More Than Money
The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.
Episode 456 | 4 Smart Money Moves for April
What if April could set the tone for your entire financial year? In this episode, Art shares four smart money moves to build momentum now and tackles a timely question: why are cars so expensive right now?
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8 Money Milestones
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Episode 455 | Back to Basics: Money Milestones 7 and 8
Letâs wrap up our deep dive into the 8 Money Milestones by tackling Milestones 7 and 8. In this episode, Art breaks down saving for college and shares five practical strategies to help you pay off your mortgage early. Donât miss this powerful conclusion to the mini-series!
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8 Money Milestones
Ask a Money Question!
Episode 454 | Back to Basics: Money Milestones 5 and 6
Letâs continue our deep dive into the 8 Money Milestones. In this episode, Art breaks down Money Milestone 5 (Save 3 to 6 months of living expenses for a job loss level emergency) and Money Milestone 6 (Put 15% of your gross income toward retirement. Art provides several surprising stats about these Money Milestones and shares one of the most common retirement savings mistakes people make.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 453 | Back to Basics: Money Milestones 3 and 4
Letâs continue our deep dive into the 8 Money Milestones! In this episode, Art breaks down Milestones 3 and 4âmaximizing your employer match and tackling debt. These are two powerful steps you can take toward financial health, so donât miss this important episode.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 452 | Back to Basics: Money Milestones 1 and 2
Letâs kick off a deep dive into the 8 Money Milestones. We start with the foundation: generosity and your first emergency fund. Art breaks down Money Milestones 1 and 2 in a practical, encouraging way, while tackling some of the most common questions people have as they begin their journey. If youâre ready to build momentum with your money, this is where it starts.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 451 | 15 Fascinating Facts About Millionaires
What pops into your mind when you hear the word âmillionaireâ? A big house? Fancy cars? Exotic vacations? In this episode, Art shares fifteen facts about real millionaires that may surprise you. Plus, he answers a listener's question about long-term care. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 450 | Is a College Degree Still Worth It?
Is a college degree still worth it? In this episode, Art dives into the numbers to help determine whether a college degree is worth the cost. He also shares some really badâand really goodâreasons to choose a college. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 449 | Is Wartime a Bad Time to Start Investing?
Is wartime a bad time to start investing? In this episode, Art answers money questions about investing during global uncertainty, managing finances after a ministry layoff, and whether a trust is necessary for an older couple with modest assets.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 448 | AI Will Eliminate These 5 Jobs by 2030 (And Wonât Eliminate These 4)
In this episode, we explore five jobs that are least likely to be replaced by automation or AI and four more that are likely to stick around. Then Art answers a listenerâs question about how to get a spouse who prefers to be hands-off with the finances more engaged. Tune in!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 447 | 4 Smart Money Moves for March
What are some smart money moves you should be making right now? In this episode, Art shares practical financial steps you can take this month, from preparing for taxes and reviewing your budget to strengthening your emergency fund and planning for upcoming expenses. Along the way, he also answers listener questions about tithing. Donât miss it!
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8 Money Milestones
Ask a Money Question!
Episode 446 | 3 Money Meeting Mistakes for Couples and More!
