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What The World Needs To Worry About

Description: Special Guest Keith Dicker0 Founder and CIO IceCap Asset Management and Co-host of the Loonie Hour Podcast? 

Keith Dicker educates Canadians about our Macro Economic World every week on The Looney Hour

We both share the same view on massive Government & Private Debt that circulates around the w...

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If you want to know what's going on in Real Estate Lawyer game in Ontario, you ask Mark

And he has some startling information based on developing trends in Residential Purchases, Sales & Power Of Sales going on in Southern Ontario

Some of it is shocking, some of it fascinating, some just plain tragic

And all of it in massive contrast to the wild run up in the prior 14 years until 2023

This episode is a Banger 

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You’re divorced. Now what? Your living situation is likely your biggest asset and your biggest headache. In this episode, Ron takes your calls and answers the tough questions about moving on and moving out, and more.

Stop guessing. Start asking. 

Submit your questions for the next show at: askgoodquestions.ca

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Special Guest Albert Collu- CEO & President of Marathon Mortgage Corp

What's going on with Mortgage Rates? One thing for sure: we have proof positive there's no Bank collusion on Mortgage Rates because for 8 weeks there has been outright war on Fixed Rates, 2 Banks undercutting the rest

Why does this happen? What's it mean for Borrowers

And why has the Federal Government gone all in on Rental New Construction?

Have they given up on Home Ownership

Because the HST Holiday seems to be meant...

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Heading To Record Levels

Scott outlines the multiple reasons for the steady acceleration of personal Insolvencies in Canada 

It's a steady upward path with a real possibility of becoming a 2-to-3-year record level of Insolvent Canadians

Scott explains why Ontario Homeowners had almost ZERO Insolvencies for over a decade & have now increased to 11% of Ontario filings

This is an almost perfect economic storm having its ultimate outcome 

Scott Terrio- Manager of Consumer Insolvency at Hoyes Michalos and Associates

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What's happening on the ground in Mortgages

Top Butler Mortgage Broker Chris Bressi talks about what's happening in Mortgage World today

Chris takes up to 20 calls a day from borrowers in 3 provinces and the feedback he has says a lot about what Canadians are worried about on Renewal

Who's buying homes today & what their attitudes are

And in the Age-Old Debate between Fixed & Variable, what's really happening

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What is going on in the Mortgage Investment Corporation Industry in Canada today?

Because it looks like Hellsapoppin!

Gating for some, Reduced Rates Of Return for some, Receivership for a small few

And no one better to make sense of this than Derek

How to do Alternative Mortgages right & how some get it wrong

Let's unearth the facts 

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The Shocking Contrast between A Professional Financial Advisor & A Real Estate Wealth Coach

The Financial Advisor vets Tax Planning, Estate Planning, Insurance, Investments & more 

The Real Estate Coach only had ONE Strategy: Borrow MORE, Buy MORE REAL ESTATE

How this lust for Real Estate Investment blew up after 2009 & for some people has ended in Tragedy today 

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Dan is the President of Maple Financial a Major Canadian Alternative Lender

Why is Alternative Lending such a growth industry?

What's changed at the Big 6 Banks

How has Regulatory Changes made it harder for some Canadians to get a Mortgage

And how not all Lenders are alike 

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It's a big thrill to have Jenni on our Podcast

I knew Jenni before I ever met her from watching hundreds of hours of my Favourite Political Podcast: Curse of Politics

Jenni brings the honesty & bluntness to Politics that I hope I bring to Mortgages

Let's dive into the realities of the Political Moment today in Canada

Carney, Trump, Ford, the whole thing 

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Real Estate In BC With A Dash Of Alberta 

Politics, Policy & Prices are combining to create a chaotic environment on the West Coast

Steve Saretsky & I dig into the bizarre Aboriginal Band issues that are causing Real Estate upheaval 

The many Government Housing Policies that may be revised soon

The relentless decline in prices & sales activity 

And what the heck's happening with Alberta Multi-family projects 

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Alternative Mortgage Lending: Lots Going On In Ontario

Our guest is one of the top operators in the Alternative Lending Space & he is observing some big changes in the Marketplace

Why are some Mortgage Investment Funds Gating their Redemptions

Are there some Corps Investors should tworry about?

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A deep dive on the last tortured stages of the Canadian Condo Crash with a man who knows all the secrets

Peak Insanity in Vancouver: You have to sign a Non-Disclosure Agreement to learn the REAL offer price on a Condo

Toronto sees Government Bailouts for Condo Developers: What's a Vulture Fund?

