The ProVest Perspective Podcast

In part 1 of a 2 part series, Noel and Gabe discuss each decade of adult life from the 20s to the 60s to understand how much should be saved to each point to have the best chances of a long and happy retirement. 

Noel Swain discusses the advantages and disadvantages of having an income in retirement with Dividends. 

Noel Swain discusses the concept of Wealthspan, which is how long your assets will last in Retirement, as well as how to increase that longevity should you find your money won't last long enough

Noel Swain discusses the necessary steps needed to make sure you're mentally, emotionally, and financially ready for retirement.

In part 2, Noel discusses the rise of some of the newer scams that are becoming prevalent due to the rise of AI.

Noel Swain reviews some of the more common scams that have been used for decades and why they still unfortunately work. 

Noel Swain discusses 4 things that silently decrease the strength of your retirement portfolio, thus lessening the likelihood of a happy and sustaining retirement . 

Noel Swain discusses how ProVest actively manages their clients' accounts by following trends.  This is done in an effort to mitigate risk for those that are close to or in retirement.

Noel Swain goes in depth on the 3 basic annuity types, and reviews the pros and cons of each. 

Noel Swain and Gabe Lopez discuss how to be prepared for the next Bear Market, BEFORE it hits. 

Noel Swain discusses 4 things that a new retiree needs to do upon entering retirement.

Noel Swain discusses some of the things that the happiest retirees do or don't do in retirement, to make it as fullfilling as possible. 

CFP Noel Swain and newly licensed, Gabriel Lopez discuss how they are merging their unique strengths and experiences to bring ProVest to a stronger future. 

Noel Swain discusses how the decisions we make and the time of year in which we choose to retire can have a profound difference......from a tax standpoint, a personal standpoint, an emotional standpoint, and a financial standpoint.

Noel Swain discusses the 5 crucial steps to developing a written retirement plan, so as not to have to return to work, aka Reverse Retirement, which is an unfortunate growing trend. 

Noel Swain discusses WalletHub's list of best and worst places to retire, based on Affordability, Quality of Life and Healthcare.

Noel Swain discusses the ideal qualities of a client who wants to invest at ProVest Wealth Advisors. 

Noel Swain discusses the basic principles of vacation planning and compares them to Retirement Planning, as Retirement is the Ultimate Vacation 

Noel Swain discusses the 5 most important things to evaluate in the years just before you retire

In part 2, Noel Swain discusses the most frequently asked questions of RMDs and taxes

Noel Swain answers FAQs on 3 of the most important parts of Retirement......Social Security, Required Minimum Distributions,m and Taxes

Noel Swain discusses what RMDs are, why they're important, how to know how much to take and when, as well as what the penalties are, and tax strategies to lower your RMD amount. 

Noel Swain discusses Gen Xers who are scared they will run out of money, and Millennials and Gen Z'ers who are gambling on margin because a YouTuber told them to. In reality both groups are suffering from Biased Investing, which means they are letting emotion and bad information drive their decisions.

Noel Swain discusses the importance of getting the answers to these 5 critical questions before YOU can ever think of filing for social security so that you can be sure you are maximizing your benefits.

Noel Swain discusses helpful resolutions to get your retirement going in the right direction in 2026.

Noel Swain and Pamela Lyda share 6 heartwarming Christmas stories and then discuss the financial takeaway from each. 

Noel Swain discusses the recent AI stock market hype as to whether we might be destined for a continued market climb, a bubble bust, or maybe just a slow deflate. 

Noel Swain discusses how to budget and give intentionally during the Christmas season.

Noel Swain discusses the 5 subtle errors in judgement that keep most people from getting ahead financially

Noel Swain discusses the necessary steps to make sure you are prepared for a retirement that could last 30 to 40 years. 

Noel Swain discusses the 6 necessary steps to recover from any financial disaster.

No matter who you are or where you come from, it’s important to achieve financial independence.  CFP Noel Swain discusses how although challenging, especially to women, these 6 Steps are something that anyone can do.   

Noel Swain continues his conversation with a top Schwab exec, asking questions on subjects covering Sequence of Withdrawals, Robo-Advisors, and Unspoken Financial Pain Points

Noel Swain interviews a top executive at Schwab to get his insight on questions concerning market volatility, robo-advisors, and why it matters who the custodian of your assets is

Noel Swain and Gabriel Lopez discuss the pros and cons of the FIRE (Financial Independence Retire Early) movement

Noel Swain describes amygdala hijack, which is when the fight/flight part of your brain takes over the reasoning part of your brain, and then details how this can be detrimental to investing by discussing 10 Negative Investor Behaviors. 

Noel Swain discusses how people's ideas on money and investing, are learned behaviors.  He also discusses money and investing mistakes people tend to make, and then describes what real wealth actually is. 

Noel Swain continues his discussion of Investing and discusses investment products such as annuities and alternative investments.  He then discusses how to know which product(s) are right for you.

In this episode, Noel Swain discusses the differences between saving and investing, as well as he discusses the pros and cons of 4 of the most popular investment types, which are stocks, bonds, mutual funds, and ETFs.

Noel Swain compares the advantages of Dividends over Annuities for people who are looking for income in retirement