The Mwango Capital Podcast
Breaking down businesses and understanding markets in East Africa mwangocapital.substack.com
The Dangote Refinery IPO—How Can E. Africans Invest
In this episode recorded on October 21, 2026, we sit down with Karimi Warui and Divine Olumese from Renaissance Capital to dissect how East African investors can access the Dangote Petroleum Refinery listing. We explore the structural architecture of inward GDRs, the pricing mechanics bridging the NGN 525 offer price and the KES 53.50 GDR price, dividend pass-through and voting rights for local investors, the refinery's transition from net debt to net cash in nine months, and how this GDR structure bypasses regulatory friction to create a template for future Pan-African cross-listings.
Show Notes
00:00:00 Introduction
00:04:19 Why the...
Understanding the Quickmart IPO
In this episode recorded on October 15, 2026, we sit down with Martha Osier (Partner, Adenia Partners), Simon Macharia (CFO, QuickMart), and Jacques Dôme (Managing Director, QuickMart Kenya) to dissect QuickMart's KES 15 billion public offering. We explore the rationale behind the secondary offer for sale, how the business sustains negative working capital alongside an 80% dividend payout ratio, store rollout economics, supply chain resilience against shrinkage, and Adenia's strategic alignment with new investors post-listing.
Show Notes
00:00:00 Introduction
00:05:40 Why List Now
00:11:04 Working Capital Management
00:20:06 Concerns on Shareholder Sell-down
00:24:56 Store Expansion S...
Understanding the National Infrastructure Fund
In this episode recorded on September 15, 2026, we sit down with Dr. James Mworia (founding CEO, National Infrastructure Fund) to examine the architecture, governance, and mandate of Kenya’s newly established DFI. We explore NIF's SPV project finance structure, its private capital crowding-in target, the redeployment of privatisation proceeds into productive infrastructure, the bankability and risk allocation of priority projects like the JKIA expansion, and the potential for listed development infrastructure trusts (D-REITs) to recycle domestic capital.
Show Notes
00:00:00 Introduction
00:10:32 Succession and Transition to NIF
00:14:04 NIF’s Mandate
00:16:00 Debt Concerns and...
The Pressure to Look Successful
In this episode recorded on August 25, 2026, we sit down with Anthony Brian Otieno (General Manager, TekEasy Kenya) to examine the financial, social, and psychological pressures facing young men in Kenya. We explore how social media compresses perceived success timelines, the trap of benchmarking wealth against visible scorecards like cars and premium devices rather than cash flow and equity, the economic rationale of smart versus cheap spending, and how young professionals can focus on foundational wealth, character, and productivity over external validation.
Show Notes
00:00:00 Introduction
00:01:22 Social Media Pressure
00:04:30 Men and Visible Scorecards <...
Understanding Quickmart’s Intention to List
In this episode, recorded on September 23, 2026, we sit down with Gregory Waweru (CEO, SBG Securities) to dissect QuickMart's planned listing on the NSE. We explore the role of an Intention to Float (ITF) ahead of a formal prospectus, the mechanics of Sokoni Retail's 50% secondary equity sell-down, QuickMart's financial track record scaling revenue to KES 50.4 billion, lease-heavy balance sheet structures, and key governance considerations for retail investors evaluating formal supermarket chains.
Show Notes
00:00:00 Introduction
00:03:15 Intention to Float
00:05:46 Why List on the NSE
00:08:14 Shareholding and Sell Down
00:14:02 Cash Conversion...
Understanding the Dangote Refinery IPO
In this episode recorded on September 17, 2026, we sit down with Samuel Sule (CEO, Renaissance Capital Africa) and Divine Ulamasi (Analyst, Renaissance Capital Africa) to dissect the investment thesis behind the Dangote Refinery IPO. We explore Nigeria's broader macroeconomic shift following fuel subsidy removals and naira liberalisation, the refinery's high Nelson Complexity Index rating and $2.40 per barrel cash operating cost target, Phase Two expansion plans, the structural gross refining margin advantage, and the cross-border access channels being built for retail and institutional investors across East Africa.
