TRAP: The Real Adviser Podcast

40 Episodes
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By: Alan Smith; Andy Hart; Carl Widger; Nick Lincoln

Four business-owning entrepreneurial knuckleheads chew the fat on the sometimes murky, always quirky, world of UK and Irish personal finance.

94 - MATT ABOUZEID - Institutional to Individual: Asset Management to Full Fat FP
#94
04/09/2026

TRAP LIVE26 tickets on sale here: https://www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Matt Abouzeid: From Provider To PlannerTRAPist question from Stefan HCulture Corner

Show links: http://tiny.cc/traplinks

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93 - MADISON McCALL: At The Vanguard of Full Fat Financial Planning
#93
03/26/2026

TRAP LIVE26 tickets on sale here: https://www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: interview with Madison McCall, Senior Multi-Asset Investment Product Specialist for Vanguard UKTRAPist question from Richard Polson: https://www.linkedin.com/in/richardpolson93/Culture Corner

Show links: http://tiny.cc/traplinks

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92 - Star Fund Managers: Fairytales or Superheroes?
#92
03/12/2026

TRAP LIVE26 tickets on sale here: https://www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Star Fund Managers: Fairytales or SuperheroesTRAPist question from Sean Lowson: LinkedIn.com/in/seanlowsonCulture Corner

Show links: http://tiny.cc/traplinks

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91 - ROHIT VAISH FROM SATURN: AI: Revolution or Ruin for Financial Planning?
#91
02/26/2026

TRAP LIVE26 tickets on sale here: https://www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Rohit Vaish from Saturn on AI in financial servicesTRAPist question from Chris Rayner https://www.linkedin.com/in/chris-rayner-9216a645Culture Corner

Show links: http://tiny.cc/traplinks

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90 - BRETT DAVIDSON: The Financial Planning Wizard of Aus
#90
02/12/2026

TRAP LIVE26 tickets on sale here: https://www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: The Financial Planning Wizard of AusTRAPist question from Patrick DugganCulture Corner

Show links: http://tiny.cc/traplinks

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89 - OLA ABDUL: Fundment Fundamentals
#89
01/29/2026

TRAP LIVE26 tickets on sale here: https://www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Interview with Fundment CEO and founder, Ola AbdulTRAPist question from Wilson RCulture Corner

Show links: http://tiny.cc/traplinks

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88 - Independence Day: From SJP to IFA
#88
01/15/2026

TRAP LIVE26 tickets on sale here: https://www.therealadviserpodcast.com/

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Independence Day: From SJP to IFATRAPist question from "Wilson M" (me neither)Culture Corner

Show links: http://tiny.cc/traplinks

Sponsor Link: FundmentLive is happening Thursday 29th January 2026. Get your tickets here: https://fundmentlive.com/

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87 - Lick's State of The TRAP Nation 2026 Address
#87
01/01/2026

In this latest pile of TRAP, Lick delivers a mesmerisingly sexy State of The TRAP Nation 2026 Address.

Show links: http://tiny.cc/traplinks

Sponsor Link: FundmentLive is happening Thursday 29th January 2026. Get your tickets here: https://fundmentlive.com/

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86 - The Big Lessons of 2025 (with special guest Pete Matthew)
#86
12/18/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: The Big Lessons of 2025TRAPist question from Graham Compton https://x.com/GrahamComptonCulture Corner

Show links: http://tiny.cc/traplinks

Sponsor Link: FundmentLive is happening Thursday 29th January 2026. Get your tickets here: https://fundmentlive.com/

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85 - What Real Advisers Actually Say
#85
12/04/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: What Real Advisers SayTRAPist question from Mark D (Dampier?!)Culture Corner

Show links: http://tiny.cc/traplinks

Sponsor Link: FundmentLive is happening Thursday 29th January 2026. Get your tickets here: https://fundmentlive.com/

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84 - PAUL ARMSON: Mr Marmite!
#84
11/20/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Paul Armson - "Mr Marmite" - with a special offer for TRAPists: go to https://www.inspiringadvisers.co.uk/TRAP50 and use the code TRAP50. For those U30, there’s a free membership deal - but you’ve got to listen to the episode to get it!TRAPist question from Aaron BrannCulture Corner

Show links: http://tiny.cc/traplinks

Sponsor Link: FundmentLive is happening Thursday 29th January 2026. Get your tickets here: https://fundmentlive.com/ 


83 - The Future of TRAP
#83
11/06/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: The Future Of TRAPCulture Corner (take two) with Conor Cahalane: https://www.linkedin.com/in/conorcahalanepromethean/

Show links: http://tiny.cc/traplinks

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82 - (Less) Lonely Money
#82
10/23/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Guest Meghaan Lurtz on (Less) Lonely Money: https://meghaanlurtz.substack.com/TRAPist question(s) from Conor Cahalane https://www.linkedin.com/in/conorcahalanepromethean/Culture Corner

Show links: http://tiny.cc/traplinks

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81 - First World Problems
#81
10/09/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: First World ProblemsTRAPist question(s) from Patrick Duggan: http://linkedin.com/in/patrick-duggan-06a61719Culture Corner

