The Table with Anthony ONeal

I went from $6.32 in my bank account at 25 years old to a net worth millionaire — and in this video, I'm giving you the 6 things that changed everything. No theory. No Wall Street talk. Just the cookie jar on the bottom shelf truth that nobody taught us about money.

If you're tired of living paycheck to paycheck, drowning in debt, or watching your money sit in a savings account that's robbing you — this video is for you, family.

📲 Download the In The Black App: https://www.anthonyoneal.com/app

📖 Pre...

Anthony O'Neal went from sleeping in his car and cutting a cheeseburger in half to make it last, to becoming a net worth millionaire who closed on the biggest home of his life. The difference was never income. It was one belief he had to break, and three shifts that changed everything.

In this episode you will learn:

- Why income does not fix poor money behavior (even 20% of households making over $150K live paycheck to paycheck)

- Why you cannot build wealth while drowning in consumer debt

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Family, if you're tired of living paycheck to paycheck heading into 2026, this video is going to change your life. I'm breaking down the 8 things our community needs to STOP buying right now if we want to build real wealth, get out of debt, and break generational cycles for good.

These aren't generic financial tips. This is real talk for real families — covering everything from TikTok Shop addiction to how we're setting our kids up to fail with $200 Jordans instead of $200 in their college fund.

If even ONE of these 8 hi...

In this video, I'm breaking down the EXACT 3 ETFs you need to build real, lasting wealth — even if you only have $5 to start. No picking stocks. No watching CNBC. No finance degree required.

I'm pulling back the curtain on what wealthy people have been doing for decades (and never told us about), plus the ONE mistake quietly costing investors thousands of dollars every year.

By the end of this video, you'll know:

✅ Why your savings account is secretly making you broke

✅ What an ETF actually is (co...

Every generation gets one shot. One shift that separates the families who build generational wealth from the families who watch it happen from the sidelines.

Your parents' generation had the housing boom. The next had the internet. Right now, we are standing at the very beginning of the AI revolution, and here is the hard truth: only the people who are positioned get to take advantage of it.

In this episode, I am not giving you a tech conversation. I am giving you a wealth conversation. I walk you...

Stop wasting your paycheck. Buy these 10 things FIRST before 2026.

Friday hits, the deposit lands, and by Monday it's gone. Sound familiar? In this video, I break down the exact 10 purchases wealthy people make before anything else — the ones that separate them from the 78% of Americans living paycheck to paycheck.

*Get started with Plus500! Practice with a FREE demo account or kickstart your trading with a BONUS of $30 when depositing at least $300, using the code: AO30

The bonus is valid for 90 days. T&Cs apply. 👉 https://www.anthonyoneal.com/p...

Most people don't have a money problem. They have a vision problem. In this special edition of The Table, I'm breaking down the 4 money rules that took me from $6.32 in my bank account to building real wealth and financial peace.

These 4 rules are pulled directly from my brand new book, Stop Living Paycheck to Paycheck: The Proven Path to Break Free from Debt, Build Real Wealth, and Live a Life Free on Any Income — releasing August 25, 2026.

📘 PRE-ORDER THE BOOK + GET EXCLUSIVE BONUSES: 👉 https://anthonyoneal.com/book

When you pre-order today, you unlock bonuses worth more th...

Tired of trying to pay off debt and feeling like you're going nowhere? In this video, I'm breaking down the 5 worst ways people try to pay off debt — and why they keep you stuck. Then I'm giving you the one method that actually works: the Debt Snowball. This isn't about math. It's about behavior, momentum, and freedom.

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at...

I just closed on my biggest home ever, and the process taught me things I did not know even as a money guy. So I brought my realtor Keith James and mortgage lender Jamal on the show to break it all down for you. If you are thinking about buying a home, refinancing, or building wealth through real estate, this conversation is going to save you money and headaches.

We talked about why self-employed buyers get penalized even when they have the cash, the difference between APR and interest rate (and how lenders hide...

I worked for Dave Ramsey for 7 years. I've stayed quiet long enough.

Everybody on YouTube is telling you to stop listening to Dave. Before you cancel the man who's helped 10 million people get out of debt, you need to hear from somebody who was actually inside the building.

In this episode, I'm breaking down:

✅ What Dave Ramsey gets RIGHT that nobody wants to admit

✅ Where I personally disagree with him (and why)

✅ The real reason critics are coming for him in 2026

✅ Who shou...

