The Beavis Wealth Podcast

How do Federal Reserve interest rates and Treasury actions impact your portfolio? I break down the latest economic policy shifts.

Recent decisions from the Federal Reserve regarding interest rates are reshaping the economic landscape. I analyze how these adjustments, alongside US Treasury buybacks aimed at supporting market liquidity, create new challenges for investors. Understanding these mechanics is essential for anyone trying to navigate current inflation scenarios and growth projections.

Beyond policy, I look at the broader implications for your asset allocation. Whether you are adjusting your strategy or simply looking for better investment tracking options...

In this episode, I discuss why talking about valuations, recessions, concentration and market crashes doesn’t make me a permabear—and why, at 64, roughly 65% of my portfolio remains invested in equities. The key is understanding risk without letting fear prevent you from investing for the long term.

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Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.lin...

In this episode, I discuss whether healthcare could be entering its next bull market with Paul McDonald, President and Co-Chief Investment Officer at Harvest ETFs. We examine the sector's improving outlook, shifting investor interest, and the long-term forces that could shape healthcare stocks over the coming years.

Also in this episode:

💊 I explore how major pharmaceutical patent expirations threaten billions in revenue, and why drug pipelines, innovation, and diversification matter when evaluating healthcare companies.

⚖️ I examine the GLP-1 revolution, including its potential impact on other healthcare businesses, competition between drugmakers, and the risks of conc...

In this episode, I discuss three reasons a stock market crash might not happen in 2026, even thought we're seeing high market valuations, AI bubble concerns, and rising US government debt. I examine how AI profitability, resilient corporate earnings, and the strength of the US Treasury market could support a continued bull market.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

Learn More About Harvest ETFs at: https://harvestportfolios.com/

Chapters
00:00 – 3 Reasons the Stock Market Might NOT Crash
01:34 – Reason #1: Why Today's AI Boom Is Different From the...

📊 CPP and OAS both got updated for 2026, and the headlines don't tell you what the numbers actually mean for your own retirement. In this video, I break down three changes worth knowing about and what they mean for your plan.

📌 What's covered:
- The new 2026 maximum CPP pension ($1,507.65/month) vs. what most retirees actually receive
- How your start age (60 to 70) changes your CPP payment by thousands per year
- The 2026 OAS clawback threshold ($95,323) and how the recovery tax actually works
- Why crossing the OAS threshold doesn't mean losing your entire pension
- C...

Are stop-loss orders actually protecting your portfolio? I break down why your current strategy might be failing you.

Chapters:
0:00 Why Stop-Losses Won’t Save You
0:24 Trigger Price vs. Execution Price
1:28 The Overnight Gap Problem
2:10 Snap’s 28% Overnight Drop
2:33 The 2010 Flash Crash
3:35 When ETFs Collapse
4:47 SEC and BlackRock Warnings
6:39 The Trading Halt Problem
7:10 Do Stop-Limit Orders Fix It?
7:47 Stop-Losses in a Market Crash
8:56 The Re-Entry Problem
9:40 When Stop-Losses Make Sense
10:14 The Bottom Line on Stop-Losses

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤...

Most Canadians think there's a specific number of trades that gets your TFSA flagged by the CRA. There isn't one, and a 2023 Tax Court of Canada ruling shows why that whole framing misses the point.

Fareed Ahamed put $15,000 into his TFSA between 2009 and 2011. By the end of 2011, it was worth $617,371. The CRA reassessed those gains as business income, the Tax Court agreed in 2023, and the Federal Court of Appeal upheld the decision in 2024.

I break down what the court actually looked at: frequency and volume of trades, how long positions were held, the trader's own...

Are you prepared for a sudden market drop? Learn how to move beyond passive waiting and build a concrete plan for market corrections.

Many investors assume the only response to a downturn is to hold steady or buy more. This video examines why those passive strategies might not be enough and focuses on practical steps to actively manage your portfolio when volatility hits. If you are looking to move from uncertainty to a structured approach, this breakdown is for you.

