Rich Young & Powerful
This is the podcast that helps average givers become every day philanthropist. Host Andrew McNair is a financial commentator, 9-figure wealth manager, author and philanthropist. Andrew wants to help show people how to give more, find more fulfillment and make an impact on the causes you care most about.Subscribe to the Everyday Philanthropist YouTube channel for more https://www.youtube.com/@RichYoungPowerful/videos For more resources go to RichYoungPowerful.com/blog Purchase Andrew's book, The Giving Crisis at RichYoungPowerful.com/book Follow on social media! Follow on TikTok www.tiktok.com/@andrew_mcnair Follow on LinkedIn https://www.linkedin.com/in...
Ep.99 - Private Placement Life Insurance
For families with significant wealth, stewardship is about more than simply growing assets. It also means thinking intentionally about taxes, legacy, generosity, and how wealth can be structured to serve a greater purpose.
In this episode of Rich Young & Powerful, Andrew McNair explores Private Placement Life Insurance (PPLI)—an advanced financial strategy designed primarily for high-net-worth investors seeking more tax-efficient ways to grow, access, and eventually transfer wealth.
Andrew explains how PPLI works, why some affluent families use it to hold alternative investments, and how its life-insurance structure can potentially provide tax-deferred growth, tax-advantaged access to ca...
Ep.98 - Everything You Have Belongs to God: Why Stewardship Matters
What if your money, time, possessions, relationships, and opportunities were never really yours to begin with?
In this episode of Rich Young & Powerful, Andrew McNair explores the biblical meaning of stewardship and why it matters for anyone who has been entrusted with wealth, influence, or resources.
Drawing from James 5 and Romans, Andrew examines the uncomfortable warning Scripture gives about riches, self-indulgence, greed, and the responsibility we have to use what God has placed in our hands for something greater than ourselves.
In this episode, you’ll hear:
• Why biblical stewardship begins with unders...
Ep.97 - Can I Tithe My Time Instead of Money?
Can you tithe your time instead of your money?
It’s a question Andrew McNair has been hearing more often—and underneath it is a much bigger conversation about tithing, generosity, stewardship, and the condition of our hearts.
In this episode of Rich Young & Powerful, Andrew looks at what Scripture says about tithing, from the first fruits of the Old Testament to Jesus’ words to the Pharisees. He explains why giving your time, talents, and abilities can be an important part of serving God but why service shouldn’t simply become a substitute for financial giving.
Ep.96 - Is Tithing Only an Old Testament Law? What the Bible Really Says
Is tithing simply an Old Testament requirement that disappeared when Jesus fulfilled the law?
It’s one of the most common arguments against tithing, but the biblical story of giving begins long before Moses and continues well into the New Testament.
In this episode of Rich, Young & Powerful, Andrew McNair examines tithing throughout Scripture, beginning with Abraham and Jacob giving a tenth before the Mosaic law was ever established. He then turns to the early church, Paul’s teaching on cheerful generosity, and Jesus’ own words about tithing, justice, mercy, and the condition of our hearts.
Y...
Ep.95 - Tithing is the Floor, Not the Ceiling
Most people associate exponential growth with investing, technology, or business. But what could happen if your generosity—and your faith—began growing exponentially too?
In this episode of Rich Young & Powerful, Andrew McNair explores the biblical principle of sowing and reaping found in 2 Corinthians 9. God provides seed not simply for us to consume or store away, but for us to sow into work that advances His Kingdom and blesses others.
Andrew explains why tithing is not the finish line of generosity. It is the foundation—the first tenth, the floor rather than the ceiling. He also shares...
Ep.94 - Biblical Stewardship: Money, Purpose, and the Life of Joseph
What changes when you stop seeing yourself as the owner of your wealth, time, talents, and opportunities?
Biblical stewardship begins with one foundational truth: everything we have belongs to God. We are not owners; we are entrusted managers. That changes the question from, “How little do I need to give?” to, “How much do I need to live on so I can use the rest for God’s purposes?”
