'Where Your Treasure Is...': The Podcast where Faith and Finance Meet
How does Christian teaching on managing our finances well tie in with the modern UK financial system? Your hosts, Simon Glazier & Bex Elder, will help you navigate the key issues of financial planning and advice with reflections on, and references to, key biblical principles that should underpin our approach to money, wealth and possessions.
S13 Ep2 Financial Crises: Famine, Displacement and Conflict in the Bible
In the second episode of this ‘Financial Crises’ season, Simon and Bex discuss what we can learn from instances in the Bible when individuals and/or the nation of Israel had to deal with severe challenges caused by the likes of famine, displacement and conflict.
Some key points of interest covered in this episode include the following:
Simon and Bex start the episode by talking about Job as a striking example of an individual who endures a devastating personal and financial crisis but perseveres in his faith. Despite losing everything and being totally bewildered by the dram...S13 Ep1 Financial Crises: What, Why and How?
Simon and Bex introduce their new ‘Financial Crises’ season, explaining what they hope listeners will find interesting and helpful in it. They start by discussing what financial crises are, why they happen and how we can respond to them.
Some key points of interest covered in this episode include the following:
Simon introduces the season by commenting that financial crises are significant because they can affect any or all of us at any time and can have a really significant impact on people’s lives. [01:38] Bex then outlines the content of the season, which will include Ponzi...S13 Bonus Ep3 Talking Faith and Finance with Dave McCarthy, Lead Pastor of Westhill Community Church
In the third bonus episode of Season 13, Simon and Bex talk faith and finance with Dave McCarthy, Lead Pastor of Westhill Community Church in Aberdeenshire.
Some key points of interest covered in this episode include the following:
Dave’ introduces himself [01:26] and describes how he became an unexpected convert to Christianity. [02:22]Dave’s journey into church leadership also had some surprising elements, including dropping out of university but then being accepted for ordination in a remarkably brief time frame. [05:11]Church leadership training at that time did not include financial understanding and management; instead, the relevant skills and know...S13 Bonus Ep2 Talking Faith and Finance with Kenny Primrose, Podcaster, Educator and Writer
In the second bonus episode of Season 13, Kenny Primrose - Podcaster, Educator and Writer - shares insights into ways in which our lives – and our engagement with faith and finance matters - can be enhanced by asking better questions.
Some key points of interest covered in this episode include the following:
Kenny introduces himself [01:06] and talks about how he became a Christian. [02:05]In response to a question from Bex, Kenny talks about his professional involvements, including his podcast, ‘The Examined Life’, which invites guests to ‘distil their wisdom into a question we should be asking ourselves’. [03:55] Favourite...S13 Bonus Ep1 Talking Faith and Finance with Lucy Peppiatt, President of WTC Theology
In the first bonus episode of Season 13, Lucy Peppiatt, President of WTC Theology, shares insights derived from her research into what the Bible says about money, including how women fit into that overview.
Some key points of interest covered in this episode include the following:
Lucy introduces herself [01:21], comments on being a ‘theologian’ [02:39] and explains how she became a Christian. [03:54]Lucy describes the steps that led to her current role as President of WTC Theology and writing her first book, ‘The Disciple’. [06:34]In response to a question from Bex, Lucy talks about how she came to focus on...S12 Bonus Ep2 Talking Faith, Families and Finance with Tarn Bright, Co-CEO of ‘Safe Families’ and ‘Home for Good’
In the second bonus episode of this ‘Family Matters’ season, Tarn Bright, Co-CEO of ‘Safe Families’ and ‘Home for Good’, shares insights into the practical, financial and emotional issues that need to be addressed when providing support for at risk children and families.
Some key points of interest covered in this episode include the following:
Tarn introduces herself [01:18] and then explains how ‘Safe Families’ and ‘Home for Good’ came together to form a combined charity with a shared focus on working with the Church to prevent children entering the care system, to support families in need and to campaign on r...S12 Bonus Ep1 Talking Faith, Family and Finance with Emma Wooldridge, Life & Relationship Coach
In the first bonus episode of this ‘Family Matters’ season, Emma Wooldridge, a Life & Relationship Coach, talks about her experiences of an expanded family and shares insights, gleaned from her coaching role, into financial matters that can be significant for families in general.