Understanding that market corrections are a normal part of the economic cycle is the first...

In this episode, I look at two versions of the S&P 500, traditional market-cap weighting and equal weighting, and compare how they performed across multiple market cycles. I discuss what their differences reveal about market breadth, concentration, risk appetite, and what recent performance may be signaling for investors.

00:00 Which S&P 500 Do You Own?
01:10 SPX vs RSP Explained
03:35 Market-Cap vs Equal Weight
05:50 2003–2007 Bull Market
08:45 Late-Cycle Leadership
10:25 2008 Financial Crisis
13:15 Post-Crisis Recovery
15:50 Reading Market Breadth
17:10 Why Mega Caps Dominated
20:10 Is the Market Too Concentrated?
22:15 Equal Weight Is Catching Up

The internet is full of bad advice. In this episode, I look at what Canadian retirees actually live on and whether RRSP withdrawals really push most seniors into Canada's highest tax bracket. Using CRA and Statistics Canada data, I explain typical senior incomes, tax brackets, OAS clawbacks, and when the concern about higher retirement tax rates is actually justified.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

Chapters
0:00 The RRSP Tax-Bracket Myth
1:28 What Is Canada’s Top Tax Bracket?
2:47 What Canadian Seniors Actually Earn
4:09 The Ret...

In this episode, I look at what J.P. Morgan's latest market charts reveal about valuations, earnings expectations, market concentration, and historical returns. I discuss what the data suggests for U.S. stocks over the next six to twelve months and why realistic expectations matter.

Also in this episode:

📊 Why higher starting valuations have historically led to lower one- and five-year returns, and what today's market pricing may imply.

📈 Why 2026 earnings forecasts depend heavily on unusually high profit margins and whether those expectations are realistic.

🏢 How concentration risk in the S&P 500 has...

In this episode, I look at how an ETF goes from a simple idea to a live investment on the Toronto Stock Exchange. Using Harvest's SpaceX Enhanced High Income Shares ETF (SPXE) as an example, I walk through the nine steps involved in designing, launching, and managing a fund.

Also in this episode:

📈 I explore how Canada's ETF market has expanded and why understanding fund construction helps investors evaluate products beyond yield and fees.

🔍 I explain why looking at an ETF's design, economics, and ongoing management can lead to better investment decisions.

Tha...

In this episode, I look at how the everyday cost of food can become one of the biggest expenses in retirement. Using Canadian data, I break down what retirees can realistically expect to spend over 20 to 25 years, why inflation matters, and what it means for your investment strategy.

Also in this episode:

🍽️ Why Canada's official food spending figures may significantly underestimate what most retired couples actually spend.

📈 How food inflation can turn a $250,000 grocery bill into well over $500,000 dollars.

💼 Why your investment mix matters if you want your retirement income to keep up wit...

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacademy 
Follow Us On Blossom ➤ https://getblossom.page.link/brandon
Instagram ➤ https://bit.ly/3Oechgh
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Website ➤ https://www.beaviswealth.com
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Affiliate links are provided for your convenience, and if you click on a link and end up purchasing a product or service, this channel may receive c...

In this episode, I discuss three major risks that could lead to a genuine stock market crash. I look at extreme valuations, AI-driven market concentration, and mounting bond market stress, while explaining what these warning signs could mean for long-term investors and why portfolio preparation matters.

Also in this episode:

📈 Why historically high valuations could lead to years of weak market returns.

🤖 How the Magnificent Seven and AI enthusiasm have created unprecedented concentration risk.

💵 Why rising government debt and bond market stress could become the biggest long-term threat to stocks.

🤗 Join...

In this episode, I look at eight of the most repeated investing sayings and explain what they were originally meant to teach. I explore how famous quotes from Buffett, Dalio, and others can be misunderstood, why context matters, and how applying them correctly can improve your investment decisions.


🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

00:00 Intro – Investing Quotes Everyone Knows
01:01 Buy Low, Sell High: Why It's Often Misunderstood
01:59 Don't Catch a Falling Knife: What It Really Means
02:46 Time in the Market vs. Timing the Mar...

