Angry Mortgage
Angry Mortgage is a popular podcast hosted by Ron Butler, where he discusses current events and trends in the mortgage industry. Ron is known for his candid and passionate style, often using colorful language and profanity to express his opinions. He covers a range of topics, from the latest developments in mortgage rates to the inner workings of banks and lenders. The show is geared towards both individuals and businesses looking to stay informed and up-to-date on the latest news and trends in the industry. With his extensive knowledge and frank opinions, Ron provides a refreshing and entertaining perspective on...
How Low Can Home Prices Go? | Rob Campbell | EP. 196
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Special Guest Rob Campbell- Broker at Premiere Mortgage Centre in Guelph
Always a fun Pod when Rob Campbell is on the show, we talk mortgage trends: what's happening on the Ground during the Renewal Wave!
How low will house prices go. In Rob's home base of Guelph, how is a radical change in Student Population influencing the RE Market?
What about mortgage rates, what future trends do we want to watch out for?Â
What should mortgage shoppers do?Â
And BEERSÂ
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Is BC Housing About to Collapse? | Steve Saretsky EP. 195
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Steve Saretsky- Ace RE Agent, RE Specialist at Saretsky Group and host of The Loonie Hour podcast BC Update Â
Election/Housing/Economy Â
All the British Columbia News Â
This will be a pivotal Provincial Election in BC: Steve has interviewed the man we hope will be the next Premier & just how bad is Eby?Â
Real Estate Development on Life Support?Â
What's next for Construction of new dwellings Another leg down in house prices on the West Coast? Looks like itÂ
And how bad wi...
New Bank Competition | Grant Armstrong | EP. 194
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Special Guest Grant Armstrong- Chief Growth Officer at Wealth One Bank
In Canada there isn't enough competition among Banks, Telecoms, Grocery Chains, it's a long list off super big companies
Wealth One Bank is what we want upstart competition for Big 6 Banks run by Ex-Big Bankers who know what they're doing
Grant Armstrong joins the Pod to explain who a small bank can outrun the Big BanksÂ
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Canada Is Going Backwards! | Vince Gaetano | EP. 193
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Special Guest Vince Gaetano Principal Broker at Owl Mortgage
Great to have Vince back on the PodÂ
We do a deep dive on the failure of 4 plex & 6 plex in TorontoÂ
And a big discussion of the current state of Private Mortgage Lending
There's a lot going on. Borrowers are more vulnerable & there has been too many bad actors. Investors are experiencing some losses & the rapid reduction in home values is triggering bad results for home owners
Lots to cover on this Pod
Home Prices: What Happens Next? | EP. 192
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Special Guest Ben Rabidoux- Founder of North Cove Advisors and Edge Realty Analytics
We do a deep dive on Canadian Real Estate Trend BY REGION (Because complaints about just GTA are noted)
Home Sales, Price Trends & what to expect the rest of the year
A deep dive on Mortgages & what might happen at the Bank of Canada
Ben brings interesting Stats, surprising data points & some potential curveballs to watch for in the Canadian EconomyÂ
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Special Guest Gary Mauris- CEO & Co-founder of DLC Group of Companies | EP. 191
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Imagine a Mortgage Company that does more origination in a year than RBC: that's Dominion Lending Centers Group & the Cofounder of that company started it 21 years ago with ZERO Banking experience & no previous Mortgage Background
Let's talk to a man who cold called to find his first Mortgage Broker & went on to build a Mortgage Network Monolith
You will enjoy this Pod with Gary MaurisÂ
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Pierre Poilievre: The Real Story | EP. 191
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We’re thrilled to have The Honourable Pierre Poilievre, Leader of His Majesty’s Loyal Opposition and the Conservative Party of Canada on the Pod this week
We cover a lot of ground:
Trade War
HousingÂ
Real EstateÂ
Affordability
Canada's young people
The current program of the GovernmentÂ
And why the hell it's so hard to build stuff in this country anymore
You'll get a chance to hear things you don't always get to hear from Ma...
Real Estate Reality Check with John Pasalis | EP. 190
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Special Guest John Pasalis: President and Broker of Record at Realosophy Realty Inc. Brokerage
What's really going on in Ontario Real Estate: let's get some honest answers from a true expert
Why John saw the 416 Condo Crash coming years before the prices started dropping
The long list of mistakes made by all levels of Government
The myths & reality that fueled the wild price run ups of 2009 to 2022
What's going to happen to the Foreign Buyers Ban
Lots moreÂ
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AI Coming for RE Agents with Dan Foch | EP. 189
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Special Guest: Dan Foch, Co-Host of the Canadian Real Estate Investor PodcastÂ
Dan lays out the case for the changing face of Realtors in an AI world: there are still going to be RE Agents but fewer, much more productive & possibly lower commissions
What's going to happen in Ontario Real Estate? When's the market bottom: next quarter? Next Year? Farther?
