More Than Money
The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.
Episode 373 | Staycation 101: Make Memories & Avoid Debt

Want a vacation but working with a tight budget? Consider a staycation! In this episode, Art shares eight creative ideas for enjoying a memorable staycation without breaking the bank. Plus, he teams up with a fellow CERTCFCÂŽ to answer listener questions. Donât miss it!
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8 Money Milestones
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Episode 372 | Watch Out For These 7 Cash Flow Killers!

Do things seem tight right now? In this episode, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFCÂŽ, from Nebraska, joins him to answer a money question. Donât miss it!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 371 | Why Lump Sum Compensation Hurts Pastors

Some pastors receive their pay as a lump sum and must decide how to allocate it themselves. In this episode, Art and Matt discuss why that approach might not be ideal for pastors and answer a listenerâs question. Plus, they kick off some summer fun with music trivia. Tune in!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 370 | 5 Smart Money Moves For June

Make the most of your summer! In this episode, Art shares smart money moves to kick off your summer right. He also answers two listener questionsâone on budgeting and another on summer side gigs for teachers. Donât miss these practical tips to boost your finances this season!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 369 | 5 Reasons Your Church Needs An 8 Money Milestones Group

Consider launching an 8 Money Milestones group at your church this fall! In this episode, Art shares why every church can benefit from hosting an 8 Money Milestones group. He also tackles important questions about contentment and buying your child a phone. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 368 | These 3 Books Changed Artâs Financial Trajectory

Join Art as he takes a trip back to his early twenties, revisiting the books and lessons that helped shape his financial decision-making. Plus, he answers two questions from the More Than Money Facebook groupâone about refinancing, and another about embracing the More Than Money mentality!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 367 | I Was Laid Off. How Do I Manage My Finances?

Bobby just got laid offânow what? In this episode, Art shares the key money moves to make after a job loss. Learn how to manage your finances in uncertain times, plus hear his answers to two more money questions. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 366 | 9 Tips For Managing A Start-Upâs Finances

How do you effectively manage finances for a start-up? In this episode, Art shares nine essential tips for anyone looking to launch a business. He also answers listener questions about becoming a Certified Financial Planner (CFP) and using a home equity line of credit (HELOC). Donât miss it!
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8 Money Milestones
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Episode 365 | 5 Reasons Why Gen Z Is Disconnected From Financial Reality

A recent study shows that Gen Z may be out of touch with financial realityâbut why? In this episode, Art and Matt explore some possible reasons behind the disconnect. Plus, they tackle Nicoleâs question: How do you stick to a budget when you just donât feel like it?
Resources:Â
8 Money Milestones
Ask a Money Question!
Episode 364 | 5 Unfortunate Emergency Fund Mistakes

Donât make these emergency fund mistakes! In this episode, Art dives into the most common âoopsâ moments people have when saving for a rainy dayâand how you can avoid them. Plus, he answers listener questions about budgeting and picking a high-yield savings account.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 363 | How I Became A Total Market Index Fund Guy

Youâve heard Art mention his preference for index funds in previous episodes. In this episode, he dives into why he particularly likes total market index funds. Plus, he answers two listener questions about investing. Donât miss it!
Resources:
8 Money Milestones
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Episode 362 | 5 Smart Money Moves For May (College Graduate Edition)

Hey college graduates, itâs time for some smart money moves! In this episode, Art shares practical financial advice for anyone who just earned their college diploma. He also tackles questions like how to start investing and whether a million dollars is really as much as it sounds. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 361 | The Student Loan Reckoning Has Arrived. Are You Ready?

