Reinvent Rich with Irvin Schorsch

Medicare can feel complicated—and assuming your current coverage will continue to be the right choice could leave you paying more or facing unexpected changes.

In this conversation, Pennsylvania Capital Management’s certified financial planners discuss what to consider during Medicare’s annual open enrollment period and highlight some of the changes Medicare participants should be aware of for 2027.

The discussion covers Medicare Part D prescription drug plans, changing premiums and deductibles, Medicare Advantage plans, Medigap coverage, provider networks and what can happen when an insurance company stops offering a plan in your area.

The...

Estate planning is about much more than writing a will. In this episode, Pennsylvania Capital Management's Christopher Mallon, Andrew Randisi and Lesley Buck discuss four important areas every family should consider when putting an estate plan in place: wills, powers of attorney, beneficiary designations and trusts.

The team explains what each document can accomplish, why beneficiary designations need to be reviewed as life changes, and how powers of attorney can help someone you trust manage financial and medical decisions if you become incapacitated. They also discuss how trusts can provide privacy, protect family members and help preserve...

More Than Investment Management: Why Clients Choose PCM

What makes one financial advisory firm different from another?

In this episode, Christopher Mallon, Andrew Randisi and Lesley Buck discuss why so many Pennsylvania Capital Management clients come through referrals—and why their work extends far beyond investment management. From retirement income and tax planning to Social Security, estate planning, mortgages and even major life purchases, the team explains how a fiduciary relationship is built around solving real-life financial challenges.

If you've ever wondered what a truly hands-on financial advisor looks like, this conversation offers an...

Starting a relationship with a financial planner shouldn't feel mysterious.

In this episode, the PCM team walks through exactly what happens after you decide to become a client.

From the initial paperwork and account transfers to investment recommendations and ongoing planning meetings, they explain how the first year is designed to build a strong foundation for long-term financial success.

You'll learn:

Most people wouldn't make a major medical decision without getting a second opinion, why should your financial future be any different?

In this episode, Certified Financial Planners Christopher Mallon and Andrew Randisi explain exactly what happens during Pennsylvania Capital Management's complimentary Second Opinion Meeting.

They discuss:

Many investors spend years building retirement savings, managing investments, and making important financial decisions—but how do you know your plan is working as effectively as it could be?

In this episode, Pennsylvania Capital Management Certified Financial Planners Chris Mallon and Andrew Randisi discuss the value of a financial second opinion. Whether you're managing your own investments, working with another advisor, or simply wondering if you're overlooking opportunities, a second opinion can provide clarity and confidence.

The team explains what a comprehensive review includes, the documents that help paint the full financial picture, and how th...

When most people think about financial advisors, they think about investments. But comprehensive financial planning goes far beyond building a portfolio.

In this episode, Certified Financial Planners Andrew Randisi and Christopher Mallon discuss the five core pillars of financial planning: cash flow planning, investment management, tax planning, insurance analysis, and estate planning. They explain how these areas work together to help individuals and families make more informed financial decisions and build a strategy that supports their long-term goals.

Whether you're preparing for retirement, navigating major life changes, evaluating insurance needs, or thinking about how to...

As tax season approaches, even small mistakes can lead to costly consequences.

In this episode, we walk through some of the most common tax pitfalls individuals face when filing their returns—from simple calculation errors to more complex issues like missing investment income, poor record keeping, and selling investments too soon.

We also cover strategies to help you minimize taxes, including tax loss harvesting, understanding capital gains timing, and making the most of available tax credits and deductions.

Whether you file your own taxes or work with a professional, this episode will help yo...

When it comes to financial planning, insurance is one of the most overlooked, but most critical, pieces of the puzzle.

In this episode, financial planners Andrew and Christopher from Pennsylvania Capital Management break down the four key types of insurance everyone should understand: life insurance, long-term care, disability, and umbrella coverage.

They explain how each type works, who actually needs it, and how the right coverage can protect your income, your family, and your long-term wealth. From replacing lost income and planning for future care, to safeguarding your assets from unexpected lawsuits, this...

As the April 15th tax deadline approaches, there’s still time to make IRA contributions—and potentially reduce your tax bill.

In this episode, we break down everything you need to know about IRA contributions, including current contribution limits, key deadlines, and how to take advantage of both Traditional and Roth IRAs.

We also cover important strategies like the backdoor Roth IRA, how income limits impact your options, and common mistakes to avoid when making contributions.

Whether you’re catching up on last year’s contributions or planning ahead, this episode will hel...

In this episode, PCM financial advisors Andrew Randisi and Christopher Mallon discuss smart charitable giving strategies in light of the upcoming 2026 tax law changes. Learn how to make the most of new deduction limits, navigate the 0.5% AGI floor, and decide whether to give now or wait until next year. From cash gifts to appreciated stock donations, they share practical ways to maximize your impact while reducing your tax burden.

🎧 Perfect for anyone looking to give more intentionally—and more efficiently—this year.

Thank you for listening. For more information about how we can...

In this episode, PCM’s Andrew Randisi, CFP®, shares practical tax strategies to help you reduce your 2025 tax burden and keep more of what you earn. From maximizing retirement contributions and making tax-smart charitable gifts to portfolio management and 529 college savings plans, you’ll learn simple, actionable tips to align your tax planning with your financial goals.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

 Saving for college is one of the biggest financial decisions families face—but with the right tools and guidance, it doesn’t have to be overwhelming. In this episode, PCM’s Andrew Randisi and Christopher Mallon join Lesley Buck to break down the key strategies for education planning, including the advantages of 529 plans, the pros and cons of UGMA/UTMA accounts, and how financial aid factors into the equation.