What about New Home Development: the Hi-Rise Condo will be dead for a while, how slow will Housing Starts be in Canada's biggest Province?
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Canada’s Lost Decade with Rich Dias | EP. 188
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Special guest Rich Dias- Strategist at IceCap Asset Management and Co-host of the Loonie Hour podcast?
What should we be thinking about in the Canadian EconomyÂ
Productivity: What does it really mean? What should we do? How does Canada become more Productive
Natural Resources: a lost decade
Why it's so important to our Economy
How it supports our Social Safety NetÂ
Why it's a net benefit to Canada
And why did we spend a decade flipping Real Estate & selling houses to...
Young Canadians Betrayed | EP. 187
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It's an honor to have Scott Aitchison on the Pod- Member of Parliament for Parry Sound and Muskoka & Conservative Party Critic for Housing
Scott & I break down the failures of all the recent Liberal Housing Policies
We explore the reasons behind the massive run up in Canadian house prices, the utter failure to build more new houses & the betrayal of Young Canadians in the fight to own a home of their ownÂ
Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/... Neighbourhood Holdings is licensed as a...
Gas Prices Today: Saving Canadians Millions | EP. 186
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Special Guest Dan McTeague- President of Canadians for Affordable Energy and Member of Parliament for 20 years
The man who saves millions of Canadians money for free is back on the Podcast
Dan McTeague reveals the Price Of Gas before it happens & for the last 5 months of the War in the Middle East that's been a huge asset to everyone in Canada
We look at the twists & turns that have sent the price of a barrel of oil on a Rollercoaster ride
Who is manipulating that...
Canada’s Housing Is UNFAIR | Cara Stern EP. 185
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How About Real-Life Confirmation Of The Ridiculous Unfairness of Canada's Housing Problems
I sit down with Cara Stern- Journalist and Co-Host of The Missing Middle Podcast
Cara brings the facts in her description of a young family's difficult journey to Home Ownership & all the pitfalls along the way
Why things are so profoundly different from even 10 years ago
How politics pumps out bad Housing outcomes
And why the promise of 500,000 new homes a year has just become some sort of joke
...
Canada’s Housing Crash COULD Last Another 7 Years | EP. 184
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Special Guest Jeremiah Shamess- Executive Vice President at Colliers and Head of Private Capital Investment Group
Jeremiah is one of Canada’s leading commercial real estate experts, with deep insight into land sales, development and investment across Toronto and the GTA.
We talk about whether Canada’s real estate market is finally approaching the bottom, why Canadian downturns can last 8–11 years, and which parts of commercial real estate are already recovering.
We also cover the condo crash, bulk buyers stepping in, the surprising return of office buildings, the sh...
Resource Marathon with Special Guest Heather Xner-Pirot | EP. 183
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It's been Resource Expert Christmas & a Full Marathon all rolled onto one for Heather in the last 6 months
Heather Xner- Pirot- Director of Energy, Natural Resources and Environment at Macdonald-Laurier Institute, has the inside scoop
Pipelines, Renewed Middle East Conflict, Data Centres & the Prime Minister's Video saying Justin Trudeau was WRONG for 10 years
Heather is always one of our most popular guests & her insight into the Canadian Energy & Resource sector is unparalleledÂ
Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage
Neighbourhood H...
Vasectomies & Romania | Ask Good Fu*king Questions EP. 8
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Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage
Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD)
Submit your questions at askgoodquestions.ca
In this episode, Ron takes calls, gives his honest takes, and has lots of laughs. You don’t wanna miss it!
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HUGE Defense Spending | EP. 182
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Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage
Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD)
Why is an old fat mortgage broker thinking about defense spending? Because in a country running massive deficits, there's some huge spending coming down the pipe
David Perry gives us the inside information on what is likely to be one of the largest budget increases and spending initiatives of the Carney Liberal Government.
He brings needed insights...
Politics: It's the Economy Stupid | EP. 181
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Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage
Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD)
Special Guest David Herle- Partner at Rubicon Strategy and host of the Curse of Politics and Herle Burly podcastsÂ
David is one of the Top 2 or 3 Political Commentators in Canada & 40-year Polling Expert
We talk about Polling, politics, the economy, what's the future for young Canadians & Working-Class peopleÂ
Who sees themselves as Middle Class in Ca...
Stealing, Investments & Forever Homes | Ask Good Fu*king Questions
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📞 We want your questions! Submit it at askgoodquestions.ca
A husband flees the country with a warrant out for his arrest. Questions about investing, buying a forever home, and plenty more chaos ensues.
