Professional Insurance Programs - www.mypip.org

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By: Professional Insurance Programs

Professional Insurance Programs is an independent agency whose focus is providing customized insurance and risk management solutions to professionals. Continuing to share information and experiences relevant to our associations, whether in person or virtually, is a core component of our mission. You can contact us at 800-867-4676 or [email protected]

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Cyber Risks in the Real World Part 3: Ransomware, Lost Devices & Third-Party Incidents
Cyber Risks in the Real World Part 3: Ransomware, Lost Devices & Third-Party Incidents episode artwork
Yesterday at 2:00 PM

Ransomware, lost devices, and third-party cyber incidents can disrupt business operations and put sensitive information at risk.

In Part 3 of our Cyber Risks in the Real World series, learn practical ways to protect your systems and data, prepare for unexpected disruptions, and respond when something goes wrong. We'll also discuss how cyber insurance may help businesses recover from covered incidents.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Is It Time to Take a Fresh Look at Your Employee Benefits?
10/12/2026

An employee benefits review can help ensure your coverage continues to meet the needs of your business and employees. From health insurance costs and coverage gaps to additional benefits and employee communication, taking a fresh look can help you make informed decisions. You don’t have to wait until renewal. Our Benefits Team is here to help you explore your options.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Cyber Risks in the Real World Part 1: Phishing, Passwords & Account Compromise
Cyber Risks in the Real World Part 1: Phishing, Passwords & Account Compromise episode artwork
10/08/2026

Phishing emails and compromised passwords can put your business at risk. In Part 1 of our Cyber Risks in the Real World series, learn how to recognize phishing attempts, protect your accounts with stronger password practices and multi-factor authentication, and know what to do if something goes wrong. We’ll also discuss how cyber insurance may help your business respond and recover.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Cyber Risks Real World Part 2: Stop & Verify
Cyber Risks Real World Part 2: Stop & Verify episode artwork
10/08/2026

Cybercriminals don't always need sophisticated technology to commit fraud. Sometimes, they simply rely on trust.

In Part 2 of our Cyber Risks in the Real World series, learn how to recognize social engineering, payment fraud, and business email compromise. Discover practical ways to verify suspicious requests, protect your business, and understand how cyber insurance may help when fraud occurs.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Understanding Health Insurance: Making Sense of Your Coverage and Costs
Understanding Health Insurance: Making Sense of Your Coverage and Costs episode artwork
09/22/2026

Health insurance can be confusing. This on-demand webinar breaks down the basics to help you better understand your coverage and costs.

Learn about premiums, deductibles, copays, coinsurance, provider networks, HSAs, preventive care, enrollment and what to consider when choosing a health plan.

Have questions about your health insurance options? We’re here to help.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Life Insurance 101: Choosing Between Term and Whole Life Insurance
Life Insurance 101: Choosing Between Term and Whole Life Insurance episode artwork
07/28/2026

Confused about the difference between term life and whole life insurance? In this free educational webinar, Professional Insurance Programs explains both options in simple, easy-to-understand language so you can make informed decisions about protecting your family's financial future. 

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Life Insurance 101: Understanding Term, Whole & Universal Life Insurance
Life Insurance 101: Understanding Term, Whole & Universal Life Insurance episode artwork
07/01/2026

In this educational webinar, Professional Insurance Programs explains the differences between term life, whole life, and universal life insurance in clear, easy-to-understand language.

You'll learn:

The three main types of life insurance How whole life and universal life insurance work What cash value is and how it can be used The differences between whole life and universal life insurance When it's a good time to review your life insurance coverage 

Whether you're purchasing life insurance for the first time or reviewing your current policy, this webinar will help you better understand your options so yo...


HR Support Without Hiring an HR Department
05/12/2026

Managing HR responsibilities can be challenging for small businesses. Learn how Mineral HR resources can help employers with employee handbooks, HR templates, compliance guidance, training tools, and access to certified HR professionals.

Professional Insurance Programs offers Mineral HR resources at no cost to eligible clients and WDA members.

To request your free Mineral account, contact [email protected] or visit www.insuranceformembers.com.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


HR Mistakes That Can Lead to Lawsuits
HR Mistakes That Can Lead to Lawsuits episode artwork
05/12/2026

HR mistakes can happen in any workplace, and even small errors can lead to costly lawsuits, employee complaints, or compliance issues.

Professional Insurance Programs discusses common HR risks employers face and practical steps businesses can take to help reduce exposure.

