan with enable.me coach Shelly. Then, Reagan catches up with Rachel and Richie - a couple who, with the help of financial coaching, crushed debt and funded IVF.


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Al Brown - The Recipe Behind Kiwi Chef's Culinary Empire
#7
11/02/2025

This week, Where's My Money host Reagan White sits down with renowned chef and restaurateur Al Brown, to explore his journey from rural roots to culinary icon. Brown reflects on his upbringing, the creation of Logan Brown, Depot, Federal Deli, and Best Ugly Bagels. He emphasises authenticity, informality, and generosity as the heart of his brand. Brown shares insights into building strong teams, staying hands-on, and balancing creativity with commercial success.


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From Home Loans to Crypto - Generations Debate Money Challenges
#6
10/27/2025

In this episode of Where’s My Money, Reagan White is joined by three generations - Gen X, Y (Millennials), and Z - to compare how they think about cash, spending, and saving. Glen (Gen X) talks housing market stress and tight budgets. Ruzbeh (Gen Y) reflects on growing up through the GFC and the struggle to buy a home. Maia meanwhile (Gen Z) opens up about early-adult pressure and future investments. They dig into retirement, financial independence, and smart money choices, uncovering both generational differences and the same old money worries.


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David Seymour - Can Govt REALLY Fix Your Money Problems?
#4
10/19/2025

Inflation’s cooling — but are Kiwis actually better off? In this episode of Where’s My Money, we sit down with David Seymour, leader of the ACT Party, to unpack what “inflation being gone” really means, why government can’t fix your wallet, and how regulation might be slowing New Zealand down. #WheresMyMoney #DavidSeymour #ACTParty #NZPolitics #NewZealandEconomy #KiwiMoney #InflationNZ #FinancePodcast #EnableMe


Life’s Little Luxuries: How to Treat Yourself Without the Guilt (or the Debt)
#3
10/17/2025

Feeling the end-of-year slump? This bonus episode of Where’s My Money, brought to you by Uber One, is your reminder that smart spending doesn’t mean cutting out joy. Host [Name] chats with financial expert Katie Wesley from Enable.Me about budgeting for your non-negotiables — those small indulgences that make life better. From your daily coffee to Ubering home after a night out, learn how to plan for life’s little luxuries, guilt-free.


Financial Abuse - Two Kiwi Women's Story of Survival
#2
10/12/2025

In this powerful episode, Reagan White delves into the hidden world of financial abuse and its impact on mental health. Guests Ashley and Emily share deeply personal journeys - from crippling debt and coercive control to rebuilding independence and sparking real legal change.


It’s an emotional and inspiring reminder that financial freedom can mean personal freedom too.

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