Show links: http://tiny.cc/traplinks

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80 - CATHI HARRISON: The Girl's Got Verve
#80
09/25/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Cathi Harrison interviewTRAPist question(s) from Lee DenhamCulture Corner

Show links: http://tiny.cc/traplinks

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79 - Consolidator Conflicts
#79
09/11/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Consolidator ConflictsTRAPist question(s) from Tom Oates: https://www.linkedin.com/in/tom-oates-qfa-rpa-523aba166?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=android_appCulture Corner

Show links: http://tiny.cc/traplinks

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78 - Summer Reset: Drift or Design?
#78
08/28/2025

In this latest pile of TRAP, the Trap Pack discuss

- Topical Titbits
- Meat and Potatoes: Summer Reset: Drift or Design?
- TRAPist question(s) from no-one, but a mea culpa from Wodge!
- Culture Corner

Show links: http://tiny.cc/traplinks
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77 - Creating Winning Habits - with elite coach Joe O’Connor
#77
08/14/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Creating Winning Habits  - with elite coach Joe O’ConnorTRAPist question(s) from Gavin MCulture Corner

Show links: http://tiny.cc/traplinks

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76 - Drawdown Decisions
#76
07/31/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Drawdown Decisions (FCA Retirement Income Advice Review)TRAPist question(s) from Peter Watts https://www.linkedin.com/in/peter-watts-dippfs-cert-cii-mp-23047169/Culture Corner

Show links: http://tiny.cc/traplinks

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75 - Building A Shit Hot Client Experience
07/17/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Building A Shit Hot Client ExperienceTRAPist question(s) from www.twitter.com/Tom_Oates54Culture Corner

Show links: http://tiny.cc/traplinks

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74 - From Football to Finance with guest host Paddy Andrews
#74
07/03/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: From Football to Finance with guest host Paddy AndrewsCulture CornerTRAPist question(s) from Patrick Duggan: https://www.linkedin.com/in/patrick-duggan-06a61719

Show links: http://tiny.cc/traplinks


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73 - The Network Effect
#73
06/19/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: The Network EffectCulture CornerTRAPist question(s) from Dave Quinn www.twitter.com/investwiseFP

Show links: http://tiny.cc/traplinks

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72 - M&A Musings with special guest Rob Stevenson.
06/05/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: M&A Musings with special guest Rob Stevenson. Culture CornerTRAPist question(s) from Conor McLarnon http://linkedin.com/in/conormclarnon

Show links: http://tiny.cc/traplinks

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71 - TRAP LIVE25!
#71
05/22/2025

TRAPLIVE25 RECORDING PLUS Q&A!!!

In this latest LIVE pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: The Four Horsemen’s Origin StoriesCulture CornerTRAPist question(s) from Peter Watts https://www.linkedin.com/in/peter-watts-dippfs-cert-cii-mp-23047169/Q&A with the TRAP Pack and our beloved TRAPists

Show links: http://tiny.cc/traplinks

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70 - BitCoin Battles
#70
05/08/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: BitCoin BattlesCulture CornerTRAPist question(s) from Anonymous Lewis

Show links: http://tiny.cc/traplinks

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69 - The Couples Conundrum
#69
04/24/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: The Couples ConundrumCulture CornerTRAPist question(s) from www.twitter.com/james_bulpit

Show links: http://tiny.cc/traplinks

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68 - Tariff Tantrums
04/10/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Tariff TantrumsCulture CornerTRAPist question(s) from M Connor

Show links: http://tiny.cc/traplinks

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67 - Events, Dear Boy, Events!
#67
03/27/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Industry Events: The Good, Bad and The UglyCulture CornerTRAPist question(s) from Chris Adams https://www.linkedin.com/in/chrisadamsapfs?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app, Lee Gleave https://www.linkedin.com/in/leegleave/ and Henry Taylor 

Show links: http://tiny.cc/traplinks

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66 - From Panic to Poise: Guiding Clients Through Market Volatility
03/13/2025

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: Annual Declines, How To Prepare Clients and Get Them ThroughCulture CornerTRAPist question(s) from Beck Fiddy: https://www.linkedin.com/in/beck-fiddy-71bb23292

Show links: http://tiny.cc/traplinks

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65 - The Metrics That Matter
#65
02/27/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com

In this latest pile of TRAP, the Trap Pack discuss

Topical TitbitsMeat and Potatoes: The Metrics That MatterCulture CornerTRAPist question(s) from Tom Brookes

Show links: http://tiny.cc/traplinks

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64 - Escape Artist On FIRE
#64
02/13/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including LifeStrategy figures, NEST talking tripe, Vanguard says “No” to BitCoin, scrapping Cash ISAs, Abrdn selling advice branch, Dan Haylett podcast, Ben Carlson on how much is enough, Hargreaves Lansdown says Hargreaves Lansdown is great value, Robin Powell on how active fund managers invest their own moneyMeat and Potatoes: Barney Whiter AKA The Escape Artist https://theescapeartist.meCulture CornerTRAPist question(s) from Patrick S

Sh...


