Matter of Life and Debt
Join us as we delve into the world of student debt. Leave us a voicemail with your story at (510) 479-0323. Tune in on your favorite podcast platform.
Temporary Hiatus
Matter of Life and Debt announces a temporary hiatus for January, during which the podcast is regrouping to redefine its broader goals. We invite listeners to share their ideas and feedback via email at Matter of Life and Debt@gmail.com or by leaving a voicemail at 510-479-0323. The podcast aims to return soon with updates.
Debt Constrained

This episode of the Matter of Life and Debt podcast features a follow-up interview with Bri Franklin, founder of The Prosp(a)rity Project, a non-profit focused on eliminating student debt for Black women. Bri discusses the organizationâs growth over the past 3 years, including new initiatives around financial literacy and policy advocacy. She also opens up about the personal toll of student debt on her life, relationships, and plans for the future. While still carrying student loans herself, Bri remains committed to expanding the organizationâs impact through avenues like a new podcast, conference events, a financial literacy app for...
Three Years!

Co-host Shanna and Talia are joined by Nikki as they celebrate the 3-year anniversary of Matter of Life and Debt! In this special episode, they look back on how the podcast has created community and helped destigmatize student debt over the years.
For the spotlight section, Nikki interviews Sarah Thibault, an artist, writer, and podcaster who was one of the earliest guests on the podcast. Sarah reflects on how her views on her student loans have changed, especially now that the art school she attended has declared bankruptcy. She discusses taking a more spiritual approach to considering what...
Inside the Debt Release Tool

In this podcast episode, Talia and Nikki discuss The Debt Collective Zine -In The Red: Out of the Darkness. In our spotlight section, Talia chats with Eleni Schirmer and Thomas Gokey about the Debt Collectiveâs student debt release tool. The conversation also touches on the significance of building collective power to address the student debt crisis effectively.
References
The Debt Collective Zine -In The Red: Out of the Darkness
Thousands of Borrowers File Appeals as Student Loan Payments Loom
How the Government Cancelled Betty Annâs Debts
The Aging Student Debtors of America
B**** Better Have Our Mone
Higher Ed For All Coalition

We kick off this episode by discussing the Debt Collectives, âB**** Better Have Our Moneyâ tool, which leverages the legal authority of the 1965 Higher Education Act to demand the Department of Education to cancel student debt and create a more equitable system for all. In our Spotlight section Talia talks with Stephanie Marcotte, Joanna Goncalves, and Ian Rodewald, three incredible individuals united by a common cause â promoting accessibility and affordability in higher education. Join us for an engaging conversation that takes you deep into their journey and the inspiring work of the Higher Ed For All Coalition in Massachusetts. Discover how th...
We will be back soon!

đïž Update: The world of student debt is buzzing, and we can't wait to share what's in store after the Supreme Court decision. Your support means the world to us!
Get ready for new episodes coming soon, featuring a chat with the Debt Collective. They have some crucial plans for student debt relief, and we'll share them later in July. Stay tuned!
While we take a short break, catch up on our previous episodes. Find us on your favorite streaming platforms or visit our website for the full archive. We're here to provide valuable information, empowering stories, and a...
Unmasking the Student Loan Crisis

Weâre thrilled to announce the release of a bonus episode featuring special guests Thomas Gokey and Luke Herrine, co-founders of the Debt Collective. Join us as we discuss the broken student loan system. In this episode, we delve deep into the impending crisis, exposing the flaws within the Department of Education. From incorrect loan balances to bureaucratic hurdles, we uncover the challenges millions face as payments resume. But thatâs not all! Discover how Thomas, Luke, and the Debt Collective are fighting against this injustice. Learn about their strategies, successes, and how you can get involved. Letâs unite, reach...
Flawed Legal Arguments

In this episode, host Nikki Nolan welcomes back Thomas Gokey, co-founder of the Debt Collective, to discuss the challenges and effects of reinstating the student loan payment system. Thomas believes it is impractical to resume payments and urges for an extension instead. He criticizes the Department of Educationâs inability to implement the restart due to broken systems and incorrect payment information. The Republicans are attempting to kill the payment pause and cancellation through the Congressional Review Act, which could also increase account balances and revoke public service loan forgiveness. Thomas emphasizes the need for continued advocacy and urges listeners to...
ITT Tech Warriors

