More Than Money

Discover why a hopeful retirement may be closer than you think, and get a preview of Thursday’s free webinar, “Retirement Beyond the Balance.” Plus, explore five high-yield savings accounts for October and learn when moving your emergency fund for a higher rate is worth the effort.

Resources:

8 Money Milestones

Ask a Money Question!

Could ministers who opted out of Social Security get a second chance, and should they take it? Art unpacks the big news about the Clergy Act and answers a listener’s question about whether life insurance still belongs in his retirement budget.

Resources:

8 Money Milestones

Ask a Money Question!

What if strengthening your retirement isn’t just about saving more but owing less? In this episode, Art Rainer explains why many Baby Boomers deserve some empathy for where they are financially and shows how eliminating debt can dramatically reduce the amount of income you’ll need in retirement.

Resources: 

8 Money Milestones

Ask a Money Question!

October is a great month to get intentional with your money before the year gets away from you. In this episode, Art shares four smart money moves to make right now. These are simple, timely steps that can help you finish the year stronger and head into the holidays with greater financial confidence.

Resources:

8 Money Milestones

Ask a Money Question!

Watch out! In this episode, Art unpacks six retirement preparation mistakes that can hold you back and shares practical ways to strengthen your finances and prepare for a purposeful next chapter.

Resources:

8 Money Milestones

Ask a Money Question!

Interest rates are changing what it costs to borrow—and what your savings can earn. In this episode, Art covers four big money headlines, from the Fed and mortgage rates to Social Security and high-yield savings, with practical steps you can take now.

Resources:

8 Money Milestones

Ask a Money Question!

Should you give while paying off debt, save for retirement or pay off the house, and is a car repair really what your emergency fund is for? We tackle four real-life money questions, including how to help a teenager handle that exciting first paycheck.

Resources:

8 Money Milestones

Ask a Money Question!

The Fed just raised interest rates, but what does that actually mean for your mortgage, savings, debt, and investments? Art breaks down the Fed’s latest move and answers two costly questions about financing a dream car and raiding a 401(k) for a dream vacation.

Resources:

8 Money Milestones

Ask a Money Question!

A 19-year-old may not care about retirement, but she should care about the freedom, flexibility, and generosity investing can create. In this episode, Art explains why time is a young investor’s greatest advantage and how starting with just $25 can change her financial future.

Resources:

8 Money Milestones

Ask a Money Question!

Social Security spousal benefits can be confusing, especially when deciding whether to claim early or wait until full retirement age. In this episode, Art explains why claiming early could permanently reduce both portions of your monthly payment.

Resources:

8 Money Milestones

Ask a Money Question!

Art explains why using home equity to pay off credit card debt can place your home at unnecessary risk. He also discusses what to do with an old 401(k) after changing jobs and draws several important financial lessons from a listener’s story about starting late.

Resources:

8 Money Milestones

Ask a Money Question!

It’s our 500th episode! In this episode, we explore the differences between Trump Accounts and 529 plans—and which may be the better option for college savings. Plus, Art responds to a listener struggling to understand the relationship between giving and God’s provision.

Resources:

8 Money Milestones

Ask a Money Question!

Discover four smart money moves for September and learn where to find some of today’s best high-yield savings account rates. Art also answers a listener’s question about whether it is wiser to buy an existing home or build a new one.

Resources:

8 Money Milestones

Ask a Money Question!

Why do so many people start a financial health journey only to abandon it later? In this episode, Art Rainer reveals three common reasons people quit and offers biblical, practical guidance to help you keep moving toward financial health.

Resources:

8 Money Milestones

Ask a Money Question!

Is money the root of all evil? Does God really help those who help themselves? In this episode, Art reveals nine things the Bible does not say about money—and explains what it actually says instead.

Resources:

8 Money Milestones

Ask a Money Question!

In this episode, Art discusses recent money headlines and their implications. Plus, he answers two listener questions—one about what the Bible says about saving and another about being upside down on a car loan.

Resources:

8 Money Milestones

Ask a Money Question!

It’s another all-money-question episode! Art answers questions about when to claim Social Security, when to start investing for retirement, and how to respond when your parents invite your family on a cruise you can’t afford.

Resources:

8 Money Milestones

Ask a Money Question!

It’s an all-money-question episode! Art answers questions about the best high-yield savings accounts, what to do when sinking funds stretch your budget too thin, and how often a church should host an 8 Money Milestones group each year.

Resources:

8 Money Milestones

Ask a Money Question!

Prenups are becoming increasingly common, but should Christians embrace them as wise financial planning? In this episode, Art explains why prenuptial agreements can conflict with the biblical picture of marital oneness and why even complicated financial and family situations should be approached from a posture of unity.

Resources:

8 Money Milestones

Ask a Money Question!

Sports betting has exploded into the mainstream, but are we ignoring the financial and addictive consequences that come with it? In this episode, Art makes the case that gambling should be treated more like smoking, with stronger warnings, tighter advertising restrictions, and a more honest conversation about the damage it can cause.

Resources:

8 Money Milestones

Ask a Money Question!

August is the perfect time to reset your finances before the busy fall season begins. In this episode of More Than Money, Art shares four smart money moves for August and answers listener questions about saving for a child's college and helping an adult child move back home with both grace and healthy expectations.

Resources:

8 Money Milestones

Ask a Money Question!

Number one bestselling author and trusted financial expert Anthony O'Neal joins Art to discuss the practical tools and everyday habits that can help you build financial margin—even if you're starting from zero. Don't miss this engaging, practical, and motivating episode filled with actionable insights you can put to work right away.