63 - We Need To Talk About Trump
#63
01/30/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE: http://www.therealadviserpodcast.com

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including Deepseek, GIA CGT ruses, charging for initial meetings, millionaires fleeing UK, Carl’s 3rd Act, digital wills, DB pension surpluses, Tax Freedom Day, Tax List 2005, Voyant User Group 21st March tickets here: https://vug25.eventbrite.co.uk/Meat and Potatoes: We Need To Talk About TrumpTRAPist question(s) from Jamie Cook www.twitter.com/jamiecook1997 and Chris Bowmer https://www.linkedin.com/in/chrisbowmer/

...


62 - Planning Your Best Year Yet
#62
01/16/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE.

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including the passing of TRAPist Stuart Knight, massive outflows from active in 2024, Terry Smith annual letter, BitCoin Newport landfill horrors, private equity risk, Verve cohorts, Irish pension “loopholes”, Saba Capital coming after UK investment trusts, Phil Billingham on annual meetings/fee refunds, UK savers are too risk averseMeat and Potatoes: Planning for 2025 - Plus Ça ChangeTRAPist question(s) from Michael Reed http://linkedin.com/in/michael-reed-wealth-management and D...


61 - Best of 2024
#61
01/02/2025

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE.

It's Christmas. There's no way we're getting anything done, so here's a lazy rehash of some juicy bits from 2024.

Have a good one, TRAPists - the TRAP Pack look forward to catching up with you in 2025.

Show links: http://tiny.cc/traplinks

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60 - TRAP WRAP 2024
#60
12/19/2024

TRAP LIVE25 - 14TH MAY. REGISTER INTEREST HERE.

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including details about TRAP LIVE25, tax-free cash back in the toothpaste tube snafus, the need in Ireland & UK for consistent long-term pension legislation, Microstrategy joining the NASDAQ100, Goldman Sachs 10 year market prediction, touchy FIRE peeps, Vanguard raising prices on smaller potsMeat and Potatoes: TRAP WRAP 2024TRAPist question(s) from AN Other and Dean Brooks http://linkedin.com/in/dean-brooks-493730116Culture Corner

Show links: http://tiny.cc...


59 - Analysing Adviser Alpha
#59
12/05/2024

TRAP LIVE25 - 14TH MAY. PUT THE DATE IN YOUR DIARY! Click here to register your interest.

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including TRAP Live25 date - 14th May, Tom Redmayne’s property piece, SJP Property, Blackbee débâcle, Warren Buffer Share Pledge letter, Lifestyling woes, Irish commission ban pending, cash management crashes, Declan King joins Métis Norway, UK crypto owners, the dangers of not understanding MPS rebalancing and CGTMeat and Potatoes: Analysing Adviser AlphaTRAPist question(s) from...


58 - CUC: Completely Unnecessary Complications
#58
11/21/2024

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including HUM recap, Canada Life adviser resources, risk tolerances don’t change over time, crypto update (stay awake), Budget ripples and financial planning, new Irish health insurer, Labour to back FOS over charging vexatious claims, Canada Life 100+ resources, Sam Altman interviewed by Nicolai Tangen, the world’s most transparent fund, Fundsmith AGM, cash on platforms (again) Meat and Potatoes: Completely Unnecessary Complications (CUC)TRAPist question(s) from www.twitter.com/arongunningham  https://www.linkedin.com/in/arongunningham/ and “K Pennypacker”Culture Corner

Show links: htt...


57 - Adviser YouTube Mastery with James Shack
#57
11/07/2024

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including Budget analysis both onshore and offshore peeps, 5% AUM acquisition models, more (potential) Irish fraud, SJP new charging model going down like a bucket of cold vomit, a UK Ponzi scheme, the struggles of a young adviser, Métis Norway hiring yet again, a Bulletproof MBA courseMeat and Potatoes: Adviser YouTube Mastery With James Shack(ell)TRAPist question(s) from www.twitter.com/conor_beaumont https://www.linkedin.com/in/conor-beaumontCulture Corner

Show links: http://tiny.cc/traplinks. Chris Emmott's execellent guide t...


56 - Full Fit Financial Planning
#56
10/24/2024

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including Irish pension funding changes, FT article on how risk has been so misunderstood, art scams, adviser fee levels, FCA reviews of ongoing services and consolidatorsMeat and Potatoes: Full Fit Financial PlanningCulture Corner

Show links: http://tiny.cc/traplinks

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He...


55 - Slow Motion Wealth Destruction
#55
10/10/2024

In this latest pile of TRAP, the Trap Pack discuss

Topical Titbits including conflicts of interest, Mind The Gap, why the bucket approach works, CTFs, Kathleen Gallagher on wealth managers fiddling with the graphs, UK and Irish budget forecasts/reactions, Keith Butten (Boosst) masterclass, new HL active savings site, four things clients value most from advisersMeat and Potatoes: Slow Motion Wealth DestructionQuestions posted by our beloved TRAPist Adam Ellul www.linkedin.com/in/AdamEllulCulture Corner

Show links: http://tiny.cc/traplinks

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