Show Notes
00:00:00 Introduction
00:02:36 Overview of the Nigeria Market <...
NSE vs. Wall Street : Where’s the Money?
In this episode, recorded on September 8, 2026, we sit down with Leah Wakarima (Operations Lead, Hisa) and Gertrude Njeri (Head of Research, Hisa) to examine the structural dynamics of the Nairobi Securities Exchange relative to global financial centers like Wall Street. We explore how Hisa is dismantling retail access barriers through fractional shares and dual-currency wallets, the factors powering the domestic-led 2026 NSE rally, the revival of the IPO market following listings by Kenya Pipeline and Family Bank, and how technology and research are working to close the coverage gap on local mid-cap counters.
Show Notes
00:00:00 Introduction <...
Understanding the I&M Group H1 2026 Results
In this episode, recorded on August 27, 2026, we sit down with David Ngata (Group Chief Financial Officer, I&M Group) to dissect the group's H1 2026 financial results. We dive into the key drivers behind the Group’s performance, the Group's "phygital" branch network rollout, front-loaded loan loss provisioning, and how regional operations in Rwanda, Uganda, Tanzania, and Mauritius are expanding their earnings footprint.
Show Notes
00:00:00 Introduction
00:01:00 Highlights of the Half-Year Results
00:04:12 Subsidiaries Profit Mix
00:05:45 Growth in Customer Deposits
00:07:48 Phygital Branch Strategy
00:16:53 Loan Loss Provisions and NPL Ma...
Understanding EABL FY 2026 Results
In this episode, recorded on September 2, 2026, we sit down with Justin Mollel (Group CFO, East African Breweries PLC) to dissect the group's FY26 financial performance. We explore how broad-based, volume-led growth across Tanzania, Uganda, and Kenya drove net sales to KES 146 billion ($1.12B), the strategic shift to a 50-50 fixed-and-floating debt mix, how cost-productivity initiatives offset raw material inflation, and the operational focus ahead of the upcoming Diageo-Asahi ownership transition.
Show Notes
00:00:00 Introduction
00:08:08 Overview of the FY26 Results
00:12:52 Top Line Drivers
00:14:18 Consumer Trends and Mix
00:16:07 Cost Control...
How Credit Bank is Powering SME Growth in Kenya
In this episode, recorded on August 11, 2026, we sit down with Charles Kibaara (Chief Manager Operations & Branches, Credit Bank) to break down the bank's core focus on small and medium-sized enterprises across Kenya. We explore how Credit Bank is leveraging its T24 core banking upgrade for instant digital bid bonds, the impact of DFI-aligned governance standards from ShoreCap's investment, liquidity allocation shifts back into private-sector credit, and the strategic roadmap toward an eventual listing on the Nairobi Securities Exchange.
Show Notes
00:00:00 Introduction
00:03:13 An Introduction to Credit Bank
00:06:37 Digital Loans and Bid Bonds <...
Understanding Absa Bank Kenya H1 2026 Results
In this episode recorded on August 18, 2026, we sit down with Diana Mwaniki (Acting CFO, Absa Bank Kenya) in her debut Spaces appearance to dissect the lender's H1 2026 results. We explore how strong credit disbursement momentum and lower funding costs helped counter rate-cycle margin compression, the factors enabling a 150% boost to the interim dividend, and how non-funded revenue from newer capital-light business lines is diversifying the franchise.
Show Notes
00:00:00 Introduction
00:01:04 Overview of H1/26 Results
00:02:42 Revenue Drivers and Balance Sheet Growth
00:08:10 Cost and Efficiency
00:10:26 Asset Quality and NPL Trends <...