$1,000 Is No Longer Enough! I have to say it. I taught the $1,000 emergency fund rule for years. Today, I'm officially changing it — and I'm owning that.

In 2026, a minor car accident costs $1,500–$3,000. One ER visit? Same. A broken water heater? Up to $2,000. The truth is, you can lose $1,000 in the time it takes to sneeze. The economy has changed, and our advice has to change with it.

In this video, I'm breaking down:

- Why $1,000 is no longer enough as a starter emergency fund

- The...

Your parents didn't lie to you on purpose. But what they taught you about money? It's keeping your family broke.

67% of Americans are living paycheck to paycheck in 2025 — not because they're lazy, but because they're running the wrong playbook. In this video, I'm breaking down the 7 biggest money lies passed down at the dinner table, in the church pew, and at graduation — and giving you the truth that replaces each one.

Stay until Lie #7. Nobody in the church is talking about it. And it might be the most dangerous lie...

Most Americans can't cover a $1,000 emergency — but you can change that in 18 months. In this video, I'm breaking down the exact 5-step plan to save your first $50,000 in 2 years, backed by 2026 data and built for real income. No gimmicks. Just the system.

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build we...

What if AI could find money you didn't know you were losing — and build you a personalized plan to get out of debt faster than you ever thought possible? I let AI manage my finances for 30 days using my own app, In the Black, and what it found in the first 48 hours shocked me. In this video I'm breaking down exactly what happened, the stats behind AI-powered financial tools, and how you can use the same system to build real wealth starting today.

Mentioned In Todays Episode:

- Get your personalized plan: ht...

Learn AI Today With Careerist: https://www.anthonyoneal.com/aiautoma...

AI is not coming. It's already here — and it's already choosing winners and losers.

Microsoft just released a report saying 98% of certain job categories will be significantly disrupted within the next 2 years. New millionaires are being made right now on the other side of this shift. The question is — which side are you on?

In this episode, I'm breaking down:

Should You Pay Off Debt or Invest? The Answer Nobody's Giving You

Every financial expert online is telling you to either pay off debt first OR start investing now. They'll both show you the math. They'll both sound convincing. But here's what none of them are telling you — the question itself is wrong.

If you keep asking the wrong question, you're going to keep getting the wrong answers. And for millions of people, that's why they've been stuck in the same cycle for the last 10 years.

Is your money ACTUALLY safe right now? 💰

Gas prices are rising. The stock market is all over the place. We're in the middle of a war. And while most Americans are stressed about their finances — the smartest investors in the world are quietly doing ONE thing: buying gold.

As a Finance Professor and #1 National Bestselling Author, I sat down with gold expert Brandon Thor of Thor Metal Group to have the conversation most financial advisors WON'T have with you — and what I learned completely changed how I think about protect...

Family, 78% of Americans are living paycheck to paycheck, and 69% have less than $1,000 in savings. But if you follow this 90-day plan, you’ll be ahead of 95% of people financially—no hype, just real steps that work.

Here’s what you’ll learn in this episode:

- How to track every dollar and finally know where your money is going

- Why most people never build wealth (and how to break the cycle)

- The power of a real budget—and why it’s not a prison, it’s...

Are car payments just a part of life? In 2026, the average new car payment is $750–$770 a month—and most people are stuck in a cycle that steals their wealth. In this video, Anthony O’Neal breaks down the real math behind buying, leasing, and paying cash for your next car. You’ll see the hidden costs, the traps, and the steps to real financial freedom. Drop your car fund goal in the comments and let’s build wealth together!

🔗 URLs Mentioned in Today's Show:

- High Yield Savings Account comparisons...

In 2026, most people think building wealth is about making more money. Wrong.

It's about how much you KEEP.

I'm breaking down the 5 moves that actually grow your net worth—backed by real stats and real results.

If your net worth is under $100K, this video will change everything.

Here's what you'll learn:

✅ The 1% rule (this alone saved me $455,000)

✅ Why trading time for money keeps you broke

✅ What to do with every bonus, tax refund...

I interviewed over 100 self-made millionaires and discovered 3 specific habits they ALL do that average people don't.

None of these require a six-figure income or a college degree. But if you're tired of living paycheck to paycheck and want to build real wealth, this is for you.

