More Than Money

40 Episodes
Subscribe

By: Art Rainer

The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.

✂️ Clip this podcast
Episode 485 | Helping Spender Save Money
Episode 485 | Helping Spender Save Money episode artwork
Last Wednesday at 8:00 AM

Do you love to spend but struggle to save? In this episode, Art Rainer shares practical, biblical strategies to help Spenders break the cycle of impulse spending, build margin, and take their next step toward biblical financial health.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 484 | Helping Investors Care Less About Money
Episode 484 | Helping Investors Care Less About Money episode artwork
Last Monday at 8:00 AM

Are you an Investor money personality? In this episode, Art Rainer explores the strengths and blind spots of Investors, challenges them to place their hope in God (not their portfolio) and shares practical steps to help them steward wealth faithfully.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 483 | Helping Ignorers Care About Money
Episode 483 | Helping Ignorers Care About Money episode artwork
07/08/2026

Money feels overwhelming, so you avoid it. But avoiding it won't make it go away. In this episode, Art Rainer helps Ignorers overcome financial avoidance, understand your financial reality, and take your next faithful step. Discover how a few small actions can lead to greater confidence and peace.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 482 | Helping Savers Spend Money
Episode 482 | Helping Savers Spend Money episode artwork
07/06/2026

Saving is wise, but it can become a problem when saving becomes the goal. In this episode, Art Rainer shares how the 8 Money Milestones help savers spend with confidence and steward God's resources faithfully.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 481 | 4 Smart Money Moves for July (Independence Day Edition)
Episode 481 | 4 Smart Money Moves for July (Independence Day Edition) episode artwork
07/01/2026

Celebrate Independence Day by taking four practical steps toward greater financial freedom. In this episode, Art shares simple July money moves that can help you reduce debt, build financial margin, strengthen your budget, and increase your generosity. If you're ready to make meaningful progress this month, this episode will give you a clear plan to get started.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 480 | The Mid-Year Financial Check-Up You Can't Afford to Skip
Episode 480 | The Mid-Year Financial Check-Up You Can't Afford to Skip episode artwork
06/29/2026

Halfway through the year is the perfect time to stop guessing and start measuring your financial progress. In this episode, Art walks you through a simple mid-year financial check-up that reveals where you stand and what your next smartest move should be. If you want to finish the year stronger than you started, this episode will help you get there.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 479 | The Buy Now, Pay Later Disaster
Episode 479 | The Buy Now, Pay Later Disaster episode artwork
06/24/2026

Buy Now, Pay Later promises convenience, but it may be one of the most dangerous financial traps facing young adults today. In this episode, Art Rainer exposes the psychology behind BNPL, shares eye-opening statistics on missed payments, and explains why small installments can quietly lead to big financial problems.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 478 | Are Credit Cards Sucking the Life Out of Your Budget?
Episode 478 | Are Credit Cards Sucking the Life Out of Your Budget? episode artwork
06/22/2026

Credit cards promise rewards, convenience, and cash back, but are they quietly draining your budget and keeping you stuck financially? In this episode, Art unpacks the psychology behind credit card spending, explains why rewards often cost more than they return, and shares a biblical framework for using money faithfully. Plus, learn why the debt snowball continues to help thousands of people eliminate debt faster and gain momentum toward lasting financial freedom.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 477 | A Tale of Two Retirement Accounts: A Lesson in Delayed Gratification
Episode 477 | A Tale of Two Retirement Accounts: A Lesson in Delayed Gratification episode artwork
06/17/2026

What happens when two people with the same income make very different decisions with their money? Art shares a compelling story that illustrates the power of delayed gratification, then answers listener questions about building net worth and choosing the right place to retire. This episode is packed with practical wisdom for anyone who wants to make smarter financial decisions today and enjoy greater freedom tomorrow.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 476 | Is It Evil for Elon Musk to be a Trillionaire? | Guest: Dr. David W. Jones
Episode 476 | Is It Evil for Elon Musk to be a Trillionaire? | Guest: Dr. David W. Jones episode artwork
06/15/2026

Elon Musk has become a trillionaire, and there are many opinions about it. Dr. David Jones, a financial ethicist, joins Art to examine extreme wealth through a biblical lens. Don’t miss this engaging and theologically rich conversation.

Resources: 

8 Money Milestones

Ask a Money Question!


