Market Shares With Tony Blodgett

Where are the real opportunities in today’s housing market?

In this episode of Market Shares, I sit down with real estate expert Anton Stetner to break down exactly where smart investors are putting money in 2026 - and what’s changing across housing, multifamily, and commercial real estate.

From ADUs and house hacking to fix-and-flip shifts, middle housing challenges, and emerging opportunities like lot splitting, this episode is a deep dive into what’s actually working right now.

We also unpack the bigger macro picture - including supply shortages, interest rates, new legislation, and why to...

What happens when two market experts sit down with no agenda? A real, unfiltered breakdown of what’s actually happening in today’s housing market.

In this episode of Market Shares, Anton Stetner and I connect the dots between interest rates, housing trends, tax policy, and migration patterns - and how it’s all impacting real estate right now.

From a transaction slowdown nationwide to major policy shifts like Washington’s new tax laws, the ripple effects are already showing up in affordability, inventory, and even where people are choosing to live. 

📌 Topics We Cover
I...

Mortgage rates don’t move in a straight line - and the reasons why are more complex than most headlines suggest.

In this episode of Market Shares, I break down why rates remain elevated even when parts of the market improve. From volatility in mortgage-backed securities (MBS) to inflation, oil prices, jobs data, and lender risk, I unpack what’s really driving today’s rate environment.

You’ll also learn why rates spike quickly but fall slowly - and why stability in the market matters more than short-term improvements.

🔍 Topics I Cover
Why mortgage ra...

First-time homebuyers aren’t just waiting longer… they’re thinking differently.

In this episode of Market Shares, I sit down with FirstHome IQ's Kristin Messerli to unpack the massive shift happening with Millennials and Gen Z - and what it means for loan officers and real estate professionals.

From financial literacy gaps and outdated assumptions to a shocking rise in AI-driven research, today’s buyers are more informed, more overwhelmed, and more skeptical than ever before. We dive into how education, authenticity, and advocacy are becoming the new competitive edge in today’s market - and why the ol...

Mortgage rates just made a major move - and it’s not just about the Fed anymore.

In this episode of Market Shares, I break down what’s really driving today’s volatility - from a hawkish Federal Reserve to rising oil prices and escalating tensions involving Iran.

💡 The big shift: Mortgage rates are no longer reacting to just economic data - they’re reacting to global headlines in real time. From Jerome Powell downplaying weak jobs data, to the critical role of the Strait of Hormuz in global oil supply, this episode connects the dots between geo...

Two major housing executive orders just dropped - and they could shake up mortgages, home construction, and the real estate market like never before.

In this full episode of Market Shares, I break down all the latest housing-focused executive orders from President Trump. From increasing inventory to expanding credit, I explain what these policies really mean for lenders, homebuyers, and the overall real estate market.

I cover everything: regulatory changes speeding up home construction, innovative building methods like 3D-printed homes, the rapid growth of Non-QM loans, efforts to bring local banks back into mortgage lending, and...

Think the housing shortage is over? Not so fast. Headlines are shouting about rising inventory, but the real story is much more complicated. In this episode of Market Shares, I break down surprising data from HousingWire and explain why so many markets are still facing shortages.

From the pandemic-era Great Migration to today’s “Great Stay”, we look at why some states are overflowing with inventory while others are still running out of homes. Affordability, slow hiring, and migration patterns are all keeping the market stuck - and understanding the local details can give mortgage pros, realtors, and invest...

Global events are shaking up mortgage rates and the spring housing market. Geopolitical tensions in the Middle East, disruptions in oil supply, and rising inflation could reverse the recent downward trend in rates - fast.

In this episode of Market Shares, I explain why the Strait of Hormuz matters, how oil prices drive inflation and rates, and why the next 72 hours are critical for markets. I also break down key moves in MBS coupon pricing and what that means for borrowers, lenders, and builders.

Topics We Cover:
How Middle East conflicts impact mortgage rates and...

Are you really getting the best mortgage rate — or just the lowest number you see online?

In this full episode of Market Shares, I expose the truth about par rates, adjustable rate mortgages (ARMs), and online rate quotes. With so much information available today, it’s easy to assume you’re getting the best deal — but the reality is often more complicated.