In this episode, Andrew McNair examines the life of Joseph and the lessons his story teaches us about faithful stewardship. Joseph remained diligent through betrayal, slavery, false accusation...
Ep.93 - Protection, Liquidity & Return
Every investment comes with a tradeoff.
You may want protection from loss, immediate access to your money, and an attractive rate of return—but no single investment can fully provide all three.
In this episode, Andrew McNair introduces the PLR framework: Protection, Liquidity, and Return. These are the three questions every investor should consider before putting money to work.
Andrew explains:
• Why avoiding all risk can create risks of its own
• How inflation can quietly reduce your purchasing power
• Why liquidity creates both flexibility and opportunity
• When holding too much cash...
Ep.92 - The 5 Hidden Dangers of Greed (And How to Break Free)
What if greed isn't about how much you have... but about what has your heart?
Most people don't think they're greedy.
Yet Scripture warns about greed more often than many sins we openly condemn because it's subtle, contagious, and incredibly difficult to recognize in ourselves.
In this episode, Andrew McNair unpacks the five hidden dangers of greed, why our culture celebrates it, and how it quietly robs us of joy, generosity, and trust in God.
If you've ever wondered why "more" never feels like enough—or how to cultivate a life marked by pu...
Ep.91 - When Philanthropy Is Wrong 3 Giving Mistakes That Miss the Heart
You can’t take it with you.
In this episode of Rich Young & Powerful, Andrew McNair explores one of the most important questions for anyone pursuing success, wealth, and legacy: how should we steward what God has entrusted to us?
Philanthropy is often seen as unquestionably good—but what if generosity can miss the point?
Andrew unpacks three situations where philanthropy can be wrong: when it becomes a last resort, when it is done to impress others, and when it is used as a way to earn favor with God. Through Scripture, practical wisdom, and a po...
Ep.90 - How to Build Wealth in the Stock Market Without Chasing “Silver Bullets”
How do people actually build wealth in the stock market?
In this episode of Rich Young & Powerful, Andrew McNair breaks down how the stock market works, how investors make money through appreciation and dividends, and why long-term discipline matters more than chasing the “perfect” portfolio.
Using a simple Starbucks example, Andrew explains the difference between being a consumer, an employee, and an owner—and why ownership is one of the most powerful wealth-building principles available.
You’ll learn why diversification matters, why too much trading can quietly hurt your returns, and how dollar cost averagin...
Ep.89 - Lisa Bevere: Faith, Courage & The Fight for Legacy
Lisa Bevere joins Andrew McNair on the Rich Young & Powerful Podcast for a powerful conversation about faith, courage, identity, generosity, marriage, and legacy.
In this episode, Lisa shares the heart behind her newest book, The Fight for Female, and why she believes this message matters deeply for families, future generations, and believers navigating today’s culture.
Andrew and Lisa discuss what it means to live with conviction without losing compassion, how identity must be rooted in something deeper than roles or titles, and why men and women both carry God-given value, purpose, and responsibility.
They al...
Ep.88 - The 4 Kinds of Investments Every Wise Steward Should Understand
Before you can invest wisely, you need to understand what you’re actually investing in.
In this episode of Rich Young & Powerful, Andrew McNair breaks down the four major investment worlds: financial institutions, insurance companies, Wall Street, and real estate. Each one offers something different—but none of them offer everything.
Using the lens of protection, liquidity, and return, Andrew explains why every investment has strengths, limitations, and risks. Banks may offer safety and access, but limited growth. Insurance products may offer protection, but often require patience and time. The stock market may offer strong long-term retu...
Ep.87 - Why You Shouldn’t Be Rich (And What to Pursue Instead)
What if the very thing you’ve been chasing… is the thing quietly pulling you away from what matters most?
In this episode of Rich Young & Powerful, Andrew McNair challenges one of the most deeply held assumptions about success: that more wealth equals more security, freedom, and fulfillment.
But what if wealth isn’t the goal?
Drawing from biblical wisdom and real-world experience as a wealth manager, Andrew unpacks why the pursuit of riches can subtly lead to pride, self-sufficiency, and misplaced identity and how a shift toward stewardship can transform not just your finances, but yo...