Following the governmentâs recent announcement, student loans are back in the spotlight. Whether you're feeling overwhelmed or ready to face repayment head-on, Art and Matt offer practical guidance to help you move forward with clarity and confidence. Plus, they answer a listenerâs question about saving for college.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 360 | 10 Commonalities of the 20 Best Cheapest Vacation Spots

Are you looking for a cheap and memorable vacation for your family? In this episode, Art shares the top 20 cheap, best vacation destination and their commonalities. Plus, he answers a listenerâs question about the budgeting method he prefers. Tune in!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 359 | One Week To Envy-Proof Your Social Media

Do you find your heart slipping into envy when you scroll through social media? Take one week to envy-proof your feed. In this episode, Art shares practical tips to help you reset your social media algorithm and fill your feed with content that cultivates contentment, not comparison.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 358 | 9 Big Mistakes College Graduates Make

College graduatesâavoid these financial mistakes! Start your financial journey on the right foot by steering clear of nine common pitfalls discussed by Art and Matt in this episode. Plus, they tackle a listenerâs question: How can you surprise your spouse with a gift when you share joint accounts?
Resources:
8 Money Milestones
Ask a Money Question!
Episode 357 | Rating The Worst Ways To Spend Your Tax Return

Donât waste your tax return! In this fun episode, Art and Matt rate various ways to spend your tax refundâsome smart, some... not so much. They also tackle a listenerâs question about how to financially prepare for buying a home. Tune in for plenty of laughs and helpful insights!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 356 | Top 10 College Degrees That Actually Make You Money

Looking for a strong return on your college investment? In this episode, Art shares the top 10 bachelorâs degrees with the best ROI. He also answers two listener questionsâone about whether a finance degree is worth it, and another about whether saving 15% is enough for retirement. Donât miss it!
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8 Money Milestones
Ask a Money Question!
Episode 355 | Donât Make These Investment Moves! Instead, Do This

The market just tanked! What should you do? In this episode, Art and Matt tell you what NOT to do and provide you with some decisions you should make. Plus, they announce the More Than Money Bracket Challenge winner! Donât miss it!
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8 Money Milestones
Ask a Money Question!
Episode 354 | You Wonât Regret These 5 Smart Money Moves For April

Welcome to April! This monthâs Smart Money Moves are inspired by comments from the More Than Money Facebook Group, where members shared their regretful financial decisions. Get ready for an amazing April with 5 Smart Money Moves!
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8 Money Milestones
Ask a Money Question!
Episode 353 | Rating 9 Bad Financial Decisions | Guest: Katie Jones

On a scale of 1 to 10, how bad of a financial decision is it to buy a burrito with 'Buy Now, Pay Later'? In this fun episode, Art and Katie rate nine questionable financial decisions. Plus, they tackle a listener's question about whether to pay off debt before investing.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 352 | 6 Big Lessons From Those Who Got Debt-Free

Ready to break free from debt? Many who have successfully navigated the journey to debt elimination share key lessons they learned along the way. In this episode, Art and Matt dive into six crucial insights from those whoâve achieved freedom from debt.
Resources:
8 Money Milestones
Ask a Money Question
Episode 351 | This Age Groupâs Median Salary Is What?

The Bureau of Labor Statistics released data on the median salaries of Americans, revealing a significant gap between what people earn and what they feel is necessary to live comfortably. In this episode, Art shares his thoughts on the findings and offers tips for cultivating a content heart.
Resources:Â
8 Money Milestones
Ask a Money Question!
Episode 350 | Taking Out a Loan for Your Next Burrito? DoorDash Partners with Klarna

Have you heard the news? DoorDash has teamed up with Klarna to let customers finance their next burrito order. In this episode, Art shares his thoughts on the partnership and answers a listener's question about asking for a raise at work. You wonât want to miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 349 | Is It Wrong To Participate In The Bracket Challenge? | Guest: Dr. David W. Jones

Is the More Than Money Bracket Challenge wrong? Should Christians play the lottery? Join us as we revisit a thought-provoking interview with Dr. David Jones, where he addresses key questions about Christians and gambling. Plus, stay tuned for the âAsk a CERTCFCÂŽâ segment, where we get advice on Roth and Traditional IRAs!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 348 | How Do You Balance Working Multiple Jobs?