Some key points of interest covered in this episode include the following:
Emma introduces herself and talks about how she became a Christian. [01:08]In response to a question from Bex, Emma explains how she and Mike grew their family from five to eight over a couple of years. [02:59]Emma talks about what was invo...S12 Ep8 Family Matters: Hybrid Families
In the final episode of this ‘Family Matters’ season, Simon and Bex discuss various financial matters that have particular relevance and significance for hybrid families.
Some key points of interest covered in this episode include the following:
Simon explains the nature of hybrid families, noting that because they can be complex, their financial arrangements and issues can also be quite complicated. [00:48]From the outset, it is important to acknowledge and appreciate the previous experiences, including those relating to financial matters, that each couple brings to a hybrid family. [03:39]An option that can be worth considering is a pr...S12 Ep7 Family Matters: Dealing with Divorce
In the penultimate episode of this ‘Family Matters’ season, Simon and Bex discuss ways of dealing with some of the financial matters that can arise when couples divorce.
Some key points of interest covered in this episode include the following:
Simon comments that while he lived through a divorce as a child and feels that it is a very important topic to cover in the current ‘Family Matters’ season, he is not a financial specialist in that area. [01:27]In response to a question from Bex, Simon explains that this episode’s discussion will focus on financial issues ass...S12 Ep6 Family Matters: Accident and Illness
In the sixth episode of this ‘Family Matters’ season, Simon and Bex discuss how best to deal with financial matters arising from accident and illness factors that can affect families.
Some key points of interest covered in this episode include the following:
Simon describes the aim of this episode as being to help us to consider our options in light of the potential financial implications of various accident and illness events that can affect us and our families. [00:57]Simon suggests that the first area to explore should be insurance because it provides a means of preparing ours...S12 Ep5 Family Matters: Making Financial Preparations for Death
In the fifth episode of this ‘Family Matters’ season, Simon and Bex discuss ways in which we can prepare well financially for death.
Some key points of interest covered in this episode include the following:
Simon and Bex acknowledge that death can be a difficult topic to discuss but suggest that there are real benefits to be gained from talking about financial matters related to death in an open and honest manner. [00:34]In response to a question from Bex, Simon suggests that a key moment to start thinking about making preparations for death is when other peop...S12 Ep4 Family Matters: Wider Family
In the fourth episode of this ‘Family Matters’ season, Simon and Bex discuss various financial matters that can arise from our interactions with members of our wider family.
Some key points of interest covered in this episode include the following:
Simon and Bex introduce the episode by explaining what they mean by ‘wider family’ [00:50] before going on to explain how their own circumstances have influenced their thoughts on the extent to which they might feel prompted, or not, to engage financially with members of their respective wider families. [02:46] and [03:34]A sensible starting point, as so often with fin...S12 Ep3 Family Matters: Parents
In the third episode of this ‘Family Matters’ season, Simon and Bex discuss various financial matters that can arise from the interactions that we have with our parents, especially later on in life.
Some key points of interest covered in this episode include the following:
Simon and Bex start off by talking about the importance of establishing an updated, shared understanding when adult children and their parents discuss money matters. Pete Scazzero’s ‘Emotionally Healthy’ resources are very helpful in this respect, and our own season on ‘Talking About Money’ may also be of interest. [02:17]It can be helpful...S12 Ep2 Family Matters: Children
In the second episode of this ‘Family Matters’ season, Simon and Bex discuss various financial matters that arise in connection with having children.
Some key points of interest covered in this episode include the following:
When asked how much money people need to have in order to be able to afford to have children, Simon suggests that couples should fully discuss the matter but should not make it a financial decision. [01:17]On the topic of what do children need to know about money, Simon notes that it is a complex area and that it is hard to p...S12 Ep1 Family Matters: Spouses / Romantic Partners
In the first episode of this ‘Family Matters’ season, Simon and Bex discuss various financial matters that have particular relevance and significance for spouses and romantic partners who are in committed, long-term relationships.
Some key points of interest covered in this episode include the following:
Simon and Bex introduce the new season and draw particular attention to the interplay between finances and relationships that will run through it. [00:33]Opening up the topic of financial matters relating to spouses and long-term romantic partners, Simon outlines his reasons for recommending that people in those kinds of relationships should comb...S11 Bonus Ep2 Talking Faith and Finance with Stew Denholm, Bank Manager
In the second bonus episode of this ‘Good with Money’ season, Stew Denholm, Relationship Manager at Bank of Scotland, speaks in a personal capacity about banks, their role in our lives and the ethical principles that underpin best banking practice.
