Expat Property Story
Busting Myths Around Supported Living
#283
This episode explores some of the myths around Supported Living and Social Housing.Â
It will help understand what they are, how the leases work, and whether this strategy might fit your portfolio.
Jackie Fitzgerald is the founder of Homes or Houses in the North East of England.
She sources, refurbishes, and asset-manages residential properties for investors, with a strong focus on supported living.Â
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Renters' Rights Act UK: The Key Points
#283
Big changes are coming for UK landlords with the Renters Rights Act.
No more 'no fault evictions'
Stricter rules around rent increases,
Serious fines for non-compliance.Â
If you want to avoid costly mistakes, you need to act now:Â
Review your tenancies,Â
Check your insurance,Â
And always serve the right notices, because even a small slip could wipe out years of profits.Â
Student HMOs? New rules mean more risk, so get specialist advice and rethink your strategy.Â
Remember, in every challe...
UK Property Crash Coming?
#282
Is a UK property crash on the horizon?Â
In this episode, we break down alarming predictions from top financial minds such as:
Warren Buffet
Ray Dallio
Michael Burry (The Big Short)
Steve Eisman (The Big short)
We report on how it's not just the war in Iran that's threatening the housing market, but also Private Credit and the AI Bubble.Â
Tune in to this Mini-Sode to stay ahead of the curve.
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Avoid ÂŁ7,000 Fines: Renters' Rights Act Guidance for UK Landlords
#281
Imagine waking up to an email from your managing agent saying, âDonât worry, weâve handled the Renters' Rights Act for youââŚÂ
And then discovering that, legally, they canât handle the one thing that really matters .
And that mistake alone could cost you up to ÂŁ7,000 per tenancy.
This is an episode you really canât afford to miss.
The Renters' Rights Act becomes law on May 1st 2026.
If you're a UK landlord you have from May 1st to May 31st to notify your tenants of the n...
A North West Town with Yield AND Capital Growth
#280
Once a month Iâm joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago.
This month, we discuss a deal in Darwen, Lancashire BB3 1EP.
Finnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K.
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What You Don't Know About UK Property Deal Sourcing
#279
This episode is all about sourcing UK property.Â
Itâs got lots of valuable information whether you use sourcers or whether you source property for others.Â
And if you pass on information about a property and take a referral fee even if itâs on a one-off basis, then this episode should also be for you.
Youâre potentially leaving yourself open to investigation by HMRC.
Tina Walsh is co-founder with her husband Tony of NAPSA, the National Association of Prope...
What Auctions Say About HMOs, Flats & Commercial UK Property
#278
The second of our monthly reviews of what's going on in the world of UK Property auctions, featuring Jay Howard from Hammered Auctions
This month's Auction Update presents a fascinating glimpse into how geopolitical factors are affecting energy prices and therefore interest rates which in turn are impacting the property market.
This creates not just risk but also opportunity.
The three headline asset classes discussed this month are:
HMOs (Houses of Multiple Occupancy)FlatsCommercial PropertyListen to see how it all fits together...
From 0-100 Properties in 8 Years
#277
Kris Dalziel is a prolific property professional.Â
In addition to the 100 strong portfolio heâs built for himself, last year alone he sourced 268 properties for investors, all in the North East, and bought 70 for himself.Â
This episode has everything you need to know about investing in the North East.
Keep listening to the end to see what Kris puts his success down to.
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What Next for UK Interest Rates?
#276
This is the first of our monthly update on all things lending and finance.
This episode discusses:
Bank of England Base Rate and Mortgage Rates:The Return of 90% Mortgages:Cut in Specialist Bridging Loan Rates:Our WhatsApp group
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37 Question Due Diligence Checklist / Auction Guide
How to Be a UK Property Auction Trader
#275
Are you interested in finding on-market UK property deals and selling them at auction for profit?