Understanding Centum FY 26 Results
In this episode, recorded on July 31, 2026, we are joined by Centum Investment Company Group CEO, James Mworia, as we unpack Centum's FY26 financial results, the complete retirement of holding company debt, and key portfolio milestones under the Centum 5.0 strategy.
Show Notes
00:00:00 Broad Overview of the FY26 Earnings
00:04:52 Debt Strategy
00:13:53 Portfolio Companies
00:18:17 Trific SEZ Growth Plan
00:21:55 Arise-Vipingo Partnership
00:26:18 Exit Strategy
00:29:08 Dividend Policy
00:32:02 Share Buybacks
00:40:07 Centum 5.0
00:43:27 Advice to Young People
Get full access to The Mwango...
The Finance Act 2026
In this episode recorded on July 7, 2026, we sit down with Ann Magondu (Senior Tax Manager, Deloitte), Joyce Oriedi (Senior Manager, Tax and Legal Services, PwC Kenya), and Akinyi Gikonyo (Tax Consultant, KAM) to unpack the Finance Act 2026, its role in funding Kenya's KSh 1.11 trillion fiscal deficit, merchant service fee withholding taxes, VAT & excise shifts, and EAC cross-border tax implications.
Show Notes
00:00:00 Introduction
00:01:35 Impact of Finance Act 2026 on Households and Businesses
00:06:27 Withholding Tax on Merchant Service Fees and Interchange Fees
00:12:57 Indirect Transfers and Foreign Investors
00:16:11 Dividends to EAC...
Ask Arvocap Anything
In this episode recorded on June 30, 2026, we are joined by Wilson Wariari (Co-Founder & CIO, Arvocap Asset Managers) and Jesse Ochieng’ (Analyst) to break down the mechanics of goal-based asset management in Kenya. We dive into how Arvocap scaled its AUM to KES 14.26B, their active fixed-income trading philosophy, hurdle-rate performance fees, and how funds like Eurofix and Almasi are broadening market access for retail investors.
Show Notes
00:00:00 Introduction
00:04:31 Gaps Arvocap is Addressing
00:10:17 Assets Under Management Growth Breakdown
00:13:53 Alpha Drivers and Sustainability of Returns
00:26:55 Fees
00:28:19 Almasi Fu...
Understanding Family Medical Cover with AAR
In this episode recorded on June 18, 2026, we sit down with Justine Kosgei (CEO & Principal Officer, AAR Insurance) and James Kamau (Group Head of Distribution, AAR Insurance) to break down the mechanics of the newly structured FAARMILY Suite. We dive into how automated AI claims adjudication is capping premium inflation, the extension of senior health cover entry up to age 80, and how the insurer is flexing its products to accommodate non-traditional family structures and diaspora clients.
Show Notes
00:00:00 Introduction
00:04:03 Key Gaps that FAARmily Suite Addresses
00:08:04 Dependants and Documentation
00:10:45 Accessibility and...
Best Practices in Filing Tax Returns
In this episode, recorded on June 16, 2026, we sit down with the tax and legal consulting team from Ushuru: Beatrice Njeri, Eddah Nyamweya, Derrick Muchoki, and Valentine Gaya, to break down essential best practices for individual and corporate tax submissions. We dive into the realities of real-time E-TIMS validation under Section 23A of the Tax Procedures Act, expose common bank statement exposure points, and outline the exact steps taxpayers must take when responding to a KRA audit notice or default assessment.
Show Notes
00:00:00 Introduction
00:04:13 Common Filing Challenges
00:06:04 eTIMS
00:11:57 Penalties & Interest <...
Bonga na CEO Centum Investments
In this episode, recorded on June 4, 2026, we are joined by Centum Investment Company Group CEO, James Mworia, to unpack the three strategic evolutionary phases of Centum since 2009, the interplay between its real estate and private equity portfolios, and how the company successfully retired its holding company debt to enter a harvesting phase dedicated to driving sustainable shareholder value.