Some key points of interest covered in this episode include the following:
Stew introduces himself and talks about his Christian upbringing. [01:13]Stew then goes on to describe how he became involved in the banking sector. [03:43]In response to a question from Simon, Stew explains the nature of his role, working on financial projects with healthcare professionals. [06:19]Simo...S11 Bonus Ep1 Talking Faith and Finance with Caralyn Nolan, Former Insolvency Accountant
In the first bonus episode of this ‘Good with Money’ season, Caralyn Nolan, a former Insolvency Accountant, shares thoughts about the issues created by out of control debts and some ways of dealing with the difficult situations that they create.
Some key points of interest covered in this episode include the following:
Caralyn introduces herself, speaks about how she became a Christian and explains how her involvement in the insolvency profession came about. [01:19]Next, Carolyn describes the nature of the role that she fulfilled and the importance of being thorough but also sensitive when carrying out requ...S11 Ep8 Good with Money: Family Matters
In the final episode of this ‘Good with Money’ season, Simon and Bex discuss how we can ‘be good with money’ and ‘do good with money’ when dealing with various family-related financial topics.
Some key points of interest covered in this episode include the following:
Bex and Simon explain that their aim in this episode is to provide an overview of family-related matters which can pose challenges for us as we endeavour to use our money wisely and responsibly in such contexts. Because so many such situations of this nature have been identified, this theme will form the bas...S11 Ep7 Good with Money: Insurance
In Episode 7 of this ‘Good with Money’ season, Simon and Bex discuss the different kinds of ‘Insurance’ that are available and what our attitude to them should be.
Some key points of interest covered in this episode include the following:
When providing an overview of types of insurance [01:14], Simon begins with car insurance because it is widely familiar to people as a result of it being a legal requirement for driving in the UK. [01:44]Home insurance is also very common and offers a range of options, depending on an individual’s circumstances. [03:39]The extent to which someone re...S11 Ep6 Good with Money: Debt
In Episode 6 of this ‘Good with Money’ season, Simon and Bex discuss how we should navigate the issue of debt on our money journey.
Some key points of interest covered in this episode include the following:
Simon starts off by explaining why debt is a relevant and important topic for all of us. [00:33]Simon talks about ‘good debt’ and ‘bad debt’, highlighting the importance of being able to distinguish between our ‘needs’ and our ‘wants’. [03:29]Another important skill is to be able to discern between ‘manageable debt’ and ‘unmanageable debt’, and to organise our financial affairs accordingly. [05:43]When rev...S11 Ep5 Good with Money: Taxes
In Episode 5 of this ‘Good with Money’ season, Simon and Bex discuss what our attitude towards taxes should be.
Some key points of interest covered in this episode include the following:
Simon introduces the topic of taxes by quoting from the UK Parliament’s introduction to taxes on its website. [01:44] He then makes mention of Tax Freedom Day to illustrate the extent, variety and significance of our tax system. [03:36]When it comes to our attitude towards taxes, Simon and Bex note the importance of recognising how much we as individuals, and also society as a whole, benefi...S11 Ep4 Good with Money: Pensions
In the fourth episode of this ‘Good with Money’ season, Simon and Bex talk about the key role that pensions can play in assisting us to manage our money well, right through to the end of our lives.
Some key points of interest covered in this episode include the following:
Simon explains why pensions can be so important to our attempts to be good with money throughout our lives [00:51] despite the fact that, as Bex points out, it is now being reported that a significant number of working age adults are currently not paying into a priv...S11 Ep3 Good with Money: Investing
In the third episode of this ‘Good with Money’ season, Simon and Bex talk about when and why ‘Investing’ may be worth considering in the context of our personal finances.
Some key points of interest covered in this episode include the following:
Simon starts off by explaining the two core elements of investing: to counteract the effects of inflation [04:48]; and to achieve an expected return, very often for a specific purpose. [06:14]Simon talks about the different kinds of ‘bonds’ (including premium bonds, bank bonds and corporate bonds) that can be used for investing. [08:23]In response to a question f...S11 Ep2 Good with Money: Saving
In the second episode of this ‘Good with Money’ season, Simon and Bex talk about the advantages of including ‘Saving’ as a core element of the way that we manage and use our personal finances.