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Too Much Debt | EP. 180
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Learn more about Neighbourhood Holdings here: https://go.neighbourhoodholdings.com/angrymortgage
Neighbourhood Holdings is licensed as a Mortgage Administrator (NS #2025-3000660, ON #13679), Lender (NS #2025-3000354), and Brokerage (ON #13753). (AD)
What The World Needs To Worry About
Special Guest Keith Dicker Founder and CIO IceCap Asset Management and Co-host of the Loonie Hour Podcast
Keith Dicker educates Canadians about our Macro Economic World every week on The Looney Hour
We both share the same view on massive Government & Private Debt that circulates around the world<...
Special Guest Mark Morris - Owner and Lawyer of Legal Closing | EP. 179
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If you want to know what's going on in Real Estate Lawyer game in Ontario, you ask Mark
And he has some startling information based on developing trends in Residential Purchases, Sales & Power Of Sales going on in Southern Ontario
Some of it is shocking, some of it fascinating, some just plain tragic
And all of it in massive contrast to the wild run up in the prior 14 years until 2023
This episode is a BangerÂ
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DIVORCED: What Do I Do Now? đź’” (Real Estate Advice) | Ask Good Fu*king Questions
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You’re divorced. Now what? Your living situation is likely your biggest asset and your biggest headache. In this episode, Ron takes your calls and answers the tough questions about moving on and moving out, and more.
Stop guessing. Start asking.Â
Submit your questions for the next show at: askgoodquestions.ca
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Bank Rate WAR! | EP. 178
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Special Guest Albert Collu- CEO & President of Marathon Mortgage Corp
What's going on with Mortgage Rates? One thing for sure: we have proof positive there's no Bank collusion on Mortgage Rates because for 8 weeks there has been outright war on Fixed Rates, 2 Banks undercutting the rest
Why does this happen? What's it mean for Borrowers
And why has the Federal Government gone all in on Rental New Construction?
Have they given up on Home Ownership
Because the HST Holiday seems to be meant...
Insolvencies Up | Scott Terrio EP. 177
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Heading To Record Levels
Scott outlines the multiple reasons for the steady acceleration of personal Insolvencies in CanadaÂ
It's a steady upward path with a real possibility of becoming a 2-to-3-year record level of Insolvent Canadians
Scott explains why Ontario Homeowners had almost ZERO Insolvencies for over a decade & have now increased to 11% of Ontario filings
This is an almost perfect economic storm having its ultimate outcomeÂ
Scott Terrio- Manager of Consumer Insolvency at Hoyes Michalos and Associates
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The Good, The Bad & The Ugly in Mortgage World | EP. 176
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What's happening on the ground in Mortgages
Top Butler Mortgage Broker Chris Bressi talks about what's happening in Mortgage World today
Chris takes up to 20 calls a day from borrowers in 3 provinces and the feedback he has says a lot about what Canadians are worried about on Renewal
Who's buying homes today & what their attitudes are
And in the Age-Old Debate between Fixed & Variable, what's really happening
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Special Guest Derek Serra - President of Westboro MIC | EP. 175
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What is going on in the Mortgage Investment Corporation Industry in Canada today?
Because it looks like Hellsapoppin!
Gating for some, Reduced Rates Of Return for some, Receivership for a small few
And no one better to make sense of this than Derek
How to do Alternative Mortgages right & how some get it wrong
Let's unearth the factsÂ
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Special Guest Jason Pereira - Senior Partner at Woodgate Financial | EP. 174
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The Shocking Contrast between A Professional Financial Advisor & A Real Estate Wealth Coach
The Financial Advisor vets Tax Planning, Estate Planning, Insurance, Investments & moreÂ
The Real Estate Coach only had ONE Strategy: Borrow MORE, Buy MORE REAL ESTATE
How this lust for Real Estate Investment blew up after 2009 & for some people has ended in Tragedy todayÂ
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Special Guest Dan Webster- President of Maple Financial | EP. 173
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Dan is the President of Maple Financial a Major Canadian Alternative Lender
Why is Alternative Lending such a growth industry?
What's changed at the Big 6 Banks
How has Regulatory Changes made it harder for some Canadians to get a Mortgage
And how not all Lenders are alikeÂ
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Special Guest Jenni Byrne - CEO at Jenni Byrne + Associates | EP. 172
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It's a big thrill to have Jenni on our Podcast
I knew Jenni before I ever met her from watching hundreds of hours of my Favourite Political Podcast: Curse of Politics
Jenni brings the honesty & bluntness to Politics that I hope I bring to Mortgages
Let's dive into the realities of the Political Moment today in Canada
Carney, Trump, Ford, the whole thingÂ
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Special Guest Steve Saretsky - Ace RE Agent, RE Specialist at Saretsky Group and host of The Loonie Hour podcast | EP. 171
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Real Estate In BC With A Dash Of AlbertaÂ
Politics, Policy & Prices are combining to create a chaotic environment on the West Coast
Steve Saretsky & I dig into the bizarre Aboriginal Band issues that are causing Real Estate upheavalÂ
The many Government Housing Policies that may be revised soon
The relentless decline in prices & sales activityÂ
And what the heck's happening with Alberta Multi-family projectsÂ
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Special Guest Nick Kyprianou - President/CEO of RiverRock Mortgage Investment Corporation | EP. 170
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Alternative Mortgage Lending: Lots Going On In Ontario
Our guest is one of the top operators in the Alternative Lending Space & he is observing some big changes in the Marketplace
Property Value DeclineIncreasing Mortgage DefaultsMore Power of Sales ActionsMore Stress In The SystemWhy are some Mortgage Investment Funds Gating their Redemptions
Are there some Corps Investors should tworry about?
