Property Investment Podcast Network

Interest-only or principal and interest? The choice could affect your repayments, borrowing power, and ability to buy your next property, with the "right" loan depending on the strategy behind your portfolio.

On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial tackle one of the biggest finance decisions facing property investors: interest-only or principal and interest?

The pair compare the two types of loans, looking beyond the headline interest rate to the impact each option can have on cash flow, debt reduction, and portfolio growth.

They also examine...

Having kids can change your borrowing power, your goals, and even your property strategy. This couple reveal how they balance building a portfolio with creating the life they actually want.

n The Smart Property Investment Show, Liam Garman sits down with property investors Jason and Jami-Lee Titus to discuss the realities of growing a portfolio while starting and raising a family.

The couple share why they regularly reset their financial and personal goals, and the difference between the properties they want to buy and the life those investments are actually designed to create.

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Property, politics, and policy collided this week as government funding, SMSF changes, housing affordability, and market narratives fuelled fresh debate. But behind the headlines, what do these shifts actually mean for buyers, sellers, and investors?

On Property Buzz, Phil Tarrant and Liam Garman dive into the growing tension between politics, property, and public debate, exploring why housing remains one of Australia's most contested issues.

The pair discuss how market forecasts can often depend on who is delivering them, with selling agents, buyer's agents, and commentators frequently presenting different versions of the same data.

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Renovating can build equity – but it can also destroy your budget. From hidden costs to builder blowouts and expensive mistakes, here's what every property investor should know before picking up the hammer.

On The Smart Property Investment Show, Liam Garman and Emilie Lauer unpack the reality of renovating an investment property, using Emilie's own project as a case study.

The pair discuss the hidden costs that caught her by surprise, why quotes aren't always as straightforward as they seem, and the importance of planning for the unknown with a healthy contingency buffer.

They al...

A "rat house" that grew 71 per cent in just two years. A former meth house that jumped from $465,000 to $800,000. Parental guarantees released in just four months through instant equity. Properties that tripled in value in just 5 years.

These aren't hypothetical scenarios; they're real outcomes from mutual clients House Finder worked with alongside one of Australia's leading mortgage brokers, Hung Chuy from Strategic Brokers. After hundreds of purchases together, we've seen some unbelievable stories. We couldn't fit them into one episode.

Part 1 is out now!

One investor turned divorce, financial setbacks, and starting again with just $7,000 into a six-property portfolio across four states – and reveals the strategy that made it possible.

On The Property Nerds podcast, Arjun Paliwal sits down with investor Trent Olsen to discuss how he rebuilt his financial future after a major life transition, using strategy, discipline, and data to grow a multi-state property portfolio.

Trent shares the lessons from his early investing mistakes, why diversification became the foundation of his portfolio, and how choosing the right markets helped him start over.

The conversation shares th...

The rules of property finance are changing. From SMSF reforms to new lending strategies, investors who understand where the market is heading could gain an edge.

Forget interest rates. As self-managed super fund (SMSF), refinancing and commercial lending reshape investors' strategies, finance could become the biggest advantage in today's property market.
On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance, principal of Finni Mortgages, to discuss the biggest changes happening across Australia's lending market.

The pair examine the latest on the government's proposed SMSF borrowing ban, why industry figures suggest...

The property industry is facing a trust test, with questionable advice, buyer's agent practices, and rushed investment decisions putting buyers on alert.

On Property Buzz, Phil Tarrant and Liam Garman unpack the biggest issues facing property investors right now, from misleading investment advice and buyer's agent concerns to the rush before major self-managed super fund (SMSF) changes take effect.

The pair discuss the growing scrutiny around buyer's agents, questioning whether some business models have prioritised sales over investor outcomes.

They also examine the latest developments from the Dashdot collapse, including concerns around upfront...

Australia's property market is being reshaped by a new wave of demand. From migration-driven growth corridors to changing rental markets and shifting investor strategies, these are the trends investors cannot afford to ignore.

