The Dentist Money Show | Financial Planning & Wealth Management
Join thousands of dentists who are learning how to make smart financial decisions. You'll be entertained while getting straightforward advice about investing, retirement planning, tax reduction, insurance, debt management, and personal finance.
Two Cents 10/31 - AI Bubble In China; How Should You Use Your HSA?; 2026 Halloween Spending Trends
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Powell, and Rabih explore what caused China's AI and tech stock market downturn and how government policies and investor behavior contributed to the crash. They also discuss the benefits of Health Savings Accounts (HSAs), how dentists can use HSAs as part of their long-term financial strategy, and finally share 2026 Halloween spending trends.
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The Biggest Mistakes Dentists Make With Social Security
On this episode of The Dentist Money Show, Will, Taylor, and Powell discuss what dentists should know about Social Security as they plan for retirement. They break down when to claim benefits, the pros and cons of taking social security early or waiting, and how your income and business structure can affect your benefits. They also address common misconceptions about the future of social security, tune in to learn how social security fits into your overall retirement plan.
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#812: Two Cents 10/24 - France & Japan's Economy; Do Stocks Ever Go Down?; Rising Property Taxes
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt and Rabih discuss how government debt, inflation, and economic growth affect countries around the world. They also explore the importance of diversification by examining how even some of the biggest companies have experienced dramatic stock market losses and break down the debate over rising property taxes, and why reassessments can create unexpected financial stress.
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Listener Q&R #12: Protecting Your Assets, Planning for Retirement, and Navigating Inflation
On this listener Q&R (Question and Response) episode of the Dentist Money Show, Matt, Jake, and Rabih answer three listener questions about managing risk, planning for retirement, and navigating inflation in dentistry. They talk about how umbrella insurance can help protect dentists' assets, how to think about balancing traditional retirement accounts, Roth accounts, and taxable investments, and whether dentistry is still a financially rewarding career as inflation and practice costs continue to rise.
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Two Cents 10/17 - How Is Inflation Affecting Us?; Why Are Older Americans Richer?; Reached The Top of the Market?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Powell, and Rabih discuss rising energy costs, housing affordability, the growing wealth gap between generations, and the importance of planning for the future rather than relying on a potential inheritance. They explore why maxing out your 401(k) isn't always the best strategy and how dentists can make smarter investment decisions based on their retirement timeline, tax situation, and financial goals.
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Are Vacations Worth the Money?
Can you afford the vacation you really want? On this episode of The Dentist Money Show, financial advisors Matt, Will, Taylor, Jake, and Lauren discuss the financial trade-offs of travel and how to balance spending on experiences with saving for the future. They explore the pressure to take vacations, why it can be difficult for dentists to step away from their practices, and how to decide when a big trip is worth the cost. Whether you love to travel or would rather spend your money elsewhere, tune in to hear a fresh perspective on aligning your spending with your...
Two Cents 10/10 - Market Warning Signs; Nike's Declining Stock; Why Are Americans Socializing Less?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Will, and Rabih discuss the warning signs emerging in the bond market, the growth and profitability of AI companies like Anthropic, and why a well-known brand doesn't necessarily make a good investment. They also explore how technology, changing family dynamics, and life after COVID have reshaped the way people connect, and why making time for meaningful relationships still matters.
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The 6 Things That Can Lead Dentists to Burnout
On this episode of The Dentist Money Show, Matt sits down with psychologist and life coach, Dr. Craig Spiel, to explore what can contribute to burnout and how dentists can recognize the warning signs before it impacts their practice, team, and personal life. They discuss the six areas that can contribute to burnout: workload, control, reward, community, fairness, and values. Tune in to hear practical ways dentists can identify what's creating stress and build a more sustainable, burnout-resistant practice.
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Two Cents 10/3 - History & Current Market; Are You Ready For Retirement?; Is AI Helpful For Financial Decisions?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt and Rabih what history can and can't tell us about today's market, by comparing current economic conditions to past periods. They also discuss why retirement readiness isn't always tied to income and how lifestyle inflation can affect financial security. Finally, they explore how dentists and other investors are using AI for financial education and planning and where human guidance still plays an important role in major financial decisions.
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Are You Properly Insured? A Dentist's Guide to Risk
On this episode of The Dentist Money Show, Matt and Will take a closer look at risk management and how dentists can protect what they've built. They discuss the biggest financial risks dentists face, the different ways to manage those risks, and when insurance makes sense as a way to transfer risk. From disability and life to liability insurances, they explain what dentists should consider, how insurance needs can change over time, and why it's important to understand the risk before choosing the product.