Get the latest US inflation report analysis here. Understand how current economic data affects your wallet and market expectations.

This update breaks down the most recent figures released regarding the US inflation report. If you are tracking cost of living changes or trying to make sense of shifting consumer prices, this video provides a clear overview of the data.

We examine the key metrics behind the latest inflation update to clarify what these numbers mean for the broader economy. By reviewing the specific data points in the report, viewers can better anticipate how economic news...

Are popular investing strategies actually failing you? I break down the common criticisms against dividend investing and growth investing.

Many investors worry they are doing it all wrong when market trends shift. This analysis examines the reality behind popular methods to help you determine if your current approach aligns with your long-term goals. We look specifically at the mechanics of various investing strategies to clear up common misconceptions about how they perform in different market cycles.

If you found this breakdown helpful, subscribe for weekly investing strategies and analysis. Do you currently use covered calls...

Is the Canadian housing crisis a sign that the system is broken? We analyze the data behind Vancouver house prices and affordability.

Many Canadians are feeling the pressure of a real estate market where median house prices are now nearly 12 times the median household income. This video explores whether this situation is unique to our current economic environment or if the Canadian housing crisis reflects deeper structural issues. If you are frustrated by the current state of housing affordability, this breakdown provides a clear look at the numbers behind the anger.

Subscribe for weekly real...

The Fed Rate Cut is DEAD. What Should Investors Do Next?

The market narrative has completely flipped. If you went into 2026 expecting multiple interest rate cuts from the Federal Reserve, those expectations just officially collapsed. Between explosive crude oil price spikes following geopolitical conflicts in the Middle East and a massive, upwardly revised May jobs report, inflation is proving far too sticky. The bond market has quickly repriced, with the 2-year Treasury yield jumping drastically as rate futures shift from pricing in a "hold" to an active rate hike before the end of the year.

...

I break down the surprising U.S. jobs report and its impact on the stock market news. Positive employment figures show a healthier us economy, but the market experienced a significant downturn. This report offers crucial insights into the current labour market and how it might influence future federal reserve decisions on interest rates.


🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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Courses & Training - The Investing Academy ➤ https://bit.ly/theinvest...

We're seeing a lot of red flags pointing to consumer stress in both Canada and the U.S. This shift highlights the importance of sound personal finance strategies to manage your money effectively. Understanding these economic indicators is crucial for making informed investment decisions.

Thank you to Harvest ETFs for supporting this video.
Learn more about the Harvest Tech Leaders Income ETF: https://harvestportfolios.com/etf/hta/

Chapters
0:00 - The New Reality: Crowdfunding for Rent
0:54 - Why Consumer Spending Rules the Economy
1:26 - Canada's Economic Reality & High Debt
2:43 - The...

Watch on YouTube:  https://youtu.be/Z9qM2NhmeR0

As a former certified financial planner, I witnessed common financial traps and errors people make. This episode highlights predictable retirement mistakes to avoid, such as assuming expenses will shrink in retirement, or trying to catch up on savings at the last minute. Understanding these financial planning pitfalls is key for a smoother retirement living experience.

Thank you to Harvest ETFs for supporting this video. Learn more about the Harvest Balanced Income & Growth ETF: https://harvestportfolios.com/etf/hbig/

🤗 Join over 500,000+ DIY Investors on the Blos...

As a former certified financial planner, I witnessed common financial traps and errors people make. This episode highlights predictable retirement mistakes to avoid, such as assuming expenses will shrink in retirement, or trying to catch up on savings at the last minute. Understanding these financial planning pitfalls is key for a smoother retirement living experience.

Thank you to Harvest ETFs for supporting this video. Learn more about the Harvest Balanced Income & Growth ETF: https://harvestportfolios.com/etf/hbig/?utm_source=beavis_wealth&utm_medium=Video

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getbl...