Episode 475 | 7 Common Destroyers of Financial Health
Episode 475 | 7 Common Destroyers of Financial Health episode artwork
06/10/2026

What's quietly destroying your financial health? In this episode, Art identifies seven common financial pitfalls—from discontentment and lifestyle inflation to debt and misplaced trust—and explains how they can derail your progress over time. He also answers listener questions about contentment, spending decisions, and how to faithfully steward God's resources.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 474 | 10 Reasons Christians' Finances Should Look Different
Episode 474 | 10 Reasons Christians' Finances Should Look Different episode artwork
06/08/2026

What does your bank statement reveal about your faith? In this episode, Art shares 10 reasons a Christian's finances should look different from the world's. He also answers listener questions about giving before saving, prioritizing the local church in generosity, and navigating financial support for aging parents.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 473 | Paying Off Debt When Pregnant, Trump Accounts, Trusting God, and Stanley Cup Final
Episode 473 | Paying Off Debt When Pregnant, Trump Accounts, Trusting God, and Stanley Cup Final episode artwork
06/03/2026

Should you pause your debt payoff plan when a baby is on the way? How do you trust God when money is tight? What are Trump Accounts, and what do parents need to know? Plus, Art makes his Stanley Cup prediction. This episode is packed with practical financial guidance, biblical wisdom, and answers to listener questions. Don't miss it!

Resources:

8 Money Milestones

Ask a Money Question!


Episode 472 | Smart Money Moves, Refinancing, Travel Ball, and Book Recommendations
Episode 472 | Smart Money Moves, Refinancing, Travel Ball, and Book Recommendations episode artwork
06/01/2026

This episode is packed with practical financial wisdom! Art shares four smart money moves to make during the month of June, helps a couple determine whether it's the right time to refinance their mortgage, guides a single mom through the decision of whether travel sports are worth the cost, and wraps up with several great summer book recommendations.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 471 | I’m Trying to Lead My Family Financially… and I Feel Like I’m Losing
Episode 471 | I’m Trying to Lead My Family Financially… and I Feel Like I’m Losing episode artwork
05/27/2026

Feeling like you’ve failed financially can quietly crush your confidence, your marriage, and your peace. In this episode, Art shares encouragement on what financial leadership looks like in difficult seasons. Plus, a simple strategy for escaping the Klarna “buy now, pay later” cycle before it takes over your budget.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 470 | The Debt Cycle Nobody Talks About
Episode 470 | The Debt Cycle Nobody Talks About episode artwork
05/25/2026

Debt doesn’t just impact your finances. It shapes your family. In this episode, we explore how payments, credit cards, and financial stress become normalized across generations, and how to break the cycle before your kids repeat it.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 469 | Are Credit Card Rewards Worth the Risk?
Episode 469 | Are Credit Card Rewards Worth the Risk? episode artwork
05/20/2026

Are credit card rewards worth the risk? What are some signs you may be ready for a credit card? When should you stay away from them? Art dives into some More Than Money Facebook posts on this episode and answers those questions.
 
Resources:

8 Money Milestones

Ask a Money Question!


Episode 468 | We Bought a Car with Cash—Here’s How
Episode 468 | We Bought a Car with Cash—Here’s How episode artwork
05/18/2026

Can you actually buy a car with cash anymore? You can. In this episode, Art shares how he and his wife purchased their new-to-them SUV with cash. Plus, he answers two listener questions: How do you know if lifestyle inflation is hurting your finances, and what should you do if you’re behind on retirement savings in your 40s? Don’t miss this practical and encouraging conversation.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 467 | 5 Smart Money Moves for May (College Grad Edition)
Episode 467 | 5 Smart Money Moves for May (College Grad Edition) episode artwork
05/13/2026

Are you (or someone you know) a recent college graduate? In this episode, Art shares five smart money moves every 2026 graduate should make, using advice from the MTM community. He also highlights a few must-read financial books that can help young adults build a strong financial foundation.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 466 | Should You Tithe While Paying Off Debt?
Episode 466 | Should You Tithe While Paying Off Debt? episode artwork
05/11/2026

In this episode of More Than Money, Art answers questions about retirement savings, tithing while in debt, and how much house you can actually afford. From Roth vs. traditional accounts to navigating generosity in tight seasons, if you’re trying to honor God and stay financially steady, this conversation is for you.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 465 | The Top 5 Summer Side Hustles
Episode 465 | The Top 5 Summer Side Hustles episode artwork
05/06/2026

