The Wealth Equation

40 Episodes
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By: Kristen Wonch

A show for ambitious women to learn the investing + wealth secrets no one else is talking about. Where high-income earners, self-made millionaires, and industry thought leaders share the raw, behind-the-scenes stories of how they made 7 & 8 figures + how they uncovered their deepest money blocks and shifted them. Join us each week as we pull back the curtain on simple AF investing principles that won't just grow your income, but actually make you RICH. Stuff you can actually use. Easy enough for a grade 4 to understand. For women ready to make the shift from high-earner to Compounding Queen. Your here not here...

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The Bad Investment Hangover Effect
#227
Yesterday at 6:20 PM

What happens when we feel like we’ve made a bad investment in the past?

The bigger cost of a so-called bad investment might not actually be the investment itself, but what happens after that. I’m sharing my recent experience investing $28K, how it did not work out the way I wanted it to, and what I’m making it mean.

And we’re getting into how to be a smart investor who really understands the risk you’re taking on- including the risks you don’t even realize are actually present.


Tune in t...


Visible vs. Invisible Income
#226
09/25/2026

We’ve been taught to think about income in a very specific way- your business revenue, a bonus, the commission, the client who just paid your invoice. 
You can see where the money came from. You can point to what you did to create it. And somewhere behind all of that money are hours of your fucking life.

But there is another form of wealth creation happening that almost nobody celebrates, nobody posts about, and often we’re not even acknowledging as money we’re making. I call this invisible income.

Tune in to learn<...


Financial Catfishing + the Numbers that Actually Matter
#225
09/18/2026

There are only three numbers that actually determine how quickly you hit financial freedom—when you build enough wealth for work to become optional.

And they’re not revenue. Not cash. Not profit.

What we see on Instagram and what we’ve normalized as “wins” can be extremely misleading. There’s a completely different scoreboard that nobody is measuring, but everybody should be.

Tune in to learn:

The three numbers that actually determine how quickly you hit financial freedom.Why revenue, cash and profit aren’t the numbers that actually matter.How what you see o...


MVP: Why 1M Portfolio is Better than a 1M Business
#224
09/11/2026

We’ve been sold a very one-sided version of wealth where building a $1M business is the ultimate goal.

In this episode, I break down why a $1M portfolio is actually far more powerful, far more freeing, and far less reliant on your time and energy.

Because the difference between a cash machine and a wealth machine is what determines whether you stay stuck working for money… or your money starts working for you.

Tune in to learn

Why a $1M portfolio can pay you more than a $1M businessThe difference between a ca...


The Effortless Money Ceiling
#223
09/04/2026

If you’re a high achiever, you’ve probably spent 20 or 30 years training yourself for a very particular equation, and you might not even know it’s happening - More effort. More value. More money.

You can intellectually want passive income while emotionally only trusting money you’ve suffered for. 
And the identity of the high earner could actually be the thing holding you back from not just creating the wealth you desire, but the freedom you say you want.

Tune in to learn:

Why the identity of the high earner could be the thing...


The Lamborghini Portfolio
#222
08/28/2026

You’ve built the capital. You know how to make money. And you’ve been doing everything you think you should be doing to build wealth.

But have you ever stopped to ask: am I driving a Honda Civic or a Lamborghini?

Most women measure their portfolio by how much gasoline they keep putting into the tank - $20K here, $50K there, without ever stopping to ask what kind of car they’re actually driving. And putting premium gas into a ’92 Honda Civic does not turn it into a Lamborghini.

Tune in to learn:<...


Why You Still Feel Stressed With $800K in the Bank
#220
08/12/2026

Have over six figures in the bank… but still sometimes feel kind of broke?

This episode is for my high earners who have a bunch of cash sitting there, investments and assets already—but still feel little threads of scarcity. 

One minute everything is amazing and you’re flying high, and the next it’s,  is this actually okay? Can I repeat this?

Tune in to learn:

What actually causes the oscillation between “everything is amazing” and “ is this actually okay?” Why you can have plenty of cash, investments and assets—and still feel little th...


How Long to Turn $300K into $1M
#219
08/07/2026

How long does it actually take to turn $300K into $1M?