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Special Guest Anthony Scilipoti- CEO and President of Veritas Group of Companies | EP. 169
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A deep dive on the last tortured stages of the Canadian Condo Crash with a man who knows all the secrets
Peak Insanity in Vancouver: You have to sign a Non-Disclosure Agreement to learn the REAL offer price on a Condo
Toronto sees Government Bailouts for Condo Developers: What's a Vulture Fund?
How did 4 random guys get $1.33 BILLION in Government Enhanced Lending with a $6M down payment
Sounds like End Times
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Special Guest: Sam Cooper Founder and First Journalist at The Bureau’. Also, author of the best-seller, Wilful Blindness | EP. 168
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Telling The Truth Can Be Hard But It's NECCESSARY
Sam Cooper & I got to know each other years ago on Social Media when we were both looking into the effects of Foreign Money coming into the Canadian Housing Market: we were both pretty much vilified by what we wrote
Sam went on the become Canada's leading journalist on the subject of Foreign Money & Foreign Influence on Canada's Financial System & Governments at all levels
Bestselling Author & dedicated Journalist, it's a great podcast
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Special Guest Rob Campbell- Mortgage Broker at Premiere Mortgage | EP. 167
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Let's do a deep dive on the day to day of Mortgage Brokering in the Ontario today
What are we seeing, what are the trends, what are the problems & what's going to happen next?
Rob Campbell brings us a street level view of the issues and problems faced by Ontario home buyers and mortgage holders. There are some bright spots, and there's some concerns. Let's break it all down
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Special Guest John Pasalis- President and Broker of Record at Realosophy Realty Inc. Brokerage | EP. 166
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What's Going To Happen In GTA Real Estate This Year?
Because there are some wrong ideas, misconceptions and outright misdirection about what's happening in the GTA real estate market today.
John has key insights and on the ground feedback about what to expect and also sheds light on what the hell happened to all those RE Brokerage Trust Accounts where the money disappeared. Let's take a look at the what to expect in 2026
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Special Guest Dan Mcteague - President of Canadians for Affordable Energy and Member of Parliament for 20 years | EP. 165
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There has probably never been a better time to have the #1 Expert on gas and diesel prices in Canada on our show. As the war in the Middle East rages & the price per barrel of oil changing hourly, we need to know what we can expect. If the war goes on for any length of time; Dan has a startling and highly concerning idea of where the price per barrel can end up
Here is the analysisÂ
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Special Guest Ben Rabidoux- Founder of North Cove Advisors and Edge Realty Analytics | EP. 164
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A very deep dive on Canadian Real Estate Sales Trends & Price ExpectationsÂ
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How long can prices keep falling?How much lower can they go?Will the number of homes sold keep falling?What about Rents?Will Immigration increase?When is the Real Estate RecoveryWe cover all this & more in an episode filled with factsÂ
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There Are No Happy Mortgage Stories | EP. 163
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Special Guest Vince Gaetano- Principal Broker at Owl Mortgage
Ron & Vince break down what's going on in Ontario Mortgage World
With more Canadians being forced to get involved with Alternative & Private mortgage lending because of deteriorating Economic conditions there are far more things that can go wrong with that lead to bad outcomes
There are better strategies: better decisions to give better outcomes for borrowersÂ
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Special Guest Jeremiah Shamess- Executive Vice President at Colliers and Head of Private Capital Investment Group | EP. 162
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Great to have Jeremiah back on the show for all things to so with Commercial Real Estate in OntarioÂ
What's going on with Condos Developmens?Has the Office Marker really taken off?What sort of Development Land Sales are going on?How are Warehouse Sales & Leasing performing?What's the Sweet Spot for Purpose Built Rentals?We cover all this & more
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Special Guest Mike Moffatt- Founding Director of The Missing Middle Initiative at the University of Ottawa | EP. 161
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What's Wrong With Canadian Housing
Housing & particularly Young Canadians chances of Home Ownership is one of the most important issues in Canada today. How do it get so bad? Why is it so hard to fix? Why has government done so poorly on the policy side? Mike Moffat is the genuine article: a policy expert and and an honest broker of housing information. I have wanted him on the show for a long time, let's get some answers going
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