More Than Money
The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.
Episode 423 | Your 2025 Financial State of the Union
It’s an annual tradition on the More Than Money podcast! Matt joins Art to walk through the Financial State of the Union—what it is, why it matters, and how to use it. Plus, they tackle Janet’s question: Is giving less than 10% considered “stealing from God”?
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 422 | 6 Smart Money Moves for December
Finish the year strong! In this episode, Art provides six smart money moves to wrap up 2025. Plus, he answers a listener’s question about refinancing their house. Rates have dropped. Is now the time to take advantage of lower rates?Â
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 421 | 7 Ways Gratitude Helps You Reach Your Financial Goals Faster
Happy Thanksgiving! In the spirit of the season, Art shares seven ways an attitude of gratitude can help you reach your next Money Milestone even faster. Plus, he answers three questions from the More Than Money family, including, “Should I stop my retirement contributions while rebuilding my emergency fund?”
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 420 | Get Ready for Christmas: More Joy to the World, Less Debt to the World
Join Art and Nate as they break down how to financially prepare for Christmas—without losing the joy of the season. And for the very first time, they’re taking live questions! Tune in for practical tips, a few laughs, and a fresh reminder of what this season is really about.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 419 | Goodbye Social Security, Housing Allowances, and Trump Accounts (Jon’s Episode)
Jon posted a question in the More Than Money Facebook Group that set the trajectory for this episode. In it, Art dives into whether ministers should opt out of Social Security, how they can make the most of their housing allowance, and what “Trump Accounts” for kids are all about. Enjoy Jon’s episode!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 418 | Building Wealth, Coverdell ESAs, and a Debt-Free Masters
How do you build wealth? In this episode, Art walks through seven practical steps for growing your net worth from a biblical perspective. Plus, he answers two listener questions—one about using a Coverdell ESA for homeschool expenses and another about pursuing a master’s degree without taking on debt.
Resources:Â
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 417 | 50-Year Mortgages, Retirement Savings, and Financial Disunity in Marriage
President Trump recently raised the idea of a 50-year mortgage. In this episode, Art explains why he’s concerned about stretching home loans across half a century. Plus, he answers two listener questions—one about saving for retirement and another about how to get on the same financial page as your spouse.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 416 | We Need to Talk…About Your Parents’ Estate Plan
On this episode, Art answers a question about what to do when your parents don’t have an estate plan. Plus, he tackles two questions from the More Than Money Facebook Group—one about budgeting with variable income and another about how to find a trustworthy CFP®.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 415 | Annual Start Spending Money Episode! All About Your FSA
For the most part, FSAs are a “use it or lose it” deal. In this episode, Art unpacks how flexible spending accounts work, the mistakes that could cost you money, and some surprising purchases that qualify for FSA dollars. Don’t let that money disappear—put it to good use before the year ends!
Resources:Â
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 414 | 4 Smart Money Moves for November
It is time for some smart money moves! This month, Art considers some moves that focus on gratitude and following the next step God gives you. Additionally, Art addresses two financial questions—one about a HELOC and another about buying a house. Don’t miss it!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 413 | When You Give—Public School Students Are Taught the Bible | Guest: Jennifer Jury (LifeWise Academy)
Did you know there’s a legal way for public school students to receive Bible instruction during school hours? Jennifer Jury of LifeWise Academy joins Art to share how God is using the generosity of His people to expand a ministry that brings biblical teaching directly to students in public schools. Don’t miss this inspiring conversation about faith, impact, and generosity!
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8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 412 | Government-Run Grocery Stores, Mortgage Shopping, and Money Milestones
Every so often, an idea comes along that sounds great on the surface, like the perfect fix for a problem everyone sees, but dig a little deeper, and you realize it might actually make things worse. In this episode, Art discusses government-run grocery stores and explores why good intentions don’t always lead to good outcomes.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 411 | Rent Control, Minimum Wage, and Alabama Football
Money questions answered! In this episode, Art tackles five listener questions on everything from rent control to Alabama football. Tune in for a fun and informative conversation you won’t want to miss!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 410 | Why Christian Money Help Exists—and How It Can Serve You | Guest: Nate Sargent
Looking for trustworthy, Christ-centered financial guidance? In this episode, Art is joined by Nate Sargent to introduce Christian Money Help—a new counseling practice designed to walk with you through life’s financial challenges. You’ll hear the story behind the practice, why it exists, and how it might serve you or someone you know. If you’ve ever wondered whether Christian financial counseling could be the next step in your journey, this episode is for you.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 409 | 5 Secrets of Those Who Paid Off Their Debt
How do people do it? How do those buried in debt break free? In this episode, Art shares five secrets from individuals who have successfully paid off their debt. He also tackles questions about sinking funds and what the Bible says about debt. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 408 | Tax Bracket Changes, Shrinking Emergency Funds, and Church Savings
The IRS has released the federal income tax brackets for 2026. In this episode, Art explains how marginal tax rates really work and walks through the latest updates. He also unpacks recent news about Americans’ shrinking emergency funds. Don’t miss it!
