Degree Free
Welcome to Degree Free! It’s our job to share fundamentals we’ve discovered and the mistakes we’ve made while self educating, getting work, building businesses, and making money. We’ll tell you how to make it happen, no degree needed!
Your Daughter Shouldn’t Go to College (The Hannah Maruyama Show #16)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
The Duffy family's debate about Harvard starts with the school's values. I think it starts too late. Before asking which college is safe for your daughter, ask what she needs college to do. A school name or a shared faith doesn't answer that question. I've worked in AI and m...
Step-by-Step: Help Your Teen Pick a Career They Want (Degree Free #211)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Your teen needs to choose their career path. You can help them weigh the facts, but choosing for them can leave them with a plan they won't follow. I talk with Nickelle about staying involved while giving your young adult room to be honest. That starts with the life...
A Degree Isn’t an Education (The Hannah Maruyama Show #15)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
College and education are not synonyms. I question the idea that a degree proves someone can think, learn, or do useful work. Harvard's grade debate shows how much pressure students face when their future rests on a number. Protecting that number can take the place of learning. A clip f...
A Career Strategist’s Map for Creative Teens (Degree Free #210)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Your child doesn't need to turn every interest into a job. I want parents to look at what their teen does, what they need from work, and what life they want. Those answers tell us more than a favorite class. Nickelle shares how three 16-year-old brothers chose three di...
College Is Not a Backup Plan (The Hannah Maruyama Show #14)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
College just in case is a purchase, not a plan. I agree with George Kamel that a young woman needs more than the hope of marrying rich. But telling her to buy a degree skips the question that matters: what work would help her build the life she want...
College Sports: What Parents Don’t Know (Degree Free #209)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Being good at high school sports can turn college into the next automatic step. We see families chase a scholarship, choose a school for its team, and assume a good career will follow. But playing a sport and building a career are two different goals. Your family needs to...
If Your Kid Got Merit Aid, Watch This First (The Hannah Maruyama Show #13)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
A $5,000 award can feel like a win. But it doesn't answer the question that matters: why is your child going to college? I share a call with an 18-year-old and her parents. Her school cost about $19,000 a year. She had no major picked out and no clear career g...
The Career Conversation Every Parent Should Have First (Degree Free #208)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Most families plan the college step before they plan the career. We think that is the root problem. The FutureEd report "Future Shock: The Crisis in Career Navigation" shows how few teenagers feel ready to choose a career, even while many plan to buy a college degree. School c...
Your Daughter’s Backup Plan Is the Trap (The Hannah Maruyama Show #12)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
I watched George Kamel ask a high school student about her plans. She said she had to go to college to get paid, then named pediatric sonography. When asked about debt, she said she would borrow up to $300,000 because she expected her degree to pay it back. Her answ...
What the College System Isn’t Telling Parents (Degree Free #207)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Colleges are facing a financial reckoning. Moody's expects more private colleges to run at a loss, and closures can leave students with debt but no credential. We share one case where a nearly finished dental hygiene student lost her program overnight. If your child needs a degree for a li...
Turn Any Teen Job Into a Real Advantage (Here’s How) (The Hannah Maruyama Show #11)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Parents worry that skipping college will trap their teen in a job with no future. But a job is only a dead end when it does not serve a clear goal. The same grocery store role can become a holding pattern for one young adult and the first ru...
Parents Are Scared of AI. Nobody’s Warning Them About This (Degree Free #206)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Recent college grad underemployment is at 42.5 percent, but that problem did not begin with AI. Many grads leave school without work experience, expect pay their skills do not support, and struggle to get the first job that can shape the rest of their career. Colleges would rather blame AI...
Your Kid Can Have the College Life Without the Debt (The Hannah Maruyama Show #10)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Parents often say they do not want college for their child, but they still fear taking away the college experience. I break down what that phrase really means. Most families are thinking about friends, parties, games, an apartment, independence, and time around other young adults.
None of...
How Colleges Use Merit Aid to Trap Families (Degree Free #205)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Merit aid sounds like a reward. We think parents should see it as a sales tool. We start with a Ramsey Show caller whose family already has $200,000 in debt, student loans, a home equity loan, and a large mortgage. His daughter receives merit aid, and that small discount...
Your Kid Can Be an Engineer Without a Degree (Here’s How) (The Hannah Maruyama Show #9)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Parents hear engineering and picture one path: choose a major, buy a four-year degree, then apply for a job. That skips the most important question. What type of engineering fits the life your child wants? I explain what a Professional Engineer license is and why most engineering work doe...