Topics include:
• Inconsistent workplace policies
• Poor documentation practices
• Employee handbook mistakes
• Hiring and termination risks
• Wage and hour violations
• Real-world HR claim examples
• How Mineral HR resources can help employers

Whether you manage a small business, professional office, or growing team, this webinar provides practical guidance to help streng...


Insurance Coverage Gaps That Could Cost You Thousands
Insurance Coverage Gaps That Could Cost You Thousands episode artwork
05/08/2026

Discover common insurance coverage gaps that could leave you facing unexpected out-of-pocket costs after a claim.

Professional Insurance Programs explores overlooked risks involving home, auto, umbrella, business, and disability insurance. Learn why many coverage gaps are only discovered after a loss and how proactive policy reviews can help better protect you.

Topics include:
• Home and auto insurance misunderstandings
• Flood vs. water damage
• Umbrella liability protection
• Cyber and business insurance gaps
• Disability insurance concerns
• Real-world claim examples
• Questions to ask during an insurance review

Whether you are protecting you...


Life Changes and Your Insurance
Life Changes and Your Insurance episode artwork
03/30/2026

Life changes fast. Your insurance should keep up.

In this webinar, we cover the key life events that should trigger a coverage review and what you should look for to avoid costly gaps.

Watch now to learn how to keep your insurance aligned with your life.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Home in a Trust? Avoid Insurance Gaps Before a Claim Happens
Home in a Trust? Avoid Insurance Gaps Before a Claim Happens episode artwork
03/04/2026

Many homeowners place their home into a trust as part of estate planning, but few realize this can affect their homeowners insurance.

If the trust is not properly reflected on your policy, a claim could be delayed or questioned.

In this short webinar, we explain:
• Why trust ownership impacts insurance
• Common coverage gaps homeowners overlook
• How umbrella policies and mortgages fit in
• A simple checklist to confirm your coverage is aligned

If your home is in a trust, or you are considering transferring it, this is an important review.

Pro...


Cyber Liability Insurance Are You Protected Against Digital Threats
Cyber Liability Insurance Are You Protected Against Digital Threats episode artwork
01/26/2026

In this on-demand webinar, Professional Insurance Programs explains how cyber liability insurance works and why it matters for small and professional businesses.

You will learn:

• The most common cyber threats facing small businesses today
• Who needs cyber liability insurance and why size does not reduce risk
• What cyber insurance typically covers and what it does not
• Real claim examples involving ransomware and wire transfer fraud
• Legal and compliance risks, including breach notification requirements
• Simple steps you can take to reduce your cyber risk
• How to choose the right cyber liability poli...


🏠 Home Insurance 101: What’s Covered and What’s Not
🏠 Home Insurance 101: What’s Covered and What’s Not episode artwork
08/20/2025

Not sure what your homeowners policy actually covers? In this quick video, Professional Insurance Programs breaks down the six main sections of a standard home insurance policy, plus recommended add-ons and extra policies like flood and pet insurance.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Disability Insurance for Business Owners - Overhead Expense
Disability Insurance for Business Owners - Overhead Expense episode artwork
08/07/2025

What happens to your business if you’re suddenly unable to work? Overhead Expense Disability Insurance helps cover fixed expenses like rent, payroll, and utilities while you recover.

In this video, we explain how the policy works, who it’s for, and why it’s a smart part of a small business protection plan.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Understanding Insurance Settlement Options: How Your Claim Gets Paid
Understanding Insurance Settlement Options: How Your Claim Gets Paid episode artwork
07/16/2025

When you file an insurance claim, how does your payout get calculated? This quick webinar from Professional Insurance Programs breaks down common settlement options—like replacement cost, actual cash value, and agreed value—for home, auto, and valuables.

Learn how these choices affect your coverage and what questions to ask your insurance advisor to avoid surprises at claim time.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Employee Benefits Liability
Employee Benefits Liability episode artwork
07/01/2025

Learn how Employee Benefits Liability (EBL) insurance protects your business from costly mistakes in benefits administration. This quick webinar from Professional Insurance Programs covers what EBL is, what it includes, common claim scenarios, and how to know if you’re already covered.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Reasons to consider the Association Group Health Plan
Reasons to consider the Association Group Health Plan episode artwork
06/05/2025

In this on-demand webinar, discover how the Association Group Health Plan—available through Professional Insurance Programs—can help small to mid-size employers offer flexible, affordable health insurance. We’ll walk through plan options, provider networks, value-added services like telehealth and wellness support, and real examples of cost savings.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


