Vishwas Mudagal Show

🚨 You’re not broke because you earn less.

You’re broke because of these 5 deadly habits.

Most people kill their wealth with:

1️⃣ Spending everything by month-end — no budget, no future

2️⃣ Borrowing blindly — EMIs & credit card slavery

3️⃣ Depending on one income stream — one job loss = disaster

4️⃣ Living a show-off lifestyle — LV bags on EMI ≠ rich

5️⃣ Letting money define self-worth — net worth ≠ self-worth

☠ These habits are financial suicide.

🔥 Flip the Script:

✅ Save before you spend

✅ Avoid bad debt at all costs

✅ Build multiple income streams

🚨 The BIGGEST CURRENCY of the future isn’t money.

Not your crores. Not your cars. Not your investments.

👉 The real rich will be those who have:

😄 Happiness as wealth

🌿 Inner peace as success

💪 Health as power

Because money without peace is poverty.

Because success without health is failure.

Because fame without happiness is emptiness.

💡 Your 6 Doctors — free, priceless, life-saving:

☀ Sunshine | 💧 Water | 🛌 Rest | 🌬 Air | 🏃 Exercise | 🥗 Diet

🔥 And your 5-step playbook to become the NEW RICH:

⿡ Prioritize sleep like your bank balance

⿢ Move da...

Careers don’t ruin lives. Wrong marriages do.

The single most important decision you’ll ever make is who you marry—and most people get it wrong.

🚫 Don’t confuse chemistry with compatibility.

🚫 Don’t ignore red flags.

🚫 Don’t choose for looks or money.

🚫 Don’t skip life-goal conversations.

🚫 Don’t rush without financial independence.

✅ Marry for values.

✅ Marry for vision.

✅ Marry for emotional safety.

Choose right—and you build dreams.

Choose wrong—and you spend life fixing problems.

💬 Comment CHO...

💥 The biggest lie in fashion? Luxury pricing.

A $200 Gucci bag sells for $2,000.

Not for the leather. For the status.

Luxury runs on psychology:

📊 10x markups from factory to showroom

🧠 80% of purchases = emotion, not need

💡 People buy identity, not products

And here’s the hidden truth →

🇮🇳 Much of that “Made in Italy” magic? Crafted by Indian artisans. Embroidery, detailing, finishes — done here, labeled there.

Global luxury = $400B.

India = fastest growing (+33% in 2024).

Luxury isn’t about handbags or watches. It’s about selling a story. A...

India doesn’t bleed when Indians go abroad. India rises.

💸 In 2024–25, our diaspora sent back a record $135 BILLION.

🌍 That’s 14% of all global remittances — the largest share worldwide.

🏠 It fuels families, villages, and small towns.

📈 It adds 3–4% to India’s GDP year after year.

🚀 And beyond money, Indians are leading Fortune 500 companies and shaping global industries.

Indian talent abroad isn’t a loss — it’s our hidden superpower. Every Indian overseas is proof that DIASPORA POWER is real. Together, we’re building India’s path to becoming a global powerhouse.

💬 Comment...

The millionaire habit nobody respects: SLEEP

The real flex isn’t 4 hours of grinding—it’s 7–8 hours of deep, clean sleep.

Science backs it:📊 Less than 6 hours = +23% obesity risk

📊 Sleep

🌍 Why I never stay in hotels anymore while traveling?

Hotels give you convenience, but staying local gives you culture, freedom, and memories that last. In Paris, I had breakfast with the Eiffel Tower view. In Dubai, I woke up facing the Burj Khalifa. In Tokyo, I discovered antique markets with my host.

📌 64% of Airbnb (or similar service) guests feel closer to culture than hotels.

📌 ~26% cheaper on average.

📌 More space, kitchens, and flexibility.

Hotels sell you packages. I choose freedom. Next trip, skip the lobby, live like a local, and you’ll thank...

India is rewriting the rules of luxury. 🚘💎

Globally, luxury markets are cooling. But in India? They’re on fire.

📊 $17B luxury market in 2024 (+33% YoY)

🚘 Maybach sales up 145%

🚘 Lamborghini sales up 10%

👜 Louis Vuitton & Gucci stores with queues + waitlists

What’s fueling it?

⚡ Young millionaires under 40

⚡ EMI culture making luxury “accessible aspiration”

⚡ Tier-2 & Tier-3 cities joining the wave

⚡ 50% rise in ultra-rich by 2028 — fastest in the world

But here’s the catch — many buyers aren’t wealthy. They’re using EMIs and loans just to flex.