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Two Cents 9/26 - Trading 24/7?; Is Inflation Necessary?; 2026 Market Performance So Far
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Jake and Rabih break down the potential impact of 24-hour trading, the role of inflation in a growing economy, and current market performance. They also discuss interest rates, sector performance, and why staying focused on a long-term, globally diversified investment strategy can help investors avoid getting caught up in short-term market noise.Â
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How Dentists Can Prepare Their Practice for a Successful Sale
On this episode of The Dentist Money Show, Matt has a conversation with Brannon Moncrief from McLerran & Associates to break down what dentists need to know about selling their practice in today's market. They discuss the differences between DSO and private buyers, why dentists should consider a 3–5 year runway before an exit, and how planning early can keep more transition options open. Brannon also shares some of the biggest mistakes that can hurt a practice sale, including declining production, messy finances, and waiting too long to prepare. Tune in to learn how dentists can better prepare their practice for a...
Two Cents 9/19 - New Interest Rate Cycle?; Do Dentists Hate Paying Taxes More Than Making Money?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt and Rabih break down what rising interest rates, inflation, economic growth, and geopolitical risk could mean for investors, and explain why long-term investing principles still matter despite market changes. They also explore the psychology behind tax aversion and walk through several tax-focused investment strategies, and explain why reducing taxes shouldn't come at the expense of growing your after-tax wealth.
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Why Dentists Need Their CPA and Financial Advisor Working Together
On this episode of The Dentist Money Show, Matt and Tom discuss why dentists need their CPA and financial advisor working together. They explore how better communication and coordination can help prevent costly mistakes, improve financial decision making, and keep a dentist's personal finances and practice finances working toward the same goals. They also talk about why dentists shouldn't have to play middleman between their financial professionals and should have a team that communicates, understands the bigger picture, and is aligned with your goals.
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#800: Two Cents 9/12 - Where Are Interest Rates Going?; Permanent Life Insurance; Net Worth Across Age Groups
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Jake, Taylor, and Rabih discuss why the market may have already priced in higher interest rates, what's really behind the investment component of permanent life insurance, and break down net worth data across different age groups. They explain how consistency, saving, investing, and time can play a major role in building wealth.
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Putting It All Together: How Dentists Can Invest With Confidence
On this episode of The Dentist Money Show, Matt and Rabih wrap up their investing series by putting the pieces together and exploring how dentists can build and manage smarter investment portfolios. They break down diversification, passive vs. active investing, rebalancing, tax-loss harvesting, and the importance of focusing on the investment decisions you can control. They also discuss why successful investing is about more than building wealth—it's about protecting it and giving your money enough time to work to work for you.Â
Listen to part one & part two!
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Two Cents 9/5 - NVIDIA's Rapid Growth; What Tennis Can Teach Us About Investing; Is Debt Actually A Problem?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Will, and Rabih break down NVIDIA's rapid growth and the risks surrounding AI investing, they use Roger Federer's career to explain why long-term investors don't need to win every day, and take a closer look at government and household debt. Throughout the episode, they emphasize the importance of looking beyond the headlines, staying patient, and focusing on the financial decisions you can control.
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Why Dentists Get Financially Stuck
On this episode of The Dentist Money Show, Matt and Will explore the hidden cost of financial inaction and why doing nothing can sometimes be more expensive than making the wrong decision. They discuss how fear of change, having too many options, and procrastination can keep dentists stuck, even when they know they need to make a move. They share a practical approach for getting unstuck, making confident financial decisions and taking action.
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Two Cents 8/29 - How Much Does The U.S. Debt Cost?; Are 401(k)s Underrated?; Rise In Hobby Spending
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih break down what rising national debt could mean for the economy and your portfolio, explain why 401(k)s can be one of the most powerful & overlooked tools for building wealth. Finally, they explore the cultural and economic factors driving the rise in hobby spending.
Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how...
What It's Like to Work With Dentist Advisors: A Year in the Life of a Client
Ever wondered what it's like to work with Dentist Advisors? On this episode of The Dentist Money Show, Matt and Taylor walk through Dentist Advisors' client experience, explaining every stage of the financial planning process—from the initial consultation and kick off call to building a personalized financial strategy and providing ongoing guidance as life evolves. They explain how the process starts by understanding your goals, values, and financial priorities, then moves into organizing your financial picture, assessing your financial health, and creating a clear plan for what to focus on next. They also discuss what ongoing support looks lik...
