Hello Seattle Podcast

How do you know if the house you love is going to cost you $15,000 the month after you move in? Zach McDonald and Dan Keller walk through the inspection items that actually matter in Washington — sewer lines, roofs, foundations, water intrusion, rodents, mold, asbestos and oil tanks — and the one distinction that separates a normal repair from a real money pit: whether the work adds value or just fixes a problem. Both of them have paid for it personally. Dan skipped a sewer scope and the basement flooded two months after closing: a $15,000 bill. Zach found out from a city...

Should you buy a condo, a townhouse, or a house? In this episode Zach McDonald and Dan Keller break down what you're actually buying with each one — and why a condo means going into business with your HOA and every other owner in the building. We compare a $500,000 condo against a $500,000 single family home side by side, cover the Fannie Mae condo financing rules that changed recently and why tougher lending is good news if you're the buyer, and answer the question everyone asks: which property type actually appreciates best in Seattle?

Thinking about buying or selling a...

Do you really need 20% down to buy a house? You don't — and in this episode Dan Keller explains where that idea came from, what people are actually putting down in Seattle right now, and every down payment option available: FHA, conventional, jumbo, VA, and Washington State's down payment assistance program. Plus, a full cost breakdown on a $1,000,000 purchase at 20%, 10%, and 5% down.

Washington State Housing Finance Commission down payment assistance: https://www.wshfc.org/buyers/

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

...

Is buying a home in Seattle actually worth it right now? We open Season 3 with the question a client put to Dan directly: "You have a 20-year-old daughter — would you encourage her to buy a house right now?" We break down what it takes to buy at $750,000, $1 million, and $1.25 million — down payment, monthly payment, and the household income you'd need to qualify — plus why buyers finally have negotiating power again, how renting really compares over a few years, and the three things Dan says need to line up before you buy.

Welcome to Season 3 of the Hello Seattl...

All about the Briarcrest neighborhood of Shoreline, WA.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
F...

All about the Ridgecrest neighborhood of Shoreline, WA.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
F...

All about the North City neighborhood of Shoreline, WA.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/

All about the Ballinger neighborhood of Shoreline, WA.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
F...

All about the Echo Lake neighborhood of Shoreline, WA.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/

All about the Parkwood neighborhood of Shoreline, WA.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
F...

All about the Meridian Park neighborhood of Shoreline, WA.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/

All about the Highland Terrace neighborhood of Shoreline, Washington.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.c...

All about the Highlands neighborhood of Shoreline, Washington.

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
F...

All about the Richmond Highlands area of Shoreline, WA

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/

All about Innis Arden

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
Facebook - https://www.f...

All about Hillwood

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
Facebook - https://www.facebook.c...

All About Richmond Beach

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald
Real Estate Agent
Real Property Associates
(425) 543-3561
[email protected]

Connect with Zach on social:

Website - http://www.mcdonaldresidential.com/
Zillow - http://www.zillow.com/profile/mcdonaldresidential/
Facebook - https://www.f...

Discover what it's like living in Shoreline, WA! In this episode, we introduce the city of Shoreline, its history, parks, schools, housing market, and what makes it such a great place to call home.

Here's the city of Shoreline website: https://www.shorelinewa.gov/

Welcome to Season 2 of the Hello Seattle Podcast—Living in Shoreline, WA! In this season, we’re exploring one of Seattle’s favorite suburbs: Shoreline. Whether you’re thinking about moving to Shoreline, buying a home, or simply curious about what it’s like to live here, this season is your neighborho...

Learn more about buyer's agency and representation.  Why you want it?  What the NAR commissions settlement means to you as a home buyer and how this settlement impacts that housing market.

This is an updated podcast now that the settlement is over and the dust has settled... You're going to learn a lot, much needed knowledge if you are buying a home in 2024 and beyond!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding

This week Zach and Dan bring a special guest into the studio, Tyler Kerlee w/ Path Insurance Solutions.  Tyler was responsible for introducing Zach to Dan 10-years ago and has emerged as one of the top insurance brokers in King and Snohomish County!  

You'll learn more about insurance premiums, what home owner's insurance covers, and what top claims they see and how to avoid them!

Enjoy our show today, and if you found it share-worthy, please do!  

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reac...

This week Zach and Dan bring you valuable and new info that will help solve the housing crisis w/ affordable living solutions  leveraging the new DADU or backyard cottage laws in Seattle. This week's guest is an expert builder/developer of DADU's. Ryker Young of Roosevelt Builders doesn't hold anything back!  He explains the new laws, how to look for a DADU, how to invest in DADU's or make them your own home!  

Enjoy today's episode! For more information on building, buying, or selling a property that may involve a DADU, reach out to Dan Keller at 425-35...

This week Zach and Dan help you unlock the path to prosperity as a real estate investor with expert advice, insider tips, and success stories!  You'll learn how to get started investing, how to buy your first investment home (easier than you think), and how to manage the properties to ensure the least amount of turnover and maximum profits!