They also discuss new legislation that allows unused 529 funds to be rolled into a Roth IRA, the FAFSA process, work-study considerations, and how to approach private loans thought...

Life is unpredictable—but the right guidance can provide clarity, comfort, and confidence when it matters most. In this episode, PCM’s Irvin Schorsch and Donna Zanetti share how Pennsylvania Capital Management helps clients prepare for the unexpected, especially when one spouse is less involved in the financial picture.

They discuss real-world scenarios—such as the sudden loss of a partner, estate planning challenges, and helping a surviving spouse navigate complex decisions. With a focus on empathy, education, and empowerment, this conversation explores how advisors can go beyond the numbers to serve entire families with care and foresi...

Buying a car today isn’t what it used to be—and in this episode, PCM’s Irvin Schorsch and Andrew Randisi break down what’s changed and how to make smarter decisions. From interest rate trends and lease incentives to the rise of EVs and the risks of negative equity, they offer practical, real-world guidance on navigating a complex car market.

Whether you're eyeing a luxury vehicle, an everyday economy car, or exploring hybrid and electric options, this conversation covers the key questions every buyer should ask. Irvin and Andrew also dive into the financial planning side of...

When a loved one begins to experience cognitive or physical decline, families are often left facing difficult emotional and practical decisions. In this heartfelt episode, PCM’s Irvin Schorsch and Steve Palmer join Lesley Buck to discuss the critical role financial advisors can play during one of life’s most challenging transitions.

Drawing from decades of experience, Irvin and Steve share how they help clients navigate the financial, logistical, and emotional complexities that come with long-term illness—whether it’s dementia, Parkinson’s, or age-related physical decline. From initiating sensitive conversations to coordinating care, managing assets, and supporting...

In this episode, Andrew Randisi of Pennsylvania Capital Management sits down with seasoned CPA Marty Abo of Abo and Company to unpack the most common tax planning mistakes—and the strategies that can help avoid them. From estimated tax payments to the benefits (and pitfalls) of S Corporations, home office deductions, Medicare premiums, and the Pass-Through Entity Tax (PTET), Marty shares decades of wisdom with clarity, candor, and a touch of humor.

Whether you’re a business owner, a self-employed professional, or just trying to make sense of your tax return, this episode is full of practical insi...

On this episode of the Reinvent Rich Podcast, Andrew Randisi, Certified Financial Planner and Senior Financial Advisor, joins Lesley Buck, Manager of Client Services, to talk about important year-end financial tasks.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

On this episode of the Reinvent Rich Podcast, Irvin is joined by Christopher Mallon, Certified Financial Planner and Senior Financial Advisor at Pennsylvania Capital Management, for a discussion about alternative gifting options that can help your loved ones build wealth.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

On this episode of the Reinvent Rich Podcast, Irvin welcomes David Geistwite, Director of Education at Express Education, to talk about how to use Health Savings Accounts to build wealth.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

On this episode of the Reinvent Rich Podcast, Irvin welcomes Moss Jackson, Ph.D. and author of Anxiety Sucks: Ten Ways Human Beings Make Themselves Miserable, to talk about the impact of family dynamics on long-term financial health.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

On this episode of the Reinvent Rich Podcast, Irvin welcomes Steve Poulathas, Co-Managing Shareholder at Flaster Greenberg, to talk about Pennsylvania’s new laws regarding Grantor Trusts.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

On this episode of the Reinvent Rich Podcast, Irvin welcomes Alex Gertsburg, managing partner at Gertsburg Licata, to discuss how entrepreneurs can protect themselves and their businesses from litigation.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

On this episode of the Reinvent Rich Podcast, Irvin welcomes Justin Breen, Co-Founder of the Epic F.I.T. Network and author of Epic Business and Epic Life, to discuss how entrepreneurs can use the right mindset to attract the right network and the right opportunities.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

On this episode of the Reinvent Rich Podcast, Irvin welcomes Chad Jenkins, CEO and President of SeedSpark, to talk about how minimizing friction helps small to medium businesses maximize growth.

Thank you for listening. For more information about how we can help you achieve your financial goals and live a life you love, please visit PCMAdvisors.com.

In today's COVID-19 world health crisis, how do Pennsylvania Capital Management's 8 key principles help their clients succeed? Irvin and Mark Steinke dive into each principle addressing the steps PCM takes to partner with clients during life-changing events.

 Highlights:

The wealth management industry has evolved over the past 25 years. Handling a client's financial affairs is no longer just enough. Client's struggle on how to get the right advice to overcome the hurdles that they don't know how to face. Mark Steinke sits down with Irvin to discuss the robust professional network of corporate partners PCM has designed to bring value and solutions to their clients' lives. Stay tuned!

 Highlights:

Given all the turbulence the Coronavirus has caused to the stock market, there is a "light at the end of your financial tunnel." Irvin and Mark Steinke discuss the positive outcomes of this global event and how investors can use this opportunity to improve their financial well being. Stay tuned and enjoy!

 Highlights:

Given the recent volatility in the stock market, Chris and Andrew discuss why it's best to have a game plan and play the "long game" when it comes to investing. In addition, they cover some smart money techniques for investing in turbulent markets. Enjoy!

 Highlights:

Today is March 10th, 2020. What's going on in the markets? Irvin sits down with Mark Steinke to discuss how the coronavirus pandemic is affecting the markets and most importantly, the world around you.

Highlights:

 Re...