I break down strategies for borrowers and loan officers alike - showing how to maximize savings, make smarter rate decisions, and present clients with the best options in 2026.

🔎 Topics We Cover in This Episod...

You set your 2026 mortgage goals. You built the business plan. You said this was your year.... so why isn’t production happening?

In this episode of Market Shares, Dan Keller and I break down exactly what top-producing loan officers do to get back on track fast. We talk about how to turn your big income goals into daily, weekly, and monthly actions, how to generate leads from your database and sphere, and how to build a 100% referral-based mortgage business that keeps producing.

No fluff. No motivation speeches. Just the process, urgency, and strategy that separates top pr...

A lot is moving in the mortgage industry right now — and this episode breaks down the biggest stories you need to know.

From rising credit report costs and potential underwriting changes, to major federal housing reform, rate forecasts that could trigger pent-up buyer demand, a spike in refinance activity, and the growing senior housing conversation — this is your quick monthly pulse check on what’s happening across the industry.

This episode is about staying informed, staying positioned, and understanding where the industry momentum may be building next.

🎯 Topics We Cover
Credit report cost increases...

Social media isn’t just content—it’s your reputation.

In this episode, I break down how posts, comments, likes, and even “neutral” engagement can quietly cost professionals clients, credibility, or their job—especially in mortgage and real estate.

From permanent digital footprints and algorithm amplification to compliance risk, AI-driven research, and context collapse, this episode explains why social media must be treated as a professional platform in 2026.

If your business depends on trust and referrals, this is a conversation you can’t afford to ignore.

🧠 Topics We Cover
Why social media is both a g...

What does it really take to succeed as a loan officer in the next five years?

I sit down with Dustin Owen, founder of The Loan Officer Podcast (TLOP), to break down the fundamentals that matter most: sales skills, relationships, mindset, money, AI, and career strategy.

Dustin shares lessons from his CMB journey, how content opened doors beyond production, and why fundamentals beat tech hype. We also cover referrals, market lessons, and why ethical career advising may reshape mortgage careers.

Whether you’re producing loans, leading a team, or planning your next career move, th...

Is 2026 shaping up for lower mortgage rates… or major unintended consequences?

In this episode, I break down the biggest policy moves and market signals shaping the next housing cycle — from the Trump administration’s proposed $200B purchase of mortgage-backed securities to the investigation into Fed Chair Jerome Powell, new ideas around using 401(k) and 529 funds for homebuying, and the controversial push to cap credit card interest rates at 10%.

I explore how these moves could impact mortgage rates, affordability, inventory, consumer spending, and economic growth — and why markets are already pricing in volatility, opportunity, and risk.

🧠 T...

Is the housing market really frozen by low-rate homeowners - or is that just a headline myth?

In this episode of Market Shares, I break down the data behind the so-called “lock-in effect” and reveal what’s actually driving buyer and seller behavior heading into 2026. From interest rates and inventory to equity, credit, and housing mobility, you’ll get a clear, data-backed view of where the market is going and how to position yourself ahead of the next shift.

If you’re in mortgage or real estate and want a smarter outlook on the 2026 housing market, this episo...

2026 housing and mortgage trends are shaping up differently than most people expect.

In this episode of Market Shares, I break down what loan officers and real estate professionals need to know for 2026: where rates are headed, why inventory is finally near normal, how spreads and the labor market are impacting affordability, and why Non-QM lending is becoming a must-know strategy. I also dive into income growth, equity, and refinance opportunities—and share why mindset and performance matter just as much as the numbers.

This episode cuts through the hype and shows what’s really happening in the...

Dual licensing is shaking up real estate—but it’s not what most people think.

In this episode of Market Shares, Loan Agent Kathy Helbig-Strick and I break down why more agents are getting their mortgage license, how FHA rules cleared the path, and why transparency and compliance make this model safer—not riskier. We also unpack what the NAR lawsuit really means for commissions, buyer agreements, and agent dynamics.

Learn how dual licensing protects clients, prevents blown deals, and builds stronger agent–lender partnerships—without doing two full-time jobs. Whether you’re curious or skeptical, this is the...

