More Than Money
The More Than Money Podcast helps listeners get financially healthy for the sake of giving and living generously. In each episode, Art Rainer provides fun, practical, biblically-based financial advice through interviews and listener questions. Our goal with this podcast is for you to understand God's design for you and your money as you learn to give generously, save wisely, and live appropriately.
Episode 410 | Why Christian Money Help Exists—and How It Can Serve You | Guest: Nate Sargent
Looking for trustworthy, Christ-centered financial guidance? In this episode, Art is joined by Nate Sargent to introduce Christian Money Help—a new counseling practice designed to walk with you through life’s financial challenges. You’ll hear the story behind the practice, why it exists, and how it might serve you or someone you know. If you’ve ever wondered whether Christian financial counseling could be the next step in your journey, this episode is for you.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 409 | 5 Secrets of Those Who Paid Off Their Debt
How do people do it? How do those buried in debt break free? In this episode, Art shares five secrets from individuals who have successfully paid off their debt. He also tackles questions about sinking funds and what the Bible says about debt. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 408 | Tax Bracket Changes, Shrinking Emergency Funds, and Church Savings
The IRS has released the federal income tax brackets for 2026. In this episode, Art explains how marginal tax rates really work and walks through the latest updates. He also unpacks recent news about Americans’ shrinking emergency funds. Don’t miss it!
Resources:Â
8 Money Milestones
Ask a Money Question!
Episode 407 | Blessing Your Pastor, Cutting Up Cards, and Paying Your Contractor
It’s Pastor Appreciation Month! What are you doing to encourage those who faithfully shepherd your church? In this episode, Art shares practical ways to bless your pastor. Plus, he answers two listener questions—one about knowing when it’s time to cut up your credit cards and another about whether you should pay your contractor before your bathroom renovation is finished.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 406 | 4 Smart Money Moves for October
What smart money moves should you be making this month? Welcome to October, when the leaves change and pumpkin spice shows up everywhere. In this episode, Art shares practical money moves to start the month strong and answers two listener questions. Don’t miss it!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 405 | The Next 5 Years: What Will Wreck Americans’ Finances?
This episode examines six emerging financial challenges that Americans are likely to encounter over the next five years, including AI-driven job disruptions, rising debt, healthcare costs, and declining financial literacy. Being aware of and preparing for these challenges can help you avoid future financial stress and pain. Don’t miss it!
Resources:Â
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 404 | Dollar-Cost Averaging, Reducing Retirement, and ESPN Bet
What is dollar-cost averaging, and how can you use it as an investment strategy? In this episode, Art gives a clear, easy-to-understand explanation of how it works and why it matters. He also answers two listener questions—one about reducing retirement contributions to save for a home and another about Christians and sports betting. Don’t miss it!
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 403 | When You Give…Someone Receives The Gift of Mobility | Guest: Nuka Hart
Nuka Hart, the CEO of Free Wheelchair Mission, joins Art to share stories of how God uses generosity to transform lives and communities by providing mobility to people with disabilities. In this episode, you’ll hear how something as simple as a wheelchair can restore dignity and hope. Discover how your giving can create ripple effects far beyond what you might imagine and be inspired to see generosity as a powerful way to join God’s work in the world.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 402 | Fed Rate Cut, Passive Income, and Sinful Debt
In this episode, Art breaks down how the Federal Reserve’s interest rate decisions impact your everyday life and matter for your family’s finances. Plus, he answers a listener’s question about buying a rental property: Is it wise to dip into your emergency fund for a down payment, or should you wait until you’re on firmer ground?
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 401 | When You Give...God Brings A Father To Faith | Guest: Jess Rainer
In this episode of More Than Money, Jess Rainer (Art’s brother) shares powerful stories of how generosity can change lives in unexpected ways. From a father coming to Christ after years of prayer to a student receiving a last-minute camp scholarship, you’ll see how giving impacts both individuals and communities. Tune in to discover the eternal ripple effects of your generosity and how God multiplies what you give.
Resources:
8 Money Milestones
Christian Money Help
Ask a Money Question!