During this episode, our focus is on the latest updates related to student debt. In our spotlight section, we feature Christina Hammond, the creator of the ITT Tech Warriors Facebook group. Our conversation with her revolves around the impact of attending ITT Tech on her mental health and finances. She shares how she has made herself financially invisible to avoid losing her hard-earned money. Furthermore, we discuss the positive changes she has experienced since becoming debt-free, including waking up with a smile on her face. Lastly, we highlight upcoming events for listeners to participate in and share some of our...
News, Sweet vs Cardona, & Events

Today's episode features Shanna, Talia, and Nikki delving into the latest student debt news. Our spotlight segment features Alicia Davis and Theresa Sweet, the named plaintiffs in the Sweet v. Cardona case (previously known as Sweet v. DeVos), who provide us with an update on the proceedings. Additionally, we highlight upcoming events for April and share what brings us joy at the moment. Don't miss out on this informative and enjoyable episode. Tune in now!
News:
Conservative Author Totally Freezes Up When Pressed to Define âWokeâ (Daily Beast)
Florida House Bill 999 wonât ban historically Black fraternities and sorori...
News, Theatrical Activism, & Events

In this episode, we discuss the current news surrounding student debt. Our new spotlight section explores theater activism in-depth with Talia MolĂ©, Dr. Shamell Bell, AlĂżcia Bacon, and Todd Squitieri. They delve into the planning and execution of a March 1st day of action that is both in person and virtual. And thatâs not all: weâll also take a closer look at the various events occurring throughout the end of February and March and share whatâs bringing us joy in these challenging times.
You can call (510) 479-0323 and leave a voicemail with your story or...
Podcast Announcement

Exciting news, we will experiment with the podcast in 2023! And we want your input! Call (510) 479-0323 and leave a voicemail with your story or ideas. They may be featured on our show. Our next episode drops on Feb 23rd. Can't wait to hear from you!
References:Â
Protest at the Supreme Court to defend student debt cancellation (Feb 28th)
Maddy MADlines Clifford

We are excited to have Maddy MADlines Clifford back on the show to share her journey as the Deputy Press Secretary for the Debt Collective. She discusses how her art informs her activism and provides helpful tips for managing activist burnout. Tune in for an enlightening conversation with the accomplished Maddy!
References:Â
Biden Can Still Cancel Student Debt â Not Just Up to $20,000, But All of It
Freedom Dreams: Black Women and the Student Debt Crisis (short film)
Protest at the Supreme Court to defend student debt cancellation (Feb 28th)
Tarot for Change Using the Cards for Sel...
50 Over 50 Debt Strikers

In this weekâs episode, we sit with some of the Debt Collectiveâs 50 Over 50 Strikers, along with Nick Marcil (organizer for the Debt Collective), to challenge the misconception that student debt solely affects societyâs youth. Listen on as Laura Hill, Dave Kalmikoff, and Susan Laws share their heartfelt experiences regarding the genuine struggle of living with student debt burden well into their elder years.
References:Â
New Member Call - January 16, 2023
Legal Lay of the Land - January 19, 2023
State of the Debtorsâ Union - January 25, 2023
Debt Collective
Debt Collective Twitter
Debt Collective Instagram
Ending Higher Education Debt

This week producer Talia MolĂ© and host Shanna Bennett speak with Abigail Acheson, an organizer with Rethinking Economics USA. They discuss new approaches to higher education and economics that prioritize the well-being of people and the planet.Â
References
Rethinking Economics
Rethinking Economics on Instagram
Rethinking Economics Twitter
Economics is Failing US College Students
Center for Economic Democracy
Ha-Joon Chang Video I quoted
The Powell Memorandum is something Ferguson talks about in his book, but here is an interview about We Demand that might be of interest to listeners.
Sweet v. Cardona Victory

