Good With Money
Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.
Hot girls have their insurances sorted, with Trish Gregory
In this episode I'm joined by Trish Gregory from our new podcast partner, Hayes & Co, to talk all things personal insurances. Insurance is one of the less sexy sides of personal finance, but it can actually have a profound impact on your financial future.
In this episode we talk about the role of insurance in building your financial confidence, the types of insurance you can get and what it can offer, and how to take insurance matters out of the too hard basket.
Book a meeting with Trish to discuss your insurance requirements: https://calendly.c...
The Monthly Wrap: June
Welcome again to another monthly wrap where I take you through an overview of what's been going on in my life, money and business. This is the last monthly wrap until August so buckle in for a bumper episode as I yap about all things new foundation, winding down work for maternity leave, and navigating the massive life change that's about to come.
Thanks again to PocketSmith for being the official partner of The Monthly Wrap. Head to www.pocketsmith.com/thebrokegeneration to get 50% off your first two months of the standard plan.
See omnystudio.c...
The importance of financial literacy before homeownership: Reddit Rants, with Tash Etschmann
In this episode I'm joined again by Tash Etschmann from Tash Invests to dissect a particularly eye opening mortgage misconception I found on Reddit. A true lesson in why financial literacy and mortgage education should be a duty of care from lenders to would-be mortgage holders, we unpack how one first home buyer thought they were going to be making repayments at over 90% of their take home pay after a miscalculation blunder.
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Why having a "financial compass" will set you up for success
In this episode, I explore how replacing a rigid financial map with a values-driven compass can transform the way you manage money. Rather than chasing fixed numbers and linear plans, I share why understanding your deeper values leads to better financial decisions — especially in a world where careers, costs, and life circumstances are constantly shifting.
Key takeaways:
Why rigid financial plans fail to account for real life changes The difference between a financial "map" vs. a financial "compass" How your values — not numbers — should guide your money decisions The three types of money values: spending values, short...How do we balance lifestyle creep with still enjoying our money? With Tash Etschmann
In this episode I'm joined by Tash Etschmann of Tash Invests to discuss the concept of lifestyle creep versus values-based spending, and how we keep on top of small expenses adding up while still enjoying our money and experiencing life now. Inspired by my recent $21 spend on coffee and hash browns on hotel room service, we unpack value versus values, the psychological concept of category limits, simplifying financial decisions with money rules, and keeping spending runways in check before they derail your progress.
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Why the “pointless phase” is a critical part of any goal
In this episode I'm talking about a VERY important part of any goal: the pointless phase (don't worry, I'll explain). Nobody ever speaks about this aspect of personal finance, and often the advice we hear is coming from people on the other side of that struggle, leaving us psychologically disconnected from what we're being told. When we learn to recognise the pointless phase when we're in it, we can stay the course, get over the pointless hump, and finally start seeing progress.
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The Monthly Wrap May
Another month has flown by so let's take a look back at what went down in my life, money and business in May!
Thank you as always to PocketSmith for being the official sponsor of The Monthly Wrap. Head to www.pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith's Standard plan.
See omnystudio.com/listener for privacy information.
Why did trying become uncool?
There's a creeping cultural narrative that ambition is cringe, having goals is naïve, and if you're still trying to get ahead financially or professionally, you've somehow missed the memo that everything is pointless. And I get it. The disillusionment is real and it's earned. The system has genuine problems. But somewhere along the way, valid critique of broken structures has quietly morphed into a collective permission slip to abandon personal growth altogether. In this episode I'm unpacking that shift, questioning whether it's actually serving us, and making the case that you're still allowed to want better for yourself.
The power of financial self awareness
Money is one of the last areas where we resist turning inward — and it's costing us. In this episode, I'm digging into why financial self-awareness is the missing piece for so many of us who feel stuck with money. We talk about pop psychology, the shame avoidance cycle, and why our brains are wired to work against us financially. The human brain isn't rational, and pretending money is just maths is exactly why so many of us can't get the outcomes we want. It's time to apply the same curiosity we bring to our relationships and our habits to ou...
A deep dive into the Australian Government 5% Deposit Scheme and Australian Government Help to Buy Scheme
The Australian Government 5% Deposit Scheme and the Australian Government Help to Buy Scheme are two different pathways to homeownership for Australians – but do you know the difference between the two? If you're buying a home in the near future, these schemes may be relevant to you, and may support or shift the way you approach home buying.
I've deep dived into both schemes, including the benefits, risks and considerations, and who they're best suited to, so you can feel more informed. PLUS I took your questions right from your fingertips to the top to get the answers.