Some key points of interest covered in this episode include the following:
Simon introduces this episode by explaining that saving allows us to control our money by moving it through time so that it is available when we need it. [01:44] He goes on to explain that saving is a means of putting money aside while the aim of investing is to generate...S11 Ep1 Good with Money: Budgeting
In the first episode of this ‘Good with Money’ season, Simon and Bex talk about ways in which budgeting can help us get off to a great start if we want to be good with money and also to do good with our money.
Some key points of interest covered in this episode include the following:
Simon and Bex start off the show by announcing the three charities that will each receive £100 as part of the celebrations for the podcast’s 100th episode, aired on July 30th. [00:37]Bex and Simon explain that Season 11 is going to be abou...S10 Bonus Ep2 ‘Money and Me’ - with Naomi Martin
In the second bonus episode of this ‘Money and Me’ season, Naomi Martin (previously an Intern and now a Trainee Financial Planner at Stewardship Wealth) reflects on ways in which she and her generation experience money and interact with it.
Some key points of interest covered in this episode include the following:
Naomi introduces herself, speaks about her Christian upbringing and explains how it came about that she completed a degree in philosophy and theology and then entered the world of finance and financial services. [01:02]In response to questions from Bex and Simon, Naomi talks about how...S10 Bonus Ep1 ‘Money and Me’ - with Frank Morton
In the first bonus episode of this ‘Money and Me’ season, Frank Morton, Operations Manager at Stewardship Wealth, talks about key moments and turning points in his journey with money.
Some key points of interest covered in this episode include the following:
Simon introduces Frank [00:56], who talks about his Christian upbringing [02:05] before going on to explain how his career in financial services came about. [03:15]Next, Frank speaks about the challenges of maintaining a faith perspective within the workplace [04:53] and of becoming more open and natural about his Christian beliefs over time. [06:55]In response to a question from...S10 Ep 8 What Money Can’t Buy
In the final episode of the ‘Money and Me’ season, Simon and Bex put money into its proper perspective, discussing a number of ways in which there is more to life than money.
Some key points of interest covered in this episode include the following:
Simon explains why, in the context of the ‘Money and Me’ season, it seemed worthwhile to have a podcast episode which explores what money can’t do. [01:20]Simon suggests that the familiar expression, ‘Money can’t buy happiness,’ isn’t entirely true as money can certainly make a difference by addressing basic necessities...S10 Ep 7 Money Hacks
In Episode 7 of the ‘Money and Me’ season, Simon shares a number of 'hacks' that he hopes will be helpful in assisting listeners to use and manage money well.
Some key points of interest covered in this episode include the following:
Simon introduces the episode by explaining that there is nothing dodgy about the hacks that he will be sharing with listeners. Instead, they are simply different ways of looking at money matters, or dealing with money tasks, that are designed to enhance our ability to use and manage money well. [01:04]Hack number one is the Tool...Episode 100, Charity Giveaway and Outtakes!
In this special bonus edition to mark the hundredth episode of the ‘Where Your Treasure Is…’ podcast, Simon and Bex celebrate all things 100, invite listeners to nominate charities to receive £100 and introduce some surprise outtakes.
Some key points of interest covered in this episode include the following:
Simon and Bex set the celebratory tone for Episode 100 with an impromptu drum roll, cupcake chat and a review of favourite 100s, including the FTSE 100. [00:33]Biblical references to 100 are also covered although Simon notes that the number doesn’t seem to have been as significant to that culture as it is to...S10 Ep6 The Great Giveaway
In Episode 6 of the ‘Money and Me’ season, Simon and Bex talk about the importance and benefits of being open and generous in our outlook and practice.
Some key points of interest covered in this episode include the following:
Simon introduces the topic of generosity by describing it as a highly significant, God-initiated ‘Great Giveaway’ in which we can participate as enthusiastic stewards of all that we have been given. [00:33]Simon stresses the importance of having a holistic attitude to generosity so that our giving is not restricted solely to monetary gifts. [01:47]In response to a prompt f...S10 Ep5 Let’s Talk!
In Episode 5 of the ‘Money and Me’ season, Simon and Bex talk about talking about money, and why it is a good thing to do!
