More Than Money
The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.
Episode 465 | The Top 5 Summer Side Hustles
What side hustles are perfect for the summer months? In this episode, Art shares five opportunities to earn extra income when the weather warms up and the days get longer. Plus, he walks you through the Trifecta frameworks to help you identify your perfect side hustle.
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8 Money Milestones
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Episode 464 | Budgeting When Money Is Tight!
Are finances tight? This episode is for you. Join Art and Nate as they walk you through practical steps to build a budget when there’s little, or nothing, left at the end of the month, helping you regain clarity, control, and confidence with your money.
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8 Money Milestones
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Episode 463 | 4 Ways Discontent Is Undermining Americans’ Finances
Discontent isn’t just a financial issue. It’s a heart issue that Scripture addresses head-on. In this episode, discover four ways discontent undermines your finances and how embracing biblical contentment can lead to lasting peace and faithful stewardship.
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8 Money Milestones
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Episode 462 | The 5 Regrets Retirees Wish They Could Undo
In this episode, we explore the five most common regrets retirees share about their financial decisions and what they wish they had done differently. From saving too little to retiring too early, these insights will help you make wiser choices today, so your future self has fewer regrets tomorrow.
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8 Money Milestones
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Episode 461 | The Economics Behind NYC’s $30M Grocery Store
Time for some economics! In this episode, we break down NYC’s proposed government-run grocery stores and ask a simple question: Will this make groceries cheaper, or will it just shift the costs somewhere else? We also explore what this could mean for local competition and the long-term ripple effects in the market.
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8 Money Milestones
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Episode 460 | Top 5 Vacation Destinations That Give You the Most Bang for Your Buck
What does it really mean to “afford” a family vacation, and could taking one be poor stewardship? In this episode, we unpack a biblical approach to vacation spending, explore the types of trips that deliver the most value, and highlight five of the most cost-efficient family vacation destinations in the U.S.
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8 Money Milestones
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Episode 459 | 4 Ways to Ruin Your Retirement Investments This Week
In this episode, we break down four simple, but all too common, mistakes that can derail your retirement investments. Learn how to avoid emotional decisions, stay consistent, and build long-term wealth even when the market feels uncertain. Plus, hear about the March Madness bracket strategy that won this year’s More Than Money Bracket Challenge!
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8 Money Milestones
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Episode 458 | How TikTok Is Quietly Wrecking Your Finances
In this episode, we dive into how TikTok can quietly mess with your money by making everyone look richer than they are, turning “I didn’t know I needed that” into a spending habit, and normalizing a lifestyle your budget never signed up for. We also unpack how the algorithm keeps you scrolling and sometimes even steers you toward bad financial advice that sounds smart in 30 seconds but falls apart in real life.
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8 Money Milestones
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Episode 457 | 6 Signs You Might Be Ready to Launch Your Business
How do you know when it’s the right time to launch a business? In this episode, Art walks through six key indicators, including capacity, clarity, counsel, and family readiness, to help you discern whether to wait, test, or move forward. If you’ve been sitting on an idea, this conversation will give you the wisdom and confidence to take your next step.
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8 Money Milestones
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Episode 456 | 4 Smart Money Moves for April
What if April could set the tone for your entire financial year? In this episode, Art shares four smart money moves to build momentum now and tackles a timely question: why are cars so expensive right now?
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8 Money Milestones
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Episode 455 | Back to Basics: Money Milestones 7 and 8
Let’s wrap up our deep dive into the 8 Money Milestones by tackling Milestones 7 and 8. In this episode, Art breaks down saving for college and shares five practical strategies to help you pay off your mortgage early. Don’t miss this powerful conclusion to the mini-series!
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8 Money Milestones
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Episode 454 | Back to Basics: Money Milestones 5 and 6
Let’s continue our deep dive into the 8 Money Milestones. In this episode, Art breaks down Money Milestone 5 (Save 3 to 6 months of living expenses for a job loss level emergency) and Money Milestone 6 (Put 15% of your gross income toward retirement. Art provides several surprising stats about these Money Milestones and shares one of the most common retirement savings mistakes people make.
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8 Money Milestones
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Episode 453 | Back to Basics: Money Milestones 3 and 4
Let’s continue our deep dive into the 8 Money Milestones! In this episode, Art breaks down Milestones 3 and 4—maximizing your employer match and tackling debt. These are two powerful steps you can take toward financial health, so don’t miss this important episode.