...The Monthly Wrap April
Trigger warning: this episode contains discussions around pregnancy and fertility.
Back again with another Monthly Wrap sharing what's been going in my finances, and a look at what's going down in life, money and business. Plus, I share some personal news that I've been keeping under wraps for a while!
Mentioned in this episode:
Manners London trousers*: https://go.shopmy.us/p-51197832 Recipe Tin Eats fishcakes: https://www.recipetineats.com/salmon-patties/Thank you as always to PocketSmith for being the official sponsor of The Monthly Wrap. Head to www.pocketsmith.com/thebrokegeneration to g...
Why shifting from an "I can't because..." mindset to an "I can because..." mindset will change your finances immediately
A rainbow literally appeared while I was speaking to you in this episode and if that's not a sign to open your mind up to all the ways you maybe CAN do the thing your brain is telling you you can't, I don't know what is.
In this episode I take you through a simple mindset shift that'll take you from fixed, restrictive thinking to a mindset of possibility and opportunity – and you'll barely recognise your finances once you try it.
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10 MORE ways to upgrade your life and feel like a baddie (without spending a fortune)
One of your MOST LOVED eps from last year was all about upgrading your life without spending a fortune, so I'm back with more ways to do exactly that. From what you drink your morning coffee out of, to how you unwind when you're stressed, these 10 little upgrades are absolutely overflowing in lifestyle value and bang-for-buck.
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How to create money rules to simplify your financial mental load
Ever feel like your brain is constantly running a background tab called "am I spending this right?" This episode is all about quieting that noise.
Money rules can help you simplify your financial decisions and allow money to be a resource in your life. Instead of relying on willpower in the moment, your 'personal policies' let you pre-decide, so your future self doesn't have to.
In this episode, we break down what money rules are, why they work (hint: systems always beat willpower), and how to build your own using a simple three-part framework.
<...The Monthly Wrap: March
Welcome back once again to The Monthly Wrap: what's been cracking in life, money and business over here at Broke HQ. Thanks as always to PocketSmith for sponsoring this episode.
Each month I'll take you through:
The monthly mood: what was the vibe of my finances last month? An overview of the month in life, money and business RECEIPTS: where my money went, using my PocketSmith dashboard for insights The money mirror: what was my transaction list reflecting back at me BOARD MEETING: business updates, projects and challenges GROUP CHAT: life updates, hacks, recipes, and hot...Don't doom spend right now – do this instead
In this episode I'm diving into the doom spending narrative that's spreading online, including why we're tempted to do it, why it's unhelpful, and what to do instead.
ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/PgcJxORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https://amzn.to/4aoSWbe UK: https://shorturl.at/WQsjo US: https://shorturl.at/zrmtgWhere to find me
Website: https://thebrokegeneration.com/
Instagram...
How to manage your money and life like a business: build your financial EQ
In this episode I'm talking about a piece of advice that has come up over and over again in conversations about money in recent months, which is this: manage your money and your life like its a business and you're in charge.
Developing emotional intelligence around your money is a critical part of being good with money – but we're not taught how to do it. Starting with this business-style approach to managing your money helps you see it like a tool, rather than an extension of your identity or a representation of your worth.
Highlights:
...The Monthly Wrap: February in review
Welcome back to another Monthly Wrap episode thanks to my friends at PocketSmith.
Each month I'll take you through:
The monthly mood: what was the vibe of my finances last month? An overview of the month in life, money and business RECEIPTS: where my money went, using my PocketSmith dashboard for insights The money mirror: what was my transaction list reflecting back at me BOARD MEETING: business updates, projects and challenges GROUP CHAT: life updates, hacks, recipes, and hot goss Next month's focus and 3 quick hit goals to focus onHead to www.pocketsmith.com...
Things you'll thank yourself for in 10 years, part 3
I'm back with a new instalment of my 'thank yourself in 10 years' series, so get your hot little butt out for a walk and listen to the next batch of stuff you can do to make life easier for yourself in a decade's time.
Mentioned in this episode:
How to like yourself part 1: https://open.spotify.com/episode/1SkrdHK8Nn4jpp38lfyJUE How to like yourself part 2: https://open.spotify.com/episode/4O7qznE9gmMRzXB4gTbOXM
See omnystudio.com/listener for privacy information.
Pet Finances Miniseries: how to build a financial safety net for your pet, with vet Claire Jenkins
n this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership.
Episode 3 highlights:
The cost of common pet conditions/emergencies to be aware of How much to have saved if you don't have insurance How to communicate with your vet over financial a...Pet Finances Miniseries: A vet’s advice on managing financial anxiety as a pet parent, with vet Claire Jenkins
In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership.