In this episode, I break down everything mortgage professionals need to know heading into 2026. From a full recap of 2025 market trends to what’s next for rates, refinancing, and strategic growth, this episode covers it all. 

Learn why mortgage rates track oil prices, how a soft labor market and moderate inflation could keep rates in the high 5% range, and the opportunities lurking in refinance and non-QM loans. I also share practical advice on dialing in your database, executing strategic refinances, and building stronger referral networks to stay competitive in a challenging market.

🧠 Topics We Cover
• 2025 housing...

In this episode, I break down why the latest Fed rate cut actually improved mortgage rates and what made this one different. We dig into market expectations, Treasury purchases, and how these moves felt a lot like quiet quantitative easing.

We also examine AI as a real economic force: massive investment is boosting productivity and GDP, but not necessarily jobs, challenging assumptions about growth, employment, and household stability.

Plus, I share a real-world AI story that exposed the risks of overconfidence, shallow sourcing, and blindly trusting AI tools. A reminder that logic, verification, and human judgment...

Are you ready to take your mortgage career to the next level? In this full Market Shares episode, Tony Blodgett sits down LIVE from Lake Union in Seattle with Bill Hart and Richard Milligan, two of the top minds in mortgage coaching, leadership, and strategy.

From breaking free of burnout to mastering AI, digital influence, and database dominance, this episode is your roadmap to growing your team, building long-term client relationships, and future-proofing your business.

Learn how to:
Use coaching to level up performance in a remote, fast-changing mortgage worldRecruit top talent and lead like...

What’s really driving mortgage rates today — and where are they headed in 2026? In today's full episode of Market Shares, Tony Blodgett sits down with New American Funding CIO Jason Obradovich for an insider’s look at capital markets, Fed policy, and the booming non-QM market.

From lessons learned during the dot-com bust and 2008 financial crisis to decoding Treasury spreads, rate swings, and investor trends, Jason breaks down what loan officers and homebuyers need to know to stay ahead of the market.

Whether you’re trying to predict rates, navigate the Fed’s moves, or understand the boomin...

The mortgage world is buzzing with headlines about 50-year mortgages, portable loans, and housing affordability—but what’s real, and what’s hype? In today's episode of Market Shares, Tony Blodgett breaks down the viral ideas, the math, and the market realities - giving you a clear, no-nonsense view of today’s housing finance landscape.

From why a 50-year mortgage likely won’t happen, to the portability ideas that sound amazing but aren’t feasible in the U.S., to the real winners and losers in affordability debates - Tony’s decades of experience cuts through the confusion.

If...

The real estate market is changing—fast. In today's Market Shares episode, Tony Blodgett dives into the latest 2025 NAR Home Buyer & Seller Survey and breaks down the key trends, shifting demographics, and opportunities that every real estate agent and mortgage professional needs to know.

From the collapse of first-time homebuyers to the rise of older move-up buyers, median buyer age now at 59, and the dominance of referrals and repeat clients, this episode is packed with actionable insights to help you adapt your strategy, capture the right buyers, and grow your business in today’s market.

Even firs...

In this episode of Market Shares, Tony Blodgett pulls back the curtain on loan-level price adjustments (LLPAs) and why they’re silently driving up mortgage costs for buyers, investors, and even cash-out refinancers.

From second homes and investment properties to cash-out refinances, Tony walks through the numbers that most people don’t see—and how even a good credit score or decent down payment can still trigger thousands of dollars in hidden fees.

We also dive into why Fed rate cuts haven’t lowered mortgage rates, the surprising profits of Fannie Mae and Freddie Mac, and how Barr...

In this jam-packed episode, Tony Blodgett breaks down the latest mortgage market insights, from a flat and uncertain housing market to major industry news. Get the scoop on the Optimal Blue lawsuit, the rise of VantageScore vs. FICO, and how the ongoing government shutdown and economic indicators are impacting rates. Plus, learn why your database is your biggest asset and how top loan officers are leveraging relationships to thrive, even in slow markets.

Whether you’re a loan officer, real estate professional, or just curious about the mortgage world, this episode gives actionable insights to stay ahead, stay pr...