Ambition...

It’ll cost you ₹60L–1Cr a year. Most people aren’t even close.

Here’s the breakdown 👉 It’s not just the car or the apartment… it’s the monthly burn that will shock you.

🚘 Mercedes/BMW EMI: ₹2L

🏠 Premium Rent: ₹2–4L

✈️ Travel + Lifestyle: ₹1L+

🎓 School fees: ₹50k–1L per child

➡️ Total: ₹5–8 lakh/month (₹60L–1Cr a year!)

Here’s the truth:

⚠️ True luxury = when your assets pay for your lifestyle, not your salary.

✅ Wealth = Freedom

❌ EMI luxury = Trap

✨ Dream big. Build smart. Live free.

Comment LUXU...

It won’t happen by saving small or chasing a 2BHK flat dream. That’s middle-class advice — and middle-class advice keeps you stuck.

Here’s the truth 👇

❌ Don’t copy family money mindsets if they aren’t millionaires.

❌ Cut out toxic friends & relatives — poverty is contagious.

❌ Delay marriage & kids if you can’t afford them.

✅ Move cities where opportunities exist.

✅ Grind insane hours in your 20s — freedom comes later.

It’s lonely. It’s brutal. People will call you selfish. Friends will drift away. But when you win, the same people will...

Debt isn’t the enemy. Ignorance about loans is.

💡 The Rich Person’s Rule: Borrow only when ROI > Loan Interest.

📊 Over 60% of billionaires use leverage as their silent weapon for growth. ❌ The poor borrow to flex. ✅ The rich borrow to multiply.

Debt isn’t the enemy—it’s how you use it.

📌 Billionaires borrow smart: • Elon Musk took $60M in property loans while staying liquid • Mukesh Ambani raised $2.9B in loans without selling assets

📌 Traditional Indian play Tatas, Birlas, DLF… bu...

🔥 The BATTLE of the DECADE is here! 🔥

Forget Veg vs Non-Veg, Messi vs Ronaldo, even Tea vs Coffee…

👉 Nothing sparks a louder fight than iPhone vs Android 📱💥

This isn’t just about a phone.

It’s about status, lifestyle, and identity.

✨ iPhone = Premium feel | Smoothest UX | Status Symbol

⚡ Android = Endless features | Affordable | Customization king

📊 The numbers say it all:

🔹 Android rules India with a MASSIVE ~95% market share.

🔹 Yet, iPhone shipments skyrocketed +21.5% YoY in 2025 with nearly 6M units sold! 🚀

In India, an iPhone isn’t just a device—...

Everyone is chasing “Old Money vibes” on Instagram. Polo clubs. Beige sweaters. Vintage watches.

But here’s the truth — Old Money isn’t a look. It’s a mindset.

🔑 Old Money = Legacy.

Built over decades, sometimes centuries.

Land. Businesses. Assets that compound quietly.

No flex. No need to prove.

⚡ New Money = Noise.

Flashy Lamborghinis on EMIs. Gucci belts. Insta flex.

Validation > Value. Loud wealth, shallow roots.

Think of the Tatas, Birlas, Rockefellers — they weren’t posting outfits. They were building industries, jobs, and institution...

🚨The truth nobody tells you: Your biggest business partner in life is actually your "LIFE PARTNER "‼

Forget your degree. Forget your job. Forget your business.

👉 The ONE decision that will shape your success, health & happiness… is who you "MARRY" .

💡 A supportive partner will multiply your success, wealth & peace of mind.

❌ A toxic partner will drain your energy, money & mental health.

This isn’t just about love ❤

It’s the biggest business partnership of your life.

Choose wrong → you spend life fixing problems.

Choose right → you spend life...

Why Goddess Lakshmi avoids some people⁉

It’s in your clothes…‼

In our Hindu epics, the Gods and kings never appeared shabby. Their robes were clean, bright, and full of aura. Why?

Because appearance is energy. Attire is a signal.

✨ Lakshmi, the goddess of wealth, resides where there is dignity, order, and beauty.

🚫 Shabbiness = Neglect = Repelling abundance.

👑 Dress well = Signal of worthiness.

Even today, first impressions open or close doors to opportunity.

When you show up sharp, people see you as disciplined, capable, and trustworthy...

🚨 Truth Bomb: 7 out of 10 iPhones in India are bought on EMI.

Not luxury. Not affordability. Just pressure.

For many young Indians, the iPhone isn’t just a phone — it’s a status symbol, a social signal, and often… a debt trap.