Paul Ribbons is a UK property trading specialist, known for turning distressed, onâmarket deals into profitable auction trades.Â
Drawing on his decades of experience he runs through how to:
Work out demand Find dealsTalk to agentsUse problems to create leverageAll so that you can enter the world of auctions with a plan instead of a prayer.
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How the Middle East Crisis will Affect UK Property
#274
The first of our monthly roundup of news affecting UK Property investors.
This month's news is dominated by the Middle East Crisis..
I investigate the impact on the UK housing sector.
I also share some interesting statistics around tenancy disputes and an overview of the impending Rentersâ Rights Act Â
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Everything You Need to Know About Bridging Finance for UK Property
#273
Have you ever been in a position where you need cash and you need it fast?
 Perhaps the deal of a lifetime just fell into your lap.Â
Itâs too good an opportunity to turn down.Â
Maybe itâs unmortgageable.Â
Perhaps the seller wonât wait for you to get a mortgage.Â
Maybe youâre buying it at auction.
Bridging finance is a useful resource to have in your toolbox.
But it pays to understand it before you need it.
In this episode...
From ÂŁ85K to ÂŁ140K in 5 years: Buy-to-Let in Rawtenstall
#272
Once a month Iâm joined by Darren McNeill from our sponsors FMP to look back at a deal he sourced for a client 5 years ago.
This month, we discuss a deal in Rawtenstall, Rossendale, Lancashire BB4 8HB.
Finnigan McNeill Property specialise in high-yielding turnkey properties in the Northwest for under 125K.
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Danger Danger! Are you Ready for Making Tax Digital?
#271
Making Tax Digital is a new system that will completely change the way in which many UK landlords report their income and expenses to HMRC from 6 April 2026.
If you own rental property or have selfâemployment income, this episode is definitely for you.
Simon Misiewicz of Optimise Accountants Ltd takes us through everything we need to know.
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Auction Update: Be Greedy When Others Are Fearful
#270
The first of our monthly reviews of what's going on in the world of UK Property auctions, featuring Jay Howard from Hammered Auctions
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37 Question Due Diligence Checklist / Auction Guide
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How to Buy UK Property With Limited Funds
#269
This episode explores a strategy that only requires a 10% deposit instead of the usual 25%
Todayâs guests are Rob Peters from Simple Fast Mortgage who presents a way to buy a Day One mortgage with just 10%
And his client Bhadar Shokar who proves that it can be done.
There are of course some caveats which weâll run through at the end.Â
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What You Need to Know About Title Splits
#268
Are you looking for a way to buy UK property and add value but without the headache of refurbishment and with minimal expense?Â
Todayâs episode tackles Title Splits.
You buy a freehold block of flats under one title.
You then split the titles up so that the aggregate value of each individual flat creates an uplift in the overall total value.Â
Max Scott has been doing this for many years.
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How to Get Discounted Deals from Vendors
#267
If youâre building a UK property portfolio in 2026 and you have the time to look for your own deals, then you should be looking to buy at discount.Â
Finding a bargain often means dealing directly with vendors.
Which is what this episode is all about.
Ruban Selvanayagam has been buying and selling UK property with his business partner James Durr since 2006.Â
They solve problems for vendors via their cash buying company, their estate agency and their online auctions under the umbrella name of Property Solvers.<...
What No One Tells You About UK Property in 2026
#266
UK property Investors are anxious.
Regulation is tightening. Lending is shifting. Costs are rising. And Landlords are leaving.Â
Itâs a new market and many of the old ways of investing in UK property donât work anymore.
To survive and thrive in 2026 and beyond, we need to understand where weâre at and how we got here.
This episode will tell you exactly what to do about it.
It's based on a report by Paul Ribbons, author of Hustle Your Way to Propert...
A UK Property Portfolio Building Design for 2026
#265
James Fox uses Assisted Sales as part of the Buy Three, Sell two, Hold One method of building a UK Property Portfolio.
Jamesâ approach is to do two Assisted Sales and use the profits to buy mixed use buildings which allow more efficient wand economic ways to add value and increase returns in the long term.