What is an ICHRA?
What is an ICHRA? episode artwork
05/06/2025

Learn how an Individual Coverage Health Reimbursement Arrangement (ICHRA) can give employers more control and employees more choice.
In this video, Professional Insurance Programs explains what an ICHRA is, how it works, and why it's a flexible, tax-advantaged alternative to traditional group health plans. You'll discover the key benefits for both employers and employees, eligibility requirements, covered expenses, and how ICHRAs align with ACA compliance.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Needlestick Injuries in Dentistry: Prevention, Claims, and Protection
Needlestick Injuries in Dentistry: Prevention, Claims, and Protection episode artwork
05/06/2025

Learn how to reduce the risk of needlestick injuries in your dental practice with real claim examples, prevention strategies, and post-exposure protocols. This presentation highlights OSHA, CDC, and insurance requirements to help you protect your team, stay compliant, and minimize costly incidents.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


FSA vs. HRA: What's the Best Choice for Your Business?
FSA vs. HRA: What's the Best Choice for Your Business? episode artwork
04/25/2025

Professional Insurance Programs will discuss FSA vs. HRA—What’s the Best Choice for Your Business? If you’re an employer or HR professional weighing your options when it comes to employee benefits, this session is for you. We’ll walk through the differences between FSAs and HRAs, compare their pros and cons, and help you decide what fits best with your business goals.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Disability Insurance 101: Protecting Your Most Valuable Asset
Disability Insurance 101:  Protecting Your Most Valuable Asset episode artwork
03/31/2025

Your ability to earn an income is one of your greatest financial assets—yet many professionals don’t have adequate protection in place if illness or injury prevents them from working. 

In this short session, you’ll learn: 

The fundamentals of disability insuranceDifferences between short-term and long-term coverageReal-world scenarios illustrating the importance of coverageAdvantages of securing coverage early in your career

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Know the Law for Terminated Employees - Navigating COBRA & Wisconsin Continuation.
Know the Law for Terminated Employees - Navigating COBRA & Wisconsin Continuation. episode artwork
03/24/2025

Professional Insurance Programs explores the key differences between COBRA and Wisconsin Continuation. We’ll break it down in a simple and clear way so you can confidently manage coverage for employees who experience qualifying events.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Understanding Personal Umbrella Insurance
Understanding Personal Umbrella Insurance episode artwork
03/20/2025

Standard home and auto insurance provide liability coverage, but what happens when a claim exceeds your limits? That’s where umbrella insurance steps in.

We will explain how umbrella insurance works, why it’s essential, and real-life scenarios where it can protect your assets from costly lawsuits. You’ll learn who needs it, how much coverage to consider, and how it can safeguard your savings, home, and future income.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Your Guide to Auto Insurance
Your Guide to Auto Insurance episode artwork
03/18/2025

Let's discuss auto insurance. Our goal today is to help you better understand auto insurance, so you can make informed decisions about your coverage.

We’ll cover several key topics, including liability coverage, uninsured and underinsured motorist protection, deductible options, and additional coverages you may want to consider.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Understanding Flood Insurance: Protecting Your Home & Finances
Understanding Flood Insurance: Protecting Your Home & Finances episode artwork
03/18/2025

At Professional Insurance Programs we specialize in helping homeowners navigate their insurance needs, ensuring they have the right coverage to protect their homes and finances.

Let's explore why flood insurance is essential, who needs it, what it covers, and how you can purchase the right policy for your needs.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Understanding EPLI for Wisconsin Dentists
Understanding EPLI for Wisconsin Dentists episode artwork
03/14/2025

Protect your dental practice with Employment Practices Liability Insurance (EPLI). Learn why it's crucial and how recent trends affect you.

Today we will be going over what EPLI is, the Importance of it and how it can protect your practice, and recent trends we’re seeing in the industry. We will also go over some real-world examples and what steps you can take to safeguard your business. Professional Insurance Programs has been insuring Wisconsin dentists for over 40 years. We are familiar with the needs and concerns of dental practices like yours.

Professional Insurance Programs
📞 800-637...


ERISA Compliance: What Employers Need to Know
ERISA Compliance:  What Employers Need to Know episode artwork
03/14/2025

Today our benefits manager will dicsuss ERISA compliance and its implications for employer-sponsored health plans.