Here’s the tough question nobody asks:

👉 What if instead of swiping that EMI, you invested the same money?

– In 5 years → ₹2.6L

– In 10 years → ₹4.6L

Meanwhile, your iPhone? Outdated in 2.

⚡ Luxury today can cost you freedom tomorrow.

💡 Smart playbook to buy guilt-free:

1. Delay gr...

The wealthy don’t rely on salaries.

They own cash-flowing assets that keep paying them — even while they sleep.

🚀 5 Assets That Print Money:

1. Rental Properties – rents + appreciation (start lean with REITs)

2. Dividend Stocks – profits + compounding

3. Business Ownership – systems & teams pay you

4. Royalties – create once, earn for years

5. Digital Products – courses, templates, apps

⚡ The Millionaire Formula:

Earn → Buy assets → Reinvest → Snowball wealth

🔥 If you’re not building these, you’re falling behind. Start NOW.

Comment “ASSETS” and I’ll share how to get started step by st...

10 years ago, luxury cars in India were mostly for the 45+ crowd.

Today? The average BMW buyer is just 35 years old. Mercedes? 38. Audi? 37. Lamborghini? India’s youngest buyers globally.

💡 Why?

Young Indians are earning big earlier — thanks to startups, high-paying tech roles, global remote work, and smart investments. They’re not waiting for retirement to live the good life.

📜 Your 5-Step Playbook to Own One Young

1. Pick high-growth industries (GCCs, fast-scaling startups)

2. Negotiate for ESOPs/bonuses

3. Invest 30–40% of income

4. Buy assets before liabilities

5. Plan for...

It’s not luck — it’s a system. 📈

Here’s their playbook:

1. Money works for them — invest, don’t just earn

2. Assets before liabilities — wealth first, luxury later

3. Multiple income streams — don’t depend on one

4. Smart taxes & leverage — keep more, grow faster

5. Buy time — focus on high-value work

6. Invest in networks — opportunities live here

7. Avoid lifestyle creep — earn more, spend smart

8. Keep learning — money skills never expire

9. Think long-term — plan in decades, not days

10. Teach the next generation — wealth mindset...

With my first salary, I could’ve put it in a bank, bought stocks, or saved it for the future.

But instead, I chose to invest in something timeless my family. ❤

Small gifts, big smiles, shared moments.

Because some investments don’t grow in numbers , they grow in hearts. 🫶

Years later, the gifts may fade… but the feelings? Priceless.

So yes, save and invest… but never forget to invest in the people who matter most.

Share this with someone you’d spend your first salary on.

Drop a ❤ in t...

In metros like Bengaluru, Mumbai, Delhi —

💰 ₹5–8K/month is just the start.

😷 One surgery? ₹50,000 gone.

⏳ Your time? Always on call.

Still want a pet? Read this:

🚫 No emergency fund?

🚫 Living on EMI?

🚫 Can’t afford insurance or boarding care?

Then don’t do it.

Because here’s the harsh reality —

Pets are not a “vibe” or an aesthetic.

They’re living beings who suffer when you go broke.

💬 I’ve seen people abandon pets when life got hard.

💬 I’ve seen others wait...

Longevity > Luxury. Because what’s the point of wealth if you don’t live long enough to enjoy it?

📌 If you’re in your 30s and 40s, this is your reminder: Discipline now = freedom later. Lifting weights > lifting medical bills. Walking daily > limping at 60. Healthy bloodwork > flexing brands.

🧠 The real status symbol in 2025? Mobility. Energy. Sleep. Absence of pain. Mental clarity.

💬 Comment “YES” if you're agree and are ready to protect your future.

🔁 Share this with someone who needs to hear it now — not after their health breaks down.

Follow @vishwasmudagal f...

We took a Pasta Class in Milan 🍝🇮🇹

Sonia and I didn’t expect much. Just a fun cooking session on our trip. But we walked out with more than a recipe.

We were reminded how life is built: – With our hands. – Through laughter, mess, and moments. – One layer, one step, one imperfect bite at a time.

Whether it’s a relationship, a dream, or just a good day — You don’t have to get it perfect. You just have to show up. Be present. And savor the process.

📌 What’s one ordinary moment that felt ex...

India’s Millionaires: Not Where You Think 💥

Here are the Top 5 states with the most millionaires in India:

1️⃣ Maharashtra – 1,50,000+

2️⃣ Delhi NCR – 1,20,000+

3️⃣ Tamil Nadu – 70,000+

4️⃣ Karnataka – 60,000+

5️⃣ Gujarat – 58,000+

Shocked Tamil Nadu beats Karnataka?