Episode 400 | Financial Health Signs, Decreasing Net Worth, and Account Types Needed
Are you financially healthy? In this episode, Art discusses a few signs that you have reached financial health. Additionally, he addresses two listener questions—one on the impact of purchasing a car on net worth and another about the types of accounts a person typically needs. Don’t miss this 400th episode!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 399 | Regretful Money Mistakes, Increasing Net Worth, and Bothersome Bible Verses
From now until year’s end, certain money mistakes can leave you with a lot of regret. In this episode, Art highlights four financial decisions to avoid, answers questions about how a home down payment affects your net worth, and addresses Bible verses that have been troubling a listener. Don’t miss it!
Resources:Â
8 Money Milestones
Ask a Money Question!
Episode 398 | Unprepared! 63% of Christians Don't Have an Estate Plan, According to Survey
A recent survey revealed that only 37% of Christian adults have an estate plan in place. In this episode, Art delves into the survey’s findings on Christians and estate planning, examines what the Bible says about estate planning, and offers some next steps. He also answers a question about extended warranties for appliances. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 397 | What Does The Bible Say About…Sports Betting? | Guest: Dr. David W. Jones
Sports betting has gained significant popularity. What does the Bible say about it? On this episode, Dr. David W. Jones joins Art to explore a biblical perspective on this growing trend. You won’t want to miss this important conversation!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 396 | 4 Smart Money Moves For September
It’s time for some September money moves! In this episode, Art shares four smart financial steps to take this month. He also answers two listener questions—one about staying on budget and another about handling a financial gift. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 395 | What Debt Creates The Most Financial Stress For Christians?
A recent survey revealed the top debt that stresses Christians out. What is it? On this fun episode, Art and Matt discuss this stressful debt, provide tips for crushing all your debt, and answer a listener’s question about credit card rewards. Enjoy!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 394 | Are Christians Saving Enough? Survey Says Many Are Not
29% of Christians in the U.S. have less than $1,500 saved, according to a recent survey. In this episode, Art discusses this finding and other savings statistics, and he provides five tips for those wanting to get started saving. Plus, he answers two listener questions. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 393 | Silent Killers: 3 Debts Draining Americans’ Wallets
Debt is a generosity killer, and some generosity killers aren’t talked about nearly enough. In this episode, Art shines a spotlight on three debts draining Americans’ wallets and answers two listener questions. Enjoy!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 392 | 5 Non-Financial Factors That Improve Your Finances: Jumpstart Your 8 Money Milestones Journey
Live audience recording! In this episode, we’re recording in front of a live audience at Graceland Church in New Albany, Indiana. As the church’s small groups prepare to begin the 8 Money Milestones program, Art shares five non-financial factors that can help jumpstart the journey. Plus, he answers money questions from the audience. Enjoy!
Resources:Â
8 Money Milestones
Ask a Money Question!
Episode 391 | Good Intentions, Bad Outcomes: 4 Money Moves That Cause Unexpected Pain
While well-intended, some financial decisions can lead to unfortunate consequences. In this episode, Art and Matt discuss four financial decisions that leave many with significant regret. Plus, they answer a question about breaking the paycheck-to-paycheck living cycle. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 390 | Gen Z Wants Financial Independence by 32: What We Can Learn From Them
Fifty-two percent of Gen Z aims to achieve financial independence by age 32, and an astounding 94% hope to reach it by 55. Before we dismiss these goals as unrealistic, let’s explore the valuable lessons, both good and bad, we can learn from this ambitious generation.
Resources:
8 Money Milestones
Ask a Money Question!
Episode 389 | Car Trouble: 1 in 4 Trade-Ins Are Underwater
Auto loans continue to weigh heavily on Americans. In this episode, Art shares some eye-opening stats about trade-ins and answers two listener questions—one about buying a minivan and another about the money personality survey. Enjoy!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 388 | 5 Smart Money Moves for August
Welcome to August! In this episode, Art provides five smart money moves to make this month. Plus, he answers a listener’s question about the 8 Money Milestones program and shares a listener’s success story. Don’t miss it!
Resources:Â
8 Money Milestones
Ask a Money Question!
Episode 387 | Money Questions! Side Hustles, 401(k)s, Generosity, and More!
Term or whole life insurance? 401(k) or Roth IRA? Side hustle or not? Art covers a lot of ground in this by answering six money questions. This is your money questions episode! Don’t miss it!