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8 Money Milestones
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Episode 452 | Back to Basics: Money Milestones 1 and 2
Let’s kick off a deep dive into the 8 Money Milestones. We start with the foundation: generosity and your first emergency fund. Art breaks down Money Milestones 1 and 2 in a practical, encouraging way, while tackling some of the most common questions people have as they begin their journey. If you’re ready to build momentum with your money, this is where it starts.
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8 Money Milestones
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Episode 451 | 15 Fascinating Facts About Millionaires
What pops into your mind when you hear the word “millionaire”? A big house? Fancy cars? Exotic vacations? In this episode, Art shares fifteen facts about real millionaires that may surprise you. Plus, he answers a listener's question about long-term care. Don’t miss it!
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8 Money Milestones
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Episode 450 | Is a College Degree Still Worth It?
Is a college degree still worth it? In this episode, Art dives into the numbers to help determine whether a college degree is worth the cost. He also shares some really bad—and really good—reasons to choose a college. Don’t miss it!
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8 Money Milestones
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Episode 449 | Is Wartime a Bad Time to Start Investing?
Is wartime a bad time to start investing? In this episode, Art answers money questions about investing during global uncertainty, managing finances after a ministry layoff, and whether a trust is necessary for an older couple with modest assets.
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8 Money Milestones
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Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Won’t Eliminate These 4)
In this episode, we explore five jobs that are least likely to be replaced by automation or AI and four more that are likely to stick around. Then Art answers a listener’s question about how to get a spouse who prefers to be hands-off with the finances more engaged. Tune in!
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8 Money Milestones
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Episode 447 | 4 Smart Money Moves for March
What are some smart money moves you should be making right now? In this episode, Art shares practical financial steps you can take this month, from preparing for taxes and reviewing your budget to strengthening your emergency fund and planning for upcoming expenses. Along the way, he also answers listener questions about tithing. Don’t miss it!
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8 Money Milestones
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Episode 446 | 3 Money Meeting Mistakes for Couples and More!
Money meetings don’t fail because of math — they fail because of emotion and poor structure. In this episode, we unpack three common mistakes couples make and share a simple framework for building clarity and unity. If you want less tension and more alignment in your marriage, this one’s for you.
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8 Money Milestones
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Episode 445 | 5 Fixable Reasons You Are Not Moving Forward in Your Finances
Are you struggling to gain momentum in your finances? In this episode, Art and Nate unpack five common—and fixable—reasons people get stuck and share practical steps you can take to start moving forward. Don’t miss this actionable conversation designed to help you build real financial traction.
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8 Money Milestones
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Episode 444 | Money Prep for Marriage 101
God doesn’t provide financial resources to blow up our marriages. In this episode, Art and Matt share seven practical tips for those preparing to say “I do,” along with guidance for anyone walking alongside engaged couples and helping them build a strong financial foundation for their future together. Don’t miss it!
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8 Money Milestones
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Episode 443 | SMACKDOWN! Roth IRA vs Traditional IRA
Which IRA is better—Roth or Traditional? In this episode, Art and Nate go head-to-head to determine which IRA deserves the title of true champion. They also tackle a listener’s question about IRAs. Don’t miss this fun, live recording of the More Than Money podcast!
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8 Money Milestones
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Episode 442 | The Biggest Money Fights for Couples
Do you fight with your spouse about money? You’re not alone. In this episode, Art and Matt unpack a recent study revealing the most common financial conflicts couples face and share practical steps to help you and your spouse move toward greater unity with your money. Don’t miss it!
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8 Money Milestones
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Episode 441 | Secret Wealth Hack—Get Married
Is marriage good for your money? In this episode, we dive into surprising statistics that reveal how marriage often leads to greater wealth, lower expenses, and stronger financial stability. You’ll leave encouraged that God’s design for marriage and wise financial stewardship truly work better together.
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8 Money Milestones
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Episode 440 | 4 Keys to Getting Out of Debt
It’s a live recording of More Than Money! For those who are ready to get out of debt, this is for you. In this episode, Art shares some guarantees and keys to the debt-free journey. Plus, he answers a couple of listener questions.
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8 Money Milestones
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Episode 439 | Become a Rich Couple in February
It’s time for you and your spouse to become a Rich Couple! In this episode, Art discusses his newly re-released book, “The Rich Couple: 30 Days of Following God’s Design for a Financially Healthy Marriage,” and the four critical decisions every couple must make to build a truly rich marriage. Plus, he answers a listener’s question about what to do after reaching Money Milestone 8.