And Gujarat isn’t far behind?

India’s richest aren’t always in tech or Bollywood.

They’re quietly building wealth — in textile towns, diamond hubs, pharma labs, and family-run factories.

📍 From Coimbatore to Surat, Indore to Ludhiana —

Wealth is being built the old-school way. Quietly. Consistently.

👇 Which city are you...

We don’t talk about this enough:

In India, the moment you say, “I’m renting,”

people assume you’re behind in life.

But here’s what they don’t see — renting is not a failure.

It can actually be your freedom ticket.

💡 I rented when I was building my career.

It gave me speed, flexibility, and zero debt stress.

Later — once I had financial stability — I bought.

Not for status. But because it made sense.

📌 Moral?

👉 Don’t buy under pressure.

👉 Don...

When should you buy a Rolex?

The honest answer: Not just when you want it. When you’ve earned it.

Dreaming of that Daytona? Or a classic Submariner?

Here’s the truth 👇

✅ They cost ₹20–60L+

✅ Most aren’t even available

✅ But more importantly — your timing matters more than what time it shows

Your investments should pay for it — not your EMIs.

💬 Drop your dream watch below ⌚.

Tag someone chasing big goals.

Follow @vishwasm...

Want a Tesla in India? Better have deep pockets — and even deeper patience.

Model Y in the US? ₹37–45L.

In India? ₹59.9–₹67.9L. That’s nearly double.

Why the spike?

🔻 100% import duties

🔻 Luxury tax slabs

🔻 No local manufacturing (yet)

🔻 Poor charging infra

🔻 Zero subsidies for foreign EVs

It’s less “eco-conscious” and more “luxury status” right now.

Still, Elon’s betting big on India — and here’s why:

✅ 3rd largest auto market

✅ “Make in India” push

✅ China tensions = India as next base

✅ EV...

She once had goals, passions, maybe even a thriving career.

But somewhere between the kitchen, the crib, and the expectations — she disappeared.

This is not just one woman’s story.

This is what happens when the world expects women to give endlessly… without asking what they need in return.

But here’s the truth:

You’re not selfish for wanting more.

You’re not too late to start over.

And no — motherhood or marriage isn’t where your story ends.

One hour a day.

One o...

Your salary doesn’t define your wealth. Your assets do.

Here’s the breakdown:

🔻 Struggling (< >

🔹 Lower-Middle (₹10L–₹50L) — Rent, FDs, LICs

🔹 Middle Class (₹50L–₹1Cr) — 1BHK, gold, car loans

🔹 Upper-Middle (₹1Cr–₹2Cr) — 2 homes, SIPs

📈 Rich (HNI) (₹2–₹25Cr) — Real estate, startup equity

💎 Super Rich (V-HNI) (₹25–₹100Cr) — ₹1L+ mutual funds luxury

✈️ Ultra Rich (₹100–₹800Cr) — Jets, family offices

🌍 Billionaires (₹800Cr+) — IPOs, unicorns, legacy wealth

⚠️ Most Indians are stuck between ₹10L–₹1Cr — earning but not growing.

🧠 Wealth ≠ Income. Wealth = Assets – Liabilities.

✅ Want to move up?

• Build inco...

"If you disappeared for 30 days… would your business survive?" asked a billionaire to me over a cup of coffee.

Most people say they’re founders.

But if your business dies the moment you stop —

You’re not a founder.

You’re just self-employed.

📌 The difference between a business and a job?

→ Systems

→ Teams

→ Scalability

Billionaires don’t run businesses.

They build machines that print money while they sleep.

⚠️ So here’s your gut-check:

Can your business grow while you’re...

Still think dressing well is shallow?

Let’s get real — people judge you before you speak.

In this reel, I’m breaking down 5 powerful reasons why style isn’t vanity — it’s a money magnet.

🧠 Confidence boost

👀 First impressions that stick

📈 Signaling high standards

🏋️ Fitness + grooming = presence

💥 Energy that attracts trust & money

You don’t need brands.

You need presence.

🔁 Watch till the end

💬 Drop your top style upgrade in comments

👥 Tag a friend who needs this glow-up

Follow @vishwas...

This isn’t about pressure — it’s about planning.

💡 Use this as your career compass.

🎯 Comment your age & income goal — let’s benchmark the future.

Follow @vishwasmudagal for the Level Up series!