Two Cents 8/22 - When is the next recession?; Invest or Gamble?; Lifetime Cost of a Dog
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt and Taylor take a look at the numbers behind recessions over the past 30 years and explore the potential reasons behind why they've become shorter and less frequent, even as bear markets continue to show up regularly. They unpack the recent data comparing how different generations view gambling versus traditional investing and why investors sometimes sit on the sidelines for too long. Finally, they break down the surprisingly high cost of...
Should You Go Out of Network? Part 2: How Dentists Can Make the Transition
On this episode of The Dentist Money Show, Matt and Christine continue their discussion on going out of network by focusing on what happens after you've made the decision to transition away from PPOs. They walk through the key steps for a successful transition, including preparing your team, communicating with patients, refining your marketing, and creating a plan that supports long-term practice growth. Tune in to learn how thoughtful preparation and clear communication can help you make the move with confidence.Â
Don't know where to start? Listen to part one here!
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Two Cents 8/15 - Does Your Mood Affect Returns?; Most Expensive Housing; Is Ownership Still The Path For Dentists?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Lauren, and Rabih explore the relationship between consumer confidence and stock market returns, why people may feel worse about the economy than the data suggests, and what current housing prices really look like compared to incomes around the world. They also break down the latest dental consolidation numbers and explain why the path to private practice ownership is far from closed for dentists.
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What Should Be Inside a Dentist's Investment Portfolio?
On this episode of The Dentist Money Show, Matt and Rabih continue their investing series by exploring the core building blocks of an investment portfolio. They break down the differences between stocks and bonds, explain how mutual funds and ETFs make diversification easier, and discuss why spreading your investments across different asset classes, sectors, and markets can help reduce risk over time. Tune in to learn how these foundational investing concepts can help you build a smarter portfolio.
Listen to part one of the investing series to learn all the basics you should know!
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#790: Two Cents 8/8 - Earnings Season; Do You Pay More for Taxes or Necessities?; Dentists' Confidence in 2026
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt and Rabih look at the latest earnings numbers and what they could mean for market valuations and investors. They unpack a viral claim that Americans spend more on taxes than food, clothing, and housing, breaking down the nuance of the claim and the potential impact for higher-earning dentists. They also review the ADA Health Policy Institute data on dentist confidence including what dentists are saying about practice economics, staffing ch...
Should You Go Out of Network? Part 1: Where to Start
Thinking about going out of network but not sure where to start? On this episode of The Dentist Money Show, Matt and Christine share a strategic framework to help dentists evaluate one of the biggest decisions for their practice. They discuss the impact of rising PPO write-offs, how to determine whether going out of network aligns with your goals, and the key financial and operational factors to consider before making a move.
Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help y...
Two Cents 8/1 - Interest Rate Confusion; Is Debt Making You Unhappy?; Decline of Reading
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt and Rabih discuss why uncertainty in the markets doesn't have to derail a long-term financial plan and unpack new research on the relationship between debt and happiness. They also talk about the decline of reading in the digital age, what it means for critical thinking, and why making time for long-form reading may be more important than ever.
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What Most Dentists Get Wrong About Real Estate
On this episode of The Dentist Money Show, Matt is joined by real estate expert, Adam Watts, to break down what dentists need to know before leasing, buying, building, or investing in real estate. They discuss how to evaluate opportunities, common mistakes that can derail long-term success, and why your practice should always come before your real estate ambitions. Whether you're considering purchasing your first dental office or exploring real estate as an investment, this episode will help you make smarter, more informed real estate decisions.
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Two Cents 7/25 - What Are Rates Telling Us?; South Korea's Stock Market; Are Screens Really The Problem?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Will, and Rabih explain what rising bond yields and yield curve may be signaling about the economy, and why a surge in leverage has made South Korea's stock market a lesson about diversification. They also discuss a new study questioning whether screens are really the primary driver of rising anxiety and perfectionism, exploring how economic pressures, comparison, and social media may all play a role.
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Can Your Retirement Plan Survive The Unexpected?
On this episode of The Dentist Money Show, Matt and Will break down the Monte Carlo simulation, a mathematical method that uses probability to estimate a range of possible outcomes in uncertain situations. They explore the surprising history behind Monte Carlo simulations, explain why the simulations are used to evaluate risk instead of predict the future, and discuss how dentists can apply this framework to retirement planning, compare financial trade-offs, and make more confident decisions in the face of uncertainty. Whether you're years away from retirement or starting to think about your exit strategy, this episode will help you...
