Contractor Talk with Richie Kidwell

Could the date of your roof damage make or break your insurance claim? Richie Kidwell and co-host Property Damage Attorney Hans Kennon break down Florida roof coverage, changing claim deadlines, and why having reliable storm data matters when documenting property damage. Plus, Conner Kennon, Client Account Manager at Kennon Law Group, joins the show to demonstrate StormAuditor, a tool that helps homeowners and contractors identify potential hail and wind damage using address-based weather data, storm reports, and neighborhood mapping. Whether you're navigating a roof claim or looking for better ways to identify storm-related damage, this episode offers practical information and...

What happens when your insurance claim is denied or underpaid? Richie Kidwell and co-host Property Damage Attorney Hans Kennon break down important Florida insurance claim deadlines, roof repair considerations, policy changes, and common reasons claims get denied. Plus, Senior Case Manager John Richardson of Kennon Law joins the conversation to explain how homeowners can navigate claim disputes, why a second opinion matters, and what steps they can take when an insurer pushes back. Whether you're a homeowner or contractor, this episode offers practical insights to help you better understand the claims process and protect your interests.

Why do Florida homeowners keep facing rising insurance premiums? Richie Kidwell and co-host Property Damage Attorney Hans Kennon break down allegations of insurer affiliate companies shifting profits, questionable rate hikes, and the role of state regulators in protecting consumers. They also discuss major legal changes affecting Florida contractors, investigative reporting on the insurance industry, and why voting matters when it comes to accountability and consumer protection.

In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome Colleen Pacheco of Secured Insurance Group to discuss how Florida homeowners can better understand their insurance coverage and avoid costly surprises. Colleen breaks down hidden policy limits for water damage, sewer backup, and mold, explains why shopping based on price alone can be risky, and shares why homeowners can shop for new coverage even before their policy renews. The conversation also covers switching carriers, escrow refunds, and what to look for when reviewing your policy. Whether you're reviewing your coverage or preparing for a...

In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome returning guest Anoop Nayee and Benjamin Witover, founder of JobFlow, to discuss how technology and AI are changing the way service businesses operate and grow. Benjamin explains how JobFlow goes beyond a traditional CRM by bringing estimates, invoices, payments, marketing, and analytics into one platform. The conversation also covers software overload, tracking marketing ROI, pricing, payment and financing options, and how contractors can use automation to save time without losing the human side of their business. They also dive into where AI can help...

In this episode of Contractor Talk, Richie Kidwell and Property Damage Attorney Hans Kennon explore the challenges Florida homeowners face from rising insurance premiums, reduced coverage, and policy limitations. Special guest Anoop Nayee introduces Claim Harmony, a free platform that helps homeowners document their property, store important records, receive storm alerts, and stay organized for insurance claims. The discussion covers consumer rights, underpaid claims, AOB concerns, and claim denials, emphasizing the importance of documenting your home. Anoop also shares the challenges of launching Claim Harmony, while Richie and Hans highlight how better documentation can simplify the insurance claims process.

In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome Bill Riley of Restoration Advisors to discuss how Florida homeowners can navigate insurance claims after hurricanes, fire, and flood losses. Bill shares how Restoration Advisors helps homeowners facing denied or under-deductible claims, confusing estimates, and insurance companies that close claims before all damages are addressed. The conversation covers Hurricane Milton claims, Citizens Insurance, flood-related coverage issues, and common mistakes homeowners can make after a loss. They also break down important insurance and legal deadlines and what homeowners should know when seeking guidance after a...

In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome Carrie Moreau, CEO and Director of Sales & Operations at Certified Best Roofing, to discuss the roofing red flags Florida homeowners should watch for before storm season. Carrie breaks down warning signs of lowball roofing quotes, vague estimates, cheap materials, short warranties, hidden change-order costs, and contracts that may leave homeowners responsible for property damage. The conversation also explores concerns about private equity in the roofing industry and what homeowners should look for when choosing a contractor. Whether you're preparing for storm season or simply...

In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon are joined by Jim Apuzzo of DriRite and public adjuster Sterling Scott of Trust Public Adjusting Group to discuss Florida insurance claims, restoration challenges, and how contractors can avoid costly mistakes during the claims process. The conversation covers low water and mold coverage caps, policy limitations homeowners may not understand, and how insurance company preferred vendor programs can impact restoration decisions. Jim shares DriRite’s approach to handling claims, including reviewing coverage upfront, avoiding unnecessary work before coverage is confirmed, and making sure contractors are po...