Real example: A teacher making $40K spent $2,000 on a real estate course. Now she owns 15 properties and makes $200K/year in passive income.

Mentioned in this episode:

🎓 Regent University - $10,000 Scholarship Giveaway: www.regent.edu/anthony

What happens when you break every “relationship rule” and build wealth your own way? Meet Durelle and Samantha—a couple who started with nothing, fought through money drama, and flipped the script on what marriage and money are supposed to look like.

They got married at 22 with empty pockets. She made more than him. Now, he’s retired her in their 30s. No inheritance. No shortcuts. Just real talk, real teamwork, and a system that changed everything.

In this episode, we get raw about:

Why “50...

The U.S. dollar is declining at a rate we haven't seen in 4 years—and if you're not prepared, your savings could be losing value FAST.

In this episode, financial expert Courtney Hale breaks down exactly what's happening with the dollar and the 5 strategic moves you can make RIGHT NOW to protect your wealth.

Whether you're close to retirement or just starting your investment journey, this conversation will show you how to safeguard your money during economic uncertainty.

🔴 If you have money sitting in a sav...

Let me ask you something: Would you take financial advice from someone who's broke?

No? Then why are we taking relationship advice from people who are single and have never been married?

Today is Valentine's Day, and this is the ONLY relationship episode I'm doing all year. And I'm not bringing on just anybody—I'm sitting down with Dr. Christopher Reed, a man who's been married for 30 years, together with his wife for 32 years, and has been coaching couples since 2011.

This isn't theory. This is...

Being broke isn't always a spiritual problem—it's a stewardship problem. These 3 money sins are keeping Christians living paycheck to paycheck, and nobody wants to talk about it.

In this video, I'm exposing the truth about faith, money, and why looking blessed is keeping you broke. If you're tired of struggling financially while doing everything the church told you to do, this is for you.

💰 READY TO FIX YOUR FINANCES?

Download the In The Black App—the #1 budgeting and coaching app that tells you exactly what to do with...

I just discovered how to make $100K+ per year in Ghana without even living there—and you can start with as little as $40K for 3-10X returns. This conversation with Ben changed everything I thought I knew about building wealth in Africa.

Beachfront property for $40K that costs $500K in America? Business opportunities with minimal effort? This is the wealth-building strategy nobody's talking about. Watch until the end—this could change your financial future.

🔥 WHAT YOU'LL LEARN:

• How to buy beachfront property in Ghana for $40K (costs $50...

If You Don't Have These 3 Accounts, You'll Stay Broke

Do you actually know what you're doing with your money? Or are you just guessing and hoping you're making the right decisions? That's not a discipline problem—that's a clarity problem.

In this video, I'm breaking down the 3 Money Buckets every family needs to stop living paycheck to paycheck and start building real generational wealth.

If you don't have these three buckets set up, you'll always be one emergency away from being broke—no matter how...

Stop Guessing W/ Your Money FREE Webinar: https://www.anthonyoneal.com/stopguessing

In today’s episode, I’m breaking down my updated, step-by-step paycheck routine for 2026. Whether you’re starting over, drowning in debt, or just ready to reset, this is the exact system I’d use to build real financial freedom—no hype, just structure. We’re talking about automating your bills, building margin, setting up your emergency fund, investing for your future, and paying off debt for good. I want you to enjoy your money, not just work for it.

I’...

Stop Guessing FREE Webinar (Feb. 10): https://www.anthonyoneal.com/stopguessing

What if $1,000 could change your entire financial future?

In this episode, I break down the simple wealth formula that anyone—yes, anyone—can use to turn a small investment into a million-dollar legacy.

Whether you’re a parent, single, or just starting out, this isn’t about politics or handouts. It’s about the mindset, math, and moves that build real wealth for you and your family.

I’ll show you:

Open your investment account today: https://www.anthonyoneal.com/invest

Most people think building wealth is complicated, but the truth is, it starts with one simple step: taking action. In this video, I break down exactly how to open your first investment account and why it’s the key to building real wealth for you and your family. Don’t let fear or confusion keep you stuck—watch now and take control of your financial future.

Ready to get started?

Open your investment account today: https://www.anthon...