Two Cents 7/18 - Why Oil Prices Matter; Is The Market Too Big?; What Makes Work Fulfilling?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Jake, and Rabih discuss how rising oil prices are affecting inflation, consumer confidence, and the broader economy. They also talk about the surge of everyday investors entering the stock market and what it could mean for future market performance, and explore the key factors that make work more meaningful and fulfilling.
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How Dentists Should Prepare For The End Of The SAVE Plan
On this episode of The Dentist Money Show, Jake and Taylor break down what's changing with federal student loans, what the end of the SAVE plan means for dentists, and the options borrowers have moving forward. They discuss the new RAP plan, changes to income-driven repayment plans, loan recertification requirements, and when refinancing may make sense. Tune in to learn how to navigate the changing student loan landscape, understand what's coming next, and how to prepare.
Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how D...
Two Cents 7/11 - Is The Stock Market Justified?; World Cup Final Prices; Are You Saving Enough?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt, Cody, and Rabih break down what's actually driving the market, why headlines about "expensive" stocks don't tell the whole story, and what investors should pay attention to during earnings season. They also explore the psychology behind spending on once-in-a-lifetime experiences and discuss whether Americans and dentists are saving enough.Â
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#781: Why Does Everyone Think The Economy Is So Bad?
On this episode of The Dentist Money Show, Matt and Jake explore the surprising disconnect between how people feel about the economy and what the data actually shows. They discuss inflation, housing affordability, wage growth, the labor market, AI, stock market performance, and consumer sentiment, while examining why so many Americans remain pessimistic despite strong economic fundamentals. They also consider the role of social media, negative headlines, and comparison culture in shaping our outlook and discuss what these trends mean specifically for dentists and their financial decisions.
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Two Cents 7/4 - Interest Rates Lowering?; Is Life Better Now Than In 1776?; NBA Draft & Picking Stocks
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Jake, Taylor, and Rabih break down what the Federal Reserve's latest signals could mean for interest rates, borrowing costs, and the economy. They also explore why history suggests that life has never been better despite today's pessimistic headlines, and finally, use the NBA draft to explain why successful investing is about probabilities—not predictions.
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How Much Should a Dentist Be Saving?
Using a real client case study, Matt, Will, and Jake explore why the standard "save 20%" rule isn't always the right answer, how savings goals should evolve over time, and what actually counts as saving. They also discuss the relationship between saving and spending, the role of brokerage accounts and retirement plans, and how to build a financial strategy that supports both future security and present-day enjoyment. Whether you're early in your career or already building significant wealth, tune in to this episode to help you think more intentionally about your savings plan.
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Two Cents 6/27 - Where Is Money Being Made?; How Has The S&P Changed?
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Matt and Rabih discuss where money is being made in 2026, why market leadership is shifting beyond the Magnificent Seven, and what current trends in stocks, bonds, commodities, and currencies may be signaling about the economy. They also discuss how the S&P 500 has evolved over time, why today's biggest companies look very different than before, and what these changes mean for investors.Â
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What the NBA Draft Lottery Can Teach You About Investing
On this episode of The Dentist Money Show, Matt and Taylor explore the often-overlooked role luck plays in financial success. Using the NBA draft lottery as an example, they discuss the difference between luck and skill, why investors often mistake one for the other, and how gratitude can be a better response to success. They share lessons on market performance, risk, financial planning, and the importance of focusing on what you can control when building long-term wealth. Tune in to learn how understanding the role of luck can help you make better financial decisions and build a more adaptable...
Two Cents 6/20 - Fed's Interest Rate Decision; Elon Musk Is A Trillionaire; How To Allocate Your Portfolio
Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.

On this episode of Dentist Money's Two Cents, Jake, Will, and Rabih discuss the Federal Reserve's latest interest rate decision, what it could mean for inflation and market volatility and Elon Musk's trillion-dollar net worth following the SpaceX IPO. They also talk about the difference between paper and liquid wealth, and how dentists should think about allocating their investment portfolios between stocks, bonds, and cash.
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Marketing Mistakes Holding Your Practice Back
On this episode of The Dentist Money Show, Matt and Christine have a conversation with Joshua Scott, owner and CEO of Studio Eighty Eight, to break down what drives practice growth in today's dental market. They discuss the difference between branding and marketing, how private practices can compete with DSOs, the biggest marketing mistakes dentists make, and why authentic storytelling and patient experience matter more than ever. Whether you're a startup or an established practice, tune in for practical insights on attracting ideal patients and building long-term momentum in your practice.
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