Episode 2 highlights:
Financial anxiety as a pet parent and what causes it Common red flags to look out for in your pets What mix of savings/insurance/coverage/check ups is...Pet Finances Miniseries: Is pet insurance worth the cost? (and what to do if you don't have it) feat. vet and founder of VetChat Claire Jenkins
In this 3-part mini series I'm joined by vet and founder of VetChat, Claire Jenkins, to talk about the cost of pet ownership and how we can manage the cost of pet care amidst the cost of living crisis. These episodes feature insights from our pet owner survey, as well as tips, tricks and advice from Claire on handling the financial aspect of pet ownership.
Episode 1 highlights:
Is pet insurance really worth it? How do I understand my policy better? What if I don't have it and it's too late now? The role of telehealth in...What I learned during my SECOND year of not buying any clothes
In 2025 I committed going one whole year without buying clothes... for a SECOND TIME! In this episode I take you through what I learned, the challenges, the wins, and how it differed from the first time around.
The Wardrobe Project group challenge is now open for enrolment for our next cohort starting March 1st, and early bird pricing is available until 12th Feb! Save your spot here: https://thebrokegeneration.com/product/the-wardrobe-project-cohort-3/
Mentioned in this episode:
My new book, The Wardrobe Project: A year of buying less and liking yourself more: https://amzn.to/4...The Monthly Wrap: January
The Monthly Wrap is BACK, BABY!!! A loved episode format from many moons ago, I'm thrilled to bring back my monthly wrap up of goings on in my finances, life and business, in partnership with my friends at PocketSmith.
Each month I'll take you through:
The monthly mood: what was the vibe of my finances last month? An overview of the month in life, money and business RECEIPTS: where my money went, using my PocketSmith dashboard for insights The money mirror: what was my transaction list reflecting back at me BOARD MEETING: business updates, projects and c...A blueprint for your hottest money year ever
In this episode I take you through an epic guided framework to help you create a blueprint for your hottest money year ever. Combining both objective and subjective elements of your finances, this blueprint will give you a complete look at your finances and establish the most bang-for-buck areas to focus on in 2026.
Mentioned in this episode:
Payday routine episode: https://thebrokegeneration.com/blog/episodes/a-payday-routine-is-your-superpower-spendtember/ Financial values episode: https://thebrokegeneration.com/blog/episodes/bonus-miniseries-understanding-financial-values-and-how-to-spend-in-alignment-with-them/ Reflect & Reset 2 part workshop DISCOUNTED PRICE: https://thebrokegeneration.com/product/reflect-reset-2025/ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.t...Why self-pride should be your number one success metric for 2026
Welcome to 2026!! In this episode I'm unpacking the power of pride (and the momentum it generates) in your personal finances and exploring what we can do to make ourselves proud this time next year.
Mentioned in this episode:
Reflect & Reset | The two part workshop: https://thebrokegeneration.com/product/reflect-reset-2025/
ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/PgcJxORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https://amz...Where my money went in 2025 and where I want it to go in 2026
BOOM we are hitting the ground running this January with a red hot look at where I spent my money in 2025 and what my plans are for it in 2026. Special thanks to PocketSmith for making this episode possible. Visit www.pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith's foundation plan.
ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/PgcJxORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https...26 goals for 2026
It's that time of year again! Join me as I rattle through 26 goals for 2026, in the realms of money, business, health, and happiness.
ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/PgcJxORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https://amzn.to/4aoSWbe UK: https://shorturl.at/WQsjo US: https://shorturl.at/zrmtgWhere to find me
Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokeg...
End of year guided money reflection
Welcome to the annual TBG end of year guided money reflection! Grab your notebooks, pour yourself something tasty, and buckle in for a series of reflective questions about your year in money.
Want more? Dive deeper with my two part workshop series, Reflect & Reset, available instantly on demand, with a Money on a Page worksheet to complete between sessions. https://thebrokegeneration.com/product/reflect-reset-2025/
Thank you so much for being a part of the podcast this year, I appreciate you SO much! Here's to 2026.
ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to...GOAL REVIEW: 25 goals for 25
It's that time of year! Join me as I review my 25 goals I set for 2025 and cover off which ones I achieved, which ones I didn't, and what I learned along the way.
Mentioned in this episode:
The spending trap of thrifting: https://open.spotify.com/episode/1ytJRW47lzqxfzWJT9x1SG?si=3A7SSXmySauLAPH95zz8CAORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/PgcJxORDER MY FIRST BOOK, GOOD WITH MONEY<...