This weekâs guests, Alicia Davis and Theresa Sweet are named plaintiffs in the case titled Sweet v. Cardona (formerly Sweet v DeVos). They celebrate the lawsuit victory that affects 264,000 borrowers who had pending borrower defense applications as of June 22, 2022. They discuss their activism, the support groups they have started, and what this victory means for them.
References
Apply for Borrower Defense
Reddit: r/BorrowerDefense
Borrower Defense- Student Loan Discharge (Facebook group)
Loan Discharge: Corinthian Colleges/ Heald/Wyotech/Everest (Facebook group)
Borrower Defense â Sweet v. Cardona (Facebook group)
Restore GI Bill for Veterans (Facebook group)
A.I. C...
Strike: A HarperCollins Story

Kelly Danvers, a member of Local 2110 UAW and the HarperCollins Union, joins Emma and Shanna to discuss the current HarperCollins strike happening in NYC. She shares what itâs like to strike as a student debtor and the financial considerations of participating in a strike. Kelly also details the objectives of the strike and why she believes in the strength of collective bargaining.Â
References
Local 2110 UAW
HarperCollins Workers Strike for Better Pay and Benefits
Extend the Pause, Joe!

Extend the Pause, Joe! In a re-release episode Matter of Life and Debt producers Emma and Nikki, and host Shanna are on the scene at the Debt Collectiveâs April 4th Day of Action in Washington, D.C. Protestors from all over the country turned out to demand that Joe Biden sign an Executive Order to cancel student debt. Hear from student debt cancellation advocates Nina Turner, Marianne Williamson, Briahna Joy Gray, Astra Taylor, and other Debt Collective members.
[3:01] Nina Turnerâs end of the speech
[12:35] Briahna Joy Grayâs interview starts
[20:46] Marianne Williamsonâs interview starts
Lawsuits Pause Debt Relief

Whatâs happening with Bidenâs Student Debt Cancellation Plan? Shanna Bennett and Talia MolĂ© check in with Sparky Abraham, Legal Strategist for the Debt Collective to find out whatâs holding up relief and how we can support each other in the continued push for full cancellation.Â
References
Debt Collective Twitter
Sparky Abraham Twitter
Debt CollectiveÂ
All the Legal Threats to Student Loan Debt Relief: Could They Stop Biden's Plan?
From Opera Singer to Navy MU

This week producer Emma Klauber solo hosts with guest Ryan Connelly, a former opera singer, and current Navy musician. Ryan shares the impact of student loans on his music career and his unique intersection of the arts, the Navy, and student loan forgiveness.Â
References
Ryan C. Connelly
The Navy Band
Ryan on Instagram
Pinned as a Motherf*cker

Comedian, podcaster, and travel show host Jon Gabrus joins producer Emma Klauber and host Shanna Bennett to cathartically scream about student loans.Â
References
High and Mighty
101 Places to Party Before You Die
Action Boyz
The Sweetzer Life
Read TranscriptÂ
Matriarchies: Shifting Paradigms

Producer Talia Molé joins Shanna for an interview about her student debt experience and how her Ph.D. studies on matriarchies helped her envision a society where education prepares us to be thoughtful community members rather than future workers, among other imaginings.
References
MatriarchyÂ
Matriarchal Studies
Reproductive Justice - An Introduction by Loretta Ross and Rickie Solenger
Ecoversities
Read TranscriptÂ
River Returns!

Comedian River Butcher returns to talk about Bidenâs student loan cancellation plan! He talks to Nikki Nolan, Shanna Bennett, and Emma Klauber about how he is personally affected by the announcement and why itâs great, but not good enough. We also dive into matrilineal society structures and communalism that could inform our path forward in education reform.
References
River Butcher
Matriarchy
Matriarchal Studies
Stanford scholar explains why zombie fascination is very much alive
Love of Money Root of Evil
What You Need to Know About Bidenâs Student Loan Forgiveness Plan (New York Times)
Re...
Response to Biden

President Biden announced a student loan debt cancellation of $10K for borrowers making less than $125,000 a year, along with a final extension on the student loan payment pause through December 2022. How are student loan debtors responding to the news? Host Shanna Bennett discusses with Talia Molé, Justine Hecht & Nikki Nolan the contradictory feeling of celebrating this moment for the few who will get relief while holding space for anger and grief for the vast majority who will not. The struggle continues until FULL cancellation of student loan debt is achieved FOR ALL!
ReferencesÂ
Episode 41: You Canât Pa...
Unions and Debt