In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon welcome Sterling Scott of Trust Public Adjusting Group to discuss Florida insurance claims, public adjusting, and the challenges property owners face after a loss. They explore the importance of staying within professional roles during the claims process, how public adjusters and attorneys work together, why HOAs may need loss experts, and what homeowners should know about denied or underpaid insurance claims. The conversation also covers Florida's changing insurance landscape, rising premiums, reduced coverage, claim delays, and how Sterling helps property owners prepare through expert claim...

Welcome back to Contractor Talk! 🎙️ We’re launching a new era with shorter, more focused episodes that fit your schedule while still delivering expert insights. In this episode, hosts Richie Kidwell and Hans Kennon explain Contractor Talk’s move from radio to podcasting, what this shift means for listeners, and why these conversations matter for restoration professionals, homeowners, and consumers alike. Whether you’re navigating an insurance claim, working in the restoration industry, or wanting to better understand your rights after property damage, Contractor Talk is here with practical guidance from experienced industry professionals.

In the final live radio episode of Contractor Talk, host Richie Kidwell and co-host, property damage attorney Hans Kennon, announce the show's transition from 94.9 FM and 950 AM back to a streamlined podcast format focused on YouTube and streaming platforms. As they reflect on their time in radio, Richie and Hans dive into some of the biggest challenges facing Florida homeowners, contractors, and public adjusters today. From insurance policy loopholes and matching endorsements to roof replacement disputes, Citizens Insurance, claim denials, and post-2022 insurance law changes, this episode breaks down what policyholders need to know to protect themselves. Learn how insurance...

In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon discuss storm season preparedness across Central Florida, including recent hail activity, generator and fuel safety, and the importance of staying ready for severe weather events. They also cover a reported earthquake near Cuba that was felt across parts of Florida and what homeowners should keep in mind as hurricane season approaches. Joining the show is James Groves, founder of Hole in the Wall Drywall Repair. James shares how his Orlando-based company has grown into a nationwide franchise by focusing on expert drywall repairs, texture matching...

In this episode of Contractor Talk, Richie Kidwell and co-host property damage attorney Hans Kennon break down Florida’s property insurance landscape and what homeowners should know right now. They cover why homeowners should be wary of calling insurers just to “ask questions” about claims, as well as common carrier tactics such as restrictive check language and direct repair programs that steer work toward insurer-approved contractors while limiting accountability. The discussion also touches on recent legislative changes that have reduced consumer protections, as well as broader market shifts, including insurer exits, Citizens depopulation, FIGA costs, and the impact of new carrie...

How prepared are Florida homeowners for this year’s storm season? In this episode of Contractor Talk, Richie Kidwell and co-host property damage attorney Hans Kennon discuss the realities of navigating insurance claims before and after major storms. Joined by special guest John Richardson of Kennon Law, the conversation explores how El Niño and La Niña weather patterns may impact hurricane activity, why documenting damage early is critical, and the strict deadlines Florida homeowners face when filing or supplementing claims. The episode also takes a deeper look at how insurance companies evaluate claims, including the use of engineers, ladd...

Richie Kidwell and co-host, property damage attorney Hans Kennon, return with Contractor Talk to discuss Florida’s changing property insurance landscape and why the correct “date of loss” can make or break a roofing claim, especially when damage is discovered months later. They break down shrinking coverage, rising premiums, claim handling tactics, and ongoing legal battles impacting homeowners across Florida. Special guests Jenson Pedraza and Pedro from Midas Roofing share how their company is raising the standard for roofing craftsmanship through free inspections, detailed photo reports, instant roof estimate tools, and financing options that help homeowners move forward with repairs during...

In this episode of Contractor Talk with Richie Kidwell, Richie sits down with Bobby Vickery of Boltz Legal to discuss the current state of Florida’s insurance landscape and what recent legislative changes mean for homeowners, contractors, and public adjusters. They break down how changes in attorney fee laws are affecting access to legal representation and why many homeowners may now face greater challenges when pursuing property damage claims. The conversation also explores insurance company tactics, including the use of subsidiaries, rate increases, and evolving policy structures that can limit coverage. Bobby shares firsthand insight from his experience during Hurricane Ia...