It sounds like the question everyone wants answered, but it's the completely wrong place to focus.

In this episode, I break down what real market returns say, why most people underestimate the power of compounding, and the one "secret accelerator" that can dramatically speed up your wealth without taking on more risk.

Tune in to learn:

How long it really takes to turn $300k into $1M using actual market returns. Why this is actually the wrong question to be asking. The "...


MVP: Investor VS Entrepreneur Mindset
#218
07/31/2026

Are you the kind of woman who likes to swing big?

The exact mindset that helps you build a successful business could be the very thing holding you back as an investor. In this episode, I unpack the subtle—but ultimately HUGE—difference between thinking like an entrepreneur and thinking like an investor, and why mastering both could completely change your wealth-building journey.

Tune in to learn:

The subtle difference between an entrepreneurial mindset and an investor mindset. How, where, and why to leverage both. Why women, on average, get 1.8% better investment returns than men...


The 2 Numbers That Define the Speed of your Wealth
#217
07/22/2026

There are only 2 numbers that define the speed of your wealth. Dive into the episode to get the goods. 

You'll discover why not all dollars are created equal. And the secret to financial freedom 10X faster than anyone else.

Inside you'll find:

The two numbers that define the speed of your wealth and why your income isn't one of them Why some dollars are worth nearly 200X more than others--and which ones are more important How to collapse your financial freedom timeline from 30 years to as little as 3 Why your portfolio, not your business r...


The Cost of Waiting
#216
07/16/2026

One of the biggest mistakes women make with investing is believing that waiting a few more months won't make much of a difference.

 

In this throwback episode, I break down why waiting is one of the most expensive financial decisions you'll ever make.

We unpack the hidden cost of delaying your investments, the power of compound growth, and why every month you put off optimizing your portfolio could be costing you tens or even hundreds of thousands of dollars in future wealth.

 

Tune in to learn:

Why waiting to...


Using Your Investment Money to Get Your Portfolio Optimized
#215
07/09/2026

The biggest mistake women make when thinking about optimizing their investments is believing they have to pay for it out of their monthly cash flow.

In this episode, I share why that isn't the real comparison you should be making. We unpack the hidden cost of an underperforming portfolio, why invisible losses are often far greater than visible expenses, and how using your investment money strategically can actually put you years ahead on your path to financial freedom.

 

Tune in to learn

Why you can use your investment money to optimize your p...


The 6 Levels of FU Money
#214
07/02/2026

Most women say they want "more money" but that's not a financial goal.

In this episode, I break down the six levels of FU Money so you can identify exactly where you are on your wealth journey, what each stage looks like, and the specific shifts you need to make to move to the next level. 

When you know where you're going, building wealth becomes a whole lot simpler ;)

 

Tune in to learn

The six levels of FU Money—and how to identify exactly where you are today What keeps wome...


The 4 Skills Required for High Net Worth Wealth
#213
06/23/2026

The biggest misconception about building wealth is that you simply need to make more money.

The truth is that high net worth wealth is built through mastering a specific set of skills, many of which have nothing to do with your income.

In this episode, I break down the four skills every wealthy woman must develop, what it looks like when they're missing, how to know when you've nailed them, and the results that become possible when all four are working together.

Tune in to learn:

The four skills you must master...


SpaceX + Understanding IPOs
#212
06/18/2026

The SpaceX IPO has generated a huge amount of excitement, but before you rush to invest, it's important to understand how IPOs actually work and what most headlines aren't telling you.

 

In this episode, I break down the full lifecycle of an IPO, the risks and opportunities that come with investing in newly public companies, and how I'm personally thinking about SpaceX.

You'll learn the key dates to be aware of, what typically happens after a company goes public, and the framework I use to evaluate whether an IPO deserves a place in m...


How Investing Works
#211
06/11/2026

If investing has ever felt confusing, overwhelming, or like everyone else got a manual you somehow missed, this episode is for you.

In this episode, I break down how investing actually works from the ground up.
We cover what an investment really is, how compound interest creates wealth, why diversification matters, and the biggest mistakes that cause people to lose money.
Most importantly, I want you to see that investing isn't complicated. It's simply a skill that nobody taught us.