Money meetings donât fail because of math â they fail because of emotion and poor structure. In this episode, we unpack three common mistakes couples make and share a simple framework for building clarity and unity. If you want less tension and more alignment in your marriage, this oneâs for you.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 445 | 5 Fixable Reasons You Are Not Moving Forward in Your Finances
Are you struggling to gain momentum in your finances? In this episode, Art and Nate unpack five commonâand fixableâreasons people get stuck and share practical steps you can take to start moving forward. Donât miss this actionable conversation designed to help you build real financial traction.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 444 | Money Prep for Marriage 101
God doesnât provide financial resources to blow up our marriages. In this episode, Art and Matt share seven practical tips for those preparing to say âI do,â along with guidance for anyone walking alongside engaged couples and helping them build a strong financial foundation for their future together. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 443 | SMACKDOWN! Roth IRA vs Traditional IRA
Which IRA is betterâRoth or Traditional? In this episode, Art and Nate go head-to-head to determine which IRA deserves the title of true champion. They also tackle a listenerâs question about IRAs. Donât miss this fun, live recording of the More Than Money podcast!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 442 | The Biggest Money Fights for Couples
Do you fight with your spouse about money? Youâre not alone. In this episode, Art and Matt unpack a recent study revealing the most common financial conflicts couples face and share practical steps to help you and your spouse move toward greater unity with your money. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 441 | Secret Wealth HackâGet Married
Is marriage good for your money? In this episode, we dive into surprising statistics that reveal how marriage often leads to greater wealth, lower expenses, and stronger financial stability. Youâll leave encouraged that Godâs design for marriage and wise financial stewardship truly work better together.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 440 | 4 Keys to Getting Out of Debt
Itâs a live recording of More Than Money! For those who are ready to get out of debt, this is for you. In this episode, Art shares some guarantees and keys to the debt-free journey. Plus, he answers a couple of listener questions.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 439 | Become a Rich Couple in February
Itâs time for you and your spouse to become a Rich Couple! In this episode, Art discusses his newly re-released book, âThe Rich Couple: 30 Days of Following Godâs Design for a Financially Healthy Marriage,â and the four critical decisions every couple must make to build a truly rich marriage. Plus, he answers a listenerâs question about what to do after reaching Money Milestone 8.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 438 | 5 Smart Money Moves for February (Money Date Edition)
Money and marriage collide in the best possible way in this February-themed episode as youâre invited to go on a purposeful âmoney dateâ with your spouse. Youâll be guided through honest conversations about your finances, shared dreams for the future, and the impact you want to make together. By the end, youâll see money not as a source of stress, but as a tool God can use to strengthen your relationship and His kingdom.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 437 | Ready to Move? 5 States Where Your Money Goes Further
What are the 5 states where the cost of living is the lowest? In this episode, Art explains cost of living, why it is so important to your finances, and in what states your dollar goes further. Plus, he answers a question about opening a Roth IRA for a child. Tune in!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 436 | Turn 16 PTO Days Into 47 Days Off!
Weâre called to steward everything God has entrusted to usâincluding our PTO days. In this episode, Art explains why not using your PTO can be costly and shares a simple strategy to help you maximize your time off. Plus, he answers a listenerâs question about maxing out an employer match. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 435 | Can a Tight Budget Be a Major Blessing?
When income is low or unpredictable, budgeting can feel overwhelmingâespecially during seasons of loss or transition. In this episode, Art walks through why a tight budget can actually be a blessing, how to build a simple budget when income varies, and practical ways to stay faithful to the plan when progress feels slow.
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8 Money Milestones
Ask a Money Question!
Episode 434 | Why Government Fraud Mattersâand How Christians Should Respond
Government fraud is all over the headlines, and the recent allegations out of Minnesota raise an important question: why should everyday Americans care? In this episode, Art explains how fraud impacts taxpayers, harms the vulnerable, and how Christians should respond. Donât miss this timely episode!
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8 Money Milestones
Ask a Money Question!
Episode 433 | Donât Make These 5 Massive Investing Mistakes!
Many retirement mistakes happen long before retirement ever begins. In this episode, Art walks through five massive investing mistakes that can quietly derail your retirement plan, then answers a listenerâs question about what to do when youâre close to retirement with little saved. Gain practical guidance on avoiding common pitfalls and taking intentional next steps, no matter where youâre starting.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 432 | Steal My Side Hustle Idea and Make Some Money
A side hustle can help you knock out your next Money Milestones. In this episode, Art walks you through how to identify the best side hustle for you and provides a side hustle idea that he hopes someone will steal. Plus, he offers 8 tips for getting the most out of the 8 Money Milestones group. Tune in!
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8 Money Milestones
Ask a Money Question!
Episode 431 | $2,000 Per Month Side Hustles? Here Are Four of Them
Are you looking to make some extra money to knock out your next Money Milestone? In this episode, Art shares practical tips for managing a side hustle when life is already busy and highlights four side hustles that can reportedly generate up to $2,000 per month. Donât miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 430 | Smart Money Moves for January and Getting a Second Income
Happy New Year! Ready to start 2026 with clarity and confidence? In this episode, Art shares three smart money moves to help you launch the year strong. Plus, he answers a listenerâs question about getting a second income and what to consider before taking that next step. Simple, practical, and faith-filled guidance you donât want to miss.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 429 | Unlock Your Goal-Setting Superpower!