This week weâre talking about the power of unions in dealing with debt! Ian Rhodewalt, Eleni Schirmer & Jason Wozniak of the Debt Collective speak to host Shanna about bargaining for the collective good.Â
Reference
Debt Collective on IG
Debt Collective on Twitter
Eleni Schrimer on Twitter
Debt Collective - Join Our Union
Stacy Davis Gates Wonât Back Down
Amazon union
Starbucks Workers UnitedÂ
UAW Local 2322
Bargaining For The Common Good
Western Massachusetts Area Labor Federation Calls On President Biden to Cancel All Student Debt
Debtless for All

This week Shanna chats with the team from Debtless, a nonprofit organization that seeks to uplift the communities in need and create a debt cancellation structure that provides much-needed financial relief to people across the United States. Tina and Corei share their personal experiences with student debt and their journey to learning more about the insidious and predatory debt industry.Â
ReferenceÂ
Debtless website
Debtless twitter
Debtless InstagramÂ
Read TranscriptÂ
Life after Debt

Former guest Ashley Strahm returns with big news â she is student debt free! After a viral LinkedIn announcement about paying the last of her student loans, Ashley sits down with Talia MolĂ© to share how it feels to be debt free, why she still advocates for student debt cancellation and all of the possibilities ahead.
References
Episode 22: The American Dream Ashleyâs first episode
Ashley Strahm on MediumÂ
Parent PLUS Loans
Ashley Strahm- Debt-free LinkedIn post
The Prosp(A)rity Project
More from Talia Molé: We are Phoenixing: Creative Consultation
Read TranscriptÂ
Speaking Out about Student Debt

Public health researcher, recent PA Congressional candidate, and student debt cancellation advocate Alexandra Hunt speaks to host Shanna about the burden of student debt on many like herself. Alexandra spoke up about student debt and education reform during her recent political campaign. Listen to what she learned from her own experiences and her campaign!
References
Alexandra Hunt- Website
Alexandra Hunt- Instagram
Alexandra Hunt- Twitter
Alexandra Hunt- Tik Tok
Read TranscriptÂ
Caring 10% More

đŁ Special episode! Shanna and Emma speak to comedian and writer River Butcher about the reality and loneliness of having student loans, making life and career decisions based on finances, and the power of the collective good to care 10% more about each other. They also discuss the impact of sharing about student loans on a public platform and the opportunity to build solidarity when student debt is the great equalizer that cuts across all types of communities.
Reference with links to articlesÂ
River Butchers website
River Butcher: A Different Kind of Dude - Full Special
River Butcher on T...
Rolling Jubilee: Bennett College

Shanna speaks with Debt Collective members Thomas Gokey (Debt Collective Co-Founder), Dr. Shamell Bell (Harvard lecturer) and Braxton Brewington (Debt Collective Press Secretary) about their foundational belief in the Rolling Jubilee. The group shares their work with Bennett College to abolish $1.7M in student debt.Â
References
Rolling Jubilee Is a SparkâNot the Solution
Why income caps for student loan forgiveness would be a disaster
Braxton Brewington on Twitter
Braxton Brewington on LinkedIn
Dr. Shamell Bell on Instagram
Dr. Shamell Bell, Dartmouth Lecturer
Student Debt Cancellation [Myths Busted]

This week Shanna speaks to a panel of economists to bust common myths perpetuated about student loan cancellation. Laura Beamer, Lead Researcher Higher Education Finance, Jain Family Institute, Jalil Bishop, Assistant Professor of Education at Villanova University, and Attorney Sparky Abraham clarify how cancellation would affect the economy, who benefits from cancellation, and why means testing doesnât work.
References
Cancelling Student Debt Would Add to Inflation
Cost Deception at Elite Private Colleges
Standing and Student Loan Cancellation
CANCEL STUDENT DEBT: The Best Answers To The Toughest Questions
Student Debt Is a Racial Equity Issue. Hereâs Ho...
Jennifer Esteen