When you understand the foundations, investing stops feeling intimidating and starts feeling empowering.<...


The High Net Worth Identity
#210
06/05/2026

Why can two women learn the exact same business strategy, the exact same investing strategy, and still create wildly different results?

In this episode, I take you deeper than tactics, habits, beliefs, and even traditional identity work to uncover the invisible forces that are quietly driving your relationship with money, wealth, and success.

I’m sharing what I’ve observed from women with 8 and 9 figure net worths, why high-net-worth women operate in an entirely different way, and the hidden patterns that shape your financial reality without you even realizing it.


Tune in to l...


My Biggest Investing Fails
#209
05/29/2026

What if the reason you feel stuck with investing has nothing to do with the investments themselves and everything to do with how you're thinking about them?

In this episode, I challenge one of the most common stories I hear from women: “I’ve been burned by a bad investment before.” I share some of my biggest investing losses, including investments that went all the way to zero, and why those experiences never stopped me from continuing to grow my wealth.

You'll learn a completely different way to think about investing, risk, losses, and returns that w...


The Anatomy of a High Performing Portfolio
#208
05/22/2026

If you’ve ever lost money investing, or felt terrified to start because investing feels “too risky”, this episode is going to completely reframe how you think about risk, wealth, and building a powerful portfolio.

In this episode, I break down what uneducated investors are always missing, why all investments are not created equal, and how great investors actually think about taking on risk strategically.

I’m also walking you through different asset classes, why diversification matters so much, and how to build a portfolio that creates higher returns without taking on reckless risk.

Tune i...


Raise the ROI of Time + Money to 20X your Net Worth
#207
05/15/2026

Most women think the answer to making more money is working harder, longer, or squeezing more into an already packed schedule.

In this episode, I break down why that is one of the biggest wealth traps I see, and how the real game is learning to create more output with the exact same input.

I’m sharing the identity shift that helped me turn a $54K cash week into over $1M in long-term wealth, why Tony Robbins earns hundreds of millions in the same 24 hours we all have, and how to stop optimizing for cash… and...


What to do with your Inheritance
#205
05/08/2026

Coming into a large sum of money whether through an inheritance or divorce, can feel overwhelming, emotional, and even a little scary.

In this episode, I walk you through how to actually think about that money so you don’t avoid it, mismanage it, or leave massive growth on the table.

The way you handle this moment will determine whether this becomes a missed opportunity… or one of the most powerful wealth-building decisions you ever make.

Tune in to learn:

Why fear is one of the first things that comes up with a lu...


From Messy to Clean Investments in 2 Hours
#206
04/28/2026

Messy investments aren’t just inconvenient, they’re costing you clarity, energy, and a significant amount of money.

In this episode, I show you how to go from scattered accounts, forgotten logins, and total avoidance… to fully clean, organized investments in just 1 to 2 hours.

I also break down the real reason you’ve been avoiding this, what it’s secretly costing you every single day, and the simple step-by-step process to finally get it sorted.

Tune in to learn:

What it looks like to go from messy investments to completely sorted in 1 to 2 hours...


Why 1M Portfolio is Better than a 1M Business
#205
04/21/2026

We’ve been sold a very one-sided version of wealth where building a $1M business is the ultimate goal.

In this episode, I break down why a $1M portfolio is actually far more powerful, far more freeing, and far less reliant on your time and energy.

Because the difference between a cash machine and a wealth machine is what determines whether you stay stuck working for money… or your money starts working for you.

Tune in to learn

Why a $1M portfolio can pay you more than a $1M business The difference betw...


How to Double Your Net Worth in 12 Months
#204
04/16/2026

Doubling your net worth isn’t about making more money, it’s about what you do with the money you already have.

In this episode, I’m breaking down how to rapidly grow your net worth, the biggest mistake business owners make when it comes to money, and the toxic thoughts that are quietly eroding your wealth.

We dive into the identity shift required to actually build wealth, the quick wins that can put cash back into your pocket immediately, and how to stop leaking money so you can scale your net worth faster than ever.<...