Ep.86 - Should You Tithe While Paying Off Student Loans? Faith, Debt & Stewardship
What should come first: paying off debt or honoring God with your finances?
In today’s episode of Rich Young & Powerful, Andrew McNair tackles a question many high-achieving, faith-driven individuals quietly wrestle with:
Should you still tithe while carrying student loan debt?
With over $1.5 trillion in student loans weighing on Americans, it’s easy to believe generosity should wait until financial freedom arrives. But what if that mindset is holding you back—not just financially, but spiritually?
Andrew challenges conventional thinking and offers a deeper perspective on:
• Why tithing isn’t about conv...
Ep.85 - Should You Still Tithe Without a Home Church?
What happens to your giving when you’re between churches?
In this episode of Rich Young & Powerful, Andrew McNair tackles a question many believers quietly wrestle with: Should you still tithe if you don’t have a home church right now?
Whether you’re visiting churches, in a season of transition, or feeling disconnected from a local body, it can be easy to pause generosity “just for now.” But what if that pause is shaping more than your finances?
Andrew unpacks why tithing isn’t tied to convenience or location and how your posture toward givin...
Ep.84 - Should You Pray Over Your Tithe? A Simple Guide to Giving with Purpose
What if your tithe could do more than support your church… what if it could transform your prayer life?
In this episode of Rich Young & Powerful, Andrew McNair answers a powerful question: Is there a prayer you should pray over your tithe? —and reveals why giving isn’t just a financial decision, but a deeply spiritual one.
If you’ve ever felt like your prayer life is inconsistent or your giving has become routine, this conversation will challenge and reframe how you approach both.
Andrew walks through a simple, biblical framework for praying over your tit...
Ep.83 - Is Tithing Required for Salvation? Faith, Grace & Generosity Explained
Is tithing required to be saved—or is salvation truly by grace alone?
In this episode of Rich Young & Powerful, Andrew McNair tackles a question many believers wrestle with, but few fully understand.
Drawing from Scripture, Andrew unpacks the difference between salvation and sanctification, clarifying that while salvation comes through faith alone, a transformed life naturally produces generosity, obedience, and surrender.
Through powerful biblical examples like Zacchaeus, this conversation challenges you to examine not just what you believe—but how you live.
If you’ve ever wondered:
• Do I have to tithe t...
Ep.82 - Love, Money & Marriage: The Hidden Connection with Dr. Gary Chapman
Money problems in marriage are rarely just about money.
In this episode of Rich, Young & Powerful, Andrew McNair sits down with bestselling author Dr. Gary Chapman to explore how the way we give and receive love shapes everything—from communication to spending habits to generosity.
You’ll discover:
• Why couples feel “unloved” despite good intentions
• How love languages influence financial behavior
• The real root behind money conflicts
• Why “my money vs. your money” creates division
• A simple mindset shift that can transform your marriage
This conversation goes beyond tactics. It gets to the heart of what truly builds lasting relationshi...
Ep.81 - Is Tithing Only Old Testament Law?
Is tithing just an outdated command from the Old Testament… or is it still relevant for believers today?
In this episode of Rich, Young & Powerful, Andrew McNair challenges one of the most common misconceptions about giving and gets to the heart of what tithing really represents.
Through both Old and New Testament examples, he unpacks a powerful truth:
Tithing didn’t begin with the law—and it didn’t end with it either.
Instead, it’s part of a much bigger story…One rooted in gratitude, worship, and a transformed heart.
Yo...
Ep.80 - Tithing with a Joyful Heart
What if tithing isn’t really about your money… but your heart?
In this episode of Rich, Young & Powerful, Andrew McNair unpacks a truth that often gets overlooked in conversations about giving: God isn’t after your wallet—He’s after your heart.
Too often, giving can feel like an obligation, a routine, or even a burden. But Scripture paints a very different picture—one where generosity flows from joy, not pressure.
Drawing from powerful passages and the story of feeding the 5,000, Andrew explores the two types of givers:The reluctant giver who gives ou...