Watch on YouTube: https://youtu.be/09J3QoqxbTw

Our latest update dives into the Canadian housing market, examining recent reports from CIBC, TD Economics, and RBC. National affordability shows signs of improvement, but these gains are becoming sparser, hinting at a potential housing crisis in some local markets. We explore how the broader real estate market Canada is evolving, with Vancouver and Winnipeg facing stress, while Calgary's affordability has largely normalized.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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Watch on YouTube:  https://youtu.be/pSi51iX0apE

The latest inflation report for Canada is out, giving us crucial insights into the current state of the economy. We're breaking down the year-over-year increase in the inflation rate to 2.8%, a notable jump from March's 2.4%, and discussing how rising gas prices are a key factor. This financial news provides a deeper understanding of the consumer price index and its implications for Canada today.

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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#ad. Sponsored by BMO ETFs.
Are you making these common investing mistakes without even realizing it? In this video, Brandon and his father Marc, a veteran financial advisor, break down the top 10 investing mistakes they've personally made and witnessed over decades in the markets. Whether you're a beginner investor or a seasoned pro, these lessons could save you thousands. Thank you to BMO ETFs for sponsoring this video.

Learn more about the ETFs mentioned in this video: https://bit.ly/4doX0bf
BMO All-Equity ETF (ZEQT)
BMO Conservative ETF (ZCON)
BMO Growth ETF...

Watch on YouTube: https://youtu.be/DOEfwt4_Vjs Think you know Hamilton ETFs? Think again. While many investors associate Hamilton ETFs with covered call strategies and high-yield leverage, there is a "hidden" side to their lineup designed for the long-term, core investor. In today’s video, we dive into the Hamilton Champions Lineup—a suite of ETFs focused on high-quality companies, low costs, and consistent dividend growth without the use of covered calls or leverage. In this video, we cover: CMVP & SMVP: The Canadian and US Dividend "Champions". Sector Focus: Exploring specialized ETFs like QMVP (US Tech) and UMVP (Cana...

Watch on YouTube:  https://youtu.be/vedaB28JVHc

 One quarter into 2026, and the "soft landing" narrative is being put to the ultimate test. In today’s video, we’re breaking down the five major shifts that have defined the start of the year, from the vanishing hope of Fed rate cuts to the "reality shift" hitting AI stocks. We also take a hard look at the $265 billion private credit meltdown and why US manufacturing data is flashing major yellow flags.

A huge thank you to Harvest ETFs for sponsoring today’s video. Explore the funds mentioned...

Watch on YouTube:  https://youtu.be/Qc2j2Pb6mKM

The Canadian housing market has hit a "stall." In this video, I break down the brand new March 2026 report from TD Economics, which paints a more unsettling picture than the previous CIBC "Anatomy of a Correction" report. From steep forecast downgrades to the first population decline since Confederation, the narrative in Ontario and BC is shifting rapidly.

I dive into the "Affordability Paradox"—explaining why falling prices are actually keeping buyers on the sidelines—and look at why the GTA condo market remains the weakest in the...

Watch on YouTube:  https://youtu.be/Qc2j2Pb6mKM

The Canadian housing market has hit a "stall." In this video, I break down the brand new March 2026 report from TD Economics, which paints a more unsettling picture than the previous CIBC "Anatomy of a Correction" report. From steep forecast downgrades to the first population decline since Confederation, the narrative in Ontario and BC is shifting rapidly.

I dive into the "Affordability Paradox"—explaining why falling prices are actually keeping buyers on the sidelines—and look at why the GTA condo market remains the weakest in the...

Watch on YouTube: https://youtu.be/urC81HuxGHA

When is the best age to start CPP? In this 2026 guide, I break down the math between starting at age 60 vs. 70 and show you how a "Bridge Strategy" can help you maximize your guaranteed lifetime income.

Whether you are 45 and just starting to plan, or 64 and ready to pull the trigger, understanding the "math of timing" is essential. We explore the reality of CPP as a partial income replacement, the massive financial impact of delaying until age 70, and how to use your current portfolio to "bridge" the g...