#NewIndiaSeries #IncomeGoals #MoneyInIndia #CareerPlanning #WealthBuilding #VishwasMudagal #LevelUp #inspiration #motivation #career #money #networth #india

Here’s a practical city-by-city breakdown 👇

This isn’t about comparison — it’s about perspective.

🌍 Think bigger. Earn smarter. Aim globally.

👇 Drop your city + dream monthly income.

Follow @vishwasmudagal for the New India Series!

#NewIndiaSeries #LevelUpIndia #VishwasMudagal #GlobalMindset #MoneyGoals #RemoteWork #ThinkGlobalEarnGlobal #DollarDreams #LifestyleDesign #FinancialFreedom #inspiration #motivation #reel #reels #india #london #newyork #zurich #dubai #singapore

We’re all chasing something.

But what if you’re already living the dream someone else is grinding 30 years to reach?

📉 Hustle doesn’t mean happiness.

📈 Growth is great — but only if you know why you’re growing.

💬 Comment “ENOUGH” if this story hit you.

Follow @VishwasMudagal for the New India Series — content that shifts mindsets, not just moods.

#NewIndiaSeries #RedefineSuccess #MexicanFisherman #MoneyVsMeaning #LifeDesign #VishwasMudagal #ModernWisdom #WorkLifeBalance #LevelUpIndia

Here’s the real formula 👇

✅ Pick a high-income skill (AI, Dev, Design, Marketing...)

✅ Show proof — case studies, projects, content

✅ Sell to global markets — not just India

✅ Build digital visibility — even 1 post a week

✅ Play long game with confidence and clarity

This works. I’ve seen it. I’ve done it.

💬 Drop “🔥” if you're working on your ₹20L skill right now.

Tag someone who needs to hear this truth.

Follow @vishwasmudagal for the New India Series!

#NewIndiaSeries #VishwasM...

Here’s EXACTLY what I’d do if I were a student today — in the age of AI👇

✅ Forget outdated labels like Science/Commerce/Arts.

✅ Pick a direction that works WITH AI.

✅ Learn storytelling, selling, and digital tools.

✅ Build your skill stack, not just your degree.

💬 Comment ‘STUDENT’ if you want detailed roadmap videos

🔥 Tag someone about to choose their stream!

Follow @vishwasmudagal for the New India Series!

#NewIndiaSeries #CareerInAI #VishwasMudagal #LevelUpStudents #DigitalCareers #NoDegreeNoProblem #LearnToEarn #levelUp #reel #reels #inspi...

Most people climb blindly — until they realize the ladder ends mid-air.

This is your wake-up call.

🔥 You don’t need to chase broken paths. Build better ones.

🛠 Build your staircase.

🚀 Or better — design your elevator.

Comment ‘BUILD’ if you’re designing your own path.

Follow @vishwasmudagal for the New India Series!

#LevelUpIndia #NewIndiaSeries #CareerTruths #CorporateLadderMyth #VishwasMudagal #ReelTalk #ModernCareer #reel #reels #india #career #hr #inspire #inspiration #motivation #job #work #life #corporate #employees

Start treating your health like your wealth — with strategy, discipline, and non-negotiables.

👇Comment your #1 fitness rule that changed everything for you.

Follow @vishwasmudagal for the New India Series.

#NewIndiaSeries #VishwasMudagal #RealFlex #FitIndia #WealthAndHealth #LevelUpIndia #LongevityMindset #india #reel #reels #rich #inspiration #motivation #india #people #fitness #fit #gym

This viral monkey experiment shows how we inherit fear, not facts. Society told us what to wear, how to live, what’s “safe,” and what’s “normal.” But the truth?

Most of those rules are outdated.

Made for another era. Another world. Another generation.💥

It’s time to ask WHY.

❌ Why not start that business?

❌ Why not take a sabbatical?

❌ Why not live life your way?

Because the cold water? It stopped long ago.

💬 What’s one “rule” you’ve broken — and never regretted? Drop it below.

Foll...

❌ Not 25 because "everyone else is doing it."

❌ Not 35 because "you'll be more successful.

"The right age to marry is when you're ready, not when pressure hits.

Here's what research says about the ideal marriage window in India...

Share this with someone who needs clarity.

Follow @vishwasmudagal for the New India Series.

#MarriageMyth #LifePlanning #SmartChoices #CareerVsMarriage #FertilityFacts #IndianMarriage #VishwasMudagal #LifeDecisions #inspiration #motivation #reel #reels #india #marriage #relationship #love #finance #money #family #children #work