On the Property Investing Insights podcast, Phil Tarrant is joined by Victor and Reshmi Kumar to discuss how migration, demographics, and changing buyer behaviour are influencing where demand is building across Australia.

The trio share their observations about migration from India, the suburbs seeing increased demand, and why understanding population shifts could help investors identify future opportunities.

They also examine...

The market is full of fear, but investors waiting for the "perfect time" to buy could be missing the opportunity already unfolding. As confidence falls and buyers hesitate, the next wave of property opportunities could be hiding in plain sight.

On The Smart Property Investment Show, Liam Garman is joined by Steve Ash from Property Strats to shed light on where opportunities are emerging as uncertainty, changing policies, and cautious buyers reshape the market.

The pair explore why investors looking beyond the headlines could gain an advantage, from discounted opportunities in Melbourne to the growing...

Australia's property landscape is changing, but the numbers driving the next investment opportunity go far beyond house prices. From inflation and interest rates to local supply, vacancy rates, and economic resilience, these are the indicators shaping investors' next move.

On The Property Nerds podcast, Arjun Paliwal sits down with PRD chief economist Dr Diaswati (Asti) Mardiasmo to explore how investors can make sense of an increasingly complex market, where economic conditions, government policy, and local market data are becoming just as important as property prices.

The pair discuss the federal budget and its...

Property headlines may be screaming "crash", but Australia's real estate market is far more complex than the news suggests – and investors who rely on the headlines risk missing the bigger picture.

On The Smart Property Investment Show, Liam Garman is joined by Results Mentoring founding mentors Simon Buckingham and Brendan Kelly to discuss what's really happening across Australia's property markets and why broad market commentary often misses the mark.

The pair argue there is no single Australian property market, but thousands of individual markets moving for different reasons.

They explain why investors should ig...

Australia's property market is entering another period of uncertainty, with the SMSF borrowing deadline, interest rate speculation, and shifting buyer demand all set to test the market in the months ahead.

On Property Buzz, Phil Tarrant and Liam Garman discuss the SMSF buying rush ahead of the 10 August deadline, what the market could look like once that demand fades, and where opportunities may emerge for prepared buyers.

The pair also examine how tighter borrowing conditions are pushing investors towards higher-yielding properties, and why chasing cash flow alone could come at the expense of long-term performance.<...

As investors scramble to beat the SMSF deadline, the biggest question is no longer what to buy before August – it's where the best opportunities will be once the market settles.

On the How I Met My Broker podcast, hosts Hung Chuy and Liam Garman are joined by Property Strats founder Steve Ash to discuss the investment opportunities emerging after the federal budget changes and the looming self-managed super fund (SMSF) deadline.

The trio discuss why Melbourne is back on investors' radar, pointing to discounted house prices, improving value and strong long-term fundamentals that could make th...

Too many property investors chase the next purchase without knowing how it fits into their long-term financial plan – and that's where expensive mistakes begin.

On The Smart Property Investment Show, Phil Tarrant sits down with PRPTY360 founder Julian Fadini to discuss why successful investing starts with a strategy, not simply buying another property.

Fadini explains why the best investment decisions come from understanding long-term financial goals first, revealing how financial planning, portfolio strategy, and careful asset selection work together to build lasting wealth.

The discussion also explores where opportunities still exist in today's ma...

A major expansion is underway for InvestorKit and Fouracre Financial, with two strategic acquisitions set to strengthen their technology, lending, and investment capabilities.

On The Property Nerds podcast, Arjun Paliwal and Jack Fouracre discuss their acquisition of key Dashdot assets and Dash Lending, and what the deals mean for property investors.

The pair explain how Dashdot's forecasting technology, portfolio modelling tools, and property data will strengthen InvestorKit's research platform, while Dash Lending's team and loan book will expand Fouracre Financial's lending capabilities beyond $1 billion in loans under management.

They also reveal why the...

