The Legal Exchange

Relying on a will, joint ownership, or informal family agreements can create major estate planning problems that leave families exposed to probate, taxes, creditor issues, and conflict.

In this episode of The Legal Exchange with Todd Lutsky, Todd and Susan Powers break down real court cases involving trust disputes, joint property, powers of attorney, and family disagreements over inherited real estate. They explain why transferring property during life can create unnecessary tax problems, how the wrong fiduciary choice can put assets at risk, and why trusts can provide more control and protection than a will alone. Todd also...

In this episode of The Legal Exchange with Todd Lutsky, Todd and Susan Powers break down real court cases involving second marriages, joint accounts, powers of attorney, revocable trusts, and allegations of undue influence — highlighting the planning mistakes families make before it’s too late. Also covered:
Why revocable trusts helped protect assets during an inheritance dispute involving grandchildren and allegations of undue influenceHow misuse of AI in court filings created major legal problems in an estate caseWhy second marriages often require far more planning than a simple willThe hidden risks of joint bank accounts and accidentally disinheriting childrenHow powe...

One bad estate planning decision can create years of legal battles, family conflict, and financial damage. In this episode of The Legal Exchange, Todd Lutsky and Susan Powers break down real-life estate planning cases involving cognitive decline, second marriages, unfunded trusts, and disputes between children, spouses, and caregivers. Also covered:Why relying only on a will can create major problemsHow unfunded trusts can completely fail when families need them mostThe dangers of second marriages without updating your estate planWhy beneficiary designations can override your intentionsHow Medicaid planning mistakes can put a family home at riskThe difference between void and voidable...

One mistake in your estate plan can cost your family millions. In this episode of The Legal Exchange, Todd Lutsky and Susan Powers walk through real cases that show how outdated documents, poor planning, and misunderstood strategies can create massive financial consequences. Also covered:How a power of attorney allowed $5.6 million in giftsWhy remarriage without updating your plan can backfireThe hidden risks of nominee realty trustsWhen gifting assets can actually increase taxesWhy failing to update your plan after major life events is so costlyWhat to fix now before these mistakes impact your family.

One mistake in your estate plan can undo everything you intended. In this episode of The Legal Exchange, Todd Lutsky and Susan Powers walk through real cases that show how outdated beneficiaries, poor legal advice, and last minute planning can lead to costly outcomes. Also covered:Why failing to update beneficiaries after divorce can backfireHow federal law can override your estate planThe risks of waiting too long to plan for long term careWhat can go wrong when trusts are not properly fundedHow to protect assets for children, second marriages, and special needs planningWhat to fix now before it becomes a...

Simple estate planning decisions can create major financial and legal problems. In this episode of The Legal Exchange, Todd Lutsky and Susan Powers walk through real-world cases that highlight how easily things can go wrong—from improperly structured trusts to putting assets in a child’s name. Also covered:A court case showing how one mistake can void a mortgage tied to a trustWhy putting assets in your child’s name can backfire in a divorceHow irrevocable trusts can actually increase control—not reduce itStrategies to protect assets from creditors, divorce, and nursing homesHow to structure inheritances to benefit children and futu...

Poor planning can tear families apart—and cost far more than expected. In this episode of The Legal Exchange, Todd Lutsky and Susan Powers walk through real cases involving trust mismanagement, family disputes, and costly estate planning mistakes. Also covered:How self-dealing can unravel a trustWhy special needs planning is criticalThe risks of DIY legal strategiesHow to structure trusts to protect your family and assets

One estate planning mistake cost millions—and it happens more often than you think. In this episode of The Legal Exchange, Todd Lutsky and Susan Powers break down a $32 million estate gone wrong, plus key lessons on trusts, inheritance planning, and nursing home agreements. Also covered:What happens when you die without a willHow poor planning can trigger massive tax billsWhy you should never blindly sign nursing home contractsThe differences between guardians, powers of attorney, and healthcare proxiesHow to protect assets from taxes, divorce, and creditors

On this week’s episode of The Legal Exchange with Todd Lutsky, Todd and Susan break down two cautionary court cases that highlight why estate planning shortcuts can backfire.

First, an Alabama case where parents tried to deed their home to a daughter in exchange for care — but signed it incorrectly, triggering a legal battle that reached the Supreme Court. Then, a Georgia case involving a questionable divorce, a second marriage, and what happens when someone dies without a will.

Plus, Todd explains:Why “nothing good ever comes from giving away your home”The hidden tax and cont...

Todd Lutsky and Susan Powers break down two cautionary estate planning cases—one involving a joint brokerage account that bypassed a trust and sparked a family dispute, and another Texas Supreme Court battle over whether a will even existed. What happens when planning is piecemeal—or missing entirely? Todd explains how joint accounts can unintentionally disinherit children, why a will is only a starting point, and how intestate succession laws decide who inherits when you don’t. Plus, in

Ask Todd:
• Can Medicaid recover against an inherited home?
• What happens if you never updated a deed?
• Wil...

Todd Lutsky and Susan Powers break down a Mississippi Supreme Court case involving nursing home arbitration agreements and explain why signing the wrong document during admission could waive important legal rights. They also discuss an Arizona case on undue influence and whether a trust can force beneficiaries into arbitration instead of court.

Plus, listener questions on life estates — capital gains, divorce risks, and who pays expenses when a sibling lives in a trust-owned home. Learn what to watch for before signing anything — and why careful drafting matters.

Todd Lutsky and Susan Powers examine how quickly estate plans can fall apart when life changes but the documents don’t. A Minnesota case involving divorce, remarriage, an outdated power of attorney, and a nursing home stay turns into a legal battle between an ex-wife and a current spouse—showing why failing to update an estate plan after major life events can create costly disputes for families.

They also break down a Nebraska case where a well-designed joint revocable trust held up even after family litigation, highlighting how proper planning can still protect assets and family intentions. Plus, Todd...

Todd Lutsky and Susan Powers break down two cautionary court cases that highlight what can go wrong when estate plans rely on verbal promises instead of written documents. From a Mississippi dispute over a law practice settlement to a second-marriage IRA fight involving powers of attorney and beneficiary changes, the cases illustrate how easily family relationships can unravel without proper structure in place.

The conversation explores why trusts create obligations where “good intentions” do not, how to protect children in blended families, and why powers of attorney must be drafted carefully — especially when retirement accounts are involved. Todd also a...

Todd Lutsky and Susan Powers examine two real court cases that highlight how estate planning decisions — or the lack of them — can dramatically alter family outcomes. T

Todd also answers listener questions on personal care contracts, irrevocable trusts, HELOCs, healthcare proxies, and powers of attorney — explaining the practical steps families can take to avoid court involvement and protect assets.