Colleges Think 3-Year Degrees Fix This. The World Disagrees. (Degree Free #204)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
The degree-free shift is not just happening in the United States. China removed or suspended more than 12,000 undergraduate programs while adding new programs tied to fast-moving technical fields. In South Korea, SK hynix removed degree rules from major technical roles. In the United Kingdom, Marks & Spencer opened 1,000 training...
What If the College Experience Has Nothing to Do With College (The Hannah Maruyama Show #8)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
The college experience is not something a school owns. It is the pattern of life many young adults enter between 18 and 22. They have more freedom, more time, and more chances to try new things. That is why this age can bring close friends, a spouse, a network, and real...
College Is Making Your Kid Unemployable (Degree Free #203)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
A father earning $140,000 a year feels guilty because paying for his children's college could put him in debt. That guilt is common. Parents are told that buying a degree proves they love their child and protects their future. But signing a loan without a clear career reason can put...
If Your Son Left College and Is Stuck at Home (The Hannah Maruyama Show #7)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
I am talking about young men whose sadness, anger, or anxiety comes from being stuck without a clear goal. I am not talking about a diagnosed mental health disorder. For a son in this situation, the feeling that he is going nowhere may be accurate information about his life...
The College Experience Was Never About College (Degree Free #202)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Young adults are moving to college towns without enrolling. They are living near people their age, working strategic entry-level jobs, earning credentials, and building professional networks. They still get the social parts parents want from college, but they avoid tuition and loans.
Some can even rent off...
College Won’t Save Your Son. This Will. (The Hannah Maruyama Show #6)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Parents are told college will give their sons structure, maturity, friends, and a career. The data does not support that promise. College students report high levels of depression and anxiety. More than half of graduates start underemployed, and many remain there a decade later. Debt can delay marriage...
What College Will Take From Your Daughter (Degree Free #201)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
We want to talk about the worst advice we give young women right now, and it's this: if your daughter wants to be a stay at home mom, she needs a backup plan, and that backup plan should be college. We've been hearing this from financial personalities, guidance...
The College ’Experience’ Isn’t Real (Degree Free #200)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
The college experience is one of the biggest reasons parents push their young adults toward a degree. But when you pull it apart, the experience people are describing has nothing to do with college. It's just what happens when you're between 18 and 22. You grow up. You make friends...
Why This Mom Hired a Life Coach... (Degree Free #199)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
We got a call from a mom who was doing everything she thought she was supposed to do. Her son was 19, had left college, left trade school, and was stuck at home feeling depressed and directionless. Her solution was a life coach to help him feel better about wh...
Your Teen Doesn’t Need College (Here’s Proof) (The Hannah Maruyama Show #5)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
Here's the thing most parents don't know: "degree required" on a job posting almost never means legally required. It means a company added a filter to avoid defending their hiring in court, a direct result of a 1971 Supreme Court case called Griggs vs. Duke Power. Degrees became a litiga...
Her 19 Y/o Son Needs Work (Not Therapy) (DF#198)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
We want to talk about what is actually happening to young men right now, and why college is making it worse, not better. The data is not subtle. Gen Z men with college degrees now have the same unemployment rate as degree-free Gen Z men. Four out of ten s...
Parents Need to Know This (Before Your Teen Enrolls in College) (HM#4)
Want to guide your 16-20 year old to careers that help them reach their goals? Check out our workbook set:
➡️ https://degreefree.com/book
Want a custom career plan for your 16-20 year old?
Apply for the Degree Free Launch Program:
➡️ https://degreefree.com/launch
The whole K through 12 system is built around one goal: college enrollment. Schools track it, report it, and put it on banners. But enrollment tells you nothing about what happens after your child signs the form. So let me show you what the numbers actually say. About 62% of high...
AI Will Create Your Teen's Career (The Hannah Maruyama Show #3)
Want a custom career plan for your 18-20 year old? ➡️ https://degreefree.com/launch
Want to guide your 16-20 year old to their future career: ➡️ https://degreefree.com/book
Save Your Sons: What Parents Need to Know (DF#197)
Want to guide your child to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book/
Want a custom career plan for your 18-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch
Why New College Grads Can't Get Jobs (It's Not AI) (The Hannah Maruyama Show #2)
Want a custom career plan for your 18-20 year old? ➡️ https://degreefree.com/launch
Want to guide your 16-20 year old to their future career: ➡️ https://degreefree.com/book
The Real Threat to Your Kid’s Career Isn’t AI... It’s Outdated Advice (The Hannah Maruyama Show #1)
Want a custom career plan for your 18-20 year old? ➡️ https://degreefree.com/launch
Want to guide your 16-20 year old to their future career: ➡️ https://degreefree.com/book
Career Planning for Middle and High Schoolers (DF#196)
Want to guide your child to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book/
Want a custom career plan for your 18-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch
Helping your child explore different interests and possible career paths early on can shape how they see themselves and their future. In this episode, we share simple ways parents can help kids under 15 discover new skills, build confidence, and stay curious about the world around them.