Watch on YouTube: https://youtu.be/urC81HuxGHA

When is the best age to start CPP? In this 2026 guide, I break down the math between starting at age 60 vs. 70 and show you how a "Bridge Strategy" can help you maximize your guaranteed lifetime income.

Whether you are 45 and just starting to plan, or 64 and ready to pull the trigger, understanding the "math of timing" is essential. We explore the reality of CPP as a partial income replacement, the massive financial impact of delaying until age 70, and how to use your current portfolio to "bridge" the g...

Watch on YouTube:  https://youtu.be/HetwIy51kiE

Stop panicking when the market drops! Learn why "red days" are actually the best thing for long-term investors.

In this video, I break down a concept inspired by ScottsInvesting on the Blossom Social app: why buying a stock and then wishing for the price to drop is actually the most logical move you can make. If you are in the "accumulation phase" of your life, a bull market is actually your enemy.

What you’ll learn:

*The Inventory Mindset:* Why you should treat your...

Watch on YouTube:  https://youtu.be/HetwIy51kiE

Stop panicking when the market drops! Learn why "red days" are actually the best thing for long-term investors.

In this video, I break down a concept inspired by ScottsInvesting on the Blossom Social app: why buying a stock and then wishing for the price to drop is actually the most logical move you can make. If you are in the "accumulation phase" of your life, a bull market is actually your enemy.

What you’ll learn:

*The Inventory Mindset:* Why you should treat your...

Watch on YouTube: https://youtu.be/rMpGqlHP6ng Lately, Covered Call ETFs have been under fire. Critics call them "yield traps," point to capped upside, and claim they are a mathematical mistake for Canadian investors. But is the "Total Return" argument the only one that matters? In this exclusive interview, we sit down with the CEO, President and Fund Managers at Harvest ETFs to get The Full Story. We didn't shy away from the tough questions. We asked about underperformance, the cost of capped upside, and why, even in the face of all the push back, billions are flowing...

Watch on YouTube: https://youtu.be/rMpGqlHP6ng Lately, Covered Call ETFs have been under fire. Critics call them "yield traps," point to capped upside, and claim they are a mathematical mistake for Canadian investors. But is the "Total Return" argument the only one that matters? In this exclusive interview, we sit down with the CEO, President and Fund Managers at Harvest ETFs to get The Full Story. We didn't shy away from the tough questions. We asked about underperformance, the cost of capped upside, and why, even in the face of all the push back, billions are flowing...

Is the American consumer finally hitting a wall? 📉

Watch on YouTube:  https://youtu.be/2M-g-khQctg

The the headline news is buzzing about a "massive jobs jump" in the US, but the real story is much more concerning. In this video, I go behind the headlines to look at why the US consumer, who drives 70% of economic output, is starting to blink.

I'll break down the latest charts on retail sales (which just flatlined at 0.0%), the surprising January jobs report (+130,000), and the massive 2025 labor revisions that reveal the economy was much weaker last...

Is the American consumer finally hitting a wall? 📉

Watch on YouTube:  https://youtu.be/2M-g-khQctg

The the headline news is buzzing about a "massive jobs jump" in the US, but the real story is much more concerning. In this video, I go behind the headlines to look at why the US consumer, who drives 70% of economic output, is starting to blink.

I'll break down the latest charts on retail sales (which just flatlined at 0.0%), the surprising January jobs report (+130,000), and the massive 2025 labor revisions that reveal the economy was much weaker last year than...

In this episode, I break down the 15% U.S. withholding tax and explain why the “never hold U.S. stocks in a TFSA” rule is often misunderstood. I look at when the warning is valid—and when avoiding U.S. investments can actually hurt long-term results.

Watch on YouTube:  https://youtu.be/DqzwQH3Czas

🤗 Join over 500,000+ DIY Investors on the Blossom app (FREE) ➤ https://getblossom.onelink.me/SOfu/brandonbeavis

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📥 Subscribe to the Pulse Newsletter for Weekly Market News ➤ https://thepulse.beaviswealth.com/Courses & Training - The Investing Academy ➤ https://bit.ly/theinvestingacade...