Show Notes
00:00:00 Introduction
00:01:18 Centum Investment Model
00:05:57 Debt Strategy
00:13:54 Real Estate Holdings
00:17:20 Two Rivers
00:24:20 Private Equity Portfolio
00:31:00 Capital Allocation
00:34:59 Share Buyback Program <...
TRIFIC’s Green I-REIT
In this episode recorded on May 19, 2026, we are joined by Brenda Mbathi, CEO of TRIFIC SEZ, and Pius Muchiri, MD of Nabo Capital, as we unpack the structure, strategy, and investment opportunity behind the green-focused I-REIT.
Show Notes
00:00:00 Introduction
00:01:30 Broad Overview of TRIFIC
00:04:02 Why a Dollar-Denominated I-REIT
00:08:39 Use of Funds, REIT Structure, and Offer Size
00:18:25 USD Yield Return vs T-Bills
00:21:17 Tenant Mix and Debt Strategy
00:25:12 Green Certification, Demand, and Leasing Pipeline
00:31:21 Investor Interest and Liquidity
00:39:11 Cost Control, Vision, and...
Car and General FY25 Results
In this episode recorded on May 12, 2026, we are joined by Car & General (C&G) Chief Executive Officer, Vijay Gidoomal, to unpack the group's FY25 financial performance, the rebound of the boda-boda sector across Kenya and Tanzania, and how the business is navigating EV disruptions and leveraging artificial intelligence to build a competitive moat.
Show Notes
00:00:00 Introduction
00:01:17 Business Streams
00:03:54 Regional Business Footprint
00:08:07 Recovery of the Two-wheeler Business
00:10:41 Margins and Cost Efficiency
00:13:56 Investment in AI
00:23:00 Profitability and Cash Flow
00:24:49 Dividend Policy
00:27:40...
Unpacking Delmonte Kenya's Footprint
In this episode recorded on May 5, 2026, we are joined by DelMonte Kenya Managing Director, Wayne Cook, as we unpack the company’s 60-year history in Kenya, its KES 100B economic footprint, vertically integrated export model, and its ongoing community relations and sustainability interventions.
Show Notes
00:00:00 Introduction
00:04:04 History of Del Monte Kenya
00:08:14 Del Monte’s Business Model
00:12:48 Local Distribution and Exports
00:14:48 Scale and Economic Impact
00:17:53 Relationship with Fresh Del Monte Group
00:20:36 CapEx and Growth Plans
00:24:39 Community Relations and Human Rights
00:28:06 Sust...
SanlamAllianz Unpacked
In this episode recorded on April 30, 2026, we are joined by SanlamAllianz Life Kenya CEO, Jacqueline Karasha, as we unpack the group’s recent corporate restructuring, FY2025 financial performance, and the strategic opportunities within Kenya’s life insurance and digital pension markets.
Show Notes
00:00:00 Introduction
00:05:15 New Group Structure
00:07:53 Uptake of Life Insurance
00:12:24 Embedded Insurance Products
00:15:41 Akiba Plus Retirement Product
00:18:42 Dividends and Strategy
00:24:12 Digital Distribution
00:28:48 Reaching the Informal Market
00:42:48 Investment of Policyholder Funds
00:47:03 Industry Outlook
Get full...
Financing What Matters in Kenya's Budget
In this episode recorded on April 29, 2026, we are joined by economist Stephanie Kimani and the Institute for Public Finance (IPF) team of Dr. Peter Nguhiu, Veronica Ndegwa, and Martin Kabaya, to unpack the credibility of Kenya's budget, the structural constraints of debt service, and the sustainability of health and social protection financing.