Controversial Thoughts on Money + Partnership
#203
04/09/2026

Money and partnership is one of the most loaded conversations we have, and most people are operating on default without ever questioning it.

In this episode, I’m sharing some controversial thoughts on money and relationships, including a story that will completely shift how you think about power, decision-making, and financial dynamics in partnership.

We dive into shared vs separate finances, why so many women feel disempowered around money, and how to have conversations about money and investing in a way that feels empowering for both people.

Tune in to learn:

An un...


The Real Reason you Avoid your Numbers (and the Instant Fix)
#202
04/02/2026

If you’ve ever avoided looking at your numbers - whether it’s your income, your spending, or your investments,  this one's for you.

In this episode, I’m breaking down the real reason you avoid your numbers (and it’s not what you think), and how to fix it instantly so you can feel more free, more powerful, and more in control of your money.

You’ll understand exactly what’s happening in your brain in those moments of avoidance- whether money feels abundant, tight, or confusing, and how to shift it so you can make more...


Being Confident even During Falling Markets
#201
03/27/2026

Most women think confidence in investing comes from predicting what the market will do next,  but that’s not actually what creates real certainty.

 

In this episode, I’m breaking down what’s actually happening when markets are falling and how to build unshakable confidence in your portfolio - even when everything feels uncertain.

I share the two core reasons I never worry about my investments, what falling prices really mean (and why they can signal completely opposite things), and the key mindset shift that separates confident investors from everyone else.

Tune in...


The Order of Money Priorities to Build Millions
#200
03/19/2026

Success with money isn’t just about making more,  it’s about knowing exactly where your money should go and in what order to actually build wealth.

In this episode, I’m answering one of the most common questions I get: where should I be putting my money and what is the best place for all my money to go and in what order? 

I’m going to reframe your thinking around money, your identity, and how to approach saving, spending, and investing in a way that actually creates serious wealth.

Tune in to learn:<...


The 5 Investing Mistakes Even Smart Women Make
#199
03/12/2026

In this episode, I’m sharing a powerful clip from my masterclass “The $10M Wealth Gap: 5 Investing Mistakes Even Smart Women Make.”

I break down the three phases of wealth every woman moves through, the identity shift required to become a powerful investor, and the surprising math behind why a $1M portfolio can create far more freedom than a $1M business.

 

Tune in to learn:

• The three phases of wealth every woman must go through
• The three different identities and how you ascend from one level to the next
• Why a $1 mill...


The Daily Cost of a Mismanaged Portfolio
#198
03/06/2026

Success with money isn’t just about what happens decades from now.

In this episode, I’m breaking down the daily cost of a mismanaged portfolio, and how small tweaks you make today can dramatically change your long-term wealth.

If you’ve ever wondered how compound interest actually works (without the confusing math), this episode will show you exactly how tiny shifts today can double or even triple your net worth.

Tune in to learn:

The shocking math behind how tiny tweaks you make today can double or triple your net worth How co...


7 Surprising Results of an Optimized Portfolio
#197
02/27/2026

Success with money isn’t just “more numbers on a screen”. It changes how you feel in your body, your relationships, and your life.

In this episode, I’m taking you behind the scenes of what actually happens when your portfolio is optimized, and why most women can’t imagine these results until they experience them.

You’ll hear the real, unexpected ripple effects my clients report after we simplify their investments, clean up the mess, and build a portfolio that performs without constant stress.

Tune in to learn:

The 7 surprising results of a well-ma...


Why Self Managaed Portfolios Outperform Advisors
#196
02/20/2026

Most women assume advisors outperform because they’re “experts.”
The data inside real portfolios tells a very different story.

In this episode, I take you behind the scenes of reviewing real client portfolios - many advisor-managed, ranging from $30K to over $3M, and show you exactly what’s working, what’s quietly draining wealth, and why it’s not only possible, but easy, for women to outperform advisors without a finance degree or prior investing experience.

Tune in to learn:

Why it’s possible to outperform an advisor even if you’ve never invested on your...