Shanna talks to Jennifer Esteen, candidate for California Assembly District 20 about her platform unpinned by behavioral health care, affordable housing, and fully funded public education. Jennifer shares her personal experience with student debt and how she got some of her private student loans discharged through bankruptcy, a seemingly impossible feat!Â
References
JenniferEsteen.com
@Esteen4CA on Twitter
@esteen4ca on Instagram
Read TranscriptÂ
You Canât Pause a Crisis

After the April 4th Day of Action, President Biden announced another extension of the student loan pause. But what does this mean for student debtors? Host Shanna Bennett speaks to three members of the Debt Collective about what this means, how it's affecting student debtors, and what efforts will continue between now and August 31st.
Note from the editor: It is currently disputed as to whether this is the 4th or 5th or 6th pause extension.
Reference with links to articlesÂ
bit.ly/studentdebtstrike
UCWAZ Contingent Faculty Twitter,@ContingentUCWAZ
Debt Collective Zine, the first i...
Pick Up the Pen, Joe!

Pick up the pen, Joe! Matter of Life and Debt producers Emma and Nikki and host Shanna are on the scene at the Debt Collectiveâs April 4th Day of Action in Washington, D.C. Protestors from all over the country turned out to demand that Joe Biden sign an Executive Order to cancel student debt. Hear from student debt cancellation advocates Nina Turner, Marianne Williamson, Briahna Joy Gray, Astra Taylor, and other Debt Collective members.Â
Reference with links to articlesÂ
Debt Collective
Nina Turner
Marianne Williamson
Briahna Joy Gray (Host of Bad Faith)
Examined Life, by Astra Taylor
...
Dreaming the Future Into Reality

Three Debt Collective Working Group leaders Thomas Gokey, Jen Lezan, and Fred Bell speak to Shanna Bennet about their teams of volunteers and opportunities for impact in the fight for student debt cancellation. They also share details about the upcoming April 4th Day of Action in front of the Department of Education in Washington, D.C. Visit www.debtcollective.org to join them.
Related Articles & Links
Debt Collective
Action Network: Sign up for the April 4th Day of Action
Pick Up the Pen, Joe: April 4th Day of Action for Student Debt Cancellation
Occupy Movement
Borrowers...
Taking Action: Debt Collective Co-Founders Panel

Shanna Bennett speaks to three Debt Collective founders Laura Hannah, Thomas Gokey, and Andrew Ross about the formation of the Debt Collective and how far theyâve come. They also discuss the upcoming Pick Up the Pen, Joe: April 4th Day of Action to challenge the end of the student loan moratorium and demand student loan cancellation in front of the Department of Education in Washington, D.C.
Read More
Economic Chasm

This week new host Shanna Bennet speaks to Maddy Clifford about being an artist and entrepreneur who has student debt. Shanna and Maddy discuss the inequity of the student debt burden on black women and how it affects their career choices. Maddy also shares how she got involved with the Debt Collective and the student debt content she creates for TikTok.
Read More Â
Playing the System

Welcome, Shanna Bennet, the new host of Matter of Life and Debt! Shanna kicks off her new hosting duties in a conversation with Kiyomi Kowalski, who is a diversity and inclusion educator, and a lifelong public servant. Kiyomi talks about why she signed up for the Marine Corps at age 17, paid education being the main motivation, and where sheâs at today on her student debt journey. Read More
Price of Oppression

Fred Bell, Programs and Operations Manager of The Debt Collective speaks with Nikki about how his perspective on debt has evolved since joining the organization. He talks about his passion for direct action and organizing to help communities disproportionately affected by the burden of all types of debt. Fred also shares The Debt Collectiveâs plans for direct action on April 4th to protest the end of the pause on student loan payments and advocate for student debt cancellation.
Read More
The Whistleblower

Political Scientist and public servant Jon Oberg speaks to Nikki about his decades of work investigating fraud in the student loan industry. He has filed suit against nine student loans lenders and studied student financial aid distributions over time. Jon is a panelist in the January 13th Scared to Debt documentary series discussion on How Government Guaranteed Loans Left Generations Drowning in College Debt.
Read More