Show Notes
00:00:00 Introduction
00:03:16 Budget Credibility Problem
00:05:53 Debt Service Wiggle Room
00:08:04 Healthcare Funding Gap
00:15:05 Tax Proposals to Fund Healthcare
00:27:08 Fiscal Sustainability of SHIF
00:33:02 School Feeding Gaps
00:42:51 Budget Priority Recommendations
<...The I&M Bank MTN
In this episode recorded on May 6, 2026, we are joined by I&M Bank Group CFO, David Ngata, and SIB Director, Laban Githuki, as we unpack the bank’s KES 20B Medium-Term Note (MTN) programme, its pricing rationale, and capital optimization strategy.
Show Notes
00:00:00 Introduction
00:01:33 I&M Bank’s Balance Sheet
00:03:32 Basics of an MTN
00:10:16 Offer Terms and Dates
00:12:41 Minimum Investment
00:13:55 How the MTN fits into the Bank’s Strategy
00:19:20 Use of Proceeds and Lending Growth
00:24:14 Application, Settlement, and Trading
00:29:01 Asset...
Competition Law Enforcement
In this episode recorded on March 25, 2026, we are joined by the OECD’s Competition Expert, Said Kechida, and the Competition Authority of Kenya’s Director of Policy and Research, Dr. Adano Wario, to unpack competition law enforcement in Kenya and the key lessons from the OECD peer review.
Show Notes
00:00:20 What CAK Does
00:08:04 OECD Peer Review Overview
00:10:39 CAK Policy and Research
00:13:02 Key Takeaways from the Peer Review Report
00:14:34 Strengths and Weaknesses in Competition Law Enforcement
00:19:22 Merger and Acquisition Scrutiny
00:29:56 Fines and Proportionality Debate
Stanbic Uganda
In this episode recorded on April 15, 2026, we are joined by Stanbic Uganda’s CEO, Mumba Kalifungwa, to unpack the bank's strategic market positioning, financial health, and its role within Uganda's broader economic landscape.
Show Notes
00:00:00 Introduction
00:03:41 Economy and the Banking Landscape
00:05:28 Stanbic Uganda’s Structure
00:09:11 Strategy and Growth Priorities
00:16:20 What Makes Uganda Unique
00:20:45 FY2025 Results
00:25:03 NPLs and Credit Risk Lessons
00:31:22 Cost Efficiency Strategy
00:39:19 Positive Impact Framework
00:48:17 Career Advice and Closing Remarks
Get full access to T...
Climate Finance in Kenya
In this episode recorded on April 8, 2026, and in partnership with FLLoCA, we discuss climate finance in Kenya.
Our guests:
— Senator Moses Kajwang’ - Homa Bay County
— Peter Odhengo, National Treasury
Host: Ramah Nyang
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:04:45 What Is FLLoCA
00:08:41 Climate Mitigation and Adaptation
00:11:51 Locally Led Solutions, Cost of Inaction, and Access to Climate Finance
00:21:50 Polluters Pay Vs Domestic Financing
00:31:43 Incentives and E-Mobility
00:34:12 County Funds...
SBM: Financial Literacy for the Next Generation
In this episode recorded on March 31, 2026, and hosted by Terryanne Chebet, we are joined by SBM Bank’s Magdalene Mwende and Duncan Kiberu to unpack financial literacy for Kenya’s next generation.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:04:42 Starting Financial Literacy Early
00:16:06 Debunking Kenyan Money Myths
00:23:40 Teaching Financial Literacy in a Cashless World
00:30:33 Building Habits and Work Ethic
00:39:35 Longterm Impact of Financial Literacy in Children
00:45:16 Staying Safe in the Digital Space
00:48:02 Role of Giv...
I&M FY 2025 Results
In this episode recorded on March 26, 2026, we break down I&M Holdings FY2025 results with the CFO, David Ngata.
We unpack earnings drivers, balance sheet shifts, subsidiary performance, and outlook heading into 2026
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:03:30 FY 2025 Highlights and Restatement of 2024 Financials
00:08:13 Interest Income, Customer Deposits, and Loan Growth
00:16:22 Wealth Management, Asset Quality, and NPLs
00:20:15 OpEx, CapEx, and Regional Performance
00:27:55 Capital Allocation, Digital Banking, and AI
00:33:30 Impacting Communities
00:35:20...