What side hustles are perfect for the summer months? In this episode, Art shares five opportunities to earn extra income when the weather warms up and the days get longer. Plus, he walks you through the Trifecta frameworks to help you identify your perfect side hustle.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 464 | Budgeting When Money Is Tight!
Episode 464 | Budgeting When Money Is Tight! episode artwork
05/04/2026

Are finances tight? This episode is for you. Join Art and Nate as they walk you through practical steps to build a budget when there’s little, or nothing, left at the end of the month, helping you regain clarity, control, and confidence with your money.

Resources: 

8 Money Milestones

Ask a Money Question!


Episode 463 | 4 Ways Discontent Is Undermining Americans’ Finances
Episode 463 | 4 Ways Discontent Is Undermining Americans’ Finances episode artwork
04/29/2026

Discontent isn’t just a financial issue. It’s a heart issue that Scripture addresses head-on. In this episode, discover four ways discontent undermines your finances and how embracing biblical contentment can lead to lasting peace and faithful stewardship.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 462 | The 5 Regrets Retirees Wish They Could Undo
Episode 462 | The 5 Regrets Retirees Wish They Could Undo episode artwork
04/27/2026

In this episode, we explore the five most common regrets retirees share about their financial decisions and what they wish they had done differently. From saving too little to retiring too early, these insights will help you make wiser choices today, so your future self has fewer regrets tomorrow.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 461 | The Economics Behind NYC’s $30M Grocery Store
Episode 461 | The Economics Behind NYC’s $30M Grocery Store episode artwork
04/22/2026

Time for some economics! In this episode, we break down NYC’s proposed government-run grocery stores and ask a simple question: Will this make groceries cheaper, or will it just shift the costs somewhere else? We also explore what this could mean for local competition and the long-term ripple effects in the market.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 460 | Top 5 Vacation Destinations That Give You the Most Bang for Your Buck
Episode 460 | Top 5 Vacation Destinations That Give You the Most Bang for Your Buck episode artwork
04/20/2026

What does it really mean to “afford” a family vacation, and could taking one be poor stewardship? In this episode, we unpack a biblical approach to vacation spending, explore the types of trips that deliver the most value, and highlight five of the most cost-efficient family vacation destinations in the U.S.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 459 | 4 Ways to Ruin Your Retirement Investments This Week
Episode 459 | 4 Ways to Ruin Your Retirement Investments This Week episode artwork
04/15/2026

In this episode, we break down four simple, but all too common, mistakes that can derail your retirement investments. Learn how to avoid emotional decisions, stay consistent, and build long-term wealth even when the market feels uncertain. Plus, hear about the March Madness bracket strategy that won this year’s More Than Money Bracket Challenge!

Resources:

8 Money Milestones

Ask a Money Question!


Episode 458 | How TikTok Is Quietly Wrecking Your Finances
Episode 458 | How TikTok Is Quietly Wrecking Your Finances episode artwork
04/13/2026

In this episode, we dive into how TikTok can quietly mess with your money by making everyone look richer than they are, turning “I didn’t know I needed that” into a spending habit, and normalizing a lifestyle your budget never signed up for. We also unpack how the algorithm keeps you scrolling and sometimes even steers you toward bad financial advice that sounds smart in 30 seconds but falls apart in real life.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 457 | 6 Signs You Might Be Ready to Launch Your Business
Episode 457 | 6 Signs You Might Be Ready to Launch Your Business episode artwork
04/08/2026

How do you know when it’s the right time to launch a business? In this episode, Art walks through six key indicators, including capacity, clarity, counsel, and family readiness, to help you discern whether to wait, test, or move forward. If you’ve been sitting on an idea, this conversation will give you the wisdom and confidence to take your next step.

Resources: 

8 Money Milestones

Ask a Money Question!


Episode 456 | 4 Smart Money Moves for April
Episode 456 | 4 Smart Money Moves for April episode artwork
04/06/2026

What if April could set the tone for your entire financial year? In this episode, Art shares four smart money moves to build momentum now and tackles a timely question: why are cars so expensive right now?

Resources:

8 Money Milestones

Ask a Money Question!