What You’ll Learn:
âś… What ERISA is and why it matters to your business
âś… Key documents you must provide (SPD, SBC, CHIP Notice & more)
âś… 2025 penalty updates and how to avoid costly fines
âś… Best practices for maintaining compliance
âś… How Professional Insurance Programs can help

Professional Insurance Programs
đź“§ [email protected] | 📞 800-637-4676
www.insuranceformembers.com

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Cybersecurity Risks and Protection for Your Business
Cybersecurity Risks and Protection for Your Business episode artwork
12/04/2024

In today’s digital age, businesses face increasing threats from cyberattacks that can disrupt operations, breach sensitive data, and cause significant financial and reputational harm. We highlights the importance of cyber insurance in protecting against risks like ransomware, data breaches, and business interruptions. You will learn about the financial and operational impact of cyber incidents, real-world examples, prevention strategies, and how tailored cyber insurance policies provide essential protection. To start safeguarding your business, contact Professional Insurance Programs at 800-637-4676 or visit www.insuranceformembers.com.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Personal Lines Insurance 101: Protecting Your Home and Beyond
Personal Lines Insurance 101: Protecting Your Home and Beyond episode artwork
11/20/2024

Sam (Insurance Advisor) and Ben (Personal Lines Account Coordinator) break down the key sections of a standard home insurance policy, explaining what each coverage entails and how it protects your home and belongings. They’ll also provide insights into common industry trends, like wind/hail deductibles, and share recommendations for additional coverages and policies, such as flood insurance and sewer/drain backup, to ensure comprehensive protection. This session is designed to help you make informed decisions about your insurance needs. 

Professional Insurance Programs
📞 800-637-4676
đź“§ [email protected]
www.insuranceformembers.com


Taking Care of Business: Employee Handbooks
Taking Care of Business: Employee Handbooks episode artwork
10/09/2024

Regardless of your industry, business size or number of employees, an employee handbook is a useful resource and communication tool for both employers and employees. Creating the employee handbook can indeed be overwhelming. This webinar provides information on the benefits of an employee handbook, what to include in an employee handbook and how to get some free assistance.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Association Group Health Plan FAQ
Association Group Health Plan FAQ episode artwork
06/05/2024

This informative on-demand webinar is designed to address the most frequently asked questions about the Association Group Health Plan. Whether you want to learn about the plan or already have it and are simply seeking clarity on specific aspects of the plan, this webinar will provide you with the insights and answers you need.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


When the Unexpected Happens Income Protection for Dentists What you need to know in 2024
When the Unexpected Happens Income Protection for Dentists What you need to know in 2024 episode artwork
03/15/2024

Dentists are experts in caring for their patients but may not recognize the importance of protecting themselves in the event they become disabled. For peace of mind and a financial cushion, it’s wise for dentists to have disability insurance. Yet ADA statistics reveal that 20% of dentists have no disability insurance.

Did you know that the WDA has access to the leading disability income protection program for dental groups at discounted rates and enhanced underwriting limits? 

In this session, we will navigate the complex world of disability insurance including: 
• What you should look for in you...


Take Control of Health Insurance, with the Wisconsin Dental Association Group Health Plan for Dental Practices
Take Control of Health Insurance,  with the Wisconsin Dental Association Group Health Plan for Dental Practices episode artwork
11/06/2023

Our benefits manager talks about the WDA Association Health Plan. Listen to her...

•Explain the plan types and common health insurance terms
•Review the twelve plan designs available
•Identify the plan benefits, including no employer contribution requirement
•Point out the no-cost-added values
•Provide instructions on how the quoting process works
•Show cost-saving examples

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Insurance Explained: Deductibles
Insurance Explained: Deductibles episode artwork
10/12/2023

Learn how your deductible affects your insurance premium.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Insurance Explained: Fallen Trees
Insurance Explained: Fallen Trees episode artwork
10/12/2023

Learn how insurance covers fallen trees.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Insurance Explained: When to review or make changes to your insurance policies
Insurance Explained: When to review or make changes to your insurance policies episode artwork
10/12/2023

Asking yourself "What has changed in my life"? is a great way to access your insurance needs.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Insurance Explained: Rental Car Coverage
Insurance Explained: Rental Car Coverage episode artwork
10/12/2023

Learn when you may or may not need additional coverage for a rental car. 

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Insurance Explained: Renters Insurance
Insurance Explained: Renters Insurance episode artwork
10/12/2023

Learn the importance of renter's insurance. Protect yourself and your belongings.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org


Insurance Explained: Auto Insurance
Insurance Explained: Auto Insurance episode artwork
10/12/2023

Learn about auto policy options.

Professional Insurance Programs
📞 800-637-4676 
đź“§ [email protected]
www.mypip.org