Ep.79 - Tithing When Money Is Tight: Faith, Discipline, and Trusting God’s Provision
When money feels tight, generosity is often the first thing to go. But what if that’s exactly where the breakthrough begins?
In this episode of Rich Young & Powerful, Andrew challenges a common belief: “I’ll give when I have more.” Instead, he reframes the conversation around faith, discipline, and the true purpose of money.
Drawing from Scripture and real-life financial behavior, Andrew explores why so many people feel stretched financially—and how misplaced priorities, lifestyle inflation, and lack of margin may be the real culprits. He also shares a powerful perspective shift: the generous give first, whi...
Ep.78 - Should You Tithe to Charity Instead of the Church? A Biblical Perspective on Giving
Is giving to charity the same as tithing?
Many generous people support meaningful causes, fund important work, and make a real difference in the world…but quietly neglect the one place Scripture prioritizes first—the local church.
In this episode of Rich, Young & Powerful, Andrew McNair walks through what the Bible actually says about where your tithe belongs and why this isn’t just a financial decision, but a spiritual one.
He unpacks three challenges for anyone who gives to charity in place of the church:
• What God says about the tithe and the...
Ep.77 - Stewardship Basics
What happens when stewardship is absent?
In 2009, a woman unknowingly threw away her mother’s life savings — $1 million hidden inside an old mattress. A simple act of carelessness led to irreversible loss. While that story sounds extreme, the average lifetime earnings in America are around $2 million. The real question is this:
How are you stewarding yours?
In this episode of Rich Young & Powerful, Andrew unpacks the biblical foundation of stewardship — not as a financial tactic, but as a spiritual discipline. Drawing from Paul’s warning in 1 Timothy 6, we explore why the love of money is so da...
Ep.76 - Tim Tebow: The Cross Changes Everything
On this episode of Rich, Young & Powerful, Tim Tebow joins Andrew McNair for a conversation that goes far beyond sports. It’s about stewardship. Calling. Compassion.
And why the cross must never become familiar. Tim shares the story behind his new book If the Tree Could Speak—a powerful gift book that retells the crucifixion through the eyes of the tree that became the cross. Together, Andrew and Tim unpack what it means to stay tender to Calvary, to fight comparison with gratitude, and to use success for something that lasts. This conversation will challenge you—and re-center what truly matters. B...
Ep75 - Investing: Where to Start: Four Biblical Rules for Building Wealth Wisely
Warren Buffett famously said, “Rule #1: Don’t lose money. Rule #2: Don’t lose money.”
But what if investing isn’t just about avoiding loss — it’s about becoming faithful?
In this episode of Rich, Young & Powerful, Andrew McNair walks through four foundational rules for investing that go beyond market strategy and into stewardship, discipline, and character. Whether you’re just getting started or refining your approach, this conversation reframes investing as an act of intentionality — not speculation.
Backed by Scripture, timeless wisdom, and practical insight, Andrew unpacks how thoughtful planning, diversification, patience, and disciplined review can transfo...
Ep.74 - Tithing is 10 Percent of What?
Tithing Is 10% of What?
What exactly should you tithe on? Your paycheck is obvious, but what about bonuses, business income, side gigs, investments, or items you sell?
In this episode of Rich, Young & Powerful, Andrew McNair addresses one of the most debated questions in Christian personal finance: What qualifies as income when it comes to tithing? Drawing from Scripture and real-world financial examples, Andrew explains what tithing is, how the Bible defines firstfruits, and why generosity was never meant to be reduced to loopholes or minimum requirements.
From Leviticus to the early Church in Acts, this episode...
Ep.73 - How Philanthropy Will Change the World
How can everyday generosity change the world? In this episode of Rich, Young & Powerful, Andrew McNair explores the power of philanthropy through modern stories and timeless Scripture. From the viral generosity surrounding Damar Hamlin to the contagious giving of the Israelites in Exodus, Andrew reminds us that philanthropy isn’t reserved for the wealthy—it’s a calling for every believer. Andrew unpacks the staggering impact that faithful tithing could have on hunger, education, clean water, human trafficking, and the spread of the Gospel. Through Jesus’ teaching on the widow’s offering, he challenges listeners to rethink generosity not by the size o...