Reviewing the best points and rewards programs in Australia, with Tash Etschmann
In this episode I'm joined by Tash Etschmann (@tashinvests) for a chat about all things POINTS! We unpack everything from Qantas versus Velocity for frequent flyer points, Everyday Rewards vs FlyBuys, and other programs that offer added benefits.
Join me as an Everyday Extra gal here: https://rewards.app.link/wc7wWEYYoOb
ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org US: https://shorturl.at/9KNyb Canada: https://shorturl.at/PgcJxORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https...A week in our wallets: The Comments Section with E & V
We're back again with another week in our wallets brought to you by PocketSmith. This week Victoria galivants around Japan while Emma has a low key week of hustling.
Head to www.pocketsmith.com/thebrokegeneration to get 50% off your first two months of PocketSmith's foundation plan.
See omnystudio.com/listener for privacy information.
How to make 2026 the year you get engaged with your superfund, with AustralianSuper
In this episode I'm joined by Kim Heironymous, education manager at AustralianSuper, to talk all things superannuation and how to get engaged with your superfund for the benefit of your future self.
Highlights:
Understanding how super contributions work How you can make up for years of low/no super How spousal splitting and co-contributions can help you level the super playing field in your relationship The impact of small additional contributions Small ways you can take steps towards a better retirementTake your Super Snapshot here to see how you’re tracking!
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...A week in our wallets: The Comments Section with E & V
Welcome back to another episode of A Week In Our Wallets, this time brought to you by our fabulous friends at PocketSmith! Head to www.pocketsmith.com/thebrokegeneration to try PocketSmith for yourself.
See omnystudio.com/listener for privacy information.
5 things you'll thank yourself for in 10 years PART TWO
Welcome back to things you'll thank yourself for in 10 years. If you haven't listened to part one yet, go and do so. This week I'm diving into more small things you can do for your life, health and finances that you'll thank yourself for in the future. Share this with someone you think will enjoy it!
See omnystudio.com/listener for privacy information.
How to not overspend this Black Friday
Welcome to the annual Black Friday episode where I take you through my observations on the sales sentiment this year, comb through retail reports on what the industry is seeing, and of course, leave you with my top tips, mindsets to embrace and traps to avoid to ensure you're happy with your spending by the end of it all!
See omnystudio.com/listener for privacy information.
The Wardrobe Project is HERE! Book release special + sneak peek
It's officially release day for The Wardrobe Project (in Australia, anyway!). Rest of world, you're only about a week or so away! In this special release day episode I take you through a bit about the writing process, my 5 favourite things about the book, and a sneak peek reading of a few pages. Get your tickets to one of the launch events below – I can't wait to see you!
Melbourne: https://www.trybooking.com/events/landing/1496871
Sydney: https://www.trybooking.com/events/landing/1489984
Order your copy!
Australia/NZ: https://amzn.to/3Jatx9x ...5 things you'll thank yourself for in 10 years (part 1)
In part one of this new series, I'm sharing a raft of things you'll thank yourself for in 10 years. No matter what age or stage of life you're at, there's something to be said about doing something now that'll pay off in the future. Often we wait around for the perfect time to start something, only to realise that the years have passed anyway, and we'd be so much further along with something if we'd just taken that one first step a decade ago.
PREORDER THE WARDROBE PROJECT!
Preorder in Australia/NZ: https://amzn.to/3Jatx9x...Repaying debt, doubling your salary, and striving for success when the tide is against you, with KJ Kasuka
WE'RE BACK BABY!!!! In this episode, I'm joined by KJ. a passionate financial advocate openly sharing her financial journey. KJ discusses her experiences migrating to the UK from Zambia aged 7, detailing her struggles and triumphs with debt management and living her 'best boujiest life' while building financial confidence. From her educational background in law to a rewarding consulting career, her story highlights the importance of financial literacy and emotional resilience. KJ also touches on the concept of 'black tax,' the pressures of being an eldest daughter, and her strategies for effective budgeting and financial planning. Her journey showcases...
The podcast is taking a short break!
A short message from Emma to let you know the podcast is taking a teeny tiny 2.5 week break to catch up on editing and making the show the best it can be for your favourite months of episodes: December and January!
Here are five of the greatest hits episodes from the back catalogue to listen to while I'm gone:
3 things that fundamentally changed my finances forever 10 things to do instead of self-soothing with spending 7 money mindset shifts I’ve had to go through on my finance journey so far Is it unfeminist to discuss women’s spend...