Many kids only know a handfu...
How to Talk to Your Teen About Their Future Career Path (DF#195)
Want to guide your child to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book/
Want a custom career plan for your 18-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch
Many parents feel overwhelmed when their teen is getting close to graduation and still doesn’t have a clear plan for what comes next. In this episode, we talk about how to help your teenager make real, informed decisions about their future — whether that includes college, work, training, or another path.
We explain...
From Lost and Stuck to Career Ready: A Parent's Action Plan (DF#194)
Want to guide your child to careers that help them reach their goals? Check out our workbook set: ➡️ https://degreefree.com/book/
Want a custom career plan for your 18-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch
In this episode we talk about one of the biggest challenges parents face today: helping young adults find career direction when they’re out of high school, in college, or unsure whether college is the right path. Drawing from our experience working with hundreds of students and young adults, we break down the three...
Turn Awkward Family Chats Into Job Leads for Your Kid (DF#193)
Want a custom career plan for your 18-20 year old? Apply for the Degree Free Launch Program: ➡️ https://degreefree.com/launch
Check out our workbook set: ➡️ https://shop.degreefree.com
Make the most of family gatherings for your teen’s future.
In this episode, we dive into a challenge many parents face: those sometimes awkward family or friend gatherings where everyone wants to know, “So, what’s your kid doing these days?” Instead of dreading the BBQ small talk, we share practical strategies to help parents turn these seemingly casual conversations into real networking opport...
When College Isn’t The Plan — How to Really Talk With Your Kid (DF#192)
Join us as we explore the different paths young adults can take after high school.
We focus on how parents can support their teens in discovering the right next step, whether that’s jumping into a job, learning a trade, earning a certification, or launching a business.
What You’ll Learn:
- Ways to encourage teens to explore work and learning opportunities that fit their interests and goals
- How to ask open-ended questions, listen actively, and set clear expectations
- The role of internships, part-time jobs, and hands-on experience in helpin...
What If College Isn’t the Plan: How to Help Your Teen Thrive (DF#191)
Join us as we discuss the empowerment and benefits of taking a Degree Free path after high school graduation.
We address the temporary feelings of isolation and guilt that parents and students may experience during the graduation season, but emphasize the long-term advantages of avoiding student loan debt and pursuing different pathways.
What You’ll Learn:
- Highlighting the importance of supporting and celebrating a child's decision to create their own path, build real skills, and enter the workforce directly.
- Outlining the 5 Degree Free Pathways, including entering the workforce, pursuing on-the-job trai...
Building a Degree Free Future: How to Use a Trust to Help Your Child Succeed (DF#190)
Join us as we explore family trusts and how to use them effectively for your child’s future.
We discuss the importance of understanding individual needs and providing guidance for parents to help their children identify options and prioritize needs and wants.
What You’ll Learn:
- Differences in goals and priorities for individuals with trust in pursuing career goals
- Expanding awareness of job opportunities through Vocational Creativity™
- Importance of not limiting options for individuals with trusts by focusing on a specific industry too soon
- Roles of wealth...
Ask Ryan and Hannah: What to Do with a 529 Plan If College Isn’t the Plan (DF#189)
Join us as we dive into the topic of managing funds in a 529 plan.
We address a question from a parent who is uncertain about how to handle the money in their child's savings plan if college is not pursued.
What You’ll Learn:
- Exploring the tax advantages and qualified expenses associated with 529 plans
- Discussing options such as changing beneficiaries, rolling over funds to a Roth IRA, or using the funds for education paths like trade schools or apprenticeships
- Highlighting the implications of withdrawing funds from a 529 plan, inc...
How to Help Your Young Adult Make Smart Life Decisions After High School (DF#188)
Join us as we discuss the evolving role of high schools in preparing young adults for the future.
We delve into how high schools are falling short and the rise of the Degree Free movement.
What You’ll Learn:
- The challenges high school students face in transitioning to adulthood.
- The necessity for high schools to adapt to better equip students for the job market and uncertainties of the future.
- How parents are reevaluating the education system and taking more active roles in their children's learning journeys.
- Pract...