Property investors are waiting for prices to fall, but hesitation could be creating the biggest missed opportunity in today's market.

On The Smart Property Investment Show, Liam Garman is joined by Emilie Lauer and Julian Barnes to discuss the biggest stories shaping the market, including falling mortgage demand, shifting investor sentiment, and new opportunities for buyers.

The trio explores why more investors are considering new builds following the federal tax changes, while warning that complex contracts and project delays can quickly turn a good deal into a costly mistake.

They also discuss the...

Fear of missing out is back in Australia's property market. As thousands of investors rush to beat the SMSF deadline, the biggest risk isn't missing out – it's buying the wrong property in the process.

On Property Buzz, Phil Tarrant is joined by Alex Whitlock to discuss the growing frenzy surrounding self-managed super funds (SMSF) and why investor urgency is creating new risks.

The pair question whether the race to secure finance before the borrowing ban is pushing investors into poor-quality assets, warning against letting marketing hype or tight deadlines dictate long-term investment decisions.

At...

Thousands of investors are racing to beat the SMSF borrowing ban – but rushing into the wrong property could prove far more expensive than missing the deadline.

On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from Finni Mortgages to discuss the frantic rush into self-managed super fund (SMSF) property purchases, and why investors need to separate urgency from smart decision-making.

The trio reveal how the looming borrowing ban has triggered a surge in demand, creating fierce competition, inflated asking prices, and growing pressure on brokers, lenders, and buyer's ag...

Borrowing power has fallen by as much as 30 per cent for some investors – but that doesn't mean property investing is over. It just means the rules have changed.

On the KTG Property Podcast, Kev Tran sits down with mortgage broker and investor Jyh Kao to explain how lenders are responding to the negative gearing changes, why borrowing capacities are shrinking, and what investors can do to stay in the game.

Kao reveals that changes to lender servicing calculators are reshaping borrowing power, forcing many investors to rethink everything from loan structures and lender choice to th...

Two Sydney units left him stuck. One $297,000 Brisbane purchase changed everything and completely transformed the way he invested in property.

On The Property Nerds podcast, Arjun Paliwal sits down with electrician and business owner Brenton Russo to discuss how following conventional property advice initially held him back before a strategic shift unlocked a multi-state portfolio.

Russo explains how buying two Sydney units early in his investing journey left him unable to keep growing, before a $297,000 Brisbane purchase at the height of COVID-19 went on to triple in value and gave him the confidence...

Millions of Australians are still following property advice that no longer works. In today's market, that mistake could cost investors hundreds of thousands of dollars.

On The Smart Property Investment Show, Liam Garman sits down with buyer's agent Jason Titus to break down the outdated property myths that still hold investors back – and why a clear strategy matters more than ever.

Titus argues that too many Australians still believe buying close to home or simply "getting on the property ladder" is enough, when successful investing now depends on data, long-term planning, and buying where the nu...

Tax changes may have stolen the headlines, but Australia's property market is increasingly being shaped by immigration, housing supply, and political decisions that investors can't afford to ignore.

On Property Buzz, Phil Tarrant is joined by Steve Kuper to connect the dots between politics, geopolitics, and property, revealing how government decisions, immigration policy, and global uncertainty are beginning to reshape Australia's housing market.

The duo examines the rush of investors scrambling to buy residential property through self-managed super funds before the borrowing ban takes effect, questioning whether urgency is driving sound investment decisions or expensive...

Everyone's watching tax changes, interest rates, and policy backflips – but they're missing the one factor secretly deciding who wins big in property: Australia's housing supply gap, and it's only getting worse.

On The Pure Property Podcast, Phil Tarrant joins Paul Glossop to discuss why the biggest challenge facing Australia's housing market isn't tax reform, interest rates, or investor sentiment, but a chronic shortage of homes that government policy still hasn't solved.

The pair argue that while recent changes to negative gearing and self-managed super funds (SMSF) have dominated headlines, they do little to address the un...