Ever wondered how top loan officers close more deals and turn online leads into loyal clients? In this all-in-one episode of Market Shares, Tony Blodgett sits down with Chad Church, SVP of NAF Leads, to reveal the inner workings of mortgage lead generation, call centers, retail operations, and the strategies that make New American Funding a standout in the industry.

From mastering refinance opportunities to understanding client psychology, building local relationships, and selling smarter with visual, auditory, and kinesthetic techniques, this episode is packed with actionable insights for any mortgage professional looking to boost conversions and retention.
<...

Overwhelmed by endless tasks, open loops, and scattered thoughts? In this episode of Market Shares, host Tony Blodgett dives deep into David Allen’s Getting Things Done (GTD) method and shares the principles that transformed his productivity, mindset, and business success.

From creating a reliable workflow to mastering mental clarity, Tony walks through everything you need to capture, clarify, and organize your tasks, while applying life-changing concepts like Mind Like Water, the T2-Minute Rule, and the Weekly Review. Whether you’re juggling projects, calls, errands, or emails, this episode gives you practical tools to stay focused, reduce stre...

In this full Market Shares episode, Tony Blodgett sits down with top-producing loan officer Dan Keller to reveal the strategies that make him irreplaceable in a competitive mortgage market.

From Lunch & Learns with agents to post-closing touchpoints, database protection, and even turning competitor bots into warm leads—Dan shares a tactical playbook any loan officer can implement to grow referrals, retain clients, and dominate their market.

🧭 Topics We Cover:
Building relationships with Lunch & Learn eventsThe 4-part “Warm Leads Will Fix All Your Problems” seriesExposing business gaps for real estate agents & borrowersPost-closing touchpoints and 5-touch retention strategyP...

In this episode of Market Shares, Tony Blodgett breaks down the real story behind the headlines. From Trump’s comments on Fannie Mae, Freddie Mac, and home builders, to rising inventory, builder incentives, and fall market trends—there’s more opportunity for buyers than you might think.

We also dive into the government shutdown’s impact: delayed jobs reports, frozen flood insurance, USDA loan interruptions, and potential FHA/VA disruptions. Despite the uncertainty, mortgage rates are trending lower, and Tony explains what that means for buyers, sellers, and lenders.

🗂️ Topics We Cover
🏛 Trump’s comments on housing & build...

Q4 2025 is shaping up to be a pivotal moment in the mortgage market, and smart loan officers know that preparation now sets you up for success in 2026. In this episode of Market Shares, Tony Blodgett breaks down everything you need to know to finish the year strong: interest rate trends, refinance opportunities, database management, time management, and staying productive during the holidays.

Whether you’re a mortgage professional, loan officer, or real estate partner, this episode is packed with actionable strategies to protect your clients, grow your business, and capitalize on what could be a busy, transitional market.

The Fed just made a surprise “risk management” rate cut — but why are mortgage rates acting differently than expected? 🤔 In this episode of Market Shares, Tony Blodgett sits down with Dan Habib to break down the September Fed meeting, Stephen Mirren’s controversial DOTS plot, inflation vs. labor concerns, and the critical October 3rd jobs report.

If you’re wondering whether mortgage rates could drop to 6% or high 5s, how labor market changes and visa policies impact the economy, and what to expect for homebuyers and refinancers, this is the analysis you need.

📌 Topics We Cover:
September F...

Reverse mortgages are one of the most misunderstood financial tools — but for the right family, they can be life-changing.

In this episode of Market Shares, Tony Blodgett sits down with reverse mortgage expert Charles Butler to explain what reverse mortgages really are, who qualifies, and how they can help seniors and their families eliminate mortgage payments, unlock home equity, and live with greater financial freedom.

From busting the “bank takes your house” myth to walking through real downsizing scenarios, this episode is packed with education, strategies, and inspiring real-life stories. Whether you’re planning for retirement, helping...

In this full episode of Market Shares, host Tony Blodgett sits down with Amir Syed — a broke immigrant kid turned top producer, elite coach, and creator of Go Coaching & GrowthCon.