Are you setting some financial goals for 2026? In this episode, Art provides six ways to unlock your goal-setting superpower and increase your likelihood of reaching those goals. Donât miss the perfect episode for New Yearâs Eve!
Resources:
8 Money Milestones
Christian Money Help
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Episode 428 | 10 Ways to Ruin Your Financial Health in 2026
Most people donât ruin their finances with one big mistakeâthey do it with small, repeated decisions. In this episode, Art walks through 10 common habits that quietly sabotage financial health. Learn what to avoid in 2026 to pursue clarity, margin, and generosity.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 427 | Money Lessons from the Real Santa Claus
PARENTAL WARNING: In this episode, we move beyond the myth and explore the real story behind Santa Claus. Art dives into the life of the historical St. Nicholas and shares practical money lessons drawn from his generosity. Itâs the perfect episode to listen to on Christmas Eve.
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8 Money Milestones
Christian Money Help
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Episode 426 | Elon Musk Says Donât SaveâSo, Should You?
Elon Musk recently suggested that AI and universal income could make saving money unnecessaryâbut is that really something you should rely on? In this episode, Art breaks down what Scripture says about work, stewardship, and preparing for the future, even during rapid technological advancements.
Resources:Â
8 Money Milestones
Ask a Money Question!
2025 Greatest Hits! Shocking Stats About Emergency Funds
A recent study found that 42% of American adults lack an emergency fund. In this Greatest Hit of 2025, Art breaks down the study, uncovering other surprising statistics about emergency savings and sharing essential tips on what not to use your emergency fund for.
2025 Greatest Hits! Watch Out for These 7 Cash Flow Killers!
Do things seem tight right now? For todayâs Greatest Hit of 2025, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFCÂŽ, from Nebraska, joins him to answer a money question.
2025 Greatest Hits! Donât Make These Investment Moves! Instead, Do This
For todayâs Greatest Hit of 2025, Art and Matt tell you what NOT to do and provide you with some decisions you should make. Plus, they announce the 2025 More Than Money Bracket Challenge winner! Donât miss it!
2025 Greatest Hits! Top Money Moves to Make in Your 40s
Your 40s are key financial years. In this Greatest Hit of 2025, Art shares key money moves to make in your fourth decade of life. Plus, we're excited to debut a new segment: âAsk a CERTCFCÂŽ!â Tune in for expert insights you wonât want to miss.
2025 Greatest Hits! A Tale of Two Cars: The Power of a Wise Purchase
This Greatest Hit of 2025 is all about used carsâbusting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!
Episode 425 | Sneaky Idols Sabotaging Your Finances
In this episode, we expose five modern American idols that quietly sabotage both your faith and your finances. Youâll learn how these subtle distractions shape your spending, fuel anxiety, and pull your heart away from Godâs design for money. Most importantly, youâll discover practical steps to break free and live with greater clarity, contentment, and generosity. Tune in!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 424 | Boosting Your Financial Confidence in 30 Days
Do you feel out of control? In this episode, Art addresses the growing crisis of financial confidence among Christians and how stress impacts both peace and generosity. He shares eight simple, biblical habits you can use to regain clarity and control in just 30 days. Plus, he explores how the 8 Money Milestones differ from other financial systems. Tune in!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 423 | Your 2025 Financial State of the Union
Itâs an annual tradition on the More Than Money podcast! Matt joins Art to walk through the Financial State of the Unionâwhat it is, why it matters, and how to use it. Plus, they tackle Janetâs question: Is giving less than 10% considered âstealing from Godâ?
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 422 | 6 Smart Money Moves for December
Finish the year strong! In this episode, Art provides six smart money moves to wrap up 2025. Plus, he answers a listenerâs question about refinancing their house. Rates have dropped. Is now the time to take advantage of lower rates?Â
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!