Some key points of interest covered in this episode include the following:
Bex and Simon open up the topic by discussing why talking about money can be a difficult thing to do and the extent to which our culture affects our attitudes towards money and the way that we speak about it – or not, as the case may be! [01:33]It is noted that it can be easier to talk about money in a b...S10 Ep4 Life Happens!
In Episode 4 of the ‘Money and Me’ season, Simon and Bex discuss strategies for anticipating and dealing with personal financial emergencies that can arise in life.
Some key points of interest covered in this episode include the following:
In response to a question from Bex about factoring life’s uncertainties into our financial planning, Simon dives in at the deep end and talks about death. It serves as a useful illustration of the mixture of certainty and uncertainty that we experience in our lives – on the one hand, we know that we are all going to die at s...S10 Ep3 Do I Need a Spreadsheet?
In the third episode of the ‘Money and Me’ season, Simon and Bex talk about practicalities (including processes as well as tools) that can help us to manage our money well.
Some key points of interest covered in this episode include the following:
Simon starts off by commenting that because people deal with issues in different ways, there is not a single, ideal way to manage our money. Instead, we need to select - from a range of options - the strategies and tools that are going to work best for us. [01:35]Rather than launching straight into...S10 Ep2 Where do we Start?
In the second episode of this season on ‘Money and Me’, Simon and Bex talk about the importance of identifying core values and principles at the start of our journey with money.
Some key points of interest covered in this episode include the following:
Simon suggests that the first step in getting to grips with money is being willing to think and talk about it [01:25]; the second stage is to start exploring and understanding what we believe as a result of our faith and how that then affects the way that we think about money and how...S10 Ep1 What Matters and Why
In the first episode of this season on ‘Money and Me’, Simon talks about key moments and turning points in his journey with money.
Some key points of interest covered in this episode include the following:
Simon talks about a Peugeot 204 and the part that it played in the first ‘gripping memory’ that he has of money. [03:45] Simon's first significant experience of managing his own money was when he became a student. [06:06]Being left some money in his Gran’s will prompted Simon to consider the relevance of biblical teaching to what he did with his money. [08...S9 Bonus Ep2 Navigating Faith and Finance for Charities: Insights from Yekemi Otaru, CEO of Somebody Cares
In the second bonus episode of this season on ‘Making Things Happen: Churches, Charities and Money’, Dr Yekemi (Kemi) Otaru shares her experiences of dealing with faith and finance challenges in her role as CEO of Aberdeen charity, Somebody Cares.
Some key points of interest covered in this episode include the following:
Kemi introduces herself, explaining the steps that led her to become the CEO of Somebody Cares. Her achievements en route include becoming the first black woman to serve as a University Chancellor in Scotland. [01:09] Kemi goes on to talk about how Somebody Cares gives imme...S9 Bonus Ep1 Navigating Faith and Finance for Churches: Insights from Malcolm Webb, Church Accountant
In the first bonus episode of this season on ‘Making Things Happen: Churches, Charities and Money’, Malcolm Webb shares his experiences of balancing faith and finance on a daily basis in his role as a church accountant.
Some key points of interest covered in this episode include the following:
Malcolm introduces himself, explaining how he became a Christian and the steps that led him to become the accountant of a multi-site church serving Aberdeen and Aberdeenshire. [01:48]In response to a question from Bex, Malcolm describes some of the dynamics of being the accountant of a church othe...S9 Ep8 Faith Before Finance: Turning Vision into Provision for Churches and Charities
In Episode 8 of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss ways in which faith can be put before finance so that vision is turned into provision for churches and charities.
Some key points of interest covered in this episode include the following:
Bex and Simon introduce the topic of vision and provision in church and charity work, noting from the outset that there is a crucial balance that needs to be struck between having faith and being realistic about financial matters. [00:34] Bex gives some biblical examples to illustrate the fact...S9 Ep7 Staffing and Other Business Factors that Affect the Finances of Churches and Charities
In Episode 7 of this season on ‘Making Things Happen: Churches, Charities and Money’, Simon and Bex discuss approaches that charities and churches can take to dealing with staffing and other business factors that affect their finances.
Some key points of interest covered in this episode include the following:
Bex starts off the discussion by asking Simon whether all charities and churches need ‘staff’ [00:50] and then goes on to enquire about essential personnel, such as trustees, for a charity. (01:51)Simon explains that the nature and vision of a charity will determine if, and when, it should start employin...