NoBS Wealth®

Most of us already know what we're supposed to do with our money. That's not the problem. The problem is the story we tell ourselves the second we fall short of it. You get behind on a bill. You make a call you regret. And your brain doesn't say "you made a mistake." It says "you ARE a mistake." That's shame. And it spirals.

In this NoBS Wealth® Roundtable, I sat down with Kristina Hall, Ashley Quamme, Rachel Duncan, and Tessa Santarpia to rip this thing wide open. We get into the real difference between g...

Father's Day is over. The weight isn't. Every father you know just spent the weekend smiling for photos, opening cards, flipping burgers, and quietly carrying the same loop in his head. Am I doing enough? Am I providing enough? Is the business gonna make it through the summer? Are my kids gonna grow up and resent me? That static doesn't turn off because we put on a clean shirt and called it a holiday. Watch the full episode on YouTube here: [YouTube link]

This week I sat down with financial therapist Ashley Quamme to talk about something...

Welcome to the very first NoBS Wealth® Roundtable, and we came out swinging. No softball intro topic. We went straight at the thing most people will never say out loud: the shame, the guilt, and the freeze that show up every time money gets hard. I brought four people who actually live in this work every day. Ashley Quamme and Rachel Duncan, both financial therapists. Tessa Santarpia, who works on the nervous system side of all this. And Kristina Hall, marketer, business owner, and the person keeping me honest. Watch it on YouTube here: https://youtu.be/t...

Asking for help with your money might be the hardest thing you ever do. Not because the math is hard. Because it means someone is finally going to see the truth.

In this episode, Kristina Hall gets brutally honest about what it actually feels like to hand your financial life to someone else. The tax returns. The bank statements. The P&Ls. The credit cards. All of it, at once. She sat on that document request for almost two years before she hit send. Two years of "that's tomorrow's problem" while the hole got deeper.

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Tax season's over. Kids getting out of school. Tariffs, war, graduations, business cycles, household pressure, all hitting at the same damn time. You're tired. You're stretched thin. And you can't figure out why more money isn't quieting the noise in your head.

Dr. Preston Cherry is back in the booth, and we went where most people won't go. Financial wellness and mental wellness are not separate conversations. They're the same one. You can't out-earn the inner work. You can't out-hustle the self-audit you've been ducking. And the gap between knowing what to do and actually doing it...

You're not lazy. You're not undisciplined. You're not broken. Your nervous system is doing exactly what it was built to do, which is protect you from anything unfamiliar. And until you understand that, no budget, no business plan, no Q2 goal is going to stick.

This week on NoBS Wealth, Tessa Santarpia walks me through why self-sabotage has nothing to do with willpower. It's a mismatch. Your conscious mind wants more money, more visibility, more growth. Your subconscious identity thinks that's a threat to survival. And identity wins every single time.

We break down why...

We filed. We either got a refund or we owe. But here's the real question nobody's asking: did we actually learn anything? Or did we just white-knuckle our way through another tax season and hope for the best?

That's where this episode starts. Morgan Anderson is back at the table, and she brought receipts. Literally. Her team has been digging into the numbers from last filing season and what they found should make every single one of you pay attention. Over 44 million individual taxpayers filed with a balance due. Over 30% of them couldn't pay it. And 80% of...

Divorce is already one of the hardest things a person can go through. What makes it worse is finding out months or years later that a financial decision made in the middle of all that pain cost you tens of thousands of dollars in taxes you never planned for. That's what this episode is about.

Jamie Lima, CDFA and CFP at Allegiant Divorce Solutions, is back on the show to break down what most people completely miss when divorce and tax season collide. We're talking about filing status, dependent claims, retirement account splits, pension valuations, and the...

Most business owners don't go looking for funding because they planned for it. They go looking because something broke. Payroll is due Friday. Revenue dipped. The reserves ran out. And when you're in panic mode, that's exactly when the vultures show up. This episode breaks down what the lending industry doesn't want you to know, and what you need to hear before you sign anything.

Sara Weldon from Trufinco joins the show and keeps it brutally honest about the state of business funding right now. She calls MCAs a "shit sandwich" and explains exactly why they've become...

Spring is here... and it's lying to you.

The sun came out. Soccer started up. You feel optimistic. And that's actually the problem.

Because while everyone's outside, the economy is still a mess. Jobs are disappearing. Credit card debt hit an all-time record. Mortgage delinquencies are climbing. Gas prices jumped 60 cents in eleven days because of a war nobody voted for. And your salary still hasn't caught up to any of it.