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8 Money Milestones
Ask a Money Question!
Episode 407 | Blessing Your Pastor, Cutting Up Cards, and Paying Your Contractor
It’s Pastor Appreciation Month! What are you doing to encourage those who faithfully shepherd your church? In this episode, Art shares practical ways to bless your pastor. Plus, he answers two listener questions—one about knowing when it’s time to cut up your credit cards and another about whether you should pay your contractor before your bathroom renovation is finished.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 406 | 4 Smart Money Moves for October
What smart money moves should you be making this month? Welcome to October, when the leaves change and pumpkin spice shows up everywhere. In this episode, Art shares practical money moves to start the month strong and answers two listener questions. Don’t miss it!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 405 | The Next 5 Years: What Will Wreck Americans’ Finances?
This episode examines six emerging financial challenges that Americans are likely to encounter over the next five years, including AI-driven job disruptions, rising debt, healthcare costs, and declining financial literacy. Being aware of and preparing for these challenges can help you avoid future financial stress and pain. Don’t miss it!
Resources:Â
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 404 | Dollar-Cost Averaging, Reducing Retirement, and ESPN Bet
What is dollar-cost averaging, and how can you use it as an investment strategy? In this episode, Art gives a clear, easy-to-understand explanation of how it works and why it matters. He also answers two listener questions—one about reducing retirement contributions to save for a home and another about Christians and sports betting. Don’t miss it!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 403 | When You Give…Someone Receives The Gift of Mobility | Guest: Nuka Hart
Nuka Hart, the CEO of Free Wheelchair Mission, joins Art to share stories of how God uses generosity to transform lives and communities by providing mobility to people with disabilities. In this episode, you’ll hear how something as simple as a wheelchair can restore dignity and hope. Discover how your giving can create ripple effects far beyond what you might imagine and be inspired to see generosity as a powerful way to join God’s work in the world.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 402 | Fed Rate Cut, Passive Income, and Sinful Debt
In this episode, Art breaks down how the Federal Reserve’s interest rate decisions impact your everyday life and matter for your family’s finances. Plus, he answers a listener’s question about buying a rental property: Is it wise to dip into your emergency fund for a down payment, or should you wait until you’re on firmer ground?
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 401 | When You Give...God Brings A Father To Faith | Guest: Jess Rainer
In this episode of More Than Money, Jess Rainer (Art’s brother) shares powerful stories of how generosity can change lives in unexpected ways. From a father coming to Christ after years of prayer to a student receiving a last-minute camp scholarship, you’ll see how giving impacts both individuals and communities. Tune in to discover the eternal ripple effects of your generosity and how God multiplies what you give.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 400 | Financial Health Signs, Decreasing Net Worth, and Account Types Needed
Are you financially healthy? In this episode, Art discusses a few signs that you have reached financial health. Additionally, he addresses two listener questions—one on the impact of purchasing a car on net worth and another about the types of accounts a person typically needs. Don’t miss this 400th episode!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 399 | Regretful Money Mistakes, Increasing Net Worth, and Bothersome Bible Verses
From now until year’s end, certain money mistakes can leave you with a lot of regret. In this episode, Art highlights four financial decisions to avoid, answers questions about how a home down payment affects your net worth, and addresses Bible verses that have been troubling a listener. Don’t miss it!
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8 Money Milestones
Ask a Money Question!
