Rich Habits Podcast
Introducing the Rich Habits Podcast — a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money. Robert is a decamillionaire with 30+ years of business experience and $200M+ of company exits under his belt, while Austin is an entrepreneur in his 20s eager to learn. 📬 Inquiries? Please email christian@witz.vc
175: The Fantasy Finance Draft w/ The Money Guys
Robert and Austin sit down with the Money Guys to host our first annual fantasy finance draft!
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👥 Click here to subscribe to the Money Guy Show on Spotify and YouTube! And don't forget to check out Brian Preston's book, Millionaire Mission by clicking here!
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Should You Let an AI Agent Spend Your Money? (Max Levchin)
Affirm CEO and PayPal co-founder Max Levchin joins us to explain how AI agents are about to change the way you shop, pay, and find deals online. We get into Affirm's new partnership with Google, what "agentic commerce" actually means for your wallet, and the one money habit he thinks most people are missing.
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Q&A: Wedding Planning ($150K), AI Taking Your Job & $1.25M Invested
Robert and Austin answer your questions!
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
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⭐ Download our FREE Financial Planner – click here
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174: Are These 3 Credit Myths Holding You Back?
Robert and Austin talked about three credit myths holding people back: you have to be rich to have great credit, carrying a balance helps your credit score, and closing old credit cards is a smart play.
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, ...
SpaceX Is Breaking The Rules, Siri AI & Ron Santella (HEDG)
Robert and Austin talk about SpaceX breaking Wall Street's rules to be included in the Nasdaq-100, inflation printing 4.2%, and Apple's WWDC Siri AI announcement.
We're also joined by Ron Santella, Managing Partner at Equable Shares, to learn more about secular growth trends, the SpaceX IPO, the bond market, and how the Fed might navigate this inflation mess.
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💵 Want to learn more about HEDG? Click here!
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🏆 Wall Street Favorites is LIVE! Click here to see what Wall Street is buying before everyone else.
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🤖 VCX: the public ticker for privat...
Q&A: Avoiding AI Investments, Financing Business Buyout & Nancy Pelosi's Portfolio
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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‼️ Invest in the Defense of America with the DUTY ETF -- click here to learn more: https://www.usdefenseetf.com/
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173: Your Business Bank Account Is a Liability
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz chat with Ryan Saleh, co-founder of Waldo.
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Anthropic's $1T IPO, Inflation Updates & Billions in Bitcoin Losses
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk their listeners through the recent job openings data, the Fed's Beige Book, and Anthropic filing to go public on the stock market!
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‼️ Invest in the Defense of America with the DUTY ETF -- click here to learn more: https://www.usdefenseetf.com/
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🏆 Wall Street Favorites is LIVE! Click here to see what Wall Street is buying before everyone else.
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🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
...Q&A: Building AI Apps, Revocable Trusts & Commodity ETFs
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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‼️ Invest in the Defense of America with the DUTY ETF -- click here to learn more: https://www.usdefenseetf.com/
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🏆 Wall Street Favorites is LIVE! Click here to see what Wall Street is buying before everyone else.
---
🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, ...
172: APPRECIATING vs. DEPRECIATING Assets
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk through the key differences between appreciating and depreciation assets.
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
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⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
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⭐ Download our FREE Financial Planner – ...
Pope Against AI, GDP Revision & Market Updates From Ron Santella
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through the April PCE, the Q1 GDP revisions, and the Pope's critical comments on AI.
We also sit down with the legendary Ron Santella of Equable Shares! Ron Santella joins us to give us a broad market update as well as answer our questions re: the bond market, the new Fed chair, and where HEDG best fits inside an investor's portfolio.
👉 Click here to learn more about HEDG and Equable Shares!
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🌸 Join 500,000+ investors using Blossom to tra...
Q&A: AI Picks + Shovels, Favorite Credit Cards & Kettle Corn Side Hustle
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🏆 Wall Street Favorites is LIVE! Click here to see what Wall Street is buying before everyone else.
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
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⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
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⭐ Download our FREE Financial Planner – ...
171: How Wall Street Values Stocks (And How You Can Too)
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share how Wall Street values stocks (and how you can too).