How did 4 random guys get $1.33 BILLION in Government Enhanced Lending with a $6M down payment

Sounds like End Times

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Telling The Truth Can Be Hard But It's NECCESSARY

Sam Cooper & I got to know each other years ago on Social Media when we were both looking into the effects of Foreign Money coming into the Canadian Housing Market: we were both pretty much vilified by what we wrote

Sam went on the become Canada's leading journalist on the subject of Foreign Money & Foreign Influence on Canada's Financial System & Governments at all levels

Bestselling Author & dedicated Journalist, it's a great podcast

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Let's do a deep dive on the day to day of Mortgage Brokering in the Ontario today

What are we seeing, what are the trends, what are the problems & what's going to happen next?

Rob Campbell brings us a street level view of the issues and problems faced by Ontario home buyers and mortgage holders. There are some bright spots, and there's some concerns. Let's break it all down

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What's Going To Happen In GTA Real Estate This Year?

Because there are some wrong ideas, misconceptions and outright misdirection about what's happening in the GTA real estate market today.

John has key insights and on the ground feedback about what to expect and also sheds light on what the hell happened to all those RE Brokerage Trust Accounts where the money disappeared. Let's take a look at the what to expect in 2026

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There has probably never been a better time to have the #1 Expert on gas and diesel prices in Canada on our show. As the war in the Middle East rages & the price per barrel of oil changing hourly, we need to know what we can expect. If the war goes on for any length of time; Dan has a startling and highly concerning idea of where the price per barrel can end up

Here is the analysis 

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A very deep dive on Canadian Real Estate Sales Trends & Price Expectations 

We cover all this & more in an episode filled with facts 

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Special Guest Vince Gaetano- Principal Broker at Owl Mortgage

Ron & Vince break down what's going on in Ontario Mortgage World

With more Canadians being forced to get involved with Alternative & Private mortgage lending because of deteriorating Economic conditions there are far more things that can go wrong with that lead to bad outcomes

There are better strategies: better decisions to give better outcomes for borrowers 

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Great to have Jeremiah back on the show for all things to so with Commercial Real Estate in Ontario 

We cover all this & more

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What's Wrong With Canadian Housing

Housing & particularly Young Canadians chances of Home Ownership is one of the most important issues in Canada today. How do it get so bad? Why is it so hard to fix? Why has government done so poorly on the policy side? Mike Moffat is the genuine article: a policy expert and and an honest broker of housing information. I have wanted him on the show for a long time, let's get some answers going

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AI: The Trillion Dollar Business 

We're pleased to Have Ron back on the Pod because AI just keeps getting bigger everyday

The last 6 months has seen an explosion of Capitol Spending on AI. Hundreds of Billions to grow AI in North America & beyond

What's the future look like? Will it turn out to be hype? Will it radically reduce some job categories

Let's find out

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Are Aboriginal Land Claims Becoming A Forever Issue? 

My Guest Bruce Pardy is an acknowledged Expert on Property Rights Law in Canada & the question of just how many more Land Claims we will see coming to Courts across Canada looms large

How many more? How will Claims effect Property Values

And most importantly why are own Construction may guarantee it will keep happening 

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Want to hear the latest trends in mortgage news? We have it. Blanket appraisal craziness. January marriage breakdown blues, what happens if people split but the house is worth less than the mortgage. The huge renewal wave is here. What's the impact? Consumer debt seems bigger than ever, should people refinance that debt? Or does it just make matters worse. Oh, and will we be hearing about the end of the stress test? All this and more in news from the front lines

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Real Truths About Real Estate

As more misinformation grows about the direction of the Ontario RE Market, we bring back Dan Foch to discuss reality

As some Realtors try to suggest we are "turning the corner" Dan can illustrate the facts

Prices stay down 

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Senior advisor at Meredith Boessenkool & Phillips and Director of MBP Intelligence. Former Director of Communications for Pierre Poilievre

What's wrong with Houses Prices in Canada. Even though house prices are falling in some Regions most Canadian House Prices remain Bat Shit Crazy, far too high for Young Canadians 35 & Under to a comfortable chance of owning a home to raise a family in

We've been talking about this in Canada for the last 15 years with no real solution developing why can't we fix this after so long? 

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Canadian Resources Are Back

With Special Guest Heather Xner-Pirot- Director of Energy, Natural Resources and Environment program at Macdonald-Laurier Institute

Heather is one of our Country's leading experts on Canadian Resource Industries & there have been some huge changes. Why is a Mortgage Broker thinking about Resource Extraction: because that's the future of Wealth Growth in Canada & that's how Canadians will have money for houses

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Insolvencies Soar

Special Guest: Scott Terrio- Manager of Consumer Insolvency at Hoyes Michalos & Associates?