In this episode I'm giving you the real numbers and three things you can actually do right now to protect yourself.<...

Most people don't skip estate planning because they don't care. They skip it because they're terrified. Terrified of facing their own mortality. Terrified of making the wrong call. Terrified of how much it might cost. And in 2026, with chaos happening at every level, that avoidance has never been more expensive. Estate attorney Griffin Bridgers is back, and this time we're cutting through every excuse, every myth, and every fear-based sales tactic the industry uses to push you into doing nothing.

Griffin breaks down the three real barriers that keep people stuck: the paralysis of making...

You think you made it. That's the problem.

At some point you crossed a line. You got the promotion. Paid off the debt. Hit a goal you'd been chasing for years. And somewhere in that moment... you told yourself you earned the rest. You earned the exhale. You earned the comfort. And that right there is exactly where most people begin their slow, quiet decline.

In this episode of Let's Get Real, Stoy Hall goes straight at the lie that comfort tells you. Not the motivational poster version of this conversation....

You walked into that review with receipts. You ran the relationships, trained the people who got promoted over you, covered someone's maternity leave for free, and showed up every single time. And what did you get? A 2.5% raise and a smile. Dr. Renee is here to call that out for exactly what it is, and more importantly, to tell you what to do about it.

This episode is part of the NoBS Wealth Black History Month Series, and Dr. Renee does not hold back. She brings the data. She brings the framework. And she brings the kind...

We took a road trip for spring break. Flights were outrageous. Gas was fine. Made sense.

But I built in the seasonal spike. I always do. Spring break demand, summer blend switchover, refineries making the switch... I planned for all of it.

What I didn't plan for was a war.

A war that nobody voted for. A war launched while this country was already behind on mortgages, behind on student loans, behind on car notes... and bleeding jobs at a pace we haven't seen since World War II.

You see those three letters on the return address and your stomach drops. IRS. Your brain goes straight to worst-case scenarios. Am I being audited? Do I owe money? Am I going to jail? Tax expert Morgan Anderson joins @stoyhall on NoBS Wealth to cut through all of it and tell you exactly what is going on, why it happens, and what you actually need to do. No fear, no fluff, just the real framework you need when that letter lands in your mailbox.

Here is what most people do not know: 95% of...

Just got out of the barbershop… and the weight of what I heard followed me to the car.

A barber who moved into a new apartment, week and a half in, lost everything in a fire before he could get renter's insurance. That hit different. Because it's not just him. I've got people in my world dealing with mental health battles, physical health crises, job losses, and no clear answer for what comes next. I've got others who feel stable on paper but still feel the weight of everything pressing down.

So let's talk about it...

You know that pit in your stomach when you open your bank account late at night? That moment where the numbers load and your heart rate spikes before you even see anything? That is not a math problem. That is a mental and emotional one. And if you have been avoiding your finances, snapping at your partner when the Amazon package shows up, or telling yourself you will deal with it tomorrow, this episode is for you.

Stoy sits down with Ashley Quamme, therapist and founder of a practice built on helping people...

America says it's cool with you being Black… until it isn't.

Too dark for the white side. Too light for the Black side. And somehow, you're just supposed to figure out where you belong. This is episode 31 of Let's Get Real — and it's one of the most personal, honest, and necessary conversations I've had on this show. We're talking Black History Month, light skin identity, and what it actually looks like to raise Black children in a world that still hasn't figured out how to see them clearly.

You've got the passion. You've got the vision. You've got the people behind you. And you still can't get a yes. Why? Because you're speaking YOUR language — not theirs.

This episode of NoBS Wealth hits different. We're back in the studio with consultant and community builder Gabriel Langley, and we're going deep on one of the most overlooked problems destroying small businesses and community-driven projects today — the dangerous gap between hustle and strategy. Gabriel brings a real scenario to the table: a community event center project 10 years in the making. Passionate people. Powerful visi...

Black History Month isn’t supposed to be a highlight reel of the same five names. It’s supposed to be receipts. And today I’m putting you on one most people have never heard of: Annie Turnbo Malone.

Before “personal brand.” Before “women in business” panels. Before folks started acting like community was a hashtag, Annie built Poro College and used business like a real tool: training, jobs, pride, and a whole ecosystem for Black women to earn and grow.

This episode is about the difference between a hustle and infrastructu...