Look beyond capital growth – Australia's next property fortune is being made in the rental market, and most investors haven't caught on yet. Welcome to the "rental super boom".

On The Smart Property Investment Show, Phil Tarrant sits down with Sam Gordon from Australian Property Scout to break down why shifting tax settings, tightening borrowing conditions, and chronic housing shortages are quietly rewriting the rules on where smart money should be looking next.

According to Gordon, while the recent policy changes have spooked plenty of investors, the fundamentals haven't budged.

He said that leverage, de...

Most investors think buying property is enough. But one emotional decision can cost years of growth, while the right strategy can completely change your financial future.

On The Property Nerds, Arjun Paliwal sits down with Sidd Sureshbabu to unpack the investing mistakes that stalled his early progress and the strategy that helped transform his portfolio into more than $1.4 million in growth.

Sureshbabu reflects on buying his first Sydney apartment based on emotion rather than investment fundamentals, expecting the market to do the heavy lifting before discovering that not every property delivers the same result.

Thousands of property investors just lost one of their most powerful wealth-building strategies. But with the clock already ticking, those who move quickly may still be able to get the SMSF options.

On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance from Finni Mortgages to discuss the government's decision to ban borrowing through self-managed super funds (SMSFs) for residential property and what it means for investors.

The pair explain why the reforms have sent shockwaves through the industry, triggering a race to secure existing SMSF lending before the transition window closes...

Everyone wants to know why housing has become so unaffordable. But what if the policies designed to fix the crisis are actually making it worse?

On Property Buzz, Phil Tarrant and Liam Garman question whether recent tax reforms, lending changes, and housing policies could have unintended consequences for investors, developers, and first home buyers alike.

From the crackdown on investor taxes to broader housing reforms, the pair examine whether the government's approach will genuinely improve affordability or simply reduce housing supply and place even more pressure on the market.

They also explore Australia's...

Most investors are still chasing capital growth. But in today's market, cash flow is becoming the real competitive advantage, with many investors rethinking their strategy. The question is: should you?

On The Smart Property Investment Show, Liam Garman sits down with Josh Crealy from LEVR to explain why tighter borrowing capacity, higher holding costs, and looming tax changes are forcing investors to rethink what makes a good property investment.

Crealy argues that strong yield is no longer just a bonus – it's becoming one of the biggest drivers of buying decisions, allowing investors to hold assets mo...

From Investor to Client Strategist

Tom Herceg began his journey with House Finder as an investor chasing financial freedom.

Less than five years later, we built a portfolio of 8 properties with over $3 million in combined capital growth. Even more impressively, three of those properties TRIPLED in value during that time.

Despite this exceptional growth, his entire portfolio is only around $20,000 negatively geared per year - a figure that's expected to improve as rental increases are on the horizon

After experiencing the strategy firsthand, Tom was so convinced by the results that...

The COVID-19 property boom rewarded almost everyone. But today's market is separating investors from speculators. So what does it actually take to build wealth in 2026?

On this week's episode of The Smart Property Investment Show, Liam Garman sits down with Pinnacle Buyers Agents founder Michael Lezaja to unpack why the post-COVID-19 property market demands a very different investment strategy, and what successful investors are doing to stay ahead.

With borrowing capacity under pressure and tax incentives becoming less generous, Lezaja argues the biggest opportunities lie in buying property below its intrinsic value – not simply "below ma...

Everyone says Australia's property market is cooling. The problem? The headlines are telling only half the story, and investors buying into the panic could be looking in all the wrong places.

On Property Buzz, Phil Tarrant and Liam Garman rip into the biggest myths driving Australia's property market, arguing that the country's housing story is becoming more divided than ever, with winners and losers emerging simultaneously.

The duo reveals why Brisbane, Adelaide, and Perth continue to push ahead while Sydney and Melbourne slow, exposing how relying on national headlines could lead investors to make costly...