Richie Kidwell and co-host, property-damage attorney Hans Kennon, return with Contractor Talk for an Earth Day episode focused on property-damage claims, hurricane preparedness, and real estate strategy. 🌎 Special guest Mike Hayman of Liberty Property Inspections breaks down the rising demand for inspections, the benefits of pre-listing inspections, and why proper permits for major work, such as repipes and roofs, are critical to avoid red tags and future sale issues. They also cover updates to Florida wind mitigation and four-point inspection forms effective March and April 2025, how inspections can lower insurance premiums, and why documenting your home before storm season matters. If...

What’s really going on with Florida’s property insurance system? In this episode, Richie Kidwell and co-host property damage attorney Hans Kennon break down the latest challenges homeowners and contractors are facing across the state. They dive into recent legislative changes impacting attorney fees, how insurers (including Citizens) are handling claims, and why many policyholders are struggling to get fair payouts. From delays and denials to restrictive policy endorsements, this conversation sheds light on what’s happening behind the scenes, especially following major storms like Hurricanes Milton and Helene. Special guest Bernie Stepien of HRC Construction joins the show to tal...

Richie Kidwell and co-host Hans Kennon break down how to prep your homeowners insurance before storm season. They cover hidden limitations such as water-damage caps, mold and sewer coverage, roof depreciation, and contractor restrictions. They also warn about renewal changes that can quietly reduce coverage while premiums rise, and explain the difference between replacement cost vs. actual cash value. Plus, what to know if you missed the April 9 deadline for Hurricane Milton supplemental claims, and how to still explore your options.

In this episode of Contractor Talk with Richie Kidwell and co-host property damage attorney Hans Kennon, the conversation explores Florida’s homeowners insurance crisis and the broader forces shaping it. 

Joined by Dr. Frank Collige, Candidate for CFO 2026, the conversation touches on regulatory oversight, the influence of insurance carriers, and concerns around transparency, claims handling, and access to the courts. Dr. Collige also shares his background as a military veteran, former state investigator, and public adjuster, along with his perspective on how the CFO role could impact accountability across the industry. The discussion also highlights the upcoming Aug...

In this episode of Contractor Talk with Richie Kidwell and co-host property damage attorney Hans Kennon, the team is joined by Ben Ricciardi, CEO of Ironclad Restoration Marketing, to break down how restoration contractors can succeed in today’s evolving insurance and marketing landscape. They discuss the challenges contractors face in a declining claims environment, including underpaid or denied claims following Hurricane Milton, and the importance of educating homeowners on their rights and critical filing deadlines. The conversation also explores how contractors can effectively reach homeowners, build trust, and position themselves for long-term success. Ben shares expert insights on modern ma...

In this episode of Contractor Talk podcast with Richie Kidwell, Richie and co-host property damage attorney Hans Kennon sit down with Sterling Scott, Founder and President of Trust Public Adjusting Group, to break down what Florida homeowners need to know heading into storm season. They discuss hail and wind claims, the importance of annual property inspections, and why documenting damage early within the one-year reporting window is critical. Sterling shares insight into free property inspections and policy reviews, along with how insurance carriers often rely on technicalities, exclusions, and deadlines to reduce or deny claims. The conversation also explores wind...

In this episode of Contractor Talk, Richie Kidwell and co-host Hans Kennon discuss proposed Kentucky legislation to cap public adjuster fees at 5% and halt new licenses and apprenticeships. They examine how such policies could set a precedent in Florida and other states, limiting resources for property owners navigating complex insurance claims. The discussion includes claim denials after major storms and broader concerns about insurance oversight and consumer protections. Later in the episode, special guest Chelsea Welch of Florida Energy, Water & Air joins the show to talk about creating healthier home environments. She explains how in-home water testing works, the benefits...

In this episode of Contractor Talk podcast with Richie Kidwell, Richie and co-host property damage attorney Hans Kennon break down the growing challenges facing contractors, property owners, and public adjusters. They discuss the fallout from Florida’s insurance reforms, shrinking windstorm claim activity, and policy exclusions that limit consumer support. Special guest Jack Hanks of VPA Public Adjusters shares insight on how public adjusters advocate for property owners, why claims are becoming harder to resolve, and how new legislation and policy restrictions could impact the industry nationwide. Learn what homeowners and contractors should watch for in their policies before a lo...