For more information on today's show, reach out to Zach or Dan here - [email protected]

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

This week Zach McDonald and Dan Keller talk about the drivers behind the Seattle housing market (employment and rates) and what fuels those drivers!  We summarize an economic forum we attended and close with valuable advice from arguably, the wealthiest person in American, Warren Buffett!  This is a good one you DON'T want to miss - seller... buyer.. or real estate agent! Enjoy!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-71...

This week, Zach and Dan sit down with Joe Marine, the Mayor of Mukilteo to tell you everything you'll want to know about living in Mukilteo, Wa. You may be surprised to learn a couple of things about price points, recreation and 2 things that make Mukilteo a sought after suburb of Seattle!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

This week, Dan and Zach sit down with local Seattle home appraiser Adam Franklin.  He's a top home appraiser in the Seattle market and shares a detailed behind the scenes look at how homes are appraised, and what you need to know as a home buyer about the  home appraisal process!  Oh, and he's from Bainbridge Island, so we talk about what makes Bainbridge Island a desirable place to live!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New...

This week, Dan and Zach talk about the major lawsuits plaguing real estate firms all over the country based on real estate agent commissions (or the transparency around how buyer's agents are paid). 

There are big changes to Washington State real estate agent laws now requiring a Buyer Brokerage Services Agreement between the home buyer and the real estate professional.  

Today you will learn how this will impact you as a buyer and as a real estate agent in Washington State!  Enjoy and reach out to us w/ any questions!

Thinking abo...

This week Zach and Dan talk about the top suburbs of Seattle on the North end.  We'll be talking about Shoreline, Kenmore, Brier, Lake Forest Park, Edmonds, Mountlake Terrace, and Lynnwood! And the bonus, how much do you actually need to earn to buy a home w/ 7% down in each of these communities...  This is gonna be a great show!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
dankellermtg@gma...

This week Zach and Dan talk about the Eastside of Seattle. Many people that are not familiar with the suburbs of Seattle group the "eastside" into Seattle, and in fact, the eastside has it's own unique and separate identity from Seattle!

We're specifically talking about Bellevue, Kirkland, Redmond, Woodinville, Issaquah, Sammamish, Renton, and Bothell!

Come along, enjoy this virtual tour and learning more about price points, locations, what makes these cities unique and special, and how much you actually need to earn to buy a home in these cities surrounding Seattle!

Enjoy!

This week, Zach and Dan go round 2 on the "How much do I need to earn" series... Two weeks ago, they explained how much you need to earn to buy a CONDO in Seattle, and this week, they explain in detail, how much you need to earn annually to buy a single-family home in Seattle. Come take a virtual pricing tour from North Seattle (Greenwood) to West Seattle, To Magnolia, to Queen Anne Hill!  T

his episode will be fun and informative for you!  Enjoy!

Thinking about buying or selling a home in the Seattle ar...

This week Dan and Zach recap their predictions from last year for 2023 and give new 2024 Seattle real estate and mortgage predictions (backed by a ton of data of course). This is gonna be good!  See how close Dan and Zach were w/ their predictions from last year and see what they have to say about 2024!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan

This week, Zach and Dan sit down with Dale Kaemingk, the Mayor of Brier to tell you everything you need to know about living in Brier, Wa. You may be surprised to learn a couple of things about lot sizes and price points, 2 things that make Brier a sought after suburb of Seattle!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan

On today's episode, Zach and Dan take you on a virtual tour of Shoreline, Wa!  Plus, we guide you through the home inspection process, inside and out w/ local top home inspector Geff Spry, owner of Hawks Eye Home Inspection. 

Enjoy!

Geff can be reached here - https://hawkseye.org/about-us/

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan

This week we take you on a deep dive, virtual tour of Edmonds, Washington w/ our guest being a local Estate Attorney William Kessler, AND resident of Edmonds.  

You will learn more about what makes Edmonds special, along with where people go to dine, explore, and live in Edmonds, Washington!  We also share some great insight on buying a home w/ a partner and how to properly set up an Estate Plan or Partnership Agreement when buying a home!  

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to rea...

This week, Zach and Dan answer a popular question in today's high interest rate environment, "How Much Do I Need To Earn To Buy A Condo In Seattle?"  We give you a few different locations and price points to consider.. You may be surprised, take a listen, let us know your thoughts, and if you found this episode valuable, share it with someone it may help!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
ca...

This week Zach and Dan talk about launching the Hello In Seattle podcast and how we get to take the content that has made our Youtube channels and social media so great and expand on helping things that people moving to Seattle want to know more about!

Thinking about buying or selling a home in the Seattle area soon? Please don't hesitate to reach out! 

Dan Keller (mlo# 115349)
Mortgage Advisor
New American Funding
call/text: (425)-350-7136
[email protected]
Instagram: @mymortgageguydan
mymortgageguydan.com

Zach McDonald