Most investors see market uncertainty and hit pause, but history shows the biggest opportunities are often created in exactly these kinds of headline-driven cycles: when fear is high and clarity is low.

On the Property Investing Insights podcast, Phil Tarrant sits down with Victor and Reshmi Kumar from Right Property Group to cut through the noise and discuss why today's uncertainty could be setting up the next phase of market growth.

The trio argues that while higher interest rates, proposed tax changes, and shifting sentiment have sidelined many investors, much of the panic is being...

Investors thought negative gearing was the big threat, but a new crackdown on SMSF borrowing could be the change that really blindsides Australians.

On The Smart Property Investment Show, Liam Garman sits down with Emilie Lauer to break down a major week for property investors, from the proposed self-managed super fund (SMSF) borrowing ban to rising inflation, interest rate pressure, and fresh warnings of a divided housing market.

The duo explores why the SMSF decision has sparked backlash, with critics arguing it targets everyday Australians trying to build wealth and take control of their retirement...

The proposed budget changes to negative gearing and capital gains tax have Australian residential property investors rethinking everything, and most are reacting to the noise instead of the facts.

In this episode of Inside Residential Property, host Liam Garman sits down with Pat Casey, Rethink Wealth director and financial planner, to cut through the panic and unpack what the proposed changes actually mean for everyday Australians at every stage of the journey, from saving a first deposit to scaling an established portfolio.

With over 20 years of experience, Casey has guided clients through market cycles and...

Most people separate sport, business, and investing. But for one former Olympian, the mindset behind all three is exactly the same: discipline, execution, and relentless improvement.

On The Property Nerds podcast, Arjun Paliwal sits down with former Australian Taekwondo Olympian Hayder Shkara, who has built a property portfolio worth over $8 million alongside a national legal business.

Shkara shares how the habits forged in elite sport – structure, resilience, and performance under pressure – became the foundation for both his business success and property investing strategy.

After competing at the Rio 2016 Olympics, he went on to foun...

Most investors are waiting for rate cuts, but the bigger opportunity could disappear first, as borrowing power, refinancing flexibility, and access to equity already shift beneath the surface.

On The Smart Property Investment Show, Phil Tarrant sits down with Eva Loisance and Julie Brennan from Finni Mortgages to decode what the latest interest rate hold means for investors and why lenders may already be positioning for the next phase of the cycle.

The trio explains that while many borrowers are waiting for official rate cuts, banks are already making moves behind the scenes, with falling...

Following the collapse of leading Australian buyer's agency Dashdot, questions are emerging about the quality and transparency of property advice being offered to investors. As confidence wavers, investors are left asking how to properly conduct due diligence and what the evolving property landscape will mean for future decisions.

In this episode of Property Buzz, Phil Tarrant and Liam Garman unpack the wave of disruption sweeping through Australian real estate, including a close examination of the liquidator's report into the Dashdot collapse.

With $16.5 million in liabilities, 695 creditors, and $10.5 million tied up in "prepaid services & refunds", Tarrant...

Forget negative gearing. The budget is quietly hitting trusts, CGT, super, and business structures at once, in what could be investors' biggest shake-up in decades.

On the How I Met My Broker podcast, Liam Garman and Hung Chuy sit down with financial adviser Andrew Foo and accountant Callum Wall to shed light on what may be the most significant shake-up to investor strategy in decades.

The panel doesn't hold back, arguing the public reaction has been driven by confusion and social media hot takes, with investors making costly assumptions before understanding how the changes actually...

Most Australians have given up on investment property. But right now, buyers are entering the market with $60,000 deposits, while everyone else waits for a break that isn't coming.

On The Smart Property Investment Show, Liam Garman sits down with Rohit Gehlot, founder of InvestorAid, to reveal how everyday Australians are still building property portfolios despite rising prices, tighter lending, and affordability concerns.

Gehlot shares how he built an eight-property portfolio in just a few years and why many aspiring investors rule themselves out before exploring the options available to them.

The duo explores...