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8 Money Milestones
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Episode 438 | 5 Smart Money Moves for February (Money Date Edition)
Money and marriage collide in the best possible way in this February-themed episode as you’re invited to go on a purposeful “money date” with your spouse. You’ll be guided through honest conversations about your finances, shared dreams for the future, and the impact you want to make together. By the end, you’ll see money not as a source of stress, but as a tool God can use to strengthen your relationship and His kingdom.
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8 Money Milestones
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Episode 437 | Ready to Move? 5 States Where Your Money Goes Further
What are the 5 states where the cost of living is the lowest? In this episode, Art explains cost of living, why it is so important to your finances, and in what states your dollar goes further. Plus, he answers a question about opening a Roth IRA for a child. Tune in!
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8 Money Milestones
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Episode 436 | Turn 16 PTO Days Into 47 Days Off!
We’re called to steward everything God has entrusted to us—including our PTO days. In this episode, Art explains why not using your PTO can be costly and shares a simple strategy to help you maximize your time off. Plus, he answers a listener’s question about maxing out an employer match. Don’t miss it!
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8 Money Milestones
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Episode 435 | Can a Tight Budget Be a Major Blessing?
When income is low or unpredictable, budgeting can feel overwhelming—especially during seasons of loss or transition. In this episode, Art walks through why a tight budget can actually be a blessing, how to build a simple budget when income varies, and practical ways to stay faithful to the plan when progress feels slow.
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8 Money Milestones
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Episode 434 | Why Government Fraud Matters—and How Christians Should Respond
Government fraud is all over the headlines, and the recent allegations out of Minnesota raise an important question: why should everyday Americans care? In this episode, Art explains how fraud impacts taxpayers, harms the vulnerable, and how Christians should respond. Don’t miss this timely episode!
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8 Money Milestones
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Episode 433 | Don’t Make These 5 Massive Investing Mistakes!
Many retirement mistakes happen long before retirement ever begins. In this episode, Art walks through five massive investing mistakes that can quietly derail your retirement plan, then answers a listener’s question about what to do when you’re close to retirement with little saved. Gain practical guidance on avoiding common pitfalls and taking intentional next steps, no matter where you’re starting.
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8 Money Milestones
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Episode 432 | Steal My Side Hustle Idea and Make Some Money
A side hustle can help you knock out your next Money Milestones. In this episode, Art walks you through how to identify the best side hustle for you and provides a side hustle idea that he hopes someone will steal. Plus, he offers 8 tips for getting the most out of the 8 Money Milestones group. Tune in!
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8 Money Milestones
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Episode 431 | $2,000 Per Month Side Hustles? Here Are Four of Them
Are you looking to make some extra money to knock out your next Money Milestone? In this episode, Art shares practical tips for managing a side hustle when life is already busy and highlights four side hustles that can reportedly generate up to $2,000 per month. Don’t miss it!
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8 Money Milestones
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Episode 430 | Smart Money Moves for January and Getting a Second Income
Happy New Year! Ready to start 2026 with clarity and confidence? In this episode, Art shares three smart money moves to help you launch the year strong. Plus, he answers a listener’s question about getting a second income and what to consider before taking that next step. Simple, practical, and faith-filled guidance you don’t want to miss.
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8 Money Milestones
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Episode 429 | Unlock Your Goal-Setting Superpower!
Are you setting some financial goals for 2026? In this episode, Art provides six ways to unlock your goal-setting superpower and increase your likelihood of reaching those goals. Don’t miss the perfect episode for New Year’s Eve!
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8 Money Milestones
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Episode 428 | 10 Ways to Ruin Your Financial Health in 2026
Most people don’t ruin their finances with one big mistake—they do it with small, repeated decisions. In this episode, Art walks through 10 common habits that quietly sabotage financial health. Learn what to avoid in 2026 to pursue clarity, margin, and generosity.
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8 Money Milestones
Christian Money Help
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Episode 427 | Money Lessons from the Real Santa Claus
PARENTAL WARNING: In this episode, we move beyond the myth and explore the real story behind Santa Claus. Art dives into the life of the historical St. Nicholas and shares practical money lessons drawn from his generosity. It’s the perfect episode to listen to on Christmas Eve.
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8 Money Milestones
Christian Money Help
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Episode 426 | Elon Musk Says Don’t Save—So, Should You?
Elon Musk recently suggested that AI and universal income could make saving money unnecessary—but is that really something you should rely on? In this episode, Art breaks down what Scripture says about work, stewardship, and preparing for the future, even during rapid technological advancements.
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8 Money Milestones
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