Insolvencies are growing in Ontario & there's some new flexes in that world

Did you ever think that Casino Gambling downloaded to your phone was going to be a positive? Or that buying rental Pre-construction properties was a guaranteed path to Wealth?

Ron & Scott have the details 

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The Contagion Speads

SPECIAL GUEST Mark Morris- Lawyer at Legal Closing

Wow! There is no sign of a bottom in the endless Dog Crate Condo Crash which we may upgrade from Crash to Catastrophe. Power of Sales for all types of Ontario Homes are heading for a Hockey Stick Graph

And Mark's amazing adventures in China, a country he has been visiting & doing business in for years 

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Road To Destruction

Special Guest Jon Flynn - Broker of Record at Flynn Real Estate Inc., Brokerage

How did we go so wrong in Canadian Real Estate. Let's go back to the beginning back 20 years & check the progression of Real Estate  twists & turns with a 20 year Ontario RE Broker & Social Media Influencer Jon Flynn

How did it all go wrong in Ontario

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Growing Alternative Lending

Special Guest Sebastien Kuperhause - VP of Sales Ontario at Sequence Capital

Possibly the biggest change in the Mortgage business in the last 10 years has been the explosive growth of Private Credit: Private Mortgage Lending

Why so much bigger, who is it helping, what's the future of it. My conversation with Sebastian Kuperhause

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How It Happened

Special Guest Sabrina Maddeaux- Columnist, Co-Host of The Missing Middle Podcast and Director of Communications at Global Public Affairs

Canada's House Prices are still Batshit Crazy High but how did we get here. Even though Prices are falling in some regions will they ever get to a rational level? And why did we end up building so many Dog Crate Hellscapes? Why did Planners & City Governments let it happen

We have the answers on this week's Podcast

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Special Guest Alex

We know money is flowing out of Canada but are Canadian looking to leave? Has Alberta Real Estate REALLY cooled down (Edmonton excluded) 

What's up in the BC Interior? 

Lots to talk about in this Pod 

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Let's Hear From The Opposition

Special Guest Adam Chambers, Conservative Member of Parliament for Simcoe North, Ontario

Let's talk to an MP who has been in Ottawa watching the Liberal Government's approach to Government: what's happened, what's likely going to happen & what the results have been so far

Ron's got some thoughts as well!

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Are Some People In Trouble?

Very Special Guest David Chilton

Bestselling Author of "The Wealthy Barber" and Former Dragon on "Dragons' Den"

David is the most famous Canadians in Personal Finance that I know, he has a New Updated Version of his Mega Seller the Wealthy Barber available now

We talk about, Real Estate, Housing, personal finance & too much temptation based on Ultra Available Credit 

And how will Canada weather the coming Financial Storm 

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Did Tiff Say Too Much

After announcing the 25 BPS Cut Bank of Canada Governor Tiff Macklem decided to tell everyone that was the last cut he is thinking about doing

Which sent Government of Canada Bond Yield soaring & possibly pushing Fixed Mortgage Rates UP

Tiff, when will you learn to just shut up about the Future: Remember how "Rates will be low for long" worked out, just say we will continue to monitor the Economy

Also on the Show 

US 30 Yr Mortgage Products

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Planning Dept. Silliness

Special Guest Ian Jones- President and Founder of BGI Group

A return visit from the voice of reason in Development World

What's changes happened that may help. Why it's still a 4 Year Adventure to get a Development Approval. What some Cities do wrong, what some smaller centres do right & how Ian's Joy Concept can deliver elder wellness living at 50% off the normal rents 

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What's Wrong With People?

Special Guest Samantha Power- Mortgage Agent at Mortgages with Samantha Power

We talk Price Decline Problems, First Time Home Buyers, Appraisal Fails, What went wrong in 2021 & the complete foolishness of some TikTok & Instagram Mortgage Brokers

What are they trying to pull? And why its so wrong 

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Special Guest Nick Hill- Mortgage Broker and Podcast Host

What's going on in the Investment Real Estate World Today? For a decade it was on FIRE. Today the fire is out

How bad is it now? Is there anyone still investing? How did it all go so wrong?

And are there regions of Canada where it still works? 

Nick & Ron get to the bottom of it 

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Facts About Housing, Mortgages & Future Trends with Special Guest

Scott Peckford

Scott is the Founder of one of the fastest growing Mortgage Brokerages in Canada- BRX Mortgage Inc.

We talk about current trends: the profound competitiveness of Mortgage Rates today

The Big Problem of Homeownership for Young Canadians & much more 

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