Trying to balance multiple jobs to make ends meet or reach your next Money Milestone? In this episode, Art and Matt share valuable lessons they have learned along the way. Plus, they answer a listenerâs question about the quickest way to increase their net worth.Â
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8 Money Milestones
Ask a Money Question!
Episode 347 | 4 Financial Challenges Facing Pastors Today | Guest: Matt Morvay

Pastors often face significant financial challenges in ministry. In this episode, Art and Matt explore four common financial difficulties that can arise. They also address a listener's question about recognizing the signs of a generous heart.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 346 | 4 Smart Money Moves For March

March is the perfect time to make some smart money moves. In this episode, Art shares four savvy financial strategies that could benefit your 2024 taxes. He also addresses the question of whether you should pause retirement contributions to build your emergency fund.
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8 Money Milestones
Ask a Money Question!
Episode 345 | Automobile Insurance: Higher Deductible Or Higher Premium?

Automobile insurance prices are on the rise! Should you choose a higher deductible to lower your premium, or stick with your current premium to keep your deductible low? In this episode, Art explains when opting for a higher deductible makes sense.
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8 Money Milestones
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Episode 344 | Shocking Stats About Emergency Funds

A recent study found that 42% of American adults lack an emergency fund. In this episode, Art breaks down the study, uncovering other surprising statistics about emergency savings and sharing important tips on what not to use your emergency fund for. Donât miss out!
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8 Money Milestones
Ask a Money Question!
Episode 343 | 11 Characteristics Of Sacrificially Generous People

What do sacrificially generous people look like? Which is betterâa debt consolidation loan or the debt snowball method? What are some ways to help your child avoid student loan debt? These questions and more are answered in this episode of More Than Money!
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8 Money Milestones
Ask a Money Question!
Episode 342 | 6 Secrets Of Successful Investors

It's time to demystify retirement investing. In this episode, Art reveals six key lessons he's learned from those who have successfully saved for retirement. Plus, he answers two listener questionsâIs there ever a time when someone should not give, and are there age limits on 529 Plans?
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8 Money Milestones
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Episode 341 | 4 Signs You SHOULDNâT Lend Money To A Family Member

60% of U.S. adults have lent money to family or friends. But when should you say ânoâ to a family member asking to borrow money? In this episode, Art shares four key signs that you shouldnât lend money to a loved one. He also tackles a question about cosigning a car loan.
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8 Money Milestones
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Episode 340 | 45% Of Disney Worldâs Guests Need To Leave!

Disney Worldâs guests are going into debt for their vacation. In this episode, Art shares some shocking statistics and provides tips on how to have a vacation where you can spend money in peace. Plus, he answers a question from a legitimate millionaire about what to do when you get to Money Milestone 8. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 339 | Top Money Moves To Make In Your 40s

Your 40s are key financial years. In this episode, Art shares key money moves to make in your fourth decade of life. Plus, we're excited to debut a new segment: âAsk a CERTCFCÂŽ!â Tune in for expert insights you wonât want to miss.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 338 | Silence Is Destroying Your Finances & Your Heart

Why is money considered a taboo topic, and what are the consequences of staying silent about it? In this episode, Art highlights six things that occur when we avoid talking about money. Plus, he answers listener questions about removing an adult child from a credit card and hosting a small group for the 8 Money Milestones program.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 338 | Silence Is Destroying Your Finances & Your Heart

Why is money considered a taboo topic, and what are the consequences of staying silent about it? In this episode, Art highlights six things that occur when we avoid talking about money. Plus, he answers listener questions about removing an adult child from a credit card and hosting a small group for the 8 Money Milestones program.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 337 | Tariffs, Generosity, And Budgeting Mistakes! Listener Questions Answered

In this episode, we answer your questions! What should you do if your budget feels too tight to give? What are some common budgeting mistakes to avoid? And whatâs the latest on tariffs? Tune in to get all the answers!
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8 Money Milestones
Ask a Money Question!
Episode 336 | 5 Smart Money Moves For February

What smart money moves should you make this month? Using a Valentineâs Day theme, Art recommends moves for your life insurance, high-yield savings account, generosity, and more. Plus, he answers a listenerâs question about financial infidelity. Donât miss it!
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8 Money Milestones
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Episode 335 | Why Am I Spending So Much Money?

Ever wonder why you're spending more than you planned? In this episode, Art dives into the reasons behind it, explores common barriers to controlling spending, and introduces the 7-Day Spending Challenge. Tune inâyou wonât want to miss it!
Resources:
8 Money Milestones
Ask a Money Question!