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Q&A: Claude for Small Business, $800K in One Stock & Single Mom w/ $50K
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
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🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
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⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
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⭐ Download our FREE Financial Planner – click here...
170: Our New Favorite ETFs
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Troy Cates and Garrett Paolella, Managing Partners of NEOS Funds, to discuss their IAUI and Boosted Series ETFs.
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🏆 To learn more about IAUI and their Boosted Series ETFs, click here!
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
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🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app.
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🤑 Want...
Apple Gets Hacked, Trump in China & Sticky Inflation
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz break down the recent inflation print, Trump's visit to China, and Kevin Warsh becoming Fed chair.
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🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app.
Click here!
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🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
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🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
<...Q&A: $1.3M IRA, Aging Parents & SpaceX's IPO
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
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🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
---
⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
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⭐ Download our FREE Financial Planner – click here...
169: Our Favorite Passive Income Strategy (2026)
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their favorite way to earn passive income in 2026.
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Anthropic & SpaceX Partnership, GameStop Buying eBay & Data Centers In Your House
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk their listeners through Anthropic and SpaceX's partnership, the potential resolution of the Iran war, and Google's Whoop competitor.
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📊 Click here to learn more about HEDG, the Equable Shares Hedged Equity ETF.
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🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🤝 Interested in learning more about ETFs?
Check out our friends at ETF Central...
Q&A: Taking Profits (+280%), ETFs for 50 to 60-Year-Olds, & Real Estate Syndications
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
---
⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
---
⭐ Download our FREE Financial Planner – click here...
168: Our Personal Seven Streams of Income
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their personal seven streams of income.
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📊 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
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📆 Earn tax-efficient passive income in your portfolio every single month with NEOS ETFs, click here!
---
👀 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🌐 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?
Click here!
...Joby's Flight to Manhattan from JFK, Anthropic at $1 Trillion, & MrBeast
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk through Joby's successful flight from JFK to Manhattan, OpenAI missing their internal revenue targets, and Jerome Powell's last FOMC meeting.
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🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app.
Click here!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favor...
Q&A: $325K in META, Budgeting For A Vacation Home, & Direct Indexing
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
---
⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
---
⭐ Download our FREE Financial Planner – click he...
167: The New Investing Playbook: Geopolitics First
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schwartz to discuss geopolitics given the rising tensions between the US and Iran.
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📊 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
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🎨 Skip the waitlist and start investing into blue chip artwork with Masterworks.
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👀 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here...
More Meta & Microsoft Layoffs, $166B in Tariff Refunds, & Kevin Warsh
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz talk about Kevin Warsh's confirmation hearing, the $166B of tariffs being refunded, and the Strait of Hormuz continuing to cause volatility in the markets.
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🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app.
Click here!
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🤑 Want to know what Wall Street thinks about your portfolio? ...
Q&A: Millionaire w/o a Bridge Account, Advice for Entrepreneurs, & 100% 401(k) Match w/ NO Limit
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, click here!
---
⚡️ Sign up for the Rich Habits Newsletter and never miss a market-moving headline again, click here!
---
⭐ Download our FREE Financial Planner – ...
166: Investments We’d Never Make Again
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the investments they'd never made again.
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📆 Earn tax-efficient passive income in your portfolio every single month with NEOS ETFs, click here!
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💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!
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🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest...
Allbirds to NewBird AI, Ozempic Partners w/ OpenAI, & Sydney Sweeney
In this week's episode of the Rich Habits Radar, Robert and Austin walk through Allbrids' pivot to NewBird AI, Trump's claim that he'll fire Jerome Powell, and Novo Nordisk's partnership with OpenAI.
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📊 Click here to learn more about HEDG, the Equable Shares Hedged Equity ETF.
---
🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app.
Click here!
<...Q&A: Making $230K as Teachers, Equity vs. Cash Flow, & Holding Too Many ETFs?
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🤠 Join us in Austin, TX May 1-2 for our first-ever in-person event -- The Rich Habits Retreat!
👉 CLICK HERE TO BUY TICKETS!
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🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, clic...
165: Stock Options vs Cash: Which Is Actually Better?