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 386 | 5 Money Lessons 2025 Has Taught Us So Far
What money lessons have you learned this year? In this episode, Art shares five key money lessons we’ve all learned so far in 2025. Plus, he answers two listener questions—both about retirement. Don’t miss it!
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 385 | Money Questions Answered! Health Insurance, Kids’ Chores, and More
This episode is all about your money questions! Art tackles topics like budgeting for rising health insurance costs, whether kids should get paid for household chores, helping your teen buy their first car, and more. Don’t miss it!
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 384 | The Big Beautiful Bill and You: What You Need to Know
On July 4th, the “Big Beautiful Bill” was signed into law. In this episode, Art delves into several key aspects of the bill that may impact your finances. Plus, he answers two listeners’ questions—one about Trump’s account and another about church finances.
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 383 | Grow Your Net Worth With These 5 Numbers
Net worth is a useful tool for understanding your financial reality. But how can you actually grow it? In this episode, Art shares five key numbers you need to know to help increase your net worth. Plus, he answers a listener’s question about Money Milestone 3. Tune in!
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 382 | 10 Big Money-Wasters To Avoid
Could you use a bit more financial margin? In this episode, Art shares ten common money-wasters you should eliminate. Plus, he answers a listener’s question about whether he prefers a UTMA/UGMA account or a 529 plan for college savings.
Resources:Â
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 381 | Road Trip! Gassed Up and Financially Literate
Hey road trippers, this one’s for you! While you’re cruising down the highway, test your financial literacy with a fun mix of quiz questions, terrible dad jokes, and real-life money tips. It’s the perfect companion for your drive. Don’t miss it!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 380 | Road Trip! Bible Budget Showdown
It’s time to test your Bible knowledge! This episode is perfect for your summer road trip—packed with trivia, dad jokes, and fun money questions. Buckle up and enjoy the ride!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 379 | 5 Money Moves for July AND Top-Rated 529 Plans
Welcome to July! In this episode, Art provides some summer money moves to make this month. Plus, he answers a listener’s question about saving for college and the top-rated 529 Plans out there. Don’t miss it!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 378 | This is Your Debt-Free Declaration of Independence!
Declare your independence! In this special Independence Day episode, Art challenges listeners to declare their own Debt-Free Independence Day—a moment to break free from the weight of debt and commit to a new financial future. Don’t miss it!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 377 | Training Up Little Stewards! | Guest: Dr. Shane Enete
Parents, you’re raising the next generation of faithful stewards! Dr. Shane Enete joins Art to answer key questions about teaching kids biblical stewardship. If you have kids, this is a must-listen episode!Â
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 376 | A Tale of Two Cars: The Power of a Wise Purchase
This episode is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 375 | Rich Without A Dollar: Wealth That Money Can’t Buy
You can be rich without spending or saving a cent! In this episode, Art and Matt explore the most valuable areas of life where true wealth is found. Plus, they answer a listener’s question about emergency funds and sinking funds.
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 374 | The Secret Sauce to Building Wealth
How do people build wealth? In this episode, Art reveals the secret sauce behind wealth-building. Additionally, he addresses a generosity question about why Christians should make the local church their primary place of giving. Tune in!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 373 | Staycation 101: Make Memories & Avoid Debt
Want a vacation but working with a tight budget? Consider a staycation! In this episode, Art shares eight creative ideas for enjoying a memorable staycation without breaking the bank. Plus, he teams up with a fellow CERTCFC® to answer listener questions. Don’t miss it!
Resources:
8 Money Milestones
Ask a Money Question!
Episode 372 | Watch Out For These 7 Cash Flow Killers!
Do things seem tight right now? In this episode, Art provides seven cash flow killers to be aware of. Plus, Christian, a CERTCFC®, from Nebraska, joins him to answer a money question. Don’t miss it!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
Episode 371 | Why Lump Sum Compensation Hurts Pastors
Some pastors receive their pay as a lump sum and must decide how to allocate it themselves. In this episode, Art and Matt discuss why that approach might not be ideal for pastors and answer a listener’s question. Plus, they kick off some summer fun with music trivia. Tune in!
Resources:
8 Money Milestones
My Church Staff: Stewardship
Ask a Money Question!