This is a really well thought out business design that will give you lots of great ideas.
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Doing UK Property Deals Only By Email
#264
Do you sometimes feel envious of local investors who can drop into their local estate agent with a box of donuts and get into little their black book?
Or are you too tired after a hard day at the expat office to phone up agents.
Maybe you just donât like phoning people.Â
 Mark Shaw describes himself as a Lifestyle Investor because he does great deals without picking up the phone, doing viewings or even leaving the comfort of his laptop.Â
He's been specializing in creativ...
How Group Structures Can Boost Your UK Property Business
#263
Have you heard UK property investors discussing group structures and wondered what theyâre talking about?Â
Today, Simon Misiewicz from Optimise Accountants explain what they are, why they might be worth thinking about and how to go about it all.Â
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The Twists and Turns of a 10-Bed Holiday Let Project
#262
I do like a good case study because thereâs so much opportunity for learning in lots of different subtopics.
Todayâs case study comes from the fantastically named Kristina Castellina, an accomplished property investor specialising in buy-to-let and serviced accommodation in the Northwest of England.Â
Kristina came across a property on Right Move that was previously being used as a family home.
As the title reveals, this is a tale with many twists and turns.
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UK Property Disasters
#261
This is the twelfth and final episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#229: Creating 205K Equity with just ÂŁ18,000 (Motiul Islam )
#212:Â The Secret To Reviewing Auction Legal Packs (Jade Shrubsole)
#231: How to Sell Property at Auction (Piotr Rusinek)
#214: The Secret Formula to making ÂŁ6.5 Million in 4 Years (Oliver Ad...
Assisted Sales, Buying at Discount & Direct to Vendor
#260
This is the eleventh episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#245:Â Inside the World of Assisted Sales (Paul Stapleton)
#247: Why You Should Buy UK Property Now (Will Mallard)
#248 How to Find Big Discounts with Direct to Vendor Marketing(Keith Firmin)
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Input / Output, HMOs & Property Statistics
#259
This is the tenth episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#242: Should Your First UK Property Investment Be a Flip? (Justin Wilkins)
#243: Doctors & Nurses: HMOs Near Hospitals (Tom Appleton)
#244:Â What You Need to Know About Probate Property ( Dan Marsden)
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Social Housing, Boring BTL & Cashflow
#258
This is the ninth episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#238: The Best UK Property Model for 2026? (Dillon Dhanecha)
#239:Â From Losing 50K to Tropical Property Profits ( Jamie Barnsley )
#241: Flipping a UK Property Portfolio for ÂŁ190K!!! (Saif Rehan)
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Passive Income (Eyeroll), Reconfiguring & Cash Buying Companies
#257
This is the eighth episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#234:Â Is UK Property Worth the Hassle Anymore? (Mark Morris)
#235: How to Make 100K by Reconfiguring a Flat (Kazy)
#236: Buying Well, Selling Fast: Insider Tips From a Cash Buying Company (Jonathan Rolande)
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Creative Deals, HMOs and Selling at Auction
#256
This is the seventh episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#229: Creating 205K Equity with just ÂŁ18,000 (Motiul Islam)
#230: What No One Tells You About HMOs (Richard Nicholls)
#231: How to Sell Property at Auction (Piotr Rusinek)
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Renters' Rights, UK Property Outlook & Finding Value
#255
This is the sixth episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#227: Is 2025 a Good Time to Invest in UK Property? (Graham Kinnear)
#228: Recognising, Enhancing, and Extracting Value in UK Property (Patricia Ogunfeibo)
#226: What You Need to Know About the Renters' Rights Bill (Ryan Heaven)
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Northern Ireland, Structural Issues & EPCs
#254
This is the fifth episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#224: Why You Should Invest in Northern Ireland Property (Eimear Gourley)
#225: Structural Secrets for UK Property Investors (Paul Fowler)
#223: The Ticking Time Bomb of EPCs in UK Property (Solo)
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I Am Sold, Trust & Detective Skills
#253
This is the fourth episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#217: An Insider's Guide to Flipping Auction Properties (Simon Duckworth)
#219: EVERYTHING You Need To Know About TRUST (Charlie Green)
#222: The Secret Sauce to Creating HMOs in Article 4 Areas (Tristan Gordon)
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High Performance, Project Management & Auction Trading
#252
This is the third episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#209: Mindset and Motivation from Damian Hughes of High Performance (Damian Hughes)
#211: How to Buy, Refurbish & Refinance With Speed and Efficiency (Ormad Properties)
#214: The Secret Formula to making ÂŁ6.5 Million in 4 Years (Oliver Adams)
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BTL, Property Engine & Portfolio Phases
#251
This is the second episode in this yearâs mini-season celebrating the 12 Days of Christmas.