Resources:

8 Money Milestones

Ask a Money Question!

Most people say churches talk about money too much, but what if the opposite is true? In this episode, Art explains why biblical teaching on money is essential for discipleship, encourages pastors to address the topic with confidence, and shows how anyone can help transform lives by leading an 8 Money Milestones group at their church.

Resources: 

8 Money Milestones

Ask a Money Question!

Should you wait until you're financially healthy before you start giving? In this episode, Art provides an unpopular opinion, answers two of the most common generosity questions he receives, and explains the biblical principles that can help you honor God whether your income is growing, shrinking, or temporarily gone.

Resources:

8 Money Milestones

Ask a Money Question!

Church leaders, what are your plans for the fall? In this episode, Art provides five reasons why churches should launch an 8 Money Milestones group this fall. Plus, he shares his favorite 8 Money Milestones group story. Don't miss it!

Resources:

8 Money Milestones

Ask a Money Question!

College degrees that don't pay off. Rising foreclosures. Warren Buffett's warning about a culture obsessed with gambling instead of investing. Plus, Art answers two important listener questions: How much should you really spend on an engagement ring, and what's the biggest financial mistake a man can make in his 30s?

Resources:

8 Money Milestones

Ask a Money Question!

Do you love to spend but struggle to save? In this episode, Art Rainer shares practical, biblical strategies to help Spenders break the cycle of impulse spending, build margin, and take their next step toward biblical financial health.

Resources:

8 Money Milestones

Ask a Money Question!

Are you an Investor money personality? In this episode, Art Rainer explores the strengths and blind spots of Investors, challenges them to place their hope in God (not their portfolio) and shares practical steps to help them steward wealth faithfully.

Resources:

8 Money Milestones

Ask a Money Question!

Money feels overwhelming, so you avoid it. But avoiding it won't make it go away. In this episode, Art Rainer helps Ignorers overcome financial avoidance, understand your financial reality, and take your next faithful step. Discover how a few small actions can lead to greater confidence and peace.

Resources:

8 Money Milestones

Ask a Money Question!

Saving is wise, but it can become a problem when saving becomes the goal. In this episode, Art Rainer shares how the 8 Money Milestones help savers spend with confidence and steward God's resources faithfully.

Resources:

8 Money Milestones

Ask a Money Question!

Celebrate Independence Day by taking four practical steps toward greater financial freedom. In this episode, Art shares simple July money moves that can help you reduce debt, build financial margin, strengthen your budget, and increase your generosity. If you're ready to make meaningful progress this month, this episode will give you a clear plan to get started.

Resources:

8 Money Milestones

Ask a Money Question!

Halfway through the year is the perfect time to stop guessing and start measuring your financial progress. In this episode, Art walks you through a simple mid-year financial check-up that reveals where you stand and what your next smartest move should be. If you want to finish the year stronger than you started, this episode will help you get there.

Resources:

8 Money Milestones

Ask a Money Question!

Buy Now, Pay Later promises convenience, but it may be one of the most dangerous financial traps facing young adults today. In this episode, Art Rainer exposes the psychology behind BNPL, shares eye-opening statistics on missed payments, and explains why small installments can quietly lead to big financial problems.

Resources:

8 Money Milestones

Ask a Money Question!

Credit cards promise rewards, convenience, and cash back, but are they quietly draining your budget and keeping you stuck financially? In this episode, Art unpacks the psychology behind credit card spending, explains why rewards often cost more than they return, and shares a biblical framework for using money faithfully. Plus, learn why the debt snowball continues to help thousands of people eliminate debt faster and gain momentum toward lasting financial freedom.

Resources:

8 Money Milestones

Ask a Money Question!

What happens when two people with the same income make very different decisions with their money? Art shares a compelling story that illustrates the power of delayed gratification, then answers listener questions about building net worth and choosing the right place to retire. This episode is packed with practical wisdom for anyone who wants to make smarter financial decisions today and enjoy greater freedom tomorrow.

Resources:

8 Money Milestones

Ask a Money Question!

Elon Musk has become a trillionaire, and there are many opinions about it. Dr. David Jones, a financial ethicist, joins Art to examine extreme wealth through a biblical lens. Don’t miss this engaging and theologically rich conversation.

Resources: 

8 Money Milestones

Ask a Money Question!

What's quietly destroying your financial health? In this episode, Art identifies seven common financial pitfalls—from discontentment and lifestyle inflation to debt and misplaced trust—and explains how they can derail your progress over time. He also answers listener questions about contentment, spending decisions, and how to faithfully steward God's resources.

Resources:

8 Money Milestones

Ask a Money Question!

What does your bank statement reveal about your faith? In this episode, Art shares 10 reasons a Christian's finances should look different from the world's. He also answers listener questions about giving before saving, prioritizing the local church in generosity, and navigating financial support for aging parents.

Resources:

8 Money Milestones

Ask a Money Question!

Should you pause your debt payoff plan when a baby is on the way? How do you trust God when money is tight? What are Trump Accounts, and what do parents need to know? Plus, Art makes his Stanley Cup prediction. This episode is packed with practical financial guidance, biblical wisdom, and answers to listener questions. Don't miss it!

Resources:

8 Money Milestones

Ask a Money Question!

This episode is packed with practical financial wisdom! Art shares four smart money moves to make during the month of June, helps a couple determine whether it's the right time to refinance their mortgage, guides a single mom through the decision of whether travel sports are worth the cost, and wraps up with several great summer book recommendations.

Resources:

8 Money Milestones

Ask a Money Question!