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspective on stock options vs. cash when it comes to total compensation at work.
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💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!
Click here!
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🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
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🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?
Click...
World's Largest Data Center, Iran Ceasefire, & Investing in Taylor Swift
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz react to their three favorite headlines of the week.
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📊 Click here to learn more about HEDG, the Equable Shares Hedged Equity ETF.
---
🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🤝 Interested in learning more about ETFs?
Check out our friends at ETF Central! Click here!...
Q&A: Buying a $600K Beach House, Newly-Married Finances, & Employer Matches
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🤠 Join us in Austin, TX May 1-2 for our first-ever in-person event -- The Rich Habits Retreat!
👉 CLICK HERE TO BUY TICKETS!
---
🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin, ...
164: How to Build Wealth on $60K, $100K, & $250K Incomes
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share how to build wealth no matter your income level.
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💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!
Click here!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🚀 Join 900+ other podcast listeners inside of the Rich Habits Network and invest alongside Robert and Austin?
Click here!
...
Conversation w/ Ron Santella, OpenAI ($852B) Bigger Than JPMorgan, & Prediction Market Lawsuits
📊 Click here to learn more about HEDG, the Equable Shares Hedged Equity ETF.
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In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz cover Trump's comments on the Iran war, OpenAI raising $122B at a $852B valuation, and the US Government suing states to ensure prediction markets like Kalshi and Polymarket can continue to operate.
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🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wa...
Q&A: $120K Farming Side Hustle, When To Take Profits, & Income Versus Growth Investing
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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🤠 Join us in Austin, TX May 1-2 for our first-ever in-person event -- The Rich Habits Retreat!
👉 CLICK HERE TO BUY TICKETS!
👉 CLICK HERE TO BUY TICKETS!
👉 CLICK HERE TO BUY TICKETS!
---
🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here...
163: Why Tax Season Shouldn't Intimidate You
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz break down their favorite tax credits + share the playbook for stress-free filing.
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👉 If your AGI is under $89K, you can file for free using the IRS' Free File. Click here!
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💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!
Click here!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, cli...
Inside Public’s AI Revolution with Co-CEO Jannick Malling
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz sit down with Jannick Malling, co-CEO of Public, to talk about their agentic brokerage product.
Stay tuned for their official launch and press release of this new product on Tuesday, March 31st!
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🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🌸 Join 500,000+ investors using Blossom to track portfolios, di...
Q&A: The Rich Habits Retreat, Investing Your First $100K, & Accelerating Retirement Timeline
🤠 Join us in Austin, TX May 1-2 for our first-ever in-person event -- The Rich Habits Retreat!
👉 CLICK HERE TO BUY TICKETS!
👉 CLICK HERE TO BUY TICKETS!
👉 CLICK HERE TO BUY TICKETS!
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
---
🧠 Ready to build your own investable index using AI? Generated Assets on Public makes it easy.
Click here to try Generated Assets!
---
🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you...
162: How Anyone Can Invest in OpenAI & Anthropic w/ Ben Miller
In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Ben Miller, the CEO of Fundrise, the discuss the public listing of their Innovation Fund under the ticker VCX.
To learn more about VCX, visit getVCX.com.
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⚙️ Ready to implement the Rich Habits Money Map into your own finances? Be sure to check it out and sign up at GetSequence.io/richhabitspodcast!
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💰 Looking for a broker to begin automating your investing on? Have an idea for a strategy but not sure wh...
Nvidia's $1 Trillion Revenue Announcement, the Fed's New Inflation Forecast, & Kraken's IPO
In this week's episode of the Rich Habits Radar, Robert Croak and Austin Hankwitz walk their listeners through the Fed's new inflation assumptions, Nvidia's $1 trillion revenue announcement, and the new "med spa" trend.
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🤑 Want to know what Wall Street thinks about your portfolio? Wall Street Favorites can tell you, click here!
---
🤖 VCX: the public ticker for private tech -- click here or visit https://getvcx.com/ to learn more!
---
🌸 Join 500,000+ investors using Blossom to track portfolios, dividends, and see what real investors are buying -- all in one social investing app.
C...