Ep.72 - Paying It Forward is Wrong
"Paying it forward" may feel like kindness in action, but is it really generosity the way God defines it? In this thought-provoking episode of Rich, Young & Powerful, Andrew McNair challenges the viral trend of one-time, feel-good giving and offers a biblical lens on what true generosity looks like. From drive-thru pay chains to anonymous meal buying, Andrew explores why these gestures, while well-intentioned, often miss the mark. You'll learn:Why paying it forward usually helps people who don’t actually need helpHow Jesus teaches us to give in secret—not for attentionWhy real generosity is a habit, not a heroic one-of...
Ep.71 - Wesley Huff: Miracle. Manuscripts. Mission.
In this episode of Rich, Young & Powerful, Andrew McNair is joined by Wesley Huff—Christian apologist, historian, and speaker—to explore one of the most important questions of our faith: Can we really trust the Bible? Wes shares his personal journey from missionary kid to miracle healing to scholarly defender of the faith. Together, they unpack the historical reliability of Scripture, how the Bible was preserved through thousands of manuscripts, and why it isn’t a “game of telephone”—but a deeply reliable, divinely inspired record of truth. They also address popular objections around Constantine, King James, and the Council of Nicaea, as...
Ep.70 - Why Budgeting Doesn't Work
Are your financial habits truly building a life that outlasts your bank balance? In this episode of Rich, Young and Powerful, Andrew McNair challenges traditional budgeting and explores why “first things first”—from tithing to investing—lays the real groundwork for generosity and success. Drawing from biblical wisdom and personal stories, Andrew reframes giving as the starting point, not the afterthought, and offers practical steps to transform your spending from chaos to meaning. Episode Highlights:Big Rocks First: Why starting with generosity and tithing sets your financial priorities—and helps you avoid self-sabotage.Spending Plans, Not Budgets: Why restrictive budgets fail and ho...
Ep.69 - When is Tithing Wrong?
Tithing is biblical—but what if you’re doing it for the wrong reasons? In this episode of Rich, Young and Powerful, Andrew McNair unpacks six heart-check moments when tithing can actually be spiritually misguided. From giving out of pride to trying to earn God’s favor, Andrew walks through common motivations that can distort the act of giving into something God never intended. Backed by Scripture and personal insight, this episode will challenge you to examine your motives and return to a posture of joyful, humble, worship-filled generosity. Episode Highlights:
God ≠ Vending Machine: Why tithing for wealth or blessing...
Ep.68 - Should I Tithe on My Gross or Net Income?
Should you tithe on your gross or net income? In this episode of Rich, Young and Powerful, Andrew McNair tackles one of the most frequently asked questions about givin and walks through what Scripture really says about firstfruits, priorities, and Kingdom citizenship. With insights from Malachi, Proverbs, and the words of Jesus Himself, Andrew explains why tithing isn’t about legalism—it’s about honoring God with your best, not your leftovers. Whether you’re just starting your generosity journey or ready to take it to the next level, this episode will challenge and encourage you to put God first in your...
Ep.67 - How to Teach Your Children Part 2
In this follow-up to his popular episode on age-based financial training, Andrew McNair dives deeper into how to train up a child in the way they should go—through intentional, Christ-centered financial conversations. In this episode of Rich, Young and Powerful, you'll discover how to model godly stewardship, foster wise money habits, and build a biblical foundation for generosity that lasts. Andrew offers powerful reminders that teaching tithing isn’t about perfection—it’s about persistence, prayer, and pointing your children toward God’s grace in both your wins and your mistakes. Episode Highlights:Train, Don’t Just Tell: Why biblical fina...