Episode 455 | Back to Basics: Money Milestones 7 and 8
Episode 455 | Back to Basics: Money Milestones 7 and 8 episode artwork
04/01/2026

Let’s wrap up our deep dive into the 8 Money Milestones by tackling Milestones 7 and 8. In this episode, Art breaks down saving for college and shares five practical strategies to help you pay off your mortgage early. Don’t miss this powerful conclusion to the mini-series!

Resources:

8 Money Milestones

Ask a Money Question!


Episode 454 | Back to Basics: Money Milestones 5 and 6
Episode 454 | Back to Basics: Money Milestones 5 and 6 episode artwork
03/30/2026

Let’s continue our deep dive into the 8 Money Milestones. In this episode, Art breaks down Money Milestone 5 (Save 3 to 6 months of living expenses for a job loss level emergency) and Money Milestone 6 (Put 15% of your gross income toward retirement. Art provides several surprising stats about these Money Milestones and shares one of the most common retirement savings mistakes people make.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 453 | Back to Basics: Money Milestones 3 and 4
Episode 453 | Back to Basics: Money Milestones 3 and 4 episode artwork
03/25/2026

Let’s continue our deep dive into the 8 Money Milestones! In this episode, Art breaks down Milestones 3 and 4—maximizing your employer match and tackling debt. These are two powerful steps you can take toward financial health, so don’t miss this important episode.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 452 | Back to Basics: Money Milestones 1 and 2
Episode 452 | Back to Basics: Money Milestones 1 and 2 episode artwork
03/23/2026

Let’s kick off a deep dive into the 8 Money Milestones. We start with the foundation: generosity and your first emergency fund. Art breaks down Money Milestones 1 and 2 in a practical, encouraging way, while tackling some of the most common questions people have as they begin their journey. If you’re ready to build momentum with your money, this is where it starts.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 451 | 15 Fascinating Facts About Millionaires
Episode 451 | 15 Fascinating Facts About Millionaires episode artwork
03/18/2026

What pops into your mind when you hear the word “millionaire”? A big house? Fancy cars? Exotic vacations? In this episode, Art shares fifteen facts about real millionaires that may surprise you. Plus, he answers a listener's question about long-term care. Don’t miss it!

Resources:

8 Money Milestones

Ask a Money Question!


Episode 450 | Is a College Degree Still Worth It?
Episode 450 | Is a College Degree Still Worth It? episode artwork
03/16/2026

Is a college degree still worth it? In this episode, Art dives into the numbers to help determine whether a college degree is worth the cost. He also shares some really bad—and really good—reasons to choose a college. Don’t miss it!

Resources:

8 Money Milestones

Ask a Money Question!


Episode 449 | Is Wartime a Bad Time to Start Investing?
Episode 449 | Is Wartime a Bad Time to Start Investing? episode artwork
03/11/2026

Is wartime a bad time to start investing? In this episode, Art answers money questions about investing during global uncertainty, managing finances after a ministry layoff, and whether a trust is necessary for an older couple with modest assets.

Resources:

8 Money Milestones

Ask a Money Question!


Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Won’t Eliminate These 4)
Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Won’t Eliminate These 4) episode artwork
03/09/2026

In this episode, we explore five jobs that are least likely to be replaced by automation or AI and four more that are likely to stick around. Then Art answers a listener’s question about how to get a spouse who prefers to be hands-off with the finances more engaged. Tune in!

Resources:

8 Money Milestones

Ask a Money Question!


Episode 447 | 4 Smart Money Moves for March
Episode 447 | 4 Smart Money Moves for March episode artwork
03/04/2026

What are some smart money moves you should be making right now? In this episode, Art shares practical financial steps you can take this month, from preparing for taxes and reviewing your budget to strengthening your emergency fund and planning for upcoming expenses. Along the way, he also answers listener questions about tithing. Don’t miss it!

Resources:

8 Money Milestones

Ask a Money Question!


Episode 446 | 3 Money Meeting Mistakes for Couples and More!
Episode 446 | 3 Money Meeting Mistakes for Couples and More! episode artwork
03/02/2026

Money meetings don’t fail because of math — they fail because of emotion and poor structure. In this episode, we unpack three common mistakes couples make and share a simple framework for building clarity and unity. If you want less tension and more alignment in your marriage, this one’s for you.

Resources:

8 Money Milestones

Ask a Money Question!