Assessing Kenya's Debt Situation
In this episode recorded on March 19, 2026, and hosted by Ramah Nyang, we unpack Kenya’s debt situation.
Our panelists:
* Churchill Ogutu - Economist, IC Group
* Benard Njiri - Senior Research Analyst, IPF
* Stellar Swakei - Senior Research Analyst, Kingdom Securities
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:01:33 The Debt Transparency Problem and Why Fiscal Consolidation Fails
00:09:17 Securitization, Supplier Debt, And Pending Bills
00:23:19 IMF’s Pushback against Securitization and Lessons from Ghana
00:26:44 Ring...
Stanbic Holdings' FY 2025 Results
In this episode, recorded on March 11, 2026, we dissect the FY 2025 results for Stanbic Holdings with the Chief Financial and Value Officer, Dennis Musau.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:00:47 Group Structure and Strategic Pillars
00:10:48 Top Line and New Loan Pricing
00:16:42 Interest and Non-interest Revenue
00:21:54 Why Invest in Stanbic
00:24:36 Costs, NPLs, and Risk Management
00:29:13 Loan Growth, Profitability, and Dividend Policy
00:35:24 S. Sudan, SBG Securities, and Bancassurance
00:40:06 Capital Buffers and Mergers & Acquisitions...
Absa Kenya’s FY25 Results
In this episode, recorded on March 4, 2026, we are joined by the Absa Bank Kenya CFO, Yusuf Omari, as we take a deep dive into the bank’s FY 2025 results.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:00:53 What Makes a Good CFO?
00:01:54 Overview of the FY2025 Results
00:03:54 Loan Demand, NPLs, Risk Outlook, and Rate Stability
00:08:38 FX and Non Funded Income Growth
00:10:18 Cost Efficiency, Tech, and Investment in Gov’t Securities
00:13:23 CIB Competition and Consolidation
00:15:18 Grou...
Inside Kenya's Moody's Rating Upgrade
In this episode, recorded on February 4, 2026, we deep dive into Kenya’s recent Moody’s rating upgrade with David Rogovic, VP & Senior Credit Officer at Moody's Ratings.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:03:27 Methodology in Ratings
00:06:59 Kenya’s Upgrade Explained
00:10:18 FX Reserves, KES Stability, Market Access, and Buybacks
00:16:51 Securitization, Domestic Borrowing, and Revenue Risks
00:25:16 Outlook and Key Risks
00:29:04 How does Kenya compare to Peers on Debt Distress?
00:32:09 Public Private Partnerships and the Macro...
Understanding Ziidi Trader
In this episode, recorded on February 24, 2026, we dive deep into Ziidi Trader. We break down what it is, how it works, and what it means for investors.
Our guests:
* Aliya Khanbhai - Head of Wealth and Insurance, Safaricom
* Gitau Macharia - Product Owner Wealth Management, Safaricom
* Eric Ruenji - Founder and Chairman, Theo Capital Holdings
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:07:40 Ziidi Trader and its Key Differentiators
00:11:51 Omnibus Structure and Share Ownership
00:17:59...
2026 Macro Outlook
In this episode recorded on January 26, 2026, we break down what lies ahead for markets and the economy in 2026.
Guests:— Churchill Ogutu - Economist, IC Group— Stephanie Kimani - Economist— Stellar Swakei - Senior Research Analyst, Kingdom Securities Limited
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:01:25 2025 Macro Highlights
00:10:15 IMF Programs, China Debt, and Liability Management
00:14:57 Corporate Borrowing and MSME Access to Finance
00:18:19 Debt, Securitization, Equity Markets, and the NSE Rally
00:32:53 Domestic Debt, External Borrowing, and Crowding Out
EABL H1 FY26 Results
In this episode recorded on February 3, 2026, we host Risper Genga, Group CFO at EABL, for a discussion on the company’s H1 FY26 results and the key drivers behind its sales and profitability.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:03:10 Sales Growth, Consumer Trends, and Regional Performance
00:11:27 Volume-Price Mix, Margins, and Cost
00:16:30 Taxation Challenges
00:20:04 Cash, Working Capital, and Dividends
00:26:14 CapEx, OpEx, and FX
00:29:21 Debt Management and the MTN Issuance
00:38:08 Increasing Receivables, the Asahi De...