Amir shares his raw journey from struggling with a 1.7 GPA to building a multimillion-dollar business, leading a top-producing mortgage branch, and walking away from it all to coach loan officers full-time.

This episode is loaded with powerful takeaways on mindset, sales mastery, community, and the importance of coaching if you want to thrive in today’s market. Whether you’re brand new to the mortgage industry or a s...

🚨 One of the biggest months for interest rates is here — and the stakes couldn’t be higher.

In this episode of Market Shares, host Tony Blodgett sits down with Dan Habib of MBS Highway to break down everything mortgage and real estate pros need to know about jobs data, the Fed’s September 17th meeting, and what it all means for mortgage rates, refinances, and the housing market.

From Powell’s Jackson Hole comments to shocking jobs report revisions, a shake-up at the BLS, and bold predictions on where mortgage rates could land in 2025 — this episode connects all...

The mortgage and real estate world is shifting fast—and this week’s Market Shares Podcast breaks down the biggest stories shaping housing and lending right now.

From the Trigger Leads Ban and the CFPB dismantling, to Fannie Mae’s latest economic forecast, Tony Blodgett unpacks what’s really happening behind the headlines—and what it means for loan officers, agents, and clients.

Plus, Tony breaks down two eye-opening surveys:
✅ Why Millennials & Gen Z embraced the “Marry the House, Date the Rate” mindset—and what it means for refinance demand.
✅ Why 90% of buyers report stress during the ho...

Accessory Dwelling Units (ADUs) are transforming residential real estate, offering new opportunities for homeowners, multi-generational families, and investors—but financing has often been a barrier.

In this episode of Market Shares, Tony Blodgett breaks down the SUPPLY Act and how federally-backed second liens could make building ADUs easier. He also covers Washington state laws on middle housing and backyard cottages, showing how ADUs can increase equity, generate rental income, and create smart investment opportunities. Tony shares tips for homeowners and real estate agents on evaluating property potential, maximizing value, and investing in multi-unit or detached ADUs as the ho...

From broke rookie to mortgage icon, bestselling author, and global speaker — Todd Duncan’s journey is proof that trust, purpose, and resilience never go out of style. In this powerful full-length Market Shares conversation with Tony Blodgett, Todd shares how one Sales Mastery invitation launched a 30-year legacy, why relationships always beat transactions, and how he’s using platforms like Fuel to impact millions worldwide — including free programs for veterans and first responders.

You’ll hear untold stories of career-defining moments, behind-the-scenes lessons from building iconic brands, and deeply personal accounts of overcoming loss, betrayal, and business collapse.

The Fed didn’t move, but the data did! In this week’s Market Shares episode, Tony Blodgett dives into the latest Fed meeting and the surprising August 1st BLS jobs report. With the Fed holding steady for the fifth time, growing dissent among Fed governors, and massive job revisions raising red flags, the market could be primed for a pivot toward lower interest rates.

We dig into Powell’s cautious stance, dissect job creation numbers (or lack thereof), and examine what this could mean for mortgage professionals and consumers alike. Plus, Tony explains why now might be your f...

The biggest mortgage innovation in 30 years is here—and it's not just hype. The FHFA is moving Fannie Mae and Freddie Mac toward VantageScore, setting off a seismic shift in credit evaluation, loan pricing, and mortgage access across the country.

Tony Blodgett unpacks how the shift to VantageScore could expand credit access, disrupt FICO’s dominance, drive underwriting changes, and start impacting the industry as early as 2025.

👉 Whether you're a loan officer, mortgage exec, or just want to stay ahead of the biggest shakeup in lending since automated underwriting—this episode is your playbook.

📌 Topics We Co...

In this high-stakes episode of Market Shares, host Tony Blodgett dives deep into the growing firestorm surrounding Fed Chair Jerome Powell. From a criminal referral for perjury over a $2.4B renovation to relentless political pressure pushing him toward resignation, this episode unpacks the chaos unfolding at the Federal Reserve.
 
Tony breaks down what’s driving the controversy, whether Powell will survive until the end of his 2026 term, and what a changing of the guard could mean for interest rates, the housing market, and long-term economic stability. Plus, Tony checks the Vegas odds on who might be next in lin...