Ep.66 - How to Teach Your Children
How do you raise a generous child in a self-centered world? In this episode of Rich, Young and Powerful, Andrew McNair shares a step-by-step guide for teaching your children or grandchildren to tithe—from their toddler years through college. Learn how to instill biblical financial habits early, create visual lessons with piggy banks, and reinforce stewardship through allowances, savings, Roth IRAs, and even their first paycheck. With practical wisdom and spiritual insight, Andrew equips parents and grandparents to model generosity, build financial confidence, and prepare the next generation to live—and give—with purpose. Episode Highlights:
3 Piggy Banks, 1 Big Lesson...
Ep.65 - Can You Tithe with a Credit Card?
In this episode of Rich, Young and Powerful, Andrew McNair addresses a question many Christians quietly wonder about—but few pastors talk about. What does it mean to give God your first fruits if you're going into debt to do it? Andrew walks through biblical principles from Exodus, Proverbs, and more to explain why tithing on credit is more than just a convenience—it could be costing you and your church more than you realize. Learn why God calls us to stewardship, not shortcuts, and discover practical alternatives to keep your giving aligned with your values—without falling into financial bondag...
Ep.64 - Jimmy Mellado: A Life of Purpose
Welcome to the Rich, Young & Powerful Podcast!
In this episode of Rich, Young & Powerful, Andrew McNair is joined by Jimmy Mellado, President & CEO of Compassion International, to explore what it truly means to love God and love people through a life of sacrificial generosity and purpose. Jimmy shares his remarkable journey—from growing up in poverty-affected countries and competing as an Olympic athlete to leading one of the world’s largest church-driven child development ministries. He opens up about discovering his God-given identity, why Compassion is more than a child sponsorship organization, and how we can move from pass...
Ep.63 - Do Other Religions Tithe?
In this episode of "Rich, Young and Powerful," host Andrew McNair explores the distinctive nature of Christian tithing compared to giving practices in other religions such as Islam, Buddhism, and Hinduism. He sheds light on the underlying beliefs and motivations that drive these faiths to practice generosity and how Christianity stands apart in its approach to tithing. Through engaging stories and biblical teachings, Andrew emphasizes the spiritual significance and eternal impact of tithing within the Christian faith.
Highlights:
Christians tithe as an act of worship and gratitude, not as a means to secure salvation.Unlike...
Ep.62 - Does God Care If I'm Rich?
Welcome to the Rich, Young & Powerful Podcast! In this episode of the Rich Young and Powerful, host Andrew McNair delves into the true meaning of wealth and its implications on spiritual life. Drawing from biblical examples and teachings, Andrew discusses the common misconception that financial prosperity is a sign of divine favor. Instead, he explores how true richness lies in one's spiritual journey and relationship with God. This episode challenges listeners to reevaluate their perception of wealth and to find fulfillment in spiritual contentment rather than material accumulation.
Highlights:
Wealth Impediment: Wealth can hinder r...
Ep.61 - Jonathan Isaac: Faith Over Fame
Welcome to the Rich, Young & Powerful Podcast! In this inspiring episode of the Rich, Young & Powerful Podcast, host Andrew McNair welcomes NBA player, best-selling author, and Christian entrepreneur Jonathan Isaac to discuss bold faith, personal identity, and standing for truth in the public eye. Jonathan shares how his struggle with anxiety and the pressures of professional sports led to a deeper relationship with Christ—and ultimately inspired him to launch Unitus, a faith-based apparel and footwear brand designed to glorify God in a secular industry.
Highlights:
• Jonathan reveals how early struggles with performance anxiety shaped his basketbal...
Ep.60 - Brian Orme: Global Christian Relief
Welcome to the Rich Young & Powerful Podcast! In this powerful episode of the Rich Young Powerful Podcast, Andrew McNair sits down with Brian Orme, Acting Chief Executive of Global Christian Relief. Brian shares his deep passion for serving persecuted Christians around the world and offers a behind-the-scenes look at the legacy of Brother Andrew—“God’s Smuggler”—whose Bible-smuggling mission sparked a global movement. This episode is a call to action for anyone who wants to give with greater purpose and make a lasting difference in the lives of believers facing hardship.
Highlights:
• The inspiring origin story of Glo...