The real difference between those who build massive wealth and those who stay stuck isn’t just about income—it’s about information, mindset, and daily habits. In today’s episode, I’m breaking down the 5 books that changed my life, shifted my money mindset, and helped me go from broke to multi-millionaire CEO. If you’re tired of living paycheck to paycheck, feeling stuck at your financial ceiling, or just want to build a legacy for your children’s children, this is for you.

What You’ll Learn:

The 5 books that...

Are you tired of feeling like your insurance is robbing you every month? In this episode, I break down the exact steps I used to save over $1,200 a year on insurance—without sacrificing coverage or peace of mind. Most people are overpaying and don’t even know it. Let’s fix that.

Here’s what you’ll learn:

- The 3 insurance moves that put real money back in your pocket

- How to compare rates and find the best deals (even if you’ve been loyal for years)

- The truth...

Family, the bar for wealth is rising. In 2026, you need a net worth of $1.8 million or an income of $210,000 just to be in America’s top 10%. But high income doesn’t guarantee wealth—strategy does. In this episode, I break down the real steps to get there, no matter where you’re starting from.

RESOURCES & LINKS MENTIONED:

Get Out of Debt: https://wwwanthonyoneal.com/debtrelief

Start Investing (Compare Platforms): https://www.anthonyonesl.com/invest

Open a High-Yield Savings Account: https://www.anthonyoneal.com/savings

Get Life Insuranc...

Join Anthony In Ghana: Https://www.anthonyoneal.com/travel (Seats are limited)

What if everything you’ve heard about Africa is wrong? In this episode, Anthony O’Neal sits down with Jay to break down the real numbers, the myths, and the massive money opportunities in Ghana. From buying luxury condos for $140K and flipping them for $300K, to building generational wealth and launching a financial literacy school, this is the truth about how to make money in Africa—no hype, just facts.

ABOUT ANTHONY ONEAL:

Anthony O'Neal...

7 Small Habits of Quietly Wealthy People (Do These In 2026)

ABOUT ANTHONY ONEAL:

Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

📅 BOOK ANTHONY TO SPEAK AT...

Tired of “get rich quick” hype? In this video, Anthony O’Neal breaks down the real, repeatable steps to build wealth in 2026—starting with just $100. No trust fund, no viral moment, no overnight success. Just proven strategies that work for Black families and everyday Americans. Learn how to use high yield savings, affiliate marketing, digital products, real estate, and AI skills to create real wealth for your family and your future. Let’s build together!

👇 RESOURCES & LINKS MENTIONED IN THIS VIDEO: 👇

1. Compare the Best High Yield Savings Accounts

Start earning...

2026 is the year to stop watching from the sidelines and start owning your financial future. In this video, Anthony O’Neal and Courtney Hale break down the exact investing plan for beginners, even if you’re starting with $0. We’ll cover how to set up your “buy the dip” fund, automate your investments, use your tax refund and bonuses the smart way, and calculate your “freedom number.” Plus, we’ll talk about the faith and legacy moves that most people miss. If you’re ready to break free from paycheck-to-paycheck living and build real wealth, this is your blueprint.

Me...

2026 is the year of the biggest tax refunds in history! In this video, I break down the new tax law changes, bigger credits, and secret deductions that could put thousands back in your pocket. Learn how to claim every dollar, why working with a pro matters, and how to build a year-round tax strategy. Drop your questions below and let’s get these refunds!

🔗 RESOURCES & LINKS MENTIONED:

- File Your Taxes with Victoria’s Team: https://www.anthonyoneal.com/filemytaxes

- Get 30 Points Added To Your Credit: https...

Divorce, narcissism, and money traps—let’s get real, family. In this episode, Anthony O’Neal sits down with the Finance Baddie to unpack her viral story of surviving a narcissistic marriage, losing $46,000 in divorce, and coming back stronger. We break down how generational cycles set us up for heartbreak, how to spot the mask before it costs you your peace and your bag, and the practical steps every woman (and man) needs to protect themselves financially and emotionally. From prenups to emergency funds, accountability to healing, this is the real talk you need to break free and build genera...

If you feel stuck financially—even when you’re doing everything right—this video is for you. I’m breaking down the 10 harsh money realities most Americans face in 2026, and giving you the step-by-step solutions to break free.

What you’ll learn:

Why most savings accounts are stealing your wealth (and how to fix it)

The real reason you can’t get ahead—even with a good job

How to escape debt spirals, car loan traps, and “Buy Now, Pay Later” regret

The habits and strateg...