Episode 398 | Unprepared! 63% of Christians Don't Have an Estate Plan, According to Survey
A recent survey revealed that only 37% of Christian adults have an estate plan in place. In this episode, Art delves into the survey’s findings on Christians and estate planning, examines what the Bible says about estate planning, and offers some next steps. He also answers a question about extended warranties for appliances. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 397 | What Does The Bible Say About…Sports Betting? | Guest: Dr. David W. Jones
Sports betting has gained significant popularity. What does the Bible say about it? On this episode, Dr. David W. Jones joins Art to explore a biblical perspective on this growing trend. You won’t want to miss this important conversation!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 396 | 4 Smart Money Moves For September
It’s time for some September money moves! In this episode, Art shares four smart financial steps to take this month. He also answers two listener questions—one about staying on budget and another about handling a financial gift. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 395 | What Debt Creates The Most Financial Stress For Christians?
A recent survey revealed the top debt that stresses Christians out. What is it? On this fun episode, Art and Matt discuss this stressful debt, provide tips for crushing all your debt, and answer a listener’s question about credit card rewards. Enjoy!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 394 | Are Christians Saving Enough? Survey Says Many Are Not
29% of Christians in the U.S. have less than $1,500 saved, according to a recent survey. In this episode, Art discusses this finding and other savings statistics, and he provides five tips for those wanting to get started saving. Plus, he answers two listener questions. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 393 | Silent Killers: 3 Debts Draining Americans’ Wallets
Debt is a generosity killer, and some generosity killers aren’t talked about nearly enough. In this episode, Art shines a spotlight on three debts draining Americans’ wallets and answers two listener questions. Enjoy!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 392 | 5 Non-Financial Factors That Improve Your Finances: Jumpstart Your 8 Money Milestones Journey
Live audience recording! In this episode, we’re recording in front of a live audience at Graceland Church in New Albany, Indiana. As the church’s small groups prepare to begin the 8 Money Milestones program, Art shares five non-financial factors that can help jumpstart the journey. Plus, he answers money questions from the audience. Enjoy!
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8 Money Milestones
Ask a Money Question!
Episode 391 | Good Intentions, Bad Outcomes: 4 Money Moves That Cause Unexpected Pain
While well-intended, some financial decisions can lead to unfortunate consequences. In this episode, Art and Matt discuss four financial decisions that leave many with significant regret. Plus, they answer a question about breaking the paycheck-to-paycheck living cycle. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 390 | Gen Z Wants Financial Independence by 32: What We Can Learn From Them
Fifty-two percent of Gen Z aims to achieve financial independence by age 32, and an astounding 94% hope to reach it by 55. Before we dismiss these goals as unrealistic, let’s explore the valuable lessons, both good and bad, we can learn from this ambitious generation.
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8 Money Milestones
Ask a Money Question!
Episode 389 | Car Trouble: 1 in 4 Trade-Ins Are Underwater
Auto loans continue to weigh heavily on Americans. In this episode, Art shares some eye-opening stats about trade-ins and answers two listener questions—one about buying a minivan and another about the money personality survey. Enjoy!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 388 | 5 Smart Money Moves for August
Welcome to August! In this episode, Art provides five smart money moves to make this month. Plus, he answers a listener’s question about the 8 Money Milestones program and shares a listener’s success story. Don’t miss it!
Resources:Â
8 Money Milestones
Ask a Money Question!
Episode 387 | Money Questions! Side Hustles, 401(k)s, Generosity, and More!
Term or whole life insurance? 401(k) or Roth IRA? Side hustle or not? Art covers a lot of ground in this by answering six money questions. This is your money questions episode! Don’t miss it!
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 386 | 5 Money Lessons 2025 Has Taught Us So Far
What money lessons have you learned this year? In this episode, Art shares five key money lessons we’ve all learned so far in 2025. Plus, he answers two listener questions—both about retirement. Don’t miss it!
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 385 | Money Questions Answered! Health Insurance, Kids’ Chores, and More
This episode is all about your money questions! Art tackles topics like budgeting for rising health insurance costs, whether kids should get paid for household chores, helping your teen buy their first car, and more. Don’t miss it!
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 384 | The Big Beautiful Bill and You: What You Need to Know
On July 4th, the “Big Beautiful Bill” was signed into law. In this episode, Art delves into several key aspects of the bill that may impact your finances. Plus, he answers two listeners’ questions—one about Trump’s account and another about church finances.
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