Falling in LOVE with investing, market swings and life
#195
02/11/2026

Falling in love with investing isn’t about avoiding volatility. It’s about changing how you relate to it.

In this episode, I take you behind the scenes of a client message, a private conversation with one of my closest friends after the 35% silver crash, and the single driver behind my investing philosophy,  the reason I never worry about the market and continue to make so much money investing.

Tune in to learn:

Why I never worry about the marketHow to fall in love with turbulent times instead of fearing themThe reframe on investing that...


The Gold + Silver Crash Explained
#194
02/04/2026

Gold and silver just experienced a sharp crash, and for a lot of women, it triggered confusion, fear, and “what do I do now?”.

In this episode, I slow everything down and give you the context you actually need to understand what just happened, why commodities move the way they do, and how to think about this kind of volatility without panicking or making reactive decisions.

 

Tune in to learn:

What a commodity actually isWhat just happened with gold, silver, and other commoditiesWhy commodities can drop fast—even when nothing is “wrong”Why people...


Risk + Returns Explained Simply
#193
01/30/2026

Risk and returns are often treated like complex financial theory, but they actually follow simple rules that most people are never taught.

In this episode, I break down how risk and returns really work, why “risk-free high returns” are impossible, how to spot scams instantly, and why extreme returns don’t belong in your long-term plan, so you can invest with clarity, confidence, and strategy instead of guesswork.

Tune in to learn:

How risk and returns actually work without you having to be an economist or go get a finance degreeThe counterintuitive thing you must k...


Eliminating Success Guilt
#192
01/23/2026

Success shame is one of the most invisible forces holding women back from wealth.

When women hit big milestones, start making big money, or begin holding wealth at higher levels, something unexpected often happens, we shrink, minimize, or subconsciously sabotage our success.

In this episode, I unpack where success shame comes from, why it exists, and how the subconscious programming behind it creates invisible glass ceilings in women’s wealth.

Tune in to learn:

How to eliminate success shameThe unusual phenomenon that happens when women hit big milestones or start making big mo...


Am I too Late? Investing in your 40s, 50s or 60s
#191
01/16/2026

This episode is for women in their 40s, 50s, or 60s who are wondering if it’s too late to invest.

The real question isn’t whether you started early enough — it’s whether your money is compounding now.

 

Tune in to learn:

Why the real question isn’t “did I start early enough?” — it’s “is my money compounding or not?”The one thing you don’t realize about how much time you actually still haveThe difference between how a 40-year-old invests vs a 20-year-oldHow money that isn’t compounding is silently shrinkingWhat actu...


2025 Market Updates + 2026 Predictions
#190
01/09/2026

We are officially in 2026, and this is one of the most important episodes I’ve ever recorded.

I’m recapping what actually happened in the markets in 2025 and sharing how I’m thinking about investing in 2026 - especially as AI continues to transform everything.

Tune in to learn:

What actually happened in the markets in 2025, including key stats and winnersWhy 2026 is going to be a huge year for investorsThe impact of AI and why it’s going to be transformationalHow to win as a woman investor in the next few yearsHow to approach investing in 2026...


6 Signs Your Advisor Is F*cking You
#189
01/01/2026

In this episode, I’m sharing the six signs your advisor is f*cking you based on what I’ve seen behind the scenes after reviewing countless client portfolios.

I’m breaking down why so many women end up confused, doubting themselves, and missing the one number that actually tells you whether your investments are underperforming.

 

Tune in to learn:

The six clear signs your advisor is actually costing you moneyWhy you end up feeling confused or like an idiot after talking to most advisorsThe one number you absolutely must know about your in...


5 RED FLAG Mistakes That Kill Even Seasoned Investors
#188
12/24/2025

In this episode, I’m breaking down the biggest counter-intuitive mistakes that even seasoned investors make,  mistakes I’ve made myself.

These are the things people believe will make them money, but actually cost them millions over time.

 

Tune in to learn:

The biggest mistakes that smart, experienced investors makeWhy what feels sophisticated often loses money in the long runThe three L’s of the advisory industryA juicy and unusual take on cryptoTwo common investing strategies you’ve been taught and why doing the opposite makes more money

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