The Kenya Pipeline IPO
In this episode recorded on February 9, 2026, we host the Kenya Pipeline Company (KPC) Managing Director, Joe Sang, and Faida Investment Bank’s, Dr. Belgrad Kenne, to break down the KPC IPO and discuss its implications to investors.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:05:04 KPC Overview
00:11:31 KPC’s Business Model & Financials
00:17:34 The Role of Transaction Advisors in an IPO Process
00:23:33 Offer Details and Valuation
00:44:11 Dividend Policy and Board Structure
00:47:06 Risks and Strategic Plans
00:59:27 Key...
ALP Industrial REIT
In this episode recorded on January 29, 2026, we are joined by Africa Logistics Properties’ CEO, Raghav Gandhi, as we explore industrial REITs and what the ALP Industrial REIT restricted offer means for investors.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:06:03 Industrial REITs and their Benefits
00:12:23 The ALP Industrial REIT Offering
00:16:40 Regulation and Consumer Protection
00:20:26 REIT Features, Importance, and Future Vision
00:25:32 Key Dates and Concerns on Minimum Subscription
00:28:26 Value Proposition, Currency Risks, and Key Players
00:38:06 Ap...
Reverse Invoicing Through eTIMS
In this episode recorded on January 22, 2026, and hosted by Joseph Mwaniki, we are joined by Caine Wanjau, CEO of DigiTax, for a conversation on reverse invoicing through eTIMS and its implications for businesses and taxpayers.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:04:42 Reverse Invoicing and Buyer-Initiated Invoicing
00:09:21 Challenges Addressed by Buyer-Initiated and Reverse Invoicing
00:14:49 Implementation Challenges and Solutions
00:19:40 Regional Perspectives on e-invoicing
00:23:49 Practical Steps for Reverse and Buyer-Initiated Invoicing
00:26:09 Impact of eTIMS Invoicing on MSMEs<...
Income & Expense Validation Explained
In this episode recorded on November 13, 2025, and hosted by Joseph Mwaniki, we discuss KRA’s new tax validation rules starting Jan 1, 2026.
Guests:—Josephine Mugure, Chief Manager, Policy & Tax Advisory—Hakamba Wangwe, Chief Manager, eTIMS—Agnes Gitau, Manager, Tax, Andersen Kenya
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:03:48 Legal Framework and Background
00:09:31 Impact on Taxpayers
00:13:06 KRA’s Rollout and Compliance
00:19:59 Simplifying Compliance for SMEs
00:28:49 Handling Non-Compliant Suppliers & Missing Invoices
00:37:14 Verifying e-TIMS Invoices
00:41:51 Exemptions...
StanChart: Growing Your Wealth
In this episode recorded on December 15, 2025, we host Standard Chartered’s Head of Wealth Management Products, Ouma Orero, and Head of Advisory and Managed Investments, Khushboo Dhutia, for a conversation on growing your wealth today, tomorrow, and forever.
Subscribe to get notified when we make a new post.
Show Notes
00:00:00 Introduction
00:01:47 Understanding Affluent Clients
00:05:43 Starting Now and Financial Planning Frameworks
00:17:38 Building a Resilient Portfolio
00:25:43 Personalized Financial Planning and Intergenerational Wealth Transfer
00:30:53 Wealth Preservation vs Wealth Creation
00:34:26 Investment Risks and Optimizing Investment De...