Weâre releasing daily bite sized episodes.
Each one contains clips from three of my favourite episodes from 2025.
Todayâs show features extracts from:
#205: How to Build a Stress-Free UK Property Portfolio (Darren McNeill)
#206: Property Engine: Right Move on Steroids (Jamie Greefe)
#207: Three Phases of Building a UK Property Portfolio (Vicki Wusche)
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Willpower, BRR & Short Lease Extensions
#250
We have a tradition of going daily for Christmas. Last year, each show contained 7 takeaways
This year each one contains 3 clips from 2025.
Todayâs clips:
#199 How to Build a ÂŁ9Million UK Property Portfolio with ÂŁ300 (Dawid Dowbusz)
#201 How to BRR (Kevin Wright)
#203 Short Lease Extensions (Jason Patterson
2024 Xmas Season
Seven Lessons
Seven Great Clips
Seven Unreleased Clips
Seven Great BooksÂ
Seven Podcasts
Seven Characteristics
Seven Great Quotes
Seven Strate...
Seven Self-Improvement Books for 2026
#249
This episode features Holly Osborn and Anna Fisher who host a podcast called The Shelf Improvement Book Club which reads one book a month to help listeners develop their business and mindset.
Holly & Anna present their Top Seven self-improvement books.
They present 4 more books that didn't make the cut. One of them is one of my favourites.
The Top Seven in reverse order are:
You Are a Badass by Jen Sincero
Rich As Fuck...
How to Find Big Discounts with Direct to Vendor Marketing
#248
Direct to Vendor (DTV)Â Marketing is a great way to find deals at bargain prices with no competition.
This episode is a really deep dive into letter campaigns featuring Keith Firmin AKA DTV Keith.
Keith has accumulated a wealth of knowledge and experience in this space as his primary method of building his UK property portfolio in the North West of England with his wife, Kim.
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Why You Should Now Buy UK Property
#247
Recent times have seen many UK property investors sitting on the sidelines or leaving the sector altogether.Â
But with interest rates gradually heading south, uncertainty around the Rentersâ Rights Act and the recent budget also fading, perhaps now is the right time to buy.Â
That's the argument of this week's guest, Will Mallard
Will moved to the UK in 2017 from his native New Zealand where he started his professional career as a junior estate agent.Â
Heâs an experienced investor and developer specialising in social housing, residential portfol...
How the Budget Affects UK Property Investors
#246
This is a special mini-episode updating you on the long anticipated and much feared autumn UK budget in November 2025, with expert opinion from Simon Misiewicz of Optimise Accountants Ltd
Optimise have produced more than 750 videos on their YouTube channel on all things Property Tax.
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Inside the World of Assisted Sales
#245
The average UK house price is ÂŁ272,000 as this episode is released.
If youâre an overseas investor this means your Stamp Duty would be a staggering ÂŁ22,640.Â
But what if you could legitimately avoid this charge by selling a property you donât legally own.Â
Welcome to the world of Assisted Sales.
Paul Stapleton is an expert in this area, so I asked him to share his knowledge with the rest of us.Â
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