Join Richie Kidwell and property damage attorney Hans Kennon on this episode of Contractor Talk as they reveal how Florida homeowners are being squeezed by insurance practices. Learn about roof-age underwriting, Citizens’ preferred contractor networks, hidden water caps, claim underpayments, and why homeowner representation is crucial. Special guest Brian Christensen of Coast2Coast Adjusters shares insights on policy limits, reduced payouts, and navigating disputed claims. Don’t miss practical tips for protecting your home and understanding Hurricane Milton deadlines. #contractortalk #insuranceclaims #propertydamage #homeownersrights #floridacontractors

In this episode of Contractor Talk, Richie Kidwell dives into the latest updates surrounding Florida’s property insurance landscape. From managed repair programs and claim delays to denials and recent legislative changes, he breaks down what contractors and homeowners need to know. He also shares practical guidance on documenting property conditions, filing supplemental Hurricane Milton claims, using contractor estimates effectively, and when it may be time to involve a public adjuster or attorney. Joined by Connor Gray of Suncoast Softwash, the conversation shifts to exterior home maintenance and the issues that often surface after an HOA notice. They cover soft wa...

In this episode of Contractor Talk, Richie Kidwell is joined by co-host and property damage attorney Hans Kennon for an in-depth conversation on the controversial tactics used by major insurance companies, recent legislative changes impacting Florida homeowners, and what it all means for property damage claims. Special guest Brian Hughes, an experienced professional painter, shares expert insight on both exterior and interior painting. From working with premium materials like cypress wood to achieve a clean, long-lasting finish, Brian breaks down the craftsmanship, technique, and attention to detail required to properly protect and maintain a property. If you're a contractor, homeowner...

In this episode of Contractor Talk, Richie Kidwell and co-host property damage attorney Hans Kennon dive into the world of roofing and insurance. Joined by Noah Carine of Top Notch Roofing, the conversation covers concrete tile roofing, proper maintenance, and what makes a roof truly repairable. The discussion also breaks down common tactics used by large insurance companies, why routine roof inspections matter, and what homeowners should know when filing supplemental insurance claims. Plus, they unpack recent legislative changes impacting roofing coverage and share practical tips to help homeowners protect one of their most valuable assets. #contractors #roofing #insurancetips #homemaintenance...

In this episode of Contractor Talk with Richie Kidwell and co-host property damage attorney Hans Kennon, the team delves into the dubious world of big insurance companies. Joined by guest Anoop Nayee, Visionary and Founder of Claim Harmony, they discuss the launch of a revolutionary platform aimed at increasing transparency for homeowners. Topics include the impact of recent Florida legislation on homeowners’ insurance, the challenges faced by certified contractors, and how AI can simplify understanding complex insurance policies. Tune in to discover how Claim Harmony can empower you as a consumer and enhance the insurance claims process. #insurancetransparency #consumerprotection #AI #ho...

Dive into this episode of Contractor Talk with Richie Kidwell and co-host Hans Kennon! Join special guest Brian Gurney from BG's Custom Pools & Homes as he shares his expertise on custom pool building and renovation. From understanding the intricacies of pool safety codes to exploring the benefits of saltwater vs. chlorine systems, this episode is packed with valuable insights for homeowners and contractors alike. Don't miss out on Brian's practical advice and industry secrets to making backyard dreams come true. #poolrenovation #custompools #homeimprovement #poolsafety #backyarddreams #floridahomeowners #podcast

In this episode of Contractor Talk, Richie Kidwell and co-host property damage attorney Hans Kennon delve into the controversial practices of big insurance companies. Featuring special guest Christopher Luis Rivera from AdjusterPro, the discussion covers the vital role of public adjusters, common pitfalls in handling insurance claims, and the legislative changes affecting the industry. With Rivera's extensive experience working with both insurers and homeowners, gain invaluable insights into navigating property damage claims and ensuring you receive fair treatment. Don't miss this in-depth conversation that sheds light on protecting homeowners' rights in these challenging times. #insuranceclaims #propertydamage #publicadjuster #floridainsurance #homeowners #industryinsights...

In this episode of Contractor Talk, hosts Richie Kidwell and property damage attorney Hans Kennon dive deep into the murky tactics of big insurance companies. Joined by special guest Brian Whiting from Harmony Roofing, the crew discusses the latest legislative updates, the challenges of insurance claims, and the transition from military service to roofing. Hear firsthand accounts of overcharged premiums, denied claims, and the fight for consumer rights. This episode is packed with valuable insights into how homeowners can better protect themselves and ensure their claims are handled fairly. Tune in for compelling stories, expert advice, and a fresh start...

In this episode of Contractor Talk with Richie Kidwell and co-host property damage attorney Hans Kennon, the truths about big insurance companies are brought to light. Joined by guest Bradley MacWithey from The Drain Daddy, the discussion delves into misleading tactics used by insurers, the impact of recent legislative changes on homeowners and contractors, and the alarming rate of claim denials in Florida. Learn about the importance of understanding your insurance policy, the challenges faced by contractors in advocating for homeowners, and potential solutions for more equitable insurance practices. #insuranceclaims #homeownerrights #floridainsurance #propertydamage #contractortalk #homeowner #podcast

In this episode of Contractor Talk with Richie Kidwell, Richie and co-host property damage attorney Hans Kennon shed light on the unethical practices of big insurance companies and their impact on homeowners. Special guests Aimee Occhetti, Teresa McGee, and Chrissie Sitarski from Village Valet join the conversation to discuss their comprehensive property management services for short-term and long-term rentals in The Villages, FL. Learn how they navigate the challenges of property management, from dealing with insurance claims to maintaining vacation homes. Tune in for insights on the current state of the insurance market and innovative solutions for homeowners. #propertymanagement #insuranceclaims...

In this episode of Contractor Talk with Richie Kidwell, join Richie and co-host property damage attorney Hans Kennon as they illuminate the deceptive tactics of major insurance companies. Special guest Derrick Vittitow from Certified Best Roofing discusses roof inspections, maintenance, and the impact of legislation on roofing practices in Florida. Discover how new bills could affect homeowners and contractors alike, and gain valuable insights into navigating the complex world of insurance claims. Don't miss this deep dive into Florida's legislative changes and their implications for consumers and contractors. #insurancetactics #floridalegislation #roofing #homeowners #contractortalk #richiekidwell

In this episode of Contractor Talk with Richie Kidwell, join Richie and co-host property damage attorney Hans Kennon as they demystify the world of HVAC systems with CJ King from Florida Air Inc. Dive into the specifics of air conditioning maintenance, explore ways to manage humidity in your home, and learn about the latest trends in HVAC technology. Understand the impact of Florida's humidity on your system and gather essential tips for efficient home cooling. Perfect for homeowners wanting to extend the life of their HVAC units. #hvac #homemaintenance #humiditycontrol #airconditioning #floridaliving #homeimprovement

In this episode of Contractor Talk with Richie Kidwell, Richie and co-host property damage attorney Hans Kennon expose the deceptive practices and tactics of large insurance companies. They discuss recent legislative changes affecting property insurance, underpayment and denial of claims post-hurricane, and the importance of understanding your rights as a homeowner. Special guest Ilana Ben-Ezra from National Claims Funding highlights innovative financial solutions to help contractors and homeowners tackle property damage. Learn how to protect yourself and navigate the complex landscape of insurance claims. #insurancetactics #contractortalk #richiekidwell #propertydamage #hurricaneclaims #nationalclaimsfunding

In this episode of Contractor Talk with Richie Kidwell and co-host property damage attorney Hans Kennon, the duo tackles the controversial tactics of big insurance companies. Featuring insights from Natalie Viera of Innova Restoration, discover the importance of proper mold remediation, understanding your insurance policy limits, and the critical steps homeowners must take when handling property damage claims. From professional assessments to navigating complex claims, this episode equips listeners with valuable knowledge to protect their homes and ensure fair treatment from insurers. #insuranceclaims #moldremediation #contractortalk #constructionindustry #orlandoradio

Exposing Big Insurance Tactics with Richie Kidwell & Hans Kennon ft. David Jones In this episode of Contractor Talk with Richie Kidwell, join Richie and co-host property damage attorney Hans Cannon as they delve into the deceptive tactics of big insurance companies. David Jones from Bright Way Insurance shares insights into the world of insurance, from understanding new terms and limitations in policies to tips on shopping for the right insurance. Learn about the nuances of claims, the importance of having a knowledgeable agent, and how recent market changes are affecting insurance rates in Florida. #insurance #floridainsurance #